Charity Registration No. Charity Registration No.  1151926
Company Registration No. 07294713 (England and Wales)
THE C.R.U.M.B.S. PROJECT
ANNUAL REPORT AND UNAUDITED FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025
Waverley House
115-119 Holdenhurst Road
Bournemouth
Dorset
BH8 8DY
THE C.R.U.M.B.S. PROJECT
CONTENTS
Page
Company information
1
Trustees' report
2 - 8
Independent examiner's report
9
Statement of financial activities
10 - 11
Balance sheet
12
Notes to the financial statements
13 - 29
THE C.R.U.M.B.S. PROJECT
COMPANY INFORMATION
- 1 -
Trustees
Professor P Jones MBE
Mr M Collinge
Mr S Thomas
Dr H Hartwell
S Valler
S Warren
D M Jeffries
(Appointed 2 March 2026)
G E Kilminster
(Appointed 1 September 2025)
Ms. P Mutea-McCulloch
(Appointed 1 June 2026)
Charity number
Charity Registration No.  1151926
Company number
07294713
Registered office
The Crumbs Project
Hibberd Court
20A Hibberd Way
Bournemouth
England
BH10 4EP
Independent examiner
TC Group
Waverley House
115-119 Holdenhurst Road
Bournemouth
Dorset
BH8 8DY
THE C.R.U.M.B.S. PROJECT
TRUSTEES' REPORT (INCLUDING DIRECTORS' REPORT)
FOR THE YEAR ENDED 31 DECEMBER 2025
- 2 -

The Trustees present their annual report and financial statements for the year ended 31 December 2025.

The financial statements have been prepared in accordance with the accounting policies set out in note 1 to the financial statements and comply with the charitable company's governing document, the Companies Act 2006 and “Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)” (as amended for accounting periods commencing from 1 January 2016)

Objectives and activities

The charitable company's objects are the promotion of education and social inclusion of disadvantaged individuals by providing learning and training designed to assist in progress towards better employment and a more independent life through vocational training.

The policies adopted in furtherance of these objects are through providing professionally recognised training in food production and service, housekeeping and administration. These programmes give trainees the opportunity to achieve Institute of Hospitality endorsed awards at Foundation Certificate, Certificate and Diploma levels. Education and social inclusion through training is key to fulfilling the charity's objectives, and all activities are measured against those objectives. There has been no change in these objectives during the year.

The Trustees have paid due regard to guidance issued by the Charity Commission in deciding what activities the charitable company should undertake.

 

The charity provides pre-employment professional and vocational education and training for those with mental illness, stabilised addiction and a range of learning disabilities, while providing a food service to the local community. The Trustees are satisfied that this meets the public benefit requirement.

 

 

THE C.R.U.M.B.S. PROJECT
TRUSTEES' REPORT (INCLUDING DIRECTORS' REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
- 3 -
Achievements and performance

2025 has been a year of significant achievement for The CRUMBS Project. Despite continuing to operate in a challenging economic environment, with sustained pressures on living costs, energy, food and staffing, the charity has delivered an outstanding training programme, strengthened its professional standing, expanded its industry partnerships, and produced a strong financial result ahead of the budgeted position.

Training and Accreditation

The charity's professional training programme continued to develop and strengthen during the year. The renewal of the Institute of Hospitality endorsement was completed and confirmed, reinforcing the professional standing of the awards our trainees achieve. A landmark milestone was the award of full accreditation from the Craft Guild of Chefs, formally presented by Neil Rippington of the Craft Guild at the July 2025 Showcase Event. This completed the charity's current professional accreditation objectives and significantly enhanced the recognition and employability of our trainees.

The Digital Paths programme continued to develop during the year, building trainees' confidence and competence in digital technologies. These skills are critical to enable trainees to interact with government agencies and local support services, and to support their transition to employment and independent living. The charity was recognised for this work through several external awards.

During 2025 the charity also adopted the OneFile learner management system, which has been consolidated and embedded across the training programme to ensure consistent and high-quality tracking of trainee progress.

Trainee Outcomes and Progression

The charity supported 26 individuals during the year across its range of programmes. Key outcomes reported to the Board include:

Good progression into employment and volunteering was maintained throughout the year, with trainees placed at Norwegian Wood Café, The Old Inn Wimborne, The White Hart Ringwood, Parks Foundation Café, Hub on the Heath, Marsham Court Hotel, and Care South, among others.

The charity maintained a healthy pipeline throughout the year, with 20 trainees continuing their programmes at year’s end, a waiting list in place for 2026, and strong new trainee assessments noted by the Head of Centre.

