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Registration number: 07317280

Specialist Tiling Supplies Limited

Annual Report and Financial Statements

for the Year Ended 31 December 2025

 

Specialist Tiling Supplies Limited

Contents

Company Information

1

Strategic Report

2 to 3

Directors' Report

4 to 5

Independent Auditor's Report

6 to 10

Profit and Loss Account (incorporating the Statement of Income and Retained Earnings)

11

Balance Sheet

12

Statement of Cash Flows

13

Notes to the Financial Statements

14 to 25

 

Specialist Tiling Supplies Limited

Company Information

Directors

Mr E Burrowes

Mr M P Burrowes

Mr D Luke

Registered office

5 Hawthorn Park
Coal Road
Leeds
West Yorkshire
LS14 1PQ

Auditors


Lambert Roper & Horsfield Limited
Chartered Accountants & Statutory AuditorsFirst Floor
Rosemount House
Huddersfield Road
Elland
West Yorkshire
HX5 0EE

 

Specialist Tiling Supplies Limited

Strategic Report

for the Year Ended 31 December 2025

The directors present their strategic report for Specialist Tiling Supplies Limited for the year ended 31 December 2025.

Principal activity

The principal activity of the company is the supply and distribution of construction boarding solutions to trade professionals and retail customers. The company continues to focus on providing high-quality products, competitive pricing and excellent customer service.

Fair review of the business

During the year ended 31 December 2025, the company continued to operate in a challenging economic environment characterised by inflationary pressures, fluctuating construction activity and ongoing cost increases across the supply chain. Despite these market conditions, the company remained focused on maintaining strong customer relationships, managing inventory effectively and controlling operating costs.

Sales performance reflected continued demand from both existing and new customers, supported by a comprehensive product range and reliable service. The directors continued to monitor purchasing costs closely and worked with suppliers to minimise the impact of inflation on margins wherever possible.

The company maintained prudent financial management throughout the year, preserving cash resources and ensuring sufficient working capital to support ongoing operations.

The company's financial performance for the year reflects the resilience of the business despite continued economic uncertainty. Management remained focused on improving operational efficiency, maintaining gross margins and controlling overhead expenditure.

The directors continually review the company's financial position, cash flow and working capital requirements to ensure that the business remains financially stable and well positioned for future growth.

The company's key financial and other performance indicators during the year were as follows:

Financial KPIs

Unit

2025

2024

Turnover

£

18,361,577

17,569,489

Gross profit

£

6,107,344

4,964,889

Operating profit

£

2,150,954

1,005,937

 

Specialist Tiling Supplies Limited

Strategic Report

for the Year Ended 31 December 2025 (continued)

Principal risks and uncertainties

The directors recognise the following principal risks affecting the business:

• Changes in construction and home improvement market activity.
• Inflationary pressures affecting product costs and operating expenses.
• Supply chain disruption and product availability.
• Competitive pricing within the building materials sector.
• Changes in customer demand and wider economic conditions.
• Credit risk arising from trade customers.

The directors monitor these risks regularly and implement appropriate controls, including supplier diversification, credit management procedures, inventory control and regular financial forecasting.

Sale of the Beava Brand

During the year, the Company sold the Beava brand. The transaction formed part of the Company's strategic review of its portfolio. The results of the disposal have been recognised in the financial statements in accordance with the applicable accounting standards.

Company employees

The directors recognise that the company's employees are fundamental to its continued success. The business is committed to providing a safe working environment, encouraging employee development and maintaining open communication with staff.

Going Concern

After reviewing the company's forecasts, cash flow projections and available financing, the directors have a reasonable expectation that the company has adequate resources to continue in operational existence for the foreseeable future. Accordingly, the financial statements have been prepared on the going concern basis.

Approved and authorised by the Board on 21 July 2026 and signed on its behalf by:
 

.........................................
Mr E Burrowes
Director

 

Specialist Tiling Supplies Limited

Directors' Report

for the Year Ended 31 December 2025

The directors present their report and the financial statements for the year ended 31 December 2025.

