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Registration number: 16010645 (England & Wales)

Speller Metcalfe Group Limited

Annual Report and Consolidated Financial Statements

for the Period from 10 October 2024 to 31 March 2026

 

Speller Metcalfe Group Limited

Contents

Company Information

1

Strategic Report

2 to 4

Directors' Report

5 to 7

Statement of Directors' Responsibilities

8

Independent Auditor's Report

9 to 11

Consolidated Profit and Loss Account

12

Consolidated Balance Sheet

13

Balance Sheet

14

Consolidated Statement of Changes in Equity

15

Statement of Changes in Equity

16

Consolidated Statement of Cash Flows

17

Notes to the Financial Statements

18 to 31

 

Speller Metcalfe Group Limited

Company Information

Directors

A E Speller

J A Speller

Registered office

Maple Road
Enigma Business Park
Malvern
Worcestershire
WR14 1GQ

Solicitors

Harrison Clark Rickerbys
5 Deansway
Worcester
Worcestershire
WR1 2JG

Bankers

Santander
4 Broad Street
Worcester
WR1 3LH

Auditors

Hazlewoods LLP Staverton Court
Staverton
Cheltenham
GL51 0UX

 

Speller Metcalfe Group Limited

Strategic Report for the period from 10 October 2024 to 31 March 2026

The Directors present their strategic report for the period from 10 October 2024 to 31 March 2026.

Principal activity

The principal activity of the Group is that of building contractors, undertaking construction projects across a variety of sectors including education, healthcare, commercial, sports, leisure, retail and housing. The principal activity of the Company is that of a holding Company.

The Company was incorporated on 10 October 2024.

On 14 October 2024, the Company acquired Speller Metcalfe Limited and its subsidiaries as part of a transaction which resulted in a change in the Group's ultimate ownership.

As the transaction qualified as a share-for-share exchange and the Company obtained more than 90% of the equity share capital of the acquired Company, the excess of the fair value of the consideration over the nominal value of shares issued has been recognised within a merger reserve.

Fair review of the business

The results for the period show turnover of £245,258,186 and a profit before taxation of £6,600,683. At 31 March 2026, the Group had net assets of £7,832,053.

The Directors consider the performance of the Group during the period and its financial position at the period end to be excellent, with the Group increasing its profitability in the period covered by these financial statements.

The Group continues to focus on frameworks and identifying clients with longevity of project pipeline to support its growth. While uncertainties still exist in the macro economy, the outlook for the Group in the current financial period (to 31 March 2027) remains extremely positive. Entering the next twelve months the company has secured 98% of its budgeted workload for the forthcoming financial year through a combination of contracted projects and formal pre-construction agreements, providing strong visibility of future revenues.The pipeline remains healthy with plenty of suitable opportunities to provide the remaining turnover.

The Group also continued to develop its approach to environmental performance and carbon management in line with SECR requirements.

The Directors’ assessment of the Group’s ability to continue as a going concern is set out in the Directors’ Report.

Key Performance Indicators (KPIs)

Non-financial KPIs

KPI

Unit

2026

Considerate Constructors Scheme – average

/50

42.39

Construction waste recycled

%

98.00

Accident frequency rate (AIR)

per 100,000 hours

0.47

Client satisfaction

/10

9.10

Carbon intensity

tCO2e/£m turnover

9.40

Social value return (completed projects only)

£

94,240,991

Fair payment performance

% paid with agreed terms

99.00

Local spend (within 30 mile radius)

£

109,715,463

Employee turnover

%

10.30

The above non-financial KPIs are for the period ended 31 March 2026 for the Group. It is not considered practical by the directors to reperform these KPIs to align with the Group’s reporting period.

 

Speller Metcalfe Group Limited

Strategic Report for the period from 10 October 2024 to 31 March 2026

Financial KPIs

KPI

Unit

2026

Gross profit margin

%

10.8

Profit before taxation margin

%

2.7

Average cash held during the period

£m

29.3

Principal risks and uncertainties

The Group operates within the construction sector and is exposed to several risks and uncertainties. The principal risks facing the business and the measures in place to mitigate them are summarised below.

Heath and Safety
The Group undertakes activities that carry inherent health and safety risks. These are managed through established policies, procedures, training and monitoring systems designed to ensure compliance with relevant legislation and minimise the risk of harm.

Market conditions and supply chain
The Group is exposed to fluctuations in material costs and availability, as well as broader economic conditions. These risks are managed through procurement strategies, supplier relationships and ongoing monitoring of market conditions.

Financial risk
The Group manages liquidity risk through cash flow forecasting, working capital management and maintaining appropriate funding arrangements.

Workforce availability
The industry is at risk of an ageing workforce and a lack of skilled workers. The Group seeks to mitigate this risk through training, development, apprenticeships and recruitment strategies, both internally and externally, which includes fully supporting a diverse workforce.

Cyber security and data protection
The Group is exposed to risks associated with cyber security and data protection. These risks are managed through appropriate IT systems, audit compliance, controls and staff training. Most recently, these include ISO 27001 and BS 99001.

Credit
Credit risk is managed through regular review of counterparties and exposure levels. Approximately 85% of revenue is derived from public sector clients, which reduces our exposure to bad debt and business failures.

Section 172(1) statement

The Directors act in a manner they consider, in good faith, most likely to promote the success of the Group for the benefit of its members, having regard to the matters set out in section 172(1) of the Companies Act 2006.

In doing so, the Directors consider the long-term consequences of decisions, the interests of employees, the need to foster relationships with customers and suppliers, the impact of operations on the community and environment, and the desirability of maintaining a reputation for high standards of business conduct.

The Group’s core values underpin decision-making and promote a consistent and collaborative approach to business.

Engagement with employees

The Group recognises the importance of employee engagement to its ongoing success. Employees are kept informed of the performance and development of the business through regular communication and engagement initiatives.

Training and development opportunities are provided to support employees in their roles and career progression. The Group also promotes employee wellbeing and maintains policies and practices aimed at supporting an inclusive working environment.

Employee turnover during the period ended 31 March 2026 was 10.3%.

 

Speller Metcalfe Group Limited

Strategic Report for the period from 10 October 2024 to 31 March 2026

Engagement with suppliers, customers and other relationships

The Group maintains relationships with a range of stakeholders, including customers, suppliers and local communities. The Group seeks to build long-term relationships with its clients, with a significant proportion of work arising from repeat business and negotiated contracts.

