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Registration number: 08279988

Moneta Markets Capital Ltd
(formerly VIBHS Financial Ltd)

Annual Report and Financial Statements

for the Year Ended 31 March 2026

 

Moneta Markets Capital Ltd
(formerly VIBHS Financial Ltd)

Contents

Company Information

1

Directors' Report

2 to 3

Statement of Directors' Responsibilities

4

Independent Auditor's Report

5 to 8

Profit and Loss Account

9

Statement of Comprehensive Income

10

Balance Sheet

11

Statement of Changes in Equity

12

Notes to the Financial Statements

13 to 19

 

Moneta Markets Capital Ltd
(formerly VIBHS Financial Ltd)

Company Information

Directors

Mr Guy Iain Oliver Riches

Mr Dale Robert Emery

Company secretary

AML Registrars Limited

Registered office

Amlbenson The Long Lodge
265-269 Kingston Road
Wimbledon
SW19 3NW

Auditors

Tahas & Co Ltd
Chartered Certified Accountants and Statutory AuditorsSuite 3, Second Floor
760 Eastern Avenue
Newbury Park
London
IG2 7HU

 

Moneta Markets Capital Ltd
(formerly VIBHS Financial Ltd)

Directors' Report for the Year Ended 31 March 2026

The directors present their report and the financial statements for the year ended 31 March 2026.

Change of company name

The company changed its name from VIBHS Financial Ltd to Moneta Markets Capital Ltd effective from 1 October 2025.

Principal activity

The principal activity of the company is matched principal brokers. The company is authorised and regulated by the Financial Conduct Authority to act as a Matched Principal broker and has permission to hold client money.

Directors of the company

The directors who held office during the year were as follows:

Mr Piyushkumar Vinodbhai Parekh (Resigned 23 December 2025)

Mr Kiritkumar Balubhai Mistry (Resigned 3 February 2026)

Mr Guy Iain Oliver Riches

Mr Dale Robert Emery (appointed 21 November 2025)

Fair review of the business

Despite difficult market conditions, the board remains committed to managing the business responsibly and to growing the client base. During the year, the company continued to operate in a challenging market environment characterised by increased competition and evolving client expectations. Following the change in ownership agreed in early 2025, the business has entered a new phase under its updated shareholder structure, with continued focus on stabilisation and longer-term development. The new shareholder group has reiterated its intention to support the company’s growth strategy, including improving client acquisition channels and enhancing overall operational visibility. While financial pressures remain, the combination of renewed shareholder backing and a clear strategic direction provides a stable foundation for the company’s future development.

Results and dividends

The results for the year are set out on page 9.

No ordinary dividends were paid. The directors do not recommend payment of a final dividend.

Going concern

The accounts have been prepared on a going concern basis as there is no material uncertainty related to events or conditions that may cast significant doubt about the ability of the company to continue as a going concern. The company also has the backing of its shareholders to meet its operational deficit, if any.

As a consequence, the directors believe that the company is well placed to manage its business risks successfully for the foreseeable future.

Disclosure of information to the auditors

Each director has taken steps that they ought to have taken as a director in order to make themselves aware of any relevant audit information and to establish that the company's auditors are aware of that information. The directors confirm that there is no relevant information that they know of and of which they know the auditors are unaware.

Reappointment of auditors

The auditors Tahas & Co Ltd are deemed to be reappointed under section 487(2) of the Companies Act 2006.

 

Moneta Markets Capital Ltd
(formerly VIBHS Financial Ltd)

Directors' Report for the Year Ended 31 March 2026

Approved and authorised by the Board on 2 July 2026 and signed on its behalf by:





 

.........................................
Mr Guy Iain Oliver Riches
Director

 

Moneta Markets Capital Ltd
(formerly VIBHS Financial Ltd)

Statement of Directors' Responsibilities

The directors acknowledge their responsibilities for preparing the Annual Report and the financial statements in accordance with applicable law and regulations.

Company law requires the directors to prepare financial statements for each financial year. Under that law the directors have elected to prepare the financial statements in accordance with United Kingdom Generally Accepted Accounting Practice (United Kingdom Accounting Standards and applicable law). Under company law the directors must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the company and of the profit or loss of the company for that period. In preparing these financial statements, the directors are required to:

select suitable accounting policies and apply them consistently;

make judgements and accounting estimates that are reasonable and prudent;

state whether applicable United Kingdom Accounting Standards have been followed, subject to any material departures disclosed and explained in the financial statements; and

prepare the financial statements on the going concern basis unless it is inappropriate to presume that the company will continue in business.

The directors are responsible for keeping adequate accounting records that are sufficient to show and explain the company's transactions and disclose with reasonable accuracy at any time the financial position of the company and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

 

Moneta Markets Capital Ltd
(formerly VIBHS Financial Ltd)

Independent Auditor's Report to the Members of Moneta Markets Capital Ltd

Opinion

We have audited the financial statements of Moneta Markets Capital Ltd (the 'company') for the year ended 31 March 2026, which comprise the Profit and Loss Account, Statement of Comprehensive Income, Balance Sheet, Statement of Changes in Equity, and Notes to the Financial Statements, including a summary of significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 The Financial Reporting Standard applicable in the UK and Republic of Ireland (United Kingdom Generally Accepted Accounting Practice).

In our opinion the financial statements:

give a true and fair view of the state of the company's affairs as at 31 March 2026 and of its profit for the year then ended;

have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and

have been prepared in accordance with the requirements of the Companies Act 2006.

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the auditor responsibilities for the audit of the financial statements section of our report. We are independent of the company in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the director's use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the original financial statements were authorised for issue.

Our responsibilities and the responsibilities of the directors with respect to going concern are described in the relevant sections of this report.

Other information

The directors are responsible for the other information. The other information comprises the information included in the annual report, other than the financial statements and our auditor’s report thereon. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon.

In connection with our audit of the financial statements, our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether there is a material misstatement in the financial statements or a material misstatement of the other information. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

We have nothing to report in this regard.

 

Moneta Markets Capital Ltd
(formerly VIBHS Financial Ltd)

Independent Auditor's Report to the Members of Moneta Markets Capital Ltd

Opinion on other matter prescribed by the Companies Act 2006

In our opinion, based on the work undertaken in the course of the audit:

the information given in the Directors' Report for the financial year for which the financial statements are prepared is consistent with the financial statements; and

the Directors' Report has been prepared in accordance with applicable legal requirements.

Matters on which we are required to report by exception

In the light of our knowledge and understanding of the company and its environment obtained in the course of the audit, we have not identified material misstatements in the Directors' Report.

We have nothing to report in respect of the following matters where the Companies Act 2006 requires us to report to you if, in our opinion:

adequate accounting records have not been kept, or returns adequate for our audit have not been received from branches not visited by us; or

the financial statements are not in agreement with the accounting records and returns; or

certain disclosures of directors' remuneration specified by law are not made; or

we have not received all the information and explanations we require for our audit.

Responsibilities of directors

As explained more fully in the Statement of Directors' Responsibilities [set out on page 4], the directors are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the directors determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the directors are responsible for assessing the company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the directors either intend to liquidate the company or to cease operations, or have no realistic alternative but to do so.

Auditor Responsibilities for the audit of the financial statements

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

 

Moneta Markets Capital Ltd
(formerly VIBHS Financial Ltd)

Independent Auditor's Report to the Members of Moneta Markets Capital Ltd

In identifying and assessing risks of material misstatement in respect of irregularities including fraud and non-compliance with laws and regulations, we considered the following,

- the nature of the industry and sector, control environment and business performance and performance targets
- results of our enquiries of management and the company's financial manager's own identification and assessment of the risks of irregularities.
- any matters we identified having obtained and reviewed the company's documentation of their policies and procedures relating to:
- identifying, evaluating and complying with laws and regulations and whether they were aware of any instances of non- compliance
- detecting and responding to the risks of fraud and whether they have knowledge of any actual, suspected or alleged fraud
- the internal controls established to mitigate risks of fraud or non-compliance with laws and regulations
- Using analytical procedures to identify any unsual or unexpected relationships.

We remained alert to any indications of fraud throughout the audit. As required by auditing standards and taking into account possible pressures to achieve targets, we performed procedures to address the risk of management override of controls and the risk of making inappropriate accounting entries.

We also performed procedures including identifying journal entries and other adjustments to test based on risk criteria and comparing the identified entries to supporting documents. These included those posted to unusual accounts.

Owing to the inherent limitations of an audit, there is an unavoidable risk that we may not have detected some material misstatements in the financial statements, even though we have properly planned and performed our audit in accordance with auditing standards. In addition, as with any audit, there remained a higher risk of non-detection of fraud, as these may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal controls. Our audit procedures are designed to detect material misstatement. We are not responsible for preventing non-compliance or fraud and cannot be expected to detect non-compliance with all laws and regulations.