Directors of the company

The directors who held office during the year were as follows:

Mr C Burrowes (ceased 31 March 2025)

Mr E Burrowes

Mr C L Ward (ceased 31 March 2025)

Mr M P Burrowes

Mr D Luke (appointed 1 September 2025)

Financial instruments and risk management

Objectives and policies

The company tries to limit its exposure to to financial risks. There is an exchange rate risk which arises due to purchasing in US dollars. The company will enter into contracts to pay suppliers and fix the exchange rate where possible to minimise risks.

Price risk, credit risk, liquidity risk and cash flow risk

The company has a normal level of exposure to price, credit, liquidity and cash flow risks arising from trading activities. Further comments on these risks and what the company has done to mitigate them can be found in the strategic report

Future developments

There have been no significant events since the year end.

Research and development

The company continually develops its products to diversify and obtain new customers.

 

Specialist Tiling Supplies Limited

Directors' Report

for the Year Ended 31 December 2025 (continued)

Statement of Directors' Responsibilities

The directors are responsible for preparing the Strategic Report, Directors’ Report and the financial statements in accordance with applicable law and regulations.
 

Company law requires the directors to prepare financial statements for each financial year. Under that law the directors have elected to prepare the financial statements in accordance with United Kingdom Generally Accepted Accounting Practice (United Kingdom Accounting Standards and applicable law). Under company law the directors must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the company and of the profit or loss of the company for that period.

In preparing these financial statements, the directors are required to:

select suitable accounting policies and apply them consistently;

make judgements and accounting estimates that are reasonable and prudent;

state whether applicable United Kingdom Accounting Standards have been followed, subject to any material departures disclosed and explained in the financial statements; and

prepare the financial statements on the going concern basis unless it is inappropriate to presume that the company will continue in business.

The directors are responsible for keeping adequate accounting records that are sufficient to show and explain the company's transactions and disclose with reasonable accuracy at any time the financial position of the company and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Disclosure of information to the auditors

Each director has taken steps that they ought to have taken as a director in order to make themselves aware of any relevant audit information and to establish that the company's auditors are aware of that information. The directors confirm that there is no relevant information that they know of and of which they know the auditors are unaware.

Approved and authorised by the Board on 21 July 2026 and signed on its behalf by:
 

.........................................
Mr E Burrowes
Director

 

Specialist Tiling Supplies Limited

Independent Auditor's Report to the Members of Specialist Tiling Supplies Limited

Opinion

We have audited the financial statements of Specialist Tiling Supplies Limited (the 'company') for the year ended 31 December 2025, which comprise the Profit and Loss Account (incorporating the Statement of Income and Retained Earnings), Balance Sheet, Statement of Cash Flows, and Notes to the Financial Statements, including a summary of significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 The Financial Reporting Standard applicable in the UK and Republic of Ireland (United Kingdom Generally Accepted Accounting Practice).

In our opinion the financial statements:

give a true and fair view of the state of the company's affairs as at 31 December 2025 and of its profit for the year then ended;

have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and

have been prepared in accordance with the requirements of the Companies Act 2006.

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the auditor responsibilities for the audit of the financial statements section of our report. We are independent of the company in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the director's use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the original financial statements were authorised for issue.

Our responsibilities and the responsibilities of the directors with respect to going concern are described in the relevant sections of this report.

Other information

The other information comprises the information included in the annual report, other than the financial statements and our auditor’s report thereon. The directors are responsible for the other information contained within the annual report. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon.

 

Specialist Tiling Supplies Limited

Independent Auditor's Report to the Members of Specialist Tiling Supplies Limited (continued)

Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit, or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements or a material misstatement of the other information. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

We have nothing to report in this regard.

Opinions on other matters prescribed by the Companies Act 2006

In our opinion, based on the work undertaken in the course of the audit:

the information given in the Strategic Report and Directors' Report for the financial year for which the financial statements are prepared is consistent with the financial statements; and

the Strategic Report and Directors' Report have been prepared in accordance with applicable legal requirements.

Matters on which we are required to report by exception

In the light of our knowledge and understanding of the company and its environment obtained in the course of the audit, we have not identified material misstatements in the Strategic Report and the Directors' Report.

We have nothing to report in respect of the following matters where the Companies Act 2006 requires us to report to you if, in our opinion:

adequate accounting records have not been kept, or returns adequate for our audit have not been received from branches not visited by us; or

the financial statements are not in agreement with the accounting records and returns; or

certain disclosures of directors' remuneration specified by law are not made; or

we have not received all the information and explanations we require for our audit.

Responsibilities of directors

As explained more fully in the Statement of Directors' Responsibilities [set out on page 5], the directors are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the directors determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the directors are responsible for assessing the company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the directors either intend to liquidate the company or cease operations, or have no realistic alternative but to do so.

 

Specialist Tiling Supplies Limited

Independent Auditor's Report to the Members of Specialist Tiling Supplies Limited (continued)

Auditor's Responsibilities for the audit of the financial statements

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

We obtained an understanding of the legal and regulatory frameworks that are applicable to the company and determined that the most significant are those that relate to:

i) Laws and regulations generally recognized to have a direct effect on the determination of material amounts and disclosures in the financial statements:
• The financial operating framework FRS 102 The Financial Reporting Standard applicable in the UK and Republic of Ireland
• The Companies Act 2006
• Tax legislations - various
• Employment law
• Pensions Act 2008

ii) Laws and regulations which provides the legal framework within which the company conducts its business and which is central to the company’s ability to conduct its business:
• ISO 9001:2015 Certification
• ISO 14001 Environmental Management Certification

 

Specialist Tiling Supplies Limited

Independent Auditor's Report to the Members of Specialist Tiling Supplies Limited (continued)

We assessed the risks of material misstatement in respect of fraud through:
i) enquiries with management
ii) the audit team initial discussions on fraud to identify particular areas that were susceptible to misstatement

Based on the results of our risk assessment we designed our audit procedures to identify non-compliance with such laws and regulations identified above.

The audit team was assessed to have the appropriate competence and capability to identify or recognise non-compliance with laws and regulation.

Our approach to understanding the company’s policies and procedures for compliance with those laws and regulations and to gaining an understanding of how instances of non-compliance with laws and regulations or knowledge of actual, suspected, or alleged fraud is documented was via enquiry with management.

We corroborated our enquiries through:
i) review of correspondence with HMRC and Companies House (and their respective websites)
ii) review of relevant regulatory websites
iii) review of signed agreements / contracts

Based on the results of our risk assessment we designed our audit procedures to identify and to address material misstatements in relation to fraud. The audit tests implemented involved checks with compliance on various company and employment laws and regulations.

Where there was considered to be a lack of segregation of duty, systems of controls in place were verified through observation and enquiry and substantive testing.

We considered the risk of fraud through management override and, in response, we incorporated testing of manual journal entries and accounting estimates into our audit approach. Any unusual transactions were investigated further and relevant documentary evidence obtained where deemed necessary.

We considered the risk of fraud through the selection and application of accounting policies by the company, particularly those related to subjective measurements and complex transactions, which may be indicative of fraudulent financial reporting resulting from management’s effort to manage earnings. In response, in our audit approach we reviewed the application of accounting policies, in particular those associated with accounting estimates, for reasonableness and correct application within the financial statements.

Audit test sample selection process involves random selection to incorporate an element of unpredictability in the selection of audit procedures.

Because of the inherent limitations of an audit, there is a risk that we will not detect all irregularities, including those leading to a material misstatement in the financial statements or non-compliance with regulation. This risk increases the more that compliance with a law or regulation is removed from the events and transactions reflected in the financial statements, as we will be less likely to become aware of instances of non-compliance. The risk is also greater regarding irregularities occurring due to fraud rather than error, as fraud involves intentional concealment, forgery, collusion or misrepresentation.

