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Registered number: 03775975


A.C.TOURS LIMITED
ANNUAL REPORT AND FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

 
A.C.TOURS LIMITED
 

CONTENTS



Page
Company information
1
Strategic report
2 - 3
Directors' report
4
Directors' responsibilities statement
5
Independent auditors' report
6 - 9
Statement of comprehensive income
10
Statement of financial position
11 - 12
Statement of changes in equity
13 - 14
Notes to the financial statements
15 - 27

 
A.C.TOURS LIMITED
 
 
COMPANY INFORMATION


Directors
R J Russell 
K H B Heyne 
P D Barry  




Company number
03775975



Registered office
Level 5a
Maple House

149 Tottenham Court Road

London

England

W1T 7NF




Auditor
Xeinadin Audit Limited
Statutory Auditor & Chartered Accountants

Level 5a

Maple House

149 Tottenham Court Road

London

England

W1T 7NF




Page 1

 
A.C.TOURS LIMITED
 
 
STRATEGIC REPORT
FOR THE YEAR ENDED 31 DECEMBER 2025

Introduction
 
The directors have concluded that no material events have occurred since the date of approval of these financial statements that would affect the financial statements of the Company.

Business review
 
2025 saw continued growth across the core business of A.C. Tours Limited into the UK with both Groups and FIT business performing well.  Whilst number of passengers per group has been considerably lower post COVID the number of groups travelling increased year on year and average booking value continued to grow. 

The luxury FIT travellers from North American markets continued to out-perform expectations and assisted A.C.
Tours Limited in securing a larger market share with some key relationships secured. 

The company’s focus continues to be building its partnership approach with key clients and key suppliers equally. 

Our strongest asset remains our team, the multi-year destination knowledge and we have been delighted to increase this by over 20% in 2025 whilst also seeing many of the long standing team members reach landmark anniversaries of 20, 15, 10 and 5 years with the business. 

We remain a hybrid working company with staff being required to attend an A.C. Tours Limited office each week and in summer 2025 we completed the relocation of our London Head Office to a larger standalone space in London Bridge sufficient to support continued anticipated growth in our business operations. 

ESG 

During 2025 we completed stage 1 of our application to achieve B Corp status; we intend maintaining our focus here to complete full certification.

Future developments

Looking ahead to 2026, the Directors expect to complete and secure the company's B Corp Certification, facilitating the sustainable growth of the business and ensuring the highest standards of environmental transparency and accountability within their operations.

Post year end, the company further acquired a lease for a new Edinburgh office, the relocation of the current office aligning with the future strategic growth of the business.

Principal risks and uncertainties
 
The directors note the ongoing conflict in Ukraine and Middle East and the impact on cost of living to create uncertainty however due to the strong performance of AC Luxe and the agents providing largely clients with LHNW and HNW status they feel extremely confident of the company's ability to continue to perform well against market and competitor set.

Page 2

 
A.C.TOURS LIMITED
 

STRATEGIC REPORT (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025

Financial key performance indicators
 
2025
2024
        £
        £
Gross profit

5,466,041

3,879,845

Turnover

24,588,456

19,588,849

EBITDA

1,311,901

1,015,358


31,366,398

24,484,052


Other key performance indicators
 
Customer satisfaction and employee retention are important non-financial key performance indicators, performance against which was considered satisfactory for the year.


This report was approved by the board and signed on its behalf.



................................................
R J Russell
Director

Date: 1 July 2026
Page 3

 
A.C.TOURS LIMITED
 
 
 
DIRECTORS' REPORT
FOR THE YEAR ENDED 31 DECEMBER 2025

The directors present their report and the financial statements for the year ended 31 December 2025.

Principal activity

The principal activity of the company during the year continued to be that of travel agents and tour operators.

Results and dividends

The profit for the year, after taxation, amounted to £868,469 (2024 - £931,859).

The directors paid and proposed a dividend of £nil in the year to the parent company (2024: £Nil). 

Directors

The directors who served during the year were:

R J Russell 
K H B Heyne 
P D Barry 

Political contributions

The company did not make any disclosable political donations in the current period (2024: £Nil).

Disclosure of information to auditors

Each of the persons who are directors at the time when this Directors' report is approved has confirmed that:
 
so far as the director is aware, there is no relevant audit information of which the Company's auditors are unaware, and

the director has taken all the steps that ought to have been taken as a director in order to be aware of any relevant audit information and to establish that the Company's auditors are aware of that information.
Auditors

The auditorsXeinadin Audit Limitedwill be proposed for reappointment in accordance with section 485 of the Companies Act 2006.

