5 false false false false false false false false false false true false false false false false false No description of principal activity 2025-05-01 Sage Accounts Production Advanced 2025 - FRS102_2025 40,000 40,000 4,444 4,444 35,556 2,000 1,113 133 1,246 754 887 xbrli:pure xbrli:shares iso4217:GBP 09726715 2025-05-01 2026-04-30 09726715 2026-04-30 09726715 2025-04-30 09726715 2024-05-01 2025-04-30 09726715 2025-04-30 09726715 2024-04-30 09726715 core:FurnitureFittings 2025-05-01 2026-04-30 09726715 bus:OrdinaryShareClass1 2025-05-01 2026-04-30 09726715 bus:Director1 2025-05-01 2026-04-30 09726715 core:FurnitureFittings 2025-04-30 09726715 core:FurnitureFittings 2026-04-30 09726715 core:WithinOneYear 2026-04-30 09726715 core:WithinOneYear 2025-04-30 09726715 core:AfterOneYear 2025-04-30 09726715 core:ShareCapital 2026-04-30 09726715 core:ShareCapital 2025-04-30 09726715 core:RetainedEarningsAccumulatedLosses 2026-04-30 09726715 core:RetainedEarningsAccumulatedLosses 2025-04-30 09726715 core:FurnitureFittings 2025-04-30 09726715 bus:SmallEntities 2025-05-01 2026-04-30 09726715 bus:AuditExemptWithAccountantsReport 2025-05-01 2026-04-30 09726715 bus:SmallCompaniesRegimeForAccounts 2025-05-01 2026-04-30 09726715 bus:PrivateLimitedCompanyLtd 2025-05-01 2026-04-30 09726715 bus:FullAccounts 2025-05-01 2026-04-30 09726715 bus:OrdinaryShareClass1 2026-04-30 09726715 bus:OrdinaryShareClass1 2025-04-30 09726715 core:CustomerRelationships 2025-05-01 2026-04-30 09726715 core:CustomerRelationships 2026-04-30
COMPANY REGISTRATION NUMBER: 09726715

Oakwood Financial Advisers Limited

Filleted Unaudited Financial Statements

30 April 2026

Oakwood Financial Advisers Limited

Statement of Financial Position

30 April 2026

| 2026 | 2025
Note | £ | £ | £

Fixed assets

Intangible assets | 5 |  | 35,556 | –
Tangible assets | 6 |  | 754 | 887
|  | ------- | ----
|  | 36,310 | 887

Current assets

Debtors | 7 | 728,900 |  | 863,386
Cash at bank and in hand | 20,186 |  | 101,528
| -------- |  | --------
| 749,086 |  | 964,914

Creditors: amounts falling due within one year | 8 | 89,852 |  | 63,586
| -------- |  | --------
Net current assets |  | 659,234 | 901,328
|  | -------- | --------
Total assets less current liabilities |  | 695,544 | 902,215

Creditors: amounts falling due after more than one year | 9 |  | – | 676

Provisions

Taxation including deferred tax |  | 189 | 222
|  | -------- | --------
Net assets |  | 695,355 | 901,317
|  | -------- | --------

Capital and reserves

Called up share capital | 10 |  | 15,000 | 15,000
Profit and loss account |  | 680,355 | 886,317
|  | -------- | --------
Shareholders funds |  | 695,355 | 901,317
|  | -------- | --------

These financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies' regime and in accordance with Section 1A of FRS 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland'.
In accordance with section 444 of the Companies Act 2006, the statement of income and retained earnings has not been delivered.
For the year ending 30 April 2026 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.
Director's responsibilities:
- The members have not required the company to obtain an audit of its financial statements for the year in question in accordance with section 476 ;
- The director acknowledges his responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of financial statements .

