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Registered Number:01189939













P. TUCKWELL LIMITED






ANNUAL REPORT AND FINANCIAL STATEMENTS

FOR THE YEAR ENDED 30 NOVEMBER 2025











 
P. TUCKWELL LIMITED
 


CONTENTS



Page
Company Information
1
Strategic Report
2 - 5
Directors' Report
6 - 9
Independent Auditor's Report
10 - 13
Statement of Comprehensive Income
14
Balance Sheet
15 - 16
Statement of Changes in Equity
17
Statement of Cash Flows
18 - 19
Analysis of Net Debt
20
Notes to the Financial Statements
21 - 42



 
P. TUCKWELL LIMITED
 

 
COMPANY INFORMATION


Directors
Mr P A Tuckwell 
Mr J M Tuckwell 




Company secretary
Mr P A Tuckwell



Registered number
01189939



Registered office
Shop Street
Worlingworth

Woodbridge

Suffolk

IP13 7HU




Independent auditor
Sumer Auditco Limited

Fitzroy House

Crown Street

Ipswich

Suffolk

IP1 3LG




Bankers
Barclays Bank Plc
4 Church Street

Woodbridge

Suffolk

IP12 1DJ





- 1 -



 
P. TUCKWELL LIMITED
 

 
STRATEGIC REPORT
FOR THE YEAR ENDED 30 NOVEMBER 2025

Introduction
 
The Directors present their Strategic Report and the financial statements for the year ended 30 November 2025.
 
Business review

The principal activity of the Company during the year continued to be the supply, maintenance and hire of agricultural, construction and grounds care machinery.  
 
The agricultural sector continues to experience challenging trading conditions, with customers demonstrating ongoing caution in their capital investment decisions. Over the course of the year, new tractor registrations within our core geographical markets declined by 11%, reflecting the broader market downturn. 
 
Despite this industry downturn, the Company has strengthened its position across all key markets, achieving an increase in market share. This demonstrates our ability to attract a growing proportion of customers, even as overall demand has softened. 
As a result of the market contraction, total revenue declined by 4.5%.  However, the diversity of the markets in which the Company operates, together with a balanced mix between equipment sales and aftermarket services, has supported an improvement in profitability. Turnover decreased from £124.6m to £119m during the year, while gross margins improved from 11.7% to 13.9%. Net margins also strengthened, increasing from 0% to 1.2%. 
During 2025, a key strategic priority was the reduction of inventory levels and associated financing costs. We are pleased to report a £10m reduction in year-end inventory. This improvement has contributed to a reduction in borrowings and a corresponding decrease in interest charges of £400,000. 
The Company also continued to invest for future growth. During the year, construction commenced on a new depot in Baldock, with total investment reaching £1.5 million as at 30 November. This development is expected to enhance our market presence in the region and support growth across both the Agriculture and Turf divisions. The new, modern facilities will also drive operational efficiencies, particularly within our aftersales operations. 
The Directors remain confident that ongoing investment in both existing and new sites, combined with the Company’s strong financial position, will support sustainable growth and deliver satisfactory results in future years. 
At year end the Company maintained a strong financial position, with net assets of £17.6m as at 30 November 2025 compared to £17m as at 30 November 2024. The Company continues to adapt its working practices to ensure that risks are effectively managed in a dynamic operating environment. 
 
Growth Strategy  
 
The Company has a strong growth strategy that is consistently reviewed by the senior leadership team. The key areas of focus are: 
  
Market share growth
Customer Experience
Employee Engagement
Technological advancement

- 2 -



 
P. TUCKWELL LIMITED
 


STRATEGIC REPORT (CONTINUED)
FOR THE YEAR ENDED 30 NOVEMBER 2025

John Deere, our major supplier has a strong product portfolio and continues to have the largest market share in the UK and Globally. Through John Deere’s product development, and our experienced people, we work closely with our customers to deliver innovative precision technologies and offer complete solutions that provide substantial value to our customer base.

Principal risks and uncertainties
 
The Company is subject to financial risk, and these are managed as follows: 
Price risk 
 
The Company is exposed to increases in the purchase costs of wholegoods and parts, as well as inflationary rises in fuel, utilities, interest charges and other operating costs. The Directors and senior management monitor these risks closely, and the Company purchases stock in advance of known price increases where appropriate. Budgets are reviewed regularly and contracts are renegotiated to help maintain cost control. 
 
Credit risk 
 
The Company provides credit to customers, all of whom are reviewed and assigned credit limits before credit is granted. Most wholegoods are financed through a third-party finance company. 
 
Liquidity and cash flow risk 
 
Management accounts are prepared and reviewed monthly, and cash flow is monitored weekly to ensure the Company has sufficient liquid resources to meet its ongoing operating needs. 
 
The Company has a £4,000,000 overdraft facility for day-to-day trading and uses hire purchase agreements and long-term loans to finance capital expenditure. 
 
There is no indication that any of the Company’s existing finance facilities will be withdrawn or prove insufficient for its trading requirements. 

Financial key performance indicators
 
The Company use KPIs to measure monthly and cumulative performance against budget and previous periods. Management reviews the Company's performance by 3 key divisions of Sales (wholegoods, Parts and Service). These are then split by individual depot with comparisons across all geographies. These KPI’s include turnover and gross margin, which can be seen in the Statement of Comprehensive Income.

Engagement with suppliers, customers and other relationships
 
A key non-financial performance indicator is the retention of contracts with key suppliers, particularly John Deere. The Company continues to maintain strong relationships with its principal suppliers and regularly reviews its product range to ensure it has the right agreements in place to meet customers’ needs. 
 
John Deere and other core brands set annual product targets and business metrics, including wholegoods units sold, market share, parts stock turn and customer satisfaction scores. The Company is pleased to report that, through continued support and strong working relationships, it has achieved these targets. 
 Engagement with Employees  
 
A further key non-financial performance indicator is around the Company’s people. Recruiting and retaining the right people is key to the continued success of the business.  
 

- 3 -



 
P. TUCKWELL LIMITED
 


STRATEGIC REPORT (CONTINUED)
FOR THE YEAR ENDED 30 NOVEMBER 2025


The Company uses a range of methods to engage with employees and encourage feedback. It is committed to acting on that feedback and continually reviews training needs and investment in staff development. Remuneration and benefits are also reviewed regularly. 
 
The Company gives full consideration to applications from disabled people where the requirements of the role can be met. Where employees become disabled during their employment, the Company seeks, wherever practicable, to provide continued employment on normal terms and conditions, together with appropriate training, career development and promotion opportunities. 

Directors' statement of compliance with duty to promote the success of the Company
 
The Directors report here on how they have performed their duty under Section 172 of the Companies Act 2006 and sets out a series of matters to which the Directors must have regard in performing their duty to promote the success of the Company for the benefit of its shareholders, which includes having regard to the other stakeholders. The Board of Directors consider that it is crucial that the Company maintains a reputation for the highest standards of business conduct and is responsible for setting, reviewing and upholding the culture, values standards, ethics and reputation of the Company to ensure its obligations to key stakeholders are met. By using the core values of the family business, the Directors seek to maintain and develop strong, stable and profitable partnerships with all its customers, employees and suppliers by providing outstanding innovative services and products. 
 
During the year, the Directors consider that they have at all times acted in a way, and have made decisions that would most likely promote the success of the Company and for the benefit of its members as a whole, and in making those decisions have had particular regard to; 
 
The likely consequences of any decision in the long term; 
 
The interests of the Company’s employees; 
 
The need to foster the Company’s business relationships with suppliers, customers and others; 
 
The impact of the Company’s operations on the community and environment; 
 
The desirability of the Company maintaining a reputation for high standards of business; and 
The need to act fairly between members of the Company.
 