Page 4

 
A.C.TOURS LIMITED
 
 
DIRECTORS' RESPONSIBILITIES STATEMENT
FOR THE YEAR ENDED 31 DECEMBER 2025

The directors are responsible for preparing the Strategic report, the Directors' report and the financial statements in accordance with applicable law and regulations.

Company law requires the directors to prepare financial statements for each financial year. Under that law the directors have elected to prepare the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice), including Financial Reporting Standard 102 ‘The Financial Reporting Standard applicable in the UK and Republic of Ireland'. Under company law the directors must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the Company and of the profit or loss of the Company for that period.

 In preparing these financial statements, the directors are required to:

select suitable accounting policies for the Company's financial statements and then apply them consistently;

make judgements and accounting estimates that are reasonable and prudent;

state whether applicable UK Accounting Standards have been followed, subject to any material departures disclosed and explained in the financial statements;

prepare the financial statements on the going concern basis unless it is inappropriate to presume that the Company will continue in business.

The directors are responsible for keeping adequate accounting records that are sufficient to show and explain the Company's transactions and disclose with reasonable accuracy at any time the financial position of the Company and to enable them to ensure that the financial statements comply with the Companies Act 2006They are also responsible for safeguarding the assets of the Company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Page 5

 
A.C.TOURS LIMITED
 
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF A.C.TOURS LIMITED
UNDER SECTION 449 OF THE COMPANIES ACT 2006
 

Opinion


We have audited the financial statements of A.C.Tours Limited (the 'Company') for the year ended 31 December 2025, which comprise the Statement of comprehensive income, the Statement of financial position, the Statement of changes in equity and the related notes, including a summary of significant accounting policiesThe financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 ‘The Financial Reporting Standard applicable in the UK and Republic of Ireland' (United Kingdom Generally Accepted Accounting Practice).


In our opinion the financial statements:


give a true and fair view of the state of the Company's affairs as at 31 December 2025 and of its profit for the year then ended;
have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and
have been prepared in accordance with the requirements of the Companies Act 2006.


Basis for opinion


We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditors' responsibilities for the audit of the financial statements section of our report. We are independent of the Company in accordance with the ethical requirements that are relevant to our audit of the financial statements in the United Kingdom, including the Financial Reporting Council's Ethical Standard and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.


Conclusions relating to going concern


In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.


Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.


Our responsibilities and the responsibilities of the directors with respect to going concern are described in the relevant sections of this report.


Page 6

 
A.C.TOURS LIMITED
 
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF A.C.TOURS LIMITED (CONTINUED)
UNDER SECTION 449 OF THE COMPANIES ACT 2006


Other information


The other information comprises the information included in the Annual Report other than the financial statements and our Auditors' report thereon. The directors are responsible for the other information contained within the Annual ReportOur opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon. Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit, or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.


We have nothing to report in this regard.


Opinion on other matters prescribed by the Companies Act 2006
 

In our opinion, based on the work undertaken in the course of the audit:


the information given in the Strategic report and the Directors' report for the financial year for which the financial statements are prepared is consistent with the financial statements; and
the Strategic report and the Directors' report have been prepared in accordance with applicable legal requirements.


Matters on which we are required to report by exception
 

In the light of the knowledge and understanding of the Company and its environment obtained in the course of the audit, we have not identified material misstatements in the Strategic report or the Directors' report.


We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 requires us to report to you if, in our opinion:


adequate accounting records have not been kept, or returns adequate for our audit have not been received from branches not visited by us; or
the financial statements are not in agreement with the accounting records and returns; or
certain disclosures of directors' remuneration specified by law are not made; or
we have not received all the information and explanations we require for our audit; or
the directors were not entitled to prepare the financial statements in accordance with the small companies regime


Page 7

 
A.C.TOURS LIMITED
 
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF A.C.TOURS LIMITED (CONTINUED)
UNDER SECTION 449 OF THE COMPANIES ACT 2006


Responsibilities of directors
 

As explained more fully in the Directors' responsibilities statement set out on page 5, the directors are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the directors determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.


In preparing the financial statements, the directors are responsible for assessing the Company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the directors either intend to liquidate the Company or to cease operations, or have no realistic alternative but to do so.