THE C.R.U.M.B.S. PROJECT
TRUSTEES' REPORT (INCLUDING DIRECTORS' REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
- 4 -

Industry Partnerships and Community Engagement

The charity significantly extended its network of industry partnerships during 2025. Of particular note:

The charity's community events programme continued throughout the year. The Annual Awards Lunch was held at Marsham Court Hotel in March, the Dorset Plane Pull on 25th August raised over £6,000, the July Showcase on 3rd July received excellent feedback and saw the formal presentation of the Craft Guild of Chefs accreditation, and quarterly showcase events were held throughout the year. A quiz night in July raised £866, and the Summer Fair raised £787.

The charity's trainees continued to attract external recognition. Trainee Daniella attended the Buckingham Palace Garden Party as a guest of the Savoy Educational Trust. Trainee Sarah was featured as KP of the Month in Hospitality & Catering News. Trainee Tyler had artwork exhibited in Bournemouth.

Profile and External Recognition

The CRUMBS Project was shortlisted as a Finalist for the Springboard Disability Champion Award 2025, reflecting the national standing of the charity's work in supporting individuals with disabilities in the hospitality sector. The charity continued to achieve strong recognition across industry and sector awards.

Social media engagement grew throughout the year, with LinkedIn followers reaching over 814, TikTok at 253 followers, and continued active engagement on Facebook and Instagram. The quarterly newsletter programme was maintained and well-received.

In December 2025, the Board approved the charity becoming a signatory to the Disability Employment Charter, joining organisations such as Leonard Cheshire, Scope, Unison, and McDonald's in giving a greater collective voice to those supporting people with disabilities into employment.

 

 

 

THE C.R.U.M.B.S. PROJECT
TRUSTEES' REPORT (INCLUDING DIRECTORS' REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
- 5 -
Financial review

The charity produced a strong financial result for the year ended 31 December 2025. The unrestricted funds income and expenditure account shows a surplus of £48,468 for the year, after depreciation of capital equipment of £12,840. In addition, a further £7,130 was spent on new capital equipment during the year.

Total income for the year was £460,618 (2024: £445,192), comprising £264,989 from donations and grants, £181,187 from charitable activities, and £14,442 from investment income.

Total expenditure was £396,906 (2024: £401,542), resulting in a net surplus across all funds of £63,712. Total fund balances at 31 December 2025 stood at £571,811 (2024: £508,099), comprising unrestricted general funds of £100,371, a designated contingency fund of £350,000, and restricted funds of £121,440.

Investment income of £14,442 (2024: £15,999) was received from the Flagstone fixed-term deposit platform during the year.

Reserves Policy

It is the policy of the charitable company that unrestricted funds which have not been designated for a specific use should be maintained at a level equivalent to between three and six months' expenditure. The Trustees consider that reserves at this level will ensure that, in the event of a significant drop in funding, the charity can continue its current activities while consideration is given to ways in which additional funds may be raised. This level of reserves has been maintained throughout the year.

The Trustees have maintained the designated contingency fund at £350,000, which reflects approximately six months of salaries and overhead expenses. The Board has identified the development of a fuller Reserves Policy, including designated funds for capital replacement, staff development, and strategic development, as a governance priority for 2026.

Investment Policy

In view of the nature of the Project, the Board considers that funding reserves are best held as fixed-term accounts with CAF Bank using the Flagstone investment platform. The Flagstone account held £431,498 at 31 December 2025. The Board has identified the development of a formal Investment Policy as a priority action for 2026.

Risk Management

The Trustees have assessed the major risks to which the charitable company is exposed and are satisfied that systems are in place to mitigate exposure to those risks. The Board has developed and continues to refine a comprehensive Risk Register covering operational, financial, and legal risks. Key risks monitored during the year included funding environment uncertainty, cost pressures from National Living Wage increases and employer National Insurance contributions, lease renewal at Hibberd Court and cyber security. In relation to cyber security, the Board undertook a review of the charity's systems and is satisfied with current arrangements.

THE C.R.U.M.B.S. PROJECT
TRUSTEES' REPORT (INCLUDING DIRECTORS' REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
- 6 -

Non Financial Objectives 2025

The following non-financial objectives were agreed and pursued during the year:

Future Plans

The Board has agreed on the following strategic and operational priorities for 2026:

 

 

 

 

 

 

THE C.R.U.M.B.S. PROJECT
TRUSTEES' REPORT (INCLUDING DIRECTORS' REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
- 7 -
Structure, governance and management

The charitable company is a company limited by guarantee as defined by the Companies Act 2006. The charity is controlled by its governing document, a deed of trust, and constitutes a limited company.

