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REGISTERED NUMBER: 02880419 (England and Wales)















HOLBEACH MARSH CO-OPERATIVE LIMITED

UNAUDITED FINANCIAL STATEMENTS

FOR THE YEAR ENDED 28 FEBRUARY 2026






HOLBEACH MARSH CO-OPERATIVE LIMITED (REGISTERED NUMBER: 02880419)






CONTENTS OF THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 28 FEBRUARY 2026




Page

Company Information 1

Statement of Financial Position 2 to 3

Notes to the Financial Statements 4 to 6


HOLBEACH MARSH CO-OPERATIVE LIMITED

COMPANY INFORMATION
FOR THE YEAR ENDED 28 FEBRUARY 2026







DIRECTORS: D R Worth
N R Patrick
J L Symington
R C Thompson
M Neaverson
F W Hay





SECRETARY: A M Giles





REGISTERED OFFICE: BGA House
Nottingham Road
Louth
Lincolnshire
LN11 0WB





REGISTERED NUMBER: 02880419 (England and Wales)





ACCOUNTANTS: Duncan & Toplis Limited
Enterprise Way
Pinchbeck
Spalding
Lincolnshire
PE11 3YR

HOLBEACH MARSH CO-OPERATIVE LIMITED (REGISTERED NUMBER: 02880419)

STATEMENT OF FINANCIAL POSITION
28 FEBRUARY 2026

2026 2025
Notes £    £    £    £   
FIXED ASSETS
Tangible assets 4 1,155,645 1,120,612
Investments 5 96 46
1,155,741 1,120,658

CURRENT ASSETS
Stocks 275,000 561,075
Debtors 6 1,072,543 1,429,491
Cash at bank 75,264 599,936
1,422,807 2,590,502
CREDITORS
Amounts falling due within one year 7 724,803 1,767,863
NET CURRENT ASSETS 698,004 822,639
TOTAL ASSETS LESS CURRENT LIABILITIES 1,853,745 1,943,297

CREDITORS
Amounts falling due after more than one year 8 298,516 490,173
NET ASSETS 1,555,229 1,453,124

CAPITAL AND RESERVES
Called up share capital 11 30,000 30,000
Share premium 12 4,694 4,694
Retained earnings 12 1,520,535 1,418,430
SHAREHOLDERS' FUNDS 1,555,229 1,453,124

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 28 February 2026.

The members have not required the company to obtain an audit of its financial statements for the year ended 28 February 2026 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:
(a)ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and
(b)preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

HOLBEACH MARSH CO-OPERATIVE LIMITED (REGISTERED NUMBER: 02880419)

STATEMENT OF FINANCIAL POSITION - continued
28 FEBRUARY 2026


The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 1 June 2026 and were signed on its behalf by:





D R Worth - Director


HOLBEACH MARSH CO-OPERATIVE LIMITED (REGISTERED NUMBER: 02880419)

NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 28 FEBRUARY 2026

1. STATUTORY INFORMATION

Holbeach Marsh Co-operative Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

2. ACCOUNTING POLICIES

Basis of preparing the financial statements
These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Turnover
Turnover represents amounts withheld from members' throughput to meet the running costs of the co-operative.

Sales of produce are recognised upon despatch.

Tangible fixed assets
Tangible fixed assets are stated at cost or valuation less accumulated depreciation. Cost includes costs directly attributable to making the asset capable of operating as intended.

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life:

Improvements to property - Straight line over 20 years
Plant and machinery - Straight line over 5 years or 18% on reducing balance
Computer equipment - Straight line over 3 years

Stocks
Stocks are valued at the lower of cost and estimated selling price less costs to complete and sell and after making due allowance for obsolete and slow moving items. Net realisable value is based on estimated selling price less estimated cost of disposal.

Financial instruments
The company has chosen to adopt the FRS102 1A in respect of financial instruments.

Basic financial assets, including trade and other debtors and cash and bank balances are initially recognised at transaction price, unless the arrangement constitute a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest.

At the end of each reporting period, financial assets measured at amortised cost are assessed for objective evidence of impairment. If an asset is impaired, the impairment loss is the difference between the carrying amount and the present value of the estimated cash flows discounted at the asset's original effective interest rate. The impairment loss is recognised in the income statement.

Debt instruments are subsequently carried at amortised cost, using the effective interest rate method.

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of business from suppliers. Accounts payable are classified as current liabilities if payment is due within one year or less. If not, they are presented as non-current liabilities. Trade creditors are recognised initially at transaction price and subsequently measured at amortised cost using the effective interest method.

Hire purchase and leasing commitments
Tangible fixed assets acquired under finance leases and hire purchase contracts are capitalised at the estimated fair value at the date of inception of each lease or contract. The total finance charges are allocated over the period of the lease on a straight line basis.

Taxation
The company trades as a mutual enterprise and as such is only subject to taxation upon surpluses generated from non-member trading and interest on temporary deposits.

HOLBEACH MARSH CO-OPERATIVE LIMITED (REGISTERED NUMBER: 02880419)

NOTES TO THE FINANCIAL STATEMENTS - continued
FOR THE YEAR ENDED 28 FEBRUARY 2026

2. ACCOUNTING POLICIES - continued

Government grants
Government grants on capital expenditure are credited to a deferral account and are released to reserves over the expected useful life of the relevant asset by equal annual instalments. Grants of a revenue nature are credited to income in the period to which they relate.

3. EMPLOYEES AND DIRECTORS

The average number of employees during the year was 2 (2025 - 3 ) .

4. TANGIBLE FIXED ASSETS
Improvements Fixtures
to Plant and and Computer
property machinery fittings equipment Totals
£    £    £    £    £   
COST
At 1 March 2025 18,160 2,420,881 9,706 14,607 2,463,354
Additions 8,959 233,561 - 4,181 246,701
At 28 February 2026 27,119 2,654,442 9,706 18,788 2,710,055
DEPRECIATION
At 1 March 2025 18,160 1,303,893 9,375 11,314 1,342,742
Charge for year 464 207,999 165 3,040 211,668
At 28 February 2026 18,624 1,511,892 9,540 14,354 1,554,410
NET BOOK VALUE
At 28 February 2026 8,495 1,142,550 166 4,434 1,155,645
At 28 February 2025 - 1,116,988 331 3,293 1,120,612


5. FIXED ASSET INVESTMENTS
Other
investments
£   
COST
At 1 March 2025 46
Additions 50
At 28 February 2026 96
NET BOOK VALUE
At 28 February 2026 96
At 28 February 2025 46

6. DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2026 2025
£    £   
Trade debtors 693,123 1,215,956
Other debtors 379,420 213,535
1,072,543 1,429,491

HOLBEACH MARSH CO-OPERATIVE LIMITED (REGISTERED NUMBER: 02880419)

NOTES TO THE FINANCIAL STATEMENTS - continued
FOR THE YEAR ENDED 28 FEBRUARY 2026

7. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
2026 2025
£    £   
Hire purchase contracts (see note 9) 191,607 191,557
Trade creditors 69,786 205,271
Taxation 820 8
Other taxes and social security 3,702 1,909
Other creditors 20,301 15,281
Due to members 424,587 1,264,579
Accruals and deferred income 14,000 89,258
724,803 1,767,863

8. CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR
2026 2025
£    £   
Hire purchase contracts (see note 9) 298,516 490,173

9. LEASING AGREEMENTS

Minimum lease payments under hire purchase fall due as follows:

2026 2025
£    £   
Net obligations repayable:
Within one year 191,607 191,557
Between one and five years 298,516 490,173
490,123 681,730

10. SECURED DEBTS

The following secured debts are included within creditors:

2026 2025
£    £   
Hire purchase contracts 490,123 681,730

The hire purchase liabilities are secured on the assets they relate to.

11. CALLED UP SHARE CAPITAL

Allotted and issued:
Number: Class: Nominal 2026 2025
value: £    £   
50 Ordinary £600 30,000 30,000

12. RESERVES

MembersGrantsNon-
TotalRetentionReceivedMembers
£   £   £   £   
At 1 March 20251,418,430350,000821,040247,390
Current year retention295,94370,000222,4823,461
Repayment of retentions(193,838)(70,000)(123,838)-
At 28 February 20261,520,535350,000919,684250,851