REGISTERED NUMBER: 11467538 (England and Wales)

FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 JULY 2025

FOR

BOND & HAVELOCK LIMITED

Page

Company Information

1

Balance Sheet

2

Notes to the Financial Statements

4

DIRECTORS:

Mr O Smith

Ms S Smith

REGISTERED OFFICE:

55 Loudoun Road

St. John's Wood

London

NW8 0DL

REGISTERED NUMBER:

11467538 (England and Wales)

ACCOUNTANTS:

mgr Weston Kay LLP

Chartered Accountants

55 Loudoun Road

St John's Wood

London

NW8 0DL

BUSINESS ADDRESS:

Quaker Cottage

Spithurst Road

Barcombe

Lewes

BN8 5TD

FIXED ASSETS

Investment property

4

337,314

337,314

CURRENT ASSETS

Debtors

5

553

1,334

Cash at bank

2,735

4,548

3,288

5,882

CREDITORS

Amounts falling due within one year

6

(26,873

)

(30,270

)

NET CURRENT LIABILITIES

(23,585

)

(24,388

)

TOTAL ASSETS LESS CURRENT LIABILITIES

313,729

312,926

CREDITORS

Amounts falling due after more than one year

7

(317,885

)

(316,895

)

NET LIABILITIES

(4,156

)

(3,969

)

CAPITAL AND RESERVES

Called up share capital

9

100

100

Retained earnings

(4,256

)

(4,069

)

SHAREHOLDERS' FUNDS

(4,156

)

(3,969

)

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 July 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 July 2025 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:

(a)	ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b)

preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 21 July 2026 and were signed on its behalf by:

Mr O Smith - Director

1.	STATUTORY INFORMATION

Bond & Havelock Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

The presentation currency of the financial statements is the Pound Sterling (£).

2.	ACCOUNTING POLICIES

Basis of preparing the financial statements

These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Going concern

At the time of approving the financial statements, the directors have a reasonable expectation that the company has adequate resources to continue in operational existence for the foreseeable future. Thus the directors continue to adopt the going concern basis of accounting in preparing the financial statements.

Judgements and key sources of estimation uncertainty

In the application of the company’s accounting policies, the directors are required to make judgements, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of the revision and future periods where the revision affects both current and future periods.

Turnover

Turnover is recognised on fees received gross of estate agent fees and related charges.

Investment property

Investment property is shown at most recent valuation. Any aggregate surplus or deficit arising from changes in fair value is recognised in profit or loss.

Cash at bank and in hand

Cash and cash equivalents are basic financial assets and include cash in hand, deposits held at call with banks, other short-term liquid investments with original maturities of three months or less, and bank overdrafts. Bank overdrafts are shown within borrowings in current liabilities.

Changes in the fair value of derivatives that are designated and qualify as fair value hedges are recognised in profit or loss immediately, together with any changes in the fair value of the hedged asset or liability that are attributable to the hedged risk.

3.	EMPLOYEES AND DIRECTORS

The average number of employees during the year was 2 (2024 - 2 ) .

4.	INVESTMENT PROPERTY

Total

£

FAIR VALUE

At 1 August 2024

and 31 July 2025

337,314

NET BOOK VALUE

At 31 July 2025

337,314

At 31 July 2024

337,314

The investment properties were valued by the directors of the company on an open market basis, at 31 July 2025. No depreciation is provided in respect of the property. On a historical cost basis, the properties are to be have been included at an original cost of £337,314.

5.

DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

31.7.25

31.7.24

£

£

Other debtors

553

1,334

6.

CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

31.7.25

31.7.24

£

£

Bank loans and overdrafts (see note 8)

13,059

15,704

Trade creditors

2,562

368

Other creditors

11,252

14,198

26,873

30,270

7.

CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR

31.7.25

31.7.24

£

£

Bank loans (see note 8)

184,222

183,832

Other creditors

133,663

133,063

317,885

316,895

The mortgage loan is secured by fixed charges on the company's investment properties.

8.

LOANS

An analysis of the maturity of loans is given below:

31.7.25

31.7.24

£

£

Amounts falling due within one year or on demand:

Bank loans

13,059

15,704

31.7.25

31.7.24

£

£

Amounts falling due between one and two years:

Bank loans > 1 year

184,222

183,832

9.	CALLED UP SHARE CAPITAL

Allotted, issued and fully paid:

Number:

Class:

Nominal

31.7.25

31.7.24

value:

£

£

100

Ordinary

1

100

100

10.	RELATED PARTY TRANSACTIONS

At 31 July 2025, Bond & Havelock Limited owed £133,663 to Honey & Vine Limited, a company in which O Smith and S Smith are directors. The amount is included within creditors due after more than one year.