 

Previously, the activities of the charitable company were undertaken through an unincorporated charity, number 1061688, 'The Crumbs Project'. Its constitution was adopted on 13th November 1996 as amended on 12th March 1997 and 7th October 1998, and was registered with the Charity Commission from 7th April 1997. The assets of the charitable trust were transferred to the charitable company on 1st June 2013. The current Memorandum and Articles were revised and approved by the Charity Commission and Companies House during 2024, and the signed documents were submitted to Companies House in early 2025.

The Trustees, who are also the directors for the purpose of company law, and who served during the year and up to the date of signature of the financial statements were:

Professor P Jones MBE
S Howard
(Resigned 1 December 2025)
Mr M Collinge
Mr S Thomas
Dr H Hartwell
S Valler
Ms C Duncan
(Resigned 26 March 2026)
S Warren
D M Jeffries
(Appointed 2 March 2026)
G E Kilminster
(Appointed 1 September 2025)
Ms. P Mutea-McCulloch
(Appointed 1 June 2026)

The Board formally recorded its gratitude to Sarah Howard for her dedicated service as a Trustee, particularly in relation to safeguarding and governance, on her stepping down at the conclusion of her term in December 2025.

 

 

None of the Trustees has any beneficial interest in the company. All of the Trustees are members of the company and guarantee to contribute £1 in the event of a winding up.

 

The trustees keep under annual review the governance of the charity including the policies and processes to ensure good practice is maintained.

 

New trustees have been recruited to complement the existing skills and provide a professional, vocational and educational focus. Trustees are appointed for the skills and experience they can bring to the charity. On appointment, they are provided with a thorough induction supported by additional materials and documents from the Charities Commission and access to the documentation from the Association of Chairs.

THE C.R.U.M.B.S. PROJECT
TRUSTEES' REPORT (INCLUDING DIRECTORS' REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
- 8 -

The Board of Trustees meets quarterly, with additional meetings as required. During 2025 the Board reviewed and approved the revised Remuneration Policy. The Board also adopted an AI Policy, establishing the framework for the responsible use of artificial intelligence tools as a support in the charity's work, while maintaining human authorship of all funding applications and external communications.

 

The day-to-day management of the centre and the training are controlled by the Head of the Centre:

 

Head of Centre

Ursula Boardman

 

The Trustees continue to recognise and value the strength of the team of staff, volunteers and trainees in the continuing development of the charity.

The Trustees' report was approved by the Board of Trustees.

Professor P Jones MBE
Mr M Collinge
Trustee
Trustee
Dated: 22 July 2026
Dated:22 July 2026
THE C.R.U.M.B.S. PROJECT
INDEPENDENT EXAMINER'S REPORT
TO THE TRUSTEES OF THE C.R.U.M.B.S. PROJECT
- 9 -

I report to the Trustees on my examination of the financial statements of The C.R.U.M.B.S. Project (the charitable company) for the year ended 31 December 2025.

Responsibilities and basis of report

As the Trustees of the charitable company (and also its directors for the purposes of company law) you are responsible for the preparation of the financial statements in accordance with the requirements of the Companies Act 2006 (the 2006 Act).

Having satisfied myself that the financial statements of the charitable company are not required to be audited under Part 16 of the 2006 Act and are eligible for independent examination, I report in respect of my examination of the charitable company’s financial statements carried out under section 145 of the Charities Act 2011 (the 2011 Act). In carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the 2011 Act.

Independent examiner's statement

Since the charitable company’s gross income exceeded £250,000 your examiner must be a member of a body listed in section 145 of the 2011 Act. I confirm that I am qualified to undertake the examination because I am a member of the Association of Chartered Certified Accountants (ACCA), which is one of the listed bodies.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

1

accounting records were not kept in respect of the charitable company as required by section 386 of the 2006 Act; or

2

the financial statements do not accord with those records; or

3

the financial statements do not comply with the accounting requirements of section 396 of the 2006 Act other than any requirement that the accounts give a true and fair view which is not a matter considered as part of an independent examination; or

4

the financial statements have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102).

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the financial statements to be reached.

