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Registered number: 05521971


 

KAM SERVICING (SAWLEY) LIMITED
 
UNAUDITED
 
FINANCIAL STATEMENTS
 
FOR THE YEAR ENDED 31 OCTOBER 2025

 
KAM SERVICING (SAWLEY) LIMITED
 

COMPANY INFORMATION


Directors
S D Bhardwaj 
K K Bhardwaj 
R L Bhardwaj 
B K Bhardwaj 




Company secretary
S D Bhardwaj



Registered number
05521971



Registered office
4 Brothers House
Wilsthorpe Road

Long Eaton

Nottingham

NG10 3LE




Accountants
Cooper Parry Advisory Limited

Sky View

Argosy Road

East Midlands Airport

Castle Donington

Derby

DE74 2SA





 
KAM SERVICING (SAWLEY) LIMITED
REGISTERED NUMBER: 05521971

BALANCE SHEET
AS AT 31 OCTOBER 2025

2025
2024
Note
£
£

Fixed assets
  

Tangible fixed assets
 3 
46,545
34,674

Current assets
  

Stocks
 4 
1,765
1,620

Debtors
 5 
2,116,664
1,632,790

Cash at bank
  
435,660
437,625

  
2,554,089
2,072,035

Creditors: amounts falling due within one year
 6 
(334,825)
(335,970)

Net current assets
  
 
 
2,219,264
 
 
1,736,065

Total assets less current liabilities
  
2,265,809
1,770,739

  

Net assets
  
2,265,809
1,770,739


Capital and reserves
  

Called up share capital 
 8 
104
104

Profit and loss account
  
2,265,705
1,770,635

Shareholders' funds
  
2,265,809
1,770,739


Page 1

 
KAM SERVICING (SAWLEY) LIMITED
REGISTERED NUMBER: 05521971

BALANCE SHEET (CONTINUED)
AS AT 31 OCTOBER 2025

The directors consider that the company is entitled to exemption from audit under section 477 of the Companies Act 2006 and members have not required the company to obtain an audit for the year in question in accordance with section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of financial statements.

The financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies regime and in accordance with the provisions of FRS 102 Section 1A - small entities.

The financial statements have been delivered in accordance with the provisions applicable to companies subject to the small companies regime.

The company has opted not to file the statement of income and retained earnings in accordance with provisions applicable to companies subject to the small companies' regime.

The financial statements were approved and authorised for issue by the board and were signed on its behalf by: 



R L Bhardwaj
Director

Date: 29 July 2026

The notes on pages 3 to 9 form part of these financial statements.

Page 2

 
KAM SERVICING (SAWLEY) LIMITED
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 OCTOBER 2025

1.Accounting policies

KAM Servicing (Sawley) Limited (''the company'') is a limited liability company incorporated and domiciled in the United Kingdom. The address of its registered office is 4brothers House, Wilsthorpe Road, Long Eaton, Nottingham, NG10 3LE.
The financial statements are prepared in Sterling (£), which is the functional currency of the company. The financial statements are for the year ended 31 October 2025 (2024: year ended 31 October 2024).

 
1.1

Basis of preparation of financial statements

The financial statements have been prepared on a going concern basis under the historical cost convention unless otherwise stated in these accounting policies, and in accordance with Financial Reporting Standard 102, the Financial Reporting Standard applicable in the UK and the Republic of Ireland, including section 1A of FRS 102 and the Companies Act 2006.
The following accounting policies have been applied consistently throughout the year:

 
1.2

Going concern

At the balance sheet date the company had a strong cash balance and strong net asset position. At the time of signing these accounts, the director has considered the going concern position and consider that this indicates that the company will continue to trade for a period of at least 12 months from the date of signing these accounts. 
On that basis, the director has prepared these accounts on a going concern basis.

 
1.3

Turnover

Turnover is recognised to the extent that it is probable that the economic benefits will flow to the company and the turnover can be reliably measured. Turnover is measured as the fair value of the consideration received or receivable, excluding discounts, rebates, Value Added Tax and other sales taxes. 
Sale of motor related services
Turnover from motor related services includes car servicing, MOT tests and warranties. Sales of related services are recognised when supplied to the customer. Costs in relation to warranties are expensed to the profit and loss account as incurred.
Page 3

 
KAM SERVICING (SAWLEY) LIMITED
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 OCTOBER 2025

1.Accounting policies (continued)

 
1.4

Tangible fixed assets

Tangible fixed assets under the cost model are stated at historical cost less accumulated depreciation and any accumulated impairment losses. Historical cost includes expenditure that is directly attributable to bringing the asset to the location and condition necessary for it to be capable of operating in the manner intended by the director.
Repairs and maintenance are charged to the profit and loss account during the period in which they are incurred.

