Company registration number 07807506 (England and Wales)
Bluestones Investment Group Limited
Annual report and financial statements
For the year ended 31 October 2025
Bluestones Investment Group Limited
Company information
Directors
Mr S A Gosling
Ms C A Pendergast
Mr P R Broderick
Ms P M Stratford
Mr D A Gregson
Mr S Pendergast
Mr J A Hunt
(Appointed 26 February 2026)
Company number
07807506
Registered office
Chester Business Centre
Union Street
Chester
England
CH1 1QP
Auditor
DJH Audit Limited
The Exchange
5 Bank Street
Bury
Lancashire
BL9 0DN
Bluestones Investment Group Limited
Contents
Page
Strategic report
1 - 10
Directors' report
11 - 12
Independent auditor's report
13 - 15
Group income statement
16
Group statement of comprehensive income
17
Group balance sheet
18 - 19
Company balance sheet
20 - 21
Group statement of changes in equity
22
Company statement of changes in equity
23
Group statement of cash flows
24
Notes to the financial statements
25 - 48
Bluestones Investment Group Limited
Strategic report
For the year ended 31 October 2025
- 1 -

The directors present the strategic report for the year ended 31 October 2025.

 

INTRODUCTION

 

The principal activity of the Group is the operation of a portfolio of recruitment and staffing services businesses.

 

The Bluestones Group model has evolved from investing in start-up companies and building brands through a joint venture (JV) approach, where Bluestones takes a majority stake in each JV in return for providing funding and support services; to operating as a multi-service organisation across four core divisions: talent, equity, funding, and support.

 

There has been significant progress to structure the business around each of these four divisions, with the creation of clear reporting lines, governance, and structure – with each division now known as: Bluestones Talent Partners (core recruitment portfolio), Bluestones Equity Partners (investments and acquisitions), Bluestones Funding Partners (funding services for the recruitment sector), and Bluestones Support Partners (support services for the recruitment sector).

 

The growth strategy for the Group remains broadly the same with self-funded investments, bolt-ons, and acquisitions; organic growth in established businesses; and improving operational efficiencies, particularly driven by AI and automation.

 

Bluestones Group provides a full suite of support services centrally to its portfolio of businesses that includes marketing, IT (front, middle and back-office systems), HR, legal, contractor pay and bill, funding, and administration, and the enhanced purchasing power that comes from being part of a large organisation.

 

FINANCIAL PERFORMANCE

 

The UK recruitment sector is operating under sustained pressure from economic factors, such as high inflation and political uncertainty, both of which have impacted business confidence.

 

Despite a challenging trading environment characterised by intense competition, sustained pricing pressure and continued market uncertainty, the Group delivered a resilient financial performance during the year, achieving continued growth in both turnover and gross margin.

A summary of the results for the year is as follows:

 

 

2025 (£m)

2024 (£m)

Turnover

145.3

128.9

Gross profit

26.5

24.3

Operating profit before goodwill amortisation

2.6

3.6

 

Turnover increased by 13% from £128.9 million to £145.3 million, reflecting the Group's ability to win new business, deepen existing customer relationships and continue expanding its market presence despite difficult trading conditions. Gross margin also increased from £24.3 million to £26.5 million, demonstrating the strength of the Group's underlying trading performance, commercial discipline and continued focus on higher-value activity.

 

EBITDA reduced from £5.0 million in the prior year to £3.5 million. Whilst this reflects the impact of exceptionally competitive market conditions and sustained pressure on margins, the business remained strongly profitable, delivering an operating profit before goodwill amortisation of £2.6 million. This resilience compares favourably with many larger participants in the sector, several of which reported losses during the same period.

Bluestones Investment Group Limited
Strategic report (continued)
For the year ended 31 October 2025
- 2 -

Throughout the year, the Directors maintained a disciplined approach to cost management while continuing to invest in the business, its people and its capabilities. These actions have strengthened the Group's operational resilience and positioned it to take advantage of improving market conditions.

 

The Group also continues to execute its buy-and-build strategy, which remains a key component of its long-term growth plans. The Directors are pleased to report that, during FY26, the Group has already completed two successful acquisitions: Personnel Selection Associates Limited and Protec Technical Limited. These acquisitions broaden the Group's geographic reach, strengthen the Group's service offering and are expected to deliver further opportunities for growth, operational synergies and long-term shareholder value.

The Directors remain confident in the Group's strategy, the robustness of its business model and the opportunities within its markets. Entering FY26, the business has a strong platform for growth, underpinned by increased turnover, higher gross margin, continued operating profitability and the successful execution of its acquisition strategy. Accordingly, the Directors are confident of delivering strong growth in FY26 as market conditions improve and the benefits of recent strategic initiatives and acquisitions are realised.

 

OUR CURRENT BUSINESS STRUCTURE

 

As outlined earlier, the Group’s business structure has evolved into four distinct divisions that collectively focus on ‘all things recruitment’. At the end of this financial year, there was a total of 31 active and continuing brands/businesses.

 

BLUESTONES TALENT PARTNERS: EDUCATION SECTOR

 

The Education division within Bluestones Talent Partners has three distinct brands that combine for a full service provision for education settings in England & Wales.

 

Connex Education Partnership

Connex has delivered supply staffing and tuition services to UK schools since 1999. The business has two distinct service offerings, Connex Supply and Connex Tutors

 

Connex Supply, saw sustained demand for temporary staff placements across Multi Academy Trusts, Local Authority Maintained, and Independent schools in England and Wales. This growth was underpinned by our market-leading candidate development framework, which includes job-ready training, formal qualification pathways, and upskilling initiatives. The division’s ability to rapidly deploy qualified staff has positioned it as a trusted partner for schools navigating staffing shortages and compliance pressures.

 

Connex Tutors, operates a “Professional Tutor” programme, mapped against 22 standards for tutoring excellence, saw a marked increase in adoption. This was particularly evident in virtual schools and local authority contracts, where demand for targeted pupil support surged. The programme’s structured approach and measurable outcomes have helped secure repeat engagements and expanded reach.

 

Academize

Deliver formal qualifications, apprenticeships and online CPD to its own supply staff, subscribing agencies and their supply staff and education settings for their own permanently employed staff. The market is growing for flexible, distance-based training. The online CPD platform experienced unprecedented demand, reflecting both sector-wide recruitment challenges and the appeal of accessible, accredited pathways.

 

The Classroom Partnership

Delivers Master Vend Solutions as a GCA Lot 2 approved provider. Using our inhouse proprietary technology platform we manage a full supply staffing outsource for Multi Academy Trusts nationwide and has seen significant growth this academic year with greater demand anticipate from September 2027 when PA25 complaint spend is mandated in the Academies Financial Handbook.

Bluestones Investment Group Limited
Strategic report (continued)
For the year ended 31 October 2025
- 3 -

Outlook for 2026

Looking ahead, the Education division is poised to deepen its market penetration and diversify its service offerings:

 

 

The division remains committed to delivering high-impact, scalable solutions that meet the evolving needs of the education sector, while maintaining its reputation for quality, compliance, and innovation.

 

BLUESTONES TALENT PARTNERS: GENERALIST SECTOR

 

The Generalist Sector has continued to operate in a challenging market environment, with client volume remaining a persistent pressure point. Throughout the reporting period, gross margins have remained broadly consistent. This stability has been underpinned by proactive and focused cost management. Despite several major pay and employment legislation changes in April 2026, the business has successfully mitigated the risk of margin erosion, preserving profitability in a cost-sensitive climate. Continuing to drive productivity per head, new client generation and maximising the existing customer base continues to be the strategy.

 

BLUESTONES TALENT PARTNERS: HEALTHCARE SECTOR

The Healthcare Division’s focus on regulated service provision under Ofsted, CIW and CQC continued and has seen sustained growth being achieved within the year and into 2026. The Complex Care business has continued it’s geographical expansion within the Residential Childrens Homes, this along with additional service developments defined as Outreach and Managed Services ensure the business stays aligned with Local Authorities and families and supports them, where possible, to avoid young people moving into a residential care setting.

 

The education and training business has made great strides forwards and working with the Complex Care business is ensuring that all children within our residential care settings receive education as a priority to support their long term aspirations. A new school setting is going through registration under Estyn to meet the growing SEMH need within the sector, this will support our current Alternative Provision delivered through the HyFlex Academy.

The business is now a main provider for Apprenticeships and as such is able to support both our internal workforce with career development to meet the needs of the sector as well as our external clients.

 

The recruitment business experienced a challenging year with margin and lower volume pressure being a notable factor within the NHS framework business. This is now a small part of the healthcare division and whilst the business has diversified services into the broader health and social care markets, pressure on profitability has continued.

 

BLUESTONES TALENT PARTNERS: PROFESSIONAL SECTOR

 

The Professional Division within Bluestones Talent Partners remains a strategically important part of the Group’s specialist recruitment portfolio, bringing together seven complementary brands: Chad Harrison International, NC Associates, HOME Recruitment, Australasian Recruitment Company, Dynamite Recruitment, Clayton Legal and Personnel Selection. Collectively, these businesses provide specialist recruitment services across executive search, finance and accountancy, legal, commercial, technical, RPO, engineering, international and regional professional markets.

Bluestones Investment Group Limited
Strategic report (continued)
For the year ended 31 October 2025
- 4 -

A significant strategic change was implemented in May 2025 through the introduction of a divisional OKR framework, aligned with the Professional Division’s three-year plan. This is now central to how the division is managed, measured and developed. It provides a consistent operating rhythm across the portfolio, ensuring each brand has defined priorities, measurable outcomes and clear accountability, while retaining its own market identity and specialist proposition.

 

The introduction of OKRs has moved the division beyond a purely financial review model and created a more balanced, forward-looking approach to performance. Each brand now has clearer actions linked to the commercial and operational levers that drive sustainable growth: client retention, disciplined new client generation, productivity, consultant activity, vacancy quality, average invoice value, gross profit per head, pipeline conversion, margin protection, cash discipline and EBITDA improvement. This has strengthened the connection between daily activity, brand strategy and divisional outcomes.

 

During the year, the division has continued to operate in a challenging recruitment market, with hiring volumes, client confidence and candidate movement varying by sector and geography. Despite these conditions, the portfolio has remained resilient. The OKR framework has supported greater focus, clearer brand-level action plans and a more consistent monthly review cadence. Power BI reporting and data-driven decision-making ensure leadership discussions are grounded in measurable actions, progress and financial outcomes.

