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Registered number: 02598164









EQUITY INSPIRING LEARNING LIMITED









ANNUAL REPORT AND FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 OCTOBER 2025

 
EQUITY INSPIRING LEARNING LIMITED
 
 
COMPANY INFORMATION


Directors
N D Goodwin 
I S Davis 
S F Confue 




Registered number
02598164



Registered office
3rd Floor
100-101 Queens Road

Brighton

BN1 3XF




Independent auditors
White Hart Associates (London) Limited
Chartered Accountants and Statutory Auditors

2nd Floor, Nucleus House

2 Lower Mortlake Road

Richmond

TW9 2JA





 
EQUITY INSPIRING LEARNING LIMITED
 

CONTENTS



Page
Group Strategic Report
1 - 4
Directors' Report
5 - 6
Independent Auditors' Report
7 - 10
Consolidated Income Statement
11
Consolidated Statement of Comprehensive Income
12
Consolidated Statement of Financial Position
13 - 14
Company Statement of Financial Position
15
Consolidated Statement of Changes in Equity
16
Company Statement of Changes in Equity
17
Consolidated Statement of Cash Flows
18
Consolidated Analysis of Net Debt
19
Notes to the Financial Statements
20 - 40


 
EQUITY INSPIRING LEARNING LIMITED
 
 
GROUP STRATEGIC REPORT
FOR THE YEAR ENDED 31 OCTOBER 2025

Strategic Report
 
The directors present their annual report of Equity Inspiring Learning Limited (“the Company”) and its subsidiaries ("the Group") for the period ended 31 October 2025.

Introduction

The Group is required by the Companies Act 2006 to set out in this report, a fair review of the business of the Group and the Company during the financial year ended 31 October 2025, the position of the Group and the Company at the end of the period and a description of the principal risks and uncertainties facing the Group. This review is prepared solely to provide additional information to shareholders to assess the Group's strategies and the potential for those strategies to succeed, and the business review should not be relied upon by any other party or for any other purpose.

Section 172 (1) Statement

The information provided below is intended to explain how the directors considered the interests of the Group’s key stakeholders and the broader matters set out in section 172 (1) (a) to (f) of the Companies Act 2006 when performing their duty to promote the success of the Group under section 172 of the Companies Act 2006.
 

Business review
 
The principal activity of the Group is that of an educational tour provider.

The results for the year and financial position of the Group are shown in the financial statements on pages 12 to 46.

The Group was affected by the Covid-19 outbreak, which was declared a pandemic on 11 March 2020.

Since then, events moved rapidly and 2025 is the third year of full operation after nearly 3 years of insignificant travel activity. During 2025, Equity Inspiring Learning Limited successfully delivered 481 trips whilst ensuring that the safety of our staff and customers remain the highest priority.

In 2023, Equity Inspiring Learning Limited went live with its new booking and reservation system, and this is delivering benefits in terms of improved customer experience and increased efficiencies. This facilitated a restructure of the fixed cost base which continued into 2024 enabling Equity Inspiring Learning Limited to focus on a variable cost model, improving profitability and cash generation going forward.

Page 1

 
EQUITY INSPIRING LEARNING LIMITED
 

GROUP STRATEGIC REPORT (CONTINUED)
FOR THE YEAR ENDED 31 OCTOBER 2025

Management team
 
The business is led on a day-to-day basis by Sharon Confue (Sales & Marketing Director) and Ian Davis, (Commercial and Operations Director), who have a wealth of experience in travel. They are supported by experienced operators in all areas.

Key performance indicators

The Group continues monitoring a number of KPIs in respect of enquiries, bookings, conversion rates, sales, gross profit and operating cash.

Based upon confirmed bookings to date, Equity Inspiring Learning Limited will continue to make a positive EBITDA in the 12 months to October 2026.

2025
2024
£000
£000
Turnover

21,246

17,644

Gross profit

3,979

3,417

Gross profit as a percentage of turnover

18.73%

19.37%

Profit/(loss) before taxation

162

(624)

Profit/(loss) before taxation as a percentage of turnover

0.76%

(3.54)%

Earnings before interest, taxation, depreciation, amortisation and exceptionals (EBITDAE)

583

57


Page 2

 
EQUITY INSPIRING LEARNING LIMITED
 

GROUP STRATEGIC REPORT (CONTINUED)
FOR THE YEAR ENDED 31 OCTOBER 2025

Travel regulatory bodies
 
The Group holds an ATOL granted by the Civil Aviation Authority ("CAA"). The Group is also a bonded member of the Association of British Travel Agents ("ABTA").

Principal risks and uncertainties:

The following risk factors may affect the Group's operating results and its financial position. The risk factors described below are those which the directors believe are potentially significant but should not be regarded as a complete and comprehensive statement of all potential risk and uncertainties facing the Group.

Regulatory risk:

The Group is supported by various regulators, including the Civil Aviation Authority ("CAA"), which issues an Air Travel Organisers Licence ("ATOL"), which is required in order for the Group to operate. This licence is renewed in March each year and is subject to assessments of fitness and financial criteria, the framework of which is available on the CAA website (www.caa.co.uk). The Group is also a bonded member of ABTA and renews it's ABTA consumer protection bond in March each year and is subject to assessments of fitness and financial criteria.

We are confident that the various regulators will continue to support the business.

Geo-political events and natural disasters:

The nature of the business operation exposes the Group to a wide range of Geo-political and natural disasters. 

To counter this the Group operates a flexible business model with the ability to shift capacity amongst a variety of destinations where necessary plus it has restructured its operating cost model to remove large fixed cost elements.

Commercial relationships:

The Group has well established and close relationships with customers and suppliers and the risk is spread by not placing over-reliance on any one supplier in any particular area. Our supplier base is well spread.

Notwithstanding, if a relationship was lost or damaged with a major supplier this could have an effect on the business. Hence the management team meets regularly with suppliers to maintain good working relationships and to understand the suppliers' financial position.

 
Page 3

 
EQUITY INSPIRING LEARNING LIMITED
 

GROUP STRATEGIC REPORT (CONTINUED)
FOR THE YEAR ENDED 31 OCTOBER 2025

Principal risks and uncertainties (continued)

Information technology:

The Group is reliant upon information technology. Investment has been made to ensure the Group has advanced and efficient systems in place, but there is a risk if there were a major failure - particularly if it were to affect selling systems. Procedures are in place to minimise the downtime of the selling system in such an event.

These factors may affect the Group by causing potential customers to cancel or postpone travel plans, reducing the earnings potential of the Group. The Group seeks to minimise such risks by operating a flexible and limited commitment business model with the ability to shift capacity among a variety of destinations where necessary, whilst ensuring fixed overheads are kept at an optimum level.


