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Registration number: 2973643

Bonds Builders and Contractors Ltd

Annual Report and Financial Statements

for the Year Ended 31 October 2025

 

Bonds Builders and Contractors Ltd

Contents
__________________________________________________________________________

Company Information

1

Independent Auditor's Report

2 to 4

Balance Sheet

5

Notes to the Financial Statements

6 to 12

 

Bonds Builders and Contractors Ltd

Company Information
__________________________________________________________________________

Directors

Mr S Gabelli

Mr M Ward

Company secretary

Mrs S Gabelli

Registered office

Abbey House
342 Regents Park Road
N3 2LJ


 

Auditors

Brooks Green
Registered AuditorsAbbey House
342 Regents Park Road
London
N3 2LJ

 

Bonds Builders and Contractors Ltd

Independent Auditor's Report to the Members of Bonds Builders and Contractors Ltd
__________________________________________________________________________

Opinion

We have audited the financial statements of Bonds Builders and Contractors Ltd (the 'company') for the year ended 31 October 2025, which comprise the Balance Sheet, and Notes to the Financial Statements, including a summary of significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including FRS 102 Section 1A 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' (United Kingdom Generally Accepted Accounting Practice).

In our opinion the financial statements:

give a true and fair view of the state of the company's affairs as at 31 October 2025 and of its profit for the year then ended;

have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and

have been prepared in accordance with the requirements of the Companies Act 2006.

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the auditor responsibilities for the audit of the financial statements section of our report. We are independent of the company in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the director's use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the original financial statements were authorised for issue.

Our responsibilities and the responsibilities of the directors with respect to going concern are described in the relevant sections of this report.

Other information

The other information comprises the information included in the annual report, other than the financial statements and our auditor’s report thereon. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon.

In connection with our audit of the financial statements, our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether there is a material misstatement in the financial statements or a material misstatement of the other information. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

We have nothing to report in this regard.

 

Bonds Builders and Contractors Ltd

Independent Auditor's Report to the Members of Bonds Builders and Contractors Ltd
__________________________________________________________________________

Opinion on other matter prescribed by the Companies Act 2006

In our opinion, based on the work undertaken in the course of the audit:

the information given in the for the financial year for which the financial statements are prepared is consistent with the financial statements; and

the has been prepared in accordance with applicable legal requirements.

Matters on which we are required to report by exception

In the light of our knowledge and understanding of the company and its environment obtained in the course of the audit, we have not identified material misstatements in the .

We have nothing to report in respect of the following matters where the Companies Act 2006 requires us to report to you if, in our opinion:

adequate accounting records have not been kept, or returns adequate for our audit have not been received from branches not visited by us; or

the financial statements are not in agreement with the accounting records and returns; or

certain disclosures of directors' remuneration specified by law are not made; or

we have not received all the information and explanations we require for our audit; or

the directors were not entitled to prepare the financial statements in accordance with the small companies regime and take advantage of the small companies’ exemptions in preparing the directors’ report and from the requirement to prepare a strategic report.

Responsibilities of directors

As explained more fully in the [set out on page ], the directors are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the directors determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the directors are responsible for assessing the company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the directors either intend to liquidate the company or to cease operations, or have no realistic alternative but to do so.

Auditor Responsibilities for the audit of the financial statements

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

 

Bonds Builders and Contractors Ltd

Independent Auditor's Report to the Members of Bonds Builders and Contractors Ltd
__________________________________________________________________________

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The risk of not detecting a material misstatement due to fraud is higher than the risk of not detecting one resulting from error, as fraud may involve deliberate concealment by, for example, forgery or intentional misrepresentations, or through collusion. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below.
However, the primary responsibility for the prevention and detection of fraud rests with both those charged with governance of the company and management.
• We obtained an understanding of the legal and regulatory frameworks that are applicable to the company and determined that the most significant are the Companies Act 2006, the reporting framework UK GAAP including FRS 101.
• We understood how the Company is complying with those frameworks by making inquiries of management and those charged with governance. We also reviewed minutes of the Board; and gained an understanding of the Company’s governance framework.
• We assessed the susceptibility of the Company’s financial statements to material misstatement, including how fraud might occur by considering the controls that the Company has established to address fraud risks identified, or that otherwise seek to prevent, deter or detect fraud.
• Based on this understanding we designed our audit procedures to identify non-compliance with such laws and regulations. Our procedures involved inquiries with the management and the directors.