 

The current strategy is focused on protecting and growing existing client relationships, disciplined new business generation, improving productivity, stronger EBITDA conversion and continued integration activity, particularly following the addition of Personnel Selection in January 2026. Operationally, the division has strengthened its platform through improved management information, marketing enablement, tighter cost control, leadership capability, process improvement and the sharing of best practice across brands.

 

Looking ahead, the priority is to further embed the OKR framework and convert current momentum into stronger, more consistent delivery. The outlook is one of focused, disciplined growth, with selective investment linked to clear commercial opportunity, improved conversion and sustainable profitability.

 

BLUESTONES SUPPORT PARTNERS

 

Over the financial year, the recruitment payroll market has continued to undergo significant structural change, driven by legislative developments affecting umbrella companies and contingent workforce supply chains. The introduction of Joint and Several Liability legislation has accelerated market consolidation, with recruitment agencies and Managed Service Providers reducing the number of approved umbrella partners on their preferred supplier lists.

 

Quest Pay Solutions (QPS) continued to deliver consistent growth over the last 18 months through new client acquisition, service diversification and improved operational efficiency.

 

 

In addition to QPS Group, the division includes:

Bluestones Investment Group Limited
Strategic report (continued)
For the year ended 31 October 2025
- 5 -

As the Group entered the new financial year in November 2025, these additions reflected a strategic move toward a more integrated, scalable support model for recruitment businesses. The division is now positioned to deliver end-to-end solutions that meet the changing needs of agencies across multiple sectors and geographies.

 

BLUESTONES FUNDING PARTNERS

 

Recruitment Funding Solutions (RFS) is the main operating business within the Bluestones Funding Partners division. It supports recruitment businesses with tailored back-office and funding solutions, helping them launch and grow effectively. Its two core services continue to be:

 

During the period, RFS has continued to build upon success achieved via its broadened product offering increasing sales in key sectors. The sector-specific solutions for Education and Construction have enabled growth in those sectors via existing client growth and onboarding new clients. The businesses has also continued to grow in other sectors. The permanent funding product has also gained further traction with new agencies onboarded using the service during the period.

 

Performance and risk management

 

The business is managed through a series of key performance indicators and regular credit committee reviews. Throughout the period, further layers have been added to the underwriting and risk process and policies, ensuring even greater control over key decision making. The business has responded strategically to the introduction of further industry legislation, ensuring that processes mitigate any potential associated risks. Although economic and political pressures have increased lending and operational costs, growth has been supported by stronger sales activity and a continued focus on higher-quality agency clients. Sector diversification has reduced exposure to seasonal fluctuations, improved debt turn and supported cost control.

 

The main risk to the business is the non-collection of funded invoices. RFS mitigates this through credit insurance, robust underwriting and onboarding checks and continued refinement of its risk monitoring processes and policies.

 

Strategic outlook

 

RFS remains focused on the UK market while assessing international growth opportunities and further sector-specific expansion. It is also progressing a technology-led programme to improve operational efficiency and client experience, embracing developments in AI and new technology, whilst continuing to offer a service led experience for customers. The Board remains confident in the business’s resources and future growth prospects.

 

BLUESTONES EQUITY PARTNERS

 

Bluestones Equity Partners (BEP) operates as the Group’s dedicated investment and acquisition division, focused on identifying recruitment and recruitment-adjacent businesses where Bluestones Group can create value through acquisition, integration, operational support and long-term portfolio management.

 

BEP forms part of the Group’s wider four-division structure: Talent, Equity, Funding and Support. Within this structure, BEP acts as the investment platform for the Group, sourcing suitable opportunities, completing acquisitions, supporting integration and determining the most appropriate long-term structure for each business within the wider portfolio.

 

The division continues to follow a blended growth strategy, combining targeted acquisitions with selective joint venture and start-up opportunities. The focus is on founder-led and specialist recruitment businesses where the Group can provide a credible succession route, preserve existing goodwill, support management teams and apply the Group’s central infrastructure to improve performance.

Bluestones Investment Group Limited
Strategic report (continued)
For the year ended 31 October 2025
- 6 -

A core strength of BEP is its ability to integrate acquired businesses into the Group’s shared services platform. Portfolio companies can access support across finance, HR, IT systems, legal, compliance, marketing, contractor pay and bill, funding and administration. This support provides operational resilience, improves reporting, reduces duplication and allows management teams to concentrate on commercial performance and growth.

 

BEP’s operating model is centred on applying the Group’s central infrastructure to support portfolio development. This includes clear operational ownership, disciplined integration planning, improved reporting, access to shared services and targeted support to help businesses improve performance while preserving continuity and commercial momentum.

 

BEP is also developing a more proactive approach to acquisition origination. The division is building a structured pipeline of potential targets, supported by market mapping, company profiling, CRM-led engagement and direct contact with business owners. This approach is intended to improve the quality and consistency of future opportunities and reduce reliance on broker-led or reactive acquisition processes.

 

The UK recruitment market remains fragmented, with many owner-managed agencies facing succession, funding, operational or technology challenges. This creates continuing opportunities for disciplined consolidation, particularly where businesses have strong client relationships, credible management teams and clear scope to benefit from Group support.

 

BEP’s immediate priorities are to strengthen its acquisition pipeline, refine its external proposition to founder-led recruitment businesses and maintain a disciplined approach to deal selection, due diligence and post-acquisition management. The division remains well positioned to support the Group’s growth strategy by identifying and developing businesses that can benefit from Bluestones Group’s infrastructure, sector knowledge and long-term investment approach.

 

CURRENT TRADING CONDITIONS

 

The recruitment sector experienced several challenges throughout the year to October 2025, significantly influenced by ongoing economic volatility, continued inflationary pressures, and the persistent high cost of living.

 

Despite these challenges, specific sectors such as healthcare, professional services, and technology have maintained strong demand for talent, driven by persistent skills shortages. This environment has created intense competition for high-quality candidates, pushing salaries and contractor rates upward in many sectors.

 

Candidate scarcity continued to be a defining characteristic of the recruitment landscape, exacerbated by historically low unemployment rates. This limited pool of available talent has heightened competition among employers, placing greater emphasis on effective attraction, retention, and employer branding strategies.

 

Throughout the year, inflation levels moderated from previous peaks but remained elevated, influencing hiring patterns with businesses continuing to adopt cautious recruitment strategies. Despite this caution, the latter part of the year saw a stabilisation in vacancy rates, indicating gradual market adjustment and confidence recovery.

 

Businesses across the Group further strengthened their investment in technology, recognising its critical role in driving efficiency, enhancing client and candidate experiences, and achieving significant operational improvements. Adoption and integration of advanced CRM and ATS platforms, AI-powered technologies, and automated systems remained strategic priorities.

 

Environmental, Social, and Governance (ESG) initiatives, along with Equality, Diversity, and Inclusion (ED&I) strategies, have continued to mature and expand across the Group. These factors are now broadly integrated into both public and private sector client requirements, making them increasingly essential for competitive positioning and long-term sustainability.

Bluestones Investment Group Limited
Strategic report (continued)
For the year ended 31 October 2025
- 7 -

Reflecting on the UK's recruitment market conditions during 2025, several significant factors shaped the industry landscape:

 

1.    Economic stability and recovery: The UK economy experienced modest growth during 2025, with inflation continuing to ease and business confidence gradually improving, although higher employment costs and economic uncertainty remained key challenges. Recruitment activity varied across sectors, with permanent hiring remaining subdued while demand for temporary and specialist workforce solutions proved more resilient, particularly in education and healthcare. These market conditions reinforced the importance of operational efficiency, service diversification and technology investment across the Group.

 

2.    Persistent skills shortages: Talent shortages remained acute across multiple sectors, driven by systemic mismatches between skills availability and market demands. Recruitment companies have adopted innovative strategies, including targeted upskilling programmes, deeper educational partnerships, and international recruitment drives to address these gaps.

 

3.    Evolution of remote and hybrid work models: Flexible and hybrid working arrangements have become normalised, significantly reshaping recruitment practices. Companies now routinely access geographically dispersed talent pools, necessitating advanced digital recruitment capabilities and robust cybersecurity measures.

 

4.    Increasing emphasis on sustainability and diversity: Sustainability and diversity continued to gain prominence as critical recruitment considerations. Organisations prioritised candidates who align with corporate ESG goals and actively fostered diversity initiatives. Recruitment agencies have further refined strategies to proactively identify and engage candidates that meet these evolving criteria.

 

5.    Rapid technological advancements: The recruitment sector continued to benefit from rapid technological progress, notably through AI and automation. These technologies have significantly enhanced recruitment efficiency, improved candidate engagement, and provided deeper analytics-driven insights, thereby delivering competitive advantages to proactive adopters.

 

6.    Regulatory and legislative changes: 2025 saw continued legislative evolution, particularly regarding employment law, data privacy, compliance, and workforce regulations. Recruitment businesses remained vigilant, adapting swiftly to legislative updates to ensure compliance and minimise operational risk.

 

SECTION 172(1) STATEMENT

 

Employees

The Group seeks to recruit, train and retain the best possible people for all its positions. Full and fair consideration is given to applications for employment from disabled people.

 

The Group looks to create a vibrant and exciting work environment where people want to come to work, contribute, develop and succeed. The Group communicates with employees regularly using a combination of group intranet and both video conferencing and face to face meetings.

 

Customers

The Group seeks to offer its customers the best possible service and customer care.

 

The directors want the Group to be a strong trading partner of choice by enhancing value for all customers.

 

Environment

The Group considers the impact its operations may potentially have on the environment and only promotes working practices to meet current environmental and best practice.

Bluestones Investment Group Limited
Strategic report (continued)
For the year ended 31 October 2025
- 8 -

Strategy

The Group has adopted strategies to ensure that it is achieving its objectives, and these are reviewed regularly by the directors and senior management team.

 

The Group maintains a strong industry presence and has built excellent and long-term customer relationships allowing it to develop its commercial activities and service offering.

 

The Group purposefully seeks to trade with strong business partners who have like-minded values and operate sound health and safety and environmental policies.

 

RESEARCH AND DEVELOPMENT

 

Although the Group’s approach to research and development remains focused on customising and refining existing technologies rather than building proprietary platforms, there has been a notable increase in the breadth of application and cross-brand alignment. This has enabled the Group to better leverage economies of scale and deliver enhanced value to its recruitment agency partners.