Oakwood Financial Advisers Limited

Statement of Financial Position (continued)

30 April 2026
These financial statements were approved by the board of directors and authorised for issue on 22 June 2026 , and are signed on behalf of the board by:

J.S. Jaspal |
Director |

Company registration number: 09726715

Oakwood Financial Advisers Limited

Notes to the Financial Statements

Year ended 30 April 2026
1. General information
The company is a private company limited by shares, registered and trading in England and Wales with company number 09726715 . The address of the registered office is 8 Jury Street, Warwick, CV34 4EW.
2. Statement of compliance
The financial statements have been prepared in accordance with applicable United Kingdom accounting standards, including Financial Reporting Standard 102 Section 1A smaller entities 'The Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland' ('FRS 102') and Companies Act 2006.
3. Accounting policies
Basis of preparation
The financial statements have been prepared on the historical cost basis, as modified by the revaluation of certain financial assets and liabilities and investment properties measured at fair value through profit or loss. The financial statements are prepared in sterling, which is the functional currency of the company and rounded to the nearest £.
Judgements in applying accounting policies and key sources of estimation in uncertainty
In preparing these financial statements the directors/members have had to make judgements, estimates and assumptions that affect the application of policies and reported amounts of assets, liabilities, income and expenses. Estimates and associated assumptions are based on historic experience and various other factors including expectations of future events that are believed to be reasonable under the circumstances, however actual results may differ from these estimates. For this reporting date there are no significant judgements, estimates and assumptions which have a significant risk of causing a material adjustment to the carrying amounts of assets and liabilities.
Revenue recognition
Turnover is measured at the fair value of the consideration received or receivable for goods supplied and services rendered, net of discounts and Value Added Tax. Revenue from the sale of goods is recognised when the significant risks and rewards of ownership have transferred to the buyer (usually on despatch of the goods); the amount of revenue can be measured reliably; it is probable that the associated economic benefits will flow to the entity; and the costs incurred or to be incurred in respect of the transactions can be measured reliably.
Income tax
The taxation expense represents the aggregate amount of current and deferred tax recognised in the reporting period. Tax is recognised in profit or loss, except to the extent that it relates to items recognised in other comprehensive income or directly in equity. In this case, tax is recognised in other comprehensive income or directly in equity, respectively. Current tax is recognised on taxable profit for the current and past periods. Current tax is measured at the amounts of tax expected to pay or recover using the tax rates and laws that have been enacted or substantively enacted at the reporting date.
Deferred tax is recognised in respect of all timing differences at the reporting date. Unrelieved tax losses and other deferred tax assets are recognised to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits. Deferred tax is measured using the tax rates and laws that have been enacted or substantively enacted by the reporting date that are expected to apply to the reversal of the timing difference.
Intangible assets
Intangible assets are initially recorded at cost, and are subsequently stated at cost less any accumulated amortisation and impairment losses. Any intangible assets carried at revalued amounts, are recorded at the fair value at the date of revaluation, as determined by reference to an active market, less any subsequent accumulated amortisation and subsequent accumulated impairment losses. Intangible assets acquired as part of a business combination are only recognised separately from goodwill when they arise from contractual or other legal rights, are separable, the expected future economic benefits are probable and the cost or value can be measured reliably.
Amortisation
Amortisation is calculated so as to write off the cost of an asset, less its estimated residual value, over the useful life of that asset as follows:

| Intangible Assets | - | 3 years straight line

If there is an indication that there has been a significant change in amortisation rate, useful life or residual value of an intangible asset, the amortisation is revised prospectively to reflect the new estimates.
Tangible assets
Tangible assets are initially recorded at cost, and subsequently stated at cost less any accumulated depreciation and impairment losses. Any tangible assets carried at revalued amounts are recorded at the fair value at the date of revaluation less any subsequent accumulated depreciation and subsequent accumulated impairment losses. An increase in the carrying amount of an asset as a result of a revaluation, is recognised in other comprehensive income and accumulated in equity, except to the extent it reverses a revaluation decrease of the same asset previously recognised in profit or loss. A decrease in the carrying amount of an asset as a result of revaluation, is recognised in other comprehensive income to the extent of any previously recognised revaluation increase accumulated in equity in respect of that asset. Where a revaluation decrease exceeds the accumulated revaluation gains accumulated in equity in respect of that asset, the excess shall be recognised in profit or loss.
Depreciation
Depreciation is calculated so as to write off the cost or valuation of an asset, less its residual value, over the useful economic life of that asset as follows:

| Fixtures and Fittings | - | 15% reducing balance

Provisions
Provisions are recognised when the entity has an obligation at the reporting date as a result of a past event, it is probable that the entity will be required to transfer economic benefits in settlement and the amount of the obligation can be estimated reliably. Provisions are recognised as a liability in the statement of financial position and the amount of the provision as an expense. Provisions are initially measured at the best estimate of the amount required to settle the obligation at the reporting date and subsequently reviewed at each reporting date and adjusted to reflect the current best estimate of the amount that would be required to settle the obligation. Any adjustments to the amounts previously recognised are recognised in profit or loss unless the provision was originally recognised as part of the cost of an asset. When a provision is measured at the present value of the amount expected to be required to settle the obligation, the unwinding of the discount is recognised as a finance cost in profit or loss in the period it arises.
Defined contribution plans
Contributions to defined contribution plans are recognised as an expense in the period in which the related service is provided. Prepaid contributions are recognised as an asset to the extent that the prepayment will lead to a reduction in future payments or a cash refund. When contributions are not expected to be settled wholly within 12 months of the end of the reporting date in which the employees render the related service, the liability is measured on a discounted present value basis. The unwinding of the discount is recognised as a finance cost in profit or loss in the period in which it arises.
4. Employee numbers
The average number of persons employed by the company during the year amounted to 5 (2025: 3 ).
5. Intangible assets

| Customer Relationships
| £
Cost |
Additions | 40,000
| -------
At 30 April 2026 | 40,000
| -------
Amortisation |
Charge for the year | 4,444
| -------
At 30 April 2026 | 4,444
| -------
Carrying amount |
At 30 April 2026 | 35,556
| -------
At 30 April 2025 | –
| -------

6. Tangible assets

| Fixtures and fittings | Total
| £ | £
Cost |  |
At 1 May 2025 and 30 April 2026 | 2,000 | 2,000
| ------ | ------
Depreciation |  |
At 1 May 2025 | 1,113 | 1,113
Charge for the year | 133 | 133
| ------ | ------
At 30 April 2026 | 1,246 | 1,246
| ------ | ------
Carrying amount |  |
At 30 April 2026 | 754 | 754
| ------ | ------
At 30 April 2025 | 887 | 887
| ------ | ------

7. Debtors

| 2026 | 2025
| £ | £
Other debtors | 728,900 | 863,386
| -------- | --------

8. Creditors: amounts falling due within one year

| 2026 | 2025
| £ | £
Bank loans and overdrafts | 873 | 10,648
Trade creditors | 251 | 928
Social security and other taxes | 8,652 | 49,157
Other creditors | 80,076 | 2,853
| ------- | -------
| 89,852 | 63,586
| ------- | -------

9. Creditors: amounts falling due after more than one year

| 2026 | 2025
| £ | £
Bank loans and overdrafts | – | 676
| ---- | ----

10. Called up share capital
Issued, called up and fully paid

| 2026 | 2025
| No. | £ | No. | £
Ordinary shares of £ 1 each | 15,000 | 15,000 | 15,000 | 15,000
| ------- | ------- | ------- | -------

11. Director's advances, credits and guarantees
At the reporting date the directors loan account was in credit by £36,672 (2025: £24,349 overdrawn). There is no fixed term for repayment and interest is only charged on debit balances. Transactions during the year can be summarised as follows:

|  | 2026
|  | £
| Opening Balance Brought Forward | 24,349
| Net Advances/Repayments | (61,537)
| Interest at 3.75% | 516
| Closing Balance Carried Forward | (36,672)