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Registered number: 02973351










G CAPITAL LIMITED








UNAUDITED

FINANCIAL STATEMENTS

INFORMATION FOR FILING WITH THE REGISTRAR

FOR THE YEAR ENDED 31 DECEMBER 2025

 
G CAPITAL LIMITED
REGISTERED NUMBER: 02973351

BALANCE SHEET
AS AT 31 DECEMBER 2025

2025
2024
Note
£
£

Fixed assets
  

Tangible assets
 6 
5,329
6,207

Investments
 8 
47,462,149
41,744,558

Investment property
 7 
6,654,032
6,654,032

  
54,121,510
48,404,797

Current assets
  

Debtors: amounts falling due within one year
 9 
20,814,458
19,698,126

Cash at bank and in hand
 10 
18,354,467
14,409,653

  
39,168,925
34,107,779

Creditors: amounts falling due within one year
 11 
(4,518,424)
(893,778)

Net current assets
  
 
 
34,650,501
 
 
33,214,001

Total assets less current liabilities
  
88,772,011
81,618,798

Provisions for liabilities
  

Deferred tax
 12 
(11,737,753)
(10,995,692)

  
 
 
(11,737,753)
 
 
(10,995,692)

Net assets
  
77,034,258
70,623,106


Capital and reserves
  

Called up share capital 
  
1,110
1,110

Share premium account
  
5,021,203
5,021,203

Other reserves
  
33,574,805
29,736,612

Profit and loss account
  
38,437,140
35,864,181

  
77,034,258
70,623,106


Page 1

 
G CAPITAL LIMITED
REGISTERED NUMBER: 02973351
    
BALANCE SHEET (CONTINUED)
AS AT 31 DECEMBER 2025

The directors consider that the Company is entitled to exemption from audit under section 477 of the Companies Act 2006 and members have not required the Company to obtain an audit for the year in question in accordance with section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of financial statements.

The Company's financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies regime.

The financial statements have been delivered in accordance with the provisions applicable to companies subject to the small companies regime.

The Company has opted not to file the profit and loss account in accordance with provisions applicable to companies subject to the small companies' regime.

The financial statements were approved and authorised for issue by the board and were signed on its behalf on 21 July 2026.




A Allaway
Director

The notes on pages 3 to 15 form part of these financial statements.

Page 2

 
G CAPITAL LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

1.


General information

G Capital Limited is a private company, limited by shares, registered in England and Wales. The company's registered number and registered office address is below:

 

Registered number
02973351

Registered office address
The Warehouse
Wyndham Arcade
St Mary Street
Cardiff
Wales
CF10 1FH

The presentation currency of the financial statements is Sterling (£).

Monetary amounts in these financial statements are rounded to the nearest £.

2.Accounting policies

 
2.1

Basis of preparation of financial statements

The financial statements have been prepared under the historical cost convention unless otherwise specified within these accounting policies and in accordance with Financial Reporting Standard 102, the Financial Reporting Standard applicable in the UK and the Republic of Ireland and the Companies Act 2006.

The preparation of financial statements in compliance with FRS 102 requires the use of certain critical accounting estimates. It also requires management to exercise judgment in applying the Company's accounting policies.

The following principal accounting policies have been applied:

  
2.2

Exemption from preparing consolidated financial statements

The financial statements contain information about G Capital Limited as an individual company and do not contain consolidated financial information as the parent of a group.

The company is exempt under Section 399 (2A) of the Companies Act 2006 from the requirements to prepare consolidated financial statements.

Page 3

 
G CAPITAL LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

2.Accounting policies (continued)

 
2.3

Going concern

In preparing the financial statements, the director has considered the current financial position of the company and the likely future cash flows. At the date of signing the audit report, the director has concluded that it is appropriate to prepare the financial statements on a going concern basis. In forming this conclusion the director has considered that the company has reported a profit in the current financial year and is confident the company will remain in a profit making position in the forthcoming financial year and generate sufficient cash flows in order to meet its financial obligations as they fall due.

The director has assessed the risks facing the business from the current economic uncertainty and implemented measures to address these risks.

