Lending Expert Group Limited

Lending Expert Group Limited Accountants' Report For the year ended 31 January 2026
These financial statements have been prepared in accordance with our terms of engagement and in order to assist you to fulfil your duties under the Companies Acts that relate to preparing the financial statements of the company for the year ended 31 January 2026. We have prepared these finance statements based on the accounting records, information and explanations provided by you. We do not express any opinion on the financial statements. On the Balance Sheet you have acknowledged your duties under the prevailing Companies Acts to ensure that the company keeps adequate accounting records and prepares financial statements that give a true and fair view. You have determined that the company is exempt from the statutory requirement for an audit for this accounting year. Therefore, the financial statements are unaudited. The financial statements are provided exclusively to the director for the limited purpose mentioned above, and may not be used or relied upon for any other purpose or by any other person, and we shall not be liable for any other usage or reliance. .................................................... MBS Accountants Conway House Worcester Street Gloucester GL1 3AJ 06 July 2026 1

Lending Expert Group Limited
Accountants' Report
For the year ended 31 January 2026

These financial statements have been prepared in accordance with our terms of engagement and in order to assist you to fulfil your duties under the Companies Acts that relate to preparing the financial statements of the company for the year ended 31 January 2026.

We have prepared these finance statements based on the accounting records, information and explanations provided by you. We do not express any opinion on the financial statements.

On the Balance Sheet you have acknowledged your duties under the prevailing Companies Acts to ensure that the company keeps adequate accounting records and prepares financial statements that give a true and fair view.

You have determined that the company is exempt from the statutory requirement for an audit for this accounting year. Therefore, the financial statements are unaudited.

The financial statements are provided exclusively to the director for the limited purpose mentioned above, and may not be used or relied upon for any other purpose or by any other person, and we shall not be liable for any other usage or reliance.

....................................................
MBS Accountants
Conway House
Worcester Street
Gloucester
GL1 3AJ
06 July 2026

Lending Expert Group Limited
Statement of Financial Position
As at 31 January 2026

	Notes	2026 £	2025 £
Fixed assets
Investments	3	160	160
		160	160
Current assets
Debtors		29,722	-
Cash at bank and in hand		11	599
		29,733	599
Creditors: amount falling due within one year		(100)	(1,598)
Net current assets		29,633	(999)

Total assets less current liabilities		29,793	(839)
Net assets		29,793	(839)

Capital and reserves
Called up share capital	4	62	62
Profit and loss account		29,731	(901)
Shareholders' funds		29,793	(839)

For the year ended 31 January 2026 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

Director's responsibilities:

The members have not required the company to obtain an audit of its accounts for the year in question in accordance with section 476.
The director acknowledges their responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of accounts.

These financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime. In accordance with Section 444 of the Companies Act 2006 the income statement has not been delivered to the Registrar of Companies.

The members have agreed to the preparation of abridged accounts for this accounting period in accordance with section 444(2A).

The financial statements were approved by the director on 06 July 2026 and were signed by:

-------------------------------
David Alan Beard
Director

Lending Expert Group Limited
Notes to the Abridged Financial Statements
For the year ended 31 January 2026

General Information

Lending Expert Group Limited is a private company, limited by shares, registered in England and Wales, registration number 14997215, registration address The Steam Mill, Steam Mill Street, Chester, Cheshire, CH3 5AN.

The presentation currency is £ sterling.

Accounting policies

Significant accounting policies

The accounts have been prepared under the historical cost convention and in accordance with FRS 102, the Financial Reporting Standard applicable in the UK and Republic of Ireland (as applied to small entities by Section 1A of the standard)

Taxation

Taxation represents the sum of tax currently payable and deferred tax. Tax is recognised in the statement of income, except to the extent that it relates to items recognised in other comprehensive income or directly in capital and reserves.
The company’s liability for current tax is calculated using the tax rates and laws that have been enacted or substantively enacted at the reporting date.
Current and deferred tax assets and liabilities are not discounted

Dividends

Proposed dividends are only included as liabilities in the statement of financial position when their payment has been approved by the shareholders prior to the statement of financial position date.

Fixed asset investments

Fixed asset investments are stated at cost less provision for any permanent diminution in value.

2.	Average number of employees Average number of employees during the year was 1 (2025 : 1).

Investments

Cost	Other investments other than loans	Total
	£	£
At 01 February 2025	160	160
Additions	-	-
Disposals	-	-
At 31 January 2026	160	160

Share Capital

Allotted, called up and fully paid	2026 £	2025 £
600,000 Ordinary shares of £0.0001 each	60	60
10,000 B shares of £0.0001 each	1	1
100,000 C shares of £0.0001 each	10	10
	71	71

Related parties

During the year the company entered into the following transactions with related parties:

	Transaction value - income/(expenses)		Balance owed by/(owed to)
	2026 £	2025 £	2026 £	2025 £
Lending Expert Technologies Limited	-	-	(100)	(100)
Lending Expert Limited	-	-	-	-

Lending Expert Group Limited is tha parent company of Lending Expert Technologies Limited. During the financial year, Lending Expert Group Limited has acquired all of the outstanding ordinary shares of Lending Expert Technologies Limited amounting to £100.00 (100 Ordinary Shares @ £1.00 per share). Lending Expert Group Limited has not yet paid for these shares.
Lending Expert Group Limited is tha parent company of Lending Expert Limited. Aside from the acquisition of Lending Expert Limited's equity by Lending Expert Group Limited, there are no intercompany transactions between these two companies during the accounting year.

6.	Amended Accounts These accounts are amended accounts that replace the original accounts previously filed. These accounts are now the statutory accounts of the company for the period for which they have been prepared and they have been prepared as they were at the date of the original accounts.

Registered Number: 14997215
England and Wales
Abridged Accounts

for the year ended 31 January 2026
for
LENDING EXPERT GROUP LIMITED