The Board’s engagement with who it regards as its key stakeholder is summarised as follows;
 
Our people: The success of the business includes attracting, retaining and motivating employees. The Company undertakes an annual engagement survey with its employees and ensures feedback is acted upon. Communication is key, and the Company has a range of mechanisms including one to one meetings, department and outlet meetings as well as Company wide virtual events. The Company seeks to work hand in hand with its people, to listen to their feedback and to ensure the Company is an inspiring place to work. 
 
Our customers: The Company continuously assesses the priorities related to customers to enhance and maintain customer relationships for the long term. Delivering an excellent customer experience is essential to the Company's success. The Company regularly engages with all of its customers across a range of touchpoints including formal feedback and demonstration days.
 
Our suppliers: The Company has high levels of regular engagement with all of its suppliers, but particularly its key brand partners like John Deere with whom it has constant dialogue to ensure the Company is representing

- 4 -



 
P. TUCKWELL LIMITED
 


STRATEGIC REPORT (CONTINUED)
FOR THE YEAR ENDED 30 NOVEMBER 2025

their brands to the best of its ability and meeting all requirements and standards. The Company is included in numerous dealer development initiatives and training events.
 
Our shareholders: All of the Company's shareholders work in the business and so are closely engaged with the Group’s day to day operations. 
 
Our community and environment: The Company engages with its local community in a wide variety of ways such as offering a significant number of work experience places to local youngsters and involvement with a number of local charities. It has a range of initiatives and policies to minimise the Company's impact on the environment, including those aimed at reducing energy consumption, travel, and the use of resources


This report was approved by the board and signed on its behalf.



Mr P A Tuckwell
Director

Date: 16 July 2026


- 5 -



 
P. TUCKWELL LIMITED
 

 
DIRECTORS' REPORT
FOR THE YEAR ENDED 30 NOVEMBER 2025

The Directors present their report and the financial statements for the year ended 30 November 2025.

Directors' responsibilities statement

The Directors are responsible for preparing the Strategic Report, the Directors' Report and the financial statements in accordance with applicable law and regulations.
 
Company law requires the Directors to prepare financial statements for each financial year. Under that law the Directors have elected to prepare the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice), including Financial Reporting Standard 102 ‘The Financial Reporting Standard applicable in the UK and Republic of Ireland'. Under company law the Directors must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the Company and of the profit or loss of the Company for that period.

 In preparing these financial statements, the Directors are required to:


select suitable accounting policies for the Company's financial statements and then apply them consistently;

make judgments and accounting estimates that are reasonable and prudent;

state whether applicable UK Accounting Standards have been followed, subject to any material departures disclosed and explained in the financial statements;

prepare the financial statements on the going concern basis unless it is inappropriate to presume that the Company will continue in business.

The Directors are responsible for keeping adequate accounting records that are sufficient to show and explain the Company's transactions and disclose with reasonable accuracy at any time the financial position of the Company and to enable them to ensure that the financial statements comply with the Companies Act 2006They are also responsible for safeguarding the assets of the Company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Principal activities

The principal activities of the Company during the year was those of distributors and dealers in agricultural machinery and agricultural engineers.

Results and dividends

The profit for the year, after taxation, amounted to £938,410 (2024 - loss £168,907).

Interim dividends amounting to £379,125 (2024 - £264,535) were paid during the year. The Directors do not recommend the payment of a final dividend (2024 - £Nil).

Directors

The Directors who served during the year and to the date of this report were:

Mr P A Tuckwell 
Mr J M Tuckwell 


- 6 -



 
P. TUCKWELL LIMITED
 

 
DIRECTORS' REPORT (CONTINUED)
FOR THE YEAR ENDED 30 NOVEMBER 2025

Future developments

The Company also continued to invest for future growth. During the year, construction commenced on a new depot in Baldock, with total investment reaching £1.5 million as at 30 November. This development is expected to enhance our market presence in the region and support growth across both the Agriculture and Turf divisions. There are no other significant future developments planned.

Qualifying third party indemnity provisions

The Company has made qualifying third party indemnity provisions for the benefit of its Directors as part of its professional indemnity insurance policy which was in place throughout the year and remains in place up to the date of this Report.
Under the Company's revised Articles of Association approved by Special Resolution on the 22 September 2022, the Directors are also entitled to be indemnified out of the assets of the Company against all losses as a result of discharging their duties.

Greenhouse gas emissions, energy consumption and energy efficiency action

The Company is committed to managing its environmental impact and is fully aware that by considering the environment in its decision making, it can have a beneficial impact on the Company’s performance. The Company's key environmental impacts are from the transportation of goods, operating its road vehicles for business travel and the Company's sites. For the purpose of this Report the Company is disclosing its Scope 1 & 2 emissions in accordance with Environmental Reporting Guidelines as issued by the Department of Environment, Food & Rural Affairs ("DEFRA") and the Department for Business, Energy & Industrial Strategy ("BEIS”):
                                                                                                                                  
2025                           2024
                                                                                                                                                      
Total Energy Consumption in kwh                                                                        
6,399,355                  6,678,389
Total Energy Consumption in tC02e                                                                     
1,512                         1,572
The energy consumption breakdown (in kwh) is analysed as follows:
Gasoil                                                                                                                      
300,024                      312,626
Transport fuel                                                                                                         
5,391,466                   5,689,297
Electricity                                                                                                                 
707,875                      676,466
Mandatory greenhouse gas emissions report by scope
                                                                                                                Unit              2025                        2024
Scope 1
Energy consumption owned road vehicles and gas consumption          tCO2e         1,388                       1,433
Scope 2
Electricity and gas consumption                                                             tCO2e          74                          75
Total Emissions                                                                                      tCO2e         
1,512                       1,572
Profit/(Loss) for the financial year                                                            £'000          
1,564                        (104)
Intensity Ratio (emissions/profit/loss for the financial year)                                       0.97                        -16.45
 


- 7 -



 
P. TUCKWELL LIMITED
 

 
DIRECTORS' REPORT (CONTINUED)
FOR THE YEAR ENDED 30 NOVEMBER 2025

Basis of preparation
Greenhouse gas emissions are calculated in alignment with records used for the production of these financial statements. The Company has used emission factors from BEIS's "Greenhouse gas reporting: conversion factors 2025" to calculate its scope 1 & 2 emissions. All emissions required under the Companies Act 2006 are included where stated and include Scope 1 (direct emissions from road vehicles owned by the Company) and Scope 2 (indirect emissions from purchased electricity).
 

Measures taken to improve energy efficiency and the environment
As a business, the Company is now conducting more meetings via online platforms in order to save on travel between depots. It also conducts regular Health and Safety meetings, chaired by the Group Compliance Officer to ensure depots are working as efficiently as possible reduce overall emissions and that all Health & Safety requirements are adhered to.   
The company continues its re-investment cycle with installation of LED lighting. The vehicle management policy has resulted in a number of older vehicles being replaced with new, hybrid and electric vehicles ensuring we consider energy consumption and emissions. The Company has installed trackers in our technical vehicles to ensure we minimise mileage where possible.

Matters covered in the Strategic Report

Details of the Company's financial risk management objectives and policies, including its use of financial instruments and the key risks to which it is exposed, and engagement with key stakeholders are included in the Strategic Report.