James Paget FCCA
TC Group
Waverley House
115-119 Holdenhurst Road
Bournemouth
Dorset
BH8 8DY
Dated: 29 July 2026
THE C.R.U.M.B.S. PROJECT
STATEMENT OF FINANCIAL ACTIVITIES
INCLUDING INCOME AND EXPENDITURE ACCOUNT
FOR THE YEAR ENDED 31 DECEMBER 2025
- 10 -
Unrestricted
Designated
Restricted
Total
Unrestricted
Designated
Restricted
Total
funds
funds
funds
funds
funds
funds
general
general
2025
2025
2025
2025
2024
2024
2024
2024
Notes
£
£
£
£
£
£
£
£
Income from:
Donations and legacies
3
56,439
-
208,550
264,989
18,706
-
250,957
269,663
Charitable activities
4
181,187
-
-
181,187
159,530
-
-
159,530
Investments
5
14,442
-
-
14,442
15,999
-
-
15,999
Total income
252,068
-
208,550
460,618
194,235
-
250,957
445,192
Expenditure on:
Charitable activities
6
203,600
-
193,306
396,906
183,504
-
217,632
401,136
Other expenditure
10
-
-
-
-
406
-
-
406
Total expenditure
203,600
-
193,306
396,906
183,910
-
217,632
401,542
THE C.R.U.M.B.S. PROJECT
STATEMENT OF FINANCIAL ACTIVITIES (CONTINUED)
INCLUDING INCOME AND EXPENDITURE ACCOUNT
FOR THE YEAR ENDED 31 DECEMBER 2025
Unrestricted
Designated
Restricted
Total
Unrestricted
Designated
Restricted
Total
funds
funds
funds
funds
funds
funds
general
general
2025
2025
2025
2025
2024
2024
2024
2024
Notes
£
£
£
£
£
£
£
£
- 11 -
Net income and movement in funds
48,468
-
15,244
63,712
10,325
-
33,325
43,650
Reconciliation of funds:
Fund balances at 1 January 2025
51,903
350,000
106,196
508,099
41,578
350,000
72,871
464,449
Fund balances at 31 December 2025
100,371
350,000
121,440
571,811
51,903
350,000
106,196
508,099

The statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities.

THE C.R.U.M.B.S. PROJECT
BALANCE SHEET
AS AT
31 DECEMBER 2025
31 December 2025
- 12 -
2025
2024
Notes
£
£
£
£
Fixed assets
Tangible assets
12
36,301
42,011
Current assets
Stocks
13
1,250
1,250
Debtors
14
15,528
9,173
Cash at bank and in hand
526,459
461,830
543,237
472,253
Creditors: amounts falling due within one year
15
(7,727)
(6,165)
Net current assets
535,510
466,088
Total assets less current liabilities
571,811
508,099
The funds of the charitable company
Restricted income funds
16
121,440
106,196
Unrestricted funds - General
18
100,371
51,903
Unrestricted funds - Designated
17
350,000
350,000
571,811
508,099

The company is entitled to the exemption from the audit requirement contained in section 477 of the Companies Act 2006, for the year ended 31 December 2025.

The director acknowledges his responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of financial statements.

The members have not required the company to obtain an audit of its financial statements for the year in question in accordance with section 476.

These financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies regime.

The financial statements were approved by the Trustees on 22 July 2026
Professor P Jones MBE
Mr M Collinge
Trustee
Trustee
Company registration number 07294713 (England and Wales)
THE C.R.U.M.B.S. PROJECT
NOTES TO THE  FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025
- 13 -
1
Accounting policies
Charity information

The C.R.U.M.B.S. Project is a private company limited by guarantee incorporated in England and Wales. The registered office is The Crumbs Project, Hibberd Court, 20A Hibberd Way, Bournemouth, BH10 4EP, England.

1.1
Accounting convention

The financial statements have been prepared in accordance with the charitable company's governing document, the Companies Act 2006, FRS 102 “The Financial Reporting Standard applicable in the UK and Republic of Ireland” (“FRS 102”) and the Charities SORP "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)" (effective 1 January 2019). The charitable company is a Public Benefit Entity as defined by FRS 102.

 

The charitable company has taken advantage of the provisions in the SORP for charities not to prepare a Statement of Cash Flows.

The financial statements are prepared in sterling, which is the functional currency of the charitable company. Monetary amounts in these financial statements are rounded to the nearest pound.

The financial statements have been prepared under the historical cost convention. The principal accounting policies adopted are set out below.

1.2
Going concern

At the time of approving the financial statements, the Trustees have a reasonable expectation that the charitable company has adequate resources to continue in operational existence for the foreseeable future. Thus the Trustees continue to adopt the going concern basis of accounting in preparing the financial statements.

1.3
Charitable funds

Unrestricted funds are available for use at the discretion of the Trustees in furtherance of their charitable objectives.

Designated funds comprise funds which have been set aside at the discretion of the Trustees for specific purposes. The purposes and uses of the designated funds are set out in the notes to the financial statements.

