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Registration number: 10428368

My Cosy Homes Limited
Annual Report and Unaudited Financial Statements
for the Year Ended 31 October 2025

My Cosy Homes Limited

Contents

Company Information | 1
Balance Sheet | 2 to 3
Notes to the Unaudited Financial Statements | 4 to 7

My Cosy Homes Limited

Company Information

Directors | Tasha Brown Alisha Brown

Registered office | Kemp House 160 City Road London United Kingdom EC1V 2NX

Accountants | Property Tax Advice Ltd 1 Market Hill Calne Wiltshire SN11 0BT

My Cosy Homes Limited

(Registration number: 10428368)
Balance Sheet as at 31 October 2025

| Note | 2025 £ | 2024 £
Fixed assets |  |  |
Tangible assets | 5 | 328 | 691
Current assets |  |  |
Debtors | 6 | 6,153 | 5,533
Cash at bank and in hand |  | 4,572 | 3,549
|  | 10,725 | 9,082
Creditors: Amounts falling due within one year | 7 | (25,379) | (23,900)
Net current liabilities |  | (14,654) | (14,818)
Total assets less current liabilities |  | (14,326) | (14,127)
Creditors: Amounts falling due after more than one year | 7 | (62,969) | (61,024)
Net liabilities |  | (77,295) | (75,151)
Capital and reserves |  |  |
Called up share capital |  | 37 | 37
Retained earnings |  | (77,332) | (75,188)
Shareholders' deficit |  | (77,295) | (75,151)

For the financial year ending 31 October 2025 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

Directors' responsibilities:

• | The members have not required the company to obtain an audit of its accounts for the year in question in accordance with section 476; and
• | The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.

These financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies regime and FRS 102 ‘The Financial Reporting Standard Applicable in the UK and Republic of Ireland’.

Approved and authorised by the Board on 14 July 2026 and signed on its behalf by:

.........................................

My Cosy Homes Limited

(Registration number: 10428368)
Balance Sheet as at 31 October 2025 (continued)

......................................... Tasha Brown Director
......................................... Alisha Brown Director

My Cosy Homes Limited

Notes to the Unaudited Financial Statements for the Year Ended 31 October 2025

1 | General information

The company is a private company limited by share capital, incorporated in England and Wales.

The address of its registered office is:
Kemp House
160 City Road
London
EC1V 2NX
United Kingdom

These financial statements were authorised for issue by the Board on 14 July 2026.

2 | Accounting policies

Summary of significant accounting policies and key accounting estimates

The principal accounting policies applied in the preparation of these financial statements are set out below. These policies have been consistently applied to all the years presented, unless otherwise stated.

Statement of compliance

These financial statements have been prepared in accordance with Financial Reporting Standard 102 Section 1A smaller entities - 'The Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland' and the Companies Act 2006 (as applicable to companies subject to the small companies' regime).

Basis of preparation

These financial statements have been prepared using the historical cost convention except that as disclosed in the accounting policies certain items are shown at fair value.

Tangible assets

Tangible assets are stated in the balance sheet at cost, less any subsequent accumulated depreciation and subsequent accumulated impairment losses.
The cost of tangible assets includes directly attributable incremental costs incurred in their acquisition and installation.

Depreciation

Depreciation is charged so as to write off the cost of assets, other than land and properties under construction over their estimated useful lives, as follows:

Asset class | Depreciation method and rate
Office Equipment | 25% Straight Line

Cash and cash equivalents

Cash and cash equivalents comprise cash on hand and call deposits, and other short-term highly liquid investments that are readily convertible to a known amount of cash and are subject to an insignificant risk of change in value.

My Cosy Homes Limited

Notes to the Unaudited Financial Statements for the Year Ended 31 October 2025 (continued)

2 | Accounting policies (continued)

Trade debtors

Trade debtors are amounts due from customers for merchandise sold or services performed in the ordinary course of business.
Trade debtors are recognised initially at the transaction price. They are subsequently measured at amortised cost using the effective interest method, less provision for impairment. A provision for the impairment of trade debtors is established when there is objective evidence that the company will not be able to collect all amounts due according to the original terms of the receivables.

Trade creditors

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of business from suppliers. Accounts payable are classified as current liabilities if the company does not have an unconditional right, at the end of the reporting period, to defer settlement of the creditor for at least twelve months after the reporting date. If there is an unconditional right to defer settlement for at least twelve months after the reporting date, they are presented as non-current liabilities.
Trade creditors are recognised initially at the transaction price and subsequently measured at amortised cost using the effective interest method.

Share capital

Ordinary shares are classified as equity. Equity instruments are measured at the fair value of the cash or other resources received or receivable, net of the direct costs of issuing the equity instruments. If payment is deferred and the time value of money is material, the initial measurement is on a present value basis.

3 | Staff numbers

The average number of persons employed by the company (including directors) during the year, was 0 (2024 - 0).

4 | Loss before tax

Arrived at after charging/(crediting)

| 2025 £ | 2024 £
Depreciation expense | 362 | 402

My Cosy Homes Limited

Notes to the Unaudited Financial Statements for the Year Ended 31 October 2025 (continued)

5 | Tangible assets

| Furniture, fittings and equipment £ | Total £
Cost or valuation
At 1 November 2024 | 3,261 | 3,261
At 31 October 2025 | 3,261 | 3,261
Depreciation
At 1 November 2024 | 2,570 | 2,570
Charge for the year | 363 | 363
At 31 October 2025 | 2,933 | 2,933
Carrying amount
At 31 October 2025 | 328 | 328
At 31 October 2024 | 691 | 691

6 | Debtors

Current | 2025 £ | 2024 £
Prepayments | 221 | 131
Other debtors | 5,932 | 5,402
| 6,153 | 5,533

7 | Creditors

Creditors: amounts falling due within one year

| 2025 £ | 2024 £
Due within one year |  |
Accruals and deferred income | 900 | 900
Other creditors | 24,479 | 23,000
| 25,379 | 23,900

Creditors: amounts falling due after more than one year

My Cosy Homes Limited

Notes to the Unaudited Financial Statements for the Year Ended 31 October 2025 (continued)

7 | Creditors (continued)

| Note | 2025 £ | 2024 £
Due after one year |  |  |
Loans and borrowings | 8 | 43,045 | 43,045
Other financial liabilities |  | 19,924 | 17,979
|  | 62,969 | 61,024

8 | Loans and borrowings

Non-current loans and borrowings

| 2025 £ | 2024 £
Other borrowings | 43,045 | 43,045