Caseware UK (AP4) 2025.0.111 2025.0.111 2025-12-312025-12-312025-01-01falseProviding insurance54falsetrueThe members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.false 14612150 2025-01-01 2025-12-31 14612150 2024-01-01 2024-12-31 14612150 2025-12-31 14612150 2024-12-31 14612150 c:Director1 2025-01-01 2025-12-31 14612150 c:Director2 2025-01-01 2025-12-31 14612150 c:RegisteredOffice 2025-01-01 2025-12-31 14612150 d:CurrentFinancialInstruments 2025-12-31 14612150 d:CurrentFinancialInstruments 2024-12-31 14612150 d:CurrentFinancialInstruments d:WithinOneYear 2025-12-31 14612150 d:CurrentFinancialInstruments d:WithinOneYear 2024-12-31 14612150 d:ShareCapital 2025-12-31 14612150 d:ShareCapital 2024-12-31 14612150 d:RetainedEarningsAccumulatedLosses 2025-12-31 14612150 d:RetainedEarningsAccumulatedLosses 2024-12-31 14612150 c:FRS102 2025-01-01 2025-12-31 14612150 c:AuditExempt-NoAccountantsReport 2025-01-01 2025-12-31 14612150 c:FullAccounts 2025-01-01 2025-12-31 14612150 c:PrivateLimitedCompanyLtd 2025-01-01 2025-12-31 14612150 d:WithinOneYear 2025-12-31 14612150 d:WithinOneYear 2024-12-31 14612150 d:BetweenOneFiveYears 2025-12-31 14612150 d:BetweenOneFiveYears 2024-12-31 14612150 e:PoundSterling 2025-01-01 2025-12-31 iso4217:GBP xbrli:pure
Registered number: 14612150







UNAUDITED FINANCIAL STATEMENTS
FOR THE YEAR ENDED
31 DECEMBER 2025


CARTAN TRADE UK LIMITED







































 


CARTAN TRADE UK LIMITED
 


 
COMPANY INFORMATION


Directors
M Wells 
S M A Guidoni 




Registered number
14612150



Registered office
128 City Road

London

United Kingdom

EC1V 2NX




Accountants
Menzies LLP
Chartered Accountants

Magna House

18-32 London Road

Staines-Upon-Thames

TW18 4BP





 


CARTAN TRADE UK LIMITED
 



CONTENTS



Page
Statement of financial position
1 - 2
Notes to the financial statements
3 - 5


 


CARTAN TRADE UK LIMITED
REGISTERED NUMBER:14612150



STATEMENT OF FINANCIAL POSITION
AS AT 31 DECEMBER 2025

As restated
2025
2024
Note
£
£

  

Current assets
  

Debtors: amounts falling due within one year
 4 
1,283,845
1,059,592

Cash at bank and in hand
  
1,317,073
959,505

  
2,600,918
2,019,097

Creditors: amounts falling due within one year
 5 
(4,692,550)
(3,710,821)

Net current liabilities
  
 
 
(2,091,632)
 
 
(1,691,724)

Total assets less current liabilities
  
(2,091,632)
(1,691,724)

  

Net liabilities
  
(2,091,632)
(1,691,724)


Capital and reserves
  

Called up share capital 
  
1
1

Profit and loss account
  
(2,091,633)
(1,691,725)

  
(2,091,632)
(1,691,724)


Page 1

 


CARTAN TRADE UK LIMITED
REGISTERED NUMBER:14612150


    
STATEMENT OF FINANCIAL POSITION (CONTINUED)
AS AT 31 DECEMBER 2025

The directors consider that the company is entitled to exemption from audit under section 477 of the Companies Act 2006 and members have not required the company to obtain an audit for the year in question in accordance with section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of financial statements.

The financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies regime and in accordance with the provisions of FRS 102 Section 1A - small entities.

The financial statements have been delivered in accordance with the provisions applicable to companies subject to the small companies regime.

The company has opted not to file the statement of income and retained earnings in accordance with provisions applicable to companies subject to the small companies' regime.

The financial statements were approved and authorised for issue by the board and were signed on its behalf by: 




M Wells
Director

Date: 22 July 2026

The notes on pages 3 to 5 form part of these financial statements.

Page 2

 


CARTAN TRADE UK LIMITED
 


 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

1.


General information

Cartan Trade UK Limited is a private company, limited by shares, incorporated in England and Wales. The company's registered number and registered office address are shown on the company information page. The company has no principal place of business.

The financial statements are presented in sterling which is the functional currency of the company and rounded to the nearest £.

2.Accounting policies

 
2.1

Basis of preparation of financial statements

The financial statements have been prepared under the historical cost convention unless otherwise specified within these accounting policies and in accordance with Financial Reporting Standard 102, the Financial Reporting Standard applicable in the UK and the Republic of Ireland and the Companies Act 2006. The disclosure requirements of Section 1A of FRS 102 have been applied other than where additional disclosure is required to show a true and fair view.

The following principal accounting policies have been applied:

 
2.2

Going concern

The financial statements of the company have been prepared on the basis of the going concern assumption.

At the balance sheet date of 31 December 2025 the company shows a deficiency of total assets over total liabilities of £2,091,632 
(2024: £1,691,724).

Cartan Trade France SAS, as the shareholder, aims to maintain a capital structure that enables its subsidiaries to achieve their strategic objectives and daily operational needs, to safeguard the ability to continue as a going concern and to meet current obligations.

Cartan Trade France SAS has confirmed that it will provide its subsidiaries with financial support to ensure the continuity of its business activities for a period of at least 12 months after the annual accounts have been drawn up.

Management trusts that based upon the liquidity scenarios prepared, the capital structure, and the financial performance, the company is able to continue on a going concern basis.

 
2.3

Foreign currency translation

Functional and presentation currency

The company's functional and presentational currency is GBP.

Transactions and balances

Foreign currency transactions are translated into the functional currency using the spot exchange rates at the dates of the transactions.

At each period end foreign currency monetary items are translated using the closing rate. Non-monetary items measured at historical cost are translated using the exchange rate at the date of the transaction and non-monetary items measured at fair value are measured using the exchange rate when fair value was determined.

Page 3

 


CARTAN TRADE UK LIMITED
 


 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

2.Accounting policies (continued)

 
2.4

Turnover

Turnover is generated by providing insurance and is recognised to the extent that it is probable that the economic benefits will flow to the company and the turnover can be reliably measured. Turnover is measured as the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes. 

 
2.5

Pensions

Defined contribution pension plan

The company operates a defined contribution plan for its employees. A defined contribution plan is a pension plan under which the company pays fixed contributions into a separate entity. Once the contributions have been paid the company has no further payment obligations.

The contributions are recognised as an expense in profit or loss when they fall due. Amounts not paid are shown in accruals as a liability in the Statement of financial position. The assets of the plan are held separately from the company in independently administered funds.

 
2.6

Financial instruments

The company has elected to apply the provisions of Section 11 “Basic Financial Instruments” of FRS 102 to all of its financial instruments.


3.


Employees

The average monthly number of employees, including directors, during the year was 5 (2024 - 4)


4.


Debtors

As restated
2025
2024
£
£


Amounts owed by group undertakings
128,033
218,455

Other debtors
892,334
835,897

Prepayments and accrued income
263,478
5,240

1,283,845
1,059,592


Page 4

 


CARTAN TRADE UK LIMITED
 


 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

5.


Creditors: Amounts falling due within one year

As restated
2025
2024
£
£

Trade creditors
139,913
22,192

Amounts owed to group undertakings
4,218,829
3,480,761

Other taxation and social security
22,740
8,340

Other creditors
5,069
-

Accruals and deferred income
305,999
199,528

4,692,550
3,710,821



6.


Prior year adjustment

The prior year adjustment relates to a reclassification of intercompany debit and credit balances on the balance sheet and does not impact the profit or reserves for any period.


7.


Commitments under operating leases

At 31 December 2025 the company had future minimum lease payments due under non-cancellable operating leases for each of the following periods:

2025
2024
£
£


Not later than 1 year
35,701
-

Later than 1 year and not later than 5 years
23,801
-

59,502
-

 
Page 5