Company registration number 14670802 (England and Wales)
ASSOCIATED GROUP HOLDINGS LIMITED
ANNUAL REPORT AND FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 OCTOBER 2025
ASSOCIATED GROUP HOLDINGS LIMITED
COMPANY INFORMATION
Directors
Mr S Turner
Mr Roy Turner
Mrs K Downing
Ms T Turner
Company number
14670802
Registered office
Security House
25 Addington Street
Manchester
Greater Manchester
M4 5EU
Auditor
BK Plus Audit Limited
Sterling House
501 Middleton Road
Chadderton
Oldham
Lancashire
OL9 9LY
ASSOCIATED GROUP HOLDINGS LIMITED
CONTENTS
Page
Strategic report
1 - 2
Directors' report
3 - 4
Independent auditor's report
5 - 7
Group statement of comprehensive income
8
Group balance sheet
9
Company balance sheet
10
Group statement of changes in equity
11
Company statement of changes in equity
12
Group statement of cash flows
13
Notes to the financial statements
14 - 33
ASSOCIATED GROUP HOLDINGS LIMITED
STRATEGIC REPORT
FOR THE YEAR ENDED 31 OCTOBER 2025
- 1 -

The directors present the strategic report for the year ended 31 October 2025.

Principal activities

The principal activity of the group continued to be that of the supply and maintenance of security and access control equipment.

Review and analysis of the business during the current year

During the year under review, the group has reported record revenue receipts which in turn has led to record profits in the year. The record profits were driven not just by higher receipts but by a substantial increase in our margins. This has been largely due to our continuing review of our pricing structure and use of a variety of supply chains. The directors are satisfied with the results of the group in the year especially given the continuing global political and economic background.

The group continues to win new contracts with all forms of business and continues to look for new markets and new products. The group acquired one of the major competitors in the industry during the year, which has opened up new markets and business sectors and also facilitates the group’s strategy of providing a complete and quality service to its customers. The group continues to place regular communication channels with its core customers and suppliers as crucial to this strategy. Uncertainty in the market remains high and with this in mind, the group continues to explore new areas in which to operate and regularly reviews its cost structure to facilitate improved efficiencies.

The ability to provide a complete service in the security market to its customers has continued to enable the group to pursue and win contracts with blue chip organisations. The group remains in a very strong position to continue to achieve its mission of providing quality service and products to its customers, which will facilitate in its objective of long-term growth.

Principal risk and uncertainties facing the business

Management continually monitors the key risks facing the group together with assessing the controls used for managing these risks.

The principal risk identified is the continuing global political and economic situation, which has led to increasing inflationary cost pressures for the economy. Political tensions remain high as the conflict in Ukraine and the Middle East continues, leading to volatile energy costs which have an effect on all businesses. The UK economy is experiencing a challenging time and the risks to economic growth remain significant. To mitigate these uncertainties, we regularly review our pricing structure, and where possible, ensuring we are not committed to long term fixed pricing in our tenders. We use call-off orders for our major parts and to obtain a steady build-up of stock items that are used in high volume. In the long term, we are continuing to gain new customers and to assess existing customers’ needs to continue to provide them with a quality service.

Future developments

Uncertainty in the market continues and presents the group with a challenging environment. The conflicts in Ukraine and the Middle East show no signs of easing. The potential for an increase in the lead time of the movement of goods and assets from our suppliers in Eastern Europe and the Far East is significant. We are continuing to make all our commercial decisions based on the slowing down of the supply chain. We have developed call-off orders with several of our suppliers to ensure that we have a sufficient flow of our major stock and products and where possible, we are using local suppliers to shorten lead times. We remain committed to providing a quality and efficient service to all our customers and continue to recognise the importance of maintaining close business relationships with them. We continue to explore new markets and to review our product range. The acquisition of one of our major competitors has opened up new markets for us. We regularly review all our controls to lessen any impact caused by the current global and economic situation. The company continues to win sizeable new orders with both existing and new customers. We are confident that our commitment to providing exceptional service and products to our customers will enable us to continue to grow.

ASSOCIATED GROUP HOLDINGS LIMITED
STRATEGIC REPORT (CONTINUED)
FOR THE YEAR ENDED 31 OCTOBER 2025
- 2 -

The impact of global factors such as the current political tensions and its effect on the markets will continue to influence the UK economy over the next few years. Although there has been a reduction recently in inflationary pressures, we continue to see an increase in both our direct operational costs and in indirect operational costs. Currently, we have a high level of orders, specifically the provision of goods that demand a higher margin. The directors are confident that the group should have adequate resources to continue in operational existence for the foreseeable future. Furthermore, the directors remain confident that our service, pricing policy, management of overheads and strong liquid resources will enable us to continue to grow, even in a more challenging economy.

Key performance indicators

 

The directors measure the performance of the group by referring to the KPI’s such as; Turnover which for 2025 was £28,207,424 an increase on the prior year of £8,068,323; Gross Profit Margin which for 2025 showed 40.60%, an increase of 3.43% on the previous year; Net Profit before Tax which for 2025 was £2,695,165, an increase on the prior year of £1,081,171; Net Current Assets which for 2025 were £9,688,172, an increase on the prior year of £282,815; Shareholders Funds which were £13,509,534, an increase on the prior year of £1,542,044.

 

 

 

Debtors and creditors days continue to be well managed enabling the group to manage cashflow to the optimum level required. Levels of stock decreased slightly during the year under review, but we maintain our policy of ensuring our stock holding enables us to provide the services required by our customers. Obtaining the correct pricing and stock control policy continues to be a major area to both the growth of the group and the provision of the quality service our customers expect.

On behalf of the board

Mr S Turner
Director
30 July 2026
ASSOCIATED GROUP HOLDINGS LIMITED
DIRECTORS' REPORT
FOR THE YEAR ENDED 31 OCTOBER 2025
- 3 -

The directors present their annual report and financial statements for the year ended 31 October 2025.

Results and dividends

The results for the year are set out on page 8.

Ordinary dividends were paid amounting to £380,400. The directors do not recommend payment of a further dividend.

Directors

The directors who held office during the year and up to the date of signature of the financial statements were as follows:

Mr S Turner
Mr Roy Turner
Mrs K Downing
Ms T Turner
Statement of directors' responsibilities

The directors are responsible for preparing the annual report and the financial statements in accordance with applicable law and regulations.

United Kingdom company law requires the directors to prepare financial statements for each financial year. Under that law, the directors have elected to prepare the group and parent company financial statements in accordance with United Kingdom Generally Accepted Accounting Practice (United Kingdom Accounting Standards and applicable law). Under company law, the directors must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the group and parent company, and of the profit or loss of the group for that period.

In preparing these financial statements, the directors are required to:

The directors are responsible for keeping adequate accounting records that are sufficient to show and explain the group’s and parent company’s transactions and disclose with reasonable accuracy at any time the financial position of the group and parent company, and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the group and parent company, and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Future developments

The truegroup has chosen in accordance with Companies Act 2006, s. 414C(11) to set out in the group's strategic report information required by Large and Medium-sized Companies and Groups (Accounts and Reports) Regulations 2008, Sch. 7 to be contained in the directors' report. It has done so in respect of future developments.