This report was approved by the board on 27 February 2026 and signed on its behalf.



................................................
N D Goodwin
Director

Page 4

 
EQUITY INSPIRING LEARNING LIMITED
 
 
 
DIRECTORS' REPORT
FOR THE YEAR ENDED 31 OCTOBER 2025

The directors present their report and the financial statements for the year ended 31 October 2025.

Directors' responsibilities statement

The directors are responsible for preparing the Group Strategic Report, the Directors' Report and the consolidated financial statements in accordance with applicable law and regulations.
 
Company law requires the directors to prepare financial statements for each financial year. Under that law the directors have elected to prepare the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice), including Financial Reporting Standard 102 ‘The Financial Reporting Standard applicable in the UK and Republic of Ireland'. Under company law the directors must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the Company and the Group and of the profit or loss of the Group for that period.

 In preparing these financial statements, the directors are required to:


select suitable accounting policies for the Group's financial statements and then apply them consistently;

make judgments and accounting estimates that are reasonable and prudent;

state whether applicable UK Accounting Standards have been followed, subject to any material departures disclosed and explained in the financial statements;

prepare the financial statements on the going concern basis unless it is inappropriate to presume that the Group will continue in business.

The directors are responsible for keeping adequate accounting records that are sufficient to show and explain the Company's transactions and disclose with reasonable accuracy at any time the financial position of the Company and the Group and to enable them to ensure that the financial statements comply with the Companies Act 2006They are also responsible for safeguarding the assets of the Company and the Group and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

The directors are responsible for the maintenance and integrity of the corporate and financial information included on the Group's website. Legislation in the United Kingdom governing the preparation and dissemination of financial statements and other information included in Directors' Reports may differ from legislation in other jurisdictions.

Principal activity

The principal activity of the Group is that of an educational tour provider. 

Results and dividends

The profit for the year, after taxation, amounted to £162k (2024 - loss £624k).

No dividends have been paid or proposed for the period ended 31 October 2025.

Directors

The directors who served during the year were:

N D Goodwin 
I S Davis 
S F Confue 

Page 5

 
EQUITY INSPIRING LEARNING LIMITED
 
 
 
DIRECTORS' REPORT (CONTINUED)
FOR THE YEAR ENDED 31 OCTOBER 2025

Matters covered in the Group Strategic Report

The directors have disclosed additional performance data for the Group in the strategic report, which is included within this set of financial statements. This includes a review of the performance of the business and the key performance indicators, as well as the main risks faced by the business.

Disclosure of information to auditors

Each of the persons who are directors at the time when this Directors' Report is approved has confirmed that:
 
so far as the director is aware, there is no relevant audit information of which the Company and the Group's auditors are unaware, and

the director has taken all the steps that ought to have been taken as a director in order to be aware of any relevant audit information and to establish that the Company and the Group's auditors are aware of that information.

Future developments and post balance sheet events

During 2025 and into 2026, the Group will continue to operate as outlined in the principal activity note above.

There have been no significant events affecting the Group since the year end.

Auditors

The auditorsWhite Hart Associates (London) Limitedwill be proposed for reappointment in accordance with section 485 of the Companies Act 2006.

This report was approved by the board on 27 February 2026 and signed on its behalf.
 





................................................
N D Goodwin
Director

Page 6

 
EQUITY INSPIRING LEARNING LIMITED
 
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF EQUITY INSPIRING LEARNING LIMITED
 

Opinion


We have audited the financial statements of Equity Inspiring Learning Limited (the 'Parent Company') and its subsidiaries (the 'Group') for the year ended 31 October 2025, which comprise the Consolidated Income Statement, the Consolidated Statement of Comprehensive Income, the Consolidated Analysis of Net Debt, the Consolidated Statement of Financial Position, the Company Statement of Financial Position, the Consolidated Statement of Cash Flows, the Consolidated Statement of Changes in Equity, the Company Statement of Changes in Equity and the related notes, including a summary of significant accounting policiesThe financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 ‘The Financial Reporting Standard applicable in the UK and Republic of Ireland' (United Kingdom Generally Accepted Accounting Practice).


In our opinion the financial statements:


give a true and fair view of the state of the Group's and of the Parent Company's affairs as at 31 October 2025 and of the Group's profit for the year then ended;
have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and
have been prepared in accordance with the requirements of the Companies Act 2006.


Basis for opinion


We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditors' responsibilities for the audit of the financial statements section of our report. We are independent of the Group in accordance with the ethical requirements that are relevant to our audit of the financial statements in the United Kingdom, including the Financial Reporting Council's Ethical Standard and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.


Conclusions relating to going concern


In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.


Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Group's or the Parent Company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.


Our responsibilities and the responsibilities of the directors with respect to going concern are described in the relevant sections of this report.


Page 7

 
EQUITY INSPIRING LEARNING LIMITED
 
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF EQUITY INSPIRING LEARNING LIMITED (CONTINUED)


Other information


The other information comprises the information included in the Annual Report other than the financial statements and our Auditors' Report thereon. The directors are responsible for the other information contained within the Annual ReportOur opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon. Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit, or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.


We have nothing to report in this regard.


Opinion on other matters prescribed by the Companies Act 2006
 

In our opinion, based on the work undertaken in the course of the audit:


the information given in the Group Strategic Report and the Directors' Report for the financial year for which the financial statements are prepared is consistent with the financial statements; and
the Group Strategic Report and the Directors' Report have been prepared in accordance with applicable legal requirements.


Matters on which we are required to report by exception
 

In the light of the knowledge and understanding of the Group and the Parent Company and its environment obtained in the course of the audit, we have not identified material misstatements in the Group Strategic Report or the Directors' Report.


We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 requires us to report to you if, in our opinion:


adequate accounting records have not been kept by the Parent Company, or returns adequate for our audit have not been received from branches not visited by us; or
the Parent Company financial statements are not in agreement with the accounting records and returns; or
certain disclosures of directors' remuneration specified by law are not made; or
we have not received all the information and explanations we require for our audit.


Page 8

 
EQUITY INSPIRING LEARNING LIMITED
 
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF EQUITY INSPIRING LEARNING LIMITED (CONTINUED)


Responsibilities of directors
 

As explained more fully in the Directors' Responsibilities Statement set out on page 5, the directors are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the directors determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.


In preparing the financial statements, the directors are responsible for assessing the Group's and the Parent Company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the directors either intend to liquidate the Group or the Parent Company or to cease operations, or have no realistic alternative but to do so.


