| REGISTERED NUMBER: |
| UNAUDITED FINANCIAL STATEMENTS |
| FOR THE YEAR ENDED 31 OCTOBER 2025 |
| FOR |
| A.CHANDLER (BEDFORD) LIMITED |
| REGISTERED NUMBER: |
| UNAUDITED FINANCIAL STATEMENTS |
| FOR THE YEAR ENDED 31 OCTOBER 2025 |
| FOR |
| A.CHANDLER (BEDFORD) LIMITED |
| A.CHANDLER (BEDFORD) LIMITED (REGISTERED NUMBER: 02040024) |
| CONTENTS OF THE FINANCIAL STATEMENTS |
| for the Year Ended 31 October 2025 |
| Page |
| Company Information | 1 |
| Report of the Accountants | 2 |
| Balance Sheet | 3 |
| Notes to the Financial Statements | 4 |
| A.CHANDLER (BEDFORD) LIMITED |
| COMPANY INFORMATION |
| for the Year Ended 31 October 2025 |
| DIRECTORS: |
| SECRETARY: |
| REGISTERED OFFICE: |
| REGISTERED NUMBER: |
| ACCOUNTANTS: |
| 206 Endeavour House |
| Wrest Park |
| Silsoe |
| Bedfordshire |
| MK45 4HS |
| BANKERS: |
| 60 George Street |
| Luton |
| Bedfordshire |
| LU1 2BB |
| A.CHANDLER (BEDFORD) LIMITED |
| REPORT OF THE ACCOUNTANTS TO THE DIRECTORS OF |
| A.CHANDLER (BEDFORD) LIMITED |
| The following reproduces the text of the report prepared for the directors in respect of the company's annual unaudited financial statements. In accordance with the Companies Act 2006, the company is only required to file a Balance Sheet. Readers are cautioned that the Income Statement and certain other primary statements and the Report of the Directors are not required to be filed with the Registrar of Companies. |
| As described on the Balance Sheet you are responsible for the preparation of the financial statements for the year ended 31 October 2025 set out on pages four to twelve and you consider that the company is exempt from an audit. |
| In accordance with your instructions, we have compiled these unaudited financial statements in order to assist you to fulfil your statutory responsibilities, from the accounting records and information and explanations supplied to us. |
| 206 Endeavour House |
| Wrest Park |
| Silsoe |
| Bedfordshire |
| MK45 4HS |
| A.CHANDLER (BEDFORD) LIMITED (REGISTERED NUMBER: 02040024) |
| BALANCE SHEET |
| 31 October 2025 |
| 2024 | 2025 |
| £ | £ | Notes | £ | £ |
| FIXED ASSETS |
| Tangible assets | 5 |
| CURRENT ASSETS |
| Stocks | 6 |
| Debtors | 7 |
| CREDITORS |
| Amounts falling due within one year | 8 |
| ( |
) | NET CURRENT LIABILITIES | ( |
) |
| TOTAL ASSETS LESS CURRENT LIABILITIES |
| CREDITORS |
| Amounts falling due after more than one year |
9 |
| NET ASSETS |
| CAPITAL AND RESERVES |
| Called up share capital |
| Share premium |
| ( |
) | Retained earnings |
| SHAREHOLDERS' FUNDS |
| The directors acknowledge their responsibilities for: |
| (a) | ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and |
| (b) | preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company. |
| The financial statements were approved by the Board of Directors and authorised for issue on |
| A.CHANDLER (BEDFORD) LIMITED (REGISTERED NUMBER: 02040024) |
| NOTES TO THE FINANCIAL STATEMENTS |
| for the Year Ended 31 October 2025 |
| 1. | STATUTORY INFORMATION |
| A.Chandler (Bedford) Ltd is a private company, limited by shares and registered in England and Wales. |
| The company's registered number and registered office address are as follows |
| Registered number: 02040024 |
| Registered office: 206 Endeavour House |
| Wrest Park |
| Silsoe |
| Bedfordshire |
| MK45 4HS |
| The presentation currency of the financial statement is the Pound Sterling (£) |
| The principal activity of the company in the year under review was that of farming and retailing. |
| 2. | STATEMENT OF COMPLIANCE |
| 3. | ACCOUNTING POLICIES |
| Going concern./ basis of preparing the financial statements. |
| Significant judgements and estimates |
| No significant judgement or estimates have had to be made by the director in preparing these financial statements. |
| Turnover |
| Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes. |
| Tangible fixed assets |
| Leasehold property | - |
| Plant, machinery & vehicles | - |
| Stocks |
| Stocks are valued at the lower of cost and net realisable value, after making due allowance for obsolete and slow moving items. |
| Financial instruments |
| Basic financial instruments are recognised at amortised cost, except for investments in non-convertible preference and non-puttable ordinary shares which are measured at fair value, with changes recognised in profit or loss. Derivative financial instruments are initially recorded at cost and thereafter at fair value with changes recognised in profit or loss. |
