Caseware UK (AP4) 2024.0.164 2024.0.164 2025-07-282025-07-282024-07-29falseDevelopment of building projects12truetrueThe members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006. 08185581 2024-07-29 2025-07-28 08185581 2023-07-29 2024-07-28 08185581 2025-07-28 08185581 2024-07-28 08185581 2023-07-29 08185581 c:Director1 2024-07-29 2025-07-28 08185581 d:FreeholdInvestmentProperty 2025-07-28 08185581 d:FreeholdInvestmentProperty 2024-07-28 08185581 d:CurrentFinancialInstruments 2025-07-28 08185581 d:CurrentFinancialInstruments 2024-07-28 08185581 d:Non-currentFinancialInstruments 2025-07-28 08185581 d:Non-currentFinancialInstruments 2024-07-28 08185581 d:CurrentFinancialInstruments d:WithinOneYear 2025-07-28 08185581 d:CurrentFinancialInstruments d:WithinOneYear 2024-07-28 08185581 d:Non-currentFinancialInstruments d:AfterOneYear 2025-07-28 08185581 d:Non-currentFinancialInstruments d:AfterOneYear 2024-07-28 08185581 d:Non-currentFinancialInstruments d:MoreThanFiveYears 2025-07-28 08185581 d:Non-currentFinancialInstruments d:MoreThanFiveYears 2024-07-28 08185581 d:ShareCapital 2024-07-29 2025-07-28 08185581 d:ShareCapital 2025-07-28 08185581 d:ShareCapital 2023-07-29 2024-07-28 08185581 d:ShareCapital 2024-07-28 08185581 d:ShareCapital 2023-07-29 08185581 d:RetainedEarningsAccumulatedLosses 2024-07-29 2025-07-28 08185581 d:RetainedEarningsAccumulatedLosses 2025-07-28 08185581 d:RetainedEarningsAccumulatedLosses 2023-07-29 2024-07-28 08185581 d:RetainedEarningsAccumulatedLosses 2024-07-28 08185581 d:RetainedEarningsAccumulatedLosses 2023-07-29 08185581 c:FRS102 2024-07-29 2025-07-28 08185581 c:AuditExempt-NoAccountantsReport 2024-07-29 2025-07-28 08185581 c:FullAccounts 2024-07-29 2025-07-28 08185581 c:PrivateLimitedCompanyLtd 2024-07-29 2025-07-28 iso4217:GBP xbrli:pure

Registered number: 08185581









BANKSIDE LOFTS LIMITED







UNAUDITED

FINANCIAL STATEMENTS

INFORMATION FOR FILING WITH THE REGISTRAR

FOR THE YEAR ENDED 28 JULY 2025

 
BANKSIDE LOFTS LIMITED
REGISTERED NUMBER: 08185581

BALANCE SHEET
AS AT 28 JULY 2025

2025
2024
Note
£
£

Fixed assets
  

Investment property
 4 
1,726,606
1,726,606

  
1,726,606
1,726,606

Current assets
  

Debtors: amounts falling due within one year
 5 
1,126,631
1,371,325

Cash at bank and in hand
  
41,678
-

  
1,168,309
1,371,325

Creditors: amounts falling due within one year
 7 
(359,635)
(385,241)

Net current assets
  
 
 
808,674
 
 
986,084

Total assets less current liabilities
  
2,535,280
2,712,690

Creditors: amounts falling due after more than one year
  
(2,842,681)
(2,842,872)

  

Net liabilities
  
(307,401)
(130,182)


Capital and reserves
  

Called up share capital 
  
2
2

Profit and loss account
  
(307,403)
(130,184)

  
(307,401)
(130,182)


The director considers that the Company is entitled to exemption from audit under section 477 of the Companies Act 2006 and members have not required the Company to obtain an audit for the year in question in accordance with section 476 of the Companies Act 2006.

The director acknowledges her responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of financial statements.

The Company's financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies regime.

The financial statements have been delivered in accordance with the provisions applicable to companies subject to the small companies regime.

The Company has opted not to file the statement of comprehensive income in accordance with provisions applicable to companies subject to the small companies' regime.

Page 1

 
BANKSIDE LOFTS LIMITED
REGISTERED NUMBER: 08185581
    
BALANCE SHEET (CONTINUED)
AS AT 28 JULY 2025

The financial statements were approved and authorised for issue by the board and were signed on its behalf on 24 July 2026.




Ms S L Honey
Director

The notes on pages 4 to 8 form part of these financial statements.

Page 2

 
BANKSIDE LOFTS LIMITED
 

STATEMENT OF CHANGES IN EQUITY
FOR THE YEAR ENDED 28 JULY 2025


Called up share capital
Profit and loss account
Total equity

£
£
£


At 1 July 2023
2
(142,127)
(142,125)


Comprehensive income for the year

Profit for the year

-
11,943
11,943


Other comprehensive income for the year
-
-
-


Total comprehensive income for the year
-
11,943
11,943


Total transactions with owners
-
-
-



At 29 July 2024
2
(130,184)
(130,182)


Comprehensive income for the year

Loss for the year

-
(177,219)
(177,219)


Other comprehensive income for the year
-
-
-


Total comprehensive income for the year
-
(177,219)
(177,219)


Total transactions with owners
-
-
-


At 28 July 2025
2
(307,403)
(307,401)


The notes on pages 4 to 8 form part of these financial statements.

Page 3

 
BANKSIDE LOFTS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 28 JULY 2025

1.


General information

The Company is a private company, limited by share capital, incorporated in England & Wales. The principal activity of the Company is the development of building projects.

2.Accounting policies

 
2.1

Basis of preparation of financial statements

The financial statements have been prepared under the historical cost convention unless otherwise specified within these accounting policies and in accordance with Financial Reporting Standard 102, the Financial Reporting Standard applicable in the UK and the Republic of Ireland and the Companies Act 2006.

The preparation of financial statements in compliance with FRS 102 requires the use of certain critical accounting estimates. It also requires management to exercise judgment in applying the Company's accounting policies.

The following principal accounting policies have been applied:

 
2.2

Revenue

Revenue is recognised to the extent that it is probable that the economic benefits will flow to the Company and the revenue can be reliably measured. Revenue is measured as the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes. The following criteria must also be met before revenue is recognised:

Rendering of services

Revenue from a contract to provide services is recognised in the period in which the services are provided in accordance with the stage of completion of the contract when all of the following conditions are satisfied:
the amount of revenue can be measured reliably;
it is probable that the Company will receive the consideration due under the contract;
the stage of completion of the contract at the end of the reporting period can be measured reliably; and
the costs incurred and the costs to complete the contract can be measured reliably.

 
2.3

Finance costs

Finance costs are charged to profit or loss over the term of the debt using the effective interest method so that the amount charged is at a constant rate on the carrying amount. Issue costs are initially recognised as a reduction in the proceeds of the associated capital instrument.

 
2.4

Borrowing costs

All borrowing costs are recognised in profit or loss in the year in which they are incurred.

Page 4

 
BANKSIDE LOFTS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 28 JULY 2025

2.Accounting policies (continued)

 
2.5

Investment property

Investment property is carried at fair value determined annually by external valuers and derived from the current market rents and investment property yields for comparable real estate, adjusted if necessary for any difference in the nature, location or condition of the specific asset. No depreciation is provided. Changes in fair value are recognised in profit or loss.

 
2.6

Debtors

Short-term debtors are measured at transaction price, less any impairment. Loans receivable are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method, less any impairment.

 
2.7

Cash and cash equivalents

Cash is represented by cash in hand and deposits with financial institutions repayable without penalty on notice of not more than 24 hours. Cash equivalents are highly liquid investments that mature in no more than three months from the date of acquisition and that are readily convertible to known amounts of cash with insignificant risk of change in value.

 
2.8

Creditors

Short-term creditors are measured at the transaction price. Other financial liabilities, including bank loans, are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method.

 
2.9

Financial instruments

The Company only enters into basic financial instrument transactions that result in the recognition of financial assets and liabilities like trade and other debtors and creditors, loans from banks and other third parties, loans to related parties and investments in ordinary shares.


3.


Employees

The average monthly number of employees, including the director, during the year was as follows:


        2025
        2024
            No.
            No.







Directors
1
2

Page 5

 
BANKSIDE LOFTS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 28 JULY 2025

4.


Investment property


Freehold investment property

£



Valuation


At 29 July 2024
1,726,606



At 28 July 2025
1,726,606









5.


Debtors

2025
2024
£
£


Amounts owed by parent company
1,126,631
1,199,576

Other debtors
-
171,749

1,126,631
1,371,325



6.


Cash and cash equivalents

2025
2024
£
£

Cash at bank and in hand
41,678
-

41,678
-


Page 6

 
BANKSIDE LOFTS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 28 JULY 2025

7.


Creditors: Amounts falling due within one year

2025
2024
£
£

Trade creditors
6,120
6,120

Amounts owed to related parties
270,239
277,509

Other creditors
80,696
98,612

Accruals and deferred income
2,580
3,000

359,635
385,241



8.


Creditors: Amounts falling due after more than one year

2025
2024
£
£

Bank loans
2,842,681
2,842,872

2,842,681
2,842,872


The bank loans are secured on the Company's investment properties. 


9.


Loans


Analysis of the maturity of loans is given below:


2025
2024
£
£




Amounts falling due after more than 5 years

Bank loans
2,842,681
2,842,872

2,842,681
2,842,872

2,842,681
2,842,872



10.


Related party transactions

Included in debtors is £1,126,631 (2024: £1,199,576) owed by Bankside Group Limited. On 11 June 2024 Bankside Group Limited became the parent company of Bankside Lofts Limited. 
Included in creditors is £21,810 (2024: £14,540) owed by Mill Lofts Limited and £292,049 (2024: £292,049) owed to Elephant & City Limited.

Page 7

 
BANKSIDE LOFTS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 28 JULY 2025

11.


Controlling party

The Company is a wholly owned subsidiary of Bankside Group Limited, a company registered in England & Wales. Bankside Group Limited is wholly owned by Ms S L Honey.

 
Page 8