Auditors' responsibilities for the audit of the financial statements
 

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an Auditors' Report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these Group financial statements.


Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

- We exercise professional judgement and maintain professional scepticism throughout the audit;

- We identify and assess the risks of material misstatement of the financial statements, whether due to fraud or error, design and perform audit procedures responsive to those risks, and obtain audit evidence that is sufficient and appropriate to provide a basis for our opinion. The risk of not detecting a material misstatement resulting from fraud is higher than for one resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the deliberate override of internal control;

- We obtain an understanding of internal control relevant to the audit in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of internal control;

- We evaluate the appropriateness of accounting policies used and the reasonableness of accounting estimates and related disclosures made;

- We assess the risk of management override of controls, including testing journal entries and other adjustments for appropriateness, and evaluating the business rationale of significant transactions outside the normal course of business;

- We review the scope of the Group's compliance with its regulator, the Civil Aviation Authority ("CAA"), its membership of The Association of British Travel Agents ("ABTA") and its accreditation with the International Air Transport Association ("IATA") and sample test relevant documentation to assess this and the effectiveness of its control environment;
 
Page 9

 
EQUITY INSPIRING LEARNING LIMITED
 
 
 
INDEPENDENT AUDITORS' REPORT TO THE MEMBERS OF EQUITY INSPIRING LEARNING LIMITED (CONTINUED)


Auditors' responsibilities for the audit of the financial statements (continued)

- We review the Group's relationships with related parties, identifying and disclosing transactions during the year and balances at year-end with such parties;

- We conclude on the appropriateness of the directors' use of the going concern basis of accounting and, based on the evidence obtained, whether a material uncertainty exists related to events or conditions that may cast significant doubt on the entity's ability to continue as a going concern. If we conclude that a material uncertainty exists, we are required to draw attention in our auditor's report to the related disclosures in the financial statements or, if such disclosures are inadequate, to modify our opinion. Our conclusions are based on the audit evidence obtained up to the date of our auditor's report. However, future events or conditions may cause the entity to cease to continue as a going concern.


A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council's website at: www.frc.org.uk/auditorsresponsibilities. This description forms part of our Auditors' Report.


Use of our report
 

This report is made solely to the Company's members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006Our audit work has been undertaken so that we might state to the Company's members those matters we are required to state to them in an Auditors' Report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the Company and the Company's members, as a body, for our audit work, for this report, or for the opinions we have formed.





Ms N A Spoor FCA FCCA (Senior Statutory Auditor)
  
for and on behalf of
White Hart Associates (London) Limited
 
Chartered Accountants and Statutory Auditors
  
2nd Floor, Nucleus House
2 Lower Mortlake Road
Richmond
TW9 2JA

27 February 2026
Page 10

 
EQUITY INSPIRING LEARNING LIMITED
 
 
CONSOLIDATED INCOME STATEMENT
FOR THE YEAR ENDED 31 OCTOBER 2025

2025
2024
Note
£000
£000

  

Turnover
 4 
21,246
17,644

Cost of sales
  
(17,267)
(14,227)

Gross profit
  
3,979
3,417

Administrative expenses
  
(3,894)
(3,798)

Exceptional administrative expenses
  
-
(61)

Other operating income
 5 
58
-

Operating profit/(loss)
 6 
143
(442)

Interest receivable and similar income
 10 
50
46

Interest payable and similar expenses
 11 
(31)
(228)

Profit/(loss) before tax
  
162
(624)

Profit/(loss) for the financial year
  
162
(624)

Profit/(loss) for the year attributable to:
  

Owners of the Parent Company
  
162
(624)

The notes on pages 20 to 40 form part of these financial statements.

2025
2024
£000
£000

Earnings before interest, taxation, depreciation, amortisation and exceptionals (EBITDAE)


Operating profit/(loss)
143
(442)

Depreciation
22
19

Amortisation
418
419

Exceptional costs
-
61

583
57

Page 11

 
EQUITY INSPIRING LEARNING LIMITED
 

CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME
FOR THE YEAR ENDED 31 OCTOBER 2025

2025
2024
Note
£000
£000


Profit/(loss) for the financial year

  

162
(624)

Other comprehensive income
  

Total comprehensive income for the year
  
162
(624)

Profit/(loss) for the year attributable to:
  


Owners of the Parent Company
  
162
(624)

Total comprehensive income attributable to:
  


Owners of the Parent Company
  
162
(624)

The notes on pages 20 to 40 form part of these financial statements.

Page 12

 
EQUITY INSPIRING LEARNING LIMITED
REGISTERED NUMBER: 02598164

CONSOLIDATED STATEMENT OF FINANCIAL POSITION
AS AT 31 OCTOBER 2025

2025
2024
Note
£000
£000

Fixed assets
  

Intangible assets
 14 
200
607

Tangible assets
 15 
47
25

  
247
632

Current assets
  

Debtors: amounts falling due within one year
 17 
2,878
2,576

Cash at bank and in hand
 18 
3,548
3,148

  
6,426
5,724

Creditors: amounts falling due within one year
 19 
(12,575)
(12,192)

Net current liabilities
  
 
 
(6,149)
 
 
(6,468)

Total assets less current liabilities
  
(5,902)
(5,836)

Creditors: amounts falling due after more than one year
 20 
(100)
(328)

Provisions for liabilities
  

Net liabilities
  
(6,002)
(6,164)


Capital and reserves
  

Called up share capital 
 22 
3,404
3,404

Share premium account
 23 
20
20

Capital redemption reserve
 23 
12
12

Capital contribution account
 23 
4,748
4,748

Merger reserve
 23 
(128)
(128)

Profit and loss account
 23 
(14,058)
(14,220)

Equity attributable to owners of the Parent Company
  
(6,002)
(6,164)


Page 13

 
EQUITY INSPIRING LEARNING LIMITED
REGISTERED NUMBER: 02598164
    
CONSOLIDATED STATEMENT OF FINANCIAL POSITION (CONTINUED)
AS AT 31 OCTOBER 2025

The financial statements were approved and authorised for issue by the board and were signed on its behalf on 27 February 2026.




................................................
N D Goodwin
Director

The notes on pages 20 to 40 form part of these financial statements.