 

Specialist Tiling Supplies Limited

Independent Auditor's Report to the Members of Specialist Tiling Supplies Limited (continued)

We assessed the risks of material misstatement in respect of fraud through:
i) enquiries with management
ii) the audit team initial discussions on fraud to identify particular areas that were susceptible to misstatement

Based on the results of our risk assessment we designed our audit procedures to identify non-compliance with such laws and regulations identified above.

The audit team was assessed to have the appropriate competence and capability to identify or recognise non-compliance with laws and regulation.

Our approach to understanding the company’s policies and procedures for compliance with those laws and regulations and to gaining an understanding of how instances of non-compliance with laws and regulations or knowledge of actual, suspected, or alleged fraud is documented was via enquiry with management.

We corroborated our enquiries through:
i) review of correspondence with HMRC and Companies House (and their respective websites)
ii) review of relevant regulatory websites
iii) review of signed agreements / contracts

Based on the results of our risk assessment we designed our audit procedures to identify and to address material misstatements in relation to fraud. The audit tests implemented involved checks with compliance on various company and employment laws and regulations.

Where there was considered to be a lack of segregation of duty, systems of controls in place were verified through observation and enquiry and substantive testing.

We considered the risk of fraud through management override and, in response, we incorporated testing of manual journal entries and accounting estimates into our audit approach. Any unusual transactions were investigated further and relevant documentary evidence obtained where deemed necessary.

We considered the risk of fraud through the selection and application of accounting policies by the company, particularly those related to subjective measurements and complex transactions, which may be indicative of fraudulent financial reporting resulting from management’s effort to manage earnings. In response, in our audit approach we reviewed the application of accounting policies, in particular those associated with accounting estimates, for reasonableness and correct application within the financial statements.

Audit test sample selection process involves random selection to incorporate an element of unpredictability in the selection of audit procedures.

Because of the inherent limitations of an audit, there is a risk that we will not detect all irregularities, including those leading to a material misstatement in the financial statements or non-compliance with regulation. This risk increases the more that compliance with a law or regulation is removed from the events and transactions reflected in the financial statements, as we will be less likely to become aware of instances of non-compliance. The risk is also greater regarding irregularities occurring due to fraud rather than error, as fraud involves intentional concealment, forgery, collusion or misrepresentation.

A further description of our responsibilities is available on the Financial Reporting Council’s website at: www.frc.org.uk/auditorsresponsibilities. This description forms part of our auditor’s report.

Use of our report

This report is made solely to the company’s members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might state to the company’s members those matters we are required to state to them in an auditor’s report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the company and the company’s members as a body, for our audit work, for this report, or for the opinions we have formed.

......................................
SAMUEL MITCHELL FCA (Senior Statutory Auditor)
For and on behalf of Lambert Roper & Horsfield Limited, Statutory Auditor
 First Floor
Rosemount House
Huddersfield Road
Elland
West Yorkshire
HX5 0EE

21 July 2026

 

Specialist Tiling Supplies Limited

Profit and Loss Account
(Incorporating the Statement of Income and Retained Earnings)

for the Year Ended 31 December 2025

Note

2025
£

2024
£

Turnover

3

18,361,577

17,569,489

Cost of sales

 

(12,254,233)

(12,604,600)

Gross profit

 

6,107,344

4,964,889

Administrative expenses

 

(3,956,390)

(4,009,038)

Other operating income

4

-

50,000

Operating profit

5

2,150,954

1,005,851

Other interest receivable and similar income

6

16,190

54,397

Interest payable and similar charges

7

(21,758)

(42,025)

 

(5,568)

12,372

Profit before tax

 

2,145,386

1,018,223

Taxation

11

(550,685)

(264,878)

Profit for the financial year

 

1,594,701

753,345

Retained earnings brought forward

 

4,576,984

4,614,126

Dividends paid

 

(2,126,933)

(790,487)

Retained earnings carried forward

 

4,044,752

4,576,984

 

Specialist Tiling Supplies Limited

Balance Sheet

as at 31 December 2025

Note

2025
£

2024
£

Fixed assets

 

Tangible assets

12

490,620

520,395

Investments

13

100

-

 

490,720

520,395

Current assets

 

