REGISTERED COMPANY NUMBER: SC231988 (Scotland)

REGISTERED CHARITY NUMBER: SC032051

Report of the Trustees and

Unaudited Financial Statements for the Year Ended 31 March 2026

for

Crossroads (North Argyll) Care Attendant

Scheme

Page

Report of the Trustees

1

to

8

Independent Examiner's Report

9

to

10

Statement of Financial Activities

11

Balance Sheet

12

to

13

Notes to the Financial Statements

14

to

21

The trustees who are also directors of the charity for the purposes of the Companies Act 2006, present their report with the financial statements of the charity for the year ended 31 March 2026. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

Introduction

The Board wishes to record its sincere thanks to all our Care Attendants: Ali, Ann, Colin, Debra, Frances, Graham, Helen, Jim, Maggie, Mairi, Maureen G, Maureen O', Mhairi, Peter, Ronalda, Sue and Tina. We also extend our gratitude to our Mull-based staff: Adeline, Carole, Elaine, Heather, Karen and Kim.

We are fortunate to have such hardworking and caring members of staff. Crossroads North Argyll is immensely proud of the dedication they show every day. Without their commitment, we could not provide our essential service to unpaid carers and those they support.

During the year, we welcomed several new staff members. Kim returned to the organisation after a short period away and now coordinates our service on Mull. We also welcomed Liz Von Kleistenfel on Mull and Clare Bailey in the Oban area.

We said goodbye to several valued colleagues. Adeline left the Mull service, while Karen stepped down from her role as Mull Coordinator. Karen played a key role in developing the service on Mull alongside Linda and Joan, and she will be greatly missed. Liz MacKay left due to ill health and Fiona left our Tiree service. As the Tiree service did not receive sufficient referrals to become sustainable, the decision was made to discontinue it. We also marked the retirement of Ronalda, our longest-serving member of staff, after many years of dedicated service. We wish her a long and happy retirement.

At the end of the year, Crossroads North Argyll employed 26 members of staff, representing 13 whole-time equivalent (WTE) posts.

During the year, we deregistered from the Care Inspectorate after confirming that our service does not require registration, as we do not provide personal care or administer medication. As a result, staff are no longer required to register with the Scottish Social Services Council (SSSC).

The Board would like to thank Joan, Linda, Sharon and Irianni, whose hard work and dedication have enabled Crossroads North Argyll to continue developing and expanding during a particularly busy year.

OBJECTIVES AND ACTIVITIES

Objectives and aims

The mission of Crossroads North Argyll is to provide a high quality service in our community to enable carers to take time off from caring when needed.

Our objective is to relieve stress on the persons or families caring for the elderly or people with physical, mental or sensory impairments.

How we achieve our goals

We aim to have a person centred re-ablement approach. This means we treat everyone as an individual with individual likes, dislikes, needs and aspirations. Also we try to do things with people rather than to them - e.g. if possible, helping them to do it for themselves.

The nature of our support therefore varies from client to client. Before starting our service, we meet both carer and 'cared for' and gain a sense of their personal history, individual health issues and stresses plus what they want to gain from our service.

Mainly carers want a break from their caring role to have time to do other things. These might be practical things such as shopping, banking, post office or might be social things such as meeting a friend for coffee, going to hairdressers etc. Some carers want us to stay in the home with their cared for person. Other carers ask us to take their cared for person out for a walk, drive and/or to a cafe.

For some clients we are part of a network of support and we provide additional social support. For other clients we are the only support they have.

We are independently inspected by The Care Inspectorate.

ACHIEVEMENTS AND PERFORMANCE

What we achieved in 2025/26

During the year we secured funding from Creative Breaks, the Third Sector Interface Communities Mental Health and Wellbeing Fund, The Crerar Trust, Oban & Lorn Dementia Support Group, the Postcode Lottery and the Duncan MacKillop Trust. We also entered our second year of funding from the National Lottery.

We were delighted to receive an increased number of donations through funeral collections and general donations. In addition to providing valuable financial support, these donations demonstrate growing awareness and recognition of our work within the local community.

Key achievements during the year included:

- Supporting 132 unpaid carers and 132 cared-for individuals.

- Providing 14,460 hours of face-to-face respite support.

- Travelling 34,000 miles and delivering 1,128 hours of travel time to reach individuals across our extensive geographical area.

- Welcoming 40 new clients to the service.

- Supporting clients through changing circumstances, with 24 individuals leaving the service due to moving into residential care or bereavement.

Mull Service

Our Mull service continues to thrive, with seven staff members providing 83 hours of respite support each week to 23 unpaid carers. Given the size of the island, staff are based across Craignure, Tobermory, Salen, Dervaig and Bunessan to ensure local access to support

Group Activities

The Dementia Craft Group has enjoyed another successful year, exploring a wide variety of creative activities. As well as providing valuable respite for carers, participants produce many handmade gifts and keepsakes.

The Gypsy/Traveller Crafting Connections Group has also been highly successful, attracting between eight and twelve participants every fortnight. Basket weaving was chosen as a traditional craft that encourages reminiscence, celebrates cultural heritage and creates opportunities for social connection.

Our Monday Group continues to go from strength to strength, with nine regular attendees. New members who joined during the year have settled in well and become valued members of the group.

Community Engagement and Fundraising

Crossroads North Argyll participated in Oban's Winter Festival for the first time. Activities included a fundraising Bingo Night at the Corran Halls, a community basket-weaving workshop and an exhibition celebrating Gypsy/Traveller lives and culture. These events were extremely well attended and raised £1,727.

We also hosted our annual Bacon Roll and Bucks Fizz Morning for unpaid carers, cared-for individuals and partner organisations. This remains a popular event and provides an enjoyable opportunity for people to come together.

Financial Stability

In October 2025, the Board agreed to introduce a service charge of £10 per hour, effective from 1 April 2026. This decision was taken to help address projected funding shortfalls anticipated in the 2027/28 financial year. External funding will, however, remain essential to the sustainability of the organisation.

In January 2026, we were asked by Argyll and Bute TSI and the Health and Social Care Partnership (HSCP) to provide impact reports outlining the consequences of proposed funding reductions. These reports were submitted alongside those of other third-sector organisations facing a potential 15% funding cut. For Crossroads North Argyll, this represents a reduction of just over £11,000 in core HSCP funding.

Administration

During the year we introduced Charitylog, a client relationship management (CRM) system that enables us to store and manage information within a single secure database. The system assists with referrals, interventions, reporting and service monitoring, providing improved oversight and efficiency.

Most staff now use Charitylog to submit timesheets, weekly records and client updates. This allows office staff and management to remain informed about client needs and service delivery and provides valuable information for meetings and reporting purposes.

Feedback from Unpaid Carers

Feedback received during the year included:

- "To get a break from 24-hour caring is invaluable to mental health. It is also good for the person being cared for to have someone else to talk to."

- "During these two afternoons a week I feel that I can switch off from the caring mindset and concentrate on work and other matters unrelated to Dad's care."

- "I could not have achieved the things I have needed without this service."

- "Sharon is an absolute gem. She communicates really well about forthcoming activities and we really enjoy her company."

These comments demonstrate the significant impact respite support has on the wellbeing of unpaid carers and those they care for.

Feedback from Partners

Partner organisations described the service as:

- "Invaluable" in helping carers maintain their wellbeing and enabling families to remain together for longer.

- "An essential support to unpaid carers" that helps prevent crises and reduce social isolation.

- A service that significantly reduces pressure on community nursing teams through preventative support and close partnership working.

- "An amazing service" that makes a meaningful difference to people's lives.

Partnership Working

We believe the most effective way to support unpaid carers is through strong partnership working.