Page 14

 
EQUITY INSPIRING LEARNING LIMITED
REGISTERED NUMBER: 02598164

COMPANY STATEMENT OF FINANCIAL POSITION
AS AT 31 OCTOBER 2025

2025
2024
Note
£000
£000

Fixed assets
  

Intangible assets
 14 
200
607

Tangible assets
 15 
47
25

Investments
 16 
2,366
2,366

  
2,613
2,998

Current assets
  

Debtors: amounts falling due within one year
 17 
3,069
2,677

Cash at bank and in hand
 18 
3,543
3,139

  
6,612
5,816

Creditors: amounts falling due within one year
 19 
(20,471)
(20,089)

Net current liabilities
  
 
 
(13,859)
 
 
(14,273)

Total assets less current liabilities
  
(11,246)
(11,275)

  

Creditors: amounts falling due after more than one year
 20 
(100)
(328)

  

Net liabilities
  
(11,346)
(11,603)


Capital and reserves
  

Called up share capital 
 22 
3,404
3,404

Share premium account
 23 
20
20

Capital redemption reserve
 23 
12
12

Profit and loss account carried forward
  
(14,782)
(15,039)

  
(11,346)
(11,603)


The financial statements were approved and authorised for issue by the board and were signed on its behalf on 27 February 2026.


................................................
N D Goodwin
Director

The notes on pages 20 to 40 form part of these financial statements.

Page 15
 

 
EQUITY INSPIRING LEARNING LIMITED


 

CONSOLIDATED STATEMENT OF CHANGES IN EQUITY
FOR THE YEAR ENDED 31 OCTOBER 2025



Called up share capital
Share premium account
Capital redemption reserve
Capital contribution account
Merger reserve
Profit and loss account
Total equity


£000
£000
£000
£000
£000
£000
£000



At 1 November 2023
3,404
20
12
4,748
(128)
(13,596)
(5,540)



Comprehensive income for the year


Loss for the year
-
-
-
-
-
(624)
(624)

Total comprehensive income for the year
-
-
-
-
-
(624)
(624)





At 1 November 2024
3,404
20
12
4,748
(128)
(14,220)
(6,164)



Comprehensive income for the year


Profit for the year
-
-
-
-
-
162
162

Total comprehensive income for the year
-
-
-
-
-
162
162



At 31 October 2025
3,404
20
12
4,748
(128)
(14,058)
(6,002)



The notes on pages 20 to 40 form part of these financial statements.

Page 16
 
EQUITY INSPIRING LEARNING LIMITED
 

COMPANY STATEMENT OF CHANGES IN EQUITY
FOR THE PERIOD ENDED 31 OCTOBER 2025


Called up share capital
Share premium account
Capital redemption reserve
Profit and loss account
Total equity

£000
£000
£000
£000
£000


At 1 November 2023
3,404
20
12
(14,492)
(11,056)


Comprehensive income for the year

Loss for the year
-
-
-
(547)
(547)
Total comprehensive income for the year
-
-
-
(547)
(547)



At 1 November 2024
3,404
20
12
(15,039)
(11,603)


Comprehensive income for the year

Profit for the year
-
-
-
257
257
Total comprehensive income for the year
-
-
-
257
257


At 31 October 2025
3,404
20
12
(14,782)
(11,346)


The notes on pages 20 to 40 form part of these financial statements.

Page 17

 
EQUITY INSPIRING LEARNING LIMITED
 

CONSOLIDATED STATEMENT OF CASH FLOWS
FOR THE YEAR ENDED 31 OCTOBER 2025

2025
2024
£000
£000

Cash flows from operating activities

Profit/(loss) for the financial year
162
(624)

Adjustments for:

Amortisation of intangible assets
418
419

Depreciation of tangible assets
22
19

Interest paid
31
228

Interest received
(50)
(46)

(Increase) in debtors
(195)
(48)

Increase in creditors
521
1,007

Net fair value (gains) recognised in P&L
(108)
(8)

Net cash generated from operating activities

801
947


Cash flows from investing activities

Purchase of intangible fixed assets
(10)
(52)

Sale of intangible assets
-
2

Purchase of tangible fixed assets
(43)
(17)

Interest received
50
46

Net cash from investing activities

(3)
(21)

Cash flows from financing activities

Repayment of loans
(367)
(367)

Interest paid
(31)
(228)

Net cash used in financing activities
(398)
(595)

Net increase in cash and cash equivalents
400
331

Cash and cash equivalents at beginning of year
3,148
2,817

Cash and cash equivalents at the end of year
3,548
3,148


Cash and cash equivalents at the end of year comprise:

Cash at bank and in hand
3,548
3,148


The notes on pages 20 to 40 form part of these financial statements.

Page 18

 
EQUITY INSPIRING LEARNING LIMITED
 

CONSOLIDATED ANALYSIS OF NET DEBT
FOR THE YEAR ENDED 31 OCTOBER 2025





At 1 November 2024
Cash flows
Other non-cash changes
At 31 October 2025
£000

£000

£000

£000

Cash at bank and in hand

3,148

400

-

3,548

Debt due after 1 year

(328)

228

-

(100)

Debt due within 1 year

(367)

139

-

(228)

Cash flow hedges

8

-

108

116


2,461
767
108
3,336

The notes on pages 20 to 40 form part of these financial statements.

Page 19

 
EQUITY INSPIRING LEARNING LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 OCTOBER 2025

1.


General information

Equity Inspiring Learning Limited is a private company limited by shares and incorporated in England. Its registered office and principal place of business is 3rd Floor, 100-101 Queens Road, Brighton, BN1 3XF.

2.Accounting policies

 
2.1

Basis of preparation of financial statements

The financial statements have been prepared under the historical cost convention unless otherwise specified within these accounting policies and in accordance with Financial Reporting Standard 102, the Financial Reporting Standard applicable in the UK and the Republic of Ireland and the Companies Act 2006.

The preparation of financial statements in compliance with FRS 102 requires the use of certain critical accounting estimates. It also requires Group management to exercise judgment in applying the Group's accounting policies (see note 3).

The Company has taken advantage of the exemption allowed under section 408 of the Companies Act 2006 and has not presented its own Income Statement in these financial statements.

The following principal accounting policies have been applied:

 
2.2

Basis of consolidation

The consolidated financial statements present the results of the Company and its own subsidiaries ("the Group") as if they form a single entity. Intercompany transactions and balances between group companies are therefore eliminated in full.

The consolidated financial statements incorporate the results of business combinations using the purchase method. In the Statement of Financial Position, the acquiree's identifiable assets, liabilities and contingent liabilities are initially recognised at their fair values at the acquisition date. The results of acquired operations are included in the Consolidated Income Statement from the date on which control is obtained. They are deconsolidated from the date control ceases.

In accordance with the transitional exemption available in FRS 102, the Group has chosen not to retrospectively apply the standard to business combinations that occurred before the date of transition to FRS 102.