Disclosure of information to auditor

Each of the persons who are Directors at the time when this Directors' Report is approved has confirmed that:
 
so far as the Director is aware, there is no relevant audit information of which the Company's auditor is unaware, and

the Director has taken all the steps that ought to have been taken as a Director in order to be aware of any relevant audit information and to establish that the Company's auditor is aware of that information.

Post balance sheet events

Group Restructuring
On 22 January 2026, following the financial year-end, the Company underwent a corporate restructuring and became a wholly-owned subsidiary of Tuckwell Holdings Limited, a newly formed group. Ultimate control of the company remains within the Tuckwell family, as the newly formed group continues to be controlled by the Tuckwell family. 
This transaction is considered to be a non-adjusting event as it relates to conditions that arose after the balance sheet date. Accordingly, no adjustments have been made to these financial statements.
The directors do not consider that the transaction has a material impact on the reported financial position or performance of the company at the reporting date.
There have been no other significant events affecting the Company since the year end.


- 8 -



 
P. TUCKWELL LIMITED
 

 
DIRECTORS' REPORT (CONTINUED)
FOR THE YEAR ENDED 30 NOVEMBER 2025

Auditor

The auditor, Sumer Auditco Limitedwill be proposed for reappointment in accordance with section 485 of the Companies Act 2006.

This report was approved by the board and signed on its behalf.
 





Mr P A Tuckwell
Director

Date: 16 July 2026


- 9 -



 
P. TUCKWELL LIMITED
 

 
INDEPENDENT AUDITOR'S REPORT TO THE MEMBERS OF P. TUCKWELL LIMITED

Opinion


We have audited the financial statements of P. Tuckwell Limited (the 'Company') for the year ended 30 November 2025, which comprise the Statement of Comprehensive Income, the Balance Sheet, the Statement of Cash Flows, the Statement of Changes in Equity and the related notes, including a summary of significant accounting policiesThe financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 ‘The Financial Reporting Standard applicable in the UK and Republic of Ireland' (United Kingdom Generally Accepted Accounting Practice).


In our opinion the financial statements:


give a true and fair view of the state of the Company's affairs as at 30 November 2025 and of its profit for the year then ended;
have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and
have been prepared in accordance with the requirements of the Companies Act 2006.


Basis for opinion


We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditor's responsibilities for the audit of the financial statements section of our report. We are independent of the Company in accordance with the ethical requirements that are relevant to our audit of the financial statements in the United Kingdom, including the Financial Reporting Council's Ethical Standard and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.


Conclusions relating to going concern


In auditing the financial statements, we have concluded that the Directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.


Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.


Our responsibilities and the responsibilities of the Directors with respect to going concern are described in the relevant sections of this report.



- 10 -



 
P. TUCKWELL LIMITED
 

 
INDEPENDENT AUDITOR'S REPORT TO THE MEMBERS OF P. TUCKWELL LIMITED (CONTINUED)

Other information


The other information comprises the information included in the Annual Report other than the financial statements and our Auditor's Report thereon. The Directors are responsible for the other information contained within the Annual ReportOur opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon. Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit, or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.


We have nothing to report in this regard.


Opinion on other matters prescribed by the Companies Act 2006
 

In our opinion, based on the work undertaken in the course of the audit:


the information given in the Strategic Report and the Directors' Report for the financial year for which the financial statements are prepared is consistent with the financial statements; and
the Strategic Report and the Directors' Report have been prepared in accordance with applicable legal requirements.


Matters on which we are required to report by exception
 

In the light of the knowledge and understanding of the Company and its environment obtained in the course of the audit, we have not identified material misstatements in the Strategic Report or the Directors' Report.


We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 requires us to report to you if, in our opinion:


adequate accounting records have not been kept, or returns adequate for our audit have not been received from branches not visited by us; or
the financial statements are not in agreement with the accounting records and returns; or
certain disclosures of Directors' remuneration specified by law are not made; or
we have not received all the information and explanations we require for our audit.


Responsibilities of the Directors
 

As explained more fully in the Directors' Responsibilities Statement set out on page 6, the Directors are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the Directors determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.


In preparing the financial statements, the Directors are responsible for assessing the Company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the Directors either intend to liquidate the Company or to cease operations, or have no realistic alternative but to do so.



- 11 -



 
P. TUCKWELL LIMITED
 

 
INDEPENDENT AUDITOR'S REPORT TO THE MEMBERS OF P. TUCKWELL LIMITED (CONTINUED)

Auditor's responsibilities for the audit of the financial statements
 

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an Auditor's Report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.


Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

We identified areas of laws and regulations that could reasonably be expected to have a material effect on the financial statements from our general commercial experience and through discussions and enquiries of the Directors and management. During the engagement team briefing, the outcomes of these discussions were shared with the team, as well as consideration as to where and how fraud may occur in the Company.
The following laws and regulations were identified as being of significance to the Company:
• Those laws and regulations considered to have a direct effect on the financial statements including UK financial reporting standards, UK taxation legislation and UK Company Law; and
• Those laws and regulations considered to have an indirect effect on the financial statements including dealer compliance terms, FCA Regulations, employment law, health and safety legislation and GDPR.
Audit procedures undertaken in response to the potential risks relating to irregularities (which include fraud and non-compliance with laws and regulations) comprised of: enquiries of management and those charged with governance as to whether the Company complies with such regulations; enquiries of management and those charged with governance concerning any actual or potential litigation or claims, inspection of relevant legal documentation, review of Board minutes, testing of journal entries, performance of analytical review to identify any unexpected movements in account balances which may be indicative of fraud.
There are inherent limitations in the audit procedures described above and the further removed non-compliance with laws and regulations is from the events and transactions reflected in the financial statements, the less likely we would become aware of it. Irregularities that result from fraud might be inherently more difficult to detect than irregularities that result from error. As explained above, there is an unavoidable risk that material misstatements may not be detected, even though the audit has been planned and performed in accordance with ISAs (UK).


A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council's website at: www.frc.org.uk/auditorsresponsibilities. This description forms part of our Auditor's Report.



- 12 -



 
P. TUCKWELL LIMITED
 

 
INDEPENDENT AUDITOR'S REPORT TO THE MEMBERS OF P. TUCKWELL LIMITED (CONTINUED)

Use of our report
 

This report is made solely to the Company's members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006Our audit work has been undertaken so that we might state to the Company's members those matters we are required to state to them in an Auditor's Report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the Company and the Company's members, as a body, for our audit work, for this report, or for the opinions we have formed.





John Perry (Senior Statutory Auditor)
  
for and on behalf of
Sumer Auditco Limited
 
Statutory Auditor
  
Fitzroy House
Crown Street
Ipswich
Suffolk
IP1 3LG

16 July 2026

- 13 -



 
P. TUCKWELL LIMITED
 

 
STATEMENT OF COMPREHENSIVE INCOME
FOR THE YEAR ENDED 30 NOVEMBER 2025

2025
2024
Note
£
£

  

Turnover
 4 
119,679,443
124,555,155

Cost of sales
  
(103,099,720)
(110,011,560)

Gross profit
  
16,579,723
14,543,595

Administrative expenses
  
(14,669,730)
(13,574,198)

Other operating income
 5 
69,228
71,199

Operating profit
 6 
1,979,221
1,040,596

Interest receivable and similar income
 10 
275,250
196,736

Interest payable and similar expenses
 11 
(890,618)
(1,293,659)

Profit/(loss) before tax
  
1,363,853
(56,327)

Tax on profit/(loss)
 12 
(425,443)
(112,580)

Profit/(loss) for the financial year
  
938,410
(168,907)

There was no other comprehensive income for 2025 (2024:£NIL).