Statement of disclosure to auditor

So far as each person who was a director at the date of approving this report is aware, there is no relevant audit information of which the auditor of the company is unaware. Additionally, the directors individually have taken all the necessary steps that they ought to have taken as directors in order to make themselves aware of all relevant audit information and to establish that the auditor of the company is aware of that information.

ASSOCIATED GROUP HOLDINGS LIMITED
DIRECTORS' REPORT (CONTINUED)
FOR THE YEAR ENDED 31 OCTOBER 2025
- 4 -
On behalf of the board
Mr S Turner
Director
30 July 2026
ASSOCIATED GROUP HOLDINGS LIMITED
INDEPENDENT AUDITOR'S REPORT
TO THE MEMBERS OF ASSOCIATED GROUP HOLDINGS LIMITED
- 5 -
Opinion

We have audited the financial statements of Associated Group Holdings Limited (the 'parent company') and its subsidiaries (the 'group') for the year ended 31 October 2025 which comprise the group statement of comprehensive income, the group balance sheet, the company balance sheet, the group statement of changes in equity, the company statement of changes in equity, the group statement of cash flows and notes to the financial statements, including significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 The Financial Reporting Standard applicable in the UK and Republic of Ireland (United Kingdom Generally Accepted Accounting Practice).

In our opinion the financial statements:

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditor's responsibilities for the audit of the financial statements section of our report. We are independent of the group and parent company in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

 

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the group's and parent company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.

 

Our responsibilities and the responsibilities of the directors with respect to going concern are described in the relevant sections of this report.

Other information

The other information comprises the information included in the annual report other than the financial statements and our auditor's report thereon. The directors are responsible for the other information contained within the annual report. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon. Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit, or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

 

We have nothing to report in this regard.

Opinions on other matters prescribed by the Companies Act 2006

In our opinion, based on the work undertaken in the course of our audit:

ASSOCIATED GROUP HOLDINGS LIMITED
INDEPENDENT AUDITOR'S REPORT (CONTINUED)
TO THE MEMBERS OF ASSOCIATED GROUP HOLDINGS LIMITED
- 6 -
Matters on which we are required to report by exception

In the light of the knowledge and understanding of the group and the parent company and their environment obtained in the course of the audit, we have not identified material misstatements in the strategic report or the directors' report.

 

We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 requires us to report to you if, in our opinion:

Responsibilities of directors

As explained more fully in the directors' responsibilities statement, the directors are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the directors determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error. In preparing the financial statements, the directors are responsible for assessing the group's and parent company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the directors either intend to liquidate the group or parent company or to cease operations, or have no realistic alternative but to do so.

Auditor's responsibilities for the audit of the financial statements

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor's report that includes our opinion. Reasonable assurance is a high level of assurance but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud, is detailed below.

Based on our understanding of the company, we identified that the principal risks of non-compliance related to those laws and regulations that have a direct impact on the financial statements such as the Companies Act 2006 and FRS 102. We evaluated management's incentives and opportunities for fraudulent manipulation of the financial statements (including the risk of override of controls), and determined that the principal risks were related to posting inappropriate journal entries to manipulate financial results and management bias in accounting estimates. Appropriate audit procedures were therefore performed to address those risks including testing journal entries and challenging assumptions and judgements made by management in their significant accounting estimates. There are inherent limitations in the audit procedures described above and the further removed noncompliance with laws and regulations is from the events and transactions reflected in the financial statements, the less likely we would become aware of it. Also, the risk of not detecting a material misstatement due to fraud is higher than the risk of not detecting one resulting from error, as fraud may involve deliberate concealment by, for example, forgery or intentional misrepresentations, or

through collusion.

 

As part of an audit in accordance with ISAs (UK), we exercise professional judgment and maintain professional scepticism throughout the audit. We also:

ASSOCIATED GROUP HOLDINGS LIMITED
INDEPENDENT AUDITOR'S REPORT (CONTINUED)
TO THE MEMBERS OF ASSOCIATED GROUP HOLDINGS LIMITED
- 7 -

 

 

 

 

 

A further description of our responsibilities is available on the Financial Reporting Council’s website at: https://www.frc.org.uk/auditorsresponsibilities. This description forms part of our auditor's report.

The purpose of our audit work and to whom we owe our responsibilities

This report is made solely to the parent company’s members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might state to the parent company’s members those matters we are required to state to them in an auditor's report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the parent company and the parent company’s members as a body, for our audit work, for this report, or for the opinions we have formed.

Dominic Huxley ACA (Senior Statutory Auditor)
For and on behalf of BK Plus Audit Limited, Statutory Auditor
Chartered Certified Accountants
Sterling House
501 Middleton Road
Chadderton
Oldham
Lancashire
OL9 9LY
30 July 2026
ASSOCIATED GROUP HOLDINGS LIMITED
GROUP STATEMENT OF COMPREHENSIVE INCOME
FOR THE YEAR ENDED 31 OCTOBER 2025
- 8 -
2025
2024
Notes
£
£
Turnover
2
28,207,424
20,139,101
Cost of sales
(16,756,286)
(12,653,967)
Gross profit
11,451,138
7,485,134
Administrative expenses
(8,786,506)
(6,115,572)
Other operating income
194,529
158,982
Operating profit
4
2,859,161
1,528,544
Interest receivable and similar income
8
46,086
186,666
Interest payable and similar expenses
9
(210,082)
(101,216)
Profit before taxation
2,695,165
1,613,994
Tax on profit
10
(772,721)
(516,010)
Profit for the financial year
25
1,922,444
1,097,984
Profit for the financial year is all attributable to the owners of the parent company.
Total comprehensive income for the year is all attributable to the owners of the parent company.
ASSOCIATED GROUP HOLDINGS LIMITED
GROUP BALANCE SHEET
AS AT 31 OCTOBER 2025
31 October 2025
- 9 -
2025
2024
Notes
£
£
£
£
Fixed assets
Intangible assets
12
4,320,534
775,945
Tangible assets
13
3,085,422
2,869,798
7,405,956
3,645,743
Current assets
Stocks
16
2,812,185
2,134,289
Debtors
17
10,887,211
8,557,217
Cash at bank and in hand
4,491,281
3,227,637
18,190,677
13,919,143
Creditors: amounts falling due within one year
18
(8,502,505)
(4,513,786)
Net current assets
9,688,172
9,405,357
Total assets less current liabilities
17,094,128
13,051,100
Creditors: amounts falling due after more than one year
19
(3,401,370)
(828,697)
Provisions for liabilities
Deferred tax liability
22
183,224
254,913
(183,224)
(254,913)
Net assets
13,509,534
11,967,490
Capital and reserves
Called up share capital
24
21,948,423
21,948,423
Other reserves
25
(8,767,122)
(8,767,122)
Profit and loss reserves
25
328,233
(1,213,811)
Total equity
13,509,534
11,967,490

These financial statements have been prepared in accordance with the provisions relating to medium-sized groups.