 

AI and automation in particular are increasingly being integrated throughout the Group’s business portfolio. And, as we enter into the new financial year (2025/26) the Group has appointed a Fractional CTO, Tom Cooksey, with a view to improving the company’s approach to adopting and utilising technology.

 

PRINCIPAL RISKS AND UNCERTAINTIES

 

The company utilises various financial instruments, primarily trade receivables, to fund its operational activities. The senior management team regularly reviews and updates policies designed to mitigate associated financial and operational risks. The key risks facing the Group in 2025 and beyond are outlined below:

 

Candidate shortages

Candidate availability continues to present challenges, intensified by demographic shifts, evolving job market dynamics, and changing immigration policies. The Group addresses these challenges proactively through refined candidate attraction, retention, and re-engagement strategies, supported by robust data analytics and cross-divisional knowledge sharing.

 

Cost of living and inflation

Persistent inflationary pressures and a high cost of living remain significant considerations for employee attraction and retention. The Group conducts regular remuneration benchmarking exercises, ensuring competitive and appealing total reward packages. Benefits and remuneration strategies are continually reassessed to align with employee expectations and broader economic conditions.

 

Credit risk

Credit risk management remains integral to financial strategy. Credit is extended based on rigorous assessments of client payment histories and ongoing debt monitoring processes. The Group maintains comprehensive credit insurance across its debtor portfolio, continuously reviewed to reflect evolving market conditions.

 

Interest rate risk

The Group’s financial operations are strategically balanced between retained earnings and reputable external factoring arrangements. Interest rate exposure is continually monitored and managed, with an expectation that as Group revenues and net assets expand, relative debt servicing costs will decrease.

 

Sector and competitor risk

The recruitment sector remains highly competitive with several national and international market players. The Group differentiates itself through equity participation models, ensuring alignment of management and business objectives, thus enhancing service quality and operational effectiveness.

Bluestones Investment Group Limited
Strategic report (continued)
For the year ended 31 October 2025
- 9 -

Customer risk

The quality of customer service directly influences customer retention and business sustainability. Strategic divisional restructuring and enhanced cross-selling initiatives across the Bluestones network are central to maintaining superior service levels and customer satisfaction.

 

Legal and regulatory risk

The recruitment industry continues to experience significant regulatory scrutiny. The Group proactively adapts to legislative changes, particularly relating to HMRC compliance, employment laws, data protection, and evolving labour market regulations. Continuous vigilance ensures ongoing compliance and minimisation of operational disruptions.

 

Economic uncertainty

Economic volatility, potentially influenced by global market disruptions, political uncertainty, or recessionary pressures, continues to affect recruitment cycles and client commitments. The Group remains agile, regularly reviewing economic indicators and adjusting strategies to mitigate risks and capitalise on emerging opportunities.

 

IT and cyber risk

Cybersecurity threats continue to evolve in sophistication and frequency. The Group prioritises investment in advanced cybersecurity measures, data protection protocols, and comprehensive disaster recovery systems, ensuring operational resilience and the secure handling of sensitive information.

 

International conflict and geopolitical risk

The continuing geopolitical tensions, notably the extended Russia-Ukraine conflict and emerging global disruptions, pose ongoing risks to international trade, market stability, and specific sectors in which the Group operates. Monitoring geopolitical developments closely, the Group adjusts operational and strategic plans proactively to manage potential impacts.

 

Artificial Intelligence (AI) and technological advancements

Rapid advancements in AI and related technologies present significant opportunities and risks. The integration of AI systems is actively pursued to enhance operational efficiency, candidate matching, and client services. However, the Group remains attentive to potential disruptive impacts on employment models, candidate expectations, and the regulatory environment, strategically positioning itself to leverage AI advancements effectively while mitigating associated risks.

KEY FINANCIAL INDICATORS

 

Internally the key financial indicators and management information are regarded as very important and are assessed and reviewed company by company and acted upon on a daily, weekly and monthly basis.

 

There is a high-level three-year plan and a detailed annual budget prepared which is reviewed on a quarterly basis. Key Financial Indicators include:

 

- Revenue growth

- Revenue per customer

- Trade indemnity / Insurable risk on a customer-by-customer basis

- EBITDA / by division / by brand

- Gross profit achieved

- Gross margin achieved by consultant

- Conversion ratio of gross margin to EBITDA

- Profitability per head - fees per full time equivalent (FTE) employee

- Debtor days

- Creditor days

- Permanent fee per placement

- Number of temporary workers at work

- Forward bookings for temporary workers

Bluestones Investment Group Limited
Strategic report (continued)
For the year ended 31 October 2025
- 10 -
STREAMLINED ENERGY AND CARBON REPORTING

 

During the year ended 31 October 2025, the company reported the following in respect of Group energy use:

2025
2024
UK energy use (kWh)
22,696
24,798
Associated greenhouse gas emissions (Tonnes of CO2) location based
617
674
Intensity ratio (Tonnes of CO2 emissions per employee) location based
1.904
2.176

These estimates are based on the same methodology as last year, using the GHG Protocol Corporate Reporting Standard and the 2022 emission conversion factors from Defra and BEIS. The financial control approach and dual reporting for Scope 2 emissions remain in place.

 

The company has taken the decision to implement several measures with the aim of reducing emissions. These include:

CONCLUSION

 

The Group has continued to demonstrate resilience and adaptability in a challenging economic and recruitment market, supported by its diversified operating model, disciplined financial management and continued investment in technology, compliance and specialist expertise. The breadth of the Group’s activities across Talent, Funding, Support and Equity provides multiple avenues for growth while reducing reliance on any single market or revenue stream.

 

Throughout the year, the Group has strengthened its position through targeted acquisitions, expansion into complementary service lines and continued investment in proprietary technology, automation and AI-enabled solutions. These initiatives, together with a focus on operational excellence, regulatory compliance and client service, provide a strong platform for sustainable long-term growth.

 

Looking ahead, the Board remains confident in the Group’s strategy and prospects. Continued investment in people, technology and innovation, alongside a disciplined approach to growth and risk management, will ensure the Group remains well positioned to respond to changing market conditions and capitalise on emerging opportunities. The Group will continue to support its clients, candidates and portfolio businesses by delivering high-quality, scalable solutions while maintaining its commitment to responsible growth, strong governance and long-term value creation for all stakeholders.

 

On behalf of the board

Mr S Pendergast
Director
31 July 2026
Bluestones Investment Group Limited
Directors' report
For the year ended 31 October 2025
- 11 -

The directors present their annual report and financial statements for the year ended 31 October 2025.

Principal activities

The principal activity of the company and group continued to be that of the operation of a portfolio of recruitment and staffing services businesses.

Results and dividends

The results for the year are set out on page 16.

Ordinary dividends were paid amounting to £274,193 (2024: £606,324). Further dividends of £1,390,662 (2024: £2,099,721) were paid out of subsidiary companies to minority shareholders. The directors do not recommend payment of a further dividend.

No preference dividends were paid. The directors do not recommend payment of a final dividend.

Directors

The directors who held office during the year and up to the date of signature of the financial statements were as follows:

Mr S A Gosling
Ms C A Pendergast
Mr T H S Trotter
(Resigned 26 February 2026)
Mr P R Broderick
Ms P M Stratford
Mr D A Gregson
Mr S Pendergast
Mr J A Hunt
(Appointed 26 February 2026)
Disabled persons

Applications for employment by disabled persons are always fully considered, bearing in mind the aptitudes of the applicant concerned. In the event of members of staff becoming disabled, every effort is made to ensure that their employment within the group continues and that the appropriate training is arranged. It is the policy of the group that the training, career development and promotion of disabled persons should, as far as possible, be identical to that of other employees.

Employee involvement

The group's policy is to consult and discuss with employees, through unions, staff councils and at meetings, matters likely to affect employees' interests.

 

Information about matters of concern to employees is given through information bulletins and reports which seek to achieve a common awareness on the part of all employees of the financial and economic factors affecting the group's performance.

 

There is no employee share scheme at present, but the directors are considering the introduction of such a scheme as a means of further encouraging the involvement of employees in the company's performance.

Auditor

The auditor, DJH Audit Limited, is deemed to be reappointed under section 487(2) of the Companies Act 2006.

Energy and carbon report

Information regarding energy and carbon reporting is included within the strategic report.

Bluestones Investment Group Limited
Directors' report (continued)
For the year ended 31 October 2025
- 12 -
Statement of directors' responsibilities

The directors are responsible for preparing the annual report and the financial statements in accordance with applicable law and regulations.

United Kingdom company law requires the directors to prepare financial statements for each financial year. Under that law, the directors have elected to prepare the group and parent company financial statements in accordance with United Kingdom Generally Accepted Accounting Practice (United Kingdom Accounting Standards and applicable law). Under company law, the directors must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the group and parent company, and of the profit or loss of the group for that period.

In preparing these financial statements, the directors are required to:

The directors are responsible for keeping adequate accounting records that are sufficient to show and explain the group’s and parent company’s transactions and disclose with reasonable accuracy at any time the financial position of the group and parent company, and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the group and parent company, and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Disclosure in strategic report

The truegroup has chosen in accordance with Companies Act 2006, s. 414C(11) to set out in the group's strategic report information required by Large and Medium-sized Companies and Groups (Accounts and Reports) Regulations 2008, Sch. 7 to be contained in the directors' report.

Statement of disclosure to auditor

So far as each person who was a director at the date of approving this report is aware, there is no relevant audit information of which the auditor of the company is unaware. Additionally, the directors individually have taken all the necessary steps that they ought to have taken as directors in order to make themselves aware of all relevant audit information and to establish that the auditor of the company is aware of that information.

On behalf of the board
Mr S Pendergast
Director
31 July 2026
Bluestones Investment Group Limited
Independent auditor's report
To the members of Bluestones Investment Group Limited
- 13 -
Opinion

We have audited the financial statements of Bluestones Investment Group Limited (the 'parent company') and its subsidiaries (the 'group') for the year ended 31 October 2025 which comprise the group profit and loss account, the group statement of comprehensive income, the group balance sheet, the company balance sheet, the group statement of changes in equity, the company statement of changes in equity, the group statement of cash flows and notes to the financial statements, including significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 The Financial Reporting Standard applicable in the UK and Republic of Ireland (United Kingdom Generally Accepted Accounting Practice).

In our opinion the financial statements:

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditor's responsibilities for the audit of the financial statements section of our report. We are independent of the group and parent company in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

 

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the group's and parent company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.

 

Our responsibilities and the responsibilities of the directors with respect to going concern are described in the relevant sections of this report.