Auditors' responsibilities for the audit of the financial statements
 

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an Auditors' Report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:  
 
Enquiry of management and those charged with governance around actual and potential litigation and claims;
Reviewing minutes of meetings of those charged with governance;
Performing audit work over the risk of management override of controls, including testing of journal entries and other adjustments for appropriateness, evaluating the business rationale of significant transactions outside the normal course of business and reviewing accounting estimates for bias
Enquiry of management and those charged with governance to identify any instances of non-compliance
with laws and regulations;

The potential effect of these laws and regulations on the financial statements varies considerably.

Firstly, the Company is subject to laws and regulations that directly affect the financial statements including financial reporting legislation (including related companies legislation), distributable profits legislation and tax legislation and we assessed the extent of compliance with these laws and regulations as part of our procedures on the related financial statement items.

Secondly, the Comapny is subject to many other laws and regulations where the consequence of non-compliance could have a material effect on amounts or disclosures in the financial statements, for instance the imposition of fines or litigation or the loss of the Company's license to operate. We identified the following areas as those most likely to have such an effect: health and safety, data protection laws and employment law recognising the nature of the Company's activities. Auditing standards limit the required audit procedures to identify non-compliance with these laws and regulations to enquiry of the directors and other management and inspection of regulatory and legal correspondence, if any. Therefore if a breach of operational regulations is not disclosed to us or evident from relevant correspondence, an audit will not detect that breach.

Because of the inherent limitations of an audit, there is a risk that we will not detect all irregularities, including
Page 8

 
A.C.TOURS LIMITED
 
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF A.C.TOURS LIMITED (CONTINUED)
UNDER SECTION 449 OF THE COMPANIES ACT 2006


those leading to a material misstatement in the financial statements or non-compliance with regulation. This risk increases the more that compliance with a law or regulation is removed from the events and transactions reflected in the financial statements, as we will be less likely to become aware of instances of non-compliance. The risk is also greater regarding irregularities occurring due to fraud rather than error, as fraud involves intentional concealment, forgery, collusion, omission or misrepresentation.

We communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit and significant audit findings, including any significant deficiencies in internal control that we identify during our audit.

A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council's website at: www.frc.org.uk/auditorsresponsibilities. This description forms part of our Auditors' report. 


Other matters 
 

The financial statements of the company for the year ended 31 December 2025 were not audited. Accordingly, we do not express an opinion on the corresponding figures.


Use of our report
 

This report is made solely to the Company's members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006Our audit work has been undertaken so that we might state to the Company's members those matters we are required to state to them in an Auditors' report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the Company and the Company's members, as a body, for our audit work, for this report, or for the opinions we have formed.





Karanjit Gill FCCA (Senior statutory auditor)
  
for and on behalf of
Xeinadin Audit Limited
 
Statutory Auditor
Chartered Accountants
  
Level 5a
Maple House
149 Tottenham Court Road
London
England
W1T 7NF

1 July 2026
Page 9

 
A.C.TOURS LIMITED
 
 
PROFIT AND LOSS ACCOUNT AND OTHER COMPREHENSIVE INCOME
FOR THE YEAR ENDED 31 DECEMBER 2025

2025
2024
Note
£
£

  

Turnover
  
24,588,456
19,588,849

Cost of sales
  
(19,122,415)
(15,709,004)

Gross profit
  
5,466,041
3,879,845

Administrative expenses
  
(4,266,638)
(2,969,868)

Operating profit
  
1,199,403
909,977

Interest receivable and similar income
  
3,782
1,719

Interest payable and similar expenses
  
(38,369)
(40,991)

Profit before tax
  
1,164,816
870,705

Tax on profit
  
(296,347)
61,154

Profit for the financial year
  
868,469
931,859

Other comprehensive income:
  

Items that will not be reclassified to profit or loss:
  

Total comprehensive income for the year
  
868,469
931,859

The notes on pages 15 to 27 form part of these financial statements.