A further description of our responsibilities is available on the Financial Reporting Council’s website at: www.frc.org.uk/auditorsresponsibilities. This description forms part of our auditor’s report.

Use of our report

This report is made solely to the company’s members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might state to the company’s members those matters we are required to state to them in an auditor’s report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the company and the company’s members as a body, for our audit work, for this report, or for the opinions we have formed.

 

Moneta Markets Capital Ltd
(formerly VIBHS Financial Ltd)

Independent Auditor's Report to the Members of Moneta Markets Capital Ltd

......................................
Mr M Poonawala (Senior Statutory Auditor)
For and on behalf of Tahas & Co Ltd, Statutory Auditor
 Suite 3, Second Floor
760 Eastern Avenue
Newbury Park
London
IG2 7HU

8 July 2026

 

Moneta Markets Capital Ltd
(formerly VIBHS Financial Ltd)

Profit and Loss Account for the Year Ended 31 March 2026

Note

2026
£

2025
£

Turnover

3

780,000

358,425

Cost of sales

 

(129,810)

(25,791)

Gross profit

 

650,190

332,634

Administrative expenses

 

(578,657)

(436,538)

Operating profit/(loss)

4

71,533

(103,904)

Other interest receivable and similar income

5

5,853

3,465

Interest payable and similar expenses

6

-

(269)

   

5,853

3,196

Profit/(loss) before tax

 

77,386

(100,708)

Profit/(loss) for the financial year

 

77,386

(100,708)

The above results were derived from continuing operations.

The company has no recognised gains or losses for the year other than the results above.

 

Moneta Markets Capital Ltd
(formerly VIBHS Financial Ltd)

Statement of Comprehensive Income for the Year Ended 31 March 2026

2026
£

2025
£

Profit/(loss) for the year

77,386

(100,708)

Surplus on revaluation of other assets

-

80,000

Total comprehensive income for the year

77,386

(20,708)

 

Moneta Markets Capital Ltd
(formerly VIBHS Financial Ltd)

(Registration number: 08279988)
Balance Sheet as at 31 March 2026

Note

2026
£

2025
£

Fixed assets

 

Intangible assets

10

80,000

80,000

Tangible assets

11

6,860

7,021

 

86,860

87,021

Current assets

 

Debtors

12

75,240

10,329

Cash at bank and in hand

 

784,064

594,348

 

859,304

604,677

Creditors: Amounts falling due within one year

14

(14,578)

(36,498)

Net current assets

 

844,726

568,179

Net assets

 

931,586

655,200

Capital and reserves

 

Called up share capital

3,471,854

2,853,154

Shareholder contribution

-

419,700

Revaluation reserve

80,000

80,000

Profit and loss account

(2,620,268)

(2,697,654)

Total equity

 

931,586

655,200

Approved and authorised by the Board on 2 July 2026 and signed on its behalf by:
 

.........................................
Mr Guy Iain Oliver Riches
Director

 

Moneta Markets Capital Ltd
(formerly VIBHS Financial Ltd)

Statement of Changes in Equity for the Year Ended 31 March 2026

Share capital
£

Shareholder Contribution
£

Revaluation reserve
£

Profit and loss account
£

At 1 April 2025

2,853,154

419,700

80,000

(2,697,654)

Profit for the year

-

-

-

77,386

Total comprehensive income

-

-

-

77,386

New share capital subscribed

618,700

-

-

-

Shareholder contribution

-

(419,700)

-

-

At 31 March 2026

3,471,854

-

80,000

(2,620,268)

Total
£

At 1 April 2025

655,200

Profit for the year

77,386

Total comprehensive income

77,386

New share capital subscribed

618,700

Shareholder contribution

(419,700)

At 31 March 2026

931,586

Share capital
£

Capital redemption reserve
£

Revaluation reserve
£

Retained earnings
£

At 1 April 2024

2,853,154

-

-

(2,596,946)

Loss for the year

-

-

-

(100,708)

Other comprehensive income

-

-

80,000

-

Total comprehensive income

-

-

80,000

(100,708)

Other capital redemption reserve movements

-

419,700

-

-

At 31 March 2025

2,853,154

419,700

80,000

(2,697,654)

Total
£

At 1 April 2024

256,208

Loss for the year

(100,708)

Other comprehensive income

80,000

Total comprehensive income

(20,708)

Other capital redemption reserve movements

419,700

At 31 March 2025

655,200

 

Moneta Markets Capital Ltd
(formerly VIBHS Financial Ltd)

Notes to the Financial Statements for the Year Ended 31 March 2026

1

General information

The company is a private company limited by share capital, incorporated in England and Wales.

