Caseware UK (AP4) 2025.0.111 2025.0.111 2025-12-312025-12-312025-12-31The tax expense for the year comprises current and deferred tax. Tax is recognised in profit or loss except that a charge attributable to an item of income and expense recognised as Other Comprehensive Income or to an item recognised directly in equity is also recognised in Other Comprehensive Income or directly in equity respectively. The current income tax charge is calculated on the basis of tax rates and laws that have been enacted or substantively enacted by the balance sheet date in the countries where the Company operates and generates income. Deferred tax balances are recognised in respect of all timing differences that have originated but not reversed by the balance sheet date, except that: The recognition of deferred tax assets is limited to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits; and Any deferred tax balances are reversed if and when all conditions for retaining associated tax allowances have been met. Deferred tax balances are not recognised in respect of permanent differences except in respect of business combinations, when deferred tax is recognised on the differences between the fair values of assets acquired and the future tax deductions available for them and the differences between the fair values of liabilities acquired and the amount that will be assessed for tax. Deferred tax is determined using tax rates and laws that have been enacted or substantively enacted by the balance sheet date.false2falsetrue2025-01-012falsefalse 01554970 2025-01-01 2025-12-31 01554970 2024-01-01 2024-12-31 01554970 2025-12-31 01554970 2024-12-31 01554970 2024-01-01 01554970 1 2025-01-01 2025-12-31 01554970 d:CompanySecretary1 2025-01-01 2025-12-31 01554970 d:Director2 2025-01-01 2025-12-31 01554970 d:Director3 2025-01-01 2025-12-31 01554970 d:RegisteredOffice 2025-01-01 2025-12-31 01554970 d:Agent1 2025-01-01 2025-12-31 01554970 c:Buildings 2025-01-01 2025-12-31 01554970 c:Buildings 2025-12-31 01554970 c:Buildings 2024-12-31 01554970 c:Buildings c:OwnedOrFreeholdAssets 2025-01-01 2025-12-31 01554970 c:PlantMachinery 2025-01-01 2025-12-31 01554970 c:MotorVehicles 2025-01-01 2025-12-31 01554970 c:MotorVehicles 2025-12-31 01554970 c:MotorVehicles 2024-12-31 01554970 c:MotorVehicles c:OwnedOrFreeholdAssets 2025-01-01 2025-12-31 01554970 c:OfficeEquipment 2025-01-01 2025-12-31 01554970 c:OtherPropertyPlantEquipment 2025-01-01 2025-12-31 01554970 c:OtherPropertyPlantEquipment 2025-12-31 01554970 c:OtherPropertyPlantEquipment 2024-12-31 01554970 c:OtherPropertyPlantEquipment c:OwnedOrFreeholdAssets 2025-01-01 2025-12-31 01554970 c:OwnedOrFreeholdAssets 2025-01-01 2025-12-31 01554970 c:CurrentFinancialInstruments 2025-12-31 01554970 c:CurrentFinancialInstruments 2024-12-31 01554970 c:CurrentFinancialInstruments c:WithinOneYear 2025-12-31 01554970 c:CurrentFinancialInstruments c:WithinOneYear 2024-12-31 01554970 c:ShareCapital 2025-12-31 01554970 c:ShareCapital 2024-12-31 01554970 c:ShareCapital 2024-01-01 01554970 c:SharePremium 2025-01-01 2025-12-31 01554970 c:SharePremium 2025-12-31 01554970 c:SharePremium 2024-12-31 01554970 c:SharePremium 2024-01-01 01554970 c:CapitalRedemptionReserve 2025-01-01 2025-12-31 01554970 c:CapitalRedemptionReserve 2025-12-31 01554970 c:CapitalRedemptionReserve 2024-12-31 01554970 c:CapitalRedemptionReserve 2024-01-01 01554970 c:RetainedEarningsAccumulatedLosses 2025-01-01 2025-12-31 01554970 c:RetainedEarningsAccumulatedLosses 2025-12-31 01554970 c:RetainedEarningsAccumulatedLosses 2024-01-01 2024-12-31 01554970 c:RetainedEarningsAccumulatedLosses 2024-12-31 01554970 c:RetainedEarningsAccumulatedLosses 2024-01-01 01554970 c:AcceleratedTaxDepreciationDeferredTax 2025-12-31 01554970 c:AcceleratedTaxDepreciationDeferredTax 2024-12-31 01554970 c:TaxLossesCarry-forwardsDeferredTax 2025-12-31 01554970 c:TaxLossesCarry-forwardsDeferredTax 2024-12-31 01554970 c:RetirementBenefitObligationsDeferredTax 2025-12-31 01554970 c:RetirementBenefitObligationsDeferredTax 2024-12-31 01554970 c:OtherDeferredTax 2025-12-31 01554970 c:OtherDeferredTax 2024-12-31 01554970 d:OrdinaryShareClass1 2025-01-01 2025-12-31 01554970 d:OrdinaryShareClass1 2025-12-31 01554970 d:OrdinaryShareClass1 2024-12-31 01554970 d:OrdinaryShareClass2 2025-01-01 2025-12-31 01554970 d:OrdinaryShareClass2 2025-12-31 01554970 d:OrdinaryShareClass2 2024-12-31 01554970 d:FRS102 2025-01-01 2025-12-31 01554970 d:Audited 2025-01-01 2025-12-31 01554970 d:FullAccounts 2025-01-01 2025-12-31 01554970 d:PrivateLimitedCompanyLtd 2025-01-01 2025-12-31 01554970 c:JointVenture1 2025-01-01 2025-12-31 01554970 c:JointVenture1 2024-01-01 2024-12-31 01554970 c:JointVenture1 2025-12-31 01554970 c:JointVenture1 2024-12-31 01554970 c:Subsidiary1 2025-01-01 2025-12-31 01554970 c:Subsidiary1 2024-01-01 2024-12-31 01554970 c:Subsidiary1 2025-12-31 01554970 c:Subsidiary1 2024-12-31 01554970 c:Subsidiary1 2025-01-01 2025-12-31 01554970 c:Subsidiary1 1 2025-01-01 2025-12-31 01554970 c:Subsidiary2 2025-01-01 2025-12-31 01554970 c:Subsidiary2 1 2025-01-01 2025-12-31 01554970 c:Subsidiary3 2025-01-01 2025-12-31 01554970 c:Subsidiary3 1 2025-01-01 2025-12-31 01554970 c:Subsidiary4 2025-01-01 2025-12-31 01554970 c:Subsidiary4 1 2025-01-01 2025-12-31 01554970 d:Consolidated 2025-12-31 01554970 d:ConsolidatedGroupCompanyAccounts 2025-01-01 2025-12-31 01554970 2 2025-01-01 2025-12-31 01554970 6 2025-01-01 2025-12-31 01554970 c:JointVenture1 2025-01-01 2025-12-31 01554970 c:JointVenture1 1 2025-01-01 2025-12-31 01554970 e:PoundSterling 2025-01-01 2025-12-31 01554970 c:PreviouslyStatedAmount 2024-12-31 01554970 c:Buildings c:PreviouslyStatedAmount 2024-12-31 01554970 c:MotorVehicles c:PreviouslyStatedAmount 2024-12-31 01554970 c:OtherPropertyPlantEquipment c:PreviouslyStatedAmount 2024-12-31 iso4217:GBP xbrli:shares xbrli:pure

Registered number: 01554970









WELCH'S GROUP HOLDINGS LIMITED









ANNUAL REPORT AND FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 DECEMBER 2025

 
WELCH'S GROUP HOLDINGS LIMITED
 
 
COMPANY INFORMATION


DIRECTORS
Mr A G Welch 
Mr J N Welch 




COMPANY SECRETARY
Mr J N Welch



REGISTERED NUMBER
01554970



REGISTERED OFFICE
Moorfield Road
Duxford

Cambridge

CB22 4PS




INDEPENDENT AUDITOR
PEM Audit Limited
Statutory Auditor

Salisbury House

Station Road

Cambridge

CB1 2LA




BANKERS
Barclays Bank Plc
Abacus House

Castle Park

Castle Hill

Cambridge

CB3 0AN





 
WELCH'S GROUP HOLDINGS LIMITED
 

CONTENTS



Pages
Group Strategic Report
 
1 - 2
Directors' Report
 
3 - 5
Independent Auditor's Report
 
6 - 10
Consolidated Statement of Comprehensive Income
 
11
Consolidated Balance Sheet
 
12 - 13
Company Balance Sheet
 
14 - 15
Consolidated Statement of Changes in Equity
 
16
Company Statement of Changes in Equity
 
17
Consolidated Statement of Cash Flows
 
18 - 19
Notes to the Financial Statements
 
20 - 39


 
WELCH'S GROUP HOLDINGS LIMITED
 
 
GROUP STRATEGIC REPORT
FOR THE YEAR ENDED 31 DECEMBER 2025

INTRODUCTION
 
The Directors present their Strategic Report incorporating the business review, which includes the principal risks and uncertainties of the business and key performance indicators.

BUSINESS REVIEW
 
The Directors aim to present a balanced and comprehensive review of the development and performance of the business during the year and its position at the year end. The review is consistent with the size and nature of the business and is written in the context of risks and uncertainties faced.

Group turnover in the year  amounted to £17,753,992 (2024 - £16,123,325) with overall operating profit amounting to £1,259,313 (2024 - £384,176) and profit before tax amounting to £1,358,388 (2024 - £473,389). Included in the operating profit and profit before tax for the year was a gain of £949,826 (2024 - £Nil) relating to the revaluation of Group's properties.

The Group's trading activities continue to be primarily undertaken by Welch’s Transport Limited, a subsidiary undertaking. The increase in turnover resulted from several large distribution contract wins during the year. The restructuring of the sales and business development function mentioned in last year’s report continues to produce results with further contracts already won in 2026. This is particularly pleasing given that the market was, and continues to be, generally flat and highly competitive. Large contract wins tend to have heavy onboarding costs and take a period to settle down before profits start to flow, which should be reflected in 2026 results.

The Group's motor trade activities also saw an increase in turnover from an expanding customer base albeit limited by the Group's ability to recruit additional technicians, a common problem in the sector currently.

Customer service levels, measured by objective KPI’s, remained strong and the Group continues to enjoy the benefit of the investment in the Traffic, Dealer and Warehouse Management System implemented in previous years.

Capital expenditure on vehicles and trailers remained consistent during the year and in line with the Group's vehicle replacement policies. The refurbishment programme also continued as planned. Trailer prices continue to fall back from the previously inflated levels as do truck prices. Lead times are the lowest that they have been since the pandemic and ‘stock’ vehicles are readily available to purchase.

The businesses road to net zero continues with the third EV deployed during the year and with another three on order for delivery in Q2/Q3 2026. The six bay hyper chargers with 1 Mw dedicated supplies will be operational at the Bedford and Duxford depots by the end of Q3 2026, which will future proof both depots for the energy transition that is to come over the next few years.  

The Group's 75% owned subsidiary undertaking, JPS Installs Limited, had another difficult year and the decision was taken by the Directors to close this business early in 2026.

TBM Fulfilment Solution UK Ltd, the Group’s 50% owned e-commerce and fulfilment business, settled into bigger premises and is now well placed for significant growth in the coming years.

Whilst the Directors are aware that any plans for future development of the business may be subject to unforeseen events outside of their control, particularly given the performance of the current administrations both at home and in America, they view the coming year with guarded confidence.

Page 1

 
WELCH'S GROUP HOLDINGS LIMITED
 

GROUP STRATEGIC REPORT (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025

PRINCIPAL RISKS AND UNCERTAINTIES
 
The Group has for many years believed that outright ownership of its asset base and avoiding any form of borrowing is in its best interests and, other than the occasional modest loan for the purchase of property, intends to continue with this policy. As such the Group has little exposure to financial, credit or interest rate risk. The loosening of the capping of Business Property Relief is welcome and has removed an element of the financial burden that the principal shareholders faced at a personal level. 

The industries that the business operates in can be dangerous, but the Group believes that its systems, processes and general culture limit these risks as far as possible. External consultants support the management team in continually promoting a proactive approach to Health and Safety in all areas of the business. The Group’s Quality and Environmental management system continue to be externally accredited to the ISO 9001 and 14001 standards. The transport depots support the voluntary Freight Operators Recognition Scheme (FORS) with the Cambridge location currently accredited to the silver standard whilst the St Ives depot is accredited to the gold standard.

FINANCIAL KEY PERFORMANCE INDICATORS
 
The Directors consider that the key financial performance indicators are those that communicate the financial performance and strength of the Group as a whole, these being turnover, operating profit, cash balances and return on capital employed.

OTHER KEY PERFORMANCE INDICATORS
 
The Directors consider the main other key performance indicators are the delivery performance, compliance, utilisation and productivity of its transport operations, which are monitored daily, and a range of criteria on the motor trade side of the business, which are regularly reviewed by our franchise partners.


This report was approved by the Board of Directors and signed on its behalf.



Mr J N Welch
Director

Date: 21 July 2026

Page 2

 
WELCH'S GROUP HOLDINGS LIMITED
 
 
 
DIRECTORS' REPORT
FOR THE YEAR ENDED 31 DECEMBER 2025

The Directors present their report and the financial statements for the year ended 31 December 2025.

PRINCIPAL ACTIVITIES

The principal activities of the Group during the year were the provision of transport and motor trade related activities as well as crane hire services and furniture distribution and installation.

The principal activity of the Company was that of an investment holding company.

RESULTS AND DIVIDENDS

The profit for the year, after taxation and minority interests, amounted to £897,099 (2024 - £341,295).

An interim dividend of £Nil (2024 - £6,000) was paid in the year on the Ordinary B shares.  The Directors do not recommend the payment of a final dividend (2024 - £Nil)

DIRECTORS

The Directors who served during the year and to the date of this report were:

Mr A G Welch 
Mr J N Welch 

The Group maintains insurance, as permitted by Section 233 of the Companies Act 2006, for its Directors against liabilities incurred in relation to the companies within the Group.

DIRECTORS' RESPONSIBILITIES STATEMENT

The Directors are responsible for preparing the Group Strategic Report, the Directors' Report and the consolidated financial statements in accordance with applicable law and regulations.
 
Company law requires the Directors to prepare financial statements for each financial year. Under that law the Directors have elected to prepare the financial statements in accordance with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accepted Accounting Practice), including Financial Reporting Standard 102 ‘The Financial Reporting Standard applicable in the UK and Republic of Ireland'. Under company law the Directors must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the Company and the Group and of the profit or loss of the Group for that period.

 In preparing these financial statements, the Directors are required to:


select suitable accounting policies for the Group's financial statements and then apply them consistently;

make judgements and accounting estimates that are reasonable and prudent; and

prepare the financial statements on the going concern basis unless it is inappropriate to presume that the Company and the Group will continue in business.

The Directors are responsible for keeping adequate accounting records that are sufficient to show and explain the Group's and the Company's transactions and disclose with reasonable accuracy at any time the financial position of the Company and the Group and to enable them to ensure that the financial statements comply with the Companies Act 2006They are also responsible for safeguarding the assets of the Company and the Group and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

Page 3

 
WELCH'S GROUP HOLDINGS LIMITED
 
 
 
DIRECTORS' REPORT (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025

FUTURE DEVELOPMENTS

The Directors intend to continue to grow all areas of the business in the foreseeable future.

FINANCIAL INSTRUMENTS

The Group has exposures to two main areas of risk - liquidity risk and credit risk. To a lesser extent the Group is exposed to interest rate risk. The most significant financial risks to which the Group is exposed are described below:

Liquidity risk
The Group seeks to manage financial risk by ensuring sufficient liquidity is available to meet foreseeable needs. The Group expects to meet its financial obligations through its operating cash flows. In the event that its operating cash flows are insufficient to cover all of the Group's financial obligations, short term flexibility could be obtained from third parties.  

Credit risk
The Group’s principal financial assets are cash and trade debtors, with the main credit risk arising from its trade debtors. The Group manages credit risk by conducting thorough credit assessments for new and existing customers, setting appropriate credit limits, and continuously monitoring creditworthiness. Credit limits are reviewed on a regular basis in conjunction with debt aging and collection history.

Interest rate risk
The Group is not exposed to significant interest rate fluctuations as it has no third-party borrowings.

POST BALANCE SHEET EVENTS

Subsequent to the year end, JPS Installs Limited, a subsidiary undertaking, ceased to trade. The decision for the subsidiary undertaking to cease to trade was made by the Directors following a review of the subsidiary undertaking’s financial position and future prospects. All operational activities have now ceased, and the subsidiary undertaking is in the process of settling its outstanding liabilities and realising any remaining assets. No adjustments have been made to the amounts recognised in these consolidated financial statements as a result of this event.

DISCLOSURE OF INFORMATION TO AUDITOR

Each of the persons who are Directors at the time when this Directors' Report is approved has confirmed that:
 
so far as the Director is aware, there is no relevant audit information of which the Company's auditor is unaware; and

the Director has taken all the steps that ought to have been taken as a Director in order to be aware of any relevant audit information and to establish that the Company's auditor is aware of that information.

Page 4

 
WELCH'S GROUP HOLDINGS LIMITED
 
 
 
DIRECTORS' REPORT (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025


AUDITOR

Our auditor, Peters Elworthy & Moore, transferred their audit registration and therefore that part of their business to a newly incorporated company, PEM Audit Limited, on 1 September 2025. Accordingly, Peters Elworthy & Moore ceased to be the Company’s auditor with the Directors duly appointing PEM Audit Limited to fill the vacancy arising.

The auditor, PEM Audit Limitedwill be proposed for reappointment in accordance with Section 485 of the Companies Act 2006.

This report was approved by the Board of Directors and signed on its behalf.
 





Mr J N Welch
Director

Date: 21 July 2026

Page 5

 
WELCH'S GROUP HOLDINGS LIMITED
 
 
 
INDEPENDENT AUDITOR'S REPORT TO THE MEMBERS OF WELCH'S GROUP HOLDINGS LIMITED
 

OPINION


We have audited the financial statements of Welch's Group Holdings Limited (the 'Parent Company') and its subsidiaries (the 'Group') for the year ended 31 December 2025, which comprise of the Consolidated Statement of Comprehensive Income, the Consolidated Balance Sheet, the Company Balance Sheet, the Consolidated Statement of Changes in Equity, the Company Statement of Changes in Equity, the Consolidated Statement of Cash Flows, and the related notes, including a summary of significant accounting policiesThe financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 ‘The Financial Reporting Standard applicable in the UK and Republic of Ireland' (United Kingdom Generally Accepted Accounting Practice).


In our opinion the financial statements:


give a true and fair view of the state of the Group's and of the Parent Company's affairs as at 31 December 2025 and of the Group's profit for the year then ended;
have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and
have been prepared in accordance with the requirements of the Companies Act 2006.


BASIS FOR OPINION


We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditor's responsibilities for the audit of the financial statements section of our report. We are independent of the Group in accordance with the ethical requirements that are relevant to our audit of the financial statements in the United Kingdom, including the Financial Reporting Council's Ethical Standard and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.


CONCLUSIONS RELATING TO GOING CONCERN


In auditing the financial statements, we have concluded that the Directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.


Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Group's or the Parent Company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.


Our responsibilities and the responsibilities of the Directors with respect to going concern are described in the relevant sections of this report.


Page 6

 
WELCH'S GROUP HOLDINGS LIMITED
 
 
 
INDEPENDENT AUDITOR'S REPORT TO THE MEMBERS OF WELCH'S GROUP HOLDINGS LIMITED (CONTINUED)


OTHER INFORMATION


The other information comprises the information included in the Annual Report other than the financial statements and our Auditor's Report thereon. The Directors are responsible for the other information contained within the Annual ReportOur opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon. Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the course of the audit, or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.


We have nothing to report in this regard.


OPINION ON OTHER MATTERS PRESCRIBED BY THE COMPANIES ACT 2006
 

In our opinion, based on the work undertaken in the course of the audit:


the information given in the Group Strategic Report and the Directors' Report for the financial year for which the financial statements are prepared is consistent with the financial statements; and
the Group Strategic Report and the Directors' Report have been prepared in accordance with applicable legal requirements.


MATTERS ON WHICH WE ARE REQUIRED TO REPORT BY EXCEPTION
 

In the light of the knowledge and understanding of the Group and the Parent Company and its environment obtained in the course of the audit, we have not identified material misstatements in the Group Strategic Report or the Directors' Report.


We have nothing to report in respect of the following matters in relation to which the Companies Act 2006 requires us to report to you if, in our opinion:


adequate accounting records have not been kept by the Parent Company, or returns adequate for our audit have not been received from branches not visited by us; or
the Parent Company financial statements are not in agreement with the accounting records and returns; or
certain disclosures of Directors' remuneration specified by law are not made; or
we have not received all the information and explanations we require for our audit.


Page 7

 
WELCH'S GROUP HOLDINGS LIMITED
 
 
 
INDEPENDENT AUDITOR'S REPORT TO THE MEMBERS OF WELCH'S GROUP HOLDINGS LIMITED (CONTINUED)


RESPONSIBILITIES OF THE DIRECTORS
 

As explained more fully in the Directors' Responsibilities Statement, set out on page 3, the Directors are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the Directors determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.


In preparing the financial statements, the Directors are responsible for assessing the Group's and the Parent Company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the Directors either intend to liquidate the Group or the Parent Company or to cease operations, or have no realistic alternative but to do so.


AUDITOR'S RESPONSIBILITIES FOR THE AUDIT OF THE FINANCIAL STATEMENTS
 

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an Auditor's Report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these consolidated financial statements.


Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

Our approach to identifying and assessing the risks of material misstatement in respect of irregularities, including fraud and non-compliance with laws and regulations, was as follows:

the engagement partner ensured that the engagement team collectively had the appropriate, competence, capabilities and skills to identify or recognise non-compliance with applicable laws and regulations;
we identified the laws and regulations applicable to the Group through discussions with the Directors and other management, and from our commercial knowledge and experience of the haulage, transport and furniture distribution and installation sectors;
we focused on specific laws and regulations which we considered may have a direct effect on the financial statements or the operations of the Group, including the Companies Act 2006 and taxation legislation;
in addition, we considered provisions of other laws and regulations which do not have a direct effect on the financial statements but compliance with which might be fundamental to the Group’s ability to operate or to avoid material penalty; 
we made enquiries of management as to where they considered there was susceptibility to fraud, their knowledge of actual, suspected and alleged fraud; 
we assessed the susceptibility of the Group's financial statements to material misstatement, including how fraud might occur; and
laws and regulations identified were communicated within the audit team regularly and the team remained alert to instances of non-compliance throughout the audit.

Page 8

 
WELCH'S GROUP HOLDINGS LIMITED
 
 
 
INDEPENDENT AUDITOR'S REPORT TO THE MEMBERS OF WELCH'S GROUP HOLDINGS LIMITED (CONTINUED)


AUDITOR'S RESPONSIBILITIES FOR THE AUDIT OF THE FINANCIAL STATEMENTS (CONTINUED)

As a result of the above risk assessment procedures we identified the greatest risk of material misstatement on the financial statements arising from irregularities and fraud to be within the potential for management to override controls together with the risk of fraudulent revenue recognition. We considered the risk of fraudulent revenue recognition to be most prevalent in the cut-off of revenue. In response to these identified risks, we designed procedures which included, but were not limited to:

performed analytical procedures to identify any unusual or unexpected relationships;
performed audit work over the risk of management override of controls, including testing of journal entries and other adjustments for appropriateness, evaluating the business rationale of significant transactions outside the normal course of business;
we evaluated the assumptions and judgements used by management within significant accounting estimates and assessed whether these indicated evidence of management bias;
we used Audit Data Analytics to review the Group's data for unusual journals; and
performed substantive testing for a sample of revenue transactions and assessed whether revenue was recognised in the correct financial period.

In response to the risk of irregularities and non-compliance with laws and regulations, we designed procedures which included, but were not limited to:

agreeing the financial statement disclosures to underlying supporting documentation;
assessment of the extent of compliance with the laws and regulations identified above through making enquiries of management; and
discussing with management, and those charged with governance actual and potential litigation and claims.

There are inherent limitations in our audit procedures described above. The more removed that laws and regulations are from financial transactions, the less likely it is that we would become aware of non-compliance. Auditing standards also limit the audit procedures required to identify non-compliance with laws and regulations to enquiry of the Directors and other management and the inspection of regulatory and legal correspondence, if any.

Material misstatements that arise due to fraud can be harder to detect than those that arise from error as they may involve deliberate concealment or collusion.


A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council's website at: www.frc.org.uk/auditorsresponsibilities. This description forms part of our Auditor's Report.


Page 9

 
WELCH'S GROUP HOLDINGS LIMITED
 
 
 
INDEPENDENT AUDITOR'S REPORT TO THE MEMBERS OF WELCH'S GROUP HOLDINGS LIMITED (CONTINUED)


USE OF OUR REPORT
 

This report is made solely to the Company's members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006Our audit work has been undertaken so that we might state to the Company's members those matters we are required to state to them in an Auditor's Report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the Company and the Company's members, as a body, for our audit work, for this report, or for the opinions we have formed.





Adam Smith (Senior Statutory Auditor)
  
for and on behalf of
PEM Audit Limited
 
Statutory Auditor
  
Salisbury House
Station Road
Cambridge
CB1 2LA

21 July 2026
Page 10

 
WELCH'S GROUP HOLDINGS LIMITED
 
 
CONSOLIDATED STATEMENT OF COMPREHENSIVE INCOME
FOR THE YEAR ENDED 31 DECEMBER 2025


2025
2024
Notes
£
£

TURNOVER
  

Group and share of joint ventures' turnover
  
18,502,454
16,737,949

Less: share of joint ventures' turnover
  
(748,462)
(614,624)

GROUP TURNOVER
  
17,753,992
16,123,325

Cost of sales
  
(13,983,340)
(13,070,030)

GROSS PROFIT
  
3,770,652
3,053,295

Administrative expenses
  
(3,965,990)
(3,330,644)

Other operating income
 5 
504,825
658,090

Fair value gains on investment properties
 18 
949,826
-

OPERATING PROFIT
 6 
1,259,313
380,741

Share of profit of joint venture
  
1,514
3,435

TOTAL OPERATING PROFIT
  
1,260,827
384,176

Income from fixed assets investments
 10 
22,461
16,544

Interest receivable and similar income
 11 
75,100
72,912

Interest payable and similar expenses
 12 
-
(243)

PROFIT BEFORE TAXATION
  
1,358,388
473,389

Tax on profit
 13 
(483,713)
(146,427)

PROFIT FOR THE FINANCIAL YEAR
  
874,675
326,962

  

PROFIT FOR THE YEAR ATTRIBUTABLE TO:
  

Non-controlling interests
  
(22,424)
(14,333)

Owners of the Parent Company
  
897,099
341,295

  
874,675
326,962

There were no recognised gains and losses for the years ended 31 December 2025 or 2024, other than those included in the Consolidated Statement of Comprehensive Income, above.

There was no Other Comprehensive Income for the years ended 31 December 2025 or 2024.

The notes on pages 20 to 39 form part of these financial statements.

Page 11

 
WELCH'S GROUP HOLDINGS LIMITED
REGISTERED NUMBER: 01554970

CONSOLIDATED BALANCE SHEET
AS AT 31 DECEMBER 2025

2025
2025
2024
2024
Notes
£
£
£
£

FIXED ASSETS
  

Tangible assets
 16 
13,682,600
13,831,288

Investments
 17 
429,595
426,394

Investment properties
 18 
4,690,500
3,254,000

  
18,802,695
17,511,682

CURRENT ASSETS
  

Stocks
 19 
255,304
288,124

Debtors: amounts falling due within one year
 20 
3,343,197
2,977,305

Current asset investments
 21 
1,250,000
900,000

Cash at bank and in hand
 22 
2,312,451
1,501,768

  
7,160,952
5,667,197

Creditors: amounts falling due within one year
 23 
(3,529,411)
(1,948,379)

NET CURRENT ASSETS
  
 
 
3,631,541
 
 
3,718,818

TOTAL ASSETS LESS CURRENT LIABILITIES
  
22,434,236
21,230,500

PROVISION FOR LIABILITIES
  

Deferred taxation
 24 
(2,703,263)
(2,364,202)

NET ASSETS
  
19,730,973
18,866,298


CAPITAL AND RESERVES
  

Called up share capital 
 25 
16,221
16,221

Share premium account
 26 
487,751
487,751

Capital redemption reserve
 26 
500
500

Profit and loss account
 26 
19,219,431
18,321,298

EQUITY ATTRIBUTABLE TO OWNERS OF THE PARENT COMPANY
  
19,723,903
18,825,770

Non-controlling interests
  
7,070
40,528

TOTAL EQUITY
  
19,730,973
18,866,298


Page 12

 
WELCH'S GROUP HOLDINGS LIMITED
REGISTERED NUMBER: 01554970
    
CONSOLIDATED BALANCE SHEET (CONTINUED)
AS AT 31 DECEMBER 2025

The financial statements were approved and authorised for issue by the Board of Directors and were signed on its behalf by: 




Mr J N Welch
Director

Date: 21 July 2026

The notes on pages 20 to 39 form part of these financial statements.

Page 13

 
WELCH'S GROUP HOLDINGS LIMITED
REGISTERED NUMBER: 01554970

COMPANY BALANCE SHEET
AS AT 31 DECEMBER 2025

2025
2025
2024
2024
Notes
£
£
£
£

FIXED ASSETS
  

Tangible assets
 16 
11,903,214
12,678,804

Investments
 17 
1,189,001
1,189,001

Investment properties
 18 
4,690,500
3,254,000

  
17,782,715
17,121,805

CURRENT ASSETS
  

Debtors: amounts falling due within one year
 20 
408,971
608,517

Current asset investments
 21 
1,250,000
900,000

Cash at bank and in hand
 22 
1,026,699
540,261

  
2,685,670
2,048,778

Creditors: amounts falling due within one year
 23 
(180,219)
(164,131)

NET CURRENT ASSETS
  
 
 
2,505,451
 
 
1,884,647

TOTAL ASSETS LESS CURRENT LIABILITIES
  
20,288,166
19,006,452

  

PROVISION FOR LIABILITIES
  

Deferred taxation
 24 
(2,501,204)
(2,184,742)

NET ASSETS
  
17,786,962
16,821,710


CAPITAL AND RESERVES
  

Called up share capital 
 25 
16,221
16,221

Share premium account
 26 
487,751
487,751

Capital redemption reserve
 26 
500
500

Profit and loss account
 26 
17,282,490
16,317,238

SHAREHOLDERS' FUNDS
  
17,786,962
16,821,710


The profit after tax of the Parent Company for the year was £965,252 (2024 - £224,670).
 
Page 14

 
WELCH'S GROUP HOLDINGS LIMITED
REGISTERED NUMBER: 01554970
    
COMPANY BALANCE SHEET (CONTINUED)
AS AT 31 DECEMBER 2025


The financial statements were approved and authorised for issue by the Board of Directors and were signed on its behalf by: 




Mr J N Welch
Director

Date: 21 July 2026

The notes on pages 20 to 39 form part of these financial statements.

Page 15
 

 
WELCH'S GROUP HOLDINGS LIMITED


 

CONSOLIDATED STATEMENT OF CHANGES IN EQUITY
FOR THE YEAR ENDED 31 DECEMBER 2025



Called up share capital
Share premium account
Capital redemption reserve
Profit and loss account
Equity attributable to owners of Parent Company
Non-controlling interests
Total
 equity


£
£
£
£
£
£
£



AT 1 JANUARY 2023
16,221
487,751
500
17,986,003
18,490,475
54,861
18,545,336



COMPREHENSIVE INCOME FOR THE YEAR


Profit for the year
-
-
-
341,295
341,295
(14,333)
326,962



CONTRIBUTIONS BY AND DISTRIBUTIONS TO OWNERS


Dividends paid (see note 14)
-
-
-
(6,000)
(6,000)
-
(6,000)





AT 1 JANUARY 2024
16,221
487,751
500
18,321,298
18,825,770
40,528
18,866,298



COMPREHENSIVE INCOME FOR THE YEAR


Profit for the year
-
-
-
897,099
897,099
(22,424)
874,675



CONTRIBUTIONS BY AND DISTRIBUTIONS TO OWNERS


Acquisition of additional shares in subsidiary undertaking (see note 17)
-
-
-
1,034
1,034
(11,034)
(10,000)



AT 31 DECEMBER 2025
16,221
487,751
500
19,219,431
19,723,903
7,070
19,730,973



The notes on pages 20 to 39 form part of these financial statements.

Page 16

 

 
WELCH'S GROUP HOLDINGS LIMITED


 

COMPANY STATEMENT OF CHANGES IN EQUITY
FOR THE YEAR ENDED 31 DECEMBER 2025



Called up share capital
Share premium account
Capital redemption reserve
Profit and loss account
Total
 equity


£
£
£
£
£



AT 1 JANUARY 2023
16,221
487,751
500
16,098,568
16,603,040



COMPREHENSIVE INCOME FOR THE YEAR


Profit for the year
-
-
-
224,670
224,670



CONTRIBUTIONS BY AND DISTRIBUTIONS TO OWNERS


Dividends paid (see note 14)
-
-
-
(6,000)
(6,000)





AT 1 JANUARY 2024
16,221
487,751
500
16,317,238
16,821,710



COMPREHENSIVE INCOME FOR THE YEAR


Profit for the year
-
-
-
965,252
965,252



AT 31 DECEMBER 2025
16,221
487,751
500
17,282,490
17,786,962



The notes on pages 20 to 39 form part of these financial statements.

Page 17
 
WELCH'S GROUP HOLDINGS LIMITED
 

CONSOLIDATED STATEMENT OF CASH FLOWS
FOR THE YEAR ENDED 31 DECEMBER 2025

2025
2024
£
£

CASH FLOWS FROM OPERATING ACTIVITIES

Profit for the financial year
874,675
326,962

ADJUSTMENTS FOR:

Depreciation of tangible fixed assets
1,421,196
1,441,979

(Profit) on disposal of tangible fixed assets
(17,896)
(94,361)

Interest payable and similar expenses
-
243

Interest receivable and similar income and income from fixed asset investments
(97,561)
(89,456)

Taxation charge
483,713
146,427

Decrease in stocks
32,820
23,929

(Increase) in debtors
(413,297)
(523,630)

Decrease/(increase) in amounts owed by joint venture
8,078
(9,281)

Increase in creditors
1,455,621
254,893

Fair value gains recognised on investment properties
(949,826)
-

Share of operating profit in joint venture
(1,514)
(3,435)

Corporation tax received/(paid)
18,399
(24,529)

NET CASH GENERATED FROM OPERATING ACTIVITIES

2,814,408
1,449,741


CASH FLOWS FROM INVESTING ACTIVITIES

Purchase of tangible fixed assets
(1,696,331)
(1,904,223)

Proceeds from disposal of tangible fixed assets
58,469
171,269

Purchase of investment properties
(103,424)
-

Purchase of additional shares in subsidiary undertaking
(10,000)
-

Interest received
75,100
72,912

Dividends received
22,461
16,544

NET CASH FROM INVESTING ACTIVITIES

(1,653,725)
(1,643,498)
Page 18

 
WELCH'S GROUP HOLDINGS LIMITED
 

CONSOLIDATED STATEMENT OF CASH FLOWS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025


2025
2024

£
£



CASH FLOWS FROM FINANCING ACTIVITIES

Repayment of other loan
-
(66,425)

Dividends paid
-
(6,000)

Interest paid
-
(243)

NET CASH USED IN FINANCING ACTIVITIES
-
(72,668)

INCREASE/(DECREASE) IN CASH AND CASH EQUIVALENTS
1,160,683
(266,425)

Cash and cash equivalents at beginning of year
2,401,768
2,668,193

CASH AND CASH EQUIVALENTS AT THE END OF YEAR
3,562,451
2,401,768


CASH AND CASH EQUIVALENTS AT THE END OF YEAR COMPRISE:

Cash at bank and in hand
2,312,451
1,501,768

Current asset investments
1,250,000
900,000

3,562,451
2,401,768


Page 19

 
WELCH'S GROUP HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

1.


GENERAL INFORMATION

Welch's Group Holdings Limited (the "Company") is a private company limited by shares and incorporated in England and Wales. Its registered office is Moorfield Road, Duxford, Cambridge CB22 4PS.

The Group's presentational currency is Sterling.  The Company's functional and presentational currency is Sterling.

2.ACCOUNTING POLICIES

 
2.1

BASIS OF PREPARATION OF FINANCIAL STATEMENTS

The financial statements have been prepared under the historical cost convention unless otherwise specified within these accounting policies and in accordance with Financial Reporting Standard 102, the Financial Reporting Standard applicable in the UK and the Republic of Ireland and the Companies Act 2006.

The preparation of financial statements in compliance with FRS 102 requires the use of certain critical accounting estimates. It also requires Group management to exercise judgement in applying the Group's accounting policies (see note 3).

The Company has taken advantage of the exemption allowed under Section 408 of the Companies Act 2006 and has not presented its own Statement of Comprehensive Income in these financial statements.

The following principal accounting policies have been applied:

 
2.2

BASIS OF CONSOLIDATION

The consolidated financial statements present the results of the Company and its own subsidiaries (the "Group") as if they form a single entity. Intercompany transactions and balances between group companies are therefore eliminated in full.

The consolidated financial statements incorporate the results of business combinations using the purchase method. In the Balance Sheet, the acquiree's identifiable assets, liabilities and contingent liabilities are initially recognised at their fair values at the acquisition date. The results of acquired operations are included in the Consolidated Statement of Comprehensive Income from the date on which control is obtained. They are deconsolidated from the date control ceases.

Page 20

 
WELCH'S GROUP HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

2.ACCOUNTING POLICIES (CONTINUED)

 
2.3

GOING CONCERN

The UK economy remains in a fragile state. Global supply issues keep re-surfacing and the prices of many goods and services remain elevated. The administrations on both sides of the Atlantic are adding costs to businesses and increasing uncertainty. The Directors continually monitor this situation, planning measures to reduce the Group's cost base if there was a significant reduction in revenues and sourcing alternative suppliers where needed. Accordingly the Directors continue to adopt the going concern basis of accounting in preparing these financial statements.

In January 2026, following a review of JPS Installs Limited's, a subsidiary undertaking, financial position and future prospects, the Directors made the decision to cease trading and there are no plans to re-commence trade or activity in the subsidiary undertaking in the foreseeable future. All operational activities ceased after the year end, and the subsidiary undertaking is in the process of settling its outstanding liabilities and realising any remaining assets. As a result the subsidiary undertaking's financial statements have been prepared on a basis other than a going concern, however no adjustments have been made to the amounts recognised in those financial statements and therefore these consolidated financial statements as a result of this as all assets have been written down to their recoverable amounts and there are no additional liabilities for onerous obligations.  The Directors have assessed the impact of this event on the Group and concluded that it does not affect the Group's ability to continue as a going concern as the cessation relates to a single subsidiary undertaking and does not have a materially adverse effect on the Group's and the Company's financial position or future operations. Therefore, these financial statements have been prepared on a going concern basis.

 
2.4

TURNOVER

Turnover comprises revenue recognised by the Group for goods and services supplied during the year in respect of transport, motor trade, crane hire and office furniture supply and installation activities, exclusive of Value Added Tax and trade discounts. Turnover is recognised as the fair value of the consideration received or receivable and is recognised when the goods have been transported or the services supplied.

 
2.5

GOVERNMENT GRANTS

Grants are accounted under the accruals model as permitted by FRS 102. Grants relating to expenditure on tangible fixed assets are credited to profit or loss at the same rate as the depreciation on the assets to which the grant relates. The deferred element of grants is included in creditors as deferred income.

Grants of a revenue nature are recognised in the Consolidated Statement of Comprehensive Income in the same period as the related expenditure.

 
2.6

DEFINED CONTRIBUTION PENSION SCHEMES

The Group operates defined contribution pension schemes for its employees. A defined contribution pension scheme is a pension plan under which the Group pays fixed contributions into a separate entity. Once the contributions have been paid the Group has no further payment obligations.

The contributions are recognised as an expense in profit or loss when they fall due. Amounts not paid are shown in Other Creditors as a liability in the Balance Sheet. The assets of the plan are held separately from the Group in independently administered funds.

Page 21

 
WELCH'S GROUP HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

2.ACCOUNTING POLICIES (CONTINUED)

 
2.7

INTEREST INCOME

Interest income is recognised in profit or loss using the effective interest method.

 
2.8

CURRENT AND DEFERRED TAXATION

The tax expense for the year comprises current and deferred tax. Tax is recognised in profit or loss except that a charge attributable to an item of income and expense recognised as Other Comprehensive Income or to an item recognised directly in equity is also recognised in Other Comprehensive Income or directly in equity respectively.

The current income tax charge is calculated on the basis of tax rates and laws that have been enacted or substantively enacted by the balance sheet date in the countries where the Company operates and generates income.

Deferred tax balances are recognised in respect of all timing differences that have originated but not reversed by the balance sheet date, except that:
 
The recognition of deferred tax assets is limited to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits; and
Any deferred tax balances are reversed if and when all conditions for retaining associated tax allowances have been met.

Deferred tax balances are not recognised in respect of permanent differences except in respect of business combinations, when deferred tax is recognised on the differences between the fair values of assets acquired and the future tax deductions available for them and the differences between the fair values of liabilities acquired and the amount that will be assessed for tax. Deferred tax is determined using tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

 
2.9

TANGIBLE FIXED ASSETS

Freehold properties are carried at deemed cost less accumulated depreciation.  The deemed cost is the carrying valuation at the date of transition to FRS102.  The valuations were determined from market-based evidence and were undertaken by a professional qualified valuer.

Freehold land is not depreciated.

Other tangible fixed assets under the cost model are stated at historical cost less accumulated depreciation and any accumulated impairment losses. Historical cost includes expenditure that is directly attributable to bringing the asset to the location and condition necessary for it to be capable of operating in the manner intended by management.

At each reporting date the Group assesses whether there is any indication of impairment. If such indication exists, the recoverable amount of the asset is determined which is the higher of its fair value less costs to sell and its value in use. An impairment loss is recognised where the carrying amount exceeds the recoverable amount.

Page 22

 
WELCH'S GROUP HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

2.ACCOUNTING POLICIES (CONTINUED)


2.9
TANGIBLE FIXED ASSETS (CONTINUED)

Depreciation is charged so as to allocate the cost of assets less their residual value over their estimated useful lives, as detailed below.

Depreciation is provided on the following basis:

Freehold property
-
2% straight line
Plant and machinery
-
10%/33% straight line
Motor vehicles and cranes
-
1% - 3% monthly reducing balance
Office equipment
-
33% straight line

The assets' residual values, useful lives and depreciation methods are reviewed, and adjusted prospectively if appropriate, or if there is an indication of a significant change since the last reporting date.

Gains and losses on disposals are determined by comparing the proceeds with the carrying amount and are recognised in profit or loss.

 
2.10

INVESTMENT PROPERTIES

Investment properties are carried at fair value determined by external professional valuers and derived from the current market rents and investment property yields for comparable real estate, adjusted if necessary for any difference in the nature, location or condition of the specific asset. No depreciation is provided. Changes in fair value are recognised in profit or loss.

 
2.11

INVESTMENTS

The Company's investments in its subsidiary undertakings are measured at cost less accumulated impairment charges.

Investments held in unlisted shares, whose market value can be reliably determined, are remeasured to market value at each balance sheet date. Gains and losses on remeasurement are recognised in the Consolidated Statement of Comprehensive Income for the year. Where market value cannot be reliably determined, such investments are stated at historic cost less impairment charges.

 
2.12

STOCKS

Stocks are stated at the lower of cost and net realisable value, being the estimated selling price less costs to complete and sell. Cost is based on the cost of purchase on a weighted average basis. Work in progress and finished goods include labour and attributable overheads.

At each balance sheet date, stocks are assessed for impairment. If stock is impaired, the carrying amount is reduced to its selling price less costs to complete and sell. The impairment loss is recognised immediately in profit or loss.

 
2.13

DEBTORS

Short-term debtors are measured at transaction price, less any impairment. Loans receivable are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method, less any impairment.

Page 23

 
WELCH'S GROUP HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

2.ACCOUNTING POLICIES (CONTINUED)

 
2.14

CASH AND CASH EQUIVALENTS

Cash is represented by cash in hand and deposits with financial institutions repayable without penalty on notice of not more than 24 hours. Cash equivalents are highly liquid investments that mature in no more than three months from the date of acquisition and that are readily convertible to known amounts of cash with insignificant risk of change in value.  Cash equivalents are disclosed within Current Asset Investments in the Balance Sheet.

 
2.15

CREDITORS

Short-term creditors are measured at the transaction price. Other financial liabilities are measured initially at fair value, net of transaction costs, and are measured subsequently at amortised cost using the effective interest method.

 
2.16

FOREIGN CURRENCY TRANSLATION

Functional and presentation currency

The Company's functional and presentational currency is Sterling. The Group's presentational currency is Sterling.

Transactions and balances

Foreign currency transactions are translated into the functional currency using the spot exchange rates at the dates of the transactions.

At each period end foreign currency monetary items are translated using the closing rate. Non-monetary items measured at historical cost are translated using the exchange rate at the date of the transaction and non-monetary items measured at fair value are measured using the exchange rate when fair value was determined.

Foreign exchange gains and losses resulting from the settlement of transactions and from the translation at period-end exchange rates of monetary assets and liabilities denominated in foreign currencies are recognised in profit or loss except when deferred in Other Comprehensive Income as qualifying cash flow hedges.

Foreign exchange gains and losses that relate to borrowings and cash and cash equivalents are presented in the Consolidated Statement of Comprehensive Income within either 'Interest Receivable' or Interest Payable'. All other foreign exchange gains and losses are presented in profit or loss within 'Administrative Expenses'.

 
2.17

DIVIDENDS

Equity dividends are recognised when they become legally payable. Interim equity dividends are recognised when paid. Final equity dividends are recognised when approved by the shareholders at an Annual General Meeting 

Page 24

 
WELCH'S GROUP HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

2.ACCOUNTING POLICIES (CONTINUED)

 
2.18

FINANCIAL INSTRUMENTS

The Group only enters into basic financial instrument transactions that result in the recognition of financial assets and liabilities like trade and other debtors and creditors, loans from third parties, loans to related parties and investments in ordinary shares.

 
2.19

JOINT VENTURE

An entity is treated as a joint venture where the Group is a party to a contractual agreement with one or more parties from outside the Group to undertake an economic activity that is subject to joint control.

In the consolidated financial statements, interests in joint ventures are accounted for using the equity method of accounting. Under this method an equity investment is initially recognised at the transaction price (including transaction costs) and is subsequently adjusted to reflect the investors share of the Profit or Loss, Other Comprehensive Income and equity of the joint venture. The Consolidated Statement of Comprehensive Income includes the Group's share of the operating results, interest, pre-tax results and attributable taxation of such undertakings applying accounting policies consistent with those of the Group. In the Consolidated Balance Sheet, the interests in joint ventures are shown as the Group's share of the identifiable net assets.

Page 25

 
WELCH'S GROUP HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

3.



JUDGEMENTS IN APPLYING ACCOUNTING POLICIES AND KEY SOURCES OF ESTIMATION UNCERTAINTY

Preparation of the financial statements requires management to make significant judgements and estimates. The items in the financial statements where these judgements and estimates have been made include:

Valuation of investment in unlisted shares

At 31 December 2025, the Group holds an investment in an unlisted company.  Previously the Group recognised the investment at fair value in the Balance Sheet as the Directors believed that this could be estimated with reasonable certainty, given the detailed information they had access to in relation to the investment.  The fair value was estimated using a net assets valuation method as laid out in the articles of association of that company. Management reviews this valuation method at each year end for reasonableness and therefore considers the carrying value of the investment.  Management no longer has access to detailed information and therefore no longer believes that this investment can be estimated with reasonable certainty.  Accordingly, the investment remains at the most recent valuation and management considers if there are any indications of impairment at each year end.

Investment property valuations

Investment properties are recognised at fair value in these consolidated financial statements.  External professional valuers are used periodically to obtain formal valuations of the investment properties and at each year end management considers the carrying values and judges whether there has been a material change based on market conditions. 

Useful economic lives of tangible fixed assets

The annual depreciation charge for tangible fixed assets is sensitive to changes in the useful economic lives and residual values of the assets. The useful economic lives and residual values are assessed based on industry knowledge and historical useful economic lives of previously owned tangible fixed assets. In making this assessment, management has taken into consideration industry conditions, the expected use period and the resale market for second hand assets.


4.


TURNOVER

An analysis of turnover by class of business is as follows:


2025
2024
£
£

Road haulage and warehousing
14,350,465
12,817,104

Garage activities
2,321,263
1,913,129

Crane hire
167,866
152,755

Office furniture sales and installation
914,398
1,240,337

17,753,992
16,123,325


All turnover arose within the United Kingdom.

Page 26

 
WELCH'S GROUP HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

5.


OTHER OPERATING INCOME

2025
2024
£
£

Net rents receivable
344,302
402,521

Government grants receivable
158,856
46,987

Insurance claim receivable
-
140,794

Other grants receivable
1,667
67,788

504,825
658,090


Government grants receivable represents amounts receivable under the eFREIGHT 2030 scheme of £158,856 (2024 - £46,987).


6.


OPERATING PROFIT

The operating profit is stated after (crediting)/charging:

2025
2024
£
£

(Profit) on disposal of tangible fixed assets
(17,896)
(94,361)

Depreciation of tangible fixed assets
1,421,196
1,441,988


7.


AUDITOR'S REMUNERATION

During the year, the Group obtained the following services from the Company's auditor:


2025
2024
£
£

Fees payable to the Company's auditor for the audit of the consolidated and Parent Company's financial statements
25,050
21,500


Fees payable to the Group's auditor in respect of other services relating to accounts preparation and taxation amounted to £16,050 (2024 - £15,550).




Page 27

 
WELCH'S GROUP HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

8.


EMPLOYEES

Staff costs, including Directors' remuneration, were as follows:


Group
Group
Company
Company
2025
2024
2025
2024
£
£
£
£


Wages and salaries
6,471,580
6,016,666
108,000
133,000

Social security costs
796,344
634,240
17,879
18,559

Cost of defined contribution pension schemes
187,608
177,252
-
-

7,455,532
6,828,158
125,879
151,559


The average monthly number of employees, including the Directors, during the year was as follows:



Group
Group
Company
Company
        2025
        2024
        2025
        2024
            No.
            No.
            No.
            No.









Office and management
34
31
2
2



Drivers, fitters and salesmen
126
122
-
-

160
153
2
2


9.


DIRECTORS' REMUNERATION

2025
2024
£
£

Directors' emoluments
124,005
138,226


During the current and prior years, none of the Directors were accruing retirement benefits in respect of defined contribution pension schemes.


10.


INCOME FROM INVESTMENTS

2025
2024
£
£





Dividends received from investment in unlisted shares
22,461
16,544


Page 28

 
WELCH'S GROUP HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

11.


INTEREST RECEIVABLE AND SIMILAR INCOME

2025
2024
£
£


Bank interest receivable
73,532
72,912

Interest receivable on Corporation Tax
1,568
-

75,100
72,912


12.


INTEREST PAYABLE AND SIMILAR EXPENSES

2025
2024
£
£


Interest payable on Corporation Tax
-
243


13.


TAXATION


2025
2024
£
£

CURRENT TAX


UK Corporation Tax on profit for the year
147,783
-

UK Corporation Tax on share of joint venture profit for the year
(1,687)
6,063

Adjustments in respect of prior years
(1,444)
(17,161)


TOTAL CURRENT TAX

144,652
(11,098)

DEFERRED TAX


Origination and reversal of timing differences
19,302
144,434

Capital gains
319,759
13,201

Adjustments in respect of prior years
-
(110)

TOTAL DEFERRED TAX

339,061
157,525


TAX ON PROFIT
483,713
146,427
Page 29

 
WELCH'S GROUP HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025
 
13.TAXATION (CONTINUED)


FACTORS AFFECTING TAX CHARGE FOR THE YEAR

The tax assessed for the year is higher than (2024 - higher than) the standard rate of Corporation Tax in the UK of 25% (2024 - 25%). The differences are explained below:

2025
2024
£
£


Profit on ordinary activities before tax
1,358,388
473,389


Profit on ordinary activities multiplied by standard rate of Corporation Tax in the UK of 25% (2024 - 25%)
339,597
118,347

EFFECTS OF:


Expenses not deductible for tax purposes
129,579
70,722

Adjustments in respect of prior years
(1,444)
(17,271)

Adjustments in respect of prior years in the joint venture
-
(2,730)

Non-taxable income
(5,615)
(39,335)

Tax losses carried forward for which no deferred tax asset recognised
21,596
1,605

Tax losses carried back
-
15,089

TOTAL TAX CHARGE FOR THE YEAR
483,713
146,427


FACTORS THAT MAY AFFECT FUTURE TAX CHARGES

At 31 December 2025 the Group has tax losses amounting to £303,805 (2024 - £366,707) which are available for offset against future taxable profits. In relation to these losses a deferred tax asset of £52,750 (2024 - £90,072) has been offset against the deferred tax liability arising in relation to accelerated capital allowances and £23,201 (2024 - £1,605) has not been recognised as the Directors consider that it is unlikely that these tax losses would be utilised in the foreseeable future by that subsidiary undertaking as it ceased trading after the year end.


14.


DIVIDENDS

2025
2024
£
£


Dividends paid on Ordinary B shares
-
6,000


15.


PARENT COMPANY PROFIT FOR THE YEAR

The Company has taken advantage of the exemption allowed under Section 408 of the Companies Act 2006 and has not presented its own Statement of Comprehensive Income in these financial statements. The profit after tax of the Parent Company for the year was £965,252 (2024 - £224,670).

Page 30

 
WELCH'S GROUP HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

16.


TANGIBLE FIXED ASSETS

Group



Freehold property
Plant and machinery
Motor vehicles and cranes
Office equipment
Total

£
£
£
£
£



COST OR VALUATION


At 1 January 2025
10,965,862
949,181
11,547,814
333,164
23,796,021


Additions
37,194
788,537
848,294
22,306
1,696,331


Disposals
-
(5,830)
(493,217)
(7,835)
(506,882)


Transfers to investment properties
(400,000)
-
-
-
(400,000)



At 31 December 2025

10,603,056
1,731,888
11,902,891
347,635
24,585,470



DEPRECIATION


At 1 January 2025
1,422,940
754,745
7,488,088
298,960
9,964,733


Charge for the year on owned assets
159,667
88,441
1,145,996
27,092
1,421,196


Disposals
-
(5,639)
(452,835)
(7,835)
(466,309)


Transfers to investment properties
(16,750)
-
-
-
(16,750)



At 31 December 2025

1,565,857
837,547
8,181,249
318,217
10,902,870



NET BOOK VALUE



At 31 December 2025
9,037,199
894,341
3,721,642
29,418
13,682,600



At 31 December 2024
9,542,922
194,436
4,059,726
34,204
13,831,288

Freehold properties are carried at deemed cost, being the carrying valuation at the date of transition to FRS102.  The valuations were determined from market based evidence and were undertaken by a professional qualified valuer.

Included in freehold property is land with a cost of £2,595,022 (2024 - £2,920,022) which is not depreciated.

The historic cost of the freehold property included in the above valuation is £7,988,034 (2024 - £7,971,664) and the accumulated depreciation thereon is £1,575,009 (2024 - £1,429,206).

On 28 February 2025, the Group transferred a freehold property and its associated land with a net book value of £383,250 from Tangible Fixed Assets to Investment Properties as the it was no longer used by the Group and is expected to be rented to third parties.
Page 31

 
WELCH'S GROUP HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

           16.TANGIBLE FIXED ASSETS (CONTINUED)


Company






Freehold property
Motor vehicles
Other fixed assets
Total

£
£
£
£

COST OR VALUATION


At 1 January 2025
10,965,862
7,562,259
1,535,223
20,063,344


Additions
37,194
558,296
-
595,490


Disposals
-
(469,222)
-
(469,222)


Transfers to investment properties
(400,000)
-
-
(400,000)



At 31 December 2025

10,603,056
7,651,333
1,535,223
19,789,612



DEPRECIATION


At 1 January 2025
1,422,940
5,340,770
620,830
7,384,540


Charge for the year on owned assets
159,667
674,305
123,396
957,368


Disposals
-
(438,760)
-
(438,760)


Transfers to investment properties
(16,750)
-
-
(16,750)



At 31 December 2025

1,565,857
5,576,315
744,226
7,886,398



NET BOOK VALUE



At 31 December 2025
9,037,199
2,075,018
790,997
11,903,214



At 31 December 2024
9,542,922
2,221,489
914,393
12,678,804

Freehold properties are carried at deemed cost, being the carrying valuation at the date of transition to FRS102.  The valuations were determined from market based evidence and were undertaken by a professional qualified valuer.

Included in freehold property is land with a cost of £2,595,022 (2024 - £2,920,022) which is not depreciated.

The historic cost of the freehold property included in the above valuation is £7,988,034 (2024 - £7,971,664) and the accumulated depreciation thereon is £1,575,009 (2024 - £1,429,206).

On 28 February 2025, the Group transferred a freehold property and its associated land with a net book value of £383,250 from Tangible Fixed Assets to Investment Properties as the it was no longer used by the Group and is expected to be rented to third parties.





Page 32

 
WELCH'S GROUP HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

17.


FIXED ASSET INVESTMENTS

Group





Unlisted investments
Investment in joint ventures
Total

£
£
£



COST AND NET BOOK VALUE


At 1 January 2025
396,438
29,956
426,394


Share of profit
-
3,201
3,201



At 31 December 2025
396,438
33,157
429,595




Company





Investment in subsidiary undertaking

£



COST AND NET BOOK VALUE


At 1 January 2025
1,189,001



At 31 December 2025
1,189,001




Page 33

 
WELCH'S GROUP HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

SUBSIDIARY UNDERTAKINGS


As at 31 December 2025, the following were subsidiary undertakings of the Company:

Name

Registered office

Principal activity

Class of shares

Holding

Welch's Transport Limited
Moorfield Road, Duxford, Cambridge CB22 4PS
Provision of transport and motor trade related activities as well as crane hire services
Ordinary and Non-cumulative preference
100%
JPS Installs Limited *
Moorfield Road, Duxford, Cambridge CB22 4PS
Distribution and installation of office furniture
Ordinary
75%
Welch Group Garages Limited
Moorfield Road, Duxford, Cambridge CB22 4PS
Dormant
Ordinary
100%
Welch's Crane Hire Limited
Moorfield Road, Duxford, Cambridge CB22 4PS
Dormant
Ordinary
100%

* Investment held indirectly through the Company's own investment in Welch's Transport Limited.  During the year, the Welch's Transport Limited purchased a further 1,000 Ordinary shares of £1 each in its subsidiary undertaking, JPS Installs Limited, for a consideration of £10,000, resulting in the Group's shareholding increasing to 75%.


JOINT VENTURE


As at 31 December 2025, the following was a joint venture of the subsidiary Welch's Transport Limited:


Name

Registered office

Principal activity

Holding

TBM Fulfillment Solution UK Ltd
Moorfield Road, Duxford, Cambridge CB22 4PS
Provision of e-commerce fulfilment service
50%

Page 34

 
WELCH'S GROUP HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

18.


INVESTMENT PROPERTIES

Group and Company


Investment properties

£



VALUATION


At 1 January 2025
3,254,000


Additions at cost
103,424


Surplus on revaluation
949,826


Transfer from Tangible Fixed Assets (see note 16)
383,250



AT 31 DECEMBER 2025
4,690,500

The valuations as at 31 December 2025, are based on guidance from Carter Jonas, professionally qualified surveyors, on an open market value for existing use basis.

The historic cost of the investment properties as at 31 December 2025 amounts to £1,553,250 (2024 - £1,170,000).

On 28 February 2025, a property and its associated land previously classified within Tangible Fixed Assets was transferred to Investment Properties at its net book value of £383,250. Upon reclassification the property and its associated land was measured at fair value. The resulting fair value gain of £1,081,326 has been recognised in profit or loss for the year, along with net losses on other investment properties amounting to £131,500.






19.


STOCKS

Group
Group
2025
2024
£
£

Finished goods and goods for resale
255,304
288,124


Page 35

 
WELCH'S GROUP HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

20.


DEBTORS

Group
Group
Company
Company
2025
2024
2025
2024
£
£
£
£


Trade debtors
2,234,325
2,011,651
-
-

Amounts owed by subsidiary undertaking
-
-
372,445
579,224

Amounts owed by joint venture
64,932
73,010
-
-

Other debtors
63,211
16,955
22,372
13,493

Prepayments and accrued income
980,729
875,689
14,154
15,800

3,343,197
2,977,305
408,971
608,517



21.


CURRENT ASSET INVESTMENTS

Group
Group
Company
Company
2025
2024
2025
2024
£
£
£
£

Bank deposits not available on demand
1,250,000
900,000
1,250,000
900,000



22.


CASH AND CASH EQUIVALENTS

Group
Group
Company
Company
2025
2024
2025
2024
£
£
£
£

Cash at bank and in hand
2,312,451
1,501,768
1,026,699
540,261



23.


CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

Group
Group
Company
Company
2025
2024
2025
2024
£
£
£
£

Trade creditors
1,113,650
918,893
25,053
29,510

Amounts owed to fellow subsidiary undertakings
-
-
14,000
14,000

Corporation Tax payable
147,783
-
94,233
-

Other taxation and social security
558,470
443,671
2,257
89,965

Other creditors
64,717
104,148
24,833
20,833

Accruals and deferred income
1,644,791
481,667
19,843
9,823

3,529,411
1,948,379
180,219
164,131


Page 36

 
WELCH'S GROUP HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

24.


DEFERRED TAXATION


Group



2025
2024


£

£






At beginning of year
2,364,202
2,206,677


Charge to profit or loss
339,061
157,525



AT END OF YEAR
2,703,263
2,364,202

Company


2025
2024


£

£






At beginning of year
2,184,742
2,065,261


Charge to profit or loss
316,462
119,481



AT END OF YEAR
2,501,204
2,184,742

The deferred tax liability comprises of:

Group
Group
Company
Company
2025
2024
2025
2024
£
£
£
£

Accelerated capital allowances
1,013,104
1,029,883
828,231
831,528

Tax losses carried forward
(52,750)
(90,072)
(49,341)
(49,341)

Other short term timing differences
(4,154)
(2,912)
-
-

Capital gains
1,747,063
1,427,303
1,722,314
1,402,555

2,703,263
2,364,202
2,501,204
2,184,742

Page 37

 
WELCH'S GROUP HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

25.


SHARE CAPITAL

2025
2024
£
£
ALLOTTED, CALLED UP AND FULLY PAID



5,500 (2024 - 10,000) Ordinary A shares of £1 each
5,500
10,000
10,721 (2024 - 6,221) Ordinary B shares of £1 each
10,721
6,221

16,221

16,221

During the year 4,500 (2024 - 4,721) Ordinary A shares were redesignated as Ordinary B shares. 

The Ordinary A shares have full rights.  The Ordinary B shares have no voting rights attached to them therefore have no right to receive notices of any general meetings, nor the right to attend at such general meetings. 


26.


RESERVES

Share Premium Account

Includes any premiums received on issue of share capital. Any transaction costs associated with the issuing of shares are deducted from the share premium.

Capital Redemption Reserve

Includes the nominal value of shares repurchased by the Company.

Profit and Loss Account

Includes all current and prior year retained profit and losses less dividends paid. The Consolidated Profit and Loss Account Reserve of £19,219,431 (2024 - £18,321,298) includes £2,640,236 (2024 - £2,881,772) that is not distributable. The Company's Profit and Loss Account Reserve of £17,282,490 (2024 - £16,317,238) includes £2,002,639 (2024 - £1,369,454) that is not distributable.

27.


ANALYSIS OF NET DEBT




At 1 January 2025
Cash flows
At 31 December 2025
£

£

£

Cash at bank and in hand

1,501,768

810,683

2,312,451

Current asset investments

900,000

350,000

1,250,000



2,401,768
1,160,683
3,562,451

Page 38

 
WELCH'S GROUP HOLDINGS LIMITED
 
 
 
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025

28.


CAPITAL COMMITMENTS




At 31 December 2025 the Group and Company had capital commitments as follows:


Group
Group
2025
2024
£
£

Contracted for but not provided in these financial statements
781,183
1,159,100

The amount committed as at 31 December 2025 includes amounts that the Company is expecting to receive government grants for. 


29.


PENSION COMMITMENTS

The Group's pension obligations are covered by two defined contribution schemes. The assets of the schemes are held separately from those of the Group in independently administered funds. Contributions payable to the schemes by the Group during the year amounted to £187,608 (2024 - £177,252). Contributions amounting to £36,748 (2024 - £27,452) were payable at the balance sheet date and are included in Other Creditors.


30.


RELATED PARTY TRANSACTIONS

The Group has traded on commercial terms with its 75% owned subsidiary. Sales/recharges amounted to £147,200 (2024 - £202,050) and purchases amounted to £3,610 (2024 - £6,499).  At the year end £42,045 (2024 - £29,320) was owed to the Group.
 
The Group has traded on commercial terms with its joint venture during the year. Sales/recharges amounted to £29,270 (2024 - £213,458).  At the year end £64,932 (2024 - £73,010) was owed to the Group.
 
All other related party transactions have taken place between wholly owned members of the Group, therefore these transactions are not disclosed under the exemption provided by paragraph 33.1A of FRS102.


31.


POST BALANCE SHEET EVENTS

Subsequent to the year end, JPS Installs Limited, a subsidiary undertaking, ceased to trade. The decision for the subsidiary undertaking to cease to trade was made by the Directors following a review of the subsidiary undertaking’s financial position and future prospects. All operational activities have now ceased, and the subsidiary undertaking is in the process of settling its outstanding liabilities and realising any remaining assets. No adjustments have been made to the amounts recognised in these consolidated financial statements as a result of this event.


32.


CONTROLLING PARTY

The shares of the Company are owned by several members of the Welch family, none of whom have control of the Company by virtue of the number of shares held.

 
Page 39