Restricted funds are subject to specific conditions by donors or grantors as to how they may be used. The purposes and uses of the restricted funds are set out in the notes to the financial statements.

Endowment funds are subject to specific conditions by donors that the capital must be maintained by the charitable company.
1.4
Income
Income is recognised when the charitable company is legally entitled to it after any performance conditions have been met, the amounts can be measured reliably, and it is probable that income will be received.
THE C.R.U.M.B.S. PROJECT
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
1
Accounting policies
(Continued)
- 14 -

Cash donations are recognised on receipt. Other donations are recognised once the charitable company has been notified of the donation, unless performance conditions require deferral of the amount. Income tax recoverable in relation to donations received under Gift Aid or deeds of covenant is recognised at the time of the donation.

Legacies are recognised on receipt or otherwise if the charitable company has been notified of an impending distribution, the amount is known, and receipt is expected. If the amount is not known, the legacy is treated as a contingent asset.
1.5
Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Costs of charitable activities comprise the costs of providing facilities for café, bakery and training sales together with its associated support costs.

Support costs are those functions that assist the work of the charity but do not directly undertake charitable

activities. Support costs include back office costs, repairs and maintenance costs, finance etc which supports the charity's activities. All support costs are deemed to relate to the costs of café, bakery and training sales, any costs related to other income methods are deemed to be immaterial.

 

Irrecoverable VAT is charged as a cost against the activity for which the expenditure was incurred.

1.6
Tangible fixed assets

Tangible fixed assets are initially measured at cost and subsequently measured at cost or valuation, net of depreciation and any impairment losses.

Depreciation is recognised so as to write off the cost or valuation of assets less their residual values over their useful lives on the following bases:

Leasehold improvements
in accordance with the property
Website
20% on cost
Fixtures and fittings
25% on cost
Computers
33% on cost
Motor vehicles
25% on reducing balance

The gain or loss arising on the disposal of an asset is determined as the difference between the sale proceeds and the carrying value of the asset, and is recognised in the statement of financial activities.

THE C.R.U.M.B.S. PROJECT
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
1
Accounting policies
(Continued)
- 15 -
1.7
Impairment of fixed assets

At each reporting end date, the charitable company reviews the carrying amounts of its tangible assets to determine whether there is any indication that those assets have suffered an impairment loss. If any such indication exists, the recoverable amount of the asset is estimated in order to determine the extent of the impairment loss (if any).

1.8
Stocks

Stocks are stated at the lower of cost and estimated selling price less costs to complete and sell. Cost comprises direct materials and, where applicable, direct labour costs and those overheads that have been incurred in bringing the stocks to their present location and condition. Items held for distribution at no or nominal consideration are measured the lower of replacement cost and cost.

Net realisable value is the estimated selling price less all estimated costs of completion and costs to be incurred in marketing, selling and distribution.

1.9
Cash and cash equivalents

Cash and cash equivalents include cash in hand, deposits held at call with banks, other short-term liquid investments with original maturities of three months or less, and bank overdrafts. Bank overdrafts are shown within borrowings in current liabilities.

1.10
Financial instruments

The charitable company has elected to apply the provisions of Section 11 ‘Basic Financial Instruments’ and Section 12 ‘Other Financial Instruments Issues’ of FRS 102 to all of its financial instruments.

 

Financial instruments are recognised in the charitable company's balance sheet when the charitable company becomes party to the contractual provisions of the instrument.

 

Financial assets and liabilities are offset, with the net amounts presented in the financial statements, when there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.

Basic financial assets

Basic financial assets, which include debtors and cash and bank balances, are initially measured at transaction price including transaction costs and are subsequently carried at amortised cost using the effective interest method unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest. Financial assets classified as receivable within one year are not amortised.

THE C.R.U.M.B.S. PROJECT
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
1
Accounting policies
(Continued)
- 16 -
Basic financial liabilities

Basic financial liabilities, including creditors and bank loans are initially recognised at transaction price unless the arrangement constitutes a financing transaction, where the debt instrument is measured at the present value of the future payments discounted at a market rate of interest. Financial liabilities classified as payable within one year are not amortised.

 

Debt instruments are subsequently carried at amortised cost, using the effective interest rate method.

 

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of operations from suppliers. Amounts payable are classified as current liabilities if payment is due within one year or less. If not, they are presented as non-current liabilities. Trade creditors are recognised initially at transaction price and subsequently measured at amortised cost using the effective interest method.

Derecognition of financial liabilities

Financial liabilities are derecognised when the charitable company’s contractual obligations expire or are discharged or cancelled.

1.11
Employee benefits

The cost of any unused holiday entitlement is recognised in the period in which the employee’s services are received.