| Taxation |
| Taxation for the year comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity. |
| Current or deferred taxation assets and liabilities are not discounted. |
| Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date. |
| A.CHANDLER (BEDFORD) LIMITED (REGISTERED NUMBER: 02040024) |
| NOTES TO THE FINANCIAL STATEMENTS - continued |
| for the Year Ended 31 October 2025 |
| 3. | ACCOUNTING POLICIES - continued |
| Deferred tax |
| Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date. |
| Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference. |
| Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits. |
| Hire purchase and leasing commitments |
| Assets obtained under hire purchase contracts or finance leases are capitalised in the balance sheet. Those held under hire purchase contracts are depreciated over their estimated useful lives. Those held under finance leases are depreciated over their estimated useful lives or the lease term, whichever is the shorter. |
| The interest element of these obligations is charged to the profit and loss account over the relevant period. The capital element of the future payments is treated as a liability. |
| Rentals paid under operating leases are charged to the profit and loss account as incurred. |
| 4. | EMPLOYEES AND DIRECTORS |
| The average number of employees during the year was |
| 5. | TANGIBLE FIXED ASSETS |
| Plant, |
| Leasehold | machinery |
| Totals | property | & vehicles |
| £ | £ | £ |
| COST |
| At 1 November 2024 |
| Additions |
| At 31 October 2025 |
| DEPRECIATION |
| At 1 November 2024 |
| Charge for year |
| At 31 October 2025 |
| NET BOOK VALUE |
| At 31 October 2025 |
| At 31 October 2024 |
| A.CHANDLER (BEDFORD) LIMITED (REGISTERED NUMBER: 02040024) |
| NOTES TO THE FINANCIAL STATEMENTS - continued |
| for the Year Ended 31 October 2025 |
| 5. | TANGIBLE FIXED ASSETS - continued |
| Fixed assets, included in the above, which are held under hire purchase contracts are as follows: |
| Plant, |
| machinery |
| & vehicles |
| £ |
| COST |
| At 1 November 2024 |
| Transfer to ownership | (41,445 | ) |
| At 31 October 2025 |
| DEPRECIATION |
| At 1 November 2024 |
| Charge for year |
| Transfer to ownership | (10,672 | ) |
| At 31 October 2025 |
| NET BOOK VALUE |
| At 31 October 2025 |
| At 31 October 2024 |
| 6. | STOCKS |
| 2025 | 2024 |
| £ | £ |
| Stock - Farm |
| - Shop |
| 7. | DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR |
| 2025 | 2024 |
| £ | £ |
| Trade debtors |
| Other debtors |
| Prepayments |
| 8. | CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR |
| 2025 | 2024 |
| £ | £ |
| Bank loans and overdrafts (see note 10) |
| Hire purchase contracts |
| Trade creditors |
| Tax |
| Social security & other taxes |
| Other creditors |
| Directors' current accounts | 190,142 | 192,598 |
| Accrued expenses |
| A.CHANDLER (BEDFORD) LIMITED (REGISTERED NUMBER: 02040024) |
| NOTES TO THE FINANCIAL STATEMENTS - continued |
| for the Year Ended 31 October 2025 |
| 9. | CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR |
| 2025 | 2024 |
| £ | £ |
| Bank loans (see note 10) |
| Hire purchase contracts |
| Amounts falling due in more than five years: |
| Repayable by instalments |
| Bank loan over 5 years | 128,899 | 138,223 |
| 10. | LOANS |
| An analysis of the maturity of loans is given below: |
| 2025 | 2024 |
| £ | £ |
| Amounts falling due within one year or on demand: |
| Bank overdrafts |
| Bank loan | 14,025 | 23,027 |
| Amounts falling due between one and two years: |
| Bank loan 1-2 years | 15,042 | 16,129 |
| Amounts falling due between two and five years: |
| Bank loan 2-5 years | 51,992 | 55,750 |
| Amounts falling due in more than five years: |
| Repayable by instalments |
| Bank loan over 5 years | 128,899 | 138,223 |
| 11. | SECURED DEBTS |
| The following secured debts are included within creditors: |
| 2025 | 2024 |
| £ | £ |
| Bank overdrafts |
| Bank loans |
| Hire purchase contracts | 22,656 | 51,223 |
| The bank loans and overdraft are secured by a mortgage dated 23 February 1988 and a mortgage deed dated 20 February 1989 over the leasehold farm properties, by an unlimited guarantee dated 8 December 1987 from the director and by an unlimited debenture dated 27 August 1992 over all the company's present and future assets and freehold property owned by the directors. |