Company registration number 15208778 (England and Wales)
W.G. Davies Group Limited
Annual report and financial statements
For the year ended 31 December 2025
W.G. Davies Group Limited
Company Information
Directors
Mrs A J White
Mr M R Davies
Mrs D M Davies
Company number
15208778
Registered office
11 St. Davids Road
Swansea Enterprise Park
Morriston Swansea City And
Swansea
United Kingdom
SA6 8QL
Auditor
DJH Audit Limited
The Glades
Festival Way
Festival Park
Stoke on Trent
Staffordshire
ST1 5SQ
W.G. Davies Group Limited
Contents
Page
Strategic report
1 - 3
Directors' report
4 - 5
Independent auditor's report
6 - 9
Profit and loss account
10
Group statement of comprehensive income
11
Group balance sheet
12
Company balance sheet
13
Group statement of changes in equity
14
Company statement of changes in equity
15
Group statement of cash flows
16
Notes to the financial statements
17 - 33
W.G. Davies Group Limited
Strategic report
For the year ended 31 December 2025
- 1 -

The directors present the strategic report for the year ended 31 December 2025.

Review of the business

W.G. Davies Group Limited continues to operate as a franchised main dealer for MAN Truck & Bus Limited, providing specialist vehicle maintenance, servicing and spare parts supply. The group operates from three key locations across South Wales—Cardiff, Swansea and Sageston (Tenby)—and employs more than eighty skilled professionals.

Founded in 1949, W.G. Davies has developed from a family haulage business into a leading commercial vehicle service provider supporting customers across a wide range of sectors including logistics, construction, municipal services, petrochemicals and emergency services. The business remains firmly rooted in its family values, placing strong emphasis on long-term customer relationships, technical expertise and dependable service delivery.

During 2025 the group continued to trade in a competitive but stable commercial vehicle service market. Turnover for the year was £10,491,000 (2024: £10,804,440). Despite the slight reduction in revenue compared with the previous year, the group achieved an increase in gross profit to £2,914,101 (2024: £2,855,267), reflecting improved margin performance within the core parts and service operations.

Operating profit for the year was £530,405 (2024: £561,444). This reflects continued investment in facilities, systems and people to ensure the company maintains the high operational standards required within the MAN Truck & Bus dealer network and continues to deliver excellent service to its customers.

 

Leadership Transition

A significant milestone during the year was the retirement of Malcolm Jones, who had served as Operations Director and been closely associated with W.G. Davies for many years. Malcolm first became involved with the business in the mid-1990s and returned to the company in 2007 as Operations Director, playing a pivotal role during an important period in the company’s development.

Over the past two decades Malcolm has been instrumental in strengthening the operational foundations of the business, helping guide the company through periods of challenge while supporting its long-term growth. His leadership, experience and commitment to developing people within the organisation have made a lasting contribution to the culture and success of W.G. Davies.

Beyond his professional role, Malcolm has been a trusted colleague and friend to many within the business. His ability to build relationships, mentor colleagues and maintain a clear long-term vision for the company has been greatly valued by both employees and customers alike.

On behalf of the board, employees and customers, the directors would like to place on record their sincere appreciation for Malcolm’s dedication and many years of service, and wish him a long, healthy and well-deserved retirement.

Following Malcolm’s retirement, the company strengthened its leadership structure with the appointment of two new directors:

These appointments provide clear strategic focus across both commercial development and operational performance, supporting the next phase of the group’s continued growth.

W.G. Davies Group Limited
Strategic report (continued)
For the year ended 31 December 2025
- 2 -
Principal risks and uncertainties

W.G. Davies operates in a competitive and evolving commercial vehicle service sector. Key risks facing the business include inflationary pressures affecting labour, energy and operational costs, recruitment and retention of skilled technicians, supply chain constraints affecting parts availability and the increasing technological complexity of modern commercial vehicles.

The group mitigates these risks through strong operational management, continued investment in staff training and development, and maintaining close relationships with MAN Truck & Bus Ltd and key fleet customers.

Customer service remains central to the company’s strategy. Since 2009 the business has conducted more than 1,900 structured customer interviews, enabling continuous improvement in service delivery and helping maintain consistently high levels of customer satisfaction and customer retention.

 

Investment in People and Infrastructure

Workforce Development

The group continues to invest significantly in its workforce, recognising that its employees remain its most valuable asset. A large proportion of staff have long service within the organisation, reflecting the strong culture and stability of the business.

Ongoing investment in technical training, apprenticeships and professional development ensures that the company’s workforce remains highly skilled and capable of supporting the increasingly advanced technologies found in modern commercial vehicles.

 

Technological and Digital Development

Following the successful implementation of the X-Power dealer management system, the group continued to develop its digital capabilities during the year.

Improvements in operational systems have enhanced workshop scheduling, inventory management, service reporting and operational data analysis. These developments enable improved efficiency within the business while supporting better communication and service delivery to customers.

 

Infrastructure Investment

W.G. Davies continues to maintain modern facilities across its depots in Cardiff, Swansea and Sageston. Each site is equipped with advanced workshop equipment and specialist diagnostic tools, enabling the company to provide a comprehensive range of maintenance and repair services for commercial vehicles ranging from light vans to heavy articulated vehicles.

Ongoing investment ensures that the business continues to meet the operational standards required within the MAN dealer network while maintaining sufficient capacity to support customers across South Wales.

 

 

 

 

 

W.G. Davies Group Limited
Strategic report (continued)
For the year ended 31 December 2025
- 3 -

Sustainability and Environmental Responsibility

The group remains committed to reducing its environmental impact and operating responsibly within the communities it serves.

W.G. Davies continues to work towards its long-term objective of achieving carbon neutrality by 2030. Investment in solar energy systems, biomass heating and energy-efficient lighting across its facilities continues to reduce energy consumption and improve environmental performance.

The group also promotes responsible waste management, recycling initiatives and sustainable procurement practices wherever possible.