Procedures are in place to assess and monitor suppliers to ensure they meet required standards, including those relating to health and safety, financial stability and regulatory compliance.

The Group supports local supply chains where practicable and seeks to ensure that its operations have a positive impact on the communities in which it operates.

Environmental, social and governance matters
The Group recognises the environmental impact of its activities and is committed to reducing emissions and improving resource efficiency across its operations.

The Group reports its energy use and carbon emissions in accordance with the Streamlined Energy and Carbon Reporting (SECR) framework, as set out in the Directors’ Report. This includes disclosures on energy consumption, greenhouse gas emissions and carbon intensity metrics.

During the period, the Group continued to monitor and manage its environmental performance through established systems and procedures, including ISO 14001 accreditation.

Key areas of focus include:
• Reducing carbon emissions associated with construction activities
• Improving energy efficiency across sites and offices
• Minimising waste and increasing recycling rates

The Group uses carbon intensity metrics to assess environmental performance over time.

Carbon intensity for the period was 9.40 tCO2e / £m turnover.

The Directors consider environmental performance as part of the Group’s wider strategy and decision-making processes, including procurement, project delivery and supply chain engagement.

The Group also contributes to social value through its operations, including engagement with local communities, education providers and supply chains. Total social value added during the period was £94,240,991.

Future outlook
The Directors consider that the Group is well positioned to manage the risks and uncertainties it faces. While external economic and geopolitical factors continue to present uncertainty, the Group’s secured workload and pipeline provide an excellent basis for future activity.

Approved by the Board on 10 July 2026 and signed on its behalf by:


J A Speller
Director

 

Speller Metcalfe Group Limited

Directors' Report for the Period from 10 October 2024 to 31 March 2026

The directors present their report and the for the period from 10 October 2024 to 31 March 2026.

Incorporation

The Company was incorporated on 10 October 2024.

Directors of the Company

The directors who held office during the period were as follows:

A E Speller (appointed 10 October 2024)

J A Speller (appointed 10 October 2024)

Financial instruments

The Group's financial instruments comprise cash and liquid resources, and various other items such as trade debtors, trade creditors etc that arise directly from its operations. The main purpose of these financial instruments is to finance the operations of the Group. The main risk arising from the Group's financial instruments are set out below.

Credit risk
The Group’s principal financial assets are bank balances, cash, trade and other receivables. The Group’s credit risk is primarily attributable to its trade receivables. The Group’s policy is aimed at minimising such losses through satisfactory credit worthiness procedures. The amounts presented in the balance sheet are, where appropriate, net of allowances for doubtful receivables. An allowance for impairment is made where there is an identified loss event which, based on previous experience, is evidence of a reduction in the recoverability of the cash flows. The credit risk on liquid funds is limited because the counter parties are banks with high credit ratings assigned by international credit rating agencies.

Liquidity risk
Liquidity risk is the risk that an entity will encounter difficulty in meeting obligations associated with financial liabilities. The Group aims to mitigate liquidity risk by managing cash generation by its operations, applying cash collection targets throughout the Group and constantly monitors the Group’s trading results to ensure that the Group can meet its future obligations as they fall due.

Cash flow risk
Cash flow risk is the risk of exposure to variability in cash flows that is attributable to a particular risk associated with a recognised asset or liability such as future interest payments on variable rate loans.

The Group is exposed to interest rate risk and the risk that increases in interest rates could impact the financial results and cash flow for the Group. The board monitor interest rates regularly to mitigate the impact on the Group's results. The Group have no external borrowings and therefore have no exposure to interest rate variability on external borrowings. The directors aim to ensure that the Group has sufficient liquid resources to meet its operational requirements. This is closely monitored by the directors.

Streamlined energy and carbon report
Speller Metcalfe Group Limited is a holding Company of a Group of entities where Speller Metcalfe Malvern Limited is the only Company within the Group that meets the qualifying requirements for Streamlined Energy & Carbon reporting, as such the energy consumption for this Company is recorded within the overall parent entity’s figures detailed in this report. Speller Metcalfe Group Limited itself is exempt from the reporting requirements as its annual energy consumption does not exceed 40,000 kWh.

 

Speller Metcalfe Group Limited

Directors' Report for the Period from 10 October 2024 to 31 March 2026

Unit

2026

Energy Consumption used to calculate emissions

kWh

6,444,336

Emissions from combustion of gas

tCO2e

19.37

Emissions from combustion of fuel for transport purposes

tCO2e

217.73

Emissions from combustion of fuel for transport purposes in employee-owned vehicles

tCO2e

389.97

Emission from combustion of fuel - project activities

tCO2e

498.60

Emission from purchased electricity

tCO2e

526.16

Total Gross

tCO2e

1,652

Intensity Ratio

tCO2e/£m

6.88

Methodologies
GHG emissions have been calculated through the application of the Government Greenhouse Gas conversions factors for Company reporting (June 2023) using the reporting standard ’The Greenhouse Gas Protocol - A Corporate Accounting and Reporting Standard Revised Edition’

Data across the reporting fields are gathered from the wider carbon reduction plans, which are split to reflect both Malvern including aspects of Holding, and Living.

Data is collected by the SHEQ Team, administration team and Project delivery teams on site.

Progress against our carbon reduction measures are detailed below:

• UKAS ISO14001 Environmental Management System - the Group has maintained accreditation since 2006 and intend to do so annually, this was passed in Q1 2025 with a re validation in December 2025.

• Utilisation, where possible, of Hydrotreated Vegetable Oil (HVO) in place of standard diesel for site use.

• The Group continues to utilise the Green Guide to Specification when involved in co-ordination building design - analysis is further by project specific cradle to cradle life cycle assessments to inform material selection taking account of embodied carbon.

• We seek to source materials from ISO14001 or BES6001 accredited sources where possible. We source timber from FSC or PEFC sustainable sourcing certification. We limit the number of materials we purchase with high Volatile Organic Compounds (VOCs). We source insulation with a Global Warming Potential of less than 5.

• A commitment to being Net Zero Carbon for our Scope 1 & 2 carbon emissions by 2032.

• We aim to source 70% of subcontract & material trade packages by value, within 30 miles of a site.

• Maintain all site won waste material, where possible to reduce off-site disposal and associated transportation emissions.

• We have ensured the hire of eco-cabins since 2014, for site offices, sub-contractor offices and welfare facilities.

• Reducing our business travel, and associated emissions, through improved virtual communication and implementation of flexible working policies.

• Additional electrical vehicle charging infrastructure has been installed at our fixed location offices to support the transition to an electric fleet.

