FATHOM FINANCIAL CONSULTING LIMITED

Company Registration Number:
04942817 (England and Wales)

Unaudited abridged accounts for the year ended 31 October 2025

Period of accounts

Start date: 01 November 2024

End date: 31 October 2025

FATHOM FINANCIAL CONSULTING LIMITED

Contents of the Financial Statements

for the Period Ended 31 October 2025

Balance sheet
Notes

FATHOM FINANCIAL CONSULTING LIMITED

Balance sheet

As at 31 October 2025


Notes
2025
2024


£
£
Fixed assets
Tangible assets: 3 58,445 81,810
Investments: 4 214 13,000
Total fixed assets: 58,659 94,810
Current assets
Stocks: 404,218 398,072
Debtors:   954,778 308,566
Cash at bank and in hand: 486,452 1,767,676
Total current assets: 1,845,448 2,474,314
Creditors: amounts falling due within one year:   (528,547) (934,305)
Net current assets (liabilities): 1,316,901 1,540,009
Total assets less current liabilities: 1,375,560 1,634,819
Creditors: amounts falling due after more than one year:   (10,635) (17,295)
Total net assets (liabilities): 1,364,925 1,617,524
Capital and reserves
Called up share capital: 736 774
Share premium account: 7,630 10,366
Revaluation reserve:5632594
Other reserves: 0 0
Profit and loss account: 1,355,927 1,605,790
Shareholders funds: 1,364,925 1,617,524

The notes form part of these financial statements

FATHOM FINANCIAL CONSULTING LIMITED

Balance sheet statements

For the year ending 31 October 2025 the company was entitled to exemption under section 477 of the Companies Act 2006 relating to small companies.

The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.

The members have agreed to the preparation of abridged accounts for this accounting period in accordance with Section 444(2A).

These accounts have been prepared in accordance with the provisions applicable to companies subject to the small companies regime.

The directors have chosen to not file a copy of the company’s profit & loss account.

This report was approved by the board of directors on 27 February 2026
and signed on behalf of the board by:

Name: Erik Britton
Status: Director

The notes form part of these financial statements

FATHOM FINANCIAL CONSULTING LIMITED

Notes to the Financial Statements

for the Period Ended 31 October 2025

1. Accounting policies

These financial statements have been prepared in accordance with the provisions of Section 1A (Small Entities) of Financial Reporting Standard 102

FATHOM FINANCIAL CONSULTING LIMITED

Notes to the Financial Statements

for the Period Ended 31 October 2025

2. Employees

2025 2024
Average number of employees during the period 38 36

FATHOM FINANCIAL CONSULTING LIMITED

Notes to the Financial Statements

for the Period Ended 31 October 2025

3. Tangible Assets

Total
Cost £
At 01 November 2024 233,911
Additions 2,448
At 31 October 2025 236,359
Depreciation
At 01 November 2024 152,101
Charge for year 25,813
At 31 October 2025 177,914
Net book value
At 31 October 2025 58,445
At 31 October 2024 81,810

FATHOM FINANCIAL CONSULTING LIMITED

Notes to the Financial Statements

for the Period Ended 31 October 2025

4. Fixed investments

Risk Tailors Limited In 2023, the company at a cost of £37,738, acquired or subscribed for 40% of the ordinary share capital of Risk Tailors Limited, a company developing products for the financial service industry. During the financial year ended 31 October 2024, the shareholders decided to terminate the company's activities and to proceed to a windup. During 2025, the company entered Members Voluntary Liquidation. The estimated realisation for Fathom Financial Consulting Limited remains at £13,000 of which a provisional sum of £12,786 was received during the year

FATHOM FINANCIAL CONSULTING LIMITED

Notes to the Financial Statements

for the Period Ended 31 October 2025

5. Revaluation reserve

2025
£
Balance at 01 November 2024 594
Surplus or deficit after revaluation 38
Balance at 31 October 2025 632

FATHOM FINANCIAL CONSULTING LIMITED

Notes to the Financial Statements

for the Period Ended 31 October 2025

6. Loans to directors

Name of director receiving advance or credit: Erik Britton
Description of the loan: Previous advances less repayments . No interest has been charged on overdrawn amounts and there are no fixed terms for repayment. Name of director receiving advance credit - Erik Britton
£
Balance at 01 November 2024 25,144
Advances or credits made: 100,000
Balance at 31 October 2025 125,144
Name of director receiving advance or credit: Laura Eaton
Description of the loan: Previous advances less repayments. No interest has been charged on overdrawn amounts, and there are no fixed terms for repayment. Name of director receiving advance credit - Laura Eaton
£
Balance at 01 November 2024 0
Advances or credits made: 100,000
Balance at 31 October 2025 100,000