Company registration number 08860437 (England and Wales)
ISSURED LIMITED
UNAUDITED FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 JANUARY 2026
PAGES FOR FILING WITH REGISTRAR
ISSURED LIMITED
CONTENTS
Page
Accountants' report
Notes to the financial statements
3 - 6
ISSURED LIMITED
BALANCE SHEET
AS AT
31 JANUARY 2026
31 January 2026
- 1 -
2026
2025
Notes
£
£
£
£
Fixed assets
Intangible assets
3
1,519,892
858,532
Tangible assets
4
253,740
284,493
Investments
5
57,975
57,975
1,831,607
1,201,000
Current assets
Debtors
6
2,145,363
2,105,514
Cash at bank and in hand
2,173,682
3,059,758
4,319,045
5,165,272
Creditors: amounts falling due within one year
7
(368,367)
(640,189)
Net current assets
3,950,678
4,525,083
Total assets less current liabilities
5,782,285
5,726,083
Creditors: amounts falling due after more than one year
8
(17,216)
(189,583)
Net assets
5,765,069
5,536,500
Capital and reserves
Called up share capital
365
365
Equity reserve
(200,000)
(200,000)
Profit and loss reserves
5,964,704
5,736,135
Total equity
5,765,069
5,536,500
ISSURED LIMITED
BALANCE SHEET (CONTINUED)
AS AT
31 JANUARY 2026
31 January 2026
- 2 -

For the financial year ended 31 January 2026 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

T he members have not required the company to obtain an audit of its financial statements for the year in question in accordance with section 476.

The directors acknowledge their responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of financial statements.

These financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

The directors of the company have elected not to include a copy of the profit and loss account within the financial statements.true

The financial statements were approved by the board of directors and authorised for issue on 10 August 2026 and are signed on its behalf by:
J Empson
Director
Company registration number 08860437 (England and Wales)
ISSURED LIMITED
NOTES TO THE FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 JANUARY 2026
- 3 -
1
Accounting policies
Company information

Issured Limited is a private company limited by shares incorporated in England and Wales. The registered office is First Floor, Unit 18, Bradboune Drive, Milton Keynes, MK7 8BE.

1.1
Accounting convention

These financial statements have been prepared in accordance with FRS 102 “The Financial Reporting Standard applicable in the UK and Republic of Ireland” (“FRS 102”) and the requirements of the Companies Act 2006 as applicable to companies subject to the small companies regime. The disclosure requirements of section 1A of FRS 102 have been applied other than where additional disclosure is required to show a true and fair view.

The financial statements are prepared in sterling, which is the functional currency of the company. Monetary a mounts in these financial statements are rounded to the nearest £.

The financial statements have been prepared under the historical cost convention. The principal accounting policies adopted are set out below.

1.2
Turnover

Turnover is recognised at the fair value of the consideration received or receivable for goods and services provided in the normal course of business, and is shown net of VAT and other sales related taxes. The fair value of consideration takes into account trade discounts, settlement discounts and volume rebates.

1.3
Intangible fixed assets other than goodwill

Intangible assets acquired separately from a business are recognised at cost and are subsequently measured at cost less accumulated amortisation and accumulated impairment losses.

Intangible assets acquired on business combinations are recognised separately from goodwill at the acquisition date where it is probable that the expected future economic benefits that are attributable to the asset will flow to the entity and the fair value of the asset can be measured reliably; the intangible asset arises from contractual or other legal rights; and the intangible asset is separable from the entity.

Amortisation is recognised so as to write off the cost or valuation of assets less their residual values over their useful lives on the following bases:

Development costs
25% Straight Line
1.4
Tangible fixed assets

Tangible fixed assets are initially measured at cost and subsequently measured at cost or valuation, net of depreciation and any impairment losses.

