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# RLC FINANCIAL SOLUTIONS LIMITED

## Company Registration Number:
NI060084 (Northern Ireland)

## Unaudited abridged accounts for the year ended 31 October 2025

## Period of accounts

## Start date: 01 November 2024

## End date: 31 October 2025

# RLC FINANCIAL SOLUTIONS LIMITED

## Contents of the Financial Statements

for the Period Ended 31 October 2025

Balance sheet |
Notes |

# RLC FINANCIAL SOLUTIONS LIMITED

## Balance sheet

As at 31 October 2025

| Notes | 2025 | 2024
--- | --- | --- | ---
|  | £ | £
Fixed assets
Tangible assets: | 3 | 3,247 | 1,236
Total fixed assets: |  | 3,247 | 1,236
Current assets
Debtors: |  | 223,551 | 324,307
Cash at bank and in hand: |  | 242,919 | 75,476
Total current assets: |  | 466,470 | 399,783
Creditors: amounts falling due within one year: |  | (83,460) | (28,241)
Net current assets (liabilities): |  | 383,010 | 371,542
Total assets less current liabilities: |  | 386,257 | 372,778
Creditors: amounts falling due after more than one year: |  | (6,134) | (16,462)
Total net assets (liabilities): |  | 380,123 | 356,316
Capital and reserves
Called up share capital: |  | 2 | 2
Profit and loss account: |  | 380,121 | 356,314
Shareholders funds: |  | 380,123 | 356,316

The notes form part of these financial statements

# RLC FINANCIAL SOLUTIONS LIMITED

## Balance sheet statements

For the year ending 31 October 2025 the company was entitled to exemption under section 477 of the Companies Act 2006 relating to small companies.

The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.

The members have agreed to the preparation of abridged accounts for this accounting period in accordance with Section 444(2A).

These accounts have been prepared in accordance with the provisions applicable to companies subject to the small companies regime.

The directors have chosen to not file a copy of the company’s profit & loss account.

This report was approved by the board of directors on 27 June 2026
and signed on behalf of the board by:

Name: Mrs Lisa Clingan
Status: Director

The notes form part of these financial statements

# RLC FINANCIAL SOLUTIONS LIMITED

## Notes to the Financial Statements

for the Period Ended 31 October 2025

## 1. Accounting policies

These financial statements have been prepared in accordance with the provisions of Section 1A (Small Entities) of Financial Reporting Standard 102

## Turnover policy

Turnover comprises the invoiced value, excluding value added tax, of sales made during the year.

## Tangible fixed assets and depreciation policy

Depreciated is provided at rates calculated to write off the cost less residual value of each asset over its expected useful life, as follows: Fixtures, fittings and equipment - 25% straight line

## Intangible fixed assets and amortisation policy

Acquired goodwill is written off in equal instalments over its estimated useful economic life of 10 years.

# RLC FINANCIAL SOLUTIONS LIMITED

## Notes to the Financial Statements

for the Period Ended 31 October 2025

## 2. Employees

| 2025 | 2024
--- | --- | ---
Average number of employees during the period | 7 | 7

# RLC FINANCIAL SOLUTIONS LIMITED

## Notes to the Financial Statements

for the Period Ended 31 October 2025

## 3. Tangible Assets

| Total
--- | ---
Cost | £
At 01 November 2024 | 46,492
Additions | 2,644
At 31 October 2025 | 49,136
Depreciation |
At 01 November 2024 | 45,256
Charge for year | 633
At 31 October 2025 | 45,889
Net book value |
At 31 October 2025 | 3,247
At 31 October 2024 | 1,236

# RLC FINANCIAL SOLUTIONS LIMITED

## Notes to the Financial Statements

for the Period Ended 31 October 2025

## 4. Loans to directors

Name of director receiving advance or credit: | LISA CLINGAN
Description of the loan: | THE LOAN IS UNSECURED, INTEREST FREE AND PAYABLE ON DEMAND
£
Balance at 01 November 2024 |  | 67,098
Advances or credits made: |  | 1,695
Advances or credits repaid: |  | 25,000
Balance at 31 October 2025 |  | 43,793

Name of director receiving advance or credit: | ROGER CUNNINGHAM
Description of the loan: | THE LOAN IS UNSECURED, INTEREST FREE AND PAYABLE ON DEMAND
£
Balance at 01 November 2024 |  | 69,271
Advances or credits made: |  | 1,950
Advances or credits repaid: |  | 25,000
Balance at 31 October 2025 |  | 46,221