• Electric Vehicle salary sacrifice scheme encourages our employees to drive EV’s to reduce employee commuting emissions, both business and personal.

• Commit to operating a Carbon Reduction Action Group to seek and trial new ideas for reduce our footprint.

 

Speller Metcalfe Group Limited

Directors' Report for the Period from 10 October 2024 to 31 March 2026

Future developments

Future developments are covered within the Strategic Report for the period.

Engagement with employees, suppliers, customers and other relationships
Engagement with employees, suppliers, customers and other relationships are covered within the Strategic Report for the period.

Going concern

The directors have assessed the Group’s ability to continue as a going concern for a period of twelve months from the date of approval of these financial statements. After reviewing the group's forecasts and order book, the directors have a reasonable expectation that the Group has adequate resources to continue in operational existence for the foreseeable future. The Group therefore continues to adopt the going concern basis of accounting in preparing its financial statements.

Disclosure of information to the auditor

Each director has taken the steps that they ought to have taken as a director in order to make themselves aware of any relevant audit information and to establish that the Company's auditor is aware of that information. The directors confirm that there is no relevant information that they know of and of which they know the auditor is unaware.

Reappointment of auditors

Hazlewoods LLP have expressed their willingness to continue in office.

Approved by the Board on 10 July 2026 and signed on its behalf by:


J A Speller
Director

 

Speller Metcalfe Group Limited

Statement of Directors' Responsibilities

The directors are responsible for preparing the Strategic Report, Directors' Report and the financial statements in accordance with applicable law and regulations.

Company law requires the directors to prepare financial statements for each financial year. Under that law the directors have elected to prepare the financial statements in accordance with United Kingdom Generally Accepted Accounting Practice (United Kingdom Accounting Standards and applicable law). Under Company law the directors must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the Group and Company and of the profit or loss of the Group for that period. In preparing these financial statements, the directors are required to:

select suitable accounting policies and apply them consistently;

make judgements and accounting estimates that are reasonable and prudent;

state whether applicable UK Accounting Standards have been followed, subject to any material departures disclosed and explained in the financial statements; and

prepare the financial statements on the going concern basis unless it is inappropriate to presume that the Company will continue in business.

The directors are responsible for keeping adequate accounting records that are sufficient to show and explain the Group's and the Company's transactions and disclose with reasonable accuracy at any time the financial position of the Group and the Company and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the Group and the Company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

 

Speller Metcalfe Group Limited

Independent Auditor's Report to the Members of Speller Metcalfe Group Limited

Opinion

We have audited the financial statements of Speller Metcalfe Group Limited (the 'parent Company'') and its subsidiaries (the 'Group'') for the period from 10 October 2024 to 31 March 2026, which comprise the Consolidated Profit and Loss Account, Consolidated Balance Sheet, Balance Sheet, Consolidated Statement of Changes in Equity, Statement of Changes in Equity, Consolidated Statement of Cash Flows, and Notes to the Financial Statements, including a summary of significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' (United Kingdom Generally Accepted Accounting Practice).

In our opinion the financial statements:

give a true and fair view of the state of the Group's and the parent Company's affairs as at 31 March 2026 and of the Group's profit for the period then ended;

have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and

have been prepared in accordance with the requirements of the Companies Act 2006.

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the auditor responsibilities for the audit of the financial statements section of our report. We are independent of the Group in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Group's ability to continue as a going concern for a period of at least twelve months from when the original financial statements were authorised for issue.

Our responsibilities and the responsibilities of the directors with respect to going concern are described in the relevant sections of this report.

Other information

The directors are responsible for the other information. The other information comprises the information included in the annual report, other than the financial statements and our auditor’s report thereon. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon.

In connection with our audit of the financial statements, our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether there is a material misstatement in the financial statements or a material misstatement of the other information. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

We have nothing to report in this regard.

Opinion on other matter prescribed by the Companies Act 2006

In our opinion, based on the work undertaken in the course of the audit:

the information given in the Strategic Report and Directors' Report for the financial period for which the financial statements are prepared is consistent with the financial statements; and

the Strategic Report and Directors' Report have been prepared in accordance with applicable legal requirements.

Matters on which we are required to report by exception

In the light of our knowledge and understanding of the Company and its environment obtained in the course of the audit, we have not identified material misstatements in the Strategic Report and the Directors' Report.

 

Speller Metcalfe Group Limited

Independent Auditor's Report to the Members of Speller Metcalfe Group Limited

We have nothing to report in respect of the following matters where the Companies Act 2006 requires us to report to you if, in our opinion:

adequate accounting records have not been kept by the parent Company, or returns adequate for our audit have not been received from branches not visited by us; or

the parent Company financial statements are not in agreement with the accounting records and returns; or

certain disclosures of directors' remuneration specified by law are not made; or

we have not received all the information and explanations we require for our audit.

Responsibilities of directors

As explained more fully in the Statement of Directors' Responsibilities set out on page 8, the directors are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the directors determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the directors are responsible for assessing the Group’s and the parent Company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the directors either intend to liquidate the Group or the parent Company or to cease operations, or have no realistic alternative but to do so.

Auditor Responsibilities for the audit of the financial statements

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

Extent to which the audit was capable of detecting irregularities, including fraud

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

We considered the nature of the Group's and Company's industry and its control environment and reviewed the Group's and Company's documentation of their policies and procedures relating to fraud and compliance with laws and regulations. We also enquired of management about their own identification and assessment of the risks of irregularities.

We obtained an understanding of the legal and regulatory framework that the group and company operates in and identified the key laws and regulations that had a direct effect on the determination of material amounts and disclosures in the financial statements, including the UK Companies Act and tax legislation, and, those that do not have a direct effect on the financial statements but compliance with which may be fundamental to the Group's and Company's ability to operate or to avoid a material penalty.

We discussed among the audit engagement team regarding the opportunities and incentives that may exist within the organisation for fraud and how and where fraud might occur in the financial statements.

 

Speller Metcalfe Group Limited

Independent Auditor's Report to the Members of Speller Metcalfe Group Limited

In common with all audits under ISAs (UK), we are also required to perform specific procedures to respond to the risk of management override. In addressing the risk of fraud through management override of controls, we tested the appropriateness of journal entries and other adjustments; assessed whether the judgements made in accounting estimates are indicative of a potential bias; and evaluated the business rationale of any significant transactions that are unusual or outside the normal course of business.