Other information

The other information comprises the information included in the annual report other than the financial statements and our auditor's report thereon. The directors are responsible for the other information contained within the annual report. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon. Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit, or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

 

We have nothing to report in this regard.

Bluestones Investment Group Limited
Independent auditor's report (continued)
To the members of Bluestones Investment Group Limited
- 14 -

Opinions on other matters prescribed by the Companies Act 2006

In our opinion, based on the work undertaken in the course of our audit:

Matters on which we are required to report by exception

In the light of the knowledge and understanding of the group and the parent company and their environment obtained in the course of the audit, we have not identified material misstatements in the strategic report or the directors' report.

 

We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 requires us to report to you if, in our opinion:

Responsibilities of directors

As explained more fully in the directors' responsibilities statement, the directors are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the directors determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error. In preparing the financial statements, the directors are responsible for assessing the group's and parent company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the directors either intend to liquidate the group or parent company or to cease operations, or have no realistic alternative but to do so.

Auditor's responsibilities for the audit of the financial statements

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor's report that includes our opinion. Reasonable assurance is a high level of assurance but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

The extent to which our procedures are capable of detecting irregularities, including fraud, is detailed below.

As part of our planning process:

Bluestones Investment Group Limited
Independent auditor's report (continued)
To the members of Bluestones Investment Group Limited
- 15 -

The key procedures we undertook to detect irregularities including fraud during the course of the audit included:

 

Owing to the inherent limitations of an audit, there is an unavoidable risk that we may not have detected some material misstatements in the financial statements even though we have properly planned and performed our audit in accordance with auditing standards. The primary responsibility for the prevention and detection of irregularities and fraud rests with the directors.

A further description of our responsibilities is available on the Financial Reporting Council’s website at: https://www.frc.org.uk/auditorsresponsibilities. This description forms part of our auditor's report.

Use of our report

This report is made solely to the parent company’s members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might state to the parent company’s members those matters we are required to state to them in an auditor's report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the parent company and the parent company’s members as a body, for our audit work, for this report, or for the opinions we have formed.

Richard Bell (Senior Statutory Auditor)
For and on behalf of DJH Audit Limited, Statutory Auditor
Accountants
The Exchange
5 Bank Street
Bury
Lancashire
BL9 0DN
31 July 2026
Bluestones Investment Group Limited
Group Profit and loss account
For the year ended 31 October 2025
- 16 -
2025
2024
Notes
£
£
Turnover
3
145,340,816
128,906,411
Cost of sales
(118,791,575)
(104,615,926)
Gross profit
26,549,241
24,290,485
Administrative expenses
(23,989,152)
(20,729,613)
Operating profit before goodwill amortisation
4
2,560,089
3,560,872
Interest receivable and similar income
8
-
0
3,124
Interest payable and similar expenses
9
(892,923)
(703,808)
Goodwill amortisation costs
(1,156,558)
(72,132)
Profit before taxation
510,608
2,788,056
Tax on profit
10
(484,544)
(692,496)
Profit for the financial year
24
26,064
2,095,560
Profit for the financial year is attributable to:
- Owners of the parent company
(350,473)
2,260,329
- Non-controlling interests
376,537
(164,769)
26,064
2,095,560
Bluestones Investment Group Limited
Group statement of comprehensive income
For the year ended 31 October 2025
- 17 -
2025
2024
£
£
Profit for the year
26,064
2,095,560
Other comprehensive income
Currency translation loss taken to retained earnings
(9,544)
-
0
Total comprehensive income for the year
16,520
2,095,560
Total comprehensive income for the year is attributable to:
- Owners of the parent company
(360,017)
2,260,329
- Non-controlling interests
376,537
(164,769)
16,520
2,095,560
Bluestones Investment Group Limited
Group Balance sheet
As at 31 October 2025
- 18 -
2025
2024
Notes
£
£
£
£
Fixed assets
Goodwill
12
9,952,517
10,956,436
Other intangible assets
12
305,367
804,636
Total intangible assets
10,257,884
11,761,072
Tangible assets
13
386,029
462,889
10,643,913
12,223,961
Current assets
Stocks
16
881,358
825,227
Debtors
17
23,427,072
23,358,344
Cash at bank and in hand
2,137,475
1,586,790
26,445,905
25,770,361
Creditors: amounts falling due within one year
18
(31,873,835)
(30,907,162)
Net current liabilities
(5,427,930)
(5,136,801)
Total assets less current liabilities
5,215,983
7,087,160
Creditors: amounts falling due after more than one year
19
(9,503)
(205,701)
Provisions for liabilities
Deferred tax liability
21
107,007
133,669
(107,007)
(133,669)
Net assets
5,099,473
6,747,790
Capital and reserves
Called up share capital
23
5,148,075
5,148,057
Capital redemption reserve
24
116
116
Profit and loss reserves
24
(581,108)
1,443,764
Equity attributable to owners of the parent company
4,567,083
6,591,937
Non-controlling interests
532,390
155,853
Total equity
5,099,473
6,747,790
Bluestones Investment Group Limited
Group Balance sheet (continued)
As at 31 October 2025
- 19 -
The financial statements were approved by the board of directors and authorised for issue on 31 July 2026 and are signed on its behalf by:
31 July 2026
Mr S  Pendergast
Director
Company registration number 07807506 (England and Wales)
Bluestones Investment Group Limited
Company Balance sheet
As at 31 October 2025
31 October 2025
- 20 -
2025
2024
Notes
£
£
£
£
Fixed assets
Goodwill
12
287,697
287,697
Other intangible assets
12
171,363
467,825
Total intangible assets
459,060
755,522
Tangible assets
13
58,014
28,686
Investments
14
8,514,626
8,511,418
9,031,700
9,295,626
Current assets
Stocks
16
2,445
1,610
Debtors
17
38,991,763
28,540,571
Cash at bank and in hand
664,172
124,067
39,658,380
28,666,248
Creditors: amounts falling due within one year
18
(42,927,875)
(32,163,375)
Net current liabilities
(3,269,495)
(3,497,127)
Total assets less current liabilities
5,762,205
5,798,499
Provisions for liabilities
Deferred tax liability
21
15,543
7,909
(15,543)
(7,909)
Net assets
5,746,662
5,790,590
Capital and reserves
Called up share capital
23
5,148,075
5,148,057
Capital redemption reserve
24
116
116
Profit and loss reserves
24
598,471
642,417
Total equity
5,746,662
5,790,590
Bluestones Investment Group Limited
Company Balance sheet (continued)
As at 31 October 2025
31 October 2025
- 21 -

As permitted by section 408 of the Companies Act 2006, the company has not presented its own profit and loss account and related notes. The company’s profit for the year was £230,247 (2024 - £521,405 profit).

The financial statements were approved by the board of directors and authorised for issue on 31 July 2026 and are signed on its behalf by:
31 July 2026
Mr S  Pendergast
Director
Company registration number 07807506 (England and Wales)
Bluestones Investment Group Limited
Group statement of changes in equity
For the year ended 31 October 2025
- 22 -
Share capital
Capital redemption reserve
Profit and loss reserves
Total controlling interest
Non-controlling interest
Total
Notes
£
£
£
£
£
£
Balance at 1 November 2023
2,000
116
1,889,480
1,891,596
320,622
2,212,218
Year ended 31 October 2024:
Profit and total comprehensive income
-
-
2,260,329
2,260,329
(164,769)
2,095,560
Issue of share capital
23
5,146,057
-
-
5,146,057
-
5,146,057
Dividends
11
-
-
(2,706,045)
(2,706,045)
-
(2,706,045)
Balance at 31 October 2024
5,148,057
116
1,443,764
6,591,937
155,853
6,747,790
Year ended 31 October 2025:
Profit for the year
-
-
(350,473)
(350,473)
376,537
26,064
Other comprehensive income:
Currency translation differences
-
-
(9,544)
(9,544)
-
(9,544)
Total comprehensive income
-
-
(360,017)
(360,017)
376,537
16,520
Issue of share capital
23
18
-
-
18
-
18
Dividends
11
-
-
(1,664,855)
(1,664,855)
-
(1,664,855)
Balance at 31 October 2025
5,148,075
116
(581,108)
4,567,083
532,390
5,099,473
Bluestones Investment Group Limited
Company statement of changes in equity
For the year ended 31 October 2025
- 23 -
Share capital
Capital redemption reserve
Profit and loss reserves
Total
Notes
£
£
£
£
Balance at 1 November 2023
2,000
116
727,336
729,452
Year ended 31 October 2024:
Profit and total comprehensive income for the year
-
-
521,405
521,405
Issue of share capital
23
5,146,057
-
-
5,146,057
Dividends
11
-
-
(606,324)
(606,324)
Balance at 31 October 2024
5,148,057
116
642,417
5,790,590
Year ended 31 October 2025:
Profit and total comprehensive income
-
-
230,247
230,247
Issue of share capital
23
18
-
-
18
Dividends
11
-
-
(274,193)
(274,193)
Balance at 31 October 2025
5,148,075
116
598,471
5,746,662
Bluestones Investment Group Limited
Group statement of cash flows
For the year ended 31 October 2025
- 24 -
2025
2024
Notes
£
£
£
£
Cash flows from operating activities
Cash generated from operations
30
5,422,060
7,757,802
Interest paid
(892,923)
(703,808)
Income taxes paid
(822,616)
(967,428)
Net cash inflow from operating activities
3,706,521
6,086,566
Investing activities
Purchase of business
(117,702)
(3,416,500)
Cash on acquisition
7,804
1,046,325
Deferred consideration paid
(932,500)
(73,334)
Purchase of intangible assets
-
(283,244)
Purchase of tangible fixed assets
(200,422)
(254,788)
Proceeds from disposal of tangible fixed assets
825
-
Interest received
-
0
3,124
Net cash used in investing activities
(1,241,995)
(2,978,417)
Financing activities
Proceeds from issue of shares
18
-
Repayment of bank loans
(249,004)
(10,000)
Dividends paid to equity shareholders
(1,664,855)
(2,706,045)
Net cash used in financing activities
(1,913,841)
(2,716,045)
Net increase in cash and cash equivalents
550,685
392,104
Cash and cash equivalents at beginning of year
1,586,790
1,194,686
Cash and cash equivalents at end of year
2,137,475
1,586,790
Bluestones Investment Group Limited
Notes to the group financial statements
For the year ended 31 October 2025
- 25 -
1
Accounting policies
Company information

Bluestones Investment Group Limited (“the company”) is a private limited company domiciled and incorporated in England and Wales. The registered office is Chester Business Centre, Union Street, Chester, England, CH1 1QP.