Stocks

14

3,505,574

4,050,409

Debtors

15

2,009,293

2,091,274

Cash at bank and in hand

 

1,095,339

493,520

 

6,610,206

6,635,203

Creditors: Amounts falling due within one year

17

(2,822,870)

(2,359,665)

Net current assets

 

3,787,336

4,275,538

Total assets less current liabilities

 

4,278,056

4,795,933

Creditors: Amounts falling due after more than one year

17

(133,900)

(98,837)

Provisions for liabilities

18

(99,204)

(119,912)

Net assets

 

4,044,952

4,577,184

Capital and reserves

 

Called up share capital

20

200

200

Profit and loss account

4,044,752

4,576,984

Total equity

 

4,044,952

4,577,184

Approved and authorised by the Board on 21 July 2026 and signed on its behalf by:
 

.........................................
Mr E Burrowes
Director

(Registration number: 07317280)

 

Specialist Tiling Supplies Limited

Statement of Cash Flows

for the Year Ended 31 December 2025

Note

2025
£

2024
£

Cash flows from operating activities

Profit for the year

 

1,594,701

753,345

Adjustments to cash flows from non-cash items

 

Depreciation and amortisation

5

142,977

150,581

Loss on disposal of tangible assets

2,057

12,109

Finance income

6

(16,190)

(54,397)

Finance costs

7

21,758

42,025

Income tax expense

11

550,685

264,878

 

2,295,988

1,168,541

Working capital adjustments

 

Decrease/(increase) in stocks

14

544,835

(274,526)

Decrease/(increase) in trade debtors

15

81,981

(585,995)

Increase/(decrease) in trade creditors

17

340,195

(213,027)

Cash generated from operations

 

3,262,999

94,993

Income taxes paid

11

(305,453)

(997,858)

Net cash flow from operating activities

 

2,957,546

(902,865)

Cash flows from investing activities

 

Interest received

6

16,190

54,397

Acquisition of subsidiaries

13

(100)

-

Acquisitions of tangible assets

(124,926)

(98,826)

Proceeds from sale of tangible assets

 

9,669

34,426

Net cash flows from investing activities

 

(99,167)

(10,003)

Cash flows from financing activities

 

Interest paid

7

(21,758)

(42,025)

Proceeds from bank borrowing draw downs

 

-

(209,167)

Payments to finance lease creditors

 

38,055

(61,290)

Dividends paid

(2,126,933)

(790,487)

Net cash flows from financing activities

 

(2,110,636)

(1,102,969)

Net increase/(decrease) in cash and cash equivalents

 

747,743

(2,015,837)

Cash and cash equivalents at 1 January

 

347,596

2,363,433

Cash and cash equivalents at 31 December

 

1,095,339

347,596

 

Specialist Tiling Supplies Limited

Notes to the Financial Statements

for the Year Ended 31 December 2025

1

General information

The company is a private company limited by share capital, incorporated in England.

The address of its registered office is:
5 Hawthorn Park
Coal Road
Leeds
West Yorkshire
LS14 1PQ

2

Accounting policies

Statement of compliance

These financial statements have been prepared in accordance with Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland' and the Companies Act 2006.

Basis of preparation

These financial statements have been prepared using the historical cost convention except that as disclosed in the accounting policies certain items are shown at fair value.

Summary of significant accounting policies and key accounting estimates

The principal accounting policies applied in the preparation of these financial statements are set out below. These policies have been consistently applied to all the years presented, unless otherwise stated.

Going concern

The financial statements have been prepared on a going concern basis.

Revenue recognition

Turnover comprises the fair value of the consideration received or receivable for the sale of goods and provision of services in the ordinary course of the company’s activities. Turnover is shown net of sales/value added tax, returns, rebates and discounts.

The company recognises revenue when the significant risks and rewards of ownership have been transferred to the buyer.

 

Specialist Tiling Supplies Limited

Notes to the Financial Statements

for the Year Ended 31 December 2025 (continued)

2

Accounting policies (continued)

Government grants

Grants relating to revenue are recognised in income on a systematic basis over the periods in which the entity recognises the related costs for which the grant is intended to compensate.