The financial statements were approved by the board of directors and authorised for issue on 30 July 2026 and are signed on its behalf by:
30 July 2026
Mr S Turner
Director
Company registration number 14670802 (England and Wales)
ASSOCIATED GROUP HOLDINGS LIMITED
COMPANY BALANCE SHEET
AS AT 31 OCTOBER 2025
31 October 2025
- 10 -
2025
2024
Notes
£
£
£
£
Fixed assets
Investments
14
21,948,421
21,948,421
21,948,421
21,948,421
Current assets
Debtors
17
493,401
173,401
Cash at bank and in hand
33,000
33,400
526,401
206,801
Net current assets
526,401
206,801
Net assets
22,474,822
22,155,222
Capital and reserves
Called up share capital
24
21,948,423
21,948,423
Profit and loss reserves
25
526,399
206,799
Total equity
22,474,822
22,155,222

As permitted by s408 Companies Act 2006, the company has not presented its own profit and loss account and related notes. The company’s profit for the year ended 31 October 2025 was £700,000 (period ended 31 October 2024 - £374,999).

The financial statements were approved by the board of directors and authorised for issue on 30 July 2026 and are signed on its behalf by:
30 July 2026
Mr S Turner
Director
Company registration number 14670802 (England and Wales)
ASSOCIATED GROUP HOLDINGS LIMITED
GROUP STATEMENT OF CHANGES IN EQUITY
FOR THE YEAR ENDED 31 OCTOBER 2025
- 11 -
Share capital
Other reserves
Profit and loss reserves
Total
Notes
£
£
£
£
Balance at 1 November 2023
2
-
16,053,822
16,053,824
Year ended 31 October 2024:
Profit and total comprehensive income
-
-
1,097,984
1,097,984
Issue of share capital
24
21,948,421
-
-
21,948,421
Dividends
11
-
-
(641,400)
(641,400)
Other movements
-
(8,767,122)
(17,724,217)
(26,491,339)
Balance at 31 October 2024
21,948,423
(8,767,122)
(1,213,811)
11,967,490
Year ended 31 October 2025:
Profit and total comprehensive income
-
-
1,922,444
1,922,444
Dividends
11
-
-
(380,400)
(380,400)
Balance at 31 October 2025
21,948,423
(8,767,122)
328,233
13,509,534
ASSOCIATED GROUP HOLDINGS LIMITED
COMPANY STATEMENT OF CHANGES IN EQUITY
FOR THE YEAR ENDED 31 OCTOBER 2025
- 12 -
Share capital
Profit and loss reserves
Total
Notes
£
£
£
Balance at 1 November 2023
2
-
2
Year ended 31 October 2024:
Profit and total comprehensive income for the year
-
374,999
374,999
Issue of share capital
24
21,948,421
-
21,948,421
Dividends
11
-
(168,200)
(168,200)
Balance at 31 October 2024
21,948,423
206,799
22,155,222
Year ended 31 October 2025:
Profit and total comprehensive income
-
700,000
700,000
Dividends
11
-
(380,400)
(380,400)
Balance at 31 October 2025
21,948,423
526,399
22,474,822
ASSOCIATED GROUP HOLDINGS LIMITED
GROUP STATEMENT OF CASH FLOWS
FOR THE YEAR ENDED 31 OCTOBER 2025
- 13 -
2025
2024
Notes
£
£
£
£
Cash flows from operating activities
Cash generated from operations
29
3,803,910
3,032,275
Interest paid
(210,082)
(101,216)
Income taxes paid
(239,142)
(760,170)
Net cash inflow from operating activities
3,354,686
2,170,889
Investing activities
Purchase of business
(3,674,716)
(895,576)
Purchase of intangible assets
(133,980)
-
Purchase of tangible fixed assets
(283,943)
(546,328)
Proceeds from disposal of tangible fixed assets
68,815
183,769
Interest received
46,086
186,666
Net cash used in investing activities
(3,977,738)
(1,071,469)
Financing activities
Repayment of borrowings
-
11,449
Proceeds from new bank loans
2,900,000
-
Repayment of bank loans
(119,511)
(442,559)
Payment of finance leases obligations
(513,393)
(401,126)
Dividends paid to equity shareholders
(380,400)
(641,400)
Net cash generated from/(used in) financing activities
1,886,696
(1,473,636)
Net increase/(decrease) in cash and cash equivalents
1,263,644
(374,216)
Cash and cash equivalents at beginning of year
3,227,637
3,601,853
Cash and cash equivalents at end of year
4,491,281
3,227,637
ASSOCIATED GROUP HOLDINGS LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 OCTOBER 2025
- 14 -
1
Accounting policies
Company information

Associated Group Holdings Limited (“the company”) is a private limited company domiciled and incorporated in England and Wales. The registered office is Security House, 25 Addington Street, Manchester, Greater Manchester, M4 5EU.

 

The group consists of Associated Group Holdings Limited and all of its subsidiaries.

1.1
Basis of preparation

These financial statements have been prepared in accordance with FRS 102 “The Financial Reporting Standard applicable in the UK and Republic of Ireland” (“FRS 102”) and the requirements of the Companies Act 2006.

The financial statements are prepared in sterling, which is the functional currency of the company. Monetary amounts in these financial statements are rounded to the nearest £.

The financial statements have been prepared under the historical cost convention, [modified to include the revaluation of freehold properties and to include investment properties and certain financial instruments at fair value]. The principal accounting policies adopted are set out below.

The company is a qualifying entity for the purposes of FRS 102, being a member of a group where the parent of that group prepares publicly available consolidated financial statements, including this company, which are intended to give a true and fair view of the assets, liabilities, financial position and profit or loss of the group. The company has therefore taken advantage of exemptions from the following disclosure requirements for parent company information presented within the consolidated financial statements:

 

1.2
Business combinations

In the parent company financial statements, the cost of a business combination is the fair value at the acquisition date of the assets given, equity instruments issued and liabilities incurred or assumed, plus costs directly attributable to the business combination. The excess of the cost of a business combination over the fair value of the identifiable assets, liabilities and contingent liabilities acquired is recognised as goodwill. The cost of the combination includes the estimated amount of contingent consideration that is probable and can be measured reliably, and is adjusted for changes in contingent consideration after the acquisition date. Provisional fair values recognised for business combinations in previous periods are adjusted retrospectively for final fair values determined in the 12 months following the acquisition date. Investments in subsidiaries, joint ventures and associates are accounted for at cost less impairment.

 

Deferred tax is recognised on differences between the value of assets (other than goodwill) and liabilities recognised in a business combination accounted for using the purchase method and the amounts that can be deducted or assessed for tax, considering the manner in which the carrying amount of the asset or liability is expected to be recovered or settled. The deferred tax recognised is adjusted against goodwill or negative goodwill.