Page 20

 
EQUITY INSPIRING LEARNING LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 OCTOBER 2025

2.Accounting policies (continued)

  
2.3

Business combinations

Group reconstructions are accounted for by applying the merger accounting method.

Under the merger accounting method, the carrying values of the assets and liabilities of the entities forming the combination are not required to be adjusted to fair value. Appropriate adjustments are made to achieve uniformity of accounting policies in the combining entities.

The results and cashflows of all the combining entities are brought into the financial statements of the combined entity from the beginning of the financial period in which the combination occurred, adjusted so as to achieve uniformity of accounting policies. The comparative information is similarly restated by including the results and the cashflows of all the combining entities for the previous reporting period and their statement of financial position for the previous reporting date, adjusted as necessary to achieve uniformity of accounting policy.

The difference, if any, between the nominal value of shares issued plus the fair value of any other consideration given, and the nominal value of shares received in exchange is shown as a movement on the merger reserve in the consolidated financial statement. 

 
2.4

Going concern

The Company’s management and directors review the financial position and the forecasts for the Company on a regular basis, to ensure they are in a position to react and mitigate the financial impact from any downturn in trading. The directors have made an assessment of the Group’s ability to continue as a going concern, and have considered a number of future scenarios, synthesising key drivers of the Group’s trading performance, including consumer demand, post balance sheet trading, booking trajectory and impact from both financial and geopolitical instabilities. 

As a result, the management of the Group has continued to review the Group's financial position, as well as forecasts, and have planned mitigation actions in order to neutralise any financial impact.

The Group has prepared detailed budgets to 31 October 2027. Additionally, they have also performed a sensitivity analysis on the Group's budgets and forecasts to assess the financial impact of any potential further slowdown in trading from the reforecast and its impact on the liquidity of the business. This sensitivity analysis shows that the Group has sufficient liquidity and cash to trade through a further slowdown.

The budgets reflect compliance with the CAA regulatory requirements as far as the finances for the next licence year to 31 March 2027 are concerned. 

Group management and the directors therefore have a reasonable expectation that the Group has adequate resources to continue in operational existence for the foreseeable future, being at least the following 12 months from the signing of these financial statements, and will take all reasonable commercial steps, including seeking further financing or support if required, to mitigate against any further impacts on the Group's ability to continue as a going concern. As a result, the directors believe that it is still appropriate to apply the going concern basis for the foreseeable future.

Page 21

 
EQUITY INSPIRING LEARNING LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 OCTOBER 2025

2.Accounting policies (continued)

 
2.5

Foreign currency translation

Functional and presentation currency

The Group and  Company's functional and presentational currency is GBP.

Transactions and balances

Foreign currency transactions are translated into the functional currency using the spot exchange rates at the dates of the transactions.

At each period end foreign currency monetary items are translated using the closing rate. Non-monetary items measured at historical cost are translated using the exchange rate at the date of the transaction and non-monetary items measured at fair value are measured using the exchange rate when fair value was determined.

Foreign exchange gains and losses resulting from the settlement of transactions and from the translation at period-end exchange rates of monetary assets and liabilities denominated in foreign currencies are recognised in profit or loss except when deferred in other comprehensive income as qualifying cash flow hedges.

Foreign exchange gains and losses that relate to borrowings and cash and cash equivalents are presented in the Consolidated Income Statement within 'finance income or costs'. All other foreign exchange gains and losses are presented in profit or loss within 'other operating income'.

 
2.6

Revenue

Revenue is recognised to the extent that it is probable that economic benefits will flow to the Group and the revenue can be reliably measured. Revenue is measured as the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes. 

Turnover is the amount derived from ordinary activities and represents the aggregate revenue from tours departed during the year.

 
2.7

Operating leases: the Group as lessee

Rentals paid under operating leases are charged to profit or loss on a straight-line basis over the lease term.

Benefits received and receivable as an incentive to sign an operating lease are recognised on a straight-line basis over the lease term, unless another systematic basis is representative of the time pattern of the lessee's benefit from the use of the leased asset.

Page 22

 
EQUITY INSPIRING LEARNING LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 OCTOBER 2025

2.Accounting policies (continued)

 
2.8

Research and development

In the research phase of an internal project it is not possible to demonstrate that the project will generate future economic benefits and hence all expenditure on research shall be recognised as an expense when it is incurred. Intangible assets are recognised from the development phase of a project if and only if certain specific criteria are met in order to demonstrate the asset will generate probable future economic benefits and that its cost can be reliably measured. The capitalised development costs are subsequently amortised on a straight-line basis over their useful economic lives, which range from 3 to 6 years.

If it is not possible to distinguish between the research phase and the development phase of an internal project, the expenditure is treated as if it were all incurred in the research phase only.

 
2.9

Interest income

Interest income is recognised in profit or loss using the effective interest method.

 
2.10

Finance costs

Finance costs are charged to profit or loss over the term of the debt using the effective interest method so that the amount charged is at a constant rate on the carrying amount. Issue costs are initially recognised as a reduction in the proceeds of the associated capital instrument.

 
2.11

Borrowing costs

All borrowing costs are recognised in profit or loss in the year in which they are incurred.

 
2.12

Pensions

Defined contribution pension plan

The Group operates a defined contribution plan for its employees. A defined contribution plan is a pension plan under which the Group pays fixed contributions into a separate entity. Once the contributions have been paid the Group has no further payment obligations.

The contributions are recognised as an expense in profit or loss when they fall due. Amounts not paid are shown in accruals as a liability in the Statement of Financial Position. The assets of the plan are held separately from the Group in independently administered funds.

 
2.13

Exceptional items

Exceptional items are transactions that fall within the ordinary activities of the Group but are presented separately due to their size or incidence.

Page 23

 
EQUITY INSPIRING LEARNING LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 OCTOBER 2025

2.Accounting policies (continued)

 
2.14

Intangible assets

Intangible assets are initially recognised at cost. After recognition, under the cost model, intangible assets are measured at cost less any accumulated amortisation and any accumulated impairment losses.

All intangible assets are considered to have a finite useful life. If a reliable estimate of the useful life cannot be made, the useful life shall not exceed ten years.

 The estimated useful lives range as follows:

Reservation platform and operating system/ Other software
-
5 and 3 years

 
2.15

Tangible fixed assets

Tangible fixed assets under the cost model are stated at historical cost less accumulated depreciation and any accumulated impairment losses. Historical cost includes expenditure that is directly attributable to bringing the asset to the location and condition necessary for it to be capable of operating in the manner intended by management.

Depreciation is charged so as to allocate the cost of assets less their residual value over their estimated useful lives, using the straight-line method.