Depreciation is recognised so as to write off the cost or valuation of assets less their residual values over their useful lives on the following bases:

Freehold land and buildings
10% straight line
Fixtures and fittings
25% straight line
Computers
25% straight line

The gain or loss arising on the disposal of an asset is determined as the difference between the sale proceeds and the carrying value of the asset, and is credited or charged to profit or loss.

ISSURED LIMITED
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 JANUARY 2026
1
Accounting policies
(Continued)
- 4 -
1.5
Fixed asset investments

Interests in subsidiaries, associates and jointly controlled entities are initially measured at cost and subsequently measured at cost less any accumulated impairment losses. The investments are assessed for impairment at each reporting date and any impairment losses or reversals of impairment losses are recognised immediately in profit or loss.

1.6
Impairment of fixed assets

At each reporting period end date, the company reviews the carrying amounts of its tangible and intangible assets to determine whether there is any indication that those assets have suffered an impairment loss. If any such indication exists, the recoverable amount of the asset is estimated in order to determine the extent of the impairment loss (if any). Where it is not possible to estimate the recoverable amount of an individual asset, the company estimates the recoverable amount of the cash-generating unit to which the asset belongs.

1.7
Employee benefits

The costs of short-term employee benefits are recognised as a liability and an expense, unless those costs are required to be recognised as part of the cost of stock or fixed assets.

Termination benefits are recognised immediately as an expense when the company is demonstrably committed to terminate the employment of an employee or to provide termination benefits.

1.8
Retirement benefits

Payments to defined contribution retirement benefit schemes are charged as an expense as they fall due.

1.9
Leases
As lessee

Rentals payable under operating leases, including any lease incentives received, are charged to profit or loss on a straight line basis over the term of the relevant lease except where another more systematic basis is more representative of the time pattern in which economic benefits from the lease s asset are consumed.

2
Employees

The average monthly number of persons (including directors) employed by the company during the year was:

2026
2025
Number
Number
Total
38
40
ISSURED LIMITED
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 JANUARY 2026
- 5 -
3
Intangible fixed assets
Other
£
Cost
At 1 February 2025
1,144,710
Additions
1,263,383
At 31 January 2026
2,408,093
Amortisation and impairment
At 1 February 2025
286,178
Amortisation charged for the year
602,023
At 31 January 2026
888,201
Carrying amount
At 31 January 2026
1,519,892
At 31 January 2025
858,532
4
Tangible fixed assets
Land and buildings
Plant and machinery etc
Total
£
£
£
Cost
At 1 February 2025
298,126
183,050
481,176
Additions
-
0
16,853
16,853
At 31 January 2026
298,126
199,903
498,029
Depreciation and impairment
At 1 February 2025
59,143
137,540
196,683
Depreciation charged in the year
29,813
17,793
47,606
At 31 January 2026
88,956
155,333
244,289
Carrying amount
At 31 January 2026
209,170
44,570
253,740
At 31 January 2025
238,983
45,510
284,493
5
Fixed asset investments
2026
2025
£
£
Other investments other than loans
57,975
57,975
ISSURED LIMITED
NOTES TO THE FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 JANUARY 2026
- 6 -
6
Debtors
2026
2025
Amounts falling due within one year:
£
£
Trade debtors
1,152,743
1,599,800
Other debtors
992,620
505,714
2,145,363
2,105,514
7
Creditors: amounts falling due within one year
2026
2025
£
£
Trade creditors
65,145
267,408
Corporation tax
50,625
-
0
Other taxation and social security
220,095
334,467
Other creditors
32,502
38,314
368,367
640,189
8
Creditors: amounts falling due after more than one year
2026
2025
£
£
Bank loans and overdrafts
6,250
43,750
Other creditors
10,966
145,833
17,216
189,583
9
Related party disclosures

At the balance sheet date, included within other debtors is a balance of £167,000 (2025 - £167,000) due to the company from the directors (K Bose £150,000, J Stone £10,000 and J McCarthy £7,000).

At the balance sheet date, included within other debtors is a balance of £368,681 (2025 - £291,410) due from Issured-DS Limited.

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