Company registration number 06653185 (England and Wales)
Charity registration number 1126867 (England and Wales)
WESTCOMBE FOUNDATION
ANNUAL REPORT AND UNAUDITED FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 JULY 2025
WESTCOMBE FOUNDATION
LEGAL AND ADMINISTRATIVE INFORMATION
Trustees
Mrs J Pankhania
Mr V Pankhania
Company number
06653185
Charity registration
1126867
Registered office
7 Churchill Court
58 Station Road
Harrow
Middlesex
United Kingdom
HA2 7SA
Independent examiner
Rachel Chim
UHY Hacker Young
Quadrant House
4 Thomas More Square
London
E1W 1YW
WESTCOMBE FOUNDATION
CONTENTS
Page
Trustees report
1 - 2
Independent examiner's report
3
Statement of financial activities
4
Statement of financial position
5
Notes to the financial statements
6 - 12
WESTCOMBE FOUNDATION
TRUSTEES REPORT (INCLUDING DIRECTORS' REPORT)
FOR THE YEAR ENDED 31 JULY 2025
- 1 -

The Trustees present their annual report and financial statements for the year ended 31 July 2025.

The financial statements have been prepared in accordance with the accounting policies set out in note 1 to the financial statements and comply with the 's governing document, the Companies Act 2006, FRS 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" and the Charities SORP "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)".

Objectives and activities

The charity's objects to relieve, poverty, distress and suffering of people throughout the world and make donations and grants to assist such persons; to provide humanitarian and other essential aid to assist in relieving the poverty, sickness and suffering of people throughout the world, in particular medical and other similar aide to assist in relieving sickness and making grants or loans to any other institution, whether established for charitable purposes only falling within the objects of the charity.

 

All proposals for grants are generated internally and the Trustees regret that external applications for funding will not be considered.

Public benefit

The Trustees have paid due regard to guidance issued by the Charity Commission in deciding what activities the should undertake.

Achievements and performance
Significant activities and achievements against objectives

During the year the charity has given a number of small grants for philanthropic causes and to other charities in the UK and overseas. The charity held an event during the summer to raise awareness and support for the global poverty relief efforts, which align with the Westcombe foundation's goals.

Financial review

During the year the charity raised funds of £243,429 (2024: £151,827) and expended £125,145 (2024: £37,830). The reserves are £250,868 (2024: £125,425).

Reserves policy

Firstly, the charity receives nearly all it's funding from the Westcombe Partnership (owned by and run by the charity's Trustees) and does not receive external funding from the general public. In addition to this, the charity has minimal overhead costs and is able to vary the level of expenditure incurred according to the level of income received during the year.

 

Finally, the charity's Trustees are confident that they will be able to continue funding the charity's on-going grant giving activities through continued donations form the Westcombe Partnership.

 

As at 31 July 2025, the charity has unrestricted reserves of £250,868 (2024: £125,425). The Trustees consider the charity to be a going concern on the basis that, as above, they will continue to provide financial support to the charity (through the Westcombe Partnership) where needed to ensure it it able to meet liabilities as they fall due.

WESTCOMBE FOUNDATION
TRUSTEES REPORT (INCLUDING DIRECTORS' REPORT) (CONTINUED)
FOR THE YEAR ENDED 31 JULY 2025
- 2 -
Risk assessment

The Trustees have assessed the major risks to which the charity is exposed, and are satisfied that systems are in place to mitigate exposure to the major risks.

Structure, governance and management

The is a company limited by guarantee and a registered charity, governed by the Memorandum & Articles of association.

The Trustees, who are also the directors for the purpose of company law, and who served during the year and up to the date of signature of the financial statements were:

Mrs J Pankhania
Mr V Pankhania
Recruitment and appointment of trustees

New Trustees are appointed by the existing trustees.

 

None of the Trustees has any beneficial interest in the company. All of the Trustees are members of the company and guarantee to contribute £1 in the event of a winding up.

The Trustees report was approved by the Board of Trustees.

Mr V Pankhania
6 August 2026
WESTCOMBE FOUNDATION
INDEPENDENT EXAMINER'S REPORT
TO THE TRUSTEES OF WESTCOMBE FOUNDATION
- 3 -

I report to the Trustees on my examination of the financial statements of Westcombe Foundation (the ) for the year ended 31 July 2025.