A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council’s website at https://www.frc.org.uk/auditorsresponsibilities. This description forms part of our auditor’s report.

A further description of our responsibilities is available on the Financial Reporting Council’s website at: www.frc.org.uk/auditorsresponsibilities. This description forms part of our auditor’s report.

Use of our report

This report is made solely to the company’s members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might state to the company’s members those matters we are required to state to them in an auditor’s report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the company and the company’s members as a body, for our audit work, for this report, or for the opinions we have formed.





Rowland Aarons (Senior Statutory Auditor)
For and on behalf of Brooks Green , Statutory Auditor

Abbey House 342 Regents Park Road
London
N3 2LJ

13 May 2026

 

Bonds Builders and Contractors Ltd

(Registration number: 2973643)
Balance Sheet as at 31 October 2025
__________________________________________________________________________

Note

2025
£

2024
£

           

Fixed assets

   

 

Tangible assets

5

 

116,392

 

64,194

Current assets

   

 

Debtors

6

462,736

 

612,058

 

Cash at bank and in hand

 

859,664

 

1,378,240

 

 

1,322,400

 

1,990,298

 

Creditors: Amounts falling due within one year

9

(121,406)

 

(625,019)

 

Net current assets

   

1,200,994

 

1,365,279

Total assets less current liabilities

   

1,317,386

 

1,429,473

Creditors: Amounts falling due after more than one year

9

 

(26,370)

 

(14,373)

Provisions for liabilities

 

(6,472)

 

(6,472)

Net assets

   

1,284,544

 

1,408,628

Capital and reserves

   

 

Called up share capital

8

106

 

106

 

Retained earnings

1,284,438

 

1,408,522

 

Shareholders' funds

   

1,284,544

 

1,408,628

These financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime. As permitted by section 444 (5A) of the Companies Act 2006, the directors have not delivered to the registrar a copy of the Profit and Loss Account.

Approved and authorised by the Board on 12 May 2026 and signed on its behalf by:
 



.........................................
Mr S Gabelli
Director



.........................................
Mr M Ward
Director

 
     
 

Bonds Builders and Contractors Ltd

Notes to the Financial Statements for the Year Ended 31 October 2025
__________________________________________________________________________

1

Accounting policies

Summary of significant accounting policies and key accounting estimates

The principal accounting policies applied in the preparation of these financial statements are set out below. These policies have been consistently applied to all the years presented, unless otherwise stated.

Statement of compliance

These financial statements have been prepared in accordance with Financial Reporting Standard 102 Section 1A - 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Companies Act 2006.

Basis of preparation

These financial statements have been prepared using the historical cost convention except that as disclosed in the accounting policies certain items are shown at fair value.

The accounts are presented in UK £ and are rounded to the nearest pound.

Going concern

Revenue recognition

Turnover comprises the fair value of the consideration received or receivable for the goods and provision of services in the ordinary course of the company’s activities. Turnover is shown net of sales/value added tax, returns, rebates and discounts.

The company recognises revenue when:
The amount of revenue can be reliably measured;
it is probable that future economic benefits will flow to the entity;
and specific criteria have been met for each of the company's activities.

Contract revenue recognition

Revenue from contracts for the provision of services is recognised by reference to the stage of completion when the stage of completion, costs incurred and costs to complete can be estimated reliably. The stage of completion is calculated by comparing costs incurred, mainly in relation to contractual hourly staff rates and materials, as a proportion of total costs. Where the outcome cannot be estimated reliably, revenue is recognised only to the extent of the expenses recognised that are recoverable.

Tax

The tax expense for the period comprises current and deferred tax. Tax is recognised in profit or loss, except that a change attributable to an item of income or expense recognised as other comprehensive income is also recognised directly in other comprehensive income.

The current income tax charge is calculated on the basis of tax rates and laws that have been enacted or substantively enacted by the reporting date in the countries where the company operates and generates taxable income.

Deferred tax is recognised in respect of all timing differences between taxable profits and profits reported in the financial statements.