The notes on pages 21 to 42 form part of these financial statements.


- 14 -



 
P. TUCKWELL LIMITED
REGISTERED NUMBER:01189939


BALANCE SHEET
AS AT 30 NOVEMBER 2025

2025
2024
Note
£
£

Fixed assets
  

Goodwill
 14 
685,410
969,024

Tangible assets
 15 
5,014,819
4,183,522

Investments
 16 
1
1

  
5,700,230
5,152,547

Current assets
  

Stocks
 17 
32,604,463
42,368,922

Debtors: amounts falling due within one year
 18 
14,839,905
16,026,254

Cash at bank and in hand
 19 
385,926
8,832

  
47,830,294
58,404,008

Creditors: amounts falling due within one year
 20 
(31,228,543)
(41,927,373)

Net current assets
  
 
 
16,601,751
 
 
16,476,635

Total assets less current liabilities
  
22,301,981
21,629,182

Creditors: amounts falling due after more than one year
 21 
(4,215,986)
(3,973,573)

Provisions for liabilities
  

Deferred tax
 24 
(481,427)
(610,326)

  
 
 
(481,427)
 
 
(610,326)

Net assets
  
17,604,568
17,045,283


Capital and reserves
  

Called up share capital 
 25 
535
535

Capital redemption reserve
 26 
465
465

Profit and loss account
 26 
17,603,568
17,044,283

  
17,604,568
17,045,283



- 15 -



 
P. TUCKWELL LIMITED
REGISTERED NUMBER:01189939

    
BALANCE SHEET (CONTINUED)
AS AT 30 NOVEMBER 2025

The financial statements were approved and authorised for issue by the board and were signed on its behalf by: 




Mr P A Tuckwell
Director

Date: 16 July 2026

The notes on pages 21 to 42 form part of these financial statements.


- 16 -



 
P. TUCKWELL LIMITED
 


STATEMENT OF CHANGES IN EQUITY
FOR THE YEAR ENDED 30 NOVEMBER 2025


Called up share capital
Capital redemption reserve
Profit and loss account
Total equity

£
£
£
£


At 1 December 2023
535
465
17,477,725
17,478,725


Comprehensive income for the year

Loss for the year
-
-
(168,907)
(168,907)


Distributions to owners

Dividends payable (see note 13)
-
-
(264,535)
(264,535)



At 1 December 2024
535
465
17,044,283
17,045,283


Comprehensive income for the year

Profit for the year
-
-
938,410
938,410


Distributions to owners

Dividends payable (see note 13)
-
-
(379,125)
(379,125)


At 30 November 2025
535
465
17,603,568
17,604,568


The notes on pages 21 to 42 form part of these financial statements.


- 17 -



 
P. TUCKWELL LIMITED
 


STATEMENT OF CASH FLOWS
FOR THE YEAR ENDED 30 NOVEMBER 2025

2025
2024
£
£

Cash flows from operating activities

Profit/(loss) for the financial year
938,410
(168,907)

Adjustments for:

Amortisation of intangible assets
283,614
283,616

Depreciation of tangible assets
1,079,892
1,071,383

Profit on disposal of tangible assets
(176,651)
(173,321)

Interest payable and similar expenses
890,618
1,293,659

Interest receivable and similar income
(275,250)
(196,736)

Taxation charge
425,443
112,580

Decrease in stocks
9,764,459
10,790,487

Decrease in debtors
1,157,098
401,901

(Decrease) in creditors
(6,014,663)
(3,705,163)

Increase/(decrease) in provisions
-
(674,737)

Corporation tax received/(paid)
43,657
(370,192)

Net cash generated from operating activities

8,116,627
8,664,570


Cash flows from investing activities

Purchase of tangible fixed assets
(789,982)
(772,843)

Proceeds from the sale of tangible fixed assets
204,183
226,960

Cash consideration paid for subsidiary undertaking
-
(300,000)

Interest received
275,250
196,736

Finance lease charges
(763,695)
(1,121,432)

Net cash from investing activities

(1,074,244)
(1,770,579)

Cash flows from financing activities

Repayment of bank loan
(38,941)
(30,281)

Repayment of other loan
(107,380)
700,000

Repayment of finance leases
(4,028,014)
(6,305,133)

Dividends paid
(379,125)
(242,535)

Interest paid
(126,923)
(172,227)

Net cash used in financing activities
(4,680,383)
(6,050,176)

Net increase in cash and cash equivalents
2,362,000
843,815

Cash and cash equivalents at beginning of year
(1,976,074)
(2,819,889)

- 18 -



 
P. TUCKWELL LIMITED
 


STATEMENT OF CASH FLOWS (CONTINUED)
FOR THE YEAR ENDED 30 NOVEMBER 2025


2025
2024

£
£


Cash and cash equivalents at the end of year
385,926
(1,976,074)


Cash and cash equivalents at the end of year comprise:

Cash at bank and in hand
385,926
8,832

Bank overdraft
-
(1,984,906)

385,926
(1,976,074)


The notes on pages 21 to 42 form part of these financial statements.


- 19 -



 
P. TUCKWELL LIMITED
 


ANALYSIS OF NET DEBT
FOR THE YEAR ENDED 30 NOVEMBER 2025






At 1 December 2024
Cash flows
New finance leases
Other non-cash changes
At 30 November 2025
£

£

£

£

£

Cash at bank and in hand

8,832

377,094

-

-

385,926

Bank overdrafts

(1,984,906)

1,984,906

-

-

-

Debt due after 1 year

(784,072)

268,947

-

(136,385)

(651,510)

Debt due within 1 year

(1,439,992)

(316,640)

-

136,385

(1,620,247)

Finance leases

(11,620,386)

4,028,014

(1,148,739)

-

(8,741,111)


(15,820,524)
6,342,321
(1,148,739)
-
(10,626,942)

The notes on pages 21 to 42 form part of these financial statements.


- 20 -



 
P. TUCKWELL LIMITED
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 NOVEMBER 2025

1.


General information

P. Tuckwell Limited (the "Company") is a private company limited by shares. It is incorporated and domiciled in England and Wales. The address of its registered office is Shop Street, Worlingworth, Woodbridge, Suffolk IP13 7HU. It operates from various branches throughout the East of England.

2.Accounting policies

 
2.1

Basis of preparation of financial statements

The financial statements have been prepared under the historical cost convention unless otherwise specified within these accounting policies and in accordance with Financial Reporting Standard 102, the Financial Reporting Standard applicable in the UK and the Republic of Ireland and the Companies Act 2006.

The preparation of financial statements in compliance with FRS 102 requires the use of certain critical accounting estimates. It also requires management to exercise judgment in applying the Company's accounting policies (see note 3).

Group accounts have not been prepared as the Company's subsidiary is permitted to be excluded from group accounts by virtue of sections 402 and 405 of the Companies Act 2006 since its exclusion is not material for the purpose of giving a true and fair view. These financial statements therefore present information about the Company as an individual undertaking and not about its group.

 
2.2

Going concern

The Directors have prepared cash flow forecasts covering at least 12 months from the date these financial statements were approved, which also consider the available headroom on the overdraft facility and planned capital expenditure. The Directors are satisfied that with the expectations that current facilities remain in place, that the Company is able to continue to trade and meet its liabilities as they fall due for the foreseeable future, being a period of at least 12 months from the date of approval of these financial statements. Accordingly these financial statements have been prepared on the going concern basis.

 
2.3

Foreign currency translation

Functional and presentation currency

The Company's functional and presentational currency is GBP.