In addition to the above, our procedures to respond to the risks identified included the following:

reviewing financial statement disclosures by testing to supporting documentation to assess compliance with provisions of relevant laws and regulations described as having a direct effect on the financial statements;

performing analytical procedures to identify any unusual or unexpected relationships that may indicate risks of material misstatements due to fraud;

enquiring of management concerning actual and potential litigation and claims and instances of non-compliance with laws and regulations; and

reading minutes of meetings of those charged with governance.

Our audit procedures were designed to respond to risks of material misstatement in the financial statements, recognising that the risk of not detecting a material misstatement due to fraud is higher than the risk of not detecting one resulting from error, as fraud may involve deliberate concealment by, for example, forgery, misrepresentations or through collusion. There are inherent limitations in the audit procedures performed and the further removed non-compliance with laws and regulations is from the events and transactions reflected in the financial statements, the less likely we are to become aware of it.

A further description of our responsibilities is available on the Financial Reporting Council’s website at: www.frc.org.uk/auditorsresponsibilities. This description forms part of our auditor’s report.

Use of our report

This report is made solely to the parent Company's members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might state to the parent Company’s members those matters we are required to state to them in an auditor’s report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the parent Company's and the parent Company’s members as a body, for our audit work, for this report, or for the opinions we have formed.





Paul Fussell (Senior Statutory Auditor)
For and on behalf of Hazlewoods LLP, Statutory Auditor

Staverton Court
Staverton
Cheltenham
GL51 0UX

10 July 2026

 

Speller Metcalfe Group Limited

Consolidated Profit and Loss Account for the Period from 10 October 2024 to 31 March 2026

Note

Period from 10 October 2024 to 31 March
2026
£

Turnover

3

245,258,186

Cost of sales

 

(218,883,367)

Gross profit

 

26,374,819

Administrative expenses

 

(21,348,655)

Other operating income

4

107,958

Operating profit

5

5,134,122

Other interest receivable and similar income

6

1,466,561

Profit before tax

 

6,600,683

Taxation

10

(1,618,630)

Profit for the financial period

 

4,982,053

Profit attributable to:

 

Owners of the Company

 

4,982,053

The above results were derived from continuing operations.

The Group has no other comprehensive income for the period.

 

Speller Metcalfe Group Limited

(Registration number: 16010645)
Consolidated Balance Sheet as at 31 March 2026

Note

2026
£

Fixed assets

 

Intangible assets

11

1,601,060

Tangible assets

12

1,263,110

Investments

13

192,850

 

3,057,020

Current assets

 

Debtors

15

26,956,719

Current asset investments

5,259,616

Cash at bank and in hand

17

24,783,927

 

57,000,262

Creditors: Amounts falling due within one year

18

(50,485,957)

Net current assets

 

6,514,305

Total assets less current liabilities

 

9,571,325

Provisions for liabilities

19

(1,739,272)

Net assets

 

7,832,053

Capital and reserves

 

Called up share capital

21

100,000

Merger reserve

22

2,750,000

Profit and loss account

22

4,982,053

Equity attributable to owners of the company

 

7,832,053

Shareholders' funds

 

7,832,053

Approved and authorised by the Board on 10 July 2026 and signed on its behalf by:
 

J A Speller
Director

 

Speller Metcalfe Group Limited

(Registration number: 16010645)
Balance Sheet as at 31 March 2026

Note

Period from 10 October 2024 to 31 March
2026
£

Fixed assets

 

Investments

13

5,728,500

Creditors: Amounts falling due within one year

18

(2,878,500)

Net assets

 

2,850,000

Capital and reserves

 

Called up share capital

21

100,000

Merger reserve

2,750,000

Shareholders' funds

 

2,850,000

The Company made a profit for the period of £Nil.

Approved and authorised by the Board on 10 July 2026 and signed on its behalf by:
 

J A Speller
Director

 

Speller Metcalfe Group Limited

Consolidated Statement of Changes in Equity for the Period from 10 October 2024 to 31 March 2026
Equity attributable to the parent company

Share capital
£

Merger reserve
£

Profit and loss account
£

Total
£

Profit for the period

-

-

4,982,053

4,982,053

New share capital subscribed

100,000

2,750,000

-

2,850,000

At 31 March 2026

100,000

2,750,000

4,982,053

7,832,053

 

Speller Metcalfe Group Limited

Statement of Changes in Equity for the Period from 10 October 2024 to 31 March 2026

Share capital
£

Merger reserve
£

Total
£

New share capital subscribed

100,000

2,750,000

2,850,000

At 31 March 2026

100,000

2,750,000

2,850,000

 

Speller Metcalfe Group Limited

Consolidated Statement of Cash Flows for the Period from 10 October 2024 to 31 March 2026

Note

Period from 10 October 2024 to 31 March
2026
£

Cash flows from operating activities

Profit for the period

 

4,982,053

Adjustments to cash flows from non-cash items

 

Depreciation and amortisation

5

924,713

Profit on disposal of tangible assets

 

(4,249)

Finance income

6

(1,466,561)

Income tax expense

10

1,618,630

 

6,054,586

Working capital adjustments

 

Decrease in trade debtors

 

3,012,368

Increase in trade creditors

 

3,919,252

Decrease in provisions

 

(89,065)

Cash generated from operations

 

12,897,141

Income taxes paid

 

(877,036)

Net cash flow from operating activities

 

12,020,105

Cash flows from investing activities

 

Interest received

 

1,466,561

Acquisitions of tangible assets

 

(871,205)

Proceeds from sale of tangible assets

 

4,432

Acquisition of intangible assets

 

(3,408)

Acquisition of subsidiary

 

(2,878,500)

Acquisition of investments

 

(25,355)

Purchases of short term bank deposits

 

(5,259,616)

Cash acquired on acquisition

 

20,330,913

Net cash flows from investing activities

 

12,763,822

Net increase in cash and cash equivalents

 

24,783,927

Cash and cash equivalents at 10 October 2024

17

-

Cash and cash equivalents at 31 March 2026

17

24,783,927

 

Speller Metcalfe Group Limited

Notes to the Financial Statements for the Period from 10 October 2024 to 31 March 2026

 

1

General information

The Company is a private Company limited by share capital, incorporated in the United Kingdom.

The address of its registered office is:
Maple Road
Enigma Business Park
Malvern
Worcestershire
WR14 1GQ

 

2

Accounting policies

Summary of significant accounting policies and key accounting estimates

The principal accounting policies applied in the preparation of these financial statements are set out below. These policies have been consistently applied to all the years presented, unless otherwise stated.