Unrelieved tax losses and other deferred tax assets are recognised when it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

Deferred tax is measured using the tax rates and laws that have been enacted or substantively enacted by the reporting date and that are expected to apply to the reversal of the timing difference.

 

Bonds Builders and Contractors Ltd

Notes to the Financial Statements for the Year Ended 31 October 2025
__________________________________________________________________________

Tangible assets

Tangible assets are stated in the balance sheet at cost, less any subsequent accumulated depreciation and subsequent accumulated impairment losses.

The cost of tangible assets includes directly attributable incremental costs incurred in their acquisition and installation.

Depreciation

Depreciation is charged so as to write off the cost of assets, other than land and properties under construction over their estimated useful lives, as follows:

Asset class

Depreciation method and rate

Premises improvements

20% on cost

Plant and machinery

15% on reducing balance basis

Fixtures, fittings and equipment

15% on reducing balance basis

Motor vehicles

25% on reducing balance basis

Cash and cash equivalents

Cash and cash equivalents comprise cash on hand and call deposits, and other short-term highly liquid investments that are readily convertible to a known amount of cash and are subject to an insignificant risk of change in value.

Trade debtors

Trade debtors are amounts due from customers for merchandise sold or services performed in the ordinary course of business.

Trade debtors are recognised initially at the transaction price. They are subsequently measured at amortised cost using the effective interest method, less provision for impairment. A provision for the impairment of trade debtors is established when there is objective evidence that the company will not be able to collect all amounts due according to the original terms of the receivables.

Trade creditors

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of business from suppliers. Accounts payable are classified as current liabilities if the company does not have an unconditional right, at the end of the reporting period, to defer settlement of the creditor for at least twelve months after the reporting date. If there is an unconditional right to defer settlement for at least twelve months after the reporting date, they are presented as non-current liabilities.

Trade creditors are recognised initially at the transaction price and subsequently measured at amortised cost using the effective interest method.

Borrowings

Interest-bearing borrowings are initially recorded at fair value, net of transaction costs. Interest-bearing borrowings are subsequently carried at amortised cost, with the difference between the proceeds, net of transaction costs, and the amount due on redemption being recognised as a charge to the profit and loss account over the period of the relevant borrowing.

Interest expense is recognised on the basis of the effective interest method and is included in interest payable and similar charges.

Borrowings are classified as current liabilities unless the company has an unconditional right to defer settlement of the liability for at least twelve months after the reporting date.

 

Bonds Builders and Contractors Ltd

Notes to the Financial Statements for the Year Ended 31 October 2025
__________________________________________________________________________

Leases

Leases in which substantially all the risks and rewards of ownership are retained by the lessor are classified as operating leases. Payments made under operating leases are charged to profit or loss on a straight-line basis over the period of the lease.

Leases are classified as finance leases whenever the terms of the lease transfer substantially all the risks and rewards of ownership to the lessee.

Assets held under finance leases are recognised at the lower of their fair value at inception of the lease and the present value of the minimum lease payments. These assets are depreciated on a straight-line basis over the shorter of the useful life of the asset and the lease term. The corresponding liability to the lessor is included in the balance sheet as a finance lease obligation.

Lease payments are apportioned between finance costs in the profit and loss account and reduction of the lease obligation so as to achieve a constant periodic rate of interest on the remaining balance of the liability.

Share capital

Ordinary shares are classified as equity. Equity instruments are measured at the fair value of the cash or other resources received or receivable, net of the direct costs of issuing the equity instruments. If payment is deferred and the time value of money is material, the initial measurement is on a present value basis.

Dividends

Dividend distribution to the company’s shareholders is recognised as a liability in the financial statements in the reporting period in which the dividends are declared.

Defined contribution pension obligation

A defined contribution plan is a pension plan under which fixed contributions are paid into a pension fund and the company has no legal or constructive obligation to pay further contributions even if the fund does not hold sufficient assets to pay all employees the benefits relating to employee service in the current and prior periods.

Contributions to defined contribution plans are recognised as employee benefit expense when they are due. If contribution payments exceed the contribution due for service, the excess is recognised as a prepayment.