Page 10

 
A.C.TOURS LIMITED
REGISTERED NUMBER: 03775975

STATEMENT OF FINANCIAL POSITION
AS AT 31 DECEMBER 2025

2025
2024
Note
£
£

Fixed assets
  

Intangible assets
 5 
50,000
150,000

Tangible assets
 6 
20,175
20,921

  
70,175
170,921

Current assets
  

Debtors: amounts falling due after more than one year
 7 
-
146,799

Debtors: amounts falling due within one year
 7 
2,252,927
1,335,293

Cash at bank and in hand
 8 
108,150
115,764

  
2,361,077
1,597,856

Creditors: amounts falling due within one year
 9 
(2,559,895)
(2,230,419)

Net current liabilities
  
 
 
(198,818)
 
 
(632,563)

Total assets less current liabilities
  
(128,643)
(461,642)

Creditors: amounts falling due after more than one year
 10 
(10,000)
(545,470)

  

Net liabilities
  
(138,643)
(1,007,112)


Capital and reserves
  

Called up share capital 
 13 
50
50

Capital redemption reserve
 14 
50
50

Profit and loss account
 14 
(138,743)
(1,007,212)

  
(138,643)
(1,007,112)


The Company's financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies regime.

The financial statements have been delivered in accordance with the provisions applicable to companies subject to the small companies regime.

The financial statements were approved and authorised for issue by the board and were signed on its behalf on 1 July 2026.




................................................
R J Russell
Page 11

 
A.C.TOURS LIMITED
REGISTERED NUMBER: 03775975
    
STATEMENT OF FINANCIAL POSITION (CONTINUED)
AS AT 31 DECEMBER 2025

Director

The notes on pages 15 to 27 form part of these financial statements.

Page 12

 
A.C.TOURS LIMITED
 

STATEMENT OF CHANGES IN EQUITY
FOR THE YEAR ENDED 31 DECEMBER 2025


Called up share capital
Capital redemption reserve
Profit and loss account
Total equity

£
£
£
£

At 1 January 2025
50
50
(1,007,212)
(1,007,112)


Comprehensive income for the year

Profit for the year

-
-
868,469
868,469


Other comprehensive income for the year
-
-
-
-


Total comprehensive income for the year
-
-
868,469
868,469


Total transactions with owners
-
-
-
-


At 31 December 2025
50
50
(138,743)
(138,643)


The notes on pages 15 to 27 form part of these financial statements.
Page 13

 
A.C.TOURS LIMITED
 

STATEMENT OF CHANGES IN EQUITY
FOR THE YEAR ENDED 31 DECEMBER 2024


Called up share capital
Capital redemption reserve
Profit and loss account
Total equity

£
£
£
£

At 1 January 2024
50
50
(1,939,071)
(1,938,971)


Comprehensive income for the year

Profit for the year

-
-
931,859
931,859


Other comprehensive income for the year
-
-
-
-


Total comprehensive income for the year
-
-
931,859
931,859


Total transactions with owners
-
-
-
-


At 31 December 2024
50
50
(1,007,212)
(1,007,112)


The notes on pages 15 to 27 form part of these financial statements.

Page 14

 
A.C.TOURS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

1.


General information

A.C. Tours Limited is a private company limited by shares incorporated in England and Wales. The address of the office is given in the information page of these financial statements.  The nature of the company's operations and principal activities is that of a specialist tour operator.

2.Accounting policies

 
2.1

Basis of preparation of financial statements

The financial statements have been prepared under the historical cost convention unless otherwise specified within these accounting policies and in accordance with Financial Reporting Standard 102, the Financial Reporting Standard applicable in the UK and the Republic of Ireland and the Companies Act 2006.

The preparation of financial statements in compliance with FRS 102 requires the use of certain critical accounting estimates. It also requires management to exercise judgement in applying the Company's accounting policies (see note 3).

The financial statements have been prepared under the historical cost convention unless otherwise specified within these accounting policies and in accordance with Financial Reporting Standard 102, the Financial Reporting Standard applicable in the UK and the Republic of Ireland and the Companies Act 2006.

  
2.2

Exemptions under FRS 102

The company is a qualifying entity as defined in FRS 102. The financial statements of the company are consolidated in the financial statements of The Ruslin Travel Company Limited, which are available to the public and may be obtained from Companies House, Crown Way, Cardiff, CF14 3UZ.

In these financial statements, the company has taken advantage of the exemptions available under FRS 102 in respect of the following disclosures:

The requirement to present a cash flow statement
Certain financial instrument disclosures

Page 15

 
A.C.TOURS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

2.Accounting policies (continued)

 
2.3

Going concern

At 31 December 2025 the Company had net current liabilities of £198,818 (2024: £632,563).The Company continues to generate positive operating cash inflows from its core trading activities.

