KALM FINANCIAL LIMITED

Registered Number
11634180
(England and Wales)

Unaudited Financial Statements for the Year ended
31 October 2025

Company Information
for the year from 1 November 2024 to 31 October 2025


Director	MUNDELL, Katie Angela


Registered Number	11634180 (England and Wales)

KALM FINANCIAL LIMITED

Balance Sheet as at
31 October 2025

	2025 £	2024 £


Current Assets	17,731	22,825
Prepayments and accrued income	-	64
Creditors amounts falling due within one year	(37)	(663)
Net current assets (liabilities)	17,694	22,226

Total assets less current liabilities	17,694	22,226

Creditors amounts falling due after one year	(17,155)	(20,578)
Accruals and deferred income	(395)	(395)
Net assets (liabilities)	144	1,253
Capital and reserves	144	1,253

The company is a private company limited by shares and registered in England and Wales. It was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.
The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.
The Director acknowledges their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.
These accounts have been prepared in accordance with the micro-entity provisions and delivered in accordance with the provisions applicable to companies subject to the small companies regime.
Average number of employees
The average number of persons employed by the company in the period was 0 (previous period: 0).
Directors advances, credits and guarantees
The historical loan balance owed to the director was £20,794 as at 1 November 2024. During the year, repayments reduced the balance to £15,574 as at 31 October 2025. Interest has been applied to the outstanding balance during the year and has been added to the director's loan account in accordance with the agreed loan terms.

The financial statements were approved and authorised for issue by the Director on 20 July 2026, and are signed on its behalf by:

MUNDELL, Katie Angela
Director
Registered Company No. 11634180