A grant that becomes receivable as compensation for expenses or losses already incurred or for the purpose of giving immediate financial support to the entity with no future related costs shall be recognised in income in the period in which it becomes receivable.

Foreign currency transactions and balances

Transactions in foreign currencies are initially recorded at the functional currency rate prevailing at the date of the transaction. Monetary assets and liabilities denominated in foreign currencies are retranslated into the respective functional currency of the entity at the rates prevailing on the reporting period date. Exchange differences are taken into account in arriving at operating profit.

Tax

Current tax represents the amount of tax payable or receivable in respect of the taxable profit (or loss) for the current or past reporting periods. It is measured at the amount expected to be paid or recovered using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

Deferred tax is recognised on temporary differences arising between the tax bases of assets and liabilities and their carrying amounts in the financial statements and on unused tax losses or tax credits in the company. Deferred tax is determined using tax rates and laws that have been enacted or substantively enacted by the reporting date.

 

Specialist Tiling Supplies Limited

Notes to the Financial Statements

for the Year Ended 31 December 2025 (continued)

2

Accounting policies (continued)

Tangible assets

Tangible assets are stated in the balance sheet at cost (or deemed cost), less any accumulated depreciation and accumulated impairment losses.

The cost of tangible assets includes directly attributable incremental costs incurred in their acquisition and installation.

Depreciation

Depreciation is charged so as to write off the cost of assets over their estimated useful lives, as follows:

Asset class

Depreciation method and rate

Plant and machinery

- 25% per annum on a reducing balance basis

Fixtures, fittings and equipment

- 10% per annum on a reducing balance basis and over the life of the lease

Motor vehicles

- 25% per annum on a reducing balance basis

Computer equipment

- 33 1/3% per annum on a straight line basis

Improvements to leasehold

- depreciated over the life of the lease

Investments

Investments are initially measured at cost less any accumulated impairment losses. Cost includes the original purchase price and any directly attributable transaction costs.

Financial instruments

Financial instruments are recognised in the company's balance sheet when the company becomes party to the contractual provisions of the instrument.

Basic financial assets, which include trade debtors and bank balances and are all current assets, are initially measured at transaction price including transaction costs and are subsequently measured at the undiscounted amount expected to be received, net of any iimpairment.

Basic financial liabilities, which comprise of trade creditors falling due within one year, are initially measured at the undiscounted amount expected to be received from that entity, which is usually the invoice price. They are subsequently measured at the undiscounted amount expected to be paid, net of any impairment.

 

 

Specialist Tiling Supplies Limited

Notes to the Financial Statements

for the Year Ended 31 December 2025 (continued)

2

Accounting policies (continued)

Cash and bank balances

Cash and cash equivalents are basic financial assets and comprise of cash in hand, deposits held with banks and bank overdrafts. Bank overdrafts are shown within borrowings in current liabilities.

Stocks

Stocks are stated at the lower of cost and estimated selling price. Cost is determined on a moving weighted average basis and includes the purchase price, import duties, transportation costs and directly attributable handling charges where applicable. A new weighted average cost is calculated following each inventory purchase.

Stock includes goods in transit. These are valued at cost, including the cost of transportation and duties where applicable.

Provision is made for damaged, obsolete and slow-moving stock where appropriate.

Leases

Rentals in which substantially all the risks and rewards of ownership are retained by the lessor are classified as operating leases. Payments made under operating leases are charged to the profit and loss account on a straight-line basis over the period of the lease.

Hire purchase agreements are classified as finance leases whenever the terms of the lease transfer substantially all the risks and rewards of ownership to the lessee.

Defined contribution pension obligation

The company operates a defined contribution pension scheme for employees. The assets of the scheme are held separately from those of the company. The annual contributions are charged to the profit and loss account.