The director has a reasonable expectation that the company has adequate resources to continue in operational existence for the foreseeable future. Accordingly, he continues to adopt the going concern basis in preparing the financial statements.

  
2.4

Significant judgements and estimates

The preparation of the financial statements requires management to make judgments, estimates and assumptions that affect the amounts reported. These estimates and judgments are continually reviewed and are based on experience and other factors, including expectations of future events that are believed to be reasonable under the circumstances.

The following are the significant judgments that the directors have made in the process of applying the company's accounting policies and that have the most significant effect on the amounts recognised in the financial statements.

  
2.5

Bad debt provision

A specific provision is made against older debtor balances. Additional provisions are made against newer debtor balances where there is evidence to suggest that a balance may not recoverable.

  
2.6

Accruals

The accounting for accruals requires the use of estimates in certain areas. The estimates and associated assumptions are based on historical experience and other factors which are considered to be relevant.

  
2.7

Revenue Recognition

Turnover represents net invoiced rental income, service charge income and insurance recharge income, and management fees, excluding value added tax.

Rental income, service charge income and insurance recharge income is recognised evenly over the period to which it relates.

Management fees receivable are recognised in the period to which they relate.

Other operating income represents the recharge of utility costs to tenants and is recognised in the period to which it relates.

Page 4

 
G CAPITAL LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

2.Accounting policies (continued)

 
2.8

Pensions

Defined contribution pension plan

The Company operates a defined contribution plan for its employees. A defined contribution plan is a pension plan under which the Company pays fixed contributions into a separate entity. Once the contributions have been paid the Company has no further payment obligations.

The contributions are recognised as an expense in profit or loss when they fall due. Amounts not paid are shown in accruals as a liability in the Balance Sheet. The assets of the plan are held separately from the Company in independently administered funds.

 
2.9

Current and deferred taxation

The tax expense for the year comprises current and deferred tax. Tax is recognised in profit or loss except that a charge attributable to an item of income and expense recognised as other comprehensive income or to an item recognised directly in equity is also recognised in other comprehensive income or directly in equity respectively.

The current income tax charge is calculated on the basis of tax rates and laws that have been enacted or substantively enacted by the balance sheet date in the countries where the Company operates and generates income.

Deferred tax balances are recognised in respect of all timing differences that have originated but not reversed by the balance sheet date, except that:
The recognition of deferred tax assets is limited to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits; and
Any deferred tax balances are reversed if and when all conditions for retaining associated tax allowances have been met.

Deferred tax balances are not recognised in respect of permanent differences except in respect of business combinations, when deferred tax is recognised on the differences between the fair values of assets acquired and the future tax deductions available for them and the differences between the fair values of liabilities acquired and the amount that will be assessed for tax. Deferred tax is determined using tax rates and laws that have been enacted or substantively enacted by the balance sheet date.


 
2.10

Tangible fixed assets

Tangible fixed assets under the cost model are stated at historical cost less accumulated depreciation and any accumulated impairment losses. Historical cost includes expenditure that is directly attributable to bringing the asset to the location and condition necessary for it to be capable of operating in the manner intended by management.

Page 5

 
G CAPITAL LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

2.Accounting policies (continued)


2.10
Tangible fixed assets (continued)

Depreciation is charged so as to allocate the cost of assets less their residual value over their estimated useful lives, using the straight-line method.

Depreciation is provided on the following basis:

Fixtures and fittings
-
33%
Office equipment
-
33%

The assets' residual values, useful lives and depreciation methods are reviewed, and adjusted prospectively if appropriate, or if there is an indication of a significant change since the last reporting date.

Gains and losses on disposals are determined by comparing the proceeds with the carrying amount and are recognised in profit or loss.

  
2.11

Investment property

Investment property is carried at fair value determined annually by external valuers and derived from the current market rents and investment property yields for comparable real estate, adjusted if necessary for any difference in the nature, location or condition of the specific asset. No depreciation is provided. Changes in fair value are recognised in the profit or loss.