Our principal partners include the Dementia Team, Social Work Services, North Argyll Carers Centre, The Dove Centre, local GP practices, District Nurses and Occupational Therapists.

Our Manager, Joan, participates in the weekly Frailty Group at Lorn Medical Centre, a multi-disciplinary forum that brings together GPs, Occupational Therapists, Social Workers, Pharmacists, the Dementia Team, North Argyll Carers Centre and Crossroads North Argyll. The group helps organisations coordinate support, reduce duplication and identify unmet needs at an early stage. The Frailty Project has now been extended to cover the Isle of Mull, with meetings held virtually and attended by Linda.

Membership Organisations

Crossroads North Argyll is a member of the Coalition of Carers in Scotland (COCiS), which promotes the voice of carers and connects local carer organisations with decision-makers at both local and national levels. Through this membership, we help ensure that the views of carers in rural and island communities are represented and heard.

We are also members of Carers Trust Scotland, a UK-wide network committed to transforming the lives of unpaid carers through collaboration, advocacy and service development.

FINANCIAL REVIEW

Financial position

The charity suffered a deficit on its general funds of £25,357 (2025 - £29,531) in the year under review. The restricted funds show a surplus of £7,458 (2025 - deficit of £1,209).

The Trustees were expecting a deficit in the last two years as the service comes under additional demand pressures while having funding cut.

At the end of the year the charity had £139,511 (2025 - £164,868) in unrestricted funds and the trustees consider to this to be adequate for the immediate ongoing needs of the charity.

Investment policy and objectives

In accordance with the Memorandum and Articles of Association, the company has the power to make any investments which the Trustees see fit. The Trustees consider the return on investments to be satisfactory.

Reserves policy

The policy is aimed at ensuring the organisation has sufficient reserves to meet the following commitments in the event of unforeseen circumstances. It is consistent with the obligations of the Trustees that an appropriate level of reserves is built up and maintained to enable the organisation to meet committed expenditure or closure costs.

The policy takes account of the following:

The costs of maintaining and running the organisation at a basic level whilst funding is sought to replace lost funding - i.e. rent, overheads, telephone, salaries, utilities and any other standing commitments.

It assumes that the organisation would retain a minimum level of staffing i.e. the manager plus one administrator who would work with the Trustees to secure fresh funding and reshape the organisation.

As employers we are responsible for staff, both as a continuing organisation and in any circumstances where we have to close down some or all projects.

Reserves should be a minimum amount that allows for the running of the organisation for 3 months. Given the slowness of funding decision-making and deadlines, it is appropriate that Crossroads North Argyll retain sufficient reserves for a 3 month period.

Going concern

The Trustees regularly review finances at their monthly board meetings and forecast ahead to ensure upcoming expenditure can be met. Like many charities, we are reliant on grant funding and are at the mercy of funders' changing fortunes and priorities. We do our best to maintain relationships with our main funders and seek complimentary funding where we can. Currently there are no issues surrounding going concern.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

The charity is controlled by its governing document, a deed of trust, and constitutes a limited company, limited by guarantee, as defined by the Companies Act 2006.

Charity constitution

As set out on the Articles of Association, one third of the Trustees retire by rotation each year and are elected by the members of the charitable company. The company is limited by guarantee without a share capital. The liability of each member in the event of a winding up is limited to £1.

Recruitment and appointment of new Trustees

The recruitment of new Trustees is regularly discussed at Board meetings. We try to identify individuals who will bring relevant skills as well as their time to our charity. When an individual is identified, it is discussed at Board level before someone from the charity will make a request to the individual to join the Board.

Organisational structure

The charity is run by its Board of directors who meet once a month. The charity employs a manager and the day to day running of things is delegated to them. Oversight is provided by the Board members during their monthly meetings as well as more informal visits to the office in between.

Running of the organisation

Crossroads North Argyll benefits from a highly active and committed Board of Directors, who meet monthly and play a central role in the organisation's development and strategic direction.

Risk management

The trustees have a duty to identify and review the risks to which the charity is exposed and to ensure appropriate controls are in place to provide reasonable assurance against fraud and error.

In particular, the charity is reliant on grant funding and efforts are made to ensure we have enough money via regular funding applications.

REFERENCE AND ADMINISTRATIVE DETAILS

Registered Company number

SC231988 (Scotland)

Registered Charity number

SC032051

Registered office

2 Gibraltar Street

Oban

Argyll

PA34 4AY

Trustees

S B A Grieve Director

F Miller Director

J G Robertson Director

E M Robertson Director

P White Director

K Duncan (appointed 23.6.25)

M MacKinnon (appointed 23.6.25)

Company Secretary

L J Duncan

Independent Examiner

David Ross CA

Mackay & Co CA

120 George Street

Oban

Argyll

PA34 5NT

Closing paragraph

As Chair of Crossroads North Argyll, I am a member of the Joint Working Partnership (JWP) which consists of the four chairs of the Carers' Centres, MAYDS and Crossroads.

We have regular meetings with the HSCP to address matters pertaining to third sector organisations providing a service to unpaid carers and those requiring care. This encompasses legislative and financial matters and provides a forum for the chairs to collaborate in the delivery of services to those in need. The JWP is committed to identifying meaningful opportunities for closer collaboration, ensuring the best use of limited resources, and developing initiatives that enhance service provision and community outcomes

I would like to thank all Board members for their support, commitment and dedication throughout what has been both a productive and challenging year. Their guidance and enthusiasm continue to be instrumental in the success and future development of Crossroads North Argyll.

Approved by order of the board of trustees on 19 June 2026 and signed on its behalf by:

E M Robertson - Trustee

I report on the accounts for the year ended 31 March 2026 set out on pages eleven to twenty one.

Respective responsibilities of trustees and examiner

The charity's trustees are responsible for the preparation of the accounts in accordance with the terms of the Charities and Trustee Investment (Scotland) Act 2005 and the Charities Accounts (Scotland) Regulations 2006 (as amended). The charity's trustees consider that the audit requirement of Regulation 10(1)(a) to (c) of the Accounts Regulations does not apply. It is my responsibility to examine the accounts as required under Section 44(1)(c) of the Act and to state whether particular matters have come to my attention.

Basis of the independent examiner's report

My examination was carried out in accordance with Regulation 11 of the Charities Accounts (Scotland) Regulations 2006. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently I do not express an audit opinion on the view given by the accounts.

Independent examiner's statement

In connection with my examination, no matter has come to my attention :

(1)	which gives me reasonable cause to believe that, in any material respect, the requirements

-	to keep accounting records in accordance with Section 44(1)(a) of the 2005 Act and Regulation 4 of the 2006 Accounts Regulations; and

-	to prepare accounts which accord with the accounting records and to comply with Regulation 8 of the 2006 Accounts Regulations

have not been met; or

(2)	to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.

David Ross CA

The Institute of Chartered Accountants of Scotland

Mackay & Co CA

120 George Street

Oban

Argyll

PA34 5NT

Date: .............................................

31.3.26

31.3.25

Unrestricted

Restricted

Total

Total

funds

funds

funds

funds

as restated

Notes

£

£

£

£

INCOME AND ENDOWMENTS FROM

Donations and legacies

8,543

1,500

10,043

6,486

Charitable activities

3

Respite support of carers

239,551

109,046

348,597

298,314

Investment income

2

1,092

-

1,092

1,604

Total

249,186

110,546

359,732

306,404

EXPENDITURE ON

Raising funds

3,250

-

3,250

4,750

Charitable activities

Respite support of carers

271,293

103,088

374,381

332,394

Total

274,543

103,088

377,631

337,144

NET INCOME/(EXPENDITURE)

(25,357

)

7,458

(17,899

)

(30,740

)