Future Outlook

Looking ahead, the directors remain confident in the long-term prospects of the business.

The group will continue to focus on strengthening long-term service partnerships with fleet operators, improving operational efficiency across its workshop network and investing in digital systems that support data-driven management and customer service.

With a strong customer base, modern facilities and a highly experienced workforce, W.G. Davies is well positioned to continue delivering industry-leading service standards and supporting the needs of commercial vehicle operators across South Wales.

Key performance indicators

KPI

2025

2024

Movement

Turnover

£10,491,000

£10,804,440

-£313,440

Gross Profit

£2,914,101

£2,855,267

+£58,834

Gross Profit Margin

27.77%

26.43%

+1.34%

Operating Profit

£530,405

£561,444

-£73,348

Despite a modest reduction in turnover, the improvement in gross profit margin reflects the strength of the group's core service and parts operations and continued focus on operational efficiency.

 

Conclusion

2025 represented an important year of transition for W.G. Davies Group Limited, marked by leadership change and continued operational development.

The appointment of new directors strengthens the group's governance and strategic leadership while maintaining the values and service standards that have defined the business for more than seventy-five years.

The directors remain confident in the group's financial stability and long-term growth prospects, supported by strong customer relationships, continued investment in people and technology, and a clear strategy for sustainable development.

On behalf of the board

Mr M R Davies
Director
2 July 2026
W.G. Davies Group Limited
Directors' report
For the year ended 31 December 2025
- 4 -

The directors present their annual report and financial statements for the year ended 31 December 2025.

Principal activities

The principal activity of the group continued to be that of a truck dealership and maintenance provider.

Results and dividends

The results for the year are set out on page 10.

Ordinary dividends were paid amounting to £134,500. The directors do not recommend payment of a further dividend.

Directors

The directors who held office during the year and up to the date of signature of the financial statements were as follows:

Mr M R Jones
(Resigned 19 December 2025)
Mrs A J White
Mr M R Davies
Mrs D M Davies
Statement of directors' responsibilities

The directors are responsible for preparing the annual report and the financial statements in accordance with applicable law and regulations.

United Kingdom company law requires the directors to prepare financial statements for each financial year. Under that law, the directors have elected to prepare the group and parent company financial statements in accordance with United Kingdom Generally Accepted Accounting Practice (United Kingdom Accounting Standards and applicable law). Under company law, the directors must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the group and parent company, and of the profit or loss of the group for that period.

In preparing these financial statements, the directors are required to:

The directors are responsible for keeping adequate accounting records that are sufficient to show and explain the group’s and parent company’s transactions and disclose with reasonable accuracy at any time the financial position of the group and parent company, and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the group and parent company, and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Statement of disclosure to auditor

So far as each person who was a director at the date of approving this report is aware, there is no relevant audit information of which the auditor of the company is unaware. Additionally, the directors individually have taken all the necessary steps that they ought to have taken as directors in order to make themselves aware of all relevant audit information and to establish that the auditor of the company is aware of that information.

W.G. Davies Group Limited
Directors' report (continued)
For the year ended 31 December 2025
- 5 -
On behalf of the board
Mr M R Davies
Director
2 July 2026
W.G. Davies Group Limited
Independent auditor's report
To the members of W.G. Davies Group Limited
- 6 -
Opinion

We have audited the financial statements of W.G. Davies Group Limited (the 'parent company') and its subsidiaries (the 'group') for the year ended 31 December 2025 which comprise the group profit and loss account, the group statement of comprehensive income, the group balance sheet, the company balance sheet, the group statement of changes in equity, the company statement of changes in equity, the group statement of cash flows and notes to the financial statements, including significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 The Financial Reporting Standard applicable in the UK and Republic of Ireland (United Kingdom Generally Accepted Accounting Practice).

In our opinion the financial statements:

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditor's responsibilities for the audit of the financial statements section of our report. We are independent of the group and parent company in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

 

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the group's and parent company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.

 

Our responsibilities and the responsibilities of the directors with respect to going concern are described in the relevant sections of this report.

Other information

The other information comprises the information included in the annual report other than the financial statements and our auditor's report thereon. The directors are responsible for the other information contained within the annual report. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon. Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit, or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

 

We have nothing to report in this regard.

W.G. Davies Group Limited
Independent auditor's report (continued)
To the members of W.G. Davies Group Limited
- 7 -

Opinions on other matters prescribed by the Companies Act 2006

In our opinion, based on the work undertaken in the course of our audit:

Matters on which we are required to report by exception

In the light of the knowledge and understanding of the group and the parent company and their environment obtained in the course of the audit, we have not identified material misstatements in the strategic report or the directors' report.

 

We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 requires us to report to you if, in our opinion:

Responsibilities of directors

As explained more fully in the directors' responsibilities statement, the directors are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the directors determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error. In preparing the financial statements, the directors are responsible for assessing the group's and parent company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the directors either intend to liquidate the group or parent company or to cease operations, or have no realistic alternative but to do so.

Auditor's responsibilities for the audit of the financial statements

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor's report that includes our opinion. Reasonable assurance is a high level of assurance but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

The extent to which our procedures are capable of detecting irregularities, including fraud, is detailed below.

W.G. Davies Group Limited
Independent auditor's report (continued)
To the members of W.G. Davies Group Limited
- 8 -

Our approach to identifying and assessing the risks of material misstatement in respect of irregularities, including fraud and non-compliance with laws and regulations, was as follows:

 

 

We assessed the susceptibility of the company’s financial statements to material misstatement, including obtaining an understanding of how fraud might occur, by:

 

 

To address the risk of fraud through management bias and override of controls, we:

 

 

In response to the risk of irregularities and non-compliance with laws and regulations, we designed procedures which included, but were not limited to:

 

 

There are inherent limitations in our audit procedures described above. The more removed that laws and regulations are from financial transactions, the less likely it is that we would become aware of non-compliance. Auditing standards also limit the audit procedures required to identify non-compliance with laws and regulations to enquiry of the directors and other management and the inspection of regulatory and legal correspondence, if any.