In assessing the appropriateness of the going concern basis of preparation, the directors have reviewed the Company's forecasts and cash flow projections for a period of at least twelve months from the date of approval of these financial statements. These forecasts have been prepared taking account of current trading expected future business levels and anticipated working capital requirements.

The directors have given personal guarantees to provide ongoing support to allow the company to meet its liabilities as they fall due for a period of not less than 12 months from the date these financial statements are signed. 

Based on the forecasts prepared, the continued profitability of the business, and the support provided by the Company's directors, the directors have a reasonable expectation that the Company has adequate resources to continue in operational existence for the foreseeable future. Accordingly, they continue to adopt the going concern basis in preparing these financial statements.

The financial statements do not include any adjustments that would result if the Company were unable to continue as a going concern.

 
2.4

Foreign currency translation

Functional and presentation currency

The Company's functional and presentational currency is GBP.

Transactions and balances

Foreign currency transactions are translated into the functional currency using the spot exchange rates at the dates of the transactions.

At each period end foreign currency monetary items are translated using the closing rate. Non-monetary items measured at historical cost are translated using the exchange rate at the date of the transaction and non-monetary items measured at fair value are measured using the exchange rate when fair value was determined.

 
2.5

Revenue

Turnover represents amounts receivable from sales of tours and other services supplied to customers net of VAT. Revenue and expenses relating to tours are taken to the profit and loss account on date of arrival within the UK basis.

Page 16

 
A.C.TOURS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

2.Accounting policies (continued)

 
2.6

Operating leases: the Company as lessee

Rentals paid under operating leases are charged to profit or loss on a straight-line basis over the lease term.

Benefits received and receivable as an incentive to sign an operating lease are recognised on a straight-line basis over the lease term, unless another systematic basis is representative of the time pattern of the lessee's benefit from the use of the leased asset.

 
2.7

Interest income

Interest income is recognised in profit or loss using the effective interest method.

 
2.8

Finance costs

Finance costs are charged to profit or loss over the term of the debt using the effective interest method so that the amount charged is at a constant rate on the carrying amount. Issue costs are initially recognised as a reduction in the proceeds of the associated capital instrument.

 
2.9

Borrowing costs

All borrowing costs are recognised in profit or loss in the year in which they are incurred.

 
2.10

Pensions

Defined contribution pension plan

The Company operates a defined contribution plan for its employees. A defined contribution plan is a pension plan under which the Company pays fixed contributions into a separate entity. Once the contributions have been paid the Company has no further payment obligations.

The contributions are recognised as an expense in profit or loss when they fall due. Amounts not paid are shown in accruals as a liability in the Statement of financial position. The assets of the plan are held separately from the Company in independently administered funds.

Page 17

 
A.C.TOURS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

2.Accounting policies (continued)

 
2.11

Current and deferred taxation

The tax expense for the year comprises current and deferred tax. Tax is recognised in profit or loss except that a charge attributable to an item of income and expense recognised as other comprehensive income or to an item recognised directly in equity is also recognised in other comprehensive income or directly in equity respectively.

The current income tax charge is calculated on the basis of tax rates and laws that have been enacted or substantively enacted by the reporting date in the countries where the Company operates and generates income.

Deferred tax balances are recognised in respect of all timing differences that have originated but not reversed by the reporting date, except that:
The recognition of deferred tax assets is limited to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits; and
Any deferred tax balances are reversed if and when all conditions for retaining associated tax allowances have been met.

Deferred tax balances are not recognised in respect of permanent differences except in respect of business combinations, when deferred tax is recognised on the differences between the fair values of assets acquired and the future tax deductions available for them and the differences between the fair values of liabilities acquired and the amount that will be assessed for tax. Deferred tax is determined using tax rates and laws that have been enacted or substantively enacted by the reporting date.


  
2.12

Advance payments and receipts

Payments made to suppliers in respect of tours with departure dates after the year end are treated as advance payments and are included within prepayments and accrued income.

Receipts recieved from customers in respect of tours with departure dates after the year end are treated as advance receipts and are included within accruals and deferred income.

Page 18

 
A.C.TOURS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

2.Accounting policies (continued)

 
2.13

Intangible assets

Goodwill

Goodwill represents the difference between amounts paid on the cost of a business combination and the acquirer’s interest in the fair value of its identifiable assets and liabilities of the acquiree at the date of acquisition. Subsequent to initial recognition, goodwill is measured at cost less accumulated amortisation and accumulated impairment losses. Goodwill is amortised on a straight-line basis to the Statement of comprehensive income over its useful economic life.

