REGISTERED NUMBER: 07096299 (England and Wales)

Horlock Holdcroft Financial Consultants

Limited

Unaudited Financial Statements

for the Period 1 November 2024 to 30 October 2025

Page

Company Information

1

Balance Sheet

2

Notes to the Financial Statements

4

DIRECTORS:

Mr T J Lawson

Mr P Theobalds

Mr K W Bonner

Mr M D Rockliffe

Mr R D Smith

REGISTERED OFFICE:

Park Gate

161-163 Preston Road

Brighton

East Sussex

BN1 6AU

REGISTERED NUMBER:

07096299 (England and Wales)

ACCOUNTANTS:

Swindells LLP

Chartered Accountants

Atlantic House

8 Bell Lane

Bellbrook Industrial Estate

Uckfield

East Sussex

TN22 1QL

FIXED ASSETS

Tangible assets

4

652

949

CURRENT ASSETS

Debtors

5

10,682

190,093

Cash at bank and in hand

234,292

117,497

244,974

307,590

CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

6

56,193

42,885

NET CURRENT ASSETS

188,781

264,705

TOTAL ASSETS LESS CURRENT LIABILITIES

189,433

265,654

PROVISIONS FOR LIABILITIES

163

237

NET ASSETS

189,270

265,417

CAPITAL AND RESERVES

Called up share capital

7

10,000

10,000

Retained earnings

179,270

255,417

SHAREHOLDERS' FUNDS

189,270

265,417

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the period ended 30 October 2025.

The members have not required the company to obtain an audit of its financial statements for the period ended 30 October 2025 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:

(a)	ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b)

preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Profit and Loss Account has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 19 June 2026 and were signed on its behalf by:

Mr R D Smith - Director

1.	STATUTORY INFORMATION

Horlock Holdcroft Financial Consultants Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

The presentation currency of the financial statements is the Pound Sterling (£).

2.	ACCOUNTING POLICIES

Basis of preparing the financial statements

These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Turnover

Turnover represents the total invoice value of commissions earned during the period and derives from the provision of services falling within the company's ordinary activities.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Fixtures, fittings and equipment

-

33% on cost and 25% on cost

Taxation

Taxation for the period comprises current and deferred tax. Tax is recognised in the Profit and Loss Account, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

Deferred tax

Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.

Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the period end and that are expected to apply to the reversal of the timing difference.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

Pension costs and other post-retirement benefits

The company contributes to it's employees' personal pension plans. Contributions payable are charged to the profit and loss account in the period to which they relate.

3.	EMPLOYEES AND DIRECTORS

The average number of employees during the period was 4 (2024 - 4 ) .

4.	TANGIBLE FIXED ASSETS

Fixtures,

fittings

and

equipment

£

COST

At 1 November 2024

17,641

Additions

238

At 30 October 2025

17,879

DEPRECIATION

At 1 November 2024

16,692

Charge for period

535

At 30 October 2025

17,227

NET BOOK VALUE

At 30 October 2025

652

At 31 October 2024

949

5.

DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

2025

2024

£

£

Trade debtors

-

4,616

Amounts owed by group undertakings

2,000

-

Other debtors

8,682

185,477

10,682

190,093

6.

CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

2025

2024

£

£

Taxation and social security

49,681

33,078

Other creditors

6,512

9,807

56,193

42,885

7.	CALLED UP SHARE CAPITAL

Allotted, issued and fully paid:

Number:

Class:

Nominal

2025

2024

value:

£

£

10,000

Ordinary

£1

10,000

10,000

8.	RELATED PARTY DISCLOSURES

During the year, Horlock Holdcroft Financial Consultants Limited made a loan to a company under common control totalling £5,000 (2024 - £10,000) and formally waived and wrote off the loan to the above-mentioned company totalling £160,873 (2024 - £nil). At the balance sheet date, the company owed £nil (2024 - £155,873) to Croft Holdings Limited. This balance is unsecured, interest free and repayable on demand.