 

Material misstatements that arise due to fraud can be harder to detect than those that arise from error as they may involve deliberate concealment or collusion.

A further description of our responsibilities is available on the Financial Reporting Council’s website at: https://www.frc.org.uk/auditorsresponsibilities. This description forms part of our auditor's report.

 

 

 

 

W.G. Davies Group Limited
Independent auditor's report (continued)
To the members of W.G. Davies Group Limited
- 9 -

Use of our report

This report is made solely to the parent company’s members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might state to the parent company’s members those matters we are required to state to them in an auditor's report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the parent company and the parent company’s members as a body, for our audit work, for this report, or for the opinions we have formed.

Stacey Parr FCCA (Senior Statutory Auditor)
For and on behalf of DJH Audit Limited, Statutory Auditor
Accountants
The Glades
Festival Way
Festival Park
Stoke on Trent
Staffordshire
ST1 5SQ
13 July 2026
W.G. Davies Group Limited
GROUP PROFIT AND LOSS ACCOUNT
For the year ended 31 December 2025
- 10 -
2025
2024
Notes
£
£
Turnover
3
10,491,000
10,804,440
Cost of sales
(7,576,899)
(7,949,173)
Gross profit
2,914,101
2,855,267
Administrative expenses
(3,131,199)
(3,109,873)
Other operating income
747,503
816,050
Operating profit
4
530,405
561,444
Interest receivable and similar income
6
12,542
6,773
Interest payable and similar expenses
7
(368,260)
(327,588)
Profit before taxation
174,687
240,629
Tax on profit
8
(62,299)
(196,833)
Profit for the financial year
24
112,388
43,796
W.G. Davies Group Limited
Group statement of comprehensive income
For the year ended 31 December 2025
- 11 -
2025
2024
£
£
Profit for the year
112,388
43,796
Other comprehensive income
-
-
Cash flow hedges gain arising in the year
-
0
-
0
Total comprehensive income for the year
112,388
43,796
Total comprehensive income for the year is all attributable to the owners of the parent company.
W.G. Davies Group Limited
Group Balance sheet
As at 31 December 2025
31 December 2025
- 12 -
2025
2024
Notes
£
£
£
£
Fixed assets
Tangible assets
10
5,001,455
5,197,826
5,001,455
5,197,826
Current assets
Stocks
13
490,105
525,794
Debtors
14
1,681,975
1,245,783
Cash at bank and in hand
407
42,225
2,172,487
1,813,802
Creditors: amounts falling due within one year
15
(2,982,294)
(3,044,659)
Net current liabilities
(809,807)
(1,230,857)
Total assets less current liabilities
4,191,648
3,966,969
Creditors: amounts falling due after more than one year
16
(2,286,849)
(2,033,661)
Provisions for liabilities
Deferred tax liability
19
414,400
438,100
(414,400)
(438,100)
Net assets
1,490,399
1,495,208
Capital and reserves
Called up share capital
22
50,000
50,000
Revaluation reserve
23
645,378
628,075
Profit and loss reserves
24
795,021
817,133
Total equity
1,490,399
1,495,208

These financial statements have been prepared in accordance with the provisions relating to medium-sized groups.

The financial statements were approved by the board of directors and authorised for issue on 2 July 2026 and are signed on its behalf by:
02 July 2026
Mr M R Davies
Director
Company registration number 15208778 (England and Wales)
W.G. Davies Group Limited
Company Balance Sheet
As at 31 December 2025
31 December 2025
- 13 -
2025
2024
Notes
£
£
£
£
Fixed assets
Investments
11
50,000
50,000
Capital and reserves
Called up share capital
22
50,000
50,000

As permitted by s408 Companies Act 2006, the company has not presented its own profit and loss account and related notes. The company’s profit for the year was £134,500.

The financial statements were approved by the board of directors and authorised for issue on 2 July 2026 and are signed on its behalf by:
02 July 2026
Mr M R Davies
Director
Company registration number 15208778 (England and Wales)
W.G. Davies Group Limited
Group statement of changes in equity
For the year ended 31 December 2025
- 14 -
Share capital
Revaluation reserve
Profit and loss reserves
Total
Notes
£
£
£
£
Balance at 1 January 2024
20
628,075
958,546
1,586,641
Year ended 31 December 2024:
Profit and total comprehensive income
-
-
43,796
43,796
Issue of share capital
22
49,980
-
-
49,980
Dividends
9
-
-
(185,209)
(185,209)
Balance at 31 December 2024
50,000
628,075
817,133
1,495,208
Year ended 31 December 2025:
Profit and total comprehensive income
-
-
112,388
112,388
Dividends
9
-
-
(134,500)
(134,500)
Other movements
-
17,303
-
17,303
Balance at 31 December 2025
50,000
645,378
795,021
1,490,399
W.G. Davies Group Limited
COMPANY STATEMENT OF CHANGES IN EQUITY
For the year ended 31 December 2025
- 15 -
Share capital
Profit and loss reserves
Total
Notes
£
£
£
Balance at 1 January 2024
50,000
-
0
50,000
Year ended 31 December 2024:
Profit and total comprehensive income for the year
-
129,000
129,000
Dividends
9
-
(129,000)
(129,000)
Balance at 31 December 2024
50,000
-
0
50,000
Year ended 31 December 2025:
Profit and total comprehensive income
-
134,500
134,500
Dividends
9
-
(134,500)
(134,500)
Balance at 31 December 2025
50,000
-
0
50,000
W.G. Davies Group Limited
Group statement of cash flows
For the year ended 31 December 2025
- 16 -
2025
2024
Notes
£
£
£
£
Cash flows from operating activities
Cash generated from operations
26
505,279
1,732,016
Interest paid
(368,260)
(327,588)
Income taxes paid
(102,744)
(75,347)
Net cash inflow from operating activities
34,275
1,329,081
Investing activities
Purchase of tangible fixed assets
(192,196)
(60,143)
Proceeds from disposal of tangible fixed assets
1
168,334
Repayment of loans
(76,459)
-
Interest received
12,542
6,773
Net cash (used in)/generated from investing activities
(256,112)
114,964
Financing activities
Proceeds from new bank loans
3,040,327
300,000
Repayment of bank loans
(2,431,955)
(972,054)
Payment of finance leases obligations
(313,248)
(492,853)
Dividends paid to equity shareholders
(134,500)
(185,209)
Net cash generated from/(used in) financing activities
160,624
(1,350,116)
Net (decrease)/increase in cash and cash equivalents
(61,213)
93,929
Cash and cash equivalents at beginning of year
42,225
(51,704)
Cash and cash equivalents at end of year
(18,988)
42,225
Relating to:
Cash at bank and in hand
407
42,225
Bank overdrafts included in creditors payable within one year
(19,395)
-
W.G. Davies Group Limited
NOTES TO THE GROUP FINANCIAL STATEMENTS
For the year ended 31 December 2025
- 17 -
1
Accounting policies
Company information