3

Turnover

The analysis of the company's Turnover for the year from continuing operations is as follows:

2025
£

2024
£

Sale of goods

18,361,577

17,569,489

 

Specialist Tiling Supplies Limited

Notes to the Financial Statements

for the Year Ended 31 December 2025 (continued)

4

Other operating income

The analysis of the company's other operating income for the year is as follows:

2025
£

2024
£

Government grants

-

50,000

5

Operating profit

Arrived at after charging/(crediting)

2025
£

2024
£

Depreciation expense

142,977

150,581

Research and development cost

75,323

61,845

Foreign exchange gains

(124,391)

(151,553)

Operating lease expense

518,762

507,748

Loss on disposal of property, plant and equipment

2,057

12,109

6

Other interest receivable and similar income

2025
£

2024
£

Interest income on bank deposits

10,929

50,115

Other finance income

5,261

4,282

16,190

54,397

7

Interest payable and similar expenses

2025
£

2024
£

Interest on bank overdrafts and borrowings

7,819

23,879

Interest on obligations under finance leases and hire purchase contracts

13,931

16,065

Interest expense on other finance liabilities

8

2,081

21,758

42,025

 

Specialist Tiling Supplies Limited

Notes to the Financial Statements

for the Year Ended 31 December 2025 (continued)

8

Staff costs

The aggregate payroll costs (including directors' remuneration) were as follows:

2025
£

2024
£

Wages and salaries

3,003,717

2,816,348

Pension costs, defined contribution scheme

58,567

52,214

3,062,284

2,868,562

The average number of persons employed by the company (including directors) during the year, analysed by category was as follows:

2025
No.

2024
No.

Administration and support

17

20

Sales, marketing and distribution

27

26

44

46

9

Directors' remuneration

The directors' remuneration for the year was as follows:

2025
£

2024
£

Remuneration

46,270

55,876

Contributions paid to money purchase schemes

245

262

46,515

56,138

During the year the number of directors who were receiving benefits was as follows:

2025
No.

2024
No.

Accruing benefits under money purchase pension scheme

1

1

10

Auditors' remuneration

2025
£

2024
£

Audit of the financial statements

21,000

18,000

 

Specialist Tiling Supplies Limited

Notes to the Financial Statements

for the Year Ended 31 December 2025 (continued)

10

Auditors' remuneration (continued)


 

11

Taxation

Tax charged/(credited) in the profit and loss account

2025
£

2024
£

Current taxation

UK corporation tax

571,393

284,722

Deferred taxation

Arising from origination and reversal of timing differences

(20,708)

(19,844)

Tax expense in the income statement

550,685

264,878

The tax on profit before tax for the year is the same as the standard rate of corporation tax in the UK of 25% (2024 - 25%).

The differences are reconciled below:

2025
£

2024
£

Profit before tax

2,145,386

1,018,223

Corporation tax at standard rate

536,347

254,556

Expenses not deductable for tax purposes

11,488

7,472

Tax increase from effect of depreciation of assets not qualifying for capital allowances

2,850

2,850

Total tax charge

550,685

264,878

Deferred tax

The deferred tax creditor is made up of a credit balance of £99,201 (2024: £119,912) relating to accelerated capital allowances.

 

Specialist Tiling Supplies Limited

Notes to the Financial Statements

for the Year Ended 31 December 2025 (continued)

12

Tangible assets

Improvements to leasehold
£

Fixtures, fittings and equipment
 £

Motor vehicles
 £

Plant and machinery
 £

Total
£

Cost or valuation

At 1 January 2025

82,218

291,545

332,848

286,083

992,694

Additions

-

33,668

88,273

2,985

124,926

Disposals

-

(9,400)

(7,995)

-

(17,395)

At 31 December 2025

82,218

315,813

413,126

289,068

1,100,225

Depreciation

At 1 January 2025

23,129

145,198

111,638

192,334

472,299

Charge for the year

16,518

44,500

58,147

23,810

142,975

Eliminated on disposal

-

(3,504)

(2,165)

-

(5,669)

At 31 December 2025

39,647

186,194

167,620

216,144

609,605

Carrying amount

At 31 December 2025

42,571

129,619

245,506

72,924

490,620

At 31 December 2024

59,089

146,347

221,210

93,749

520,395

13

Investments

2025
£

2024
£

Investments in subsidiaries

100

-

Subsidiaries

£

Cost or valuation

Additions

100

Provision

Carrying amount

At 31 December 2025

100

 