RECONCILIATION OF FUNDS

Total funds brought forward

164,868

55,130

219,998

250,738

TOTAL FUNDS CARRIED FORWARD

139,511

62,588

202,099

219,998

31.3.26

31.3.25

Unrestricted

Restricted

Total

Total

funds

funds

funds

funds

as restated

Notes

£

£

£

£

FIXED ASSETS

Tangible assets

9

-

-

-

22

CURRENT ASSETS

Debtors

10

1,934

-

1,934

1,901

Cash at bank

139,017

62,588

201,605

219,515

140,951

62,588

203,539

221,416

CREDITORS

Amounts falling due within one year

11

(1,440

)

-

(1,440

)

(1,440

)

NET CURRENT ASSETS

139,511

62,588

202,099

219,976

TOTAL ASSETS LESS CURRENT LIABILITIES

139,511

62,588

202,099

219,998

NET ASSETS

139,511

62,588

202,099

219,998

FUNDS

12

Unrestricted funds:

General fund

82,679

109,053

Designated fund

56,832

55,815

139,511

164,868

Restricted funds

62,588

55,130

TOTAL FUNDS

202,099

219,998

The charitable company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 March 2026.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 March 2026 in accordance with Section 476 of the Companies Act 2006.

The trustees acknowledge their responsibilities for

(a)	ensuring that the charitable company keeps accounting records that comply with Sections 386 and 387 of the Companies Act 2006 and

(b)

preparing financial statements which give a true and fair view of the state of affairs of the charitable company as at the end of each financial year and of its surplus or deficit for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the charitable company.

These financial statements have been prepared in accordance with the provisions applicable to charitable companies subject to the small companies regime.

The financial statements were approved by the Board of Trustees and authorised for issue on 19 June 2026 and were signed on its behalf by:

P White - Trustee

1.	ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charitable company, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Plant and machinery

-

25% on reducing balance

Taxation

The charity is exempt from corporation tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

Further explanation of the nature and purpose of each fund is included in the notes to the financial statements.

Pension costs and other post-retirement benefits

The charitable company operates a defined contribution pension scheme. Contributions payable to the charitable company's pension scheme are charged to the Statement of Financial Activities in the period to which they relate.

2.	INVESTMENT INCOME

31.3.26

31.3.25

as

restated

£

£

Deposit account interest

1,092

1,604

3.	INCOME FROM CHARITABLE ACTIVITIES

31.3.26

31.3.25

as

restated

Activity

£

£

Invoiced income

Respite support of carers

3,910

-

Grants

Respite support of carers

328,872

268,581

Travel/mileage for clients

Respite support of carers

11,547

8,786

SDS Funded

Respite support of carers

4,268

20,947

348,597

298,314

Grants received, included in the above, are as follows:

31.3.26

31.3.25

as

restated

£

£

ABC - Core Funding

88,784

88,784

TSI Third Sector Grant

7,824

7,138

NACC Funded

-

2,000

ABC - Care at home

95,042

55,284

SCS Creative Breaks

34,903

34,747

National Lottery

66,319

64,378

NHS Highland

-

1,250

Crerars Trust

-

15,000

Duncan McKillip Trust

6,000

-

Postcode Community

30,000

-

328,872

268,581

4.	NET INCOME/(EXPENDITURE)

Net income/(expenditure) is stated after charging/(crediting):

31.3.26

31.3.25

as

restated

£

£

Depreciation - owned assets

22

4

5.	TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31 March 2026 nor for the year ended 31 March 2025.

Trustees' expenses

There were no trustees' expenses paid for the year ended 31 March 2026 nor for the year ended 31 March 2025.

6.	STAFF COSTS

The average monthly number of employees during the year was as follows:

31.3.26

31.3.25

as

restated

Carers

22

-

Admin staff

3

-

25

-

No employees received emoluments in excess of £60,000.