ASSOCIATED GROUP HOLDINGS LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 OCTOBER 2025
1
Accounting policies
(Continued)
- 15 -
1.3
Basis of consolidation

The consolidated group financial statements consist of the financial statements of the parent company Associated Group Holdings Limited together with all entities controlled by the parent company (its subsidiaries) and the group’s share of its interests in joint ventures and associates.

 

All financial statements are made up to 31 October 2025. Where necessary, adjustments are made to the financial statements of subsidiaries to bring the accounting policies used into line with those used by other members of the group.

 

All intra-group transactions, balances and unrealised gains on transactions between group companies are eliminated on consolidation. Unrealised losses are also eliminated unless the transaction provides evidence of an impairment of the asset transferred.

Subsidiaries are consolidated in the group’s financial statements from the date that control commences until the date that control ceases.

Entities in which the group holds an interest and which are jointly controlled by the group and one or more other venturers under a contractual arrangement are treated as joint ventures. Entities other than subsidiary undertakings or joint ventures, in which the group has a participating interest and over whose operating and financial policies the group exercises a significant influence, are treated as associates.

Investments in joint ventures and associates are carried in the group balance sheet at cost plus post-acquisition changes in the group’s share of the net assets of the entity, less any impairment in value. The carrying values of investments in joint ventures and associates include acquired goodwill.

 

If the group’s share of losses in a joint venture or associate equals or exceeds its investment in the joint venture or associate, the group does not recognise further losses unless it has incurred obligations to do so or has made payments on behalf of the joint venture or associate.

 

Unrealised gains arising from transactions with joint ventures and associates are eliminated to the extent of the group’s interest in the entity.

On 1 May 2024, the Company acquired the entire share capital of Associated Security Services Holdings Limited from its parent company by way of a share-for-share exchange. As the transaction was a common control group reorganisation, it has been accounted for using the merger accounting method. Accordingly, the results and cash flows of Associated Security Services Holdings Limited and subsidiaries have been included in the group financial statements as if it had always been part of the group. As such, the comparative consolidated financial statements include the financial information in full for Associated Group Holdings Limited (for the full 12 months ending 31 October 2024) and Associated Security Services Holdings Limited and subsidiaries (for the full 12 months ending 31 October 2024 excluding the acquisitions of Bethcore Doors Limited and Anvil Locksmiths Limited which occurred after 1 May 2024).

 

Comparative amounts have been restated on a consistent basis. 

 

Audit exemption by parent guarantee under the Companies Act 2006 (s479A) has been applied in respect of subsidiary undertakings Bethcore Doors Limited, Anvil Locksmiths Limited, Trusted Security Group Limited, and Burton Security Limited.

1.4
Going concern

At the time of approving the financial statements, the directors have a reasonable expectation that the group and parent company have adequate resources to continue in operational existence for the foreseeable future. Thus the directors continue to adopt the going concern basis of accounting in preparing the financial statements.

ASSOCIATED GROUP HOLDINGS LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 OCTOBER 2025
1
Accounting policies
(Continued)
- 16 -
1.5
Revenue

Revenue comprises sales of goods or services provided to customers net of value added tax and other sales taxes, less an appropriate deduction for actual and expected returns and discounts. Revenue is recognised when performance obligations are satisfied and the control of goods or services is transferred to the buyer. Where the performance obligation is satisfied over time, revenue is recognised in accordance with its progress towards complete satisfaction of that performance obligation.

 

When cash inflows are deferred and represent a financing arrangement, the promised consideration is adjusted for the effects of the time value of money, which is recognised as interest income.

Revenue from the sale of goods is recognised when the significant risks and rewards of ownership of the goods have passed to the buyer (usually on dispatch of the goods), the amount of revenue can be measured reliably, it is probable that the economic benefits associated with the transaction will flow to the entity and the costs incurred or to be incurred in respect of the transaction can be measured reliably.

Turnover from the rendering of services is recognised by reference to the stage of completion when the stage of completion, costs incurred and costs to complete can be estimated reliably. The stage of completion is calculated by comparing costs incurred, mainly in relation to contractual hourly staff rates and materials, as a proportion of total costs. Where the outcome cannot be estimated reliably, turnover is recognised only to the extent of the expenses recognised that it is probable will be recovered.

Other income

Dividend income from investments is recognised when the shareholder's right to receive payment has been established.

 

Interest income is recognised when it is probable that the economic benefits will flow to the group and the amount of turnover can be measured reliably. Interest income is accrued on a time basis, by reference to the principal outstanding and the effective interest rate applicable.

1.6
Research and development expenditure

Research expenditure is written off against profits in the year in which it is incurred. Identifiable development expenditure is capitalised to the extent that the technical, commercial and financial feasibility can be demonstrated.

1.7
Intangible fixed assets - goodwill

Goodwill represents the excess of the cost of acquisition of a business over the fair value of net assets acquired. It is initially recognised as an asset at cost and is subsequently measured at cost less accumulated amortisation and accumulated impairment losses. Goodwill is considered to have a finite useful life and is amortised on a systematic basis over its expected life, which is 5 years.

 

For the purposes of impairment testing, goodwill is allocated to the cash-generating units expected to benefit from the acquisition. Cash-generating units to which goodwill has been allocated are tested for impairment at least annually, or more frequently when there is an indication that the unit may be impaired. If the recoverable amount of the cash-generating unit is less than the carrying amount of the unit, the impairment loss is allocated first to reduce the carrying amount of any goodwill allocated to the unit and then to the other assets of the unit pro-rata on the basis of the carrying amount of each asset in the unit.

1.8
Intangible fixed assets other than goodwill

Intangible assets acquired separately from a business are recognised at cost and are subsequently measured at cost less accumulated amortisation and accumulated impairment losses.

 

Intangible assets acquired on business combinations are recognised separately from goodwill at the acquisition date where it is probable that the expected future economic benefits that are attributable to the asset will flow to the entity and the fair value of the asset can be measured reliably; the intangible asset arises from contractual or other legal rights; and the intangible asset is separable from the entity.

ASSOCIATED GROUP HOLDINGS LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 OCTOBER 2025
1
Accounting policies
(Continued)
- 17 -

Amortisation is recognised so as to write off the cost or valuation of assets less their residual values over their useful lives on the following bases:

Software
25% and 33% straight line
1.9
Tangible fixed assets

Tangible fixed assets are initially measured at cost and subsequently measured at cost or valuation, net of depreciation and any impairment losses.

Depreciation is recognised so as to write off the cost or valuation of assets less their residual values over their useful lives on the following bases:

Leasehold land and buildings
Over the life of the lease
Plant and equipment
25% reducing balance
Fixtures and fittings
25% reducing balance
Motor vehicles
25% reducing balance

The gain or loss arising on the disposal of an asset is determined as the difference between the sale proceeds and the carrying value of the asset, and is recognised in the profit and loss account.

Included in motor vehicles above are commercial vehicles which are depreciated at a rate of 33.33% straight line.

1.10
Fixed asset investments

Equity investments are measured at fair value through profit or loss, except for those equity investments that are not publicly traded and whose fair value cannot otherwise be measured reliably, which are recognised at cost less impairment until a reliable measure of fair value becomes available.