  
2.12

Investments - fixed asset investments

Fixed asset investments are recognised at the fair value by the directors at the statement of financial position date based on the net assets of the entities to which the investments relate. Surpluses or deficits on individual investments are recognised in the income statement in the period to which they relate and transferred to a separate non-distributable fair value reserve.

 
2.13

Debtors

Short-term debtors are measured at transaction price, less any impairment. Loans receivable are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method, less any impairment.

 
2.14

Cash and cash equivalents

Cash is represented by cash in hand and deposits with financial institutions repayable without penalty on notice of not more than 24 hours. Cash equivalents are highly liquid investments that mature in no more than three months from the date of acquisition and that are readily convertible to known amounts of cash with insignificant risk of change in value.

 
2.15

Creditors

Short-term creditors are measured at the transaction price. Other financial liabilities, including bank loans, are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method.

Page 6

 
G CAPITAL LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

3.


Operating profit

The operating profit is stated after charging:

2025
2024
£
£

Depreciation
3,508
3,793

Fair value adjustments
(5,117,590)
(7,256,712)


4.


Employees

The average monthly number of employees, including the directors, during the year was as follows:


        2025
        2024
            No.
            No.







Employees
10
10


5.


Interest payable and similar expenses

2025
2024
£
£


Other loan interest payable
128,627
169,925

Other interest payable
51,658
46,760

180,285
216,685

Page 7

 
G CAPITAL LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

6.


Tangible fixed assets


Plant and machinery

£



Cost or valuation


At 1 January 2025
275,446


Additions
2,630



At 31 December 2025

278,076



Depreciation


At 1 January 2025
269,239


Charge for the year on owned assets
3,508



At 31 December 2025

272,747



Net book value



At 31 December 2025
5,329



At 31 December 2024
6,207

Page 8

 
G CAPITAL LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

7.


Investment property


Freehold investment property

£



Valuation


At 1 January 2025
6,654,032



At 31 December 2025
6,654,032

The 2025 valuations were made by Mr T C C Griffith, on an open market value basis.

The historical cost of the investment properties is £6,654,032 (2024 - £6,654,032). 

Cost or valuation of investment properties at the statement of financial position date is represented by:





.



2025
2024
£
£
Cost

6,654,032

6,654,032
 
Valuation

-

-
 
6,654,032

6,654,032
 

Page 9

 
G CAPITAL LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

8.


Fixed asset investments





Investments in subsidiary companies
Other fixed asset investments
Investment in joint ventures
Total

£
£
£
£



Cost or valuation


At 1 January 2025
38,137,665
7,900
3,598,993
41,744,558


Additions
600,000
-
-
600,000


Revaluations
5,117,590
-
-
5,117,590


Transfer between classes
3,598,993
-
(3,598,993)
-



At 31 December 2025
47,454,248
7,900
-
47,462,148




Fixed asset investments have been valued by the director at the statement of financial position date based on the net assets of the entities. Where investment have  a net liability position, the investment is recognized at nil value. The surpluses or deficits on the evaluation of individual investments have been recognized in the income statement and transferred to a separate non-distributable fair value reserve. 

Other investments represent Welsh Rugby debentures. 

The company’s investments at the Statement of Financial Position date in the share capital of companies include the following: 

Subsidiaries 



.


G Property Holdings Limited

Registered office: United Kingdom
Nature of business: Property investment 

Class of shares: Ordinary
% Holding: 100.00

2025
2024
£
£
Aggregate capital and reserves

15,411,459

14,186,577
 
Profit for the year

1,224,883

1,860,418
 

Page 10

 
G CAPITAL LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

.


G Real Estate Limited

Registered office: United Kingdom
Nature of business: Property investment 

Class of shares: Ordinary
% Holding: 100.00

2025
2024
£
£
Aggregate capital and reserves

8,654,131

7,550,561
 
Profit for the year

1,103,570

583,766
 


.


G Property Asset Management Limited

Registered office: United Kingdom
Nature of business: Property investment 

Class of shares: Ordinary
% Holding: 100.00

2025
2024
£
£
Aggregate capital and reserves

2,248,919

2,026,061
 
Profit for the year

222,858

232,019
 

G Property Asset Management Limited has a 10% shareholding in Balmcrest Homes Limited. 