 

Termination benefits are recognised immediately as an expense when the charitable company is demonstrably committed to terminate the employment of an employee or to provide termination benefits.

2
Critical accounting estimates and judgements

In the application of the charitable company’s accounting policies, the Trustees are required to make judgements, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

 

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of the revision and future periods where the revision affects both current and future periods.

 

Income recognition is considered with reference to the grant agreement or other supporting documentation, to ensure cut off is correctly stated at the point of entitlement.

 

Depreciation is recognised in line with the assets economic useful life.

 

There were no other key sources of estimation uncertainty or judgements.

THE C.R.U.M.B.S. PROJECT
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
- 17 -
3
Donations and legacies
Unrestricted
Restricted
Total
Total
funds
funds
general
2025
2025
2025
2024
£
£
£
£
Donations and gifts
56,439
-
56,439
18,706

Grants

-
208,550
208,550
250,957
56,439
208,550
264,989
269,663
For the year ended 31 December 2024
18,706
250,957
269,663
Donations and gifts
Other
56,439
-
56,439
18,706
56,439
-
56,439
18,706
Grants receivable for core activities
For general core costs (including salaries)
-
66,254
66,254
67,500
For Social welfare project
-
-
-
2,667
For purchase of equipment & plant
-
8,014
8,014
14,392
For training & mentoring
-
133,282
133,282
152,556
For Digital skills programme
-
1,000
1,000
13,842
-
208,550
208,550
250,957
4
Charitable activities
2025
2024
£
£

Sale of goods

35,873
33,646
Services provided under contract
145,314
125,884
181,187
159,530
THE C.R.U.M.B.S. PROJECT
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
- 18 -
5
Income from investments
Unrestricted
Unrestricted
funds
funds
2025
2024
£
£
Interest receivable
14,442
15,999
THE C.R.U.M.B.S. PROJECT
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
- 19 -
6
Charitable activities
2025
2024
£
£
Staff costs
252,768
251,387

Cost of goods sold

23,137
20,410

Advertising

2,376
3,240

Cleaning

3,527
3,474
Bad debts
275
-

Repairs & maintenance

10,110
10,212

Heat & light

12,078
10,932

Uniforms & laundry

135
508

Rent

15,969
14,763

Rates

 

425
951
Other charitable expenditure
43,606
51,139
364,406
367,016
Share of support costs (see note 7)
29,500
31,120
Share of governance costs (see note 7)
3,000
3,000
396,906
401,136
Analysis by fund
Unrestricted funds - general
203,600
183,504
Restricted funds
193,306
217,632
396,906
401,136
For the year ended 31 December 2024
Unrestricted funds - general
183,504
Restricted funds
217,632
401,136
THE C.R.U.M.B.S. PROJECT
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
- 20 -
7
Support costs
Support costs
Governance costs
2025
2024
£
£
£
£

Accountancy

2,456
3,000
5,456
4,471

Bookkeeping

2,158
-
2,158
2,696

Legal, professional & consultancy fees

24,886
-
24,886
26,953
29,500
3,000
32,500
34,120
Analysed between
Charitable activities
29,500
3,000
32,500
34,120

Governance costs includes payments to the independent examiners of £3,000 (2024- £3,000) for independent examination fees.

8
Trustees
None of the Trustees (or any persons connected with them) received any remuneration or benefits from the charitable company during the year.
9
Employees

The average monthly number of employees during the year was:

2025
2024
Number
Number
12
12
Employment costs
2025
2024
£
£
Wages and salaries
252,768
251,387

Employer contributions to defined benefit contribution plans totalled £5,929 (2024 £5,961) recognised in staff costs within charitable activities costs (note 6).

There were no employees whose annual remuneration was more than £60,000.
THE C.R.U.M.B.S. PROJECT
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
- 21 -
10
Other
Unrestricted
Total
funds
2025
2024
general
£
Net loss on disposal of tangible fixed assets
-
406
11
Taxation

The charity is exempt from taxation on its activities because all its income is applied for charitable purposes.

