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Company Registration No. 08725596 (England and Wales)
Robert Lloyd Ltd Unaudited accounts for the year ended 31 October 2025
Robert Lloyd Ltd Unaudited accounts Contents
Page
Company information
3
Statement of financial position
4
Notes to the accounts
5
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Robert Lloyd Ltd Company Information for the year ended 31 October 2025
Directors
K J Jonas W L Jonas P R Sheen F Sheen
Company Number
08725596 (England and Wales)
Registered Office
Hybrid Premium Ltd 2-4 Stoneleigh Park Road Epsom Surrey KT19 0QT England
Accountants
Hybrid Premium LTD 2-4 Stoneleigh Park Road Stoneleigh Epsom Surrey KT19 0QT
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Robert Lloyd Ltd Statement of financial position as at 31 October 2025
2025
2024
Notes
£
£
Fixed assets
Tangible assets
4
1,681
2,400
Investment property
5
2,550,000
2,415,000
2,551,681
2,417,400
Current assets
Debtors
6
8,914
5,472
Cash at bank and in hand
10,993
16,160
19,907
21,632
Creditors: amounts falling due within one year
7
(632,396)
(642,731)
Net current liabilities
(612,489)
(621,099)
Total assets less current liabilities
1,939,192
1,796,301
Creditors: amounts falling due after more than one year
8
(1,744,187)
(1,737,367)
Provisions for liabilities
Deferred tax
(89,744)
(50,026)
Net assets
105,261
8,908
Capital and reserves
Called up share capital
12
12
Profit and loss account
105,249
8,896
Shareholders' funds
105,261
8,908
For the year ending 31 October 2025 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies. The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.
The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.
These accounts have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies' regime and in accordance with the provisions of FRS 102 Section 1A - Small Entities. The profit and loss account has not been delivered to the Registrar of Companies.
The financial statements were approved by the Board of Directors and authorised for issue on 17 July 2026 and were signed on its behalf by
W L Jonas Director Company Registration No. 08725596
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Robert Lloyd Ltd Notes to the Accounts for the year ended 31 October 2025
1
Statutory information
Robert Lloyd Ltd is a private company, limited by shares, registered in England and Wales, registration number 08725596. The registered office is Hybrid Premium Ltd, 2-4 Stoneleigh Park Road, Epsom, Surrey, KT19 0QT, England.
2
Compliance with accounting standards
The accounts have been prepared in accordance with the provisions of FRS 102 Section 1A Small Entities. There were no material departures from that standard.
3
Accounting policies
Basis of preparation
The accounts have been prepared under the historical cost convention, as modified by the measurement of investment properties at fair value.
Presentation currency
The accounts are presented in £ sterling.
Tangible fixed assets and depreciation
Tangible assets are included at cost less depreciation and impairment. Depreciation has been provided at the following rates in order to write off the assets over their estimated useful lives:
Fixtures & fittings
25% reducing balance
Computer equipment
4 year straight line
Turnover
Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes. Turnover includes revenues earned from rents receivable. Turnover is reduced for estimated rebates and other similar allowances.
Investment property
Investment properties are carried at fair value, determined annually, derived from current market rents and investment property yields for comparable real estate agents, adjusted if necessary for any differences in the nature, location, or condition of the specific asset. No depreciation is provided for. Changes in fair value are recognised in the profit and loss account.
Prior period presentation
During the preparation of the financial statements, the directors reviewed the presentation of the historic reserves relating to investment properties. In accordance with the accounting policy adopted under FRS 102 Section 16, investment properties are measured at fair value with changes in fair value recognised in the profit and loss account. Accordingly, the comparative reserves have been re-presented by reclassifying the historic revaluation reserve to the profit and loss reserve. This represents a presentation adjustment only and has no impact on total equity or the profit reported for either the current or comparative year.
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Robert Lloyd Ltd Notes to the Accounts for the year ended 31 October 2025
4
Tangible fixed assets
Fixtures & fittings
Computer equipment
Total
£
£
£
Cost or valuation
At cost
At cost
At 1 November 2024
5,486
6,772
12,258
At 31 October 2025
5,486
6,772
12,258
Depreciation
At 1 November 2024
4,510
5,348
9,858
Charge for the year
244
475
719
At 31 October 2025
4,754
5,823
10,577
Net book value
At 31 October 2025
732
949
1,681
At 31 October 2024
976
1,424
2,400
5
Investment property
2025
£
Fair value at 1 November 2024
2,415,000
Net gain from fair value adjustments
135,000
At 31 October 2025
2,550,000
6
Debtors
2025
2024
£
£
Amounts falling due within one year
Accrued income and prepayments
8,914
-
Other debtors
-
5,472
8,914
5,472
7
Creditors: amounts falling due within one year
2025
2024
£
£
Taxes and social security
3
200
Other creditors
-
642,531
Loans from directors
630,053
-
Accruals
2,340
-
632,396
642,731
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Robert Lloyd Ltd Notes to the Accounts for the year ended 31 October 2025
8
Creditors: amounts falling due after more than one year
2025
2024
£
£
Bank loans
1,744,187
1,737,367
At the year-end, the company owed the following amounts: Precise Mortgage £268,629.95 at an interest-only rate of 3.74% p.a. for a 25-year term (17 years remaining). £260,028.55 at an interest-only rate of 5.19% p.a. for a 25-year term. (18 years remaining). £325,470.70 at an interest-only rate of 6.19% p.a. for a 25-year term (18 years remaining). £387,357.50 at an interest-only rate of 5.99% p.a. for a 25-year term (16 years remaining). £502,698.60 at an interest-only rate of 3.39% p.a. for a 25-year term (10 years remaining). The above mortgages are secured against individual investment properties.
9
Average number of employees
During the year the average number of employees was 4 (2024: 4).
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