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Registration number: 02531239 (England & Wales)



Lifemarque Limited

Annual Report and Financial Statements

for the Year Ended 31 October 2025

 

Lifemarque Limited

Contents

Balance Sheet

1

Notes to the Financial Statements

2 to 9

 

Lifemarque Limited

(Registration number: 02531239 (England & Wales))
Balance Sheet as at 31 October 2025

Note

2025
£

2024
£

Fixed assets

 

Intangible assets

4

303,127

171,721

Tangible assets

5

887,536

928,438

Investments

6

100

-

 

1,190,763

1,100,159

Current assets

 

Stocks

7

3,455,801

3,688,814

Debtors

8

1,974,840

1,644,166

Cash and short-term deposits

 

63,697

26,199

 

5,494,338

5,359,179

Creditors: Amounts falling due within one year

9

(1,562,468)

(1,377,404)

Net current assets

 

3,931,870

3,981,775

Total assets less current liabilities

 

5,122,633

5,081,934

Creditors: Amounts falling due after more than one year

9

-

(32,317)

Deferred tax liabilities

(89,176)

(74,450)

Net assets

 

5,033,457

4,975,167

Capital and reserves

 

Called up share capital

88

88

Capital redemption reserve

12

12

Retained earnings

5,033,357

4,975,067

Shareholders' funds

 

5,033,457

4,975,167

These financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies regime and FRS 102 ‘The Financial Reporting Standard Applicable in the UK and Republic of Ireland’.

These financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime. As permitted by section 444 (5A) of the Companies Act 2006, the directors have not delivered to the registrar a copy of the Profit and Loss Account.

Approved and authorised by the Board on 22 July 2026 and signed on its behalf by:
 


N J Butler
Company secretary and director

 

Lifemarque Limited

Notes to the Financial Statements for the Year Ended 31 October 2025

 

1

General information

The company is a private company limited by share capital, incorporated in the United Kingdom.

The address of its registered office is:
Units 1 & 8 Bacchus House
Calleva Park
Aldermaston
Reading
RG7 8EN

 

2

Accounting policies

Summary of significant accounting policies and key accounting estimates

The principal accounting policies applied in the preparation of these financial statements are set out below. These policies have been consistently applied to all the years presented, unless otherwise stated.

Statement of compliance

These financial statements have been prepared in accordance with Financial Reporting Standard 102 Section 1A smaller entities - 'The Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland' and the Companies Act 2006 (as applicable to companies subject to the small companies' regime).

Basis of preparation

These financial statements have been prepared using the historical cost convention except for, where disclosed in these accounting policies, certain items that are shown at fair value.

The presentational currency of the financial statements is Pounds Sterling, being the functional currency of the primary economic environment in which the company operates. Monetary amounts in these financial statements are rounded to the nearest Pound.

Going concern

After reviewing the Company's forecasts and projections, the Directors have a reasonable expectation that the Company has adequate resources to continue in operational existence for the foreseeable future. The Company therefore continues to adopt the going concern basis in preparing its financial statements.

Judgements & estimation uncertainty

In the application of the Company’s accounting policies, the directors are required to make judgements, estimates and assumptions about the carrying amounts of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors hat are considered to be relevant. Actual results may differ from these estimates.

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised if the revision affects only that period, or in the period of the revision and future periods if the revision affects both current and future periods.

Revenue recognition

Turnover comprises the fair value of the consideration received or receivable for the sale of goods in the ordinary course of the company’s activities. Turnover is shown net of sales/value added tax, returns, rebates and discounts and after eliminating sales within the company.

The company recognises revenue when:
The amount of revenue can be reliably measured;
it is probable that future economic benefits will flow to the entity;
and specific criteria have been met for each of the company's activities.

Foreign currency transactions and balances

Monetary assets and liabilities denominated in foreign currencies are translated into sterling at the rates of
exchange ruling at the balance sheet date. Transactions in foreign currencies are recorded at the rate ruling at the date of the transaction. All differences are taken to profit and loss account.

