RSB Money Limited - Accounts to registrar (filleted)

REGISTERED NUMBER: 06546333 (England and Wales)

Unaudited Financial Statements for the Year Ended 31 March 2026

for

RSB Money Limited

Page

Company Information

1

Statement of Financial Position

2

Notes to the Financial Statements

4

DIRECTOR:

R Bousfield

SECRETARY:

Mrs J Bousfield

REGISTERED OFFICE:

38 Edward Road

Farnham

Surrey

GU9 8NP

REGISTERED NUMBER:

06546333 (England and Wales)

ACCOUNTANTS:

Inghams Tax & Accounting Limited

Suite 1

31 Sheephouse

Farnham

Surrey

GU9 8LR

FIXED ASSETS

Tangible assets

4

900

2,078

CURRENT ASSETS

Debtors

5

56,811

47,841

Cash at bank

4,543

7,343

61,354

55,184

CREDITORS

Amounts falling due within one year

6

48,970

34,304

NET CURRENT ASSETS

12,384

20,880

TOTAL ASSETS LESS CURRENT
LIABILITIES

13,284

22,958

CREDITORS

Amounts falling due after more than one
year

7

(12,983

)

(17,113

)

PROVISIONS FOR LIABILITIES

(190

)

(416

)

NET ASSETS

111

5,429

CAPITAL AND RESERVES

Called up share capital

100

Retained earnings

11

5,329

SHAREHOLDERS' FUNDS

111

5,429

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 March 2026.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 March 2026 in accordance with Section 476 of the Companies Act 2006.

The director acknowledges his responsibilities for:

(a)	ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b)

preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Statement of Income and Retained Earnings has not been delivered.

The financial statements were approved by the director and authorised for issue on 19 June 2026 and were signed by:

R Bousfield - Director

1.	STATUTORY INFORMATION

RSB Money Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

2.	ACCOUNTING POLICIES

Basis of preparing the financial statements

These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Turnover

Turnover is measured at the fair value of the consideration received or receivable in relation to mortgages arranged during the period.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Plant and machinery etc

-

33% on cost

Taxation

Taxation for the year comprises current and deferred tax. Tax is recognised in the Statement of Income and Retained Earnings, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the statement of financial position date.

Deferred tax

Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the statement of financial position date.

Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

Hire purchase and leasing commitments

Rentals paid under operating leases are charged to profit or loss on a straight line basis over the period of the lease.

Debtors

Short term debtors are measured at transaction price (which is usually the invoice price) less any impairment losses for bad and doubtful debts. Loans and other financial assets are initially recognised at transaction price including any transaction costs and subsequently measured at amortised cost determined using the effective interest method, less any impairment losses for bad and doubtful debts.

Creditors and financial instruments

Basic financial instruments are recognised at amortised cost, with any changes in fair value being recognised in the profit and loss.

Short term creditors are measured at the transaction price. Other financial liabilities are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method.

3.	EMPLOYEES AND DIRECTORS

The average number of employees during the year was 2 (2025 - 2 ) .

4.	TANGIBLE FIXED ASSETS

Plant and

machinery

etc

£

COST

At 1 April 2025

and 31 March 2026

4,675

DEPRECIATION

At 1 April 2025

2,597

Charge for year

1,178

At 31 March 2026

3,775

NET BOOK VALUE

At 31 March 2026

900

At 31 March 2025

2,078

5.

DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

31.3.26

31.3.25

£

Trade debtors

46,836

38,207

Other debtors

9,975

9,634

56,811

47,841

6.

CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

31.3.26

31.3.25

£

Bank loans and overdrafts

3,209

3,139

Finance leases (see note 8)

921

1,173

Trade creditors

28,401

15,902

Taxation and social security

13,976

11,621

Other creditors

2,463

2,469

48,970

34,304

7.

CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE
YEAR

31.3.26

31.3.25

£

Bank loans

12,983

16,192

Finance leases (see note 8)

-

921

12,983

17,113

Amounts falling due in more than five years:

Repayable by instalments

Bank loans more 5 yr by instal

-

2,914

8.	LEASING AGREEMENTS

Minimum lease payments fall due as follows:

Finance leases

31.3.26

31.3.25

£

Net obligations repayable:

Within one year

921

1,173

Between one and five years

-

921

2,094

Non-cancellable

operating leases

31.3.26

31.3.25

£

Within one year

5,211

-

Between one and five years

1,737

-

6,948

-

9.	OTHER FINANCIAL COMMITMENTS

The company lets office and meeting space on an informal rolling one month basis payable in advance.

10.	DIRECTOR'S ADVANCES, CREDITS AND GUARANTEES

The following advances and credits to a director subsisted during the years ended 31 March 2026 and 31 March 2025:

31.3.26

31.3.25

£

R Bousfield

Balance outstanding at start of year

9,634

19,807

Amounts advanced

10,141

10,227

Amounts repaid

(10,000

)

(20,400

)

Amounts written off

-

Amounts waived

-

Balance outstanding at end of year

9,775

9,634

The directors loan amount outstanding in March 2025 was repaid in May 2025. A further loan of £9,775 was drawn in February 2026, being repaid after the year end.