W.G. Davies Group Limited (“the company”) is a private limited company domiciled and incorporated in England and Wales. The registered office is 11 St. Davids Road, Swansea Enterprise Park, Morriston Swansea City And, Swansea, United Kingdom, SA6 8QL.

 

The group consists of W.G. Davies Group Limited and all of its subsidiaries.

1.1
Accounting convention

These financial statements have been prepared in accordance with FRS 102 “The Financial Reporting Standard applicable in the UK and Republic of Ireland” (“FRS 102”) and the requirements of the Companies Act 2006.

The financial statements are prepared in sterling, which is the functional currency of the company. Monetary amounts in these financial statements are rounded to the nearest £.

The financial statements have been prepared under the historical cost convention, modified to include the revaluation of freehold properties and certain financial instruments at fair value. The principal accounting policies adopted are set out below.

The Company was incorporated on 13 October 2023 and took control of its subsidiary at the same date who were both owned by the same ultimate shareholder.

 

Because the ultimate shareholder was the same before and after the transaction, the acquisition of the investment by W.G. Davies Group Limited was not accounted for as a business combination under FRS102. Instead, it was accounted for using the merger accounting method.

 

The share capital in the consolidated financial statements is that of W.G. Davies Group Limited and the other reserves represent the combined reserves of this company and the acquired subsidiary.

1.2
Business combinations

In the parent company financial statements, the cost of a business combination is the fair value at the acquisition date of the assets given, equity instruments issued and liabilities incurred or assumed, plus costs directly attributable to the business combination. The excess of the cost of a business combination over the fair value of the identifiable assets, liabilities and contingent liabilities acquired is recognised as goodwill. The cost of the combination includes the estimated amount of contingent consideration that is probable and can be measured reliably, and is adjusted for changes in contingent consideration after the acquisition date. Provisional fair values recognised for business combinations in previous periods are adjusted retrospectively for final fair values determined in the 12 months following the acquisition date. Investments in subsidiaries, joint ventures and associates are accounted for at cost less impairment.

 

Deferred tax is recognised on differences between the value of assets (other than goodwill) and liabilities recognised in a business combination accounted for using the purchase method and the amounts that can be deducted or assessed for tax, considering the manner in which the carrying amount of the asset or liability is expected to be recovered or settled. The deferred tax recognised is adjusted against goodwill or negative goodwill.

W.G. Davies Group Limited
NOTES TO THE GROUP FINANCIAL STATEMENTS (continued)
For the year ended 31 December 2025
1
Accounting policies
(Continued)
- 18 -
1.3
Basis of consolidation

The consolidated group financial statements consist of the financial statements of the parent company W.G. Davies Group Limited together with all entities controlled by the parent company (its subsidiaries) and the group’s share of its interests in joint ventures and associates.

 

All financial statements are made up to 31 December 2025. Where necessary, adjustments are made to the financial statements of subsidiaries to bring the accounting policies used into line with those used by other members of the group.

 

All intra-group transactions, balances and unrealised gains on transactions between group companies are eliminated on consolidation. Unrealised losses are also eliminated unless the transaction provides evidence of an impairment of the asset transferred.

Subsidiaries are consolidated in the group’s financial statements from the date that control commences until the date that control ceases.

1.4
Going concern

At the time of approving the financial statements, the directors have a reasonable expectation that the group and parent company have adequate resources to continue in operational existence for the foreseeable future. Thus the directors continue to adopt the going concern basis of accounting in preparing the financial statements.

1.5
Turnover

Revenue comprises sales of goods or services provided to customers net of value added tax and other sales taxes, less an appropriate deduction for actual and expected returns and discounts. Revenue is recognised when performance obligations are satisfied and the control of goods or services is transferred to the buyer. Where the performance obligation is satisfied over time, revenue is recognised in accordance with its progress towards complete satisfaction of that performance obligation.

 

When cash inflows are deferred and represent a financing arrangement, the promised consideration is adjusted for the effects of the time value of money, which is recognised as interest income.

Revenue from the sale of goods is recognised when the significant risks and rewards of ownership of the goods have passed to the buyer (usually on dispatch of the goods), the amount of revenue can be measured reliably, it is probable that the economic benefits associated with the transaction will flow to the entity and the costs incurred or to be incurred in respect of the transaction can be measured reliably.

1.6
Tangible fixed assets

Tangible fixed assets are initially measured at cost and subsequently measured at cost or valuation, net of depreciation and any impairment losses.

Depreciation is recognised so as to write off the cost or valuation of assets less their residual values over their useful lives on the following bases:

Land and buildings
Over 125 year lease
Land and buildings improvements
5%, 10% and 20% straight line on cost
Plant and equipment
20%, 25% and 33% straight line on cost
Fixtures and fittings
25%, 33% and 50% straight line on cost
Motor vehicles
10% and 25% reducing balance on net book value
W.G. Davies Group Limited
NOTES TO THE GROUP FINANCIAL STATEMENTS (continued)
For the year ended 31 December 2025
1
Accounting policies
(Continued)
- 19 -

The gain or loss arising on the disposal of an asset is determined as the difference between the sale proceeds and the carrying value of the asset, and is recognised in the profit and loss account.