 

Lifemarque Limited

Notes to the Financial Statements for the Year Ended 31 October 2025

Tax

The tax expense for the period comprises current and deferred tax. Tax is recognised in the profit and loss account, except that a charge attributable to an item of income or expense recognised as other comprehensive income is also recognised directly in other comprehensive income.

The current tax charge is calculated on the basis of tax rates and laws that have been enacted or substantively enacted by the reporting date in the countries where the company operates and generates taxable income.

Deferred tax is recognised on temporary differences arising between the tax bases of assets and liabilities and their carrying amounts in the financial statements and on unused tax losses or tax credits in the company. Deferred tax is determined using tax rates and laws that have been enacted or substantively enacted by the reporting date.

The carrying amount of deferred tax assets are reviewed at each reporting date and a valuation allowance is set up against deferred tax assets so that the net carrying amount equals the highest amount that is more likely than not to be recovered based on current or future taxable profit.

Intangible assets

Trademarks, patents and licences and customer-related intangible assets acquired in a business combination are recognised at fair value at the acquisition date.

Trademarks, patents and licences and customer-related intangible assets have a finite useful life and are carried at cost less accumulated amortisation and any accumulated impairment losses.

Amortisation

Amortisation is provided on intangible assets so as to write off the cost, less any estimated residual value, over their useful life as follows:

Asset class

Amortisation method and rate

Patents, trademarks and product development

20% straight line

Website and Software

20% straight line

Tangible assets

Tangible assets are stated in the statement of financial position at cost, less any subsequent accumulated depreciation and subsequent accumulated impairment losses.

The cost of tangible assets includes directly attributable incremental costs incurred in their acquisition and installation.

Depreciation

Depreciation is calculated to write off the cost less estimated residual value of all tangible fixed assets other than
leasehold property with more than 50 years unexpired term over their estimated useful lives at the following rates:

Asset class

Depreciation method and rate

Long term leasehold land and buildings

Nil

Furniture, fittings and equipment

20% straight line

Motor vehicles

20% straight line

No depreciation is provided on leasehold properties with more than 50 years unexpired terms as it is the company's policy to maintain these assets so that they keep their previously assessed standard of performance. As the useful economic lives of these assets are of such length and the residual values are such that they are not materially different form the carrying amount any depreciation would not be material.

Investments

Investments in equity shares which are not publicly traded and where fair value cannot be measured reliably are measured at cost less impairment.

Cash and cash equivalents

Cash and cash equivalents comprise cash on hand and call deposits, and other short-term highly liquid investments that are readily convertible to a known amount of cash and are subject to an insignificant risk of change in value.

 

Lifemarque Limited

Notes to the Financial Statements for the Year Ended 31 October 2025

Trade debtors

Trade debtors are amounts due from customers for merchandise sold in the ordinary course of business.

Trade debtors are recognised initially at the transaction price. All trade debtors are repayable within one year and hence are included at the undiscounted cost of cash expected to be received. A provision for the impairment of trade debtors is established when there is objective evidence that the company will not be able to collect all amounts due according to the original terms of the debtors.

Stocks

Stock is valued at the lower of cost and net realisable value, after making due allowances for obsolete and slow moving stock.
Cost represents the average cost of stock items.

Trade creditors

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of business from suppliers. Accounts payable are classified as current liabilities if the company does not have an unconditional right, at the end of the reporting period, to defer settlement of the creditor for at least twelve months after the reporting date. If there is an unconditional right to defer settlement for at least twelve months after the reporting date, they are presented as non-current liabilities.

Trade creditors are recognised initially at the transaction price and all are repayable within one year and hence are included at the undiscounted amount of cash expected to be paid.