 

In the parent company financial statements, investments in subsidiaries, associates and jointly controlled entities are initially measured at cost and subsequently measured at cost less any accumulated impairment losses.

A subsidiary is an entity controlled by the group. Control is the power to govern the financial and operating policies of the entity so as to obtain benefits from its activities.

An associate is an entity, being neither a subsidiary nor a joint venture, in which the company holds a long-term interest and where the company has significant influence. The group considers that it has significant influence where it has the power to participate in the financial and operating decisions of the associate.

 

Investments in associates are initially recognised at the transaction price (including transaction costs) and are subsequently adjusted to reflect the group’s share of the profit or loss, other comprehensive income and equity of the associate using the equity method. Any difference between the cost of acquisition and the share of the fair value of the net identifiable assets of the associate on acquisition is recognised as goodwill. Any unamortised balance of goodwill is included in the carrying value of the investment in associates.

 

Losses in excess of the carrying amount of an investment in an associate are recorded as a provision only when the company has incurred legal or constructive obligations or has made payments on behalf of the associate.

 

In the parent company financial statements, investments in associates are accounted for at cost less impairment.

ASSOCIATED GROUP HOLDINGS LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 OCTOBER 2025
1
Accounting policies
(Continued)
- 18 -

Entities in which the group has a long term interest and shares control under a contractual arrangement are classified as jointly controlled entities.

1.11
Impairment of fixed assets

At each reporting period end date, the group reviews the carrying amounts of its tangible and intangible assets to determine whether there is any indication that those assets have suffered an impairment loss. If any such indication exists, the recoverable amount of the asset is estimated in order to determine the extent of the impairment loss (if any). Where it is not possible to estimate the recoverable amount of an individual asset, the company estimates the recoverable amount of the cash-generating unit to which the asset belongs. The carrying amount of the investments accounted for using the equity method is tested for impairment as a single asset. Any goodwill included in the carrying amount of the investment is not tested separately for impairment.

Recoverable amount is the higher of fair value less costs to sell and value in use. In assessing value in use, the estimated future cash flows are discounted to their present value using a pre-tax discount rate that reflects current market assessments of the time value of money and the risks specific to the asset for which the estimates of future cash flows have not been adjusted. If the recoverable amount of an asset (or cash-generating unit) is estimated to be less than its carrying amount, the carrying amount of the asset (or cash-generating unit) is reduced to its recoverable amount. An impairment loss is recognised immediately in profit or loss, unless the relevant asset is carried at a revalued amount, in which case the impairment loss is treated as a revaluation decrease.

Recognised impairment losses are reversed if, and only if, the reasons for the impairment loss have ceased to apply. Where an impairment loss subsequently reverses, the carrying amount of the asset (or cash-generating unit) is increased to the revised estimate of its recoverable amount, but so that the increased carrying amount does not exceed the carrying amount that would have been determined had no impairment loss been recognised for the asset (or cash-generating unit) in prior years. A reversal of an impairment loss is recognised immediately in profit or loss, unless the relevant asset is carried at a revalued amount, in which case the reversal of the impairment loss is treated as a revaluation increase.

1.12
Stocks

Stocks are stated at the lower of cost and estimated selling price less costs to complete and sell. Cost comprises direct materials and, where applicable, direct labour costs and those overheads that have been incurred in bringing the stocks to their present location and condition.

 

Stocks held for distribution at no or nominal consideration are measured at the lower of cost and replacement cost, adjusted where applicable for any loss of service potential.

At each reporting date, an assessment is made for impairment. Any excess of the carrying amount of stocks over its estimated selling price less costs to complete and sell is recognised as an impairment loss in profit or loss. Reversals of impairment losses are also recognised in profit or loss.

1.13
Cash and cash equivalents

Cash and cash equivalents are basic financial assets and include cash in hand, deposits held at call with banks, other short-term liquid investments with original maturities of three months or less, and bank overdrafts. Bank overdrafts are shown within borrowings in current liabilities.

ASSOCIATED GROUP HOLDINGS LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 OCTOBER 2025
1
Accounting policies
(Continued)
- 19 -
1.14
Financial instruments

The group has elected to apply the provisions of Section 11 ‘Basic Financial Instruments’ and Section 12 ‘Other Financial Instruments Issues’ of FRS 102 to all of its financial instruments.

 

Financial instruments are recognised in the group's balance sheet when the group becomes party to the contractual provisions of the instrument.

 

Financial assets and liabilities are offset and the net amounts presented in the financial statements when there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.

Basic financial assets

Basic financial assets, which include debtors and cash and bank balances, are initially measured at transaction price including transaction costs and are subsequently carried at amortised cost using the effective interest method unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest. Financial assets classified as receivable within one year are not amortised.

Other financial assets

Other financial assets, including investments in equity instruments which are not subsidiaries, associates or joint ventures, are initially measured at fair value, which is normally the transaction price. Such assets are subsequently carried at fair value and the changes in fair value are recognised in profit or loss, except that investments in equity instruments that are not publicly traded and whose fair values cannot be measured reliably are measured at cost less impairment.

Impairment of financial assets

Financial assets, other than those held at fair value through profit and loss, are assessed for indicators of impairment at each reporting end date.

 

Financial assets are impaired where there is objective evidence that, as a result of one or more events that occurred after the initial recognition of the financial asset, the estimated future cash flows have been affected. If an asset is impaired, the impairment loss is the difference between the carrying amount and the present value of the estimated cash flows discounted at the asset’s original effective interest rate. The impairment loss is recognised in profit or loss.

 

If there is a decrease in the impairment loss arising from an event occurring after the impairment was recognised, the impairment is reversed. The reversal is such that the current carrying amount does not exceed what the carrying amount would have been, had the impairment not previously been recognised. The impairment reversal is recognised in profit or loss.

Derecognition of financial assets

Financial assets are derecognised only when the contractual rights to the cash flows from the asset expire or are settled, or when the group transfers the financial asset and substantially all the risks and rewards of ownership to another entity, or if some significant risks and rewards of ownership are retained but control of the asset has transferred to another party that is able to sell the asset in its entirety to an unrelated third party.

Classification of financial liabilities

Financial liabilities and equity instruments are classified according to the substance of the contractual arrangements entered into. An equity instrument is any contract that evidences a residual interest in the assets of the group after deducting all of its liabilities.

ASSOCIATED GROUP HOLDINGS LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 OCTOBER 2025
1
Accounting policies
(Continued)
- 20 -
Basic financial liabilities

Basic financial liabilities, including creditors, bank loans, loans from fellow group companies and preference shares that are classified as debt, are initially recognised at transaction price unless the arrangement constitutes a financing transaction, where the debt instrument is measured at the present value of the future payments discounted at a market rate of interest. Financial liabilities classified as payable within one year are not amortised.

 

Debt instruments are subsequently carried at amortised cost, using the effective interest rate method.

 

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of business from suppliers. Amounts payable are classified as current liabilities if payment is due within one year or less. If not, they are presented as non-current liabilities. Trade creditors are recognised initially at transaction price and subsequently measured at amortised cost using the effective interest method.