12
Tangible fixed assets
Leasehold improvements
Website
Fixtures and fittings
Computers
Motor vehicles
Total
£
£
£
£
£
£
Cost
At 1 January 2025
69,404
1,469
149,124
39,107
25,690
284,794
Additions
-
-
5,332
1,798
-
7,130
At 31 December 2025
69,404
1,469
154,456
40,905
25,690
291,924
Depreciation and impairment
At 1 January 2025
63,612
1,469
142,470
30,950
4,282
242,783
Depreciation charged in the year
2,896
-
2,789
1,803
5,352
12,840
At 31 December 2025
66,508
1,469
145,259
32,753
9,634
255,623
Carrying amount
At 31 December 2025
2,896
-
9,197
8,152
16,056
36,301
At 31 December 2024
5,792
-
6,654
8,157
21,408
42,011
13
Stocks
2025
2024
£
£
Finished goods and goods for resale
1,250
1,250
THE C.R.U.M.B.S. PROJECT
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
- 22 -
14
Debtors
2025
2024
Amounts falling due within one year:
£
£
Trade debtors
4,343
3,338
Other debtors
9,496
4,265
Prepayments and accrued income
1,689
1,570
15,528
9,173
15
Creditors: amounts falling due within one year
2025
2024
£
£
Other taxation and social security
6,643
5,348
Trade creditors
1,084
817
7,727
6,165
THE C.R.U.M.B.S. PROJECT
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
- 23 -
16
Restricted funds

The restricted funds of the charity comprise the unexpended balances of donations and grants held on trust subject to specific conditions by donors as to how they may be used.

At 1 January 2025
Incoming resources
Resources expended
At 31 December 2025
£
£
£
£
Co-op funding - core costs (excluding salaries)
706
-
(51)
655
Alice Ellen
-
12,000
-
12,000
Garfield Weston
24,167
-
(10,000)
14,167
Austin & Hope Pilkington Foundation
1,000
-
(1,000)
-
National Lottery Community Fund
6,906
60,972
(53,066)
14,812
Percy Bilton
-
4,069
(4,069)
-
Forbes Charity
2,481
-
(1,135)
1,346
Talbot Village Trust
-
30,000
(30,000)
-
Savoy Educational Trust
18,340
56,268
(46,474)
28,134
Worshipful Company of Cooks
3,333
-
(3,333)
-
Innholders Charitable Foundation
10,000
10,000
(9,700)
10,300
Holdenhurst Charity
3,500
-
-
3,500
Baily Thomas Charity
5,000
-
(5,000)
-
Grocers Charity
50
-
-
50
Capital Group Equity & Justice Fund
1,860
-
-
1,860
Valentine Charitable Trust
15,000
-
(15,000)
-
B&Q Foundation - funding for garden
84
-
(84)
-
South West Water Neighbourhood Fund
89
-
(89)
-
The Amateurs Trust
13,680
13,680
(4,560)
22,800
Other Grants Received (see below)
-
21,561
(9,745)
11,816
106,196
208,550
(193,306)
121,440
THE C.R.U.M.B.S. PROJECT
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
16
Restricted funds
(Continued)
- 24 -
Previous year:
At 1 January 2024
Incoming resources
Resources expended
At 31 December 2024
£
£
£
£
Co-op funding - core costs (excluding salaries)
906
-
(200)
706
Allis Int. & Ferndown GC - core costs (excluding salaries)
619
-
(619)
-
Garfield Weston
14,167
20,000
(10,000)
24,167
Oliver Ford Foundation
5,000
-
(5,000)
-
National Lottery Community Fund
15,116
66,000
(74,210)
6,906
Percy Bilton
3,175
-
(3,175)
-
Boshier Hinton Foundation
-
875
(875)
-
Talbot Village Trust
-
30,000
(30,000)
-
Good Things Foundation Power Up 2.0 Project
4,876
13,842
(18,718)
-
Worshipful Company of Cooks
13,333
-
(10,000)
3,333
Innholders Charitable Foundation
9,700
10,000
(9,700)
10,000
Holdenhurst Charity
-
1,500
-
1,500
Baily Thomas Charity
-
5,000
-
5,000
Forrester Family Trust
3,000
-
(3,000)
-
1977 Crumbs Supporters Club - awards lunch fund
298
-
(298)
-
Valentine Charitable Trust
-
15,000
-
15,000
B&Q Foundation - funding for garden
342
-
(258)
84
South West Water Neighbourhood Fund
89
-
-
89
Lloyds Bank Foundation
2,250
-
(2,250)
-
Other Grants Received (see below)
-
88,740
(49,329)
39,411
72,871
250,957
217,632
106,196
THE C.R.U.M.B.S. PROJECT
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
16
Restricted funds
(Continued)
- 25 -

Transfers represent the purchase of fixed assets.

 

Restricted funds are comprised as follows:

Housekeeping equipment and training funding

Funding towards Traineeships

Traineeship funding for hospitality training

Contribution towards the charity’s running costs

My Future My Life project including contribution towards staff salaries, administration, training, travel and developing eLearning courses.

