Company Registration No. SC725379 (Scotland)
Cowan Financial Consultants Limited
Unaudited accounts
for the year ended 31 March 2026
Cowan Financial Consultants Limited
Annual report and unaudited accounts
for the year ended 31 March 2026
Cowan Financial Consultants Limited
Company Information
for the year ended 31 March 2026
Director
Christopher John Cowan
Company Number
SC725379 (Scotland)
Registered Office
Haypark Business Centre, Room 31
Marchmont Avenue
Polmont
FK2 0NZ
Scotland
Accountants
Armet Accounting Ltd
Room 31
Haypark Business Centre
Polmont
FK2 0NZ
Cowan Financial Consultants Limited
Statement of Financial Position
as at 31 March 2026
Fixed assets
187,296
217,050
Current assets
23,831
12,669
Prepayments and accrued income
698
715
Creditors: amounts falling due within one year
(55,324)
(51,464)
Net current liabilities
(30,795)
(38,080)
Total assets less current liabilities
156,501
178,970
Creditors: amounts falling due after more than one year
(118,001)
(140,245)
Accruals and deferred income
(960)
(868)
Capital and reserves
37,540
37,857
Cowan Financial Consultants Limited is a private company, limited by shares, registered in Scotland, registration number SC725379. The registered office is Haypark Business Centre, Room 31, Marchmont Avenue, Polmont, FK2 0NZ, Scotland.
2 Guarantees and other financial commitments
At 31 March 2026 the company had £19,264 (2025: £28,140) total future minimum lease payments under non cancellable operating leases.
3 Average number of employees
During the year the average number of employees was 1 (2025: 1).
Cowan Financial Consultants Limited
Statement of Financial Position
as at 31 March 2026 (continued)
For the year ending 31 March 2026 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies. The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.
The director acknowledges his responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.
These accounts have been prepared in accordance with the micro-entity provisions of the Companies Act 2006 and FRS 105, The Financial Reporting Standard applicable to the Micro-entities Regime. The accounts have been delivered in accordance with the provisions applicable to companies subject to the small companies regime. The profit and loss account has not been delivered to the Registrar of Companies.
Approved by the board on 10 July 2026
Christopher John Cowan
Director
Company Registration No. SC725379