Acorah Software Products - Accounts Production 19.2.450 false true 31 October 2024 1 November 2023 false 1 November 2024 31 October 2025 31 October 2025 NI039335 Mr Stephen Karl Allen Mrs Orlagh Therese Hallett iso4217:GBP iso4217:EUR iso4217:USD xbrli:shares xbrli:pure xbrli:pure NI039335 2024-10-31 NI039335 2025-10-31 NI039335 2024-11-01 2025-10-31 NI039335 frs-core:CurrentFinancialInstruments 2025-10-31 NI039335 frs-core:Non-currentFinancialInstruments 2025-10-31 NI039335 frs-core:ComputerEquipment 2025-10-31 NI039335 frs-core:ComputerEquipment 2024-11-01 2025-10-31 NI039335 frs-core:ComputerEquipment 2024-10-31 NI039335 frs-core:FurnitureFittings 2025-10-31 NI039335 frs-core:FurnitureFittings 2024-11-01 2025-10-31 NI039335 frs-core:FurnitureFittings 2024-10-31 NI039335 frs-core:ShareCapital 2025-10-31 NI039335 frs-core:RetainedEarningsAccumulatedLosses 2025-10-31 NI039335 frs-bus:PrivateLimitedCompanyLtd 2024-11-01 2025-10-31 NI039335 frs-bus:FilletedAccounts 2024-11-01 2025-10-31 NI039335 frs-bus:SmallEntities 2024-11-01 2025-10-31 NI039335 frs-bus:AuditExempt-NoAccountantsReport 2024-11-01 2025-10-31 NI039335 frs-bus:SmallCompaniesRegimeForAccounts 2024-11-01 2025-10-31 NI039335 frs-bus:Director1 2024-11-01 2025-10-31 NI039335 frs-bus:Director2 2024-11-01 2025-10-31 NI039335 frs-countries:NorthernIreland 2024-11-01 2025-10-31 NI039335 2023-10-31 NI039335 2024-10-31 NI039335 2023-11-01 2024-10-31 NI039335 frs-core:CurrentFinancialInstruments 2024-10-31 NI039335 frs-core:Non-currentFinancialInstruments 2024-10-31 NI039335 frs-core:ShareCapital 2024-10-31 NI039335 frs-core:RetainedEarningsAccumulatedLosses 2024-10-31
Registered number: NI039335
The Mortgage Group (NI) Limited
Unaudited Financial Statements
For The Year Ended 31 October 2025
McCleary & Company Ltd.
Contents
Page
Balance Sheet 1—2
Notes to the Financial Statements 3—4
Page 1
Balance Sheet
Registered number: NI039335
2025 2024
Notes £ £ £ £
FIXED ASSETS
Tangible Assets 4 8,990 8,339
8,990 8,339
CURRENT ASSETS
Debtors 5 109,565 84,194
Cash at bank and in hand 138,307 131,159
247,872 215,353
Creditors: Amounts Falling Due Within One Year 6 (149,133 ) (140,902 )
NET CURRENT ASSETS (LIABILITIES) 98,739 74,451
TOTAL ASSETS LESS CURRENT LIABILITIES 107,729 82,790
Creditors: Amounts Falling Due After More Than One Year 7 (39,523 ) (76,303 )
NET ASSETS 68,206 6,487
CAPITAL AND RESERVES
Called up share capital 8 90 90
Profit and Loss Account 68,116 6,397
SHAREHOLDERS' FUNDS 68,206 6,487
Page 1
Page 2
For the year ending 31 October 2025 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.
The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.
The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.
These accounts have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.
The company has taken advantage of section 444(1) of the Companies Act 2006 and opted not to deliver to the registrar a copy of the company's Profit and Loss Account.
On behalf of the board
Mr Stephen Karl Allen
Director
Mrs Orlagh Therese Hallett
Director
30 July 2026
The notes on pages 3 to 4 form part of these financial statements.
Page 2
Page 3
Notes to the Financial Statements
1. General Information
The Mortgage Group (NI) Limited is a private company, limited by shares, incorporated in Northern Ireland, registered number NI039335 . The registered office is 1st Floor Ashwood House, Newforge Lane, Belfast, Antrim, BT9 5NF.
2. Accounting Policies
2.1. Basis of Preparation of Financial Statements
The financial statements have been prepared under the historical cost convention and in accordance with Financial Reporting Standard 102 section 1A Small Entities "The Financial Reporting Standard applicable in the UK and Republic of Ireland" and the Companies Act 2006.
2.2. Turnover
Turnover is measured at the fair value of the consideration received or receivable, net of discounts and value added taxes. Turnover includes revenue earned from the sale of goods and from the rendering of services. Turnover is reduced for estimated customer returns, rebates and other similar allowances.
Sale of goods
Turnover from the sale of goods is recognised when the significant risks and rewards of ownership of the goods has transferred to the buyer. This is usually at the point that the customer has signed for the delivery of the goods.
Rendering of services
Turnover from the rendering of services is recognised by reference to the stage of completion of the contract. The stage of completion of a contract is measured by comparing the costs incurred for work performed to date to the total estimated contract costs. Turnover is only recognised to the extent of recoverable expenses when the outcome of a contract cannot be estimated reliably.
2.3. Tangible Fixed Assets and Depreciation
Tangible fixed assets are measured at cost less accumulated depreciation and any accumulated impairment losses. Depreciation is provided at rates calculated to write off the cost of the fixed assets, less their estimated residual value, over their expected useful lives on the following bases:
Fixtures & Fittings 25% reducing balance
Computer Equipment 25% reducing balance
3. Average Number of Employees
Average number of employees, including directors, during the year was: 13 (2024: 10)
13 10
4. Tangible Assets
Fixtures & Fittings Computer Equipment Total
£ £ £
Cost
As at 1 November 2024 103,415 51,016 154,431
Additions 3,649 - 3,649
As at 31 October 2025 107,064 51,016 158,080
Depreciation
As at 1 November 2024 95,209 50,883 146,092
Provided during the period 2,965 33 2,998
As at 31 October 2025 98,174 50,916 149,090
Net Book Value
As at 31 October 2025 8,890 100 8,990
As at 1 November 2024 8,206 133 8,339
Page 3
Page 4
5. Debtors
2025 2024
£ £
Due within one year
Trade debtors 106,242 84,194
Other debtors 3,323 -
109,565 84,194
6. Creditors: Amounts Falling Due Within One Year
2025 2024
£ £
Trade creditors 79,106 71,905
Bank loans and overdrafts 47,213 47,076
Other creditors 9,655 10,610
Taxation and social security 13,159 11,311
149,133 140,902
7. Creditors: Amounts Falling Due After More Than One Year
2025 2024
£ £
Bank loans 39,523 76,303
8. Share Capital
2025 2024
£ £
Allotted, Called up and fully paid 90 90
Page 4