Company registration number 05295914 (England and Wales)
SPECIAL RISKS LTD
UNAUDITED FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 MARCH 2026
PAGES FOR FILING WITH REGISTRAR
SPECIAL RISKS LTD
CHARTERED ACCOUNTANTS' REPORT TO THE BOARD OF DIRECTORS ON THE PREPARATION OF THE UNAUDITED STATUTORY FINANCIAL STATEMENTS OF SPECIAL RISKS LTD FOR THE YEAR ENDED 31 MARCH 2026
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In order to assist you to fulfil your duties under the Companies Act 2006, we have prepared for your approval the financial statements of Special Risks Ltd for the year ended 31 March 2026, which comprise the balance sheet, from the company’s accounting records and from information and explanations you have given us.

As a practising member firm of the Institute of Chartered Accountants in England and Wales (ICAEW), we are subject to its ethical and other professional requirements which are detailed at https://www.icaew.com/regulation.

This report is made solely to the b oard of d irectors of Special Risks Ltd, as a body, in accordance with the terms of our engagement. Our work has been undertaken solely to prepare for your approval the financial statements of Special Risks Ltd and state those matters that we have agreed to state to the b oard of d irectors of Special Risks Ltd, as a body, in this report in accordance with ICAEW Technical Release 07/16 AAF. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than Special Risks Ltd and its b oard of d irectors as a body, for our work or for this report.

It is your duty to ensure that Special Risks Ltd has kept adequate accounting records and to prepare statutory financial statements that comply with the requirements of the Companies Act 2006. You consider that Special Risks Ltd is exempt from the statutory audit requirement for the year.

We have not been instructed to carry out an audit or a review of the financial statements of Special Risks Ltd. For this reason, we have not verified the accuracy or completeness of the accounting records or information and explanations you have given to us and we do not, therefore, express any opinion on the statutory f inancial statements.

Carpenter Box
23 June 2026
Chartered Accountants
Amelia House
Crescent Road
Worthing
West Sussex
BN11 1RL
SPECIAL RISKS LTD
BALANCE SHEET
AS AT
31 MARCH 2026
31 March 2026
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2026
2025
£
£
£
£
Fixed assets
26,922
31,238
Current assets
79,878
354,392
Prepayments and accrued income
11,653
12,260
Creditors: amounts falling due within one year
(36,224)
(30,624)
Net current assets
55,307
336,028
Total assets less current liabilities
82,229
367,266
Creditors: amounts falling due after more than one year
-
0
(1,588)
Net assets
82,229
365,678
Capital and reserves
82,229
365,678
Notes to the financial statements
1
Financial commitments, guarantees and contingencies

At 31 March 202 6 the company was committed to making payments totalling £1 2,000 under non-cancellable operating leases.

2
Employees

The average number of persons (including directors) employed by the company during the year was 4 (2025 - 4).

Special Risks Ltd is a private company limited by shares incorporated in England and Wales. The registered office is 3rd Floor, 69 Church Road, Hove, East Sussex, BN3 2BB.

For the year ended 31 March 2026 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

The directors acknowledge their responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of financial statements.

The members have not required the company to obtain an audit of its financial statements for the year in question in accordance with section 476.

These financial statements have been prepared in accordance with the micro-entity provisions and in accordance with FRS 105 'The Financial Reporting Standard applicable to the Micro-entities Regime' and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

The directors of the company have elected not to include a copy of the profit and loss account within the financial statements.true

SPECIAL RISKS LTD
BALANCE SHEET (CONTINUED)
AS AT
31 MARCH 2026
31 March 2026
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The financial statements were approved by the board of directors and authorised for issue on 23 June 2026 and are signed on its behalf by:
Mrs C Foster
Director
Company registration number 05295914 (England and Wales)
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