Homecroft Financial Management Limited

	Page
Balance Sheet	1—2
Notes to the Financial Statements	3—6

Registered number: 03370019

		2025		2024
	Notes	£	£	£	£
FIXED ASSETS
Intangible Assets	4		48,600		48,600
Tangible Assets	5		101,449		139,831
Investments	6		36,000		30,000

			186,049		218,431
CURRENT ASSETS
Debtors	7	224,164		230,688
Cash at bank and in hand		172,112		133,205

		396,276		363,893
Creditors: Amounts Falling Due Within One Year	8	(321,625 )		(305,039 )

NET CURRENT ASSETS (LIABILITIES)			74,651		58,854

TOTAL ASSETS LESS CURRENT LIABILITIES			260,700		277,285

Creditors: Amounts Falling Due After More Than One Year	9		(19,445 )		(25,000 )

NET ASSETS			241,255		252,285

CAPITAL AND RESERVES
Called up share capital	11		955		955
Revaluation reserve	13		(51,710 )		(51,710 )
Profit and Loss Account			292,010		303,040

SHAREHOLDERS' FUNDS			241,255		252,285

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Homecroft Financial Management Limited

Balance Sheet (continued)

As At 30 November 2025

For the year ending 30 November 2025 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.

These accounts have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

The company has taken advantage of section 444(1) of the Companies Act 2006 and opted not to deliver to the registrar a copy of the company's Profit and Loss Account.

On behalf of the board

Mr Stephen Piper

Director

30/06/2026

The notes on pages 3 to 6 form part of these financial statements.

1. General Information

Homecroft Financial Management Limited is a private company, limited by shares, incorporated in England & Wales, registered number 03370019 . The registered office is 58 Station Road West, Oxted, Surrey, RH8 9EU.

2. Accounting Policies

2.1. Basis of Preparation of Financial Statements

The financial statements have been prepared under the historical cost convention and in accordance with Financial Reporting Standard 102 section 1A Small Entities "The Financial Reporting Standard applicable in the UK and Republic of Ireland" and the Companies Act 2006.

2.2. Turnover

Turnover is measured at the fair value of the consideration received or receivable, net of discounts and value added taxes. Turnover includes revenue earned from the sale of goods and from the rendering of services. Turnover is reduced for estimated customer returns, rebates and other similar allowances.

Sale of goods

Turnover from the sale of goods is recognised when the significant risks and rewards of ownership of the goods has transferred to the buyer. This is usually at the point that the customer has signed for the delivery of the goods.

Rendering of services

Turnover from the rendering of services is recognised by reference to the stage of completion of the contract. The stage of completion of a contract is measured by comparing the costs incurred for work performed to date to the total estimated contract costs. Turnover is only recognised to the extent of recoverable expenses when the outcome of a contract cannot be estimated reliably.

2.3. Intangible Fixed Assets and Amortisation - Goodwill

Goodwill is the difference between amounts paid on the acquisition of a business and the fair value of the separable net assets. It is amortised to the profit and loss account over its estimated economic life of .... years.

2.4. Tangible Fixed Assets and Depreciation

Tangible fixed assets are measured at cost less accumulated depreciation and any accumulated impairment losses. Depreciation is provided at rates calculated to write off the cost of the fixed assets, less their estimated residual value, over their expected useful lives on the following bases:

Freehold	10% RB
Plant & Machinery	25% RB
Motor Vehicles	25% RB
Fixtures & Fittings	25% RB

3. Average Number of Employees

Average number of employees, including directors, during the year was: 9 (2024: 9)

4. Intangible Assets

	Goodwill
	£
Cost
As at 1 December 2024	135,000

As at 30 November 2025	135,000

Amortisation
As at 1 December 2024	86,400

As at 30 November 2025	86,400

...CONTINUED

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Homecroft Financial Management Limited

Notes to the Financial Statements (continued)

For The Year Ended 30 November 2025

Net Book Value
As at 30 November 2025	48,600

As at 1 December 2024	48,600

5. Tangible Assets

	Land & Property
	Freehold	Plant & Machinery	Motor Vehicles	Fixtures & Fittings	Total
	£	£	£	£	£
Cost
As at 1 December 2024	67,513	81,737	255,073	34,070	438,393
Additions	-	4,138	6,000	114	10,252
Disposals	-	-	(102,299 )	-	(102,299 )

As at 30 November 2025	67,513	85,875	158,774	34,184	346,346

Depreciation
As at 1 December 2024	20,358	77,345	167,680	33,179	298,562
Provided during the period	4,429	2,132	21,937	251	28,749
Disposals	-	-	(82,414 )	-	(82,414 )

As at 30 November 2025	24,787	79,477	107,203	33,430	244,897

Net Book Value
As at 30 November 2025	42,726	6,398	51,571	754	101,449

As at 1 December 2024	47,155	4,392	87,393	891	139,831

6. Investments

	Other
	£
Cost or Valuation
As at 1 December 2024	30,000
Additions	6,000

As at 30 November 2025	36,000

Provision
As at 1 December 2024	-

As at 30 November 2025	-

Net Book Value
As at 30 November 2025	36,000

As at 1 December 2024	30,000

7. Debtors

	2025	2024
	£	£
Due within one year
Other debtors	224,164	230,688

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Homecroft Financial Management Limited

Notes to the Financial Statements (continued)

For The Year Ended 30 November 2025

8. Creditors: Amounts Falling Due Within One Year

	2025	2024
	£	£
Trade creditors	47,261	33,419
Bank loans and overdrafts	5,556	5,556
Other creditors	148,939	116,446
Taxation and social security	119,869	149,618

	321,625	305,039

9. Creditors: Amounts Falling Due After More Than One Year

	2025	2024
	£	£
Bank loans	19,445	25,000

10. Loans

An analysis of the maturity of loans is given below:

	2025	2024
	£	£
Amounts falling due within one year or on demand:
Bank loans	5,556	5,556

	2025	2024
	£	£
Amounts falling due between one and five years:
Bank loans	19,445	25,000

11. Share Capital

	2025	2024
Allotted, called up and fully paid	£	£
955 Ordinary Shares of £ 1.00 each	955	955

12. Dividends

	2025	2024
	£	£
On equity shares:
Interim dividend paid	284,765	276,136

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Homecroft Financial Management Limited

Notes to the Financial Statements (continued)

For The Year Ended 30 November 2025

13. Reserves

	Revaluation reserve	Profit and Loss Account
	£	£
As at 1 December 2024	(51,710 )	303,040
Profit for the year and total comprehensive income	-	273,735

Dividends paid	-	(284,765)

As at 30 November 2025	(51,710 )	292,010

14. Related Party Disclosures

At the end of the year the directors owed ann amount of £144,739 (2024:£155,924) to the company.

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