Depreciation is charged so as to allocate the cost of assets less their residual value over their estimated useful lives.

Depreciation is provided on the following basis:

Short-term leasehold property
-
20% on cost
Plant and machinery
-
15% reducing balance
Motor vehicles
-
25% straight line
Fixtures and fittings
-
15% reducing balance
Office equipment
-
25% straight line

The assets' residual values, useful lives and depreciation methods are reviewed, and adjusted prospectively if appropriate, or if there is an indication of a significant change since the last reporting date.

Gains and losses on disposals are determined by comparing the proceeds with the carrying amount and are recognised in the profit and loss account.

At each balance sheet date, the company reviews the carrying amounts of its tangible fixed assets to determine whether there is any indication that any items have suffered an impairment loss. If any such indication exists, the recoverable amount of an asset is estimated in order to determine the extent of the impairment loss, if any. Where it is not possible to estimate the recoverable amount of the asset, the company estimates the recoverable amount of the cash-generating unit to which the asset belongs.
If the recoverable amount of an asset is estimated to be less than its carrying amount, the carrying amount of the asset is reduced to its recoverable amount. Impairment loss is recognised as an expense immediately in the profit and loss account.

 
1.5

Stocks

Stocks are stated at the lower of cost and net realisable value, being the estimated selling price less costs to complete and sell. Cost is based on the cost of purchase.
At each balance sheet date, stocks are assessed for impairment. If stock is impaired, the carrying amount is reduced to its selling price less costs to complete and sell. The impairment loss is recognised immediately in the profit and loss account.
Page 4

 
KAM SERVICING (SAWLEY) LIMITED
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 OCTOBER 2025

1.Accounting policies (continued)

  
1.6

Financial instruments

The company only enters into basic financial instrument transactions that result in the recognition of financial assets and liabilities such as trade and other debtors and creditors and other third parties and loans with related parties.
All financial assets and liabilities are initially measured at transaction price and subsequently measured at amortised cost.
For financial assets measured at cost less impairment, the impairment loss is measured as the difference between an assets' carrying amount and best estimate, which is an approximation of the amount the company would receive for the asset if it were to be sold at the balance sheet date.

 
1.7

Leasing and hire purchase

Assets that are held by the company under leases which transfer substantially all risks and rewards of ownership are classified as being held under finance leases. Leases which do not transfer substantially all the risks and rewards of ownership are classed as operating leases.
Operating lease payments are recognised as an expense in the profit and loss account on a straight-line basis over the lease term.
Assets obtained under hire purchase contracts and finance leases are capitalised as tangible fixed assets and depreciated over the shorter of the lease term and their useful lives. Assets acquired by hire purchase are depreciated over their useful lives. Obligations under such arrangements are included in creditors net of the finance charge allocated to future periods.
The finance element of the rental payment is charged to the profit and loss account so as to produce a constant periodic rate of charge on the net obligation outstanding in each period.

 
1.8

Dividends

Equity dividends are recognised when they become legally payable.

  
1.9

Pensions

The company contributes to defined contribution pension plans for its employees. A defined contribution pension plan is a plan under which the company pays fixed contributions into a separate entity. Once the contributions have been paid the company has no further payment obligations.
The contributions are recognised as an expense in the profit and loss account when they fall due. Amounts not paid are shown in accruals as a liability in the balance sheet. The assets of the pension plans are held separately from the company in independently administered funds.

 
1.10

Provisions for liabilities

Provisions are recognised when an event has taken place that gives rise to a legal or constructive obligation, a transfer of economic benefits is probable and a reliable estimate can be made.
Provisions are measured as the best estimate of the amount required to settle the obligation, taking into account the related risks and uncertainties.
 
Increases in provisions are generally charged as an expense to profit or loss.

Page 5

 
KAM SERVICING (SAWLEY) LIMITED
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 OCTOBER 2025

1.Accounting policies (continued)

 
1.11

Taxation

The tax charge for the year of current and deferred tax.
Current tax is recognised for the amount of corporation tax payable in respect of the taxable profit for the current of past reporting periods using the tax rates and laws that have been enacted or substantively enacted by the reporting date.
Deferred tax assets are only recognised in respect of all timing differences at the reporting date, except as otherwise indicated. 
 