 

The group consists of Bluestones Investment Group Limited and all of its subsidiaries.

1.1
Basis of preparation

These financial statements have been prepared in accordance with FRS 102 “The Financial Reporting Standard applicable in the UK and Republic of Ireland” (“FRS 102”) and the requirements of the Companies Act 2006.

The financial statements are prepared in sterling, which is the functional currency of the company. Monetary amounts in these financial statements are rounded to the nearest £.

The financial statements have been prepared under the historical cost convention. The principal accounting policies adopted are set out below.

1.2
Business combinations

In the parent company financial statements, the cost of a business combination is the fair value at the acquisition date of the assets given, equity instruments issued and liabilities incurred or assumed, plus costs directly attributable to the business combination. The excess of the cost of a business combination over the fair value of the identifiable assets, liabilities and contingent liabilities acquired is recognised as goodwill. The cost of the combination includes the estimated amount of contingent consideration that is probable and can be measured reliably, and is adjusted for changes in contingent consideration after the acquisition date. Provisional fair values recognised for business combinations in previous periods are adjusted retrospectively for final fair values determined in the 12 months following the acquisition date. Investments in subsidiaries, joint ventures and associates are accounted for at cost less impairment.

 

Deferred tax is recognised on differences between the value of assets (other than goodwill) and liabilities recognised in a business combination accounted for using the purchase method and the amounts that can be deducted or assessed for tax, considering the manner in which the carrying amount of the asset or liability is expected to be recovered or settled. The deferred tax recognised is adjusted against goodwill or negative goodwill.

1.3
Basis of consolidation

The consolidated group financial statements consist of the financial statements of the parent company Bluestones Investment Group Limited together with all entities controlled by the parent company (its subsidiaries) and the group’s share of its interests in joint ventures and associates.

 

All financial statements are made up to 31 October 2025. Where necessary, adjustments are made to the financial statements of subsidiaries to bring the accounting policies used into line with those used by other members of the group.

 

All intra-group transactions, balances and unrealised gains on transactions between group companies are eliminated on consolidation. Unrealised losses are also eliminated unless the transaction provides evidence of an impairment of the asset transferred.

Subsidiaries are consolidated in the group’s financial statements from the date that control commences until the date that control ceases.

Bluestones Investment Group Limited
Notes to the group financial statements (continued)
For the year ended 31 October 2025
1
Accounting policies
(Continued)
- 26 -

Entities in which the group holds an interest and which are jointly controlled by the group and one or more other venturers under a contractual arrangement are treated as joint ventures. Entities other than subsidiary undertakings or joint ventures, in which the group has a participating interest and over whose operating and financial policies the group exercises a significant influence, are treated as associates.

Investments in joint ventures and associates are carried in the group balance sheet at cost plus post-acquisition changes in the group’s share of the net assets of the entity, less any impairment in value. The carrying values of investments in joint ventures and associates include acquired goodwill.

 

If the group’s share of losses in a joint venture or associate equals or exceeds its investment in the joint venture or associate, the group does not recognise further losses unless it has incurred obligations to do so or has made payments on behalf of the joint venture or associate.

 

Unrealised gains arising from transactions with joint ventures and associates are eliminated to the extent of the group’s interest in the entity.

1.4
Going concern

The directors report that after making enquiries, they have a reasonable expectation that the group has adequate resources to continue in operational existence for the foreseeable future. In making this assessment the directors have taken into account available bank and other facilities and financial projections. For this reason they continue to adopt the going concern basis in preparing the financial statements.

1.5
Turnover

Turnover is measured at the fair value of the consideration received or receivable, excluding discounts. rebates, value added tax and other sales taxes. Turnover is recognised when the services have been provided to the customer.

1.6
Research and development expenditure

Research expenditure is written off against profits in the year in which it is incurred. Identifiable development expenditure is capitalised to the extent that the technical, commercial and financial feasibility can be demonstrated.

1.7
Intangible fixed assets - goodwill

Goodwill represents the excess of the cost of acquisition of a business over the fair value of net assets acquired. It is initially recognised as an asset at cost and is subsequently measured at cost less accumulated amortisation and accumulated impairment losses. Goodwill is considered to have a finite useful life and is amortised on a systematic basis over its expected life of 10 years.

 

For the purposes of impairment testing, goodwill is allocated to the cash-generating units expected to benefit from the acquisition. Cash-generating units to which goodwill has been allocated are tested for impairment at least annually, or more frequently when there is an indication that the unit may be impaired. If the recoverable amount of the cash-generating unit is less than the carrying amount of the unit, the impairment loss is allocated first to reduce the carrying amount of any goodwill allocated to the unit and then to the other assets of the unit pro-rata on the basis of the carrying amount of each asset in the unit.

Bluestones Investment Group Limited
Notes to the group financial statements (continued)
For the year ended 31 October 2025
1
Accounting policies
(Continued)
- 27 -
1.8
Intangible fixed assets other than goodwill

Intangible assets acquired separately from a business are recognised at cost and are subsequently measured at cost less accumulated amortisation and accumulated impairment losses.

 

Intangible assets acquired on business combinations are recognised separately from goodwill at the acquisition date where it is probable that the expected future economic benefits that are attributable to the asset will flow to the entity and the fair value of the asset can be measured reliably; the intangible asset arises from contractual or other legal rights; and the intangible asset is separable from the entity.

Amortisation is recognised so as to write off the cost or valuation of assets less their residual values over their useful lives on the following bases:

Development costs
20% on cost
1.9
Tangible fixed assets

Tangible fixed assets are initially measured at cost and subsequently measured at cost or valuation, net of depreciation and any impairment losses.

Depreciation is recognised so as to write off the cost or valuation of assets less their residual values over their useful lives on the following bases:

Leasehold improvements
25% on cost
Fixtures and fittings
20% on cost
Computers
25% on cost

The gain or loss arising on the disposal of an asset is determined as the difference between the sale proceeds and the carrying value of the asset, and is recognised in the profit and loss account.

1.10
Fixed asset investments

Equity investments are measured at fair value through profit or loss, except for those equity investments that are not publicly traded and whose fair value cannot otherwise be measured reliably, which are recognised at cost less impairment until a reliable measure of fair value becomes available.

 

In the parent company financial statements, investments in subsidiaries, associates and jointly controlled entities are initially measured at cost and subsequently measured at cost less any accumulated impairment losses.

A subsidiary is an entity controlled by the group. Control is the power to govern the financial and operating policies of the entity so as to obtain benefits from its activities.

Bluestones Investment Group Limited
Notes to the group financial statements (continued)
For the year ended 31 October 2025
1
Accounting policies
(Continued)
- 28 -

An associate is an entity, being neither a subsidiary nor a joint venture, in which the company holds a long-term interest and where the company has significant influence. The group considers that it has significant influence where it has the power to participate in the financial and operating decisions of the associate.

 

Investments in associates are initially recognised at the transaction price (including transaction costs) and are subsequently adjusted to reflect the group’s share of the profit or loss, other comprehensive income and equity of the associate using the equity method. Any difference between the cost of acquisition and the share of the fair value of the net identifiable assets of the associate on acquisition is recognised as goodwill. Any unamortised balance of goodwill is included in the carrying value of the investment in associates.

 

Losses in excess of the carrying amount of an investment in an associate are recorded as a provision only when the company has incurred legal or constructive obligations or has made payments on behalf of the associate.

 

In the parent company financial statements, investments in associates are accounted for at cost less impairment.

Entities in which the group has a long term interest and shares control under a contractual arrangement are classified as jointly controlled entities.

1.11
Impairment of fixed assets

At each reporting period end date, the group reviews the carrying amounts of its tangible and intangible assets to determine whether there is any indication that those assets have suffered an impairment loss. If any such indication exists, the recoverable amount of the asset is estimated in order to determine the extent of the impairment loss (if any). Where it is not possible to estimate the recoverable amount of an individual asset, the company estimates the recoverable amount of the cash-generating unit to which the asset belongs.

 

The carrying amount of the investments accounted for using the equity method is tested for impairment as a single asset. Any goodwill included in the carrying amount of the investment is not tested separately for impairment.

Recoverable amount is the higher of fair value less costs to sell and value in use. In assessing value in use, the estimated future cash flows are discounted to their present value using a pre-tax discount rate that reflects current market assessments of the time value of money and the risks specific to the asset for which the estimates of future cash flows have not been adjusted.

 

If the recoverable amount of an asset (or cash-generating unit) is estimated to be less than its carrying amount, the carrying amount of the asset (or cash-generating unit) is reduced to its recoverable amount. An impairment loss is recognised immediately in profit or loss, unless the relevant asset is carried at a revalued amount, in which case the impairment loss is treated as a revaluation decrease.

Recognised impairment losses are reversed if, and only if, the reasons for the impairment loss have ceased to apply. Where an impairment loss subsequently reverses, the carrying amount of the asset (or cash-generating unit) is increased to the revised estimate of its recoverable amount, but so that the increased carrying amount does not exceed the carrying amount that would have been determined had no impairment loss been recognised for the asset (or cash-generating unit) in prior years. A reversal of an impairment loss is recognised immediately in profit or loss, unless the relevant asset is carried at a revalued amount, in which case the reversal of the impairment loss is treated as a revaluation increase.

Bluestones Investment Group Limited
Notes to the group financial statements (continued)
For the year ended 31 October 2025
1
Accounting policies
(Continued)
- 29 -
1.12
Stocks

Work in progress is valued at the cost of the service provided.

1.13
Cash and cash equivalents

Cash and cash equivalents are basic financial assets and include cash in hand, deposits held at call with banks, other short-term liquid investments with original maturities of three months or less, and bank overdrafts. Bank overdrafts are shown within borrowings in current liabilities.

1.14
Financial instruments

The group has elected to apply the provisions of Section 11 ‘Basic Financial Instruments’ and Section 12 ‘Other Financial Instruments Issues’ of FRS 102 to all of its financial instruments.

 

Financial instruments are recognised in the group's balance sheet when the group becomes party to the contractual provisions of the instrument.

 

Financial assets and liabilities are offset and the net amounts presented in the financial statements when there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.

Basic financial assets

Basic financial assets, which include debtors and cash and bank balances, are initially measured at transaction price including transaction costs and are subsequently carried at amortised cost using the effective interest method unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest. Financial assets classified as receivable within one year are not amortised.