Other financial liabilities

Derivatives, including interest rate swaps and forward foreign exchange contracts, are not basic financial instruments. Derivatives are initially recognised at fair value on the date a derivative contract is entered into and are subsequently re-measured at their fair value. Changes in the fair value of derivatives are recognised in profit or loss in finance costs or finance income as appropriate, unless hedge accounting is applied and the hedge is a cash flow hedge.

 

Debt instruments that do not meet the conditions in FRS 102 paragraph 11.9 are subsequently measured at fair value through profit or loss. Debt instruments may be designated as being measured at fair value through profit or loss to eliminate or reduce an accounting mismatch or if the instruments are measured and their performance evaluated on a fair value basis in accordance with a documented risk management or investment strategy.

Derecognition of financial liabilities

Financial liabilities are derecognised when the group's contractual obligations expire or are discharged or cancelled.

1.15
Equity instruments

Equity instruments issued by the group are recorded at the proceeds received, net of transaction costs. Dividends payable on equity instruments are recognised as liabilities once they are no longer at the discretion of the group.

1.16
Taxation

The tax expense represents the sum of the tax currently payable and deferred tax.

Current tax

The tax currently payable is based on taxable profit for the year. Taxable profit differs from net profit as reported in the profit and loss account because it excludes items of income or expense that are taxable or deductible in other years and it further excludes items that are never taxable or deductible. The group’s liability for current tax is calculated using tax rates that have been enacted or substantively enacted by the reporting end date.

Deferred tax

Deferred tax liabilities are generally recognised for all timing differences and deferred tax assets are recognised to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits. Such assets and liabilities are not recognised if the timing difference arises from goodwill or from the initial recognition of other assets and liabilities in a transaction that affects neither the tax profit nor the accounting profit.

ASSOCIATED GROUP HOLDINGS LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 OCTOBER 2025
1
Accounting policies
(Continued)
- 21 -

The carrying amount of deferred tax assets is reviewed at each reporting end date and reduced to the extent that it is no longer probable that sufficient taxable profits will be available to allow all or part of the asset to be recovered. Deferred tax is calculated at the tax rates that are expected to apply in the period when the liability is settled or the asset is realised. Deferred tax is charged or credited in the profit and loss account, except when it relates to items charged or credited directly to equity, in which case the deferred tax is also dealt with in equity. Deferred tax assets and liabilities are offset if, and only if, there is a legally enforceable right to offset current tax assets and liabilities and the deferred tax assets and liabilities relate to taxes levied by the same tax authority.

1.17
Employee benefits

The costs of short-term employee benefits are recognised as a liability and an expense, unless those costs are required to be recognised as part of the cost of stock or fixed assets.

 

The cost of any unused holiday entitlement is recognised in the period in which the employee’s services are received.

 

Termination benefits are recognised immediately as an expense when the company is demonstrably committed to terminate the employment of an employee or to provide termination benefits.

1.18
Retirement benefits

Payments to defined contribution retirement benefit schemes are charged as an expense as they fall due.

1.19
Leases
As lessee

Leases are classified as finance leases whenever the terms of the lease transfer substantially all the risks and rewards of ownership to the lessees. All other leases are classified as operating leases.

 

Assets held under finance leases are recognised as assets at the lower of the assets fair value at the date of inception and the present value of the minimum lease payments. The related liability is included in the balance sheet as a finance lease obligation. Lease payments are treated as consisting of capital and interest elements. The interest is charged to profit or loss so as to produce a constant periodic rate of interest on the remaining balance of the liability.

Rentals payable under operating leases, including any lease incentives received, are charged to profit or loss on a straight line basis over the term of the relevant lease except where another more systematic basis is more representative of the time pattern in which economic benefits from the leased asset are consumed.

As lessor

When the group acts as a lessor, a lease is classified as a finance lease whenever it transfers substantially all the risks and rewards of ownership of the underlying asset to the lessee, either at the end of the lease term or for the major part of the economic life of the asset. All other leases are classified as operating leases. If an arrangement contains both lease and non-lease components, the group allocates the consideration in the contract to the two elements.

Rental income from operating leases is recognised on a straight line basis over the term of the relevant lease. Initial direct costs incurred in negotiating and arranging an operating lease are added to the carrying amount of the leased asset and recognised on a straight line basis over the lease term.

ASSOCIATED GROUP HOLDINGS LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 OCTOBER 2025
1
Accounting policies
(Continued)
- 22 -
1.20
Government grants

Government grants are recognised at the fair value of the asset received or receivable when there is reasonable assurance that the grant conditions will be met and the grants will be received.

 

A grant that specifies performance conditions is recognised in income when the performance conditions are met. Where a grant does not specify performance conditions it is recognised in income when the proceeds are received or receivable. A grant received before the recognition criteria are satisfied is recognised as a liability.

2
Turnover and other revenue
2025
2024
£
£
Turnover analysed by class of business
Sale of goods
7,526,382
6,064,955
Rendering of services
20,681,042
14,074,146
28,207,424
20,139,101
2025
2024
£
£
Turnover analysed by geographical market
United Kingdom
28,074,718
19,986,230
European Union
125,356
152,871
Rest of the World
7,350
-
28,207,424
20,139,101
2025
2024
£
£
Other revenue
Interest income
46,086
186,666
Grants received
2,541
-
3
Exceptional item
2025
2024
£
£
Expenditure
Connected company loan write down
7,532
183,839
7,532
183,839

During the year and prior year the group charged the Profit and Loss account with the above amounts relating to the impairment of loan account balances owed by connected companies.

ASSOCIATED GROUP HOLDINGS LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 OCTOBER 2025
- 23 -
4
Operating profit
2025
2024
£
£
Operating profit for the year is stated after charging/(crediting):
Research and development costs
2,856
-
Government grants
(2,541)
-
Depreciation of tangible fixed assets
927,953
845,056
Profit on disposal of tangible fixed assets
(11,323)
(42,775)
Amortisation of intangible assets
626,436
31,407
5
Auditor's remuneration
2025
2024
Fees payable to the company's auditor and associates:
£
£
For audit services
Audit of the financial statements of the group and company
20,000
20,000
Audit of the financial statements of the company's subsidiaries
30,000
21,000
50,000
41,000
6
Employees

The average monthly number of persons (including directors) employed by the group and company during the year was:

Group
Company
2025
2024
2025
2024
Number
Number
Number
Number
Direct
146
112
-
-
Sales and marketing
20
22
-
-
Finance and administration
48
32
-
-
Management
8
7
-
-
Total
222
173
0
0
ASSOCIATED GROUP HOLDINGS LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 OCTOBER 2025
6
Employees
(Continued)
- 24 -

Their aggregate remuneration comprised:

Group
Company
2025
2024
2025
2024
£
£
£
£
Wages and salaries
8,142,181
5,638,628
-
0
-
0
Social security costs
779,723
552,835
-
-
Pension costs
208,759
118,511
-
0
-
0
9,130,663
6,309,974
-
0
-
0
7
Directors' remuneration
2025
2024
£
£
Remuneration for qualifying services
841,119
291,840
Company pension contributions to defined contribution schemes
1,203
844
842,322
292,684
Remuneration disclosed above includes the following amounts paid to the highest paid director:
2025
2024
£
£
Remuneration for qualifying services
399,285
126,648

The number of directors who accrued benefits under company pension plans during the year was 2 (2024 : 2).

