Company registration number 09393593 (England and Wales)
MORTGAGE INN LTD
UNAUDITED FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 JANUARY 2026
PAGES FOR FILING WITH REGISTRAR
MORTGAGE INN LTD
CONTENTS
Page
Statement of financial position
1 - 2
Notes to the financial statements
3 - 4
MORTGAGE INN LTD
STATEMENT OF FINANCIAL POSITION
AS AT 31 JANUARY 2026
31 January 2026
- 1 -
2026
2025
Notes
£
£
£
£
Fixed assets
Tangible assets
3
9,664
12,886
Current assets
Debtors
369,374
326,047
Cash at bank and in hand
29,275
36,011
398,649
362,058
Creditors: amounts falling due within one year
(35,567)
(58,063)
Net current assets
363,082
303,995
Total assets less current liabilities
372,746
316,881
Creditors: amounts falling due after more than one year
(13,420)
(17,377)
Net assets
359,326
299,504
Capital and reserves
Called up share capital
200
200
Profit and loss reserves
359,126
299,304
Total equity
359,326
299,504
MORTGAGE INN LTD
STATEMENT OF FINANCIAL POSITION (CONTINUED)
AS AT 31 JANUARY 2026
31 January 2026
- 2 -
For the financial year ended 31 January 2026 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.
The members have not required the company to obtain an audit of its financial statements for the year in question in accordance with section 476.
The director acknowledges his responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of financial statements.
These financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.
In accordance with section 444 of the Companies Act 2006, all of the members of the company have consented to the preparation of abridged financial statements pursuant to paragraph 1A of Schedule 1 to the Small Companies and Groups (Accounts and Directors’ Report) Regulations (SI 2008/409)(b).
The director of the company has elected not to include a copy of the income statement within the financial statements.true
The financial statements were approved and signed by the director and authorised for issue on 15 July 2026
G C Swann
Director
Company registration number 09393593 (England and Wales)
Mortgage Inn Ltd
MORTGAGE INN LTD
Notes to the financial statements
for the year ended 31 January 2026
- 3 -
1
Accounting policies
Company information
Mortgage Inn Ltd is a private company limited by shares incorporated in England and Wales. The registered office is Innovation House, 82 Southgate, Elland, West Yorkshire, HX5 0EP.
Accounting convention
These financial statements have been prepared in accordance with FRS 102 “The Financial Reporting Standard applicable in the UK and Republic of Ireland” (“FRS 102”) and the requirements of the Companies Act 2006 as applicable to companies subject to the small companies regime. The disclosure requirements of section 1A of FRS 102 have been applied other than where additional disclosure is required to show a true and fair view.
The financial statements are prepared in sterling, which is the functional currency of the company. Monetary amounts in these financial statements are rounded to the nearest £.
The financial statements have been prepared under the historical cost convention. The principal accounting policies adopted are set out below.
Turnover
Turnover represents the fair value of the consideration received for services provided in the normal course of business.
Turnover is recognised where the right to consideration is due upon performance of contractual obligations.
Tangible fixed assets
Tangible fixed assets are initially measured at cost and subsequently measured at cost less depreciation.
Motor vehicles
25% Reducing balance
Current tax
The tax currently payable is based on taxable profit for the year. Taxable profit differs from net profit as reported in the income statement because it excludes items of income or expense that are taxable or deductible in other years and it further excludes items that are never taxable or deductible. The company’s liability for current tax is calculated using tax rates that have been enacted or substantively enacted by the reporting end date.
2
Employees
The average monthly number of persons (including directors) employed by the company during the year was:
2026
2025
Number
Number
Total
3
3
Mortgage Inn Ltd
MORTGAGE INN LTD
Notes to the financial statements (CONTINUED)
for the year ended 31 January 2026
- 4 -
3
Tangible fixed assets
Motor vehicles
£
Cost
At 1 February 2025 and 31 January 2026
42,500
Depreciation and impairment
At 1 February 2025
29,614
Depreciation charged in the year
3,222
At 31 January 2026
32,836
Carrying amount
At 31 January 2026
9,664
At 31 January 2025
12,886