Other financial assets

Other financial assets, including investments in equity instruments which are not subsidiaries, associates or joint ventures, are initially measured at fair value, which is normally the transaction price. Such assets are subsequently carried at fair value and the changes in fair value are recognised in profit or loss, except that investments in equity instruments that are not publicly traded and whose fair values cannot be measured reliably are measured at cost less impairment.

Impairment of financial assets

Financial assets, other than those held at fair value through profit and loss, are assessed for indicators of impairment at each reporting end date.

 

Financial assets are impaired where there is objective evidence that, as a result of one or more events that occurred after the initial recognition of the financial asset, the estimated future cash flows have been affected. If an asset is impaired, the impairment loss is the difference between the carrying amount and the present value of the estimated cash flows discounted at the asset’s original effective interest rate. The impairment loss is recognised in profit or loss.

 

If there is a decrease in the impairment loss arising from an event occurring after the impairment was recognised, the impairment is reversed. The reversal is such that the current carrying amount does not exceed what the carrying amount would have been, had the impairment not previously been recognised. The impairment reversal is recognised in profit or loss.

Derecognition of financial assets

Financial assets are derecognised only when the contractual rights to the cash flows from the asset expire or are settled, or when the group transfers the financial asset and substantially all the risks and rewards of ownership to another entity, or if some significant risks and rewards of ownership are retained but control of the asset has transferred to another party that is able to sell the asset in its entirety to an unrelated third party.

Bluestones Investment Group Limited
Notes to the group financial statements (continued)
For the year ended 31 October 2025
1
Accounting policies
(Continued)
- 30 -
Classification of financial liabilities

Financial liabilities and equity instruments are classified according to the substance of the contractual arrangements entered into. An equity instrument is any contract that evidences a residual interest in the assets of the group after deducting all of its liabilities.

Basic financial liabilities

Basic financial liabilities, including creditors, bank loans, loans from fellow group companies and preference shares that are classified as debt, are initially recognised at transaction price unless the arrangement constitutes a financing transaction, where the debt instrument is measured at the present value of the future payments discounted at a market rate of interest. Financial liabilities classified as payable within one year are not amortised.

 

Debt instruments are subsequently carried at amortised cost, using the effective interest rate method.

 

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of business from suppliers. Amounts payable are classified as current liabilities if payment is due within one year or less. If not, they are presented as non-current liabilities. Trade creditors are recognised initially at transaction price and subsequently measured at amortised cost using the effective interest method.

Other financial liabilities

Derivatives, including interest rate swaps and forward foreign exchange contracts, are not basic financial instruments. Derivatives are initially recognised at fair value on the date a derivative contract is entered into and are subsequently re-measured at their fair value. Changes in the fair value of derivatives are recognised in profit or loss in finance costs or finance income as appropriate, unless hedge accounting is applied and the hedge is a cash flow hedge.

 

Debt instruments that do not meet the conditions in FRS 102 paragraph 11.9 are subsequently measured at fair value through profit or loss. Debt instruments may be designated as being measured at fair value through profit or loss to eliminate or reduce an accounting mismatch or if the instruments are measured and their performance evaluated on a fair value basis in accordance with a documented risk management or investment strategy.

Derecognition of financial liabilities

Financial liabilities are derecognised when the group's contractual obligations expire or are discharged or cancelled.

1.15
Equity instruments

Equity instruments issued by the group are recorded at the proceeds received, net of transaction costs. Dividends payable on equity instruments are recognised as liabilities once they are no longer at the discretion of the group.

1.16
Taxation

The tax expense represents the sum of the tax currently payable and deferred tax.

Current tax

The tax currently payable is based on taxable profit for the year. Taxable profit differs from net profit as reported in the profit and loss account because it excludes items of income or expense that are taxable or deductible in other years and it further excludes items that are never taxable or deductible. The group’s liability for current tax is calculated using tax rates that have been enacted or substantively enacted by the reporting end date.

Bluestones Investment Group Limited
Notes to the group financial statements (continued)
For the year ended 31 October 2025
1
Accounting policies
(Continued)
- 31 -
Deferred tax

Deferred tax liabilities are generally recognised for all timing differences and deferred tax assets are recognised to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits. Such assets and liabilities are not recognised if the timing difference arises from goodwill or from the initial recognition of other assets and liabilities in a transaction that affects neither the tax profit nor the accounting profit.

The carrying amount of deferred tax assets is reviewed at each reporting end date and reduced to the extent that it is no longer probable that sufficient taxable profits will be available to allow all or part of the asset to be recovered. Deferred tax is calculated at the tax rates that are expected to apply in the period when the liability is settled or the asset is realised. Deferred tax is charged or credited in the profit and loss account, except when it relates to items charged or credited directly to equity, in which case the deferred tax is also dealt with in equity. Deferred tax assets and liabilities are offset if, and only if, there is a legally enforceable right to offset current tax assets and liabilities and the deferred tax assets and liabilities relate to taxes levied by the same tax authority.

1.17
Employee benefits

The costs of short-term employee benefits are recognised as a liability and an expense, unless those costs are required to be recognised as part of the cost of stock or fixed assets.

 

The cost of any unused holiday entitlement is recognised in the period in which the employee’s services are received.

 

Termination benefits are recognised immediately as an expense when the company is demonstrably committed to terminate the employment of an employee or to provide termination benefits.

1.18
Retirement benefits

Payments to defined contribution retirement benefit schemes are charged as an expense as they fall due.

1.19
Leases
As lessee

Rentals payable under operating leases, including any lease incentives received, are charged to profit or loss on a straight line basis over the term of the relevant lease except where another more systematic basis is more representative of the time pattern in which economic benefits from the leased asset are consumed.

1.20
Foreign exchange

Transactions in currencies other than pounds sterling are recorded at the rates of exchange prevailing at the dates of the transactions. At each reporting end date, monetary assets and liabilities that are denominated in foreign currencies are retranslated at the rates prevailing on the reporting end date. Gains and losses arising on translation in the period are included in profit or loss.

Bluestones Investment Group Limited
Notes to the group financial statements (continued)
For the year ended 31 October 2025
- 32 -
2
Judgements and key sources of estimation uncertainty

Estimates and judgements are continually evaluated and are based on historical experience and other factors, including expectations of future events that are believed to be reasonable under the circumstances. Although these estimates are based on management's best knowledge of the amount, events or actions, actual results ultimately may differ from those estimates.

 

The estimates are continually evaluated. Revisions to accounting estimates are recognised in the period in which the estimate is revised.

 

The estimates and assumptions which have a significant risk of causing a material adjustment to the carrying amount of assets and liabilities are outlined below.

 

The directors use judgement to provide against bad debts using knowledge of customers and experience. The provisions are revisited after the statement of financial position date to ensure they are appropriate.

 

Determining the useful economic life of goodwill is considered a key judgement in calculating an appropriate amortisation charge. When applying this valuation technique, the group relies on a number of factors, including historical results, business plans, forecasts and market data. Changes in the conditions for these judgments and estimates can significantly affect the assessed value of goodwill.

3
Turnover and other revenue

Substantially all turnover relates to the principal activities of the group.

2025
2024
£
£
Turnover analysed by geographical market
United Kingdom
144,725,479
128,339,210
Rest of world
615,337
567,201
145,340,816
128,906,411
2025
2024
£
£
Other revenue
Interest income
-
3,124
4
Operating profit before goodwill amortisation
2025
2024
£
£
Operating profit before goodwill amortisation for the year is stated after charging:
Exchange losses
16,708
11,498
Depreciation of tangible fixed assets
289,457
307,921
Amortisation of intangible assets
499,269
1,131,335
Operating lease charges
978,295
948,200
Bluestones Investment Group Limited
Notes to the group financial statements (continued)
For the year ended 31 October 2025
- 33 -
5
Auditor's remuneration
2025
2024
Fees payable to the company's auditor and associates:
£
£
For audit services
Audit of the financial statements of the group and company
90,750
84,000
6
Employees

The average monthly number of persons (including directors) employed by the group and company during the year was:

Group
Company
2025
2024
2025
2024
Number
Number
Number
Number
Administration
317
347
41
41
Directors
7
7
7
7
Total
324
354
48
48

Their aggregate remuneration comprised:

Group
Company
2025
2024
2025
2024
£
£
£
£
Wages and salaries
14,076,279
12,664,846
2,108,667
3,390,398
Social security costs
1,441,543
1,053,890
233,587
194,544
Pension costs
225,440
174,832
40,396
33,927
15,743,262
13,893,568
2,382,650
3,618,869
7
Directors' remuneration
2025
2024
£
£
Remuneration for qualifying services
181,853
218,784
Bluestones Investment Group Limited
Notes to the group financial statements (continued)
For the year ended 31 October 2025
7
Directors' remuneration
(Continued)
- 34 -
Remuneration disclosed above includes the following amounts paid to the highest paid director:
2025
2024
£
£
Remuneration for qualifying services
n/a
69,500

As total directors' remuneration was less than £200,000 in the current year, no disclosure is provided for that year.

