REGISTERED NUMBER: 08645276 (England and Wales)

UNAUDITED FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 OCTOBER 2025

FOR

PSS FINANCIAL SOLUTIONS LTD

Page

Company Information

1

Balance Sheet

2

Notes to the Financial Statements

4

DIRECTORS:

Mr P Smith

Mrs C Smith

REGISTERED OFFICE:

Beckside Court

Annie Reed Road

Beverley

East Yorkshire

HU17 0LF

REGISTERED NUMBER:

08645276 (England and Wales)

ACCOUNTANTS:

Sowerby

Chartered Accountants

Beckside Court

Annie Reed Road

Beverley

East Yorkshire

HU17 0LF

FIXED ASSETS

Tangible assets

4

849

1,767

Investments

5

359,796

316,723

360,645

318,490

CURRENT ASSETS

Debtors

6

19,607

4,433

Investments

7

272,166

213,538

Cash at bank and in hand

64,033

19,724

355,806

237,695

CREDITORS

Amounts falling due within one year

8

12,804

3,531

NET CURRENT ASSETS

343,002

234,164

TOTAL ASSETS LESS CURRENT LIABILITIES

703,647

552,654

CAPITAL AND RESERVES

Called up share capital

100

100

Revaluation reserve

9

55,536

19,392

Retained earnings

648,011

533,162

SHAREHOLDERS' FUNDS

703,647

552,654

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 October 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 October 2025 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:

(a)	ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b)

preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 5 January 2026 and were signed on its behalf by:

Mr P Smith - Director

1.	STATUTORY INFORMATION

PSS Financial Solutions Limited is a private company limited by shares and incorporated and domiciled in England. It has its principal place of business at 2A Temple Close, Welton, Hull, HU15 1NX. The company's registered office is Beckside Court, Annie Reed Road, Beverley, East Yorkshire, HU17 0LF and the registered number is 08645276.

The presentation currency of the financial statements is the Pound Sterling (£).

The principal activity of the business is financial consultation services.

2.	ACCOUNTING POLICIES

Basis of preparing the financial statements

These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Having regard to liquidity risk, current market conditions and other factors affecting the company, the use of the going concern basis of accounting is appropriate as, in the opinion of the directors, there are no material uncertainties related to events or conditions that may cast significant doubt about the ability of the company to continue as a going concern.

The directors, having taken into the factors discussed above as well as the uncertainties of the current economic environment, have a reasonable expectation that the company has adequate resources to continue in operational existence for the foreseeable future.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Plant and machinery etc

-

20% on cost

Investments in associates

Investments in associate undertakings are recognised at cost.

Taxation

Taxation for the year comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

Taxation

Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.

Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

3.	EMPLOYEES AND DIRECTORS

The average number of employees during the year was 2 (2024 - 2 ) .

4.	TANGIBLE FIXED ASSETS

Plant and

machinery

etc

£

COST

At 1 November 2024

and 31 October 2025

11,160

DEPRECIATION

At 1 November 2024

9,393

Charge for year

918

At 31 October 2025

10,311

NET BOOK VALUE

At 31 October 2025

849

At 31 October 2024

1,767

5.	FIXED ASSET INVESTMENTS

Interest

in

associate

£

COST

At 1 November 2024

316,723

Additions

43,073

At 31 October 2025

359,796

NET BOOK VALUE

At 31 October 2025

359,796

At 31 October 2024

316,723

6.

DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

2025

2024

£

£

Other debtors

19,607

4,433

7.	CURRENT ASSET INVESTMENTS

2025

2024

£

£

Listed investments

272,166

213,538

8.

CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

2025

2024

£

£

Other creditors

12,804

3,531

9.

RESERVES

Revaluation

reserve

£

At 1 November 2024

19,392

Investment portfolio

36,144

At 31 October 2025

55,536

10.	RELATED PARTY DISCLOSURES

At the balance sheet date the company owed its directors £9,755 (2024: £1,263).

The loan is free from interest and repayable on demand.

11.	ULTIMATE CONTROLLING PARTY

The company is under the control of the directors who own 100% of the issued ordinary share capital.