Specialist Tiling Supplies Limited

Notes to the Financial Statements

for the Year Ended 31 December 2025 (continued)

14

Stocks

2025
£

2024
£

Finished goods and goods for resale

3,505,574

4,050,409

15

Debtors

Current

Note

2025
£

2024
£

Trade debtors

 

1,680,909

1,823,014

Amounts owed by group undertaking

23

111,510

111,510

Other debtors

 

-

443

Prepayments

 

216,874

156,307

   

2,009,293

2,091,274

16

Cash and cash equivalents

2025
£

2024
£

Cash on hand

1,180

366

Cash at bank

1,094,159

493,154

1,095,339

493,520

Bank overdrafts

-

(145,924)

Cash and cash equivalents in statement of cash flows

1,095,339

347,596

 

Specialist Tiling Supplies Limited

Notes to the Financial Statements

for the Year Ended 31 December 2025 (continued)

17

Creditors

Note

2025
£

2024
£

Due within one year

 

Bank overdrafts

21

-

145,924

HP and finance lease liabilities

21

48,175

45,183

Trade creditors

 

1,883,715

1,761,448

Amounts owed to group undertaking

23

332,488

-

Directors loan accounts

23

23,086

91,666

Social security and other taxes

 

177,294

184,631

Outstanding defined contribution pension costs

 

8,157

7,343

Accruals and deferred income

 

78,561

118,018

Corporation tax liability

11

271,394

5,452

 

2,822,870

2,359,665

Due after one year

 

HP and finance lease liabilities

21

133,900

98,837

18

Provisions for liabilities

Deferred tax
£

Total
£

At 1 January 2025

119,912

119,912

Increase (decrease) in existing provisions

(20,708)

(20,708)

At 31 December 2025

99,204

99,204

19

Pension and other schemes

Defined contribution pension scheme

The company operates a defined contribution pension scheme. The pension cost charge for the year represents contributions payable by the company to the scheme and amounted to £58,567 (2024 - £52,214).

Contributions totalling £8,157 (2024 - £7,343) were payable to the scheme at the end of the year and are included in creditors.

 

Specialist Tiling Supplies Limited

Notes to the Financial Statements

for the Year Ended 31 December 2025 (continued)

20

Share capital

Allotted, called up and fully paid shares

2025

2024

No.

£

No.

£

Ordinary shares of £1 each

200

200

200

200

       

21

Loans and borrowings

2025
£

2024
£

Current loans and borrowings

Bank overdrafts

-

145,924

HP and finance lease liabilities

48,175

45,183

48,175

191,107

2025
£

2024
£

Non-current loans and borrowings

HP and finance lease liabilities

133,900

98,837

22

Obligations under leases and hire purchase contracts

Operating leases

The total of future minimum lease payments is as follows:

2025
£

2024
£

Not later than one year

507,851

472,341

Later than one year and not later than five years

692,244

1,212,012

1,200,095

1,684,353

The amount of non-cancellable operating lease payments recognised as an expense during the year was £518,762 (2024 - £507,748).

 

Specialist Tiling Supplies Limited

Notes to the Financial Statements

for the Year Ended 31 December 2025 (continued)

23

Related party transactions

Summary of transactions with key management

The key management personnel of the company comprise the directors and senior management.
The aggregate compensation of the key management personnel during the year was £288,456.

 

Transactions between group companies, which are related parties, have been eliminated on consolidation and are not disclosed in this note.

24

Parent and ultimate parent undertaking

The name of the company's parent undertaking is Hyfield Group Limited whose registered office is 5 Hawthorn Park, Coal Road, Leeds, West Yorkshire LS14 1PQ.

The ultimate parent company who controls 58.5% of Hyfield Group Limited is Benton Oak Investments Limited, a company incorporated in England. The registered office, is 5 Hawthorn Park, Coal Road, Leeds, West Yorkshire LS14 1PQ.