8
Interest receivable and similar income
2025
2024
£
£
Interest income
Other interest income
-
3,124
9
Interest payable and similar expenses
2025
2024
£
£
Interest on financial liabilities measured at amortised cost:
Interest on bank overdrafts and loans
1,736
1,497
Interest on invoice finance arrangements
874,213
699,094
Other interest on financial liabilities
16,974
3,217
892,923
703,808
10
Taxation
2025
2024
£
£
Current tax
UK corporation tax on profits for the current period
488,138
1,010,229
Adjustments in respect of prior periods
23,068
(369,489)
Total UK current tax
511,206
640,740
Foreign current tax on profits for the current period
-
0
6,514
Total current tax
511,206
647,254
Deferred tax
Origination and reversal of timing differences
(26,662)
45,242
Total tax charge
484,544
692,496
Bluestones Investment Group Limited
Notes to the group financial statements (continued)
For the year ended 31 October 2025
10
Taxation
(Continued)
- 35 -

The actual charge for the year can be reconciled to the expected charge for the year based on the profit or loss and the standard rate of tax as follows:

2025
2024
£
£
Profit before taxation
510,608
2,788,056
Expected tax charge based on the standard rate of corporation tax in the UK of 25.00% (2024: 25.00%)
127,652
697,014
Tax effect of expenses that are not deductible in determining taxable profit
171,180
19,548
Tax effect of utilisation of tax losses not previously recognised
(293)
-
0
Permanent capital allowances in excess of depreciation
148,274
252,515
Other non-reversing timing differences
14,663
92,908
Under/(over) provided in prior years
23,068
(369,489)
Taxation charge
484,544
692,496
11
Dividends
2025
2024
Recognised as distributions to equity holders:
£
£
Paid by parent company
274,193
606,324
Paid by subsidiaries
1,390,662
2,099,721
1,664,855
2,706,045
Bluestones Investment Group Limited
Notes to the group financial statements (continued)
For the year ended 31 October 2025
- 36 -
12
Intangible fixed assets
Group
Goodwill
Development costs
Total
£
£
£
Cost
At 1 November 2024
11,457,092
5,466,999
16,924,091
Additions
192,639
-
0
192,639
Disposals
(40,000)
-
0
(40,000)
At 31 October 2025
11,609,731
5,466,999
17,076,730
Amortisation and impairment
At 1 November 2024
500,656
4,662,363
5,163,019
Amortisation charged for the year
1,156,558
499,269
1,655,827
At 31 October 2025
1,657,214
5,161,632
6,818,846
Carrying amount
At 31 October 2025
9,952,517
305,367
10,257,884
At 31 October 2024
10,956,436
804,636
11,761,072
Company
Goodwill
Development costs
Total
£
£
£
Cost
At 1 November 2024 and 31 October 2025
287,697
3,200,063
3,487,760
Amortisation and impairment
At 1 November 2024
-
0
2,732,238
2,732,238
Amortisation charged for the year
-
0
296,462
296,462
At 31 October 2025
-
0
3,028,700
3,028,700
Carrying amount
At 31 October 2025
287,697
171,363
459,060
At 31 October 2024
287,697
467,825
755,522
Bluestones Investment Group Limited
Notes to the group financial statements (continued)
For the year ended 31 October 2025
- 37 -
13
Tangible fixed assets
Group
Leasehold improvements
Fixtures and fittings
Computers
Total
£
£
£
£
Cost
At 1 November 2024
85,550
254,467
1,878,933
2,218,950
Additions
-
0
33,322
180,100
213,422
Disposals
-
0
(825)
(855)
(1,680)
At 31 October 2025
85,550
286,964
2,058,178
2,430,692
Depreciation and impairment
At 1 November 2024
42,238
176,185
1,537,638
1,756,061
Depreciation charged in the year
16,598
47,999
224,860
289,457
Eliminated in respect of disposals
-
0
-
0
(855)
(855)
At 31 October 2025
58,836
224,184
1,761,643
2,044,663
Carrying amount
At 31 October 2025
26,714
62,780
296,535
386,029
At 31 October 2024
43,312
78,282
341,295
462,889
Company
Leasehold improvements
Fixtures and fittings
Computers
Total
£
£
£
£
Cost
At 1 November 2024
23,279
70,751
538,902
632,932
Additions
-
0
-
0
54,129
54,129
Disposals
-
0
(825)
-
0
(825)
At 31 October 2025
23,279
69,926
593,031
686,236
Depreciation and impairment
At 1 November 2024
23,279
68,331
512,636
604,246
Depreciation charged in the year
-
0
1,309
22,667
23,976
At 31 October 2025
23,279
69,640
535,303
628,222
Carrying amount
At 31 October 2025
-
0
286
57,728
58,014
At 31 October 2024
-
0
2,420
26,266
28,686
Bluestones Investment Group Limited
Notes to the group financial statements (continued)
For the year ended 31 October 2025
- 38 -
14
Fixed asset investments
Group
Company
2025
2024
2025
2024
Notes
£
£
£
£
Investments in subsidiaries
15
-
0
-
0
8,514,626
8,511,418
Movements in fixed asset investments
Company
Shares in subsidiaries
£
Cost or valuation
At 1 November 2024
8,511,418
Additions
3,208
At 31 October 2025
8,514,626
Carrying amount
At 31 October 2025
8,514,626
At 31 October 2024
8,511,418
15
Subsidiaries

Details of the company's subsidiaries at 31 October 2025 are as follows:

Name of undertaking
Address
Class of shares held
% Held
1ST CHOICE STAFF RECRUITMENT LIMITED*
i)
Ordinary
94.00
ACADEMIZE LIMITED
i)
Ordinary
100.00
APEX MARKETING SERVICES LIMITED
i)
Ordinary
75.00
AUSTRALASIAN RECRUITMENT COMPANY LIMITED
i)
Ordinary
77.00
BIG HR LIMITED
i)
Ordinary
100.00
BLUESTONES 360 LIMITED
i)
Ordinary
100.00
BLUESTONES EQUITY PARTNERS LIMITED*
i)
Ordinary
100.00
BLUESTONES INVESTMENT GROUP - PROFESSIONAL SERVICES LIMITED
i)
Ordinary
100.00
BLUESTONES LOGISTICS LIMITED
i)
Ordinary
100.00
BLUESTONES MEDICAL COMPLEX CARE LIMITED
i)
Ordinary
93.00
BLUESTONES MEDICAL RECRUITMENT LIMITED
i)
Ordinary
100.00
BLUESTONES OFFSHORE SOLUTIONS PARTNER LIMITED
i)
Ordianry
100.00
BLUESTONES ONE INSTALLATIONS LIMITED
i)
Ordinary
80.00
BLUESTONES ONE MERCHANDISING LIMITED
i)
Ordinary
75.00
BLUESTONES ONE STORE DEVELOPMENT LIMITED
i)
Ordinary
100.00
BLUESTONES STAFFING N.I. LIMITED
i)
Ordinary
75.00
BLUESTONES SUPPLY CHAIN (NORTH WEST) LIMITED
i)
Ordinary
100.00
BLUESTONES SUPPLY CHAIN LIMITED
i)
Ordinary
75.00
Bluestones Investment Group Limited
Notes to the group financial statements (continued)
For the year ended 31 October 2025
15
Subsidiaries
(Continued)
- 39 -
CLAYTON RECRUITMENT LIMITED*
i)
Ordinary
91.00
COGENT STAFFING LIMITED*
i)
Ordinary
75.00
CONNEX EDUCATION ACADEMY LIMITED*
i)
Ordinary
100.00
CONNEX EDUCATION PARTNERSHIP BIRMINGHAM LIMITED*
i)
Ordinary
95.00
CONNEX EDUCATION PARTNERSHIP BRISTOL LIMITED*
i)
Ordinary
100.00
CONNEX EDUCATION PARTNERSHIP CARDIFF LIMITED*
i)
Ordinary
100.00
CONNEX EDUCATION PARTNERSHIP DERBY LIMITED
i)
Ordinary
100.00
CONNEX EDUCATION PARTNERSHIP LEICESTER LIMITED
i)
Ordinary
100.00
CONNEX EDUCATION PARTNERSHIP LIVERPOOL LIMITED*
i)
Ordinary
90.00
CONNEX EDUCATION PARTNERSHIP MANCHESTER LIMITED
i)
Ordinary
100.00
CONNEX EDUCATION PARTNERSHIP NORTH EAST LIMITED*
i)
Ordinary
95.00
CONNEX EDUCATION PARTNERSHIP NOTTINGHAM LIMITED*
i)
Ordinary
95.00
CONNEX EDUCATION PARTNERSHIP LIMITED
i)
Ordinary
95.00
CONNEX EDUCATION PARTNERSHIP WARRINGTON LIMITED
i)
Ordinary
99.00
CONNEX SOLUTIONS LIMITED
i)
Ordinary
90.00
DYNAMITE HOLDINGS LIMITED*
i)
Ordinary
100.00
DYNAMITE RECRUITMENT SOLUTIONS LIMITED*
i)
Ordinary
100.00
EC&I PARTNERS LIMITED
i)
Ordinary
75.00
ENS CARE AND SUPPORT LIMITED*
i)
Ordinary
83.00
FUNDING SOLUTIONS GROUP LIMITED
i)
Ordinary
75.00
BLUESTONES INVESTMENT GROUP - SPECIALIST SERVICES LIMITED
i)
Ordinary
100.00
GREEN CARBON TALENT LIMITED
i)
Ordinary
100.00
HARRISON SANDS LTD
i)
Ordinary
76.00
MEP RESOURCING LIMITED
i)
Ordinary
75.00
NC ASSOCIATES LIMITED*
i)
Ordinary
88.00
NC ASSOCIATES LIVERPOOL LIMITED*
i)
Ordinary
100.00
NWP RESOURCING LIMITED
i)
Ordinary
100.00
PAYWORKS PAYROLL LIMITED*
i)
Ordinary
75.00
QUEST PAY SOLUTIONS NE LIMITED
i)
Ordinary
75.00
RECRUIT READY PARTNERSHIP LIMITED
i)
Ordinary
100.00
RECRUITMENT FUNDING SOLUTIONS LIMITED
i)
Ordinary
75.00
SEDA TALENT LIMITED*
i)
Ordinary
100.00
SUPPLY POOL LIMITED*
i)
Ordinary
100.00
TEACHER TRAINING COLLEGE LIMITED*
i)
Ordinary
100.00
THE CLASSROOM PARTNERSHIP LIMITED
i)
Ordinary
100.00
THE GREENHOUSE LEARNING AND DEVELOPMENT LIMITED
i)
Ordinary
100.00
THINKWORKFORCE LIMITED
i)
Ordinary
100.00
VITAL CARE SUPPORT SW LIMITED*
i)
Ordinary
19.00
VITAL CARE SUPPORT UK LIMITED
i)
Ordinary
75.00
ZIRCON IT SYSTEMS LIMITED
i)
Ordinary
75.00
HOME RECRUITMENT LIMITED*
ii)
Ordinary
100.00

Registered office addresses (all UK unless otherwise indicated):

(i)
Chester Business Centre, Union Street, Chester, England, CH1 1QP
(ii)
Nexia New Zealand, 5 William Laurie Place, Albany, Auckland, 0632 , New Zealand

* indirect shareholdings

Bluestones Investment Group Limited
Notes to the group financial statements (continued)
For the year ended 31 October 2025
15
Subsidiaries
(Continued)
- 40 -

All subsidiaries operate within the recruitment sector.