The company was formerly known as VIBHS Financial Ltd.

The address of its registered office is:
Amlbenson The Long Lodge
265-269 Kingston Road
Wimbledon
SW19 3NW

These financial statements were authorised for issue by the Board on 2 July 2026.

2

Accounting policies

Summary of significant accounting policies and key accounting estimates

The principal accounting policies applied in the preparation of these financial statements are set out below. These policies have been consistently applied to all the years presented, unless otherwise stated.

Statement of compliance

These financial statements were prepared in accordance with Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland and the Companies Act 2006'.

Basis of preparation

These financial statements have been prepared using the historical cost convention except that as disclosed in the accounting policies certain items are shown at fair value.

Going concern

Judgements and key sources of estimation uncertainty

In the application of the company’s accounting policies, the directors are required to make judgements, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of the revision and future periods where the revision affects both current and future periods.

Revenue recognition

Turnover comprises the fair value of the consideration received or receivable for the sale of goods and provision of services in the ordinary course of the company’s activities. Turnover is shown net of sales/value added tax, returns, rebates and discounts.

The company recognises revenue when:
The amount of revenue can be reliably measured;
it is probable that future economic benefits will flow to the entity;
and specific criteria have been met for each of the company's activities.

 

Moneta Markets Capital Ltd
(formerly VIBHS Financial Ltd)

Notes to the Financial Statements for the Year Ended 31 March 2026

Foreign currency transactions and balances

Transactions in foreign currencies are initially recorded at the functional currency rate prevailing at the date of the transaction. Monetary assets and liabilities denominated in foreign currencies are retranslated into the respective functional currency of the entity at the rates prevailing on the reporting period date. Non-monetary items carried at fair value that are denominated in foreign currencies are retranslated at the rate on the date when the fair value is re-measured.

Non-monetary items measured in terms of historical cost in a foreign currency are not retranslated.

Tangible assets

Tangible assets are stated in the balance sheet at cost, less any subsequent accumulated depreciation and subsequent accumulated impairment losses.

The cost of tangible assets includes directly attributable incremental costs incurred in their acquisition and installation.

Depreciation

Depreciation is charged so as to write off the cost of assets, other than land and properties under construction over their estimated useful lives, as follows:

Asset class

Depreciation method and rate

Fixtures, fittings & equipment

15% reducing balance

Intangible assets

Separately acquired trademarks and licences are shown at historical cost.

Trademarks, licences (including software) and customer-related intangible assets acquired in a business combination are recognised at fair value at the acquisition date.

Trademarks, licences and customer-related intangible assets have a finite useful life and are carried at cost less accumulated amortisation and any accumulated impairment losses.

Amortisation

Amortisation is provided on intangible assets so as to write off the cost, less any estimated residual value, over their useful life as follows:

Asset class

Amortisation method and rate

Patents and licences

20% straight line

Cash and cash equivalents

Cash and cash equivalents comprise cash on hand and call deposits, and other short-term highly liquid investments that are readily convertible to a known amount of cash and are subject to an insignificant risk of change in value.

Trade debtors

Trade debtors are amounts due from customers for merchandise sold or services performed in the ordinary course of business.

Trade debtors are recognised initially at the transaction price. They are subsequently measured at amortised cost using the effective interest method, less provision for impairment. A provision for the impairment of trade debtors is established when there is objective evidence that the company will not be able to collect all amounts due according to the original terms of the receivables.

 

Moneta Markets Capital Ltd
(formerly VIBHS Financial Ltd)

Notes to the Financial Statements for the Year Ended 31 March 2026

Trade creditors

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of business from suppliers. Accounts payable are classified as current liabilities if the company does not have an unconditional right, at the end of the reporting period, to defer settlement of the creditor for at least twelve months after the reporting date. If there is an unconditional right to defer settlement for at least twelve months after the reporting date, they are presented as non-current liabilities.

Trade creditors are recognised initially at the transaction price and subsequently measured at amortised cost using the effective interest method.

Share capital

Ordinary shares are classified as equity. Equity instruments are measured at the fair value of the cash or other resources received or receivable, net of the direct costs of issuing the equity instruments. If payment is deferred and the time value of money is material, the initial measurement is on a present value basis.

Defined contribution pension obligation

A defined contribution plan is a pension plan under which fixed contributions are paid into a pension fund and the company has no legal or constructive obligation to pay further contributions even if the fund does not hold sufficient assets to pay all employees the benefits relating to employee service in the current and prior periods.

Contributions to defined contribution plans are recognised as employee benefit expense when they are due. If contribution payments exceed the contribution due for service, the excess is recognised as a prepayment.

3

Turnover

The analysis of the company's revenue for the year from continuing operations is as follows:

2026
 £

2025
 £

Commissions Received

-

33,425

Other revenue

780,000

325,000

780,000

358,425

4

Operating profit/(loss)

Arrived at after charging/(crediting)

2026
£

2025
£

Depreciation expense

1,088

1,239

Foreign exchange losses

2,763

1,004

5

Other interest receivable and similar income

2026
£

2025
£

Interest income on bank deposits

5,853

3,465

 

Moneta Markets Capital Ltd
(formerly VIBHS Financial Ltd)

Notes to the Financial Statements for the Year Ended 31 March 2026

6

Interest payable and similar expenses

2026
£

2025
£

Interest expense on other finance liabilities

-

269

7

Staff costs

The aggregate payroll costs (including directors' remuneration) were as follows:

2026
£

2025
£

Wages and salaries

158,086

102,915

Social security costs

9,230

5,436

Pension costs, defined contribution scheme

2,750

2,285

Other employee expense

5,339

5,557

175,405

116,193

The average number of persons employed by the company (including directors) during the year, analysed by category was as follows:

2026
No.

2025
No.

Directors

2

3

Staff

2

2

4

5

8

Directors' remuneration

The directors' remuneration for the year was as follows:

2026
£

2025
£

Remuneration

36,000

12,000

9

Auditors' remuneration

2026
£

2025
£

Audit of the financial statements

6,000

6,000


 

 

Moneta Markets Capital Ltd
(formerly VIBHS Financial Ltd)

Notes to the Financial Statements for the Year Ended 31 March 2026

10

Intangible assets

Trademarks, patents and licenses
 £

Total
£

Cost or valuation

At 1 April 2025

80,288

80,288

At 31 March 2026

80,288

80,288

Amortisation

At 1 April 2025

288

288

At 31 March 2026

288

288

Carrying amount

At 31 March 2026

80,000

80,000

At 31 March 2025

80,000

80,000

11

Tangible assets

Furniture, fittings and equipment
 £

Total
£

Cost or valuation

At 1 April 2025

25,225

25,225

Additions

927

927

At 31 March 2026

26,152

26,152

Depreciation

At 1 April 2025

18,204

18,204

Charge for the year

1,088

1,088

At 31 March 2026

19,292

19,292

Carrying amount

At 31 March 2026

6,860

6,860

At 31 March 2025

7,021

7,021

 

Moneta Markets Capital Ltd
(formerly VIBHS Financial Ltd)

Notes to the Financial Statements for the Year Ended 31 March 2026

12

Debtors

Current

2026
£

2025
£

Trade debtors

65,000

-

Other debtors

5,198

10,329

Prepayments

5,042

-

 

75,240

10,329

13

Cash and cash equivalents

2026
£

2025
£

Cash at bank

784,064

594,348

14

Creditors

2026
£

2025
£

Due within one year

Trade creditors

3,116

-

Outstanding defined contribution pension costs

721

463

Other payables

541

23,435

Accruals

10,200

12,600

14,578

36,498

15

Pension and other schemes

Defined contribution pension scheme

The company operates a defined contribution pension scheme. The pension cost charge for the year represents contributions payable by the company to the scheme and amounted to £2,750 (2025 - £2,285).

Contributions totalling £721 (2025 - £463) were payable to the scheme at the end of the year and are included in creditors.

16

Share capital

Allotted, called up and fully paid shares

2026

2025

No.

£

No.

£

Ordinary of £1 each

3,471,854

3,471,854

2,853,154

2,853,154

       
 

Moneta Markets Capital Ltd
(formerly VIBHS Financial Ltd)

Notes to the Financial Statements for the Year Ended 31 March 2026

17

Related party transactions

The company has taken advantage of the exemption available in section33.1A of FRS102 whereby it has not disclosed transactions with the ultimate parent company or any wholly owned subsidary undertaking of the group.

18

Parent and ultimate parent undertaking

The company's immediate and ultimate parent is Moneta Markets Excellence Holdings Limited, a company incorporated in British Virgin Islands under the company registration number 2157412.