Borrowings

Interest-bearing borrowings are initially recorded at fair value, net of transaction costs. Interest-bearing borrowings are subsequently carried at amortised cost, with the difference between the proceeds, net of transaction costs, and the amount due on redemption being recognised as a charge to the profit and loss account over the period of the relevant borrowing.

Interest expense is recognised on the basis of the effective interest method and is included in interest payable and similar charges.

Borrowings are classified as current liabilities unless the company has an unconditional right to defer settlement of the liability for at least twelve months after the reporting date.

Leases

All leases are regarded as operating leases and the payments made under them are charged to the profit and loss account on a straight line basis over the lease term.

Share capital

Ordinary shares are classified as equity. Equity instruments are measured at the fair value of the cash or other resources received or receivable, net of the direct costs of issuing the equity instruments. If payment is deferred and the time value of money is material, the initial measurement is on a present value basis.

Dividends

Dividend distribution to the company’s shareholders is recognised as a liability in the financial statements in the reporting period in which the dividends are declared.

Defined contribution pension obligation

A defined contribution plan is a pension plan under which fixed contributions are paid into a pension fund and the company has no legal or constructive obligation to pay further contributions even if the fund does not hold sufficient assets to pay all employees the benefits relating to employee service in the current and prior periods.

Contributions to defined contribution plans are recognised as employee benefit expense when they are due. If contribution payments exceed the contribution due for service, the excess is recognised as a prepayment.

 

Lifemarque Limited

Notes to the Financial Statements for the Year Ended 31 October 2025

Financial Instruments

Classification
Financial instruments are classified and accounted for according to the substance of the contractual arrangement, as financial assets, financial liabilities or equity instruments. An equity instrument is any contract that evidences a residual interest in the assets of the company after deducting all of its liabilities. Where shares are issued, any component that creates a financial liability of the company is presented as a liability on the balance sheet. The corresponding dividends relating to the liability component are charged as interest expenses in the profit and loss account.
 

Recognition and measurement
All financial assets and liabilities are initially measured at transaction price (including transaction costs), except for those financial assets classified as at fair value through profit or loss, which are initially measured at fair value (which is normally the transaction price excluding transaction costs), unless the arrangement constitutes a financing transaction. If an arrangement constitutes a financing transaction, the financial asset or financial liability is measured at the present value of the future payments discounted at a market rate of interest for a similar debt instrument.

Financial assets and liabilities are only offset in the balance sheet when, and only when, there exists a legally enforceable right to set off the recognised amounts and the company intends either to settle on a net basis, or to realise the asset and settle the liability simultaneously.
 

Impairment
Assets, other than those measured at fair value, are assessed for indicators of impairment at each balance sheet date. If there is objective evidence of impairment, an impairment loss is recognised in profit or loss as described below.

A non financial asset is impaired where there is objective evidence that, as a result of one or more events that occurred after initial recognition, the estimated recoverable value of the asset has been reduced. The recoverable amount of an asset is the higher of its fair value less costs to sell and its value in use.

For financial assets carried at amortised cost, the amount of an impairment is the difference between the asset’s carrying amount and the present value of estimated future cash flows, discounted at the financial asset’s original effective interest rate.

For financial assets carried at cost less impairment, the impairment loss is the difference between the asset’s carrying amount and the best estimate of the amount that would be received for the asset if it were to be sold at the reporting date.

Where indicators exist for a decrease in impairment loss, and the decrease can be related objectively to an event occurring after the impairment was recognised, the prior impairment loss is tested to determine reversal. An impairment loss is reversed on an individual impaired financial asset to the extent that the revised recoverable value does not lead to a revised carrying amount higher than the carrying value had no impairment been recognised.

 

3

Staff numbers

The average number of persons employed by the company (including directors) during the year, was 40 (2024 - 40).