16
Stocks
Group
Company
2025
2024
2025
2024
£
£
£
£
Work in progress
881,358
825,227
2,445
1,610
17
Debtors
Group
Company
2025
2024
2025
2024
Amounts falling due within one year:
£
£
£
£
Trade debtors
18,475,841
18,130,360
157,183
52,425
Corporation tax recoverable
169,734
-
0
1,463,914
775,963
Amounts owed by group undertakings
-
0
-
0
35,925,597
26,844,580
Other debtors
3,945,613
4,728,617
1,154,517
811,548
Prepayments and accrued income
835,884
499,367
290,552
56,055
23,427,072
23,358,344
38,991,763
28,540,571
18
Creditors: amounts falling due within one year
Group
Company
2025
2024
2025
2024
Notes
£
£
£
£
Bank loans
20
227,531
280,337
-
0
-
0
Trade creditors
1,285,971
947,292
298,928
144,722
Amounts owed to group undertakings
-
0
-
0
27,445,413
20,424,129
Corporation tax payable
-
0
141,676
-
0
-
0
Other taxation and social security
8,719,236
5,616,362
185,635
229,820
Other creditors
16,262,219
17,642,481
12,974,141
9,650,404
Accruals and deferred income
5,378,878
6,279,014
2,023,758
1,714,300
31,873,835
30,907,162
42,927,875
32,163,375

Liabilities of £13,016,002 (2024: £12,652,590) in respect of invoice discounting facilities are secured by way of fixed and floating charges held by RBS Invoice Finance Limited over the assets of subsidiaries.

Bluestones Investment Group Limited
Notes to the group financial statements (continued)
For the year ended 31 October 2025
- 41 -
19
Creditors: amounts falling due after more than one year
Group
Company
2025
2024
2025
2024
Notes
£
£
£
£
Bank loans and overdrafts
20
9,503
205,701
-
0
-
0
20
Loans and overdrafts
Group
Company
2025
2024
2025
2024
£
£
£
£
Bank loans
237,034
486,038
-
0
-
0
Payable within one year
227,531
280,337
-
0
-
0
Payable after one year
9,503
205,701
-
0
-
0
21
Deferred taxation

The following are the major deferred tax liabilities and assets recognised by the group and company, and movements thereon:

Liabilities
Liabilities
2025
2024
Group
£
£
Accelerated capital allowances
107,007
133,669
Liabilities
Liabilities
2025
2024
Company
£
£
Accelerated capital allowances
15,543
7,909
Group
Company
2025
2025
Movements in the year:
£
£
Liability at 1 November 2024
133,669
7,909
(Credit)/charge to profit or loss
(26,662)
7,634
Liability at 31 October 2025
107,007
15,543
Bluestones Investment Group Limited
Notes to the group financial statements (continued)
For the year ended 31 October 2025
- 42 -
22
Retirement benefit schemes
2025
2024
Defined contribution schemes
£
£
Charge to profit or loss in respect of defined contribution schemes
225,440
174,832

A defined contribution pension scheme is operated for all qualifying employees. The assets of the scheme are held separately from those of the group in an independently administered fund.

23
Share capital
Group and company
2025
2024
2025
2024
Ordinary share capital
Number
Number
£
£
Issued and fully paid
A Ordinary shares of £1 each
1,399
1,399
1,399
1,399
B Ordinary shares of £1 each
400
400
400
400
C Ordinary shares of £1 each
1
1
1
1
D Ordinary shares of £1 each
100
100
100
100
E Ordinary shares of £1 each
100
100
100
100
F1 Ordinary shares of £1 each
6
-
6
-
F2 Ordinary shares of £1 each
12
-
12
-
2,018
2,000
2,018
2,000
2025
2024
2025
2024
Preference share capital
Number
Number
£
£
Issued and fully paid
Preference shares of £1 each
5,146,057
5,146,057
5,146,057
5,146,057
Preference shares classified as equity
5,146,057
5,146,057
Total equity share capital
5,148,075
5,148,057

A-E Ordinary shares rank pari passu in all respects.

 

F Ordinary shares hold no voting rights, and are entitled to dividends at such respective rates (if any) that are determined by the company by way of ordinary resolution.

 

5,146,057 non-redeemable £1 preference shares were issued as part of the consideration on the purchase of Bluestones Equity Partners Limited and its subsidiaries by Bluestones Investment Group Limited. These shares have rights to a 2% annual dividend on the basis of net cash. These shares do not carry any voting rights.

Bluestones Investment Group Limited
Notes to the group financial statements (continued)
For the year ended 31 October 2025
- 43 -
24
Reserves
Capital redemption reserve

The capital redemption reserve records the nominal value of the shares repurchased by the parent company.

Profit and loss reserves

Profit and loss reserves record all distributable gains/losses not classified elsewhere.

25
Acquisition of a business
Current year

On 19 December 2024 the group acquired 100% of the issued capital of ThinkWorkForce Limited.

Book Value
Adjustments
Fair Value
Net assets acquired
£
£
£
Property, plant and equipment
13,000
-
13,000
Trade and other receivables
173,926
-
173,926
Cash and cash equivalents
7,804
-
7,804
Trade and other payables
(156,308)
-
(156,308)
Total identifiable net assets
38,422
-
38,422
Goodwill
189,280
Total consideration
227,702
The consideration was satisfied by:
£
Cash
117,702
Deferred consideration
110,000
227,702
Contribution by the acquired business for the reporting period included in the group statement of comprehensive income since acquisition:
£
Turnover
832,670
Loss after tax
(34,854)
Bluestones Investment Group Limited
Notes to the group financial statements (continued)
For the year ended 31 October 2025
25
Acquisition of a business
(Continued)
- 44 -
Prior year
On 1 February 2024 Bluestones Investment Group Limited acquired 74.6% of the issued share capital of Australasian Recruitment Company Limited. Also acquired as part of this deal was the share capital of Home Recruitment Limited, a company registered in New Zealand.
Book Value
Adjustments
Fair Value
Net assets acquired
£
£
£
Property, plant and equipment
22,421
-
22,421
Trade and other receivables
657,030
-
657,030
Cash and cash equivalents
729,869
-
729,869
Trade and other payables
(446,684)
-
(446,684)
Total identifiable net assets
962,636
-
962,636
Goodwill
2,253,342
Total consideration
3,215,978
The consideration was satisfied by:
£
Cash
2,215,978
Deferred consideration
1,000,000
3,215,978
On 8 April 2024 Bluestones Investment Group Limited acquired 100% of the issued share capital of Bluestones Equity Partners Limited and its subsidiaries.
Book Value
Adjustments
Fair Value
Net assets acquired
£
£
£
Property, plant and equipment
16,577
-
16,577
Goodwill
5,418,930
(5,418,930)
-
Trade and other receivables
4,820,822
-
4,820,822
Cash and cash equivalents
114,712
-
114,712
Trade and other payables
(6,980,642)
-
(6,980,642)
Total identifiable net assets
3,390,399
(5,418,930)
(2,028,531)
Goodwill
7,280,683
Total consideration
5,252,152
Bluestones Investment Group Limited
Notes to the group financial statements (continued)
For the year ended 31 October 2025
25
Acquisition of a business
(Continued)
- 45 -
The consideration was satisfied by:
£
Cash
106,095
Issue of preference shares
5,146,057
5,252,152
On 3 May 2024 Bluestones Equity Partners Limited acquired 100% of the issued capital of Clayton Recruitment Limited.
Book Value
Adjustments
Fair Value
Net assets acquired
£
£
£
Property, plant and equipment
76,835
-
76,835
Trade and other receivables
406,092
-
406,092
Cash and cash equivalents
155,530
-
155,530
Trade and other payables
(279,309)
-
(279,309)
Total identifiable net assets
359,148
-
359,148
Goodwill
315,820
Total consideration
674,968
The consideration was satisfied by:
£
Cash
574,968
Deferred consideration
100,000
674,968
Bluestones Investment Group Limited
Notes to the group financial statements (continued)
For the year ended 31 October 2025
25
Acquisition of a business
(Continued)
- 46 -
On 25 October 2024 Bluestones Equity Partners Limited acquired 100% of the issued capital of Dynamite Holdings Limited and Dynamite Recruitment Solutions Limited.
Book Value
Adjustments
Fair Value
Net assets acquired
£
£
£
Property, plant and equipment
7,225
-
7,225
Inventories
5,261
-
5,261
Trade and other receivables
366,744
-
366,744
Cash and cash equivalents
46,214
-
46,214
Trade and other payables
(423,126)
-
(423,126)
Total identifiable net assets
2,318
-
2,318
Goodwill
1,017,139
Total consideration
1,019,457
The consideration was satisfied by:
£
Cash
519,457
Deferred consideration
500,000
1,019,457
26
Operating lease commitments
As lessee

At the reporting end date the group had outstanding commitments for future minimum lease payments under non-cancellable operating leases, which fall due as follows:

Group
Company
2025
2024
2025
2024
£
£
£
£
Within 1 year
862,303
457,104
-
-
Years 2-5
977,276
573,779
-
-
1,839,579
1,030,883
-
-
Bluestones Investment Group Limited
Notes to the group financial statements (continued)
For the year ended 31 October 2025
- 47 -
27
Events after the reporting date

On 2 February 2026, the group acquired 100% of the issued share capital of Personnel Selection Associates Limited.

 

On 2 April 2026, the group acquired 100% of the issued share capital of Protec Technical Limited.

 

28
Related party transactions
Remuneration of key management personnel

The remuneration of key management personnel is as follows.

2025
2024
£
£
Aggregate compensation
394,462
504,788
29
Controlling party

The group considers the ultimate controlling party to be S Pendergast due to his controlling interest in the issued share capital of Bluestones Investment Group Limited.

30
Cash generated from group operations
2025
2024
£
£
Profit after taxation
26,064
2,095,560
Adjustments for:
Taxation charged
484,544
692,496
Finance costs
892,923
703,808
Investment income
-
0
(3,124)
Amortisation and impairment of intangible assets
1,655,827
1,203,467
Depreciation and impairment of tangible fixed assets
289,457
307,921
Movements in working capital:
(Increase)/decrease in stocks
(56,131)
19,086
Decrease/(increase) in debtors
274,932
(842,693)
Increase in creditors
1,854,444
3,581,281
Cash generated from operations
5,422,060
7,757,802
Bluestones Investment Group Limited
Notes to the group financial statements (continued)
For the year ended 31 October 2025
- 48 -
31
Analysis of changes in net funds - group
1 November 2024
Cash flows
31 October 2025
£
£
£
Cash at bank and in hand
1,586,790
550,685
2,137,475
Borrowings excluding overdrafts
(486,038)
249,004
(237,034)
1,100,752
799,689
1,900,441
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