Depreciation is provided on the following basis:

Fixtures, fittings and equipment
-
33%
straight line
Resort equipment
-
33%
straight line

The assets' residual values, useful lives and depreciation methods are reviewed, and adjusted prospectively if appropriate, or if there is an indication of a significant change since the last reporting date.

Gains and losses on disposals are determined by comparing the proceeds with the carrying amount and are recognised in profit or loss.

 
2.16

Valuation of investments

Investments in subsidiaries are measured at cost less accumulated impairment.

 
2.17

Debtors

Short-term debtors are measured at transaction price, less any impairment. Loans receivable are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method, less any impairment.

Page 24

 
EQUITY INSPIRING LEARNING LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 OCTOBER 2025

2.Accounting policies (continued)

 
2.18

Cash and cash equivalents

Cash is represented by cash in hand and deposits with financial institutions repayable without penalty on notice of not more than 24 hours. Cash equivalents are highly liquid investments that mature in no more than three months from the date of acquisition and that are readily convertible to known amounts of cash with insignificant risk of change in value.

In the Consolidated Statement of Cash Flows, cash and cash equivalents are shown net of bank overdrafts that are repayable on demand and form an integral part of the Group's cash management.

 
2.19

Creditors

Short-term creditors are measured at the transaction price. Other financial liabilities, including bank loans, are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method.

 
2.20

Financial instruments

The Group has elected to apply the provisions of Section 11 “Basic Financial Instruments” of FRS 102 to all of its financial instruments.

The Group has elected to apply the recognition and measurement provisions of IFRS 9 Financial Instruments (as adopted by the UK Endorsement Board) with the disclosure requirements of Sections 11 and 12 and the other presentation requirements of FRS 102.

Financial instruments are recognised in the Group's Statement of Financial Position when the Group becomes party to the contractual provisions of the instrument.

Financial assets and liabilities are offset, with the net amounts presented in the financial statements, when there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.

Basic financial assets

Basic financial assets, which include trade and other debtors, cash and bank balances, are initially measured at their transaction price (adjusted for transaction costs except in the initial measurement of financial assets that are subsequently measured at fair value through profit and loss) and are subsequently carried at their amortised cost using the effective interest method, less any provision for impairment, unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest.

Discounting is omitted where the effect of discounting is immaterial. The Group's cash and cash equivalents, trade and most other debtors due with the operating cycle fall into this category of financial instruments.

Other financial assets

Other financial assets, which includes investments in equity instruments which are not classified as subsidiaries, associates or joint ventures, are initially measured at fair value, which is normally the recognised transaction price. Such assets are subsequently measured at fair value with the changes in fair value being recognised in the profit or loss. Where other financial assets are not publicly traded, hence their fair value cannot be measured reliably, they are measured at cost less impairment.
 
Page 25

 
EQUITY INSPIRING LEARNING LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 OCTOBER 2025

2.Accounting policies (continued)


2.20
Financial instruments (continued)


Impairment of financial assets

At the end of each reporting period financial assets measured at amortised cost are assessed for objective evidence of impairment. If an asset is impaired the impairment loss is the difference between the carrying amount and the present value of the estimated cash flows discounted at the asset’s original effective interest rate. The impairment loss is recognised in profit or loss. 

Financial assets are impaired when events, subsequent to their initial recognition, indicate the estimated future cash flows derived from the financial asset(s) have been adversely impacted. The impairment loss will be the difference between the current carrying amount and the present value of the future cash flows at the asset(s) original effective interest rate.

If there is a favourable change in relation to the events surrounding the impairment loss then the impairment can be reviewed for possible reversal. The reversal will not cause the current carrying amount to exceed the original carrying amount had the impairment not been recognised. The impairment reversal is recognised in the profit or loss.

Basic financial liabilities

Financial liabilities and equity instruments are classified according to the substance of the contractual arrangements entered into. An equity instrument is any contract that evidences a residual interest in the assets of the Group after the deduction of all its liabilities.

Basic financial liabilities, which include trade and other creditors, bank loans, other loans and loans due to fellow group companies are initially measured at their transaction price (adjusting for transaction costs except in the initial measurement of financial liabilities that are subsequently measured at fair value through profit and loss). When this constitutes a financing transaction, whereby the debt instrument is measured at the present value of the future payments discounted at a market rate of interest, discounting is omitted where the effect of discounting is immaterial.

Debt instruments are subsequently carried at their amortised cost using the effective interest rate method.

Trade creditors are obligations to pay for goods and services that have been acquired in the ordinary course of business from suppliers. Trade creditors are classified as current liabilities if the payment is due within one year. If not, they represent non-current liabilities. Trade creditors are initially recognised at their transaction price and subsequently are measured at amortised cost using the effective interest method. Discounting is omitted where the effect of discounting is immaterial.
 
Page 26

 
EQUITY INSPIRING LEARNING LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 OCTOBER 2025

2.Accounting policies (continued)


2.20
Financial instruments (continued)


Other financial instruments

Derivatives, including forward exchange contracts, futures contracts and interest rate swaps, are not classified as basic financial instruments. These are initially recognised at fair value on the date the derivative contract is entered into, with costs being charged to the profit or loss. They are subsequently measured at fair value with changes in the profit or loss.

Debt instruments that do not meet the conditions as set out in FRS 102 paragraph 11.9 are subsequently measured at fair value through the profit or loss. This recognition and measurement would also apply to financial instruments where the performance is evaluated on a fair value basis as with a documented risk management or investment strategy.


3.


Judgments in applying accounting policies and key sources of estimation uncertainty

Estimates and judgments are continually evaluated and are based on historical experience and other factors, including expectations of future events that are believed to be reasonable under the circumstances.

a) Critical judgments in applying the Group's accounting policies

The directors believe that there are no critical judgments involved in applying the Group's accounting policies that warrant disclosure.

b) Key accounting estimates and assumptions

The directors believe that there are no key accounting estimates and assumptions involved in applying the
Group's accounting policies that warrant disclosure.

c) Recoverability of intercompany balances

The directors have considered the recoverability of the amounts owed to and from group undertakings. This consideration included looking at the Group's financial plans and liquidity arrangements. The directors consider that the outstanding amounts are recoverable and have agreed that the level of credit extended will be reduced by the end of the next financial period.

d) Nature of exceptional items

The directors consider that the exceptional items disclosed in these financial statements fall outside the scope of the Group's ordinary activities.

Page 27

 
EQUITY INSPIRING LEARNING LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 OCTOBER 2025

4.


Turnover

An analysis of turnover by class of business is as follows:


2025
2024
£000
£000

Sole activity-tour operator
21,246
17,644


All turnover arose within the United Kingdom.