Statement of compliance

These financial statements were prepared in accordance with Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland' and the Companies Act 2006.

Basis of preparation

These financial statements have been prepared using the historical cost convention except for, where disclosed in these accounting policies, certain items that are shown at fair value.

The presentational currency of the financial statements is Pounds Sterling, being the functional currency of the primary economic environment in which the Company operates. Monetary amounts in these financial statements are rounded to the nearest Pound.

Summary of disclosure exemptions

Speller Metcalfe Group Limited meets the definition of a qualifying entity under FRS 102 and has therefore taken advantage of the disclosure exemptions available to it in respect of its separate financial statements. Exemptions have been taken in relation to financial instruments and presentation of a statement of cashflows.

Basis of consolidation

The consolidated financial statements consolidate the financial statements of the Company and its subsidiary undertakings drawn up to 31 March 2026.

No profit or loss account is presented for the Company as permitted by section 408 of the Companies Act 2006.

A subsidiary is an entity controlled by the Company. Control is achieved where the company has the power to govern the financial and operating policies of an entity so as to obtain benefits from its activities.

The results of subsidiaries acquired or disposed of during the period are included in the Profit and Loss Account from the effective date of acquisition or up to the effective date of disposal, as appropriate. Where necessary, adjustments are made to the financial statements of subsidiaries to bring their accounting policies into line with those used by the Group.

The purchase method of accounting is used to account for business combinations that result in the acquisition of subsidiaries by the Group. The cost of a business combination is measured as the fair value of the assets given, equity instruments issued and liabilities incurred or assumed at the date of exchange, plus costs directly attributable to the business combination. Identifiable assets acquired and liabilities and contingent liabilities assumed in a business combination are measured initially at their fair values at the acquisition date. Any excess of the cost of the business combination over the acquirer’s interest in the net fair value of the identifiable assets, liabilities and contingent liabilities recognised is recorded as goodwill.

 

Speller Metcalfe Group Limited

Notes to the Financial Statements for the Period from 10 October 2024 to 31 March 2026

Inter-company transactions, balances and unrealised gains on transactions between the Company and its subsidiaries, which are related parties, are eliminated in full.

Intra-group losses are also eliminated but may indicate an impairment that requires recognition in the consolidated financial statements.

Accounting policies of subsidiaries have been changed where necessary to ensure consistency with the policies adopted by the Group. Non-controlling interests in the net assets of consolidated subsidiaries are identified separately from the Group’s equity therein. Non-controlling interests consist of the amount of those interests at the date of the original business combination and the non-controlling shareholder’s share of changes in equity since the date of the combination.

Going concern

The directors have assessed the group’s ability to continue as a going concern for a period of twelve months from the date of approval of these financial statements. After reviewing the group's forecasts and order book, the directors have a reasonable expectation that the group has adequate resources to continue in operational existence for the foreseeable future. The group therefore continues to adopt the going concern basis of accounting in preparing its financial statements.

Critical accounting judgements and key sources of estimation uncertainty
In the application of the Company’s accounting policies, the directors are required to make judgements, estimates and assumptions about the carrying amounts of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised if the revision affects only that period, or in the period of the revision and future periods if the revision affects both current and future periods.
 

Judgements

No significant judgements have been made by management in preparing these financial statements.

Key sources of estimation uncertainty

Other than set out in these accounting policies, the following key sources of estimation uncertainty have been identified by management in preparing these financial statements.

Contract revenue
Revenue from contracts is assessed on an individual basis with revenue earned being ascertained based on the stage of completion of the contract which is estimated using a combination of the milestones in the contract and the costs incurred to date compared to the total costs required to complete the contract. Estimates of the total costs to complete are made on a regular basis and subject to management review. These estimates may differ from the actual results due to a variety of factors such as efficiency of working, accuracy of assessment of progress to date and client decision making.

Recoverability of trade debtors and retentions
The group makes an estimation of the recoverable value of trade debtors including historic retention balances. When assessing impairment of the trade and other debtors, management considers factors including the current credit rating of the debtor, the ageing profile of the debtor and historical experience.

Long term contracts
Internal and third party surveyors' valuations of individual contracts are used as the basis for establishing turnover and the attributable profit and foreseeable loss recognised at the balance sheet date. Amounts recoverable on contracts, which are included in debtors, arise where internal surveyor valuations are in excess of third party valuations. Third party valuations in excess of internal valuations are deducted from turnover and included within creditors as payments on account. Costs to complete are consistently monitored and updated to ensure correct profitability is recognised.

Each contract is monitored against the specific terms and conditions and where additional liabilities or penalties become due these are provided for based on management assessment of end situation taking in independent opinion as and when required.

A specific provision for maintenance costs is allocated to each contract based on an internal surveyor's judgement and experience.

 

Speller Metcalfe Group Limited

Notes to the Financial Statements for the Period from 10 October 2024 to 31 March 2026

Revenue recognition

Turnover comprises both the invoiced value of goods and services supplied, exclusive of value added tax and trade discounts, driven by third party surveyor valuations, adjusted for unbilled amounts recoverable on contracts calculated by internal surveyor valuations.

The Group recognises revenue when the amount of revenue can be reliably measured, it is probable that future economic benefits will flow to the entity and specific criteria have been met for each of the Group's activities.

When the outcome of a construction contract can be estimated reliably, revenue and costs are recognised by reference to the stage of completion of the contract activity at the balance sheet date. This is measured by the proportion that costs incurred to date bare to the anticipated final contract costs. Variations in contract work, claims and incentive payments are included to the extent that the amount can be measured reliably, and its receipt is considered probable. Where the outcome of a construction contract cannot be estimated reliably, contract revenue is recognised to the extent of contract costs incurred where it is probable that they will be recoverable. Contract costs are recognised as expenses in the period in which they are incurred. When it is probable that total contract costs will exceed total contract revenue, the expected loss is recognised as an expense immediately.

Government grants

Government grants are recognised based on the accrual model and are measured at the fair value of the asset received or receivable. Grants are classified as relating either to revenue or to assets. Grants relating to revenue are recognised in income over the period in which the related costs are recognised. Grants relating to assets are recognised over the expected useful life of the asset. Where part of a grant relating to an asset is deferred, it is recognised as deferred income.

Tax

The tax expense for the period comprises current and deferred tax. Tax is recognised in the profit and loss account, except that a charge attributable to an item of income or expense recognised as other comprehensive income is also recognised directly in other comprehensive income.