1.7
Fixed asset investments

Equity investments are measured at fair value through profit or loss, except for those equity investments that are not publicly traded and whose fair value cannot otherwise be measured reliably, which are recognised at cost less impairment until a reliable measure of fair value becomes available.

 

In the parent company financial statements, investments in subsidiaries, associates and jointly controlled entities are initially measured at cost and subsequently measured at cost less any accumulated impairment losses.

A subsidiary is an entity controlled by the group. Control is the power to govern the financial and operating policies of the entity so as to obtain benefits from its activities.

1.8
Impairment of fixed assets

At each reporting period end date, the group reviews the carrying amounts of its tangible assets to determine whether there is any indication that those assets have suffered an impairment loss. If any such indication exists, the recoverable amount of the asset is estimated in order to determine the extent of the impairment loss (if any). Where it is not possible to estimate the recoverable amount of an individual asset, the company estimates the recoverable amount of the cash-generating unit to which the asset belongs.

1.9
Stocks

Stocks are stated at the lower of cost and estimated selling price less costs to complete and sell. Cost comprises direct materials and, where applicable, direct labour costs and those overheads that have been incurred in bringing the stocks to their present location and condition.

 

Stocks held for distribution at no or nominal consideration are measured at the lower of cost and replacement cost, adjusted where applicable for any loss of service potential.

 

Cost is calculated using an average basis.

At each reporting date, an assessment is made for impairment. Any excess of the carrying amount of stocks over its estimated selling price less costs to complete and sell is recognised as an impairment loss in profit or loss. Reversals of impairment losses are also recognised in profit or loss.

1.10
Cash and cash equivalents

Cash and cash equivalents are basic financial assets and include cash in hand and at bank. Bank overdrafts are shown within borrowings in current liabilities.

1.11
Financial instruments

The group has elected to apply the provisions of Section 11 ‘Basic Financial Instruments’ and Section 12 ‘Other Financial Instruments Issues’ of FRS 102 to all of its financial instruments.

 

Financial instruments are recognised in the group's balance sheet when the group becomes party to the contractual provisions of the instrument.

 

Financial assets and liabilities are offset and the net amounts presented in the financial statements when there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.

W.G. Davies Group Limited
NOTES TO THE GROUP FINANCIAL STATEMENTS (continued)
For the year ended 31 December 2025
1
Accounting policies
(Continued)
- 20 -
Basic financial assets

Basic financial assets, which include debtors and cash and bank balances, are initially measured at transaction price including transaction costs and are subsequently carried at amortised cost using the effective interest method unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest. Financial assets classified as receivable within one year are not amortised.

Other financial assets

Other financial assets, including investments in equity instruments which are not subsidiaries, associates or joint ventures, are initially measured at fair value, which is normally the transaction price. Such assets are subsequently carried at fair value and the changes in fair value are recognised in profit or loss, except that investments in equity instruments that are not publicly traded and whose fair values cannot be measured reliably are measured at cost less impairment.

Impairment of financial assets

Financial assets, other than those held at fair value through profit and loss, are assessed for indicators of impairment at each reporting end date.

 

Financial assets are impaired where there is objective evidence that, as a result of one or more events that occurred after the initial recognition of the financial asset, the estimated future cash flows have been affected. If an asset is impaired, the impairment loss is the difference between the carrying amount and the present value of the estimated cash flows discounted at the asset’s original effective interest rate. The impairment loss is recognised in profit or loss.

 

If there is a decrease in the impairment loss arising from an event occurring after the impairment was recognised, the impairment is reversed. The reversal is such that the current carrying amount does not exceed what the carrying amount would have been, had the impairment not previously been recognised. The impairment reversal is recognised in profit or loss.

Derecognition of financial assets

Financial assets are derecognised only when the contractual rights to the cash flows from the asset expire or are settled, or when the group transfers the financial asset and substantially all the risks and rewards of ownership to another entity, or if some significant risks and rewards of ownership are retained but control of the asset has transferred to another party that is able to sell the asset in its entirety to an unrelated third party.

Classification of financial liabilities

Financial liabilities and equity instruments are classified according to the substance of the contractual arrangements entered into. An equity instrument is any contract that evidences a residual interest in the assets of the group after deducting all of its liabilities.

W.G. Davies Group Limited
NOTES TO THE GROUP FINANCIAL STATEMENTS (continued)
For the year ended 31 December 2025
1
Accounting policies
(Continued)
- 21 -
Basic financial liabilities

Basic financial liabilities, including creditors and bank loans, are initially recognised at transaction price unless the arrangement constitutes a financing transaction, where the debt instrument is measured at the present value of the future payments discounted at a market rate of interest. Financial liabilities classified as payable within one year are not amortised.

 

Debt instruments are subsequently carried at amortised cost, using the effective interest rate method.

 

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of business from suppliers. Amounts payable are classified as current liabilities if payment is due within one year or less. If not, they are presented as non-current liabilities. Trade creditors are recognised initially at transaction price and subsequently measured at amortised cost using the effective interest method.

Derecognition of financial liabilities

Financial liabilities are derecognised when the group's contractual obligations expire or are discharged or cancelled.

1.12
Equity instruments

Equity instruments issued by the group are recorded at the proceeds received, net of transaction costs. Dividends payable on equity instruments are recognised as liabilities once they are no longer at the discretion of the group.

1.13
Taxation

The tax expense represents the sum of the tax currently payable and deferred tax.

Current tax

The tax currently payable is based on taxable profit for the year. Taxable profit differs from net profit as reported in the profit and loss account because it excludes items of income or expense that are taxable or deductible in other years and it further excludes items that are never taxable or deductible. The group’s liability for current tax is calculated using tax rates that have been enacted or substantively enacted by the reporting end date.