Funding for the purchase of AV equipment

Funding for educational experiences for the trainees - field trips and expeditions to local produce growers and food manufacturers

Contribution towards the costs associated with the Traineeship Programme

Funding for Traineeships – 3 year grant

Traineeship funding for hospitality training

Traineeship funding for hospitality training

Funding towards Traineeships

THE C.R.U.M.B.S. PROJECT
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
16
Restricted funds
(Continued)
- 26 -

Restricted funds are comprised as follows:

Funding towards Traineeships

Funding for digital kitchen equipment

Contribution towards the charity’s running costs

Traineeship funding for hospitality training

Project for garden maintenance funding

Community project for addressing loneliness and social isolation

Funding towards Traineeships

Funding towards a Barista Coffee Machine

Funding towards work experience

Funding for the kitchen garden and field trips

Funding towards Traineeships

Funding for equipment

THE C.R.U.M.B.S. PROJECT
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
16
Restricted funds
(Continued)
- 27 -

Restricted funds are comprised as follows:

Funding for food safety training

Funding towards tablets

Funding to support extra educational needs, equipment and clothing for trainees

Contribution towards Transition to Adulthood Pathway

 

 

Other grant income as restricted included monies from:

AFC BournemouthTrust £1,250 (balance at year end £NIL)

Victor Cessani £950 (balance at year end £950)

Co-op Food Group £500 (balance at year end £500)

Cabwi res £6,630 (balance at year end £NIL)

Care South Community fund £2,195 (balance at year end £1,330)

Thomas Wall Trust £4,786 (balance at year end £4,786)

Spar £1000 (balance at year end £NIL)

The Dave Jeffries Educational Support Fund £2,500 (balance at year end £2,500)

Woodroffe Benton £1,750 (balance at year end £1,750)

 

Previous year:

Other grant income as restricted included monies from:

Savoy Educational Trust £44,016 (balance at year end £18,340)

Alice Ellen £12,500 (balance at year end £NIL)

Britford Bridge Trust £10,000 (balance at year end £NIL)

Austin & Hope Pilkington Foundation £1,000 (balance at year end £1,000)

Grocers Charity £1,017 (balance at year end £50)

Capital Group Equity & Justice Fund £1,860 (balance at year end £1,860)

Forbes Charity £2,667 (balance at year end £2,481)

The Amateurs Trust £13,680 (balance at year end £13,680)

Holdenhurst Charity £2,000 (balance at year end £2,000)

 

 

THE C.R.U.M.B.S. PROJECT
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
- 28 -
17
Unrestricted funds - Designated

These are unrestricted funds which are material to the charitable company's activities.

At 1 January 2025
At 31 December 2025
£
£
Contingency fund
350,000
350,000
Previous year:
At 1 January 2024
At 31 December 2024
£
£
Contingency fund
350,000
350,000

The contigency fund represents approximately six months of salaries, and overhead expenses for that contingent purpose.

18
Unrestricted funds

The unrestricted funds of the charity comprise the unexpended balances of donations and grants which are not subject to specific conditions by donors and grantors as to how they may be used. These include designated funds which have been set aside out of unrestricted funds by the trustees for specific purposes.

At 1 January 2025
Incoming resources
Resources expended
At 31 December 2025
£
£
£
£
General funds
51,903
252,068
(203,600)
100,371
Previous year:
At 1 January 2024
Incoming resources
Resources expended
At 31 December 2024
£
£
£
£
General funds
41,578
194,235
(183,910)
51,903
THE C.R.U.M.B.S. PROJECT
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
- 29 -
19
Analysis of net assets between funds
Unrestricted
Designated
Restricted
Total
funds
funds
funds
general
2025
2025
2025
2025
£
£
£
£
At 31 December 2025:
Tangible assets
36,301
-
-
36,301
Current assets/(liabilities)
64,070
350,000
121,440
535,510
100,371
350,000
121,440
571,811
Unrestricted
Designated
Restricted
Total
funds
funds
funds
general
2024
2024
2024
2024
£
£
£
£
At 31 December 2024:
Tangible assets
42,011
-
-
42,011
Current assets/(liabilities)
9,892
350,000
106,196
466,088
51,903
350,000
106,196
508,099
20
Operating lease commitments
Lessee

The charity continues to occupy Hibberd Court pending completion of a new lease agreement. No non-cancellable lease commitments existed at 31 December 2025.

At the reporting end date the charitable company had outstanding commitments for future minimum lease payments under non-cancellable operating leases, which fall due as follows:

2025
2024
£
£
Within one year
-
2,250
21
Related party transactions

There were no disclosable related party transactions during the year (2024 - none).

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