8
Interest receivable and similar income
2025
2024
£
£
Interest income
Interest on bank deposits
16,086
36,874
Other interest income
30,000
149,792
Total income
46,086
186,666
ASSOCIATED GROUP HOLDINGS LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 OCTOBER 2025
- 25 -
9
Interest payable and similar expenses
2025
2024
£
£
Interest on invoice finance arrangements
29,068
-
0
Interest on finance leases and hire purchase contracts
56,746
50,816
Other interest
124,268
50,400
Total finance costs
210,082
101,216
10
Taxation
2025
2024
£
£
Current tax
UK corporation tax on profits for the current period
933,573
431,485
Deferred tax
Origination and reversal of timing differences
(160,852)
84,525
Total tax charge
772,721
516,010

The actual charge for the year can be reconciled to the expected charge for the year based on the profit or loss and the standard rate of tax as follows:

2025
2024
£
£
Profit before taxation
2,695,165
1,613,994
Expected tax charge based on the standard rate of corporation tax in the UK of 25% (2024: 25%)
673,791
403,499
Effects of:
Expenses that are not deductible in determining taxable profit
16,880
66,878
Permanent capital allowances in excess of depreciation
66,099
89,294
Research and development tax credit
-
0
(29,250)
Other adjustments
15,951
(14,411)
Taxation charge in the financial statements
772,721
516,010
11
Dividends
2025
2024
Recognised as distributions to equity holders:
£
£
Interim paid
380,400
641,400
ASSOCIATED GROUP HOLDINGS LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 OCTOBER 2025
- 26 -
12
Intangible fixed assets
Group
Goodwill
Software
Total
£
£
£
Cost
At 1 November 2024
1,420,441
-
0
1,420,441
Additions
4,037,045
133,980
4,171,025
At 31 October 2025
5,457,486
133,980
5,591,466
Amortisation and impairment
At 1 November 2024
644,496
-
0
644,496
Amortisation charged for the year
626,069
367
626,436
At 31 October 2025
1,270,565
367
1,270,932
Carrying amount
At 31 October 2025
4,186,921
133,613
4,320,534
At 31 October 2024
775,945
-
0
775,945
The company had no intangible fixed assets at 31 October 2025 and 31 October 2024
13
Tangible fixed assets
Group
Leasehold land and buildings
Plant and equipment
Fixtures and fittings
Motor vehicles
Total
£
£
£
£
£
Cost
At 1 November 2024
2,385,904
1,196,444
767,909
3,519,082
7,869,339
Additions
152,807
33,394
62,516
631,435
880,152
Business combinations
60,345
56,998
49,781
153,793
320,917
Disposals
-
0
-
0
(4,072)
(481,544)
(485,616)
At 31 October 2025
2,599,056
1,286,836
876,134
3,822,766
8,584,792
Depreciation and impairment
At 1 November 2024
1,190,717
828,925
606,048
2,373,851
4,999,541
Depreciation charged in the year
133,707
78,433
67,265
648,548
927,953
Eliminated in respect of disposals
-
0
-
0
(3,624)
(424,500)
(428,124)
At 31 October 2025
1,324,424
907,358
669,689
2,597,899
5,499,370
Carrying amount
At 31 October 2025
1,274,632
379,478
206,445
1,224,867
3,085,422
At 31 October 2024
1,195,187
367,519
161,861
1,145,231
2,869,798
ASSOCIATED GROUP HOLDINGS LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 OCTOBER 2025
13
Tangible fixed assets
(Continued)
- 27 -
The company had no tangible fixed assets at 31 October 2025 and 31 October 2024

Included within tangible fixed assets are assets held under finance leases or hire purchase contracts, as follows:

Group
Company
2025
2024
2025
2024
£
£
£
£
Motor vehicles
805,294
734,311
-
0
-
0
14
Fixed asset investments
Group
Company
2025
2024
2025
2024
Notes
£
£
£
£
Investments in subsidiaries
15
-
0
-
0
21,948,421
21,948,421
Movements in fixed asset investments
Company
Shares in subsidiaries
£
Cost or valuation
At 1 March 2024
21,948,421
Carrying amount
At 31 October 2025
21,948,421
At 31 October 2024
21,948,421
15
Subsidiaries

Details of the company's subsidiaries at 31 October 2025 are as follows:

ASSOCIATED GROUP HOLDINGS LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 OCTOBER 2025
15
Subsidiaries
(Continued)
- 28 -
Name of undertaking
Registered office
Class of
% Held
shares held
Direct
Associated Security Services Holdings Limited
Security House, 25 Addington Street, Manchester M4 5EU
Ordinary
100.00
Ken Durose (Lock & Safe) Company Limited
As above
Ordinary
100.00
T O'Connor (Security Services) Limited
As above
Ordinary
100.00
Adamant Safe & Lock Co Limited
As above
Ordinary
100.00
Associated Security Solutions Limited
As above
Ordinary
100.00
Associated Safe Systems Limited
As above
Ordinary
100.00
S.M.P. Security Solutions Limited
As above
Ordinary
100.00
John Holden Security Systems Limited
As above
Ordinary
100.00
Safes International (Scotland) Limited
As above
Ordinary
100.00
Bethcore Doors Limited
As above
Ordinary
100.00
Anvil Locksmiths Limited
As above
Ordinary
100.00
Trusted Security Group Limited
As above
Ordinary
100.00
Burton Security Limited
As above
Ordinary
100.00
Safe & Vault Company Limited
As above
Ordinary
100.00
Burton Safes Service Limited
As above
Ordinary
100.00
Kirkstall Safes Limited
As above
Ordinary
100.00
Keyguard Security Ltd.
As above
Ordinary
100.00
16
Stocks
Group
Company
2025
2024
2025
2024
£
£
£
£
Raw materials and consumables
2,252,099
1,477,690
-
-
Work in progress
127,394
171,156
-
-
Finished goods and goods for resale
432,692
485,443
-
0
-
0
2,812,185
2,134,289
-
-
17
Debtors
Group
Company
2025
2024
2025
2024
Amounts falling due within one year:
£
£
£
£
Trade debtors
4,987,353
2,871,030
-
0
-
0
Amounts owed by group undertakings
-
0
-
0
493,400
173,400
Amounts owed by undertakings in which the company has a participating interest
1,875,108
1,709,412
-
0
-
0
Other debtors
2,841,061
2,788,778
1
1
Prepayments and accrued income
1,183,689
1,187,997
-
0
-
0
10,887,211
8,557,217
493,401
173,401
ASSOCIATED GROUP HOLDINGS LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 OCTOBER 2025
- 29 -
18
Creditors: amounts falling due within one year
Group
Company
2025
2024
2025
2024
Notes
£
£
£
£
Bank loans
20
316,774
56,510
-
0
-
0
Obligations under finance leases
21
505,013
446,648
-
0
-
0
Other borrowings
20
6,743
11,449
-
0
-
0
Trade creditors
2,393,108
1,318,495
-
0
-
0
Corporation tax payable
960,714
115,484
-
0
-
0
Other taxation and social security
1,070,784
703,018
-
0
-
0
Other creditors
1,292,592
945,946
-
0
-
0
Accruals and deferred income
1,956,777
916,236
-
0
-
0
8,502,505
4,513,786
-
0
-
0
19
Creditors: amounts falling due after more than one year
Group
Company
2025
2024
2025
2024
Notes
£
£
£
£
Bank loans and overdrafts
20
2,954,658
429,727
-
0
-
0
Obligations under finance leases
21
446,712
398,970
-
0
-
0
3,401,370
828,697
-
-
Amounts included above which fall due after five years are as follows:
Payable by instalments
1,648,298
151,033
-
-
20
Loans and overdrafts
Group
Company
2025
2024
2025
2024
£
£
£
£
Bank loans
3,271,432
486,237
-
0
-
0
Other loans
6,743
11,449
-
0
-
0
3,278,175
497,686
-
-
Payable within one year
323,517
67,959
-
0
-
0
Payable after one year
2,954,658
429,727
-
0
-
0
ASSOCIATED GROUP HOLDINGS LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 OCTOBER 2025
20
Loans and overdrafts
(Continued)
- 30 -