Other intangible assets

Intangible assets are initially recognised at cost. After recognition, under the cost model, intangible assets are measured at cost less any accumulated amortisation and any accumulated impairment losses.

All intangible assets are considered to have a finite useful life. If a reliable estimate of the useful life cannot be made, the useful life shall not exceed ten years.

 
2.14

Tangible fixed assets

Tangible fixed assets under the cost model are stated at historical cost less accumulated depreciation and any accumulated impairment losses. Historical cost includes expenditure that is directly attributable to bringing the asset to the location and condition necessary for it to be capable of operating in the manner intended by management.

Depreciation is charged so as to allocate the cost of assets less their residual value over their estimated useful lives, using the straight-line method.

Depreciation is provided on the following basis:

Fixtures and fittings
-
20%
straight line
Office equipment
-
33%
straight line
Computer equipment
-
33%
straight line

The assets' residual values, useful lives and depreciation methods are reviewed, and adjusted prospectively if appropriate, or if there is an indication of a significant change since the last reporting date.

Gains and losses on disposals are determined by comparing the proceeds with the carrying amount and are recognised in profit or loss.

 
2.15

Debtors

Short-term debtors are measured at transaction price, less any impairment. Loans receivable are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method, less any impairment.

Page 19

 
A.C.TOURS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

2.Accounting policies (continued)

 
2.16

Cash and cash equivalents

Cash is represented by cash in hand and deposits with financial institutions repayable without penalty on notice of not more than 24 hours. Cash equivalents are highly liquid investments that mature in no more than three months from the date of acquisition and that are readily convertible to known amounts of cash with insignificant risk of change in value.

 
2.17

Creditors

Short-term creditors are measured at the transaction price. Other financial liabilities, including bank loans, are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method.

 
2.18

Provisions for liabilities

Provisions are recognised when an event has taken place that gives rise to a legal or constructive obligation, a transfer of economic benefits is probable and a reliable estimate can be made.

Provisions are measured as the best estimate of the amount required to settle the obligation, taking into account the related risks and uncertainties.
 
Increases in provisions are generally charged as an expense to profit or loss.


3.


Judgements in applying accounting policies and key sources of estimation uncertainty


The preparation of the financial statements requires management to make judgements, estimates and assumptions that affect the amounts reported for assets and liabilities as at the Balance Sheet date and the amounts reported for revenues and expenses during the year. However, the nature of estimation means that actual outcomes could differ from those estimates. Details of the key areas of judgement and estimation are as follows:

Judgements

In preparing these financial statements, the directors have had to make the following judgments:

- Determine whether there are indicators of impairment of the Company's tangible and intangible assets. Factors taken into consideration in reaching such a decision include the economic viability and expected future financial performance of the asset.


Page 20

 
A.C.TOURS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

4.


Employees

The average monthly number of employees, including the directors, during the year was as follows:


        2025
        2024
            No.
            No.







Operations
35
25



Commercial
20
15



Management/Business Support
10
10

65
50


5.


Intangible assets




Goodwill

£



Cost


At 1 January 2025
1,000,000



At 31 December 2025

1,000,000



Amortisation


At 1 January 2025
850,000


Charge for the year on owned assets
100,000



At 31 December 2025

950,000



Net book value



At 31 December 2025
50,000



At 31 December 2024
150,000



Page 21

 
A.C.TOURS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

6.


Tangible fixed assets


Fixtures and fittings
Office equipment
Computer equipment
Total

£
£
£
£



Cost or valuation


At 1 January 2025
13,218
67,413
300,301
380,932


Additions
7,101
-
4,651
11,752



At 31 December 2025

20,319
67,413
304,952
392,684



Depreciation


At 1 January 2025
10,342
67,301
282,368
360,011


Charge for the year on owned assets
2,261
-
10,237
12,498



At 31 December 2025

12,603
67,301
292,605
372,509



Net book value



At 31 December 2025
7,716
112
12,347
20,175



At 31 December 2024
2,876
112
17,933
20,921

Page 22

 
A.C.TOURS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

7.