Transactions and balances

Foreign currency transactions are translated into the functional currency using the spot exchange rates at the dates of the transactions.

At each period end foreign currency monetary items are translated using the closing rate. Non-monetary items measured at historical cost are translated using the exchange rate at the date of the transaction and non-monetary items measured at fair value are measured using the exchange rate when fair value was determined.


- 21 -



 
P. TUCKWELL LIMITED
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 NOVEMBER 2025

2.Accounting policies (continued)

 
2.4

Revenue recognition

Turnover is recognised to the extent that it is probable that the economic benefits will flow to the Company and the turnover can be reliably measured. Turnover is measured as the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes.
Turnover from the supply of goods is recognised when the customer has assumed most of the risks and rewards of ownership which is when the goods are available for delivery to the customer or collection from the depot by the customer.
Turnover from the supply of services is recognised to the extent of the expenses recognised that it is probable that it will be recovered.

 
2.5

Operating leases: the Company as lessee

Rentals paid under operating leases are charged to profit or loss on a straight-line basis over the lease term.

 
2.6

Leased assets: the Company as lessee

Assets obtained under hire purchase contracts and finance leases are capitalised as tangible fixed assets. Assets acquired by finance lease are depreciated over the shorter of the lease term and their useful lives. Assets acquired by hire purchase are depreciated over their useful lives. Finance leases are those where substantially all of the benefits and risks of ownership are assumed by the company. Obligations under such agreements are included in creditors net of the finance charge allocated to future periods. The finance element of the rental payment is charged to profit or loss so as to produce a constant periodic rate of charge on the net obligation outstanding in each period.

 
2.7

Government grants

Grants are accounted under the accruals model as permitted by FRS 102. Grants of a revenue nature are recognised in the Statement of Comprehensive Income in the same period as the related expenditure.

 
2.8

Interest income

Interest income is recognised in profit or loss using the effective interest method.

 
2.9

Finance costs

Finance costs are charged to profit or loss over the term of the debt using the effective interest method so that the amount charged is at a constant rate on the carrying amount. Issue costs are initially recognised as a reduction in the proceeds of the associated capital instrument.

 
2.10

Borrowing costs

All borrowing costs are recognised in profit or loss in the year in which they are incurred.


- 22 -



 
P. TUCKWELL LIMITED
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 NOVEMBER 2025

2.Accounting policies (continued)

 
2.11

Pensions

Defined contribution pension plan

The Company operates a defined contribution plan for its employees. A defined contribution plan is a pension plan under which the Company pays fixed contributions into a separate entity. Once the contributions have been paid the Company has no further payment obligations.

The contributions are recognised as an expense in profit or loss when they fall due. Amounts not paid are shown in accruals as a liability in the Balance Sheet. The assets of the plan are held separately from the Company in independently administered funds.

 
2.12

Current and deferred taxation

The tax expense for the year comprises current and deferred tax. Tax is recognised in profit or loss except that a charge attributable to an item of income and expense recognised as other comprehensive income or to an item recognised directly in equity is also recognised in other comprehensive income or directly in equity respectively.

The current income tax charge is calculated on the basis of tax rates and laws that have been enacted or substantively enacted by the balance sheet date in the countries where the Company operates and generates income.

Deferred tax balances are recognised in respect of all timing differences that have originated but not reversed by the balance sheet date, except that:
The recognition of deferred tax assets is limited to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits; and
Any deferred tax balances are reversed if and when all conditions for retaining associated tax allowances have been met.

Deferred tax balances are not recognised in respect of permanent differences except in respect of business combinations, when deferred tax is recognised on the differences between the fair values of assets acquired and the future tax deductions available for them and the differences between the fair values of liabilities acquired and the amount that will be assessed for tax. Deferred tax is determined using tax rates and laws that have been enacted or substantively enacted by the balance sheet date.


 
2.13

Intangible assets

Goodwill represents the difference between amounts paid on the cost of a business combination and the acquirer’s interest in the fair value of the Company's share of its identifiable assets and liabilities of the acquiree at the date of acquisition. Subsequent to initial recognition, goodwill is measured at cost less accumulated amortisation and accumulated impairment losses. Goodwill is amortised on a straight line basis to the Statement of Comprehensive Income over its useful economic life of seven years.


- 23 -



 
P. TUCKWELL LIMITED
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 NOVEMBER 2025

2.Accounting policies (continued)

 
2.14

Tangible fixed assets

Tangible fixed assets under the cost model are stated at historical cost less accumulated depreciation and any accumulated impairment losses. Historical cost includes expenditure that is directly attributable to bringing the asset to the location and condition necessary for it to be capable of operating in the manner intended by management.

At each reporting date the Company assesses whether there is any indication of impairment. If such indication exists, the recoverable amount of the asset is determined which is the higher of its fair value less costs to sell and its value in use. An impairment loss is recognised where the carrying amount exceeds the recoverable amount.

Land is not depreciated. Depreciation on other assets is charged so as to allocate the cost of assets less their residual value over their estimated useful lives, using the straight-line method.

Depreciation is provided on the following basis:

Freehold property
-
2%
Plant and machinery
-
10% to 50%
Motor vehicles
-
20%
Fixtures and fittings
-
20% to 50%

The assets' residual values, useful lives and depreciation methods are reviewed, and adjusted prospectively if appropriate, or if there is an indication of a significant change since the last reporting date.

Gains and losses on disposals are determined by comparing the proceeds with the carrying amount and are recognised in profit or loss.

 
2.15

Investment

The investment in the subsidiary undertaking is measured at cost less accumulated impairment charges.

 
2.16

Stocks

Stocks are stated at the lower of cost and net realisable value, being the estimated selling price less costs to complete and sell. Cost is based on the cost of purchase on a first in, first out basis. Finished goods include labour and attributable overheads.

At each balance sheet date, stocks are assessed for impairment. If stock is impaired, the carrying amount is reduced to its selling price less costs to complete and sell. The impairment loss is recognised immediately in profit or loss.

 
2.17

Debtors

Short-term debtors are measured at transaction price, less any impairment. Loans receivable are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method, less any impairment.


- 24 -



 
P. TUCKWELL LIMITED
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 NOVEMBER 2025

2.Accounting policies (continued)

 
2.18

Cash and cash equivalents

Cash is represented by cash in hand and deposits with financial institutions repayable without penalty on notice of not more than 24 hours. Cash equivalents are highly liquid investments that mature in no more than three months from the date of acquisition and that are readily convertible to known amounts of cash with insignificant risk of change in value.

In the Statement of Cash Flows, cash and cash equivalents are shown net of bank overdrafts that are repayable on demand and form an integral part of the Company's cash management.

 
2.19

Creditors

Short-term creditors are measured at the transaction price. Other financial liabilities, including bank loans, are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method.

 
2.20

Financial instruments

The Company has elected to apply the provisions of Section 11 “Basic Financial Instruments” of FRS 102 to all of its financial instruments.

Financial instruments are recognised in the Company's Balance Sheet when the Company becomes party to the contractual provisions of the instrument.

Financial assets and liabilities are offset, with the net amounts presented in the financial statements, when there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.

Basic financial assets

Basic financial assets, which include trade and other debtors, cash and bank balances, are initially measured at their transaction price (adjusted for transaction costs except in the initial measurement of financial assets that are subsequently measured at fair value through profit and loss) and are subsequently carried at their amortised cost using the effective interest method, less any provision for impairment, unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest.

Discounting is omitted where the effect of discounting is immaterial. The Company's cash and cash equivalents, trade and most other debtors due with the operating cycle fall into this category of financial instruments.