For the year ended 31 December 2025, Balmcrest Homes Limited made a loss of £263 (2024 - loss of £89) and had net liabilities of £1229 (2024 - £966) at the statement of financial position date. 


.


G Estates Limited

Registered office: United Kingdom
Nature of business: Property investment 

Class of shares: Ordinary
% Holding: 100.00

2025
2024
£
£
Aggregate capital and reserves

3,016,802

2,648,002
 
Profit for the year

368,801

2,648,001
 

Page 11

 
G CAPITAL LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

.


G Securities Limited

Registered office: United Kingdom
Nature of business: Property investment 

Class of shares: Ordinary
% Holding: 100.00

2025
2024
£
£
Aggregate capital and reserves

12,943,772

11,726,464
 
Profit for the year

1,217,308

1,577,028
 


.


Crockherbtown Estates Limited

Registered office: United Kingdom
Nature of business: Property investment 

Class of shares: Ordinary
% Holding: 100.00

2025
2024
£
£
Aggregate capital and reserves

3,915,993

5,520,048
 
Profit/(Loss) for the year

101,945

630,418
 


.


MC493 Limited

Registered office: United Kingdom
Nature of business: Property investment 

Class of shares: Ordinary
% Holding: 100.00

2025
2024
£
£
Aggregate capital and reserves

1,263,173

1,677,937
 
Profit for the year

338,986

80,542
 


Page 12

 
G CAPITAL LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

.


Joint ventures
 
G & G Land Limited

Registered office: United Kingdom
Nature of business: Property investment 

Class of shares: Ordinary
% Holding: 50.00

2025
2024
£
£
Aggregate capital and reserves

(25,855)

(18,267)
 
Profit for the year

(7,588)

(5,265)
 


9.


Debtors

2025
2024
£
£


Trade debtors
195,400
134,755

Amounts owed by related parties
7,856,310
8,056,307

Amounts owed by joint ventures and associated undertakings
1,534,545
1,534,545

Amounts owed by group undertakings
10,991,940
9,875,135

Other debtors
515
243

Prepayments and accrued income
235,748
97,141

20,814,458
19,698,126



10.


Cash and cash equivalents

2025
2024
£
£

Cash at bank and in hand
18,354,467
14,409,653

18,354,467
14,409,653


Page 13

 
G CAPITAL LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

11.


Creditors: Amounts falling due within one year

2025
2024
£
£

Trade creditors
31,908
33,203

Corporation tax
133,072
451,352

Other taxation and social security
80,814
151,182

Other creditors
4,043,000
30,000

Accruals and deferred income
229,630
228,041

4,518,424
893,778



12.


Deferred taxation




2025


£






At beginning of year
10,995,692


Charged to profit or loss
742,061



At end of year
11,737,753

The provision for deferred taxation is made up as follows:

2025
2024
£
£


Fixed asset timing differences
(10,637)
620,887

Revaluations of fixed asset investments
11,748,390
10,374,805

11,737,753
10,995,692

Page 14

 
G CAPITAL LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

13.


Reserves


 


Share capital
Share premium
Investment revaluation reserve
Profit & loss account
Total


£
£
£
£
£

Balance at 1 January 2025
1,110
5,021,203
29,736,612
35,864,181
70,623,106

Profit for the year
-
-
-
6,544,485
6,544,485

Dividends paid
-
-
-
(133,333)
(133,333)

Transfer between reserves
-
-
3,838,193
(3,838,193)
-








Balance at 31 December 2025
1,110
5,021,203
33,574,805
38,437,140
77,034,258

 


14.


Related party transactions

The company has taken advantage of exemption, under the terms of Financial Reporting Standard 102 "'The Financial Reporting Standard applicable in the UK and Republic of Ireland', not to disclose related party transactions with wholly owned subsidiaries within the group". 


15.


Ultimate controlling party

The company is controlled by Mr A Allaway and Geldards Trust Corporation Ltd.

 
Page 15