Debtors

2025
2024
£
£

Due after more than one year

Other debtors
-
146,799

-
146,799


2025
2024
£
£

Due within one year

Trade debtors
612,480
700,809

Amounts owed by group undertakings
1,132,559
-

Other debtors
460,983
281,263

Prepayments and accrued income
44,743
105,194

Deferred taxation
2,162
248,027

2,252,927
1,335,293


Included within prepayments and accrued income is £6,281 (2024: £94,042) of advanced payments made to suppliers in rerlation to bookings arriving to the U.K after the balance sheet date.


8.


Cash and cash equivalents

2025
2024
£
£

Cash at bank and in hand
108,150
115,764

108,150
115,764


Page 23

 
A.C.TOURS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

9.


Creditors: Amounts falling due within one year

2025
2024
£
£

Bank loans
20,000
20,000

Trade creditors
1,724,350
1,464,343

Corporation tax
50,482
-

Other taxation and social security
68,183
48,837

Other creditors
151,673
203,827

Accruals and deferred income
545,207
493,412

2,559,895
2,230,419


Included within accruals and deferred income is £232,927 (2024: £326,254) of advanced receipts from clients in relation to bookings arriving to the U.K. after the balance sheet date.


10.


Creditors: Amounts falling due after more than one year

2025
2024
£
£

Bank loans
10,000
30,000

Amounts owed to group undertakings
-
515,470

10,000
545,470


Page 24

 
A.C.TOURS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

11.


Loans


Analysis of the maturity of loans is given below:


2025
2024
£
£

Amounts falling due within one year

Bank loans
20,000
20,000


20,000
20,000

Amounts falling due 1-2 years

Bank loans
10,000
20,000


10,000
20,000

Amounts falling due 2-5 years

Bank loans
-
10,000


-
10,000


30,000
50,000


Barclays Bank PLC hold fixed and floating charges over the undertaking and all property and assets present and future including goodwill, book debts, uncalled capital, buildings, fixtures, fixed plant and machinery.


12.


Deferred taxation




2025
2024


£

£






At beginning of year
248,027
186,873


Charged to profit or loss
(245,865)
61,154



At end of year
2,162
248,027

Page 25

 
A.C.TOURS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025
 
12.Deferred taxation (continued)

The deferred tax asset is made up as follows:

2025
2024
£
£


Accelerated capital allowances
2,162
248,027

2,162
248,027


13.


Share capital

2025
2024
£
£
Allotted, called up and fully paid



50 (2024 - 50) Ordinary shares of £1.00 each
50
50

The holders of ordinary shares are entitled to receive dividends as declared from time to time and are entitled to one vote per share at meetings of the Company.



14.


Reserves

Capital redemption reserve

The capital redemption reserve is an account that is credited with the par value of shares that were redeemed where the redemption was not paid for out of share capital.

Profit and loss account

The profit and loss account represents cumulative profits or losses, net of dividends paid and other adjustments.


15.


Pension commitments

The Company operates a defined contributions pension scheme. The assets of the scheme are held separately from those of the Company in an independently administered fund. The pension cost charge represents contributions payable by the Company to the fund and amounted to £52,078 (2024: £39,930). Contributions totalling £10,243 (2024: £6,469) were payable to the fund at the reporting date and are included in creditors.

Page 26

 
A.C.TOURS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

16.


Related party transactions

At the balance sheet date the company is owed £928,011 (2024: £92,634 owed to) from A.C Tours Ireland Limited, a fellow subsidiary of The Ruslin Travel Company Limited. 

At the balance sheet date the company is owed £72,287 (2024: £122,836 owed to) from French Travel Partners, a fellow subsidiary of The Ruslin Travel Company Limited.

At the balance sheet date the company is owed £128,261 (2024: £300,000 owed to) from the parent company, The Ruslin Travel Company Limited.

There have been no advances, credits or guarantees to directors during the year (2024: £Nil).


17.


Post balance sheet events

The directors have concluded that no material events have occurred since the date of approval of these financial statements that would affect the financial statements of the Company.


18.


Controlling party

Ruslin Travel Company Limited, a company incorporated in the United Kingdom, is the immediate parent company and ultimate controlling party by virtue of its ownership of 100% of the share capital of A.C. Tours Limited.

Ruslin Travel Company Limited is the parent of the largest group for which consolidated accounts including A.C. Tours Limited are prepared. Copies of the consolidated accounts of Ruslin Travel Limited can be obtained from its registered office, Level 5a, Maple House, 149 Tottenham Court Road, London, W1T 7NF.
 
Page 27