Impairment of financial assets

At the end of each reporting period financial assets measured at amortised cost are assessed for objective evidence of impairment. If an asset is impaired the impairment loss is the difference between the carrying amount and the present value of the estimated cash flows discounted at the asset’s original effective interest rate. The impairment loss is recognised in profit or loss. 

Financial assets are impaired when events, subsequent to their initial recognition, indicate the estimated future cash flows derived from the financial asset(s) have been adversely impacted. The impairment loss will be the difference between the current carrying amount and the present value of

- 25 -



 
P. TUCKWELL LIMITED
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 NOVEMBER 2025

2.Accounting policies (continued)


2.20
Financial instruments (continued)

the future cash flows at the asset(s) original effective interest rate.

If there is a favourable change in relation to the events surrounding the impairment loss then the impairment can be reviewed for possible reversal. The reversal will not cause the current carrying amount to exceed the original carrying amount had the impairment not been recognised. The impairment reversal is recognised in the profit or loss.

Basic financial liabilities

Financial liabilities and equity instruments are classified according to the substance of the contractual arrangements entered into. An equity instrument is any contract that evidences a residual interest in the assets of the Company after the deduction of all its liabilities.

Basic financial liabilities, which include trade and other creditors, bank loans and other loans are initially measured at their transaction price (adjusting for transaction costs except in the initial measurement of financial liabilities that are subsequently measured at fair value through profit and loss). When this constitutes a financing transaction, whereby the debt instrument is measured at the present value of the future payments discounted at a market rate of interest, discounting is omitted where the effect of discounting is immaterial.

Debt instruments are subsequently carried at their amortised cost using the effective interest rate method.

Trade creditors are obligations to pay for goods and services that have been acquired in the ordinary course of business from suppliers. Trade creditors are classified as current liabilities if the payment is due within one year. If not, they represent non-current liabilities. Trade creditors are initially recognised at their transaction price and subsequently are measured at amortised cost using the effective interest method. Discounting is omitted where the effect of discounting is immaterial.

Derecognition of financial assets

Financial assets are derecognised when their contractual right to future cash flow expire, or are settled, or when the Company transfers the asset and substantially all the risks and rewards of ownership to another party. If significant risks and rewards of ownership are retained after the transfer to another party, then the Company will continue to recognise the value of the portion of the risks and rewards retained.

Derecognition of financial liabilities

Financial liabilities are derecognised when the Company's contractual obligations expire or are discharged or cancelled.

 
2.21

Dividends

Equity dividends are recognised when they become legally payable. Interim equity dividends are recognised when paid. Final equity dividends are recognised when approved by the shareholders at an annual general meeting.


- 26 -



 
P. TUCKWELL LIMITED
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 NOVEMBER 2025

3.


Judgments in applying accounting policies and key sources of estimation uncertainty

The preparation of the financial statements requires management to make judgments, estimates and assumptions that affect the amounts reported for assets and liabilities as at the balance sheet date, and the amounts reported for income and expenditure during the year. However, the nature of estimation means that actual outcomes could differ from those estimates. The key assumptions concerning the future and other key sources of estimation uncertainty at the reporting date that have a risk of causing a material adjustment to the carrying amount of assets and liabilities within the next financial year are mentioned below:
Useful economic lives of property, plant and equipment
The annual depreciation charge for property, plant and equipment is sensitive to changes in the useful economic lives and residual values of assets. The economic lives and residual values are re-assessed annually. They are revised when necessary to reflect current estimates, based on recoverability and expected economic utilisation of the asset.
Useful economic life of goodwill
The annual amortisation charge for goodwill is sensitive to changes in the useful economic life of the asset. The goodwill is currently being amortised on a straight-line basis of 7 years from the date of acquisition, being the Directors' estimate of the useful economic life of the business acquired. This economic life is re-assessed annually and revised when necessary to reflect current estimates, based on recoverability and expected future economic inflows to the Company.
Machinery available for hire
The Company's machinery which is available for hire has been recognised as stock rather than tangible fixed assets on the basis that it is also available for sale. The machines are assessed for impairment at each reporting date and impairment losses are recognised if their carrying amounts exceed their recoverable amounts. The recoverable amounts of the machines are determined as the lower of their selling prices less costs to sell and their value in use i.e. the future net hire income. Consequently, the carrying value of the machines are the same as they would be if they were recognised as tangible fixed assets. At the year end the carrying value of the stock related to items which were available for hire was £2,330,673 (2024 - £3,610,261).
Valuation of stocks
Stock is held at the lower of cost and net realisable value. The Directors review the net realisable value of wholegoods at each reporting date, and make provisions where they consider this to be lower than cost or where there is slow moving and obsolete stock. At the year end this provision amounted to £6,610,918 on a gross cost of £34,036,796 (2024 - £7,993,276 on a gross cost of £43,961,224).
The Directors also review the net realisable value of parts stock at each reporting date, and making provisions where they consider this to be lower than cost or where there is slow moving and obsolete stock. At the year end this provision amounted to £1,655,940 on a gross cost of £6,625,105 (2024 - £1,574,560 on a gross cost of £7,591,479).
Recoverability of trade debtors
A provision for bad debts is made where it is identified that a trade debtor may not be recoverable in full by the Company. The bad debt provision is made on a specific basis against customer balances where they are not considered recoverable based upon payment history and aging profile.
Buy back provision
The Company enters into agreements with independent finance houses to cover a percentage of final value on customer machinery.   For these agreements, the company would receive the corresponding asset which is then subsequently sold. No provision is included for these buybacks as the profit and loss

- 27 -



 
P. TUCKWELL LIMITED
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 NOVEMBER 2025

3.Judgments in applying accounting policies (continued)

impact would be negligible. Details of the amounts are included in note 30.


4.


Turnover

An analysis of turnover by class of business is as follows:


2025
2024
£
£

Supply of agricultural machinery and equipment
109,539,709
115,087,477

Supply of servicing and maintenance contracts
10,139,734
9,467,678

119,679,443
124,555,155


Analysis of turnover by country of destination:

2025
2024
£
£

United Kingdom
116,328,141
122,780,313

Rest of Europe
2,806,441
1,634,278

Rest of the World
544,861
140,564

119,679,443
124,555,155



5.


Other operating income

2025
2024
£
£

Finance commissions receivable
46,623
53,819

Rents receivable
17,105
13,880

Government grants receivable
5,500
3,500

69,228
71,199


The government grants receivable in the year includes £5,500 (2024 - 3,500) in respect of Apprentice Incentives.


- 28 -



 
P. TUCKWELL LIMITED
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 NOVEMBER 2025

6.


Operating profit

The operating profit is stated after charging:

2025
2024
£
£

Depreciation of tangible fixed assets
1,079,892
1,071,383

Amortisation of Goodwill
283,614
283,616

Other operating lease rentals
1,074,663
811,491

(Profit) on disposal of tangible fixed assets
(176,651)
(173,231)


7.


Auditor's remuneration

During the year, the Company obtained the following services from the Company's auditor and its associates:


2025
2024
£
£

Fees payable to the Company's auditor for the audit of the Company's financial statements
21,600
20,000

Fees payable to the Company's auditor in respect of:

Preparation of the financial statements
3,240
3,000

Taxation services
2,900
2,700

Company secretarial services
-
805


- 29 -



 
P. TUCKWELL LIMITED
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 NOVEMBER 2025

8.