Obligations under finance leases and hire purchase contracts are secured on the assets concerned.

 

The bank loans and overdraft are secured by a fixed charge over the freehold land and buildings and unlimited cross guarantees between group companies.

 

Interest is charged on the bank loans at bank base rate plus 2.13% and 2.38%p.a. The loans are due for repayment in full in 2031 and 2035.

21
Finance lease obligations
Group
Company
2025
2024
2025
2024
£
£
£
£
Future minimum lease payments due under finance leases:
Within one year
533,038
446,648
-
0
-
0
In two to five years
418,687
398,970
-
0
-
0
951,725
845,618
-
-
22
Deferred taxation

The following are the major deferred tax liabilities and assets recognised by the group and company:

Liabilities
Liabilities
2025
2024
Group
£
£
Accelerated capital allowances
183,224
254,913
The company has no deferred tax assets or liabilities.
Group
Company
2025
2025
Movements in the year:
£
£
Liability at 1 November 2024
254,913
-
Credit to profit or loss
(71,689)
-
Liability at 31 October 2025
183,224
-
23
Retirement benefit schemes
2025
2024
Defined contribution schemes
£
£
Charge to profit or loss in respect of defined contribution schemes
208,759
118,511
ASSOCIATED GROUP HOLDINGS LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 OCTOBER 2025
23
Retirement benefit schemes
(Continued)
- 31 -

A defined contribution pension scheme is operated for all qualifying employees. The assets of the scheme are held separately from those of the group in an independently administered fund.

24
Share capital
Group and company
2025
2024
2025
2024
Ordinary share capital
Number
Number
£
£
Issued and fully paid
Ordinary of £1 each
2
2
2
2
Ordinary "A" of £1 each
21,948,421
21,948,421
21,948,421
21,948,421
21,948,423
21,948,423
21,948,423
21,948,423
25
Reserves
Equity reserve

Profit and loss account - This reserve records retained earnings and accumulated losses.

Other reserves

Group - This reserve is a non-distributable merger reserve arising on consolidation.

26
Acquisition of a business

On 4 May 2025 the group acquired 100 percent of the issued capital of Trusted Security Group Limited.

Book Value
Adjustments
Fair Value
Net assets acquired
£
£
£
Property, plant and equipment
320,917
-
320,917
Inventories
981,242
-
981,242
Trade and other receivables
1,356,135
-
1,356,135
Cash and cash equivalents
250,019
-
250,019
Borrowings
(616,176)
-
(616,176)
Obligations under finance leases
(177,520)
-
(177,520)
Trade and other payables
(1,990,265)
-
(1,990,265)
Tax liabilities
(150,799)
-
(150,799)
Deferred tax
(85,863)
-
(85,863)
Total identifiable net assets
(112,310)
-
(112,310)
Goodwill
4,037,045
Total consideration
3,924,735
ASSOCIATED GROUP HOLDINGS LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 OCTOBER 2025
26
Acquisition of a business
(Continued)
- 32 -
The consideration was satisfied by:
£
Cash
3,924,735
Contribution by the acquired business for the reporting period included in the group statement of comprehensive income since acquisition:
£
Turnover
4,862,612
Profit after tax
185,444

The goodwill arising on the acquisition of the business is attributable to the anticipated profitability of the distribution of the company's products in new markets and the future operating synergies from the combination.

27
Operating lease commitments
Lessee

At the reporting end date the group had outstanding commitments for future minimum lease payments under non-cancellable operating leases, which fall due as follows:

Group
Company
2025
2024
2025
28th Feb 2024
£
£
£
£
Within one year
489,120
612,120
-
-
Between two and five years
1,281,480
2,216,397
-
-
In over five years
68,460
212,080
-
-
1,839,060
3,040,597
-
-
28
Related party transactions
Transactions with related parties

During the year the group entered into the following transactions with related parties:

Associated companies
2025
2024
£
£
Group
Associated companies
223,366
1,115,702
ASSOCIATED GROUP HOLDINGS LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 OCTOBER 2025
28
Related party transactions
(Continued)
- 33 -

The following amounts were outstanding at the reporting end date:

Amounts due from related parties
2025
2024
Balance
Balance
£
£
Group
Associated companies
4,520,171
4,296,805

The group has taken advantage of the exemption from disclosing other related party transactions as they are with companies that are wholly owned within the group.

29
Cash generated from group operations
2025
2024
£
£
Profit after taxation
1,922,444
1,097,984
Adjustments for:
Taxation charged
772,721
516,010
Finance costs
210,082
101,216
Investment income
(46,086)
(186,666)
Gain on disposal of tangible fixed assets
(11,323)
(42,775)
Amortisation and impairment of intangible assets
626,436
31,407
Depreciation and impairment of tangible fixed assets
927,953
845,056
Movements in working capital:
Decrease/(increase) in stocks
303,346
(166,846)
Increase in debtors
(973,859)
(181,530)
Increase in creditors
72,196
1,018,419
Cash generated from operations
3,803,910
3,032,275
30
Analysis of changes in net funds - group
1 November 2024
Cash flows
Acquisitions and disposals
31 October 2025
£
£
£
£
Cash at bank and in hand
3,227,637
1,263,644
-
4,491,281
Borrowings excluding overdrafts
(497,686)
(2,780,489)
-
(3,278,175)
Payment of finance leases obligations
(845,618)
490,102
(596,209)
(951,725)
1,884,333
(1,026,743)
(596,209)
261,381
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