Deferred tax

Deferred tax liabilities are generally recognised for all timing differences and deferred tax assets are recognised to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits. Such assets and liabilities are not recognised if the timing difference arises from goodwill or from the initial recognition of other assets and liabilities in a transaction that affects neither the tax profit nor the accounting profit.

1.14
Employee benefits

The costs of short-term employee benefits are recognised as a liability and an expense, unless those costs are required to be recognised as part of the cost of stock or fixed assets.

 

The cost of any unused holiday entitlement is recognised in the period in which the employee’s services are received.

 

Termination benefits are recognised immediately as an expense when the company is demonstrably committed to terminate the employment of an employee or to provide termination benefits.

W.G. Davies Group Limited
NOTES TO THE GROUP FINANCIAL STATEMENTS (continued)
For the year ended 31 December 2025
1
Accounting policies
(Continued)
- 22 -
1.15
Retirement benefits

Payments to defined contribution retirement benefit schemes are charged as an expense as they fall due.

1.16
Leases

Leases are classified as finance leases whenever the terms of the lease transfer substantially all the risks and rewards of ownership to the lessees. All other leases are classified as operating leases.

 

Assets held under finance leases are recognised as assets at the lower of the assets fair value at the date of inception and the present value of the minimum lease payments. The related liability is included in the balance sheet as a finance lease obligation. Lease payments are treated as consisting of capital and interest elements. The interest is charged to profit or loss so as to produce a constant periodic rate of interest on the remaining balance of the liability.

Rentals payable under operating leases, including any lease incentives received, are charged to profit or loss on a straight line basis over the term of the relevant lease except where another more systematic basis is more representative of the time pattern in which economic benefits from the leased asset are consumed.

Rental income from operating leases is recognised on a straight line basis over the term of the relevant lease. Initial direct costs incurred in negotiating and arranging an operating lease are added to the carrying amount of the leased asset and recognised on a straight line basis over the lease term.

1.17
Government grants

Biomass income is recognised at the fair value of the consideration received or receivable when there is reasonable assurance that the conditions will be met and the income will be received. Payments are made for 7 years and are based on the amount of renewable heat made by the heating system. This is paid through the Non-Domestic RHI scheme.

2
Judgements and key sources of estimation uncertainty

In the application of the group’s accounting policies, the directors are required to make judgements, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

 

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of the revision and future periods where the revision affects both current and future periods.

Key sources of estimation uncertainty

The estimates and assumptions which have a significant risk of causing a material adjustment to the carrying amount of assets and liabilities are as follows.

Property valuation

As described in note 11, leasehold properties are measured using the revaluation method and as such this requires significant estimation. The valuation of the leasehold properties has been based on formal revaluations competed by property experts on 15th April 2025. The directors have considered changes in the valuation of freehold land and buildings since the year end, they do not consider there to be any material changes.

W.G. Davies Group Limited
NOTES TO THE GROUP FINANCIAL STATEMENTS (continued)
For the year ended 31 December 2025
- 23 -
3
Turnover and other revenue
2025
2024
£
£
Turnover analysed by class of business
Parts
5,076,630
5,673,442
Maintenance
4,944,057
4,864,553
Vehicle rentals
238,608
266,445
Used vehicle sales
231,705
-
10,491,000
10,804,440
2025
2024
£
£
Other revenue
Interest income
12,542
6,773
Sundry income
701,829
770,058
4
Operating profit
2025
2024
£
£
Operating profit for the year is stated after charging/(crediting):
Fees payable to the group's auditor for the audit of the group's financial statements
36,000
25,200
Depreciation of tangible fixed assets
382,880
441,141
Profit on disposal of tangible fixed assets
-
(65,263)
Operating lease charges
159,023
28,218
5
Employees

The average monthly number of persons (including directors) employed by the group and company during the year was:

Group
Company
2025
2024
2025
2024
Number
Number
Number
Number
Management
3
4
-
-
Administrators
42
30
-
-
Workshop
37
55
-
-
Total
82
89
0
0
W.G. Davies Group Limited
NOTES TO THE GROUP FINANCIAL STATEMENTS (continued)
For the year ended 31 December 2025
5
Employees
(Continued)
- 24 -

Their aggregate remuneration comprised:

Group
Company
2025
2024
2025
2024
£
£
£
£
Wages and salaries
2,665,752
2,824,799
-
0
-
0
Social security costs
360,106
319,730
-
-
Pension costs
151,628
171,856
-
0
-
0
3,177,486
3,316,385
-
0
-
0
6
Interest receivable and similar income
2025
2024
£
£
Interest income
Other interest income
12,542
6,773
7
Interest payable and similar expenses
2025
2024
£
£
Interest on financial liabilities measured at amortised cost:
Interest on bank overdrafts and loans
234,324
163,840
Other finance costs:
Interest on finance leases and hire purchase contracts
131,569
161,299
Other interest
2,367
2,449
Total finance costs
368,260
327,588
8
Taxation
2025
2024
£
£
Current tax
UK corporation tax on profits for the current period
85,199
87,916
Deferred tax
Origination and reversal of timing differences
(22,900)
108,917
Total tax charge
62,299
196,833
W.G. Davies Group Limited
NOTES TO THE GROUP FINANCIAL STATEMENTS (continued)
For the year ended 31 December 2025
8
Taxation
(Continued)
- 25 -

The actual charge for the year can be reconciled to the expected charge for the year based on the profit or loss and the standard rate of tax as follows:

2025
2024
£
£
Profit before taxation
174,687
240,629
Expected tax charge based on the standard rate of corporation tax in the UK of 25% (2024: 25%)
43,672
60,157
Effects of:
Expenses that are not deductible in determining taxable profit
11,493
13,834
Depreciation on assets not qualifying for tax allowances
10,652
20,803
Pension creditor movement
-
0
(660)
SBA - WDA claimed
(3,518)
(3,518)
Deferred tax under/(over) provided in prior year
-
106,217
Taxation charge in the financial statements
62,299
196,833
9
Dividends
2025
2024
Recognised as distributions to equity holders:
£
£
Interim paid
134,500
129,000
W.G. Davies Group Limited
NOTES TO THE GROUP FINANCIAL STATEMENTS (continued)
For the year ended 31 December 2025
- 26 -
10
Tangible fixed assets
Group
Land and buildings
Land and buildings improvements
Plant and equipment
Fixtures and fittings
Motor vehicles
Total
£
£
£
£
£
£
Cost or valuation
At 1 January 2025
3,699,339
1,741,283
723,952
411,021
1,007,428
7,583,023
Additions
8,543
-
0
21,142
102,061
60,450
192,196
Disposals
-
0
-
0
-
0
-
0
(18,023)
(18,023)
Revaluation
(5,686)
-
0
-
0
-
0
-
0
(5,686)
At 31 December 2025
3,702,196
1,741,283
745,094
513,082
1,049,855
7,751,510
Depreciation and impairment
At 1 January 2025
493,699
770,575
471,714
311,388
337,821
2,385,197
Depreciation charged in the year
25,599
89,000
56,737
52,557
158,987
382,880
Eliminated in respect of disposals
-
0
-
0
-
0
-
0
(18,022)
(18,022)
At 31 December 2025
519,298
859,575
528,451
363,945
478,786
2,750,055
Carrying amount
At 31 December 2025
3,182,898
881,708
216,643
149,137
571,069
5,001,455
At 31 December 2024
3,205,640
970,708
252,238
99,633
669,607
5,197,826
The company had no tangible fixed assets at 31 December 2025 or 31 December 2024.

Included within tangible fixed assets are assets held under finance leases or hire purchase contracts, as follows:

Group
Company
2025
2024
2025
2024
£
£
£
£
Plant and equipment
771,954
907,097
-
0
-
0
Motor vehicles
531,336
616,287
-
0
-
0
1,303,290
1,523,384
-
-
W.G. Davies Group Limited
NOTES TO THE GROUP FINANCIAL STATEMENTS (continued)
For the year ended 31 December 2025
10
Tangible fixed assets
(Continued)
- 27 -

Included within Land and Buildings are two properties which are held at valuation. One property held is Freehold which has been revalued to £1,450,000 on 15/04/2025 by Certus Property Consultants, independent valuers not connected with the company. This property has a carrying value of at the year end of £1,438,400. The valuation conforms to RICS standards and was based on recent market transactions on arm's length terms for similar properties. The second property held is Leasehold and has been revalued to £1,750,00 on 15/04/2025 by Certus Property Consultants, independent valuers not connected with the company. This property has a carrying value of at the year end of £1,727,502. The valuation conforms to RICS standards and was based on recent market transactions on arm's length terms for similar properties

The following assets are carried at valuation. If the assets were measured using the cost model, the carrying amounts would be as follows:

2025
2024
£
£
Group
Cost
3,187,092
3,187,092
Accumulated depreciation
(606,437)
(517,975)
Carrying value
2,580,655
2,669,117
11
Fixed asset investments
Group
Company
2025
2024
2025
2024
Notes
£
£
£
£
Investments in subsidiaries
12
-
0
-
0
50,000
50,000
Movements in fixed asset investments
Company
Shares in subsidiaries
£
Cost or valuation
At 1 January 2025 and 31 December 2025
50,000
Carrying amount
At 31 December 2025
50,000
At 31 December 2024
50,000
W.G. Davies Group Limited
NOTES TO THE GROUP FINANCIAL STATEMENTS (continued)
For the year ended 31 December 2025
- 28 -
12
Subsidiaries

Details of the company's subsidiaries at 31 December 2025 are as follows:

Name of undertaking
Registered office
Class of
% Held
shares held
Direct
W.G. Davies (Landore) Limited
11 St Davids Road, Swansea Enterprise Park, Morriston, Swansea City, County of Swansea, SA6 8QL
Ordinary shares
100.00
13
Stocks
Group
Company
2025
2024
2025
2024
£
£
£
£
Raw materials and consumables
418,194
385,785
-
-
Work in progress
71,911
140,009
-
-
490,105
525,794
-
-
14
Debtors
Group
Company
2025
2024
2025
2024
Amounts falling due within one year:
£
£
£
£
Trade debtors
756,991
467,015
-
0
-
0
Other debtors
808,995
645,643
-
0
-
0
Prepayments and accrued income
114,789
131,125
-
0
-
0
1,680,775
1,243,783
-
-
Amounts falling due after more than one year:
Deferred tax asset (note 19)
1,200
2,000
-
0
-
0
Total debtors
1,681,975
1,245,783
-
-
W.G. Davies Group Limited
NOTES TO THE GROUP FINANCIAL STATEMENTS (continued)
For the year ended 31 December 2025
- 29 -
15
Creditors: amounts falling due within one year
Group
Company
2025
2024
2025
2024
Notes
£
£
£
£
Bank loans and overdrafts
17
870,576
772,609
-
0
-
0
Obligations under finance leases
18
347,021
385,457
-
0
-
0
Trade creditors
786,617
775,263
-
0
-
0
Corporation tax payable
147,662
165,207
-
0
-
0
Other taxation and social security
504,116
664,718
-
0
-
0
Deferred income
20
1,800
1,800
-
0
-
0
Other creditors
179,690
199,621
-
0
-
0
Accruals and deferred income
144,812
79,984
-
0
-
0
2,982,294
3,044,659
-
0
-
0

Bank loans and overdrafts of £302,324 (2024 - £445,811) are secured by fixed and floating charges over the group's assets.

 

Also included within bank loans and overdrafts are amounts of £568,252 (2024 - £326,798) in respect of invoice discounting facilities. These amounts are secured by a fixed charge on all purchased debts.

 

Amounts due under hire purchase contracts are secured against the assets to which they relate.

16
Creditors: amounts falling due after more than one year
Group
Company
2025
2024
2025
2024
Notes
£
£
£
£
Bank loans and overdrafts
17
1,897,130
1,367,330
-
0
-
0
Obligations under finance leases
18
312,469
587,281
-
0
-
0
Deferred income
20
77,250
79,050
-
0
-
0
2,286,849
2,033,661
-
-

Bank loans are secured by fixed and floating charges over the company's assets.

 

Amounts due under hire purchase contracts are secured against the assets to which they relate.

W.G. Davies Group Limited
NOTES TO THE GROUP FINANCIAL STATEMENTS (continued)
For the year ended 31 December 2025
- 30 -
17
Loans and overdrafts
Group
Company
2025
2024
2025
2024
£
£
£
£
Bank loans
2,748,311
2,139,939
-
0
-
0
Bank overdrafts
19,395
-
0
-
0
-
0
2,767,706
2,139,939
-
-
Payable within one year
870,576
772,609
-
0
-
0
Payable after one year
1,897,130
1,367,330
-
0
-
0

The bank loans are secured by a fixed and floating charge over the assets of the company.

 

There is a personal guarantee of £50,000 dated 21/11/2023 between the company and Michael Roger Davies and Deborah Davies against one of the loans.

Long term bank debt is in the form of five secured loans which are monthly repayment (capital and interest) instruments with various banks. The loans are set to mature between January 2026 and April 2040 at an interest rate varying between 2.05% and 14.15% per annum.

18
Finance lease obligations
Group
Company
2025
2024
2025
2024
Amounts due:
£
£
£
£
Current liabilities
347,021
385,457
-
0
-
0
Non-current liabilities
312,469
587,281
-
0
-
0
659,490
972,738
-
-
Group
Company
2025
2024
2025
2024
Future minimum lease payments due:
£
£
£
£
Within one year
347,021
385,457
-
0
-
0
In two to five years
312,469
587,281
-
0
-
0
659,490
972,738
-
-

Finance lease payments represent rentals payable by the company or group for certain items of plant and machinery. Leases include purchase options at the end of the lease period, and no restrictions are placed on the use of the assets. The average lease term is 3 years. All leases are on a fixed repayment basis and no arrangements have been entered into for contingent rental payments.

W.G. Davies Group Limited
NOTES TO THE GROUP FINANCIAL STATEMENTS (continued)
For the year ended 31 December 2025
- 31 -
19
Deferred taxation

The following are the major deferred tax liabilities and assets recognised by the group and company:

Liabilities
Liabilities
Assets
Assets
2025
2024
2025
2024
Group
£
£
£
£
Accelerated capital allowances
414,400
438,100
1,200
2,000
The company has no deferred tax assets or liabilities.
Group
Company
2025
2025
Movements in the year:
£
£
Liability at 1 January 2025
436,100
-
Credit to profit or loss
(22,900)
-
Liability at 31 December 2025
413,200
-
20
Deferred income
Group
Company
2025
2024
2025
2024
£
£
£
£
Other deferred income
79,050
80,850
-
-

Deferred income is included in the financial statements as follows:

Current liabilities
1,800
1,800
-
0
-
0
Non-current liabilities
77,250
79,050
-
0
-
0
79,050
80,850
-
-
21
Retirement benefit schemes
2025
2024
Defined contribution schemes
£
£
Charge to profit or loss in respect of defined contribution schemes
151,628
171,856

The group operates a defined contribution pension scheme for all qualifying employees. The assets of the scheme are held separately from those of the group in an independently administered fund.

W.G. Davies Group Limited
NOTES TO THE GROUP FINANCIAL STATEMENTS (continued)
For the year ended 31 December 2025
- 32 -
22
Share capital
Group
2025
2024
2025
2024
Ordinary share capital
Number
Number
£
£
Issued and fully paid
ordinary shares of £1 each
50,000
50,000
50,000
50,000
23
Revaluation reserve

Revaluation reserve is a non-distributable reserve that includes the increase on revaluation of leasehold property performed in 2024.

24
Profit and loss reserves

The retained earnings reserve holds the retained earnings of the company, after the deduction of any dividends paid in the period.

25
Operating lease commitments
Lessee

At the reporting end date the group had outstanding commitments for future minimum lease payments under non-cancellable operating leases, which fall due as follows:

Group
Company
2025
2024
2025
2024
£
£
£
£
Within one year
172,488
203,201
-
-
Between two and five years
43,352
215,949
-
-
215,840
419,150
-
-
W.G. Davies Group Limited
NOTES TO THE GROUP FINANCIAL STATEMENTS (continued)
For the year ended 31 December 2025
- 33 -
26
Cash generated from group operations
2025
2024
£
£
Profit after taxation
112,388
43,796
Adjustments for:
Taxation charged
62,299
196,833
Finance costs
368,260
327,588
Investment income
(12,542)
(6,773)
Gain on disposal of tangible fixed assets
-
(65,263)
Depreciation and impairment of tangible fixed assets
382,880
441,141
Revaluation of investment properties
22,989
-
Movements in working capital:
Decrease in stocks
35,689
245,631
(Increase)/decrease in debtors
(360,533)
434,688
(Decrease)/increase in creditors
(104,351)
116,175
Decrease in deferred income
(1,800)
(1,800)
Cash generated from operations
505,279
1,732,016
27
Analysis of changes in net debt - group
1 January 2025
Cash flows
31 December 2025
£
£
£
Cash at bank and in hand
42,225
(41,818)
407
Bank overdrafts
-
0
(19,395)
(19,395)
42,225
(61,213)
(18,988)
Borrowings excluding overdrafts
(2,139,939)
(608,372)
(2,748,311)
Payment of finance leases obligations
(972,738)
313,248
(659,490)
(3,070,452)
(356,337)
(3,426,789)
2025-12-312025-01-01falsefalseCCH SoftwareCCH Accounts Production 2026.100Mr M R JonesMrs A J WhiteMr M R DaviesMrs D M 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