The current income tax charge is calculated on the basis of tax rates and laws that have been enacted or substantively enacted by the reporting date in the countries where the group operates and generates taxable income.

Deferred income tax is recognised on temporary differences arising between the tax bases of assets and liabilities and their carrying amounts in the consolidated financial statements and on unused tax losses or tax credits in the Group. Deferred income tax is determined using tax rates and laws that have been enacted or substantively enacted by the reporting date.

The carrying amount of deferred tax assets are reviewed at each reporting date and a valuation allowance is set up against deferred tax assets so that the net carrying amount equals the highest amount that is more likely than not to be recovered based on current or future taxable profit.

Tangible assets

Tangible assets are stated in the balance sheet at cost, less any subsequent accumulated depreciation and subsequent accumulated impairment losses.

The cost of tangible assets includes directly attributable incremental costs incurred in their acquisition and installation.

Depreciation

Depreciation is charged so as to write off the cost of assets, other than freehold land over their estimated useful lives, as follows:

Asset class

Depreciation method and rate

Freehold buildings

2% straight line

Plant, fixtures and fittings

20% - 25 straight line

Motor vehicles

20% - 25 straight line

 

Speller Metcalfe Group Limited

Notes to the Financial Statements for the Period from 10 October 2024 to 31 March 2026

Business combinations

Business combinations are accounted for using the purchase method. The consideration for each acquisition is measured at the aggregate of the fair values at acquisition date of assets given, liabilities incurred or assumed, and equity instruments issued by the Group in exchange for control of the acquired, plus any costs directly attributable to the business combination. When a business combination agreement provides for an adjustment to the cost of the combination contingent on future events, the group includes the estimated amount of that adjustment in the cost of the combination at the acquisition date if the adjustment is probable and can be measured reliably.

Intangible assets

Goodwill arising on the acquisition of an entity represents the excess of the cost of acquisition over the Group’s interest in the net fair value of the identifiable assets, liabilities and contingent liabilities of the entity recognised at the date of acquisition. Goodwill is initially recognised as an asset at cost and is subsequently measured at cost less accumulated amortisation and accumulated impairment losses. Goodwill is held in the currency of the acquired entity and revalued to the closing rate at each reporting period date.

Seperately acquiried Intangible assets are recognised at cost. After recognition, under the cost model, intangible assets are measured at cost less any accumulated amortisation and any accumulated impairment losses. All intangible assets are considered to have a finite useful life.

Intangible assets acquired as part of a business combination, are measured at fair value at the acquisition date and are subsequently measured less any accumulated amortisation and any accumulated impairment losses.

Amortisation

Amortisation is provided on intangible assets so as to write off the cost, less any estimated residual value, over their useful life as follows:

Asset class

Amortisation method and rate

Goodwill

6 years straight line

Software

5 years straight line

Investments

Investments in equity shares or commodities which are publicly traded or where the fair value can be measured reliably are initially measured at fair value, with changes in fair value recognised in profit or loss. Investments in equity shares or commodities which are not publicly traded and where fair value cannot be measured reliably are measured at cost less impairment.

Investments in subsidiaries are measured at cost less accumulated impairment.

Cash and cash equivalents

Cash and cash equivalents comprise cash on hand and call deposits, and other short-term highly liquid investments that are readily convertible to a known amount of cash and are subject to an insignificant risk of change in value.

Trade debtors

Trade debtors are amounts due from customers for merchandise sold or services performed in the ordinary course of business.

Trade debtors are recognised initially at the transaction price. All trade debtors are repayable within one year and hence are included at the undiscounted cost of cash expected to be received. A provision for the impairment of trade debtors is established when there is objective evidence that the Group will not be able to collect all amounts due according to the original terms of the debtors.

Trade creditors

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of business from suppliers. Accounts payable are classified as current liabilities if the Group does not have an unconditional right, at the end of the reporting period, to defer settlement of the creditor for at least twelve months after the reporting date. If there is an unconditional right to defer settlement for at least twelve months after the reporting date, they are presented as non-current liabilities.

Trade creditors are recognised initially at the transaction price and all are repayable within one year and hence are included at the undiscounted amount of cash expected to be paid.

 

Speller Metcalfe Group Limited

Notes to the Financial Statements for the Period from 10 October 2024 to 31 March 2026

Provisions

Provisions are recognised when the Group has an obligation at the reporting date as a result of a past event, it is probable that the group will be required to settle that obligation and a reliable estimate can be made of the amount of the obligation.

Leases

Leases in which substantially all the risks and rewards of ownership are retained by the lessor are classified as operating leases. Payments made under operating leases are charged to profit or loss on a straight-line basis over the period of the lease.

Share capital

Ordinary shares are classified as equity. Equity instruments are measured at the fair value of the cash or other resources received or receivable, net of the direct costs of issuing the equity instruments. If payment is deferred and the time value of money is material, the initial measurement is on a present value basis.

Defined contribution pension obligation

A defined contribution plan is a pension plan under which fixed contributions are paid into a pension fund and the Group has no legal or constructive obligation to pay further contributions even if the fund does not hold sufficient assets to pay all employees the benefits relating to employee service in the current and prior periods.

Contributions to defined contribution plans are recognised as employee benefit expense when they are due. If contribution payments exceed the contribution due for service, the excess is recognised as a prepayment.

Financial instruments

Classification
Financial instruments are classified and accounted for according to the substance of the contractual arrangement, as financial assets, financial liabilities or equity instruments. An equity instrument is any contract that evidences a residual interest in the assets of the Group after deducting all of its liabilities. Where shares are issued, any component that creates a financial liability of the Group is presented as a liability on the balance sheet. The corresponding dividends relating to the liability component are charged as interest expenses in the profit and loss account.

Recognition and measurement
All financial assets and liabilities are initially measured at transaction price (including transaction costs), except for those financial assets classified as at fair value through profit or loss, which are initially measured at fair value (which is normally the transaction price excluding transaction costs), unless the arrangement constitutes a financing transaction. If an arrangement constitutes a financing transaction, the financial asset or financial liability is measured at the present value of the future payments discounted at a market rate of interest for a similar debt instrument.

Impairment
Where indicators exist for a decrease in impairment loss, the prior impairment loss is tested to determine reversal. An impairment loss is reversed on an individual impaired asset to the extent that the revised recoverable value does not lead to a revised carrying amount higher than the carrying value had no impairment been recognised. Where a reversal of impairment occurs in respect of a CGU, the reversal is applied first to the assets (other than goodwill) of the CGU on a pro-rata basis and then to any goodwill allocated to that CGU.

