REGISTERED NUMBER: 14503965 (England and Wales)

Unaudited Financial Statements for the Year Ended 31 October 2025

for

Jamhat Limited

Page

Company Information

1

Chartered Certified Accountants' Report

2

Balance Sheet

3

Notes to the Financial Statements

5

Directors:

P J Lapper

J Webber

Registered office:

5/7 Ravensbourne Road

Bromley

Kent

BR1 1HN

Registered number:

14503965 (England and Wales)

Accountants:

Burfords

Chartered Certified Accountants

19 Welling High Street

Welling

Kent

DA16 1TR

The following reproduces the text of the report prepared for the directors in respect of the company's annual unaudited financial statements. In accordance with the Companies Act 2006, the company is only required to file a Balance Sheet. Readers are cautioned that the Income Statement and certain other primary statements and the Report of the Directors are not required to be filed with the Registrar of Companies.

In order to assist you to fulfil your duties under the Companies Act 2006, we have prepared for your approval the financial statements of Jamhat Limited for the year ended 31 October 2025 which comprise the Income Statement, Balance Sheet and the related notes from the company's accounting records and from information and explanations you have given us.

As a practising member firm of the Association of Chartered Certified Accountants, we are subject to its ethical and other professional requirements which are detailed at accaglobal.com/rulebook.

This report is made solely to the Board of Directors of Jamhat Limited, as a body, in accordance with our terms of engagement. Our work has been undertaken solely to prepare for your approval the financial statements of Jamhat Limited and state those matters that we have agreed to state to the Board of Directors of Jamhat Limited, as a body, in this report in accordance with the requirements of the Association of Chartered Certified Accountants as detailed at

https://www.accaglobal.com/gb/en/technical-activities/technical-resources-

search/2009/october/factsheet-163-audit-exempt-companies.html.

To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the company and its Board of Directors, as a body, for our work or for this report.

It is your duty to ensure that Jamhat Limited has kept adequate accounting records and to prepare statutory financial statements that give a true and fair view of the assets, liabilities, financial position and profit of Jamhat Limited. You consider that Jamhat Limited is exempt from the statutory audit requirement for the year.

We have not been instructed to carry out an audit or a review of the financial statements of Jamhat Limited. For this reason, we have not verified the accuracy or completeness of the accounting records or information and explanations you have given to us and we do not, therefore, express any opinion on the statutory financial statements.

Burfords

Chartered Certified Accountants

19 Welling High Street

Welling

Kent

DA16 1TR

29 July 2026

Fixed assets

Investment property

4

930,000

907,832

Current assets

Debtors

5

2,731

2,739

Cash at bank

19,578

594

22,309

3,333

Creditors

Amounts falling due within one year

6

267,082

895,055

Net current liabilities

(244,773

)

(891,722

)

Total assets less current liabilities

685,227

16,110

Creditors

Amounts falling due after more than one year

7

641,697

-

Net assets

43,530

16,110

Capital and reserves

Called up share capital

9

4

4

Retained earnings

43,526

16,106

Shareholders' funds

43,530

16,110

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 October 2025.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 October 2025 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:

(a)	ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b)

preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 29 July 2026 and were signed on its behalf by:

P J Lapper - Director

1.	Statutory information

Jamhat Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

2.	Accounting policies

Basis of preparing the financial statements

These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention as modified by the revaluation of certain assets.

Turnover

Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes.

Investment property

Investment property is shown at most recent valuation. Any aggregate surplus or deficit arising from changes in fair value is recognised in profit or loss.

Taxation

Taxation for the year comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

Deferred tax

Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.

Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

3.	Employees and directors

The average number of employees during the year was 2 (2024 - 2 ) .

4.	Investment property

Total

£

Fair value

At 1 November 2024

907,832

Revaluations

22,168

At 31 October 2025

930,000

Net book value

At 31 October 2025

930,000

At 31 October 2024

907,832

Fair value at 31 October 2025 is represented by:

£

Valuation in 2025

22,168

Cost

907,832

930,000

If investment property had not been revalued it would have been included at the following historical cost:

31.10.25

31.10.24

£

£

Cost

907,832

-

Investment property was valued on an open market value basis on 31 October 2025 by the directors .

5.

Debtors: amounts falling due within one year

31.10.25

31.10.24

£

£

Other debtors

2,731

2,739

6.

Creditors: amounts falling due within one year

31.10.25

31.10.24

£

£

Bank loans and overdrafts (see note 8)

63,950

-

Trade creditors

1,800

1,500

Taxation and social security

1,232

3,060

Other creditors

200,100

890,495

267,082

895,055

7.

Creditors: amounts falling due after more than one year

31.10.25

31.10.24

£

£

Bank loans (see note 8)

641,697

-

31.10.25

31.10.24

£

£

Amounts falling due in more than five years:

Repayable by instalments

Bank loans more 5 yr by instal

449,847

-

8.

Loans

An analysis of the maturity of loans is given below:

31.10.25

31.10.24

£

£

Amounts falling due within one year or on demand:

Bank loans

63,950

-

Amounts falling due between one and two years:

Bank loans - 1-2 years

63,950

-

Amounts falling due between two and five years:

Bank loans - 2-5 years

127,900

-

Amounts falling due in more than five years:

Repayable by instalments

Bank loans more 5 yr by instal

449,847

-

On 1 April 2025 the company drew down a mortgage totalling £710,000 to finance the purchase of property for commercial rental. The loan bears a fixed rate of interest for 60 months at 2.25% above Base Rate. Thereafter interest will be at the banks variable rate. The loan is repayable in monthly installments with a final repayment date of 240 months after the loan is drawn. Security is held over the 2 properties held on the balance sheet.

9.	Called up share capital

Allotted and issued:

Number:

Class:

Nominal

31.10.25

31.10.24

value:

£

£

4

Ordinary

1

4

4