Company registration number 04894698 (England and Wales)
LUMLEY ESTATES LTD
UNAUDITED FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 SEPTEMBER 2025
PAGES FOR FILING WITH REGISTRAR
LUMLEY ESTATES LTD
COMPANY INFORMATION
Director
Ms M A Towey
Company number
04894698
Registered office
72 Watling Street
Radlett
Hertfordshire
UK
WD7 7NP
Accountants
Business Orchard LLP
The Grain Yard
5 Little Hays
Borehamwood
Hertfordshire
WD6 4DG
LUMLEY ESTATES LTD
CONTENTS
Page
Balance sheet
1 - 2
Notes to the financial statements
3 - 5
LUMLEY ESTATES LTD
BALANCE SHEET
AS AT 30 SEPTEMBER 2025
30 September 2025
- 1 -
2025
2024
Notes
£
£
£
£
Fixed assets
Tangible assets
3
7,375
50,560
Current assets
Debtors
4
373,980
533,757
Cash at bank and in hand
196,608
77,312
570,588
611,069
Creditors: amounts falling due within one year
5
(106,038)
(150,175)
Net current assets
464,550
460,894
Total assets less current liabilities
471,925
511,454
Creditors: amounts falling due after more than one year
6
(1,545)
(11,902)
Provisions for liabilities
(1,401)
(2,014)
Net assets
468,979
497,538
Capital and reserves
Called up share capital
100,000
100,000
Profit and loss reserves
368,979
397,538
Total equity
468,979
497,538

The director of the company has elected not to include a copy of the profit and loss account within the financial statements.true

For the financial year ended 30 September 2025 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

The director acknowledges his responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of financial statements.

T he members have not required the company to obtain an audit of its financial statements for the year in question in accordance with section 476.

These financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

LUMLEY ESTATES LTD
BALANCE SHEET (CONTINUED)
AS AT 30 SEPTEMBER 2025
30 September 2025
- 2 -
The financial statements were approved by the board of directors and authorised for issue on
15 June 2026
15 June 2026
and are signed on its behalf by:
Ms M A Towey
Director
Company Registration No. 04894698
LUMLEY ESTATES LTD
BALANCE SHEET (CONTINUED)
AS AT 30 SEPTEMBER 2025
30 September 2025
- 3 -
1
Employees

The average monthly number of persons (including directors) employed by the company during the year was:

2025
2024
Number
Number
Total
7
7
2
Accounting policies
Company information

Lumley Estates Ltd is a private company limited by shares incorporated in England and Wales. The registered office is 72 Watling Street, Radlett, Hertfordshire, UK, WD7 7NP.

2.1
Accounting convention

These financial statements have been prepared in accordance with FRS 102 “The Financial Reporting Standard applicable in the UK and Republic of Ireland” (“FRS 102”) and the requirements of the Companies Act 2006 as applicable to companies subject to the small companies regime. The disclosure requirements of section 1A of FRS 102 have been applied other than where additional disclosure is required to show a true and fair view.

The financial statements are prepared in sterling, which is the functional currency of the company. Monetary a mounts in these financial statements are rounded to the nearest £.

The financial statements have been prepared under the historical cost convention, modified to include the revaluation of freehold properties and to include investment properties and certain financial instruments at fair value. The principal accounting policies adopted are set out below.

2.2
Turnover

Turnover is recognised at the fair value of the consideration received or receivable for services provided in the normal course of business, and is shown net of VAT. Commissions on sales completed post year end but exchanged pre year end are included.

2.3
Tangible fixed assets

Tangible fixed assets are initially measured at cost and subsequently measured at cost or valuation, net of depreciation and any impairment losses.

Depreciation is recognised so as to write off the cost or valuation of assets less their residual values over their useful lives on the following bases:

Leasehold land and buildings
Straight line over the period of the lease
Leasehold improvements
Straight line over the period of the lease
Fixtures and fittings
25% reducing balance
Computers
25% on cost

The gain or loss arising on the disposal of an asset is determined as the difference between the sale proceeds and the carrying value of the asset, and is credited or charged to profit or loss.

LUMLEY ESTATES LTD
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 SEPTEMBER 2025
2
Accounting policies
(Continued)
- 4 -
2.4
Impairment of fixed assets

At each reporting period end date, the company reviews the carrying amounts of its tangible assets to determine whether there is any indication that those assets have suffered an impairment loss. If any such indication exists, the recoverable amount of the asset is estimated in order to determine the extent of the impairment loss (if any). Where it is not possible to estimate the recoverable amount of an individual asset, the company estimates the recoverable amount of the cash-generating unit to which the asset belongs.

2.5
Taxation

The tax expense represents the sum of the tax currently payable and deferred tax.

Current tax

The tax currently payable is based on taxable profit for the year. Taxable profit differs from net profit as reported in the profit and loss account because it excludes items of income or expense that are taxable or deductible in other years and it further excludes items that are never taxable or deductible. The company’s liability for current tax is calculated using tax rates that have been enacted or substantively enacted by the reporting end date.

Deferred tax

Deferred tax liabilities are generally recognised for all timing differences and deferred tax assets are recognised to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits. Such assets and liabilities are not recognised if the timing difference arises from goodwill or from the initial recognition of other assets and liabilities in a transaction that affects neither the tax profit nor the accounting profit.

2.6
Retirement benefits

Payments to defined contribution retirement benefit schemes are charged as an expense as they fall due.

3
Tangible fixed assets
Plant and machinery etc
£
Cost
At 1 October 2024
65,742
Disposals
(1,773)
At 30 September 2025
63,969
Depreciation and impairment
At 1 October 2024
55,142
Depreciation charged in the year
3,225
Eliminated in respect of disposals
(1,773)
At 30 September 2025
56,594
Carrying amount
At 30 September 2025
7,375
At 30 September 2024
10,600
LUMLEY ESTATES LTD
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 30 SEPTEMBER 2025
- 5 -
4
Debtors
2025
2024
Amounts falling due within one year:
£
£
Trade debtors
24,182
28,716
Other debtors
349,798
505,041
373,980
533,757
5
Creditors: amounts falling due within one year
2025
2024
£
£
Bank loans
10,783
10,776
Trade creditors
32,977
90,388
Corporation tax
4,106
12,842
Other taxation and social security
18,108
-
0
Other creditors
40,064
36,169
106,038
150,175
6
Creditors: amounts falling due after more than one year
2025
2024
£
£
Bank loans and overdrafts
1,545
11,902
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