 

Lifemarque Limited

Notes to the Financial Statements for the Year Ended 31 October 2025

 

4

Intangible assets

Trademarks, patents and licenses
 £

Website and Software
 £

Total
£

Cost

At 1 November 2024

476,880

59,350

536,230

Additions

53,009

145,468

198,477

At 31 October 2025

529,889

204,818

734,707

Amortisation

At 1 November 2024

347,700

16,809

364,509

Amortisation charge

39,379

27,692

67,071

At 31 October 2025

387,079

44,501

431,580

Carrying amount

At 31 October 2025

142,810

160,317

303,127

At 31 October 2024

129,180

42,541

171,721

 

5

Tangible assets

Long term leasehold land and buildings
£

Furniture, fittings and equipment
 £

Motor vehicles
 £

Total
£

Cost

At 1 November 2024

738,036

317,098

41,395

1,096,529

Additions

-

10,145

-

10,145

At 31 October 2025

738,036

327,243

41,395

1,106,674

Depreciation

At 1 November 2024

-

139,914

28,177

168,091

Charge for the year

-

46,467

4,580

51,047

At 31 October 2025

-

186,381

32,757

219,138

Carrying amount

At 31 October 2025

738,036

140,862

8,638

887,536

At 31 October 2024

738,036

177,184

13,218

928,438

 

Lifemarque Limited

Notes to the Financial Statements for the Year Ended 31 October 2025

 

6

Investments

2025
£

2024
£

Investments in subsidiaries

100

-

Subsidiaries

£

Cost

Additions

100

Carrying amount

At 31 October 2025

100

Details of undertakings

Details of the investments (including principal place of business of unincorporated entities) in which the company holds 20% or more of the nominal value of any class of share capital are as follows:

Undertaking

Registered office

Holding

Proportion of voting rights and shares held

2025

2024

Subsidiary undertakings

Lifemarque Ireland Limited

Suite 7, The Courtyard, Carmanhall Road, Sandyford, Dublin 18

Ireland

Ordinary

100%

0%

Subsidiary undertakings

Lifemarque Ireland Limited

The principal activity of Lifemarque Ireland Limited is a dormant company.

 

7

Stocks

2025
£

2024
£

Finished goods and goods for resale

3,455,801

3,688,814

 

8

Debtors

2025
£

2024
£

Trade debtors

1,820,178

1,507,673

Prepayments

150,614

136,493

Other debtors

4,048

-

1,974,840

1,644,166

 

Lifemarque Limited

Notes to the Financial Statements for the Year Ended 31 October 2025

 

9

Creditors

2025
£

2024
£

Due within one year

Loans and borrowings

543,522

563,801

Trade creditors

460,829

378,880

Taxation and social security

157,629

97,392

Accruals and deferred income

200,390

129,033

Other creditors

200,098

208,298

1,562,468

1,377,404

Due after one year

Loans and borrowings

-

32,317

 

10

Loans and borrowings

Current loans and borrowings

2025
£

2024
£

Bank borrowings

15,426

18,521

Bank overdrafts

172,276

39,726

Invoice financing

355,820

505,554

543,522

563,801

Non-current loans and borrowings

2025
£

2024
£

Bank borrowings

-

32,317

Included within creditors are the following amounts on which security has been given by the company:

The bank overdraft, bank loan and invoice finance amounts included in loans and borrowings are secured by a debenture including a fixed and floating charge over the assets of the company.

 

11

Obligations under leases and hire purchase contracts

Operating leases

The total of future minimum lease payments is as follows:

2025
£

2024
£

Not later than one year

91,671

92,723

Later than one year and not later than five years

250,777

298,639

Later than five years

-

35,750

342,448

427,112

The amount of non-cancellable operating lease payments recognised as an expense during the year was £185,480 (2024 - £199,796).

 

12

Control

The majority shareholder with control is M Cobham.

 

Lifemarque Limited

Notes to the Financial Statements for the Year Ended 31 October 2025

 

13

Audit report

The Independent Auditor's Report was unqualified. The name of the Senior Statutory Auditor who signed the audit report on 23 July 2026 was Felicity Sang, who signed for and on behalf of Hazlewoods LLP.