Employees

Staff costs, including Directors' remuneration, were as follows:


2025
2024
£
£

Wages and salaries
10,948,548
10,566,357

Social security costs
1,151,697
1,054,667

Cost of defined contribution scheme
279,173
298,133

12,379,418
11,919,157


The average monthly number of employees, including the Directors, during the year was as follows:


        2025
        2024
            No.
            No.







Number of sales and maintenance staff
251
267



Number of office and management staff
25
26

276
293


9.


Directors' remuneration

2025
2024
£
£

Directors' emoluments
130,000
129,991


No retirement benefits were accruing to any of the Directors in respect of the defined contribution pension
scheme in either the current or prior year.
During the year key management personnel received remuneration amounting to £703,855 (2024 - £672,510).


10.


Interest receivable and similar income

2025
2024
£
£


Other interest receivable
275,250
196,736


- 30 -



 
P. TUCKWELL LIMITED
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 NOVEMBER 2025

11.


Interest payable and similar expenses

2025
2024
£
£


Bank interest payable
126,923
132,569

Bank loan interest payable
-
24,744

Other interest payable
-
14,914

Finance leases and hire purchase contracts
763,695
1,121,432

890,618
1,293,659


12.


Taxation


2025
2024
£
£

Corporation tax


Current tax on profits for the year
566,479
-

Adjustments in respect of previous periods
(12,137)
(19,570)

554,342
(19,570)


Deferred tax


Origination and reversal of timing differences
(128,899)
132,150

Total deferred tax
(128,899)
132,150


425,443
112,580

- 31 -



 
P. TUCKWELL LIMITED
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 NOVEMBER 2025
 
12.Taxation (continued)


Factors affecting tax charge for the year

The tax assessed for the year is higher than (2024 - higher than) the standard rate of corporation tax in the UK of 25% (2024 - 25%). The differences are explained below:

2025
2024
£
£


Profit/(loss) on ordinary activities before tax
1,363,853
(56,327)


Profit/(loss) on ordinary activities multiplied by standard rate of corporation tax in the UK of 25% (2024 - 25%)
340,963
(14,082)

Effects of:


Expenses not deductible for tax purposes
96,617
113,962

Adjustments to tax charge in respect of prior years
(12,137)
(19,571)

Group relief
-
32,271

Total tax charge for the year
425,443
112,580


Factors that may affect future tax charges

There were no factors that may affect future tax charges.




13.


Dividends

2025
2024
£
£


Interim dividends payable
379,125
264,535


- 32 -



 
P. TUCKWELL LIMITED
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 NOVEMBER 2025

14.


Intangible assets




Goodwill

£



Cost


At 1 December 2024
1,985,317



At 30 November 2025

1,985,317



Amortisation


At 1 December 2024
1,016,293


Charge for the year 
283,614



At 30 November 2025

1,299,907



Net book value



At 30 November 2025
685,410



At 30 November 2024
969,024


The goodwill relates to the transfer of the trade and assets of Burden Bros Agri Limited, subsidiary undertaking, to the Company in May 2021 at fair value. The goodwill is being amortised on a straight-line basis of 7 years from the date of transfer, being the Directors' estimate of the useful economic life of the business transferred. The amortisation charge is recognised within administrative expenses.



- 33 -



 
P. TUCKWELL LIMITED
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 NOVEMBER 2025

15.


Tangible fixed assets





Freehold land and property
Plant and machinery
Motor vehicles
Fixtures and fittings
Assets under construction
Total

£
£
£
£
£
£



Cost or valuation


At 1 December 2024
1,888,489
1,064,340
4,864,884
380,414
321,626
8,519,753


Additions
-
137,849
526,472
125,581
1,186,771
1,976,673


Disposals
-
(8,598)
(662,504)
-
-
(671,102)



At 30 November 2025

1,888,489
1,193,591
4,728,852
505,995
1,508,397
9,825,324



Depreciation


At 1 December 2024
951,350
774,089
2,370,581
240,211
-
4,336,231


Charge for the year 
35,825
125,356
857,328
61,383
-
1,079,892


Disposals
-
(8,564)
(597,054)
-
-
(605,618)



At 30 November 2025

987,175
890,881
2,630,855
301,594
-
4,810,505



Net book value



At 30 November 2025
901,314
302,710
2,097,997
204,401
1,508,397
5,014,819



At 30 November 2024
937,139
290,251
2,494,303
140,203
321,626
4,183,522

Included within freehold land and property is land amounting to £35,263 (2024 - £35,263) which is not depreciated.

The net book value of assets held under finance leases or hire purchase contracts, included above, are as follows:


2025
2024
£
£



Motor vehicles
1,938,812
2,191,142


- 34 -



 
P. TUCKWELL LIMITED
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 NOVEMBER 2025

16.


Fixed asset investments





Investment in subsidiary

£



Cost or valuation


At 1 December 2024
1



At 30 November 2025
1





Subsidiary undertaking


The following was a subsidiary undertaking of the Company:

Name

Registered office

Class of shares

Holding

Burden Bros Agri Limited
Shop Street Shop Street, Worlingworth, Woodbridge, Suffolk, IP13 7HU
Ordinary
100%

The aggregate of the share capital and reserves as at 30 November 2025 and the profit or loss for the year ended on that date for the subsidiary undertaking was as follows:

Name
Profit/(Loss)

Burden Bros Agri Limited
1

Burden Bros Agri Limited has been dormant throughout the year.


17.


Stocks

2025
2024
£
£

Finished goods and goods for resale
32,604,463
42,368,922


The carrying value of items held under finance leases or hire purchase contracts was £3,141,097 (2024 - £7,702,108).
The carrying value of stocks are stated net of impairment losses amounting to £8,266,858 (2024 - £9,567,836). Impairment gains amounting to £1,300,978 (2024 - £2,150,943 (losses)) were recognised in the Statement of Comprehensive Income in the year.


- 35 -



 
P. TUCKWELL LIMITED
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 NOVEMBER 2025

18.


Debtors

2025
2024
£
£


Trade debtors
8,255,225
8,929,696

Other debtors
4,228,618
3,656,868

Prepayments and accrued income
2,356,062
3,439,690

14,839,905
16,026,254


Also included within other debtors is £4,203,103 (2024 - £3,552,158) owed to the Company by a company under common control (see note 31). This amount is interest free and repayable on demand.


19.


Cash and cash equivalents

2025
2024
£
£

Cash at bank and in hand
385,926
8,832

Less: bank overdraft
-
(1,984,906)

385,926
(1,976,074)



- 36 -



 
P. TUCKWELL LIMITED
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 NOVEMBER 2025

20.


Creditors: Amounts falling due within one year

2025
2024
£
£

Bank overdraft (note 19)
-
1,984,906

Bank loan (see note 22)
43,107
42,764

Other loans (see note 22)
273,278
287,380

Obligations under finance lease and hire purchase contracts
5,176,635
8,430,885

Trade creditors
17,684,279
22,993,772

Amounts owed to subsidiary undertaking
1
1

Corporation tax payable
568,748
-

Other taxation and social security
1,442,981
1,340,433

Other creditors
1,357,660
1,276,507

Accruals and deferred income
4,681,854
5,570,725

31,228,543
41,927,373


The bank overdraft and bank loan are secured by a fixed and floating charges over the Company's assets.
Included within trade creditors is £13,894,243 (2024 - £17,429,622) owed by the Company to John Deere Limited which are secured by a floating charge over the Company's assets, subject to a maximum value of £500,000 plus costs of enforcing.
Included within other creditors is £1,303,862 (2024 - £1,109,848) owed by the Company to Directors (see note 31).
Amounts owed to subsidiary undertaking are interest free and repayable on demand.