5.


Other operating income

2025
2024
£000
£000

Sundry income
58
-



6.


Operating profit/(loss)

The operating profit/(loss) is stated after charging:

2025
2024
£000
£000

Depreciation
22
19

Exchange differences
(200)
50

Other operating lease rentals
58
46

Amortisation
418
419

Defined contribution pension scheme
42
38


7.


Auditors' remuneration

During the year, the Group obtained the following services from the Company's auditors:


2025
2024
£000
£000

Fees payable to the Company's auditors for the audit of the consolidated and parent Company's financial statements
42
46

Page 28

 
EQUITY INSPIRING LEARNING LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 OCTOBER 2025

8.


Employees

Staff costs, including directors' remuneration, were as follows:


Group
Group
Company
Company
2025
2024
2025
2024
£000
£000
£000
£000


Wages and salaries
2,268
1,902
2,200
1,849

Social security costs
254
203
237
186

Cost of defined contribution scheme
42
38
37
33

2,564
2,143
2,474
2,068


The average monthly number of employees, including the directors, during the year was as follows:



Group
Group
Company
Company
        2025
        2024
        2025
        2024
            No.
            No.
            No.
            No.









Administration and operations
39
39
38
38



Sales staff
25
28
25
28

64
67
63
66


9.


Directors' remuneration

2025
2024
£000
£000

Directors' emoluments
297
219

Group contributions to defined contribution pension schemes
3
3

300
222


During the year retirement benefits were accruing to 2 directors (2024 - 3) in respect of defined contribution pension schemes.

The highest paid director received remuneration of £131k (2024 - £110k).

The value of the Group's contributions paid to a defined contribution pension scheme in respect of the highest paid director amounted to £1k (2024 - £1k).

Page 29

 
EQUITY INSPIRING LEARNING LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 OCTOBER 2025

10.


Interest receivable

2025
2024
£000
£000


Other interest receivable
50
46


11.


Interest payable and similar expenses

2025
2024
£000
£000


Bank interest payable
31
228

Page 30

 
EQUITY INSPIRING LEARNING LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 OCTOBER 2025

12.


Taxation


2025
2024
£000
£000



Current tax on profits for the year
-
-


Total current tax
-
-

Deferred tax


Tax on profit/(loss)
-
-

Factors affecting tax charge for the year

The tax assessed for the year is lower than (2024 - higher than) the standard rate of corporation tax in the UK of 25% (2024 - 25%). The differences are explained below:

2025
2024
£000
£000


Profit/(loss) on ordinary activities before tax
162
(624)


Profit/(loss) on ordinary activities multiplied by standard rate of corporation tax in the UK of 25% (2024 - 25%)
41
(156)

Effects of:


Expenses not deductible for tax purposes, other than goodwill amortisation and impairment
244
1

Capital allowances for year in excess of depreciation
(50)
45

Utilisation of tax losses
(235)
-

Unrelieved tax losses carried forward
-
106

Other differences leading to an increase (decrease) in the tax charge
-
4

Total tax charge for the year
-
-


Factors that may affect future tax charges

There were no factors that may affect future tax charges. At year-end, the Group had unutilised tax losses of £10,385k (2024 - £11,325k) available for use against future profits. 

Page 31

 
EQUITY INSPIRING LEARNING LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 OCTOBER 2025

13.


Exceptional items

2025
2024
£000
£000


Post-Covid restructuring costs
-
61

-
61


14.


Intangible assets

Group





Reservation platform and operating system/Other software

£000



Cost


At 1 November 2024
1,399


Additions
10



At 31 October 2025

1,409



Amortisation


At 1 November 2024
791


Charge for the year on owned assets
418



At 31 October 2025

1,209



Net book value



At 31 October 2025
200



At 31 October 2024
607



Page 32

 
EQUITY INSPIRING LEARNING LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 OCTOBER 2025
 
           14.Intangible assets (continued)

Company




Reservation platform and operating system/Other software

£000



Cost


At 1 November 2024
1,399


Additions
10



At 31 October 2025

1,409



Amortisation


At 1 November 2024
791


Charge for the year
418



At 31 October 2025

1,209



Net book value



At 31 October 2025
200



At 31 October 2024
607

The expenditure was incurred on a new web-based end-to-end reservation management platform and other software.

Page 33

 
EQUITY INSPIRING LEARNING LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 OCTOBER 2025

15.


Tangible fixed assets

Group



Fixtures and fittings
Office equipment
Total

£000
£000
£000



Cost or valuation


At 1 November 2024
113
7
120


Additions
43
-
43



At 31 October 2025

156
7
163



Depreciation


At 1 November 2024
92
2
94


Charge for the year on owned assets
20
2
22



At 31 October 2025

112
4
116



Net book value



At 31 October 2025
44
3
47



At 31 October 2024
21
4
25

Page 34

 
EQUITY INSPIRING LEARNING LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 OCTOBER 2025

           15.Tangible fixed assets (continued)


Company






Fixtures, fittings and equipments
Office equipment
Total

£000
£000
£000

Cost or valuation


At 1 November 2024
113
7
120


Additions
43
-
43



At 31 October 2025

156
7
163



Depreciation


At 1 November 2024
92
2
94


Charge for the year on owned assets
20
2
22



At 31 October 2025

112
4
116



Net book value



At 31 October 2025
44
3
47



At 31 October 2024
21
4
25






Page 35

 
EQUITY INSPIRING LEARNING LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 OCTOBER 2025

16.


Fixed asset investments

Company





Investments in subsidiary companies

£000



Cost or valuation


At 1 November 2024
2,366



At 31 October 2025
2,366





Subsidiary undertakings


The following were subsidiary undertakings of the Company:

Name

Registered office

Principal activity

Class of shares

Holding

Equity Total Travel (Transport) Limited
3rd Floor, 100-101 Queens Road, Brighton, BN1 3XF
Transport provider to parent company
Ordinary
100%
Skiplan Travel Limited
Same as above
Educational tour provider
Ordinary
100%
STS School Travel Limited
Same as above
Dormant
Ordinary
100%
The School Travel Group Limited
Same as above
Dormant
Ordinary
100%

The aggregate of the share capital and reserves as at 31 October 2025 and the profit or loss for the year ended on that date for the subsidiary undertakings were as follows:

Name
Aggregate of share capital and reserves
Profit/(Loss)
£000
£000

Equity Total Travel (Transport) Limited
7,919
-

Skiplan Travel Limited
(197)
(94)

STS School Travel Service Limited- Non-trading company
(12)
-

The School Travel Group Ltd-Non trading company
1
-

Page 36

 
EQUITY INSPIRING LEARNING LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 OCTOBER 2025

17.