 

Bonds Builders and Contractors Ltd

Notes to the Financial Statements for the Year Ended 31 October 2025
__________________________________________________________________________

Financial instruments

Classification
The company has elected to apply the provisions of Section 11 ‘Basic Financial Instruments’ and Section 12 ‘Other Financial Instruments Issues’ of FRS 102 to all of its financial instruments.

Financial instruments are recognised in the company's balance sheet when the company becomes party to the contractual provisions of the instrument.

Financial assets and liabilities are offset, with the net amounts presented in the financial statements, when there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.

 Recognition and measurement
Basic financial assets, which include debtors and cash and bank balances, are initially measured at transaction price including transaction costs and are subsequently carried at amortised cost using the effective interest method unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest. Financial assets classified as receivable within one year are not amortised.

Trade debtors, loans and other receivables that have fixed or determinable payments that are not quoted in an active market are classified as 'loans and receivables'. Loans and receivables are measured at amortised cost using the effective interest method, less any impairment.

Interest is recognised by applying the effective interest rate, except for short-term receivables when the recognition of interest would be immaterial. The effective interest method is a method of calculating the amortised cost of a debt instrument and of allocating the interest income over the relevant period. The effective interest rate is the rate that exactly discounts estimated future cash receipts through the expected life of the debt instrument to the net carrying amount on initial recognition.

 

 

Bonds Builders and Contractors Ltd

Notes to the Financial Statements for the Year Ended 31 October 2025
__________________________________________________________________________

2

Dividends

   

2025
£

 

2024
£

Dividends paid

 

128,000

 

140,000

         

3

Profit before tax

Arrived at after charging/(crediting)

2025
£

2024
£

Depreciation expense

19,208

17,824

4

Staff numbers

The average number of persons employed by the company (including directors) during the year, was 9 (2024 - 11).

5

Tangible assets

Premises improvements
£

Plant, fixtures and equipment
£

Motor vehicles
 £

Total
£

Cost or valuation

At 1 November 2024

-

90,748

90,851

181,599

Additions

42,436

-

36,353

78,789

Disposals

-

-

(14,000)

(14,000)

At 31 October 2025

42,436

90,748

113,204

246,388

Depreciation

At 1 November 2024

-

68,949

48,456

117,405

Charge for the year

-

3,268

15,940

19,208

Eliminated on disposal

-

-

(6,617)

(6,617)

At 31 October 2025

-

72,217

57,779

129,996

Carrying amount

At 31 October 2025

42,436

18,531

55,425

116,392

At 31 October 2024

-

21,799

42,395

64,194

Included within the net book value of premises improvements above is £42,436 (2024 - £Nil) .
 

 

Bonds Builders and Contractors Ltd

Notes to the Financial Statements for the Year Ended 31 October 2025
__________________________________________________________________________

6

Debtors

Current

2025
£

2024
£

Trade debtors

15,486

-

Prepayments

10,148

10,412

Other debtors

437,102

601,646

 

462,736

612,058

7

Obligations under finance and operating leases

Finance leases

The total of future minimum lease payments is as follows:

2025
£

2024
£

Not later than one year

-

2,295

Later than one year and not later than five years

-

4,590

-

6,885

Operating leases

The total of future minimum lease payments is as follows:

2025
£

2024
£

Not later than one year

-

20,000

The amount of non-cancellable operating and finance lease payments recognised as an expense during the year were £Nil (2024 - £26,886).

8

Share capital

Allotted, called up and fully paid shares

2025

2024

No.

£

No.

£

Ordinary A of £1 each

76

76

76

76

Ordinary B of £1 each

20

20

20

20

Ordinary C of £1 each

10

10

10

10

106

106

106

106

 

Bonds Builders and Contractors Ltd

Notes to the Financial Statements for the Year Ended 31 October 2025
__________________________________________________________________________

9

Creditors

Creditors: amounts falling due within one year

Note

2025
£

2024
£

Due within one year

 

Bank overdraft and hire purchase contracts due within 1 year

12,327

5,695

Trade creditors

 

85,383

484,954

Directors current account

1,049

1,894

Taxation and social security

 

10,247

117,001

Other creditors

 

12,400

15,475

 

121,406

625,019

Due after one year

 

Hire purchase contracts due after 1 year

26,370

14,373