For financial assets carried at amortised cost, the amount of an impairment is the difference between the asset’s carrying amount and the present value of estimated future cash flows, discounted at the financial asset’s original effective interest rate.

For financial assets carried at cost less impairment, the impairment loss is the difference between the asset’s carrying amount and the best estimate of the amount that would be received for the asset if it were to be sold at the reporting date.

Where indicators exist for a decrease in impairment loss, and the decrease can be related objectively to an event occurring after the impairment was recognised, the prior impairment loss is tested to determine reversal. An impairment loss is reversed on an individual impaired financial asset to the extent that the revised recoverable value does not lead to a revised carrying amount higher than the carrying value had no impairment been recognised.

 

Speller Metcalfe Group Limited

Notes to the Financial Statements for the Period from 10 October 2024 to 31 March 2026

 

3

Turnover

The analysis of the Group's turnover for the period from continuing operations is as follows:

Period from 10 October 2024 to 31 March
2026
£

Construction contracts

245,258,186

The total turnover of the Group has been derived from its principal activity wholly undertaken in the United Kingdom.

 

4

Other operating income

The analysis of the Group's other operating income for the period is as follows:

Period from 10 October 2024 to 31 March
2026
£

Grants and subsidies

107,958

The Group received grants of £58,341 (2025 - £51,703) from the Construction Industry Training Board which are accounted for as revenue grants and was credited to the profit and loss account.

 

5

Operating profit

Arrived at after charging/(crediting)

Period from 10 October 2024 to 31 March
2026
£

Depreciation expense

391,715

Amortisation expense (included in administrative expenses)

532,998

Operating lease expense

303,543

 

6

Other interest receivable and similar income

Period from 10 October 2024 to 31 March
2026
£

Interest income on bank deposits

1,466,561

 

Speller Metcalfe Group Limited

Notes to the Financial Statements for the Period from 10 October 2024 to 31 March 2026

 

7

Staff costs

Group

The aggregate payroll costs (including directors' remuneration) were as follows:

Period from 10 October 2024 to 31 March
2026
£

Wages and salaries

26,866,644

Social security costs

3,418,184

Pension costs, defined contribution scheme

2,596,130

32,880,958

The average number of persons employed by the Group (including directors) during the period, analysed by category was as follows:

Period from 10 October 2024 to 31 March
2026
No.

Production

111

Administration and support

151

262

Company
The Company had no employees and incurred no staff costs.

 

8

Directors' remuneration

The directors' remuneration for the period was as follows:

Period from 10 October 2024 to 31 March
2026
£

Remuneration

584,323

Contributions paid to money purchase schemes

194,359

778,682

In respect of the highest paid director:

Period from 10 October 2024 to 31 March
2026
£

Remuneration

322,916

Company contributions to money purchase pension schemes

104,034

 

Speller Metcalfe Group Limited

Notes to the Financial Statements for the Period from 10 October 2024 to 31 March 2026

 

9

Auditors' remuneration

Period from 10 October 2024 to 31 March
2026
£

Audit of these financial statements

8,450

Audit if the financial statements of subsidiaries of the Company pursuant to legislation

69,226

77,676

Other fees to auditors

Tax compliance services

13,350

All other non audit services

17,450

30,800


 

 

10

Taxation

Tax charged in the consolidated profit and loss account

Period from 10 October 2024 to 31 March
2026
£

Current taxation

UK corporation tax

1,274,337

Deferred taxation

Arising from origination and reversal of timing differences

344,293

Tax expense in the profit and loss account

1,618,630

The tax on profit before tax for the period is lower than the standard rate of corporation tax in the UK of 25%.

The differences are reconciled below:

Period from 10 October 2024 to 31 March
2026
£

Profit before tax

6,600,683

Corporation tax at standard rate

1,650,171

Effect of expense not deductible in determining taxable profit (tax loss)

4,918

Deferred tax adjustment in respect of prior periods

(89,587)

Increase in UK and foreign current tax from adjustment for prior periods

35,506

Fixed asset timing difference

17,622

Total tax charge

1,618,630

 

Speller Metcalfe Group Limited

Notes to the Financial Statements for the Period from 10 October 2024 to 31 March 2026

Deferred tax

Group

Deferred tax assets and liabilities

2026

Liability
£

Fixed asset timing differences

175,659

Short term timing differences

(93,689)

81,970

Deferred taxes at the balance sheet date have been measured using the enacted tax rates of 25% and reflected in these financial statements.

 

11

Intangible assets

Group

Goodwill
 £

Software
 £

Total
£

Cost or valuation

Additions acquired through business combinations

2,129,497

1,180

2,130,677

Additions acquired separately

-

3,381

3,381

At 31 March 2026

2,129,497

4,561

2,134,058

Amortisation

Amortisation charge

532,374

624

532,998

At 31 March 2026

532,374

624

532,998

Carrying amount

At 31 March 2026

1,597,123

3,937

1,601,060

 

Speller Metcalfe Group Limited

Notes to the Financial Statements for the Period from 10 October 2024 to 31 March 2026

 

12

Tangible assets

Group

Freehold property
£

Furniture, fittings and equipment
 £

Motor vehicles
 £

Total
£

Cost or valuation

Additions through business combinations

287,405

241,436

254,962

783,803

Additions

-

523,930

347,275

871,205

Disposals

-

(10,791)

(58,665)

(69,456)

At 31 March 2026

287,405

754,575

543,572

1,585,552

Depreciation

Charge for the period

7,116

245,254

139,345

391,715

Eliminated on disposal

-

(10,791)

(58,482)

(69,273)

At 31 March 2026

7,116

234,463

80,863

322,442

Carrying amount

At 31 March 2026

280,289

520,112

462,709

1,263,110

Included within the net book value of freehold property above is £100,000 in respect of freehold land which is not depreciated.
 