Responsibilities and basis of report

As the Trustees of the (and also its directors for the purposes of company law), you are responsible for the preparation of the financial statements in accordance with the requirements of the Companies Act 2006.

Having satisfied myself that the financial statements of the are not required to be audited under Part 16 of the Companies Act 2006 and are eligible for independent examination, I report in respect of my examination of the ’s financial statements carried out under section 145 of the Charities Act 2011. In carrying out my examination I have followed the Directions given by the Charity Commission under section 145(5)(b) of the Charities Act 2011.

Independent examiner's statement

Since the ’s gross income exceeded £250,000, the independent examiner must be a member of a body listed in section 145 of the Charities Act 2011. I confirm that I am qualified to undertake the examination because I am a member of ACCA, which is one of the listed bodies.

I have completed my examination. I confirm that no matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

1

accounting records were not kept in respect of the as required by section 386 of the Companies Act 2006.

2

the financial statements do not accord with those records; or

3

the financial statements do not comply with the accounting requirements of section 396 of the Companies Act 2006 other than any requirement that the financial statements give a true and fair view, which is not a matter considered as part of an independent examination; or

4

the financial statements have not been prepared in accordance with the methods and principles of the Statement of Recommended Practice for accounting and reporting by charities applicable to charities preparing their financial statements in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102).

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the financial statements to be reached.

Rachel Chim FCCA
UHY Hacker Young
Quadrant House
4 Thomas More Square
London
E1W 1YW
6 August 2026
WESTCOMBE FOUNDATION
STATEMENT OF FINANCIAL ACTIVITIES
INCLUDING INCOME AND EXPENDITURE ACCOUNT
FOR THE YEAR ENDED 31 JULY 2025
- 4 -
Unrestricted
Unrestricted
funds
funds
2025
2024
Notes
£
£
Income from:
Donations and legacies
2
243,429
151,827
Investments
3
7,159
-
Total income
250,588
151,827
Expenditure on:
Charitable activities
4
125,145
37,830
Total expenditure
125,145
37,830
Net income and movement in funds
125,443
113,997
Reconciliation of funds:
Fund balances at 1 August 2024
125,425
11,428
Fund balances at 31 July 2025
250,868
125,425

The statement of financial activities includes all gains and losses recognised in the year. All income and expenditure derive from continuing activities.

WESTCOMBE FOUNDATION
STATEMENT OF FINANCIAL POSITION
AS AT
31 JULY 2025
31 July 2025
- 5 -
2025
2024
Notes
£
£
£
£
Current assets
Debtors
9
203,910
152
Cash at bank and in hand
52,676
136,204
256,586
136,356
Creditors: amounts falling due within one year
10
(5,718)
(10,931)
Net current assets
250,868
125,425
The funds of the
Unrestricted funds
11
250,868
125,425
250,868
125,425

The company is entitled to the exemption from the audit requirement contained in section 477 of the Companies Act 2006, for the year ended 31 July 2025.

The directors acknowledge their responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of financial statements.

The members have not required the company to obtain an audit of its financial statements for the year in question in accordance with section 476.

These financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies regime.

The financial statements were approved by the Trustees on 6 August 2026
Mr V Pankhania
WESTCOMBE FOUNDATION
NOTES TO THE  FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 JULY 2025
- 6 -
1
Accounting policies
Charity information

Westcombe Foundation is a private company limited by guarantee incorporated in England and Wales. The registered office is 7 Churchill Court, 58 Station Road, Harrow, Middlesex, HA2 7SA, United Kingdom.

1.1
Basis of preparation

The financial statements have been prepared in accordance with the 's governing document, the Companies Act 2006, FRS 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" and the Charities SORP "Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102)". The is a Public Benefit Entity as defined by FRS 102.

 

The has taken advantage of the provisions in the SORP for charities not to prepare a statement of cash flows.

The financial statements are prepared in sterling, which is the functional currency of the . Monetary amounts in these financial statements are rounded to the nearest £.

The financial statements have been prepared under the historical cost convention. The principