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Company Registration No. 09617865 (England and Wales)
Expert Financial Services Ltd Unaudited accounts for the year ended 31 March 2026
Expert Financial Services Ltd Unaudited accounts Contents
Page
Company information
3
Statement of financial position
4
Notes to the accounts
5
- 2 -
Expert Financial Services Ltd Company Information for the year ended 31 March 2026
Director
Mr Steven Hall
Company Number
09617865 (England and Wales)
Registered Office
380A New Hythe Lane Larkfield Maidstone Kent ME20 6RZ
Accountants
Rustrick Accountants Limited 380A New Hythe lane Larkfield Maidstone Kent ME20 6RZ
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Expert Financial Services Ltd Statement of financial position as at 31 March 2026
2026
2025
Notes
£
£
Fixed assets
Tangible assets
4
1,133
1,408
Current assets
Debtors
5
-
13,423
Cash at bank and in hand
13,414
3,279
13,414
16,702
Creditors: amounts falling due within one year
6
(11,470)
(7,694)
Net current assets
1,944
9,008
Total assets less current liabilities
3,077
10,416
Creditors: amounts falling due after more than one year
7
-
(6,794)
Net assets
3,077
3,622
Capital and reserves
Called up share capital
8
100
100
Profit and loss account
2,977
3,522
Shareholders' funds
3,077
3,622
For the year ending 31 March 2026 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies. The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.
The director acknowledges his responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.
These accounts have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies' regime and in accordance with the provisions of FRS 102 Section 1A - Small Entities. The profit and loss account has not been delivered to the Registrar of Companies.
The financial statements were approved by the Board and authorised for issue on 28 June 2026 and were signed on its behalf by
Mr Steven Hall Director Company Registration No. 09617865
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Expert Financial Services Ltd Notes to the Accounts for the year ended 31 March 2026
1
Statutory information
Expert Financial Services Ltd is a private company, limited by shares, registered in England and Wales, registration number 09617865. The registered office is 380A New Hythe Lane , Larkfield, Maidstone, Kent, ME20 6RZ.
2
Compliance with accounting standards
The accounts have been prepared in accordance with the provisions of FRS 102 Section 1A Small Entities. There were no material departures from that standard.
3
Accounting policies
The principal accounting policies adopted in the preparation of the financial statements are set out below and have remained unchanged from the previous year, and also have been consistently applied within the same accounts.
Basis of preparation
The accounts have been prepared under the historical cost convention as modified by the revaluation of certain fixed assets.
Presentation currency
The accounts are presented in £ sterling.
Turnover
Turnover represents the value, net of VAT and discounts, of goods provided to customers and work carried out in respect of services provided to customers.
Deferred taxation
Deferred tax arises as a result of including items of income and expenditure in taxation computations in periods different from those in which they are included in the company's accounts. Deferred tax is provided in full on timing differences which result in an obligation to pay more (or less) tax at a future date, at the average tax rates that are expected to apply when the timing differences reverse, based on current tax rates and laws. Deferred tax is not provided on timing differences arising from the revaluation of fixed assets where there is no commitment to sell the asset. Deferred tax assets and liabilities are not discounted.
Tangible fixed assets policy
Depreciation has been provided at the following rates in order to write off the assets over their estimated useful lives:
Fixtures & fittings
25% Reducing Balance
Computer equipment
25% Reducing Balance
Government grants
Government grants in relation to tangible fixed assets are credited to profit and loss account over the useful lives of the related assets, whereas those in relation to expenditure are credited when the expenditure is charged to profit and loss.
Pension costs
The company operates a defined contribution scheme for the benefit of its employees. Contributions payable are recognised in the profit and loss account when due.
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Expert Financial Services Ltd Notes to the Accounts for the year ended 31 March 2026
Going concern
The director has assessed the company’s financial position, cash flow forecasts and future commitments. Based on this review, he considers that the company has adequate resources to continue in operational existence for the foreseeable future. For this reason, the financial statements have been prepared on a going concern basis.
4
Tangible fixed assets
Fixtures & fittings
Computer equipment
Total
£
£
£
Cost or valuation
At cost
At cost
At 1 April 2025
109
4,002
4,111
Additions
125
-
125
Disposals
-
(40)
(40)
At 31 March 2026
234
3,962
4,196
Depreciation
At 1 April 2025
47
2,656
2,703
Charge for the year
47
331
378
On disposals
-
(18)
(18)
At 31 March 2026
94
2,969
3,063
Net book value
At 31 March 2026
140
993
1,133
At 31 March 2025
62
1,346
1,408
5
Debtors
2026
2025
£
£
Amounts falling due within one year
Other debtors
-
13,423
6
Creditors: amounts falling due within one year
2026
2025
£
£
Bank loans and overdrafts
4,000
1,631
Taxes and social security
6,470
5,063
Other creditors
1,000
1,000
11,470
7,694
7
Creditors: amounts falling due after more than one year
2026
2025
£
£
Bank loans
-
6,794
8
Share capital
2026
2025
£
£
Allotted, called up and fully paid:
100 Ordinary shares of £1 each
100
100
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Expert Financial Services Ltd Notes to the Accounts for the year ended 31 March 2026
9
Loans to directors
Brought Forward
Advance/ credit
Repaid
Carried Forward
£
£
£
£
Mr Steven Hall
Director Loan
13,423
-
13,423
-
13,423
-
13,423
-
10
Controlling party
S.Hall is the ultimate controlling party by virtue of his 100% shareholding
11
Average number of employees
During the year the average number of employees was 2 (2025: 2).
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