21.


Creditors: Amounts falling due after more than one year

2025
2024
£
£

Bank loan (see note 22)
332,168
371,452

Other loans (see note 22)
319,342
412,620

Net obligations under finance leases and hire purchase contracts
3,564,476
3,189,501

4,215,986
3,973,573


The bank loan is secured by fixed and floating charges over the Company's assets, is repayable by instalments and bears interest at the Bank of England base rate plus 0.7% per annum.


- 37 -



 
P. TUCKWELL LIMITED
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 NOVEMBER 2025

22.


Loans


Analysis of the maturity of loans is given below:


2025
2024
£
£

Amounts falling due within one year

Bank loans
43,107
42,764

Other loans
273,278
287,380

Amounts falling due 1-2 years

Bank loans
43,452
43,107

Other loans
99,575
93,278

Amounts falling due 2-5 years

Bank loans
132,452
131,399

Other loans
219,767
319,342


352,219
450,741

Amounts falling due after more than 5 years

Bank loans
156,264
196,946

967,895
1,114,216



23.


Hire purchase and finance leases


Minimum lease payments under hire purchase fall due as follows:

2025
2024
£
£


Within one year
5,043,764
8,430,885

Between 1-5 years
3,664,937
3,189,501

8,708,701
11,620,386


- 38 -



 
P. TUCKWELL LIMITED
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 NOVEMBER 2025

24.


Deferred taxation




2025


£






At beginning of year
(610,326)


Charge to profit or loss
128,899



At end of year
(481,427)

The provision for deferred taxation is made up as follows:

2025
2024
£
£


Accelerated capital allowances
494,893
621,753

Other short term timing differences
(13,466)
(11,427)

481,427
610,326


25.


Share capital

2025
2024
£
£
Allotted, called up and fully paid



302 (2024 - 302) Ordinary A shares of £1.00 each
302
302
168 (2024 - 168) Ordinary B shares of £1.00 each
168
168
30 (2024 - 30) Ordinary C shares of £1.00 each
30
30
35 (2024 - 35) Ordinary D shares of £1.00 each
35
35

535

535

All of the shares rank equally in all respects except for dividends which may be paid on one or more classes to the exclusion of others or in differing amounts.



- 39 -



 
P. TUCKWELL LIMITED
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 NOVEMBER 2025

26.


Reserves

Capital redemption reserve

The Capital Redemption reserve represents the nominal value of the Company's shares purchased. The reserve is non-distributable.

Profit and loss account

The Profit and Loss Account reserve represents the accumulated profits and losses, less dividends paid. The reserve in the Company is available for distribution to the Shareholders.


27.


Contingent liabilities

The Company has a cross guarantee in place with a related party, LE Tuckwell Limited. As at 30 September 2025 the net amount owed under the agreement was £4,203,103 (2024- £3,443,849)


28.


Pension commitments

The Company operates a defined contribution pension scheme. The assets of the scheme are held separately from those of the Company in independently administered funds. The pension cost charge represents contributions payable by the Company to the fund and amounted to £279,173 (2024 - £298,133). Contributions amounting to £53,798 (2024 - £56,784) were payable to the funds at the year end and are included within other creditors.


29.


Commitments under operating leases

At 30 November 2025 the Company had future minimum lease payments due under non-cancellable operating leases for each of the following periods:

2025
2024
£
£


Not later than 1 year
436,871
546,670

Later than 1 year and not later than 5 years
1,015,411
891,447

After 5 years
46,500
146,500

1,498,782
1,584,617


30.Other financial commitments

The Company has entered into agreements with independent finance houses that provide operating leases to customers. These contracts expire between December 2025 and December 2029 and at expiry the company is committed to cover a percentage of the final value. These items are brought back into stock at their full anticipated residual value. As at year end, the total residual value of the stock is £7,877,269 (2024 - £8,344,449) of which the Company is committed to £653,901 (2024 - £1,733,490).


- 40 -



 
P. TUCKWELL LIMITED
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 NOVEMBER 2025

31.


Related party transactions

The Company has taken advantage of the exemption available under FRS 102 from disclosing transactions with its wholly owned subsidiary.
Transactions with related parties
During the year the Company made sales of goods amounting to £251,296 (2024 - £667,301), sales of services amounting to £27,987 (2024 - £84,928) and purchases amounting to £390,000 (2024 - £340,500) to a company under common control. In addition, during the year the Company also made purchases of goods amounting to £125,605 (2024 - £103,569), purchases of services of £710,930 (2024 - £893,411), paid rent amounting to £96,000 (2024 - £96,000) and paid management charges amounting to £74,160 (2024 - £32,400) to the related party. Furthermore the Company received interest amounting to £293,059 (2024 - £186,236). At 30 November 2025 the Company was owed £4,203,103 (2024 - £3,552,158) from this company.
The Company has also entered into a cross company guarantee with this company covering the bank borrowings provided by Barclays Bank Plc. At the year end the related party had borrowings amounting to £1,016,886 (2024 - £1,178,530).
During the year the Company made purchases of services amounting to £20,400 (2024 - £21,000) from a company controlled by a close family member of a Director.
During the year the Company made sales of goods amounting to £9,147 (2024 - £3,147) and purchase of services of £43,539 (2024 - £43,412) from companies that are controlled from members of Key management personnel.
During the year the Company made sales of goods amounting to £321,396 (2024 - £960,927) and sales of services amounting to £8,273 (2024 - £21,220) to an entity of which Mr P A Tuckwell has significant influence. At 30 November 2025 the Company was owed £11,880 (2024 - £7,200) from this entity. 
Transactions with Directors and their close family
At the year end the Company owed Mr J M Tuckwell £1,185,121 (2024 - £1,045,850) in respect of his Director's loan account. This loan is unsecured, interest free and repayable on demand and is included within other creditors.
At the year end the Company owed Mr P A Tuckwell £118,741 (2024 - £63,998) in respect of his Director's loan account. No amount was owed to the Company during the year (the maximum balance owed to the Company during 2024 was £37,306). This loan is unsecured, interest free and repayable on demand and is included within other creditors.
During the year the Company declared dividends to the Directors amounting to £259,250 (2024 - £121,410), to a family trust amounting to £Nil (2024 - £83,125) and to close family members of the Directors amounting to £Nil (2024 - £60,000).
At the year end the Company owed the Directors pension scheme controlled by the Directors £412,620 (2024 - £500,000). During the year interest accrued on the loan amounting to £1,259 (2024 - £1,525). The loan is secured against property owned by a company under common control.
At the year end the Company owed a close family member of one of the Directors £180,000 (2024 - £200,000). During the year interest accrued on the loan amounting to £1,956 (2024 - £1,956).


- 41 -



 
P. TUCKWELL LIMITED
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 30 NOVEMBER 2025

32.


Post balance sheet events

Group Restructuring
On 22 January 2026, following the financial year-end, the Company underwent a corporate restructuring and became a wholly-owned subsidiary of Tuckwell Holdings Limited, a newly formed group. Ultimate control of the company remains within the Tuckwell family, as the newly formed group continues to be controlled by the Tuckwell family. 
This transaction is considered to be a non-adjusting event as it relates to conditions that arose after the balance sheet date. Accordingly, no adjustments have been made to these financial statements.
The directors do not consider that the transaction has a material impact on the reported financial position or performance of the company at the reporting date.
There have been no other significant events affecting the Company since the year end.


33.


Controlling party

In the opinion of the Directors, the ultimate controlling party is Mr P A Tuckwell due to his majority shareholding in the Company.

 

- 42 -