7.	COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES

Unrestricted

Restricted

Total

funds

funds

funds

as restated

£

£

£

INCOME AND ENDOWMENTS FROM

Donations and legacies

6,486

-

6,486

Charitable activities

Respite support of carers

192,051

106,263

298,314

Investment income

1,604

-

1,604

Total

200,141

106,263

306,404

EXPENDITURE ON

Raising funds

4,750

-

4,750

Charitable activities

Respite support of carers

224,922

107,472

332,394

Total

229,672

107,472

337,144

NET INCOME/(EXPENDITURE)

(29,531

)

(1,209

)

(30,740

)

RECONCILIATION OF FUNDS

Total funds brought forward

As previously reported

139,371

111,367

250,738

Prior year adjustment

55,028

(55,028

)

-

As restated

194,399

56,339

250,738

TOTAL FUNDS CARRIED FORWARD

164,868

55,130

219,998

8.	PRIOR YEAR ADJUSTMENT

During the preparation of the accounts, it came to light restricted expenditure had been understated in the prior year in the SCS Creative Breaks and National Lottery funds. As a consequence, the restricted fund balances were too high at the end of March 2024, and general funds too low. Corrections were made to the comparatives to show less cash was held in restricted funds at the end of March 2024 and more in unrestricted funds.

9.	TANGIBLE FIXED ASSETS

Fixtures

Plant and

and

machinery

fittings

Totals

£

£

£

COST

At 1 April 2025 and 31 March 2026

7,786

1,313

9,099

DEPRECIATION

At 1 April 2025

7,765

1,312

9,077

Charge for year

21

1

22

At 31 March 2026

7,786

1,313

9,099

NET BOOK VALUE

At 31 March 2026

-

-

-

At 31 March 2025

21

1

22

10.	DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

31.3.26

31.3.25

as

restated

£

£

Prepayments and accrued income

1,934

1,901

11.	CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

31.3.26

31.3.25

as

restated

£

£

Accrued expenses

1,440

1,440

12.	MOVEMENT IN FUNDS

Net

movement

At

At 1.4.25

in funds

31.3.26

£

£

£

Unrestricted funds

General fund

109,053

(26,374

)

82,679

Designated fund

55,815

1,017

56,832

164,868

(25,357

)

139,511

Restricted funds

Health & wellbeing fund - TSI

6,898

4,254

11,152

SCS Creative Breaks

15,697

869

16,566

National Lottery

32,414

1,941

34,355

Inspiring Scotland - NHS Highland

121

-

121

Dementia Craft Group

-

394

394

55,130

7,458

62,588

TOTAL FUNDS

219,998

(17,899

)

202,099

Net movement in funds, included in the above are as follows:

Incoming

Resources

Movement

resources

expended

in funds

£

£

£

Unrestricted funds

General fund

248,169

(274,543

)

(26,374

)

Designated fund

1,017

-

1,017

249,186

(274,543

)

(25,357

)

Restricted funds

Health & wellbeing fund - TSI

7,824

(3,570

)

4,254

SCS Creative Breaks

34,903

(34,034

)

869

National Lottery

66,319

(64,378

)

1,941

Dementia Craft Group

1,500

(1,106

)

394

110,546

(103,088

)

7,458

TOTAL FUNDS

359,732

(377,631

)

(17,899

)

Comparatives for movement in funds

Prior

Net

year

movement

At

At 1.4.24

adjustment

in funds

31.3.25

£

£

£

£

Unrestricted funds

General fund

85,123

55,028

(31,098

)

109,053

Designated fund

54,248

-

1,567

55,815

139,371

55,028

(29,531

)

164,868

Restricted funds

Health & wellbeing fund - TSI

10,000

(1,667

)

(1,435

)

6,898

SCS Creative Breaks

35,450

(19,500

)

(253

)

15,697

National Lottery

65,796

(33,861

)

479

32,414

Inspiring Scotland - NHS Highland

121

-

-

121

111,367

(55,028

)

(1,209

)

55,130

TOTAL FUNDS

250,738

-

(30,740

)

219,998