Deferred tax assets are only recognised to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilitites or other future taxable profits.  Deferred tax is calculated using the tax rates and laws that have been enacted or substantively enacted by the reporting date that are expected to apply to the reversal of the timing difference.


2.


Employees

The average monthly number of employees, including directors, during the year was 19 (2024: 19).


3.


Tangible fixed assets





Short-term leasehold property
Plant and machinery
Motor vehicles
Fixtures and fittings
Office equipment
Total

£
£
£
£
£
£



Cost


At 1 November 2024
24,500
106,632
146,272
4,320
3,197
284,921


Additions
-
-
31,500
-
-
31,500


Disposals
-
-
(31,023)
-
-
(31,023)



At 31 October 2025

24,500
106,632
146,749
4,320
3,197
285,398



Depreciation


At 1 November 2024
24,500
87,711
131,298
3,541
3,197
250,247


Charge for the year 
-
2,838
16,674
117
-
19,629


Disposals
-
-
(31,023)
-
-
(31,023)



At 31 October 2025

24,500
90,549
116,949
3,658
3,197
238,853



Net book value



At 31 October 2025
-
16,083
29,800
662
-
46,545



At 31 October 2024
-
18,921
14,974
779
-
34,674



Page 6

 
KAM SERVICING (SAWLEY) LIMITED
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 OCTOBER 2025

4.


Stocks

2025
2024
£
£

Finished goods and goods for resale
1,765
1,620



5.


Debtors

2025
2024
£
£


Trade debtors
6,324
7,451

Other debtors
2,099,971
1,615,894

Prepayments
398
166

Deferred taxation
9,971
9,279

2,116,664
1,632,790



6.


Creditors: Amounts falling due within one year

2025
2024
£
£

Trade creditors
61,197
72,311

Corporation tax
147,476
157,266

Other creditors
124,007
103,762

Accruals and deferred income
2,145
2,631

334,825
335,970


Net obligations under finance leases and hire purchase contracts are secured against the assets to which they relate.

Page 7

 
KAM SERVICING (SAWLEY) LIMITED
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 OCTOBER 2025

7.


Deferred taxation




2025


£






At beginning of year
9,279


Credited to the profit and loss account
692



At end of year
9,971

The deferred tax asset is made up as follows:

2025
2024
£
£


Fixed asset timing differences
9,834
9,185

Short term timing differences
137
94

9,971
9,279


8.


Share capital

2025
2024
£
£
Allotted, called up and fully paid



8080 Ordinary A shares of £1 each
80
80
2020 Ordinary B shares of £1 each
20
20
11 A Dividend Only share of £1
1
1
11 B Dividend Only share of £1
1
1
11 C Dividend Only share of £1
1
1
11 D Dividend Only share of £1
1
1

104

104

The A and B ordinary shares carry full voting rights and are entitled to receive dividends. On a winding up, these shares rank pari passu to receive repayment of the amounts paid up thereon and to participate in any surplus assets of the company.
The A Dividend Only, B Dividend Only, C Dividend Only and D Dividend Only shares do not carry voting rights. These shares confer rights to dividends and to capital distributions; however, such rights are restricted to an amount not exceeding the respective issue price of the shares. These shares are non-redeemable.



9.


Pension commitments

The company contributes to defined contribution pension schemes. The assets of the schemes are held separately from those of the company in an independently administered fund. The pension cost charge represents contributions payable by the company to the schemes and amounted to £5,788 (2024: £4,949). Contributions totalling £1,272 (2024: £880) were payable to the fund at the balance sheet date.

Page 8

 
KAM SERVICING (SAWLEY) LIMITED
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 OCTOBER 2025

10.


Related party transactions


2025
2024
£
£

Dividends paid to the director
25,000
75,000
Dividends paid to close family members
25,000
75,000
Amounts due to the director
23,324
37,912
Amounts due from companies in which a director or close family member has significant interest
2,073,093
1,615,893
Rents paid to companies in which a director or close family member has significant interest
48,124
47,216

Amounts due to the director are interest free, unsecured and have no fixed repayment date.
The amounts due from companies in which the director has a significant interest or where the director has a close family member who is a director and has significant interest are interest free, unsecured and have no fixed repayment date.


11.


Controlling party

The company is controlled by B K Bhardwaj, K K Bhardwaj, R L Bhardwaj and S D Bhardwaj by virtue of their majority shareholding.

Page 9