Debtors

Group
Group
Company
Company
2025
2024
2025
2024
£000
£000
£000
£000


Amounts owed by group undertakings
846
847
1,038
948

Other debtors
3
137
2
137

Prepayments and accrued income
1,913
1,584
1,913
1,584

Financial instruments
116
8
116
8

2,878
2,576
3,069
2,677


Included within Prepayments and accrued income above are payments made to suppliers relating to bookings departing after the year end, where the Group is acting as principal. The total of these prepaid costs at 31 October 2025 was £1,814k (2024 - £1,558k).


18.


Cash and cash equivalents

Group
Group
Company
Company
2025
2024
2025
2024
£000
£000
£000
£000

Cash at bank and in hand
3,548
3,148
3,543
3,139



19.


Creditors: Amounts falling due within one year

Group
Group
Company
Company
2025
2024
2025
2024
£000
£000
£000
£000

Bank loans
228
367
228
367

Trade creditors
1,351
1,276
1,351
1,277

Amounts owed to group undertakings
2,449
2,449
10,740
10,916

Other taxation and social security
441
613
51
46

Other creditors
351
354
346
350

Accruals and deferred income
7,755
7,133
7,755
7,133

12,575
12,192
20,471
20,089


Included within Accruals and deferred income above are receipts from customers relating to bookings departing after the year end, where the Group is acting as principal. The total of these receipts taken in advance at 31 October 2025 was £6,939k (2024 - £6,869k).

Page 37

 
EQUITY INSPIRING LEARNING LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 OCTOBER 2025

20.


Creditors: Amounts falling due after more than one year

Group
Group
Company
Company
2025
2024
2025
2024
£000
£000
£000
£000

Bank loans
100
328
100
328

100
328
100
328


Bank loans consist of £300k relating to a Coronavirus Business Interruption Loan and £28k under the Recovery Loan Scheme ("RLS").

The Coronavirus Business Interruption Loan is provided by NatWest Bank and is supported by the Coronavirus Business Interruption Loan Scheme ("CBILS"). The loan is for a 72-month term with no capital repayments or interest payments in the first 12-months. Interest is payable at 4.71% per annum over the bank base rate thereafter.

The Recovery Loan is a working capital loan provided by NatWest Bank and is supported by the Recovery Loan Scheme. The loan is for a period of 42 months, with no capital repayments or interest payments in the first 6 months. Interest is payable at 5.5% per annum over the bank base rate thereafter.


21.


Loans


Analysis of the maturity of loans is given below:


Group
Group
Company
Company
2025
2024
2025
2024
£000
£000
£000
£000

Bank loans falling due within one year
228
367
228
367

Bank loans falling due within 1-2 years
100
228
100
228

Bank loans falling due within 2-5 years
-
100
-
100


328
695
328
695



22.


Share capital

2025
2024
£000
£000
Allotted, called up and fully paid



3,404,298 (2024 - 3,404,298) Ordinary shares of £1.00 each
3,404
3,404

The Ordinary shares of £1.00 each carry full voting rights, full dividend rights and full rights to participation in any capital distribution on winding up.


Page 38

 
EQUITY INSPIRING LEARNING LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 OCTOBER 2025

23.


Reserves

Share premium account

The share premium account represents the additional amount shareholders have paid for their issued shares that was in excess of the par value of those shares.

Capital redemption reserve

The capital redemption reserve represents a non-distributable reserve created upon redemption of preference shares or a share buyback and represents the nominal value or face value of the shares redeemed or bought back. 

Capital contribution account

The capital contribution account relates to the sale of shares in STG Travel Group from The School Travel Group Limited to Morel Investment Management Limited.

Merger Reserve

The merger reserve represents the result after applying the merger accounting method for the Group reorganisation on 27 October 2016.

Profit and loss account

The profit and loss account represents the net distributable reserves of the Group at the date of the statement of financial position.


24.


Contingent liabilities

As at 31 October 2025, there were contingent liabilities outstanding in respect of counter indemnities given by the Group, in the normal course of business, to the Group's bond obligors in respect of Association of British Travel Agents ("ABTA") travel bonds amounting to £1,343k  (2024 - £1,900k). 


25.


Pension commitments

The Group operates a defined contribution pension scheme. The assets of the scheme are held separately from those of the Group. The pension cost charge represents contributions payable by the Group to the fund and amounted to £42k (2024 - £38k). Contributions totalling £10k (2024 - £8k) were payable to the fund at the reporting date.

Page 39

 
EQUITY INSPIRING LEARNING LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 OCTOBER 2025

26.


Commitments under operating leases

At 31 October 2025 the Group and the Company had future minimum lease payments due under non-cancellable operating leases for each of the following periods:


Group
Group
Company
Company
2025
2024
2025
2024
£000
£000
£000
£000

Not later than 1 year
44
41
44
41

Later than 1 year and not later than 5 years
84
122
84
122

128
163
128
163


27.


Related party transactions

During the year, consultancy fees totalling £114k (2024 - £114k) were payable to Taumarunui Investment LLP, the ultimate parent of the Group. At year-end, the Group owed £Nil (2024 - £Nil) to the related party.

During the year, business consultancy fees totalling £54k (2024 - £70k) were payable to Mr N Goodwin, a director of the Company. At year-end, the Group owed £2k (2024 - £5k) to the related party.


28.


BSP Outstanding

The Group is accredited with International Air Transport Association ("IATA") under IATA Code 91274956. As at 31 October 2025 there was a BSP liability outstanding of £225 (2024 -  £Nil), which was paid within November 2025.


29.


Post balance sheet events

During 2025 and into 2026, the Group will continue to operate as outlined in the principal activity note.

There have been no significant events affecting the Group since the year end.


30.


Controlling party

The Company's immediate holding company is Equity Bidco Limited, a company registered in England and Wales. Copies of the financial statements of Equity Bidco Learning Limited can be obtained from 3rd Floor, Queensberry House, 106 Queens Road, Brighton, BN1 3XF.

The Company's ultimate parent is Taumarunui Investment LLP, a limited liability partnership registered in England and Wales. Copies of the financial statements of Taumarunui Investments LLP can be obtained from Create Business Hub, Ground Floor, 5 Rayleigh Road, Hutton, Brentwood, Essex CM13 1AB.

The ultimate controlling party is Mr B F Green, by virtue of his controlling interest in the ultimate parent undertaking, Taumarunui Investment LLP.

 
Page 40