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REGISTERED NUMBER: 12942151 (England and Wales)

Unaudited Financial Statements for the Year Ended 31 October 2025

for

Whitstable Investment Company Limited

| Whitstable Investment Company Limited (Registered number: 12942151) |

Contents of the Financial Statements

for the Year Ended 31 October 2025

Page |

| Company Information | 1 |

| Balance Sheet | 2 |

| Notes to the Financial Statements | 4 |

| Whitstable Investment Company Limited |

Company Information

for the Year Ended 31 October 2025

| DIRECTORS: | C Crockford

| Ms M Elliott

| REGISTERED OFFICE: | Saphir House

| Jubilee Way

| Faversham

| Kent

| ME13 8GD

| REGISTERED NUMBER: | 12942151 (England and Wales)

| ACCOUNTANTS: | Blackwood Futcher & Co.

| Chartered Accountants

| 9 St George's Yard

| Farnham

| Surrey

| GU9 7LW

| Whitstable Investment Company Limited (Registered number: 12942151) |

Balance Sheet

31 October 2025

| 31.10.25 | 31.10.24 |

| Notes | £ | £ | £ | £ |

FIXED ASSETS

Investments | 4 | 2 |  | 2 |  |

Investment property | 5 | 775,000 |  | 812,000 |  |

775,002 |  | 812,002 |  |

CURRENT ASSETS

Debtors | 6 | 8,314 |  | 10,116 |  |

Cash at bank | 14,829 |  | 11,107 |  |

23,143 |  | 21,223 |  |

CREDITORS

Amounts falling due within one year | 7 | 11,593 |  | 9,544 |  |

NET CURRENT ASSETS | 11,550 |  | 11,679 |  |

TOTAL ASSETS LESS CURRENT LIABILITIES | 786,552 |  | 823,681 |  |

CREDITORS

Amounts falling due after more than one year | 8 | 615,656 |  | 615,599 |  |

NET ASSETS | 170,896 |  | 208,082 |  |

CAPITAL AND RESERVES

Called up share capital | 100 |  | 100 |  |

Other reserves | (122,877 | ) | (85,877 | ) |

Retained earnings | 293,673 |  | 293,859 |  |

170,896 |  | 208,082 |  |

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 October 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 October 2025 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:

(a) | ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b) | preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

| Whitstable Investment Company Limited (Registered number: 12942151) |

Balance Sheet - continued

31 October 2025

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 23 January 2026 and were signed on its behalf by:

C Crockford - Director

Ms M Elliott - Director

| Whitstable Investment Company Limited (Registered number: 12942151) |

Notes to the Financial Statements

for the Year Ended 31 October 2025

1. | STATUTORY INFORMATION

| Whitstable Investment Company Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

2. | ACCOUNTING POLICIES

| Basis of preparing the financial statements

| These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention as modified by the revaluation of certain assets.

| Turnover

| Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes.

| Investment property

| Investment properties are properties held to earn rentals and/or for capital appreciation. Investment properties are initially measured at cost, including transaction costs. Subsequently investment properties whose fair value can be measured reliably without undue cost or effort on an on-going basis are measured at fair value. Gains and losses arising from changes in the fair value of investment properties are included in profit or loss in the period in which they arise.

| Financial instruments

| The company only enters into basic financial instruments transactions that result in the recognition of financial assets and liabilities like trade and other accounts receivable and payable, loans from banks and other third parties, loans to related parties and investments in non-puttable ordinary shares.

| Financial assets that are measured at cost and amortised cost are assessed at the end of each reporting period for objective evidence of impairment. If objective evidence of impairment is found, an impairment loss is recognised in profit or loss.

| For financial assets measured at amortised cost, the impairment loss is measured as the difference between an asset's carrying amount and the present value of estimated cash flows discounted at the asset's original effective interest rate. If a financial asset has a variable interest rate, the discount rate for measuring any impairment loss is the current effective interest rate determined under the contract.

| For financial assets measured at cost less impairment, the impairment loss is measured as the difference between an asset's carrying amount and the best estimate, which is an approximation, of the amount that the company would receive for the asset if it were to be sold at the reporting date.

| Financial assets and liabilities are offset and the net amount reported in the statement of financial position when there is an enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.

| Taxation

| Taxation for the year comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

| Current or deferred taxation assets and liabilities are not discounted.

| Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

| Deferred tax

| Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.

| Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

| Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

| Whitstable Investment Company Limited (Registered number: 12942151) |

Notes to the Financial Statements - continued

for the Year Ended 31 October 2025

3. | EMPLOYEES AND DIRECTORS

| The average number of employees during the year was NIL (2024 - NIL).

4. | FIXED ASSET INVESTMENTS

| Other

| investments

£ |

| COST

| At 1 November 2024

| and 31 October 2025 | 2 |  |

| NET BOOK VALUE

| At 31 October 2025 | 2 |  |

| At 31 October 2024 | 2 |  |

5. | INVESTMENT PROPERTY

| Total

£ |

| FAIR VALUE

| At 1 November 2024 | 812,000 |  |

| Revaluations | (37,000 | ) |

| At 31 October 2025 | 775,000 |  |

| NET BOOK VALUE

| At 31 October 2025 | 775,000 |  |

| At 31 October 2024 | 812,000 |  |

| Fair value at 31 October 2025 is represented by:

£ |

| Valuation in 2022 | 9,411 |  |

| Valuation in 2023 | (61,594 | ) |

| Valuation in 2024 | (33,694 | ) |

| Valuation in 2025 | (37,000 | ) |

| Cost | 897,877 |  |

775,000 |  |

| The investment properties were valued on an open market basis on 31 October 2025 by the directors. .

6. | DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR |

| 31.10.25 |  | 31.10.24

£ | £ |

| Trade debtors | - |  | 1,569 |  |

| Other debtors | 8,314 |  | 8,547 |  |

8,314 |  | 10,116 |  |

7. | CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR |

| 31.10.25 |  | 31.10.24

£ | £ |

| Trade creditors | 632 |  | 87 |  |

| Other creditors | 10,961 |  | 9,457 |  |

11,593 |  | 9,544 |  |

| Whitstable Investment Company Limited (Registered number: 12942151) |

Notes to the Financial Statements - continued

for the Year Ended 31 October 2025

8. | CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR |

| 31.10.25 |  | 31.10.24

£ | £ |

| Bank loans | 615,656 |  | 615,599 |  |

| Amounts falling due in more than five years:

| Repayable otherwise than by instalments

| Bank loans more 5 yrs non-inst | 615,656 |  | 615,599 |  |

9. | SECURED DEBTS

| The following secured debts are included within creditors:

| 31.10.25 |  | 31.10.24

£ | £ |

| Bank loans | 615,656 |  | 615,599 |  |

| The bank loans are secured against the Investment properties held by the company. The directors have also made personal guarantees in respect of the loan with Paragon Bank.