 

13

Investments

Group

2026
£

Additions through business combinations

167,495

Additions

25,355

At 31 March 2026

192,850

Company

£

Investments in subsidiaries

5,728,500

 

Speller Metcalfe Group Limited

Notes to the Financial Statements for the Period from 10 October 2024 to 31 March 2026

Details of undertakings

Details of the investments in which the Group holds 20% or more of the nominal value of any class of share capital are as follows:

Undertaking

Registered office

Holding

Proportion of voting rights and shares held

2026

Subsidiary undertakings

Speller Metcalfe Limited

Maple Road, Enigma Business Park, Malvern, Worcestershire, England & Wales, WR14 1GQ

Ordinary

100%

Speller Metcalfe Malvern Limited

Maple Road, Enigma Business Park, Malvern, Worcestershire, England & Wales, WR14 1GQ

Ordinary

100%

Speller Metcalfe Gloucester Limited

Maple Road, Enigma Business Park, Malvern, Worcestershire, England & Wales, WR14 1GQ

Ordinary

100%

Speller Metcalfe Living Limited

Maple Road, Enigma Business Park, Malvern, Worcestershire, England & Wales, WR14 1GQ

Ordinary

100%

Speller Metcalfe Limited is a direct investments of the Company.

 

14

Business combinations

Group acquisition

On 14 October 2024 Speller Metcalfe Group Limited acquired 100% of the issued share capital of Speller Metcalfe Limited, obtaining control.

The principal activity of Speller Metcalfe Limited is that of building contractors, undertaking construction projects across a variety of sectors.

Together with its subsidiaries, Speller Metcalfe Limited contributed £245,258,168 in revenue and £5,514,427 to the Group's profit for the period between the date of acquisition and the Balance sheet date.

The amounts recognised in respect of the identifiable assets acquired and liabilities assumed are as set out in the table below:

Book value
2026
£

Fair value
2026
£

Assets and liabilities acquired

Financial assets

30,101,590

30,101,590

Cash at bank

20,330,913

20,330,913

Tangible assets

783,802

783,802

Identifiable intangible assets

1,180

1,180

Financial liabilities

(45,790,145)

(45,790,145)

Provision for liabilities

(1,828,337)

(1,828,337)

Total identifiable assets and liabilities

3,599,003

3,599,003

Goodwill

2,129,497

2,129,497

Total consideration

5,728,500

5,728,500

 

Speller Metcalfe Group Limited

Notes to the Financial Statements for the Period from 10 October 2024 to 31 March 2026

Book value
2026
£

Fair value
2026
£

Consideration paid:

Cash

2,850,000

2,850,000

Issue of shares

2,850,000

2,850,000

Costs directly attributable to the business combination

28,500

28,500

Total consideration transferred

5,728,500

5,728,500

The acquisition formed part of a Group reorganisation undertaken to establish a new holding Company structure. No substantive changes were made to the underlying trading activities as a result of the transaction. Goodwill represents the excess of the acquisition consideration over the fair value of the identifiable net assets acquired and primarily reflects the value attributed to the existing trading operations and their future earning potential. The directors have assessed the useful economic life of the goodwill as six years, reflecting the period over which the underlying trading business is expected to generate economic benefits for the Group. In determining this period, consideration was given to the trading history of the business, the stability of its customer base, and the expected future profitability of the acquired operations.

The fair value of the net assets acquired was considered to be equal to their net book value at the acquisition date.

 

15

Debtors

 

Group

Period from 10 October 2024 to 31 March
2026
£

Trade debtors

18,615,946

Other debtors

689,446

Prepayments

892,305

Gross amount due from customers for contract work

6,759,022

26,956,719

 

16

Current asset investments

Current asset investments of £5,259,616 relates to time cash deposits held with Santander bank.

 

17

Cash and cash equivalents

 

Group

Period from 10 October 2024 to 31 March
2026
£

Cash at bank

24,783,927

 

Speller Metcalfe Group Limited

Notes to the Financial Statements for the Period from 10 October 2024 to 31 March 2026

 

18

Creditors

 

Group

Company

Period from 10 October 2024 to 31 March
2026
£

Period from 10 October 2024 to 31 March
2026
£

Due within one year

Trade creditors

13,101,434

-

Amounts due to related parties

-

2,878,500

Social security and other taxes

1,022,200

-

Contract accruals

21,365,785

-

Other creditors

81,315

-

Accruals

1,859,338

-

Corporation tax liability

888,866

-

Gross amount due to customers for contract work

12,167,019

-

50,485,957

2,878,500

 

19

Provisions for liabilities

Group

Deferred tax
£

Maintenance provision
£

Latent defect provision
£

Total
£

Increase (decrease) through business combinations

71,747

1,711,399

100,000

1,883,146

Increase (decrease) in existing provisions

10,223

(154,097)

-

(143,874)

At 31 March 2026

81,970

1,557,302

100,000

1,739,272

The maintenance provision is recognised when it is probable that costs will be incurred during the defect liability period.

The latent defect provision is recognised when it is probable that costs will be incurred outside of the defect liability period.

 

20

Pension and other schemes

The Group operates a defined contribution pension scheme. The pension cost charge for the period represents contributions payable by the Group to the scheme and amounted to £1,600,709.

 

21

Share capital

Allotted, called up and fully paid shares

Period from 10 October 2024 to 31 March
2026

No.

£

Ordinary shares of £1.00 each of £1 each

100,000

100,000

   
 

Speller Metcalfe Group Limited

Notes to the Financial Statements for the Period from 10 October 2024 to 31 March 2026

 

22

Reserves

Called up share capital
This represents the nominal value of the issued equity share capital of the Company.

Profit and loss account
This represents the cumulative profits of losses, net of dividends paid and other adjustments.

Merger reserve
The merger reserve arose as a result of the acquisition of subsidiary undertakings as part of a Group reorganisation involving a combination of a share-for-share exchange and cash consideration. The transaction has been accounted for using the principles of acquisition accounting. The merger reserve represents the excess of the fair value of consideration satisfied by the issue of shares over the nominal value of those shares.

 

23

Obligations under leases and hire purchase contracts

Group

Operating leases

The total of future minimum lease payments is as follows:

Period from 10 October 2024 to 31 March
2026
£

Not later than one year

133,412

Later than one year and not later than five years

170,131

303,543

The amount of non-cancellable operating lease payments recognised as an expense during the period was £271,508.

 

24

Contingent liabilities

Group

At the period end surety guarantees issued to Speller Metcalfe Malvern Limited amounted to £4,919,455.

The Group's maximum exposure arising from cross-guarantees provided by subsidiary undertakings was £102,191 at the reporting date.

 

25

Related party transactions

Group

At 31 March 2026, there were overdrawn loan accounts in respect of certain Directors included in other debtors amounting to £333,416. There is no interest charged or conditions attached to these loans.

During the year the Group leased a property from Speller Metcalfe Retirement Trust at a cost of £101,813. S R Speller and A J Metcalfe are trustees of the scheme.