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Registered number: 08247313


 

4 X 4 PROPERTIES LIMITED
 
UNAUDITED
 
FINANCIAL STATEMENTS
 
FOR THE YEAR ENDED 31 OCTOBER 2025

 
4 X 4 PROPERTIES LIMITED
 

COMPANY INFORMATION


Directors
R L Bhardwaj 
B K Bhardwaj 
S D Bhardwaj 
K K Bhardwaj 




Company secretary
B K Bhardwaj



Registered number
08247313



Registered office
4brothers House
90-100 Wilsthorpe Road

Long Eaton

Nottingham

NG10 3JZ




Accountants
Cooper Parry Advisory Limited

Sky View

Argosy Road

East Midlands Airport

Castle Donington

Derby

DE74 2SA





 
4 X 4 PROPERTIES LIMITED
REGISTERED NUMBER: 08247313

BALANCE SHEET
AS AT 31 OCTOBER 2025

2025
2024
Note
£
£

Fixed assets
  

Investments
 3 
160
160

Investment property
 4 
22,062,194
16,955,932

  
22,062,354
16,956,092

Current assets
  

Debtors
 5 
3,192,799
3,455,626

Cash at bank
  
160,722
194,740

  
3,353,521
3,650,366

Creditors: amounts falling due within one year
 6 
(7,153,065)
(8,382,200)

Net current liabilities
  
 
 
(3,799,544)
 
 
(4,731,834)

Total assets less current liabilities
  
18,262,810
12,224,258

Creditors: amounts falling due after more than one year
 7 
(12,300,000)
(7,000,000)

  

Net assets
  
5,962,810
5,224,258


Capital and reserves
  

Called up share capital 
 9 
7,016
104

Investment property reserve
 10 
807,432
653,291

Profit and loss account
 10 
5,148,362
4,570,863

Shareholders' funds
  
5,962,810
5,224,258

Page 1

 
4 X 4 PROPERTIES LIMITED
REGISTERED NUMBER: 08247313

BALANCE SHEET (CONTINUED)
AS AT 31 OCTOBER 2025

The directors consider that the company is entitled to exemption from audit under section 477 of the Companies Act 2006 and members have not required the company to obtain an audit for the year in question in accordance with section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of financial statements.

The financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies regime and in accordance with the provisions of FRS 102 Section 1A - small entities.

The financial statements have been delivered in accordance with the provisions applicable to companies subject to the small companies regime.

The company has opted not to file the profit and loss account in accordance with provisions applicable to companies subject to the small companies' regime.

The financial statements were approved and authorised for issue by the board and were signed on its behalf by: 



R L Bhardwaj
Director

Date: 29 July 2026

The notes on pages 3 to 8 form part of these financial statements.

Page 2

 
4 X 4 PROPERTIES LIMITED
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 OCTOBER 2025

1.Accounting policies

4 x 4 Properties Limited is a limited liability company incorporated and domiciled in the United Kingdom. The address of its registered office is 4brothers House, 90-100 Wilsthorpe Road, Long Eaton, Nottingham, NG10 3JZ.
The financial statements are prepared in Sterling (£), which is the functional currency of the company. The financial statements are for the year ended 31 October 2025 (2024: year ended 31 October 2024).

 
1.1

Basis of preparation of financial statements

The financial statements have been prepared on a going concern basis under the historical cost convention unless otherwise stated in these accounting policies, and in accordance with Financial Reporting Standard (FRS) 102, the Financial Reporting Standard applicable in the United Kingdom and the Republic of Ireland, including section 1A of FRS 102 and the Companies Act 2006.
The following accounting policies have been applied consistently throughout the year:

 
1.2

Going concern

At the balance sheet date the company had a strong net asset position. At the the time of signing these accounts, the directors have considered the going concern position and consider that this indicates that the company will continue to trade for a period of at least 12 months from the date of signing these accounts.
On that basis, the directors have prepared these accounts on a going concern basis.

 
1.3

Turnover

Turnover is recognised to the extent that it is probable that economic benefits will flow to the company and that turnover can be reliably measured. Turnover is measured as the fair value of the consideration received or receivable.
Turnover relating to rent receivable is accounted for on an accruals basis.

 
1.4

Finance costs

Finance costs are charged to the profit and loss account over the term of the debt using the effective interest method so that the amount charged is at a constant rate on the carrying amount. Issue costs are initially recognised as a reduction in the proceeds of the associated capital instrument.

 
1.5

Valuation of investments

Investments in subsidiaries are measured at cost less accumulated impairment.

 
1.6

Investment property

Investment property is carried at fair value determined annually by the directors based on advice received from professional surveyors and also derived from the current market rents and investment property yields for comparable real estate, adjusted if necessary for any difference in the nature, location or condition of the specific asset. No depreciation is provided. Changes in fair value are recognised in the profit and loss account and transferred to the investment property revaluation reserve in the statement of changes in equity. 

Page 3

 
4 X 4 PROPERTIES LIMITED
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 OCTOBER 2025

1.Accounting policies (continued)

 
1.7

Financial instruments

The company only enters into basic financial instruments transactions that result in the recognition of financial assets and liabilities such as trade and other debtors and creditors, loans from banks and other third parties and loans with related parties.
 
All financial assets and liabilities are initially measured at transaction price and subsequently measured at amortised cost.

For financial assets measured at cost less impairment, the impairment loss is measured as the difference between an asset's carrying amount and best estimate, which is an approximation of the mount that the company would receive for the asset if it were to be sold at the balance sheet date.

 
1.8

Provisions for liabilities

Provisions are made where an event has taken place that gives the company a legal or constructive obligation that probably requires settlement by a transfer of economic benefit, and a reliable estimate can be made of the amount of the obligation.
Provisions are charged as an expense to the profit and loss account in the year that the company becomes aware of the obligation, and are measured at the best estimate at the balance sheet date of the expenditure required to settle the obligation, taking into account relevant risks and uncertainties.
When payments are eventually made, they are charged to the provision carried in the balance sheet.

 
1.9

Taxation

The tax charge for the year comprises of current and deferred tax.
Current tax is recognised for the amount of corporation tax payable in respect of the taxable profit for the current or past reporting periods using the tax rates and laws that have been enacted or substantively enacted by the reporting date.
Deferred tax is recognised in respect of all timing differences at the reporting date, except as otherwise indicated.
 
Deferred tax assets are only recognised to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.
 
Deferred tax is calculated using the tax rates and laws that have been enacted or substantively enacted by the reporting date that are expected to apply to the reversal of the timing difference.
 
Deferred tax on unrealised gains on investment properties is transferred within the statement of changes in equity to the investment property revaluation reserve.


2.


Employees

The average monthly number of employees, including the directors who did not receive any remuneration during the year, was 4 (2024: 4).


Page 4

 
4 X 4 PROPERTIES LIMITED
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 OCTOBER 2025

3.


Fixed asset investments





Investments in subsidiary companies

£



Cost or valuation


At 1 November 2024 and 31 October 2025
160





4.


Investment property


Freehold investment property

£



Valuation


At 1 November 2024
16,955,932


Additions at cost
5,406,262


Disposals
(1,000,000)


Surplus on revaluation
700,000



At 31 October 2025
22,062,194

Investment properties were valued at fair value at the year end by the directors, based on advice received from professional surveyors.




5.


Debtors

2025
2024
£
£


Trade debtors
7,485
7,824

Other debtors
3,129,948
3,370,008

Prepayments and accrued income
11,794
11,603

Deferred taxation
43,572
66,191

3,192,799
3,455,626


Page 5

 
4 X 4 PROPERTIES LIMITED
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 OCTOBER 2025

6.


Creditors: Amounts falling due within one year

2025
2024
£
£

Trade creditors
2,278
24,299

Corporation tax
92,938
344,135

Other creditors
6,917,679
7,889,820

Accruals
140,170
123,946

7,153,065
8,382,200



7.


Creditors: Amounts falling due after more than one year

2025
2024
£
£

Bank loans
12,300,000
7,000,000


Bank loans have been restructured during the year and are secured and supported by the following assets:
 
A legal charge over the investment property;
 
An unlimited guarantee from Canei International Limited;
 
A debenture incorporating a fixed charge over all current and future assets of the company and a negative pledge arrangement;
 
Personal guarantee of £200,000 in total (2024: £200,000) from R L Bhardwaj, S D Bhardwaj, K K Bhardwaj and B K Bhardwaj, supported by first legal charge over the individual guarantors’ property.


8.


Deferred taxation




2025


£






At 1 November 2024
(66,191)


Charged to the profit and loss account
22,619



At 31 October 2025
(43,572)

Page 6

 
4 X 4 PROPERTIES LIMITED
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 OCTOBER 2025
 
8.Deferred taxation (continued)

The deferred tax asset is made up as follows:

2025
2024
£
£


Capital gains
(31,675)
(56,676)

Short term timing differences
(10,098)
(8,018)

Fixed asset timing differences
(1,799)
(1,497)


9.


Share capital

2025
2024
£
£
Allotted, called up and fully paid



1 (2024: 1A Dividend Only  share of £1 each
1
1
1 (2024: 1B Dividend Only  share of £1 each
1
1
1 (2024: 1C Dividend Only  share of £1 each
1
1
1 (2024: 1D Dividend Only  share of £1 each
1
1
1,387 (2024: 19A Ordinary shares of £1 each
1,387
19
1,387 (2024: 19B Ordinary shares of £1 each
1,387
19
1,387 (2024: 19C Ordinary shares of £1 each
1,387
19
1,387 (2024: 19D Ordinary shares of £1 each
1,387
19
365 (2024: 5E Ordinary shares of £1 each
365
5
365 (2024: 5F Ordinary shares of £1 each
365
5
365 (2024: 5G Ordinary shares of £1 each
365
5
365 (2024: 5) H Ordinary shares of £1 each
365
5
4 (2024: 4) V Ordinary shares of £1 each
4
4

7,016

104



During the year ended 31 October 2025, Ordinary shares of £1 each were allotted at par across the A to H share classes.
Following the allotment, each of the A, B, C and D Ordinary share classes comprise 1,387 shares of £1 each (2024: 19 shares each), and each of the E, F, G and H Ordinary share classes comprise 365 shares of £1 each (2024: 5 shares each). The V Ordinary share class comprises 4 shares of £1 each (2024: 4 shares).
No Dividend Only shares were issued during the year.

Page 7

 
4 X 4 PROPERTIES LIMITED
 

 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 OCTOBER 2025

10.


Reserves

Investment property revaluation reserve

The balance held in the investment property revaluation reserve relates to changes in the fair value of the investment properties net of the movement in associated deferred tax.

Profit and loss account

The profit and loss account represents accumulated profits and losses for prior periods, less dividends paid.

11.


Related party transactions



2025
2024
£
£

Amounts due to directors
116,591
123,503
Amounts due to companies in which a director or close family member has significant interest
6,576,634
7,753,993
Amounts due from companies in which a director or close family member has significant interest
3,130,008
3,370,008
Rents received from companies in which a director or close family member has significant interest
384,516
463,667

Amounts due to the directors are interest free, unsecured and have no fixed repayment date.
The amounts due from companies in which a director has a significant interest or where a director has a close family member who is a director and has significant interest are interest free, unsecured and have no fixed repayment date.


12.


Controlling party

The company is controlled by R L Bhardwaj, B K Bhardwaj, K K Bhadwaj and S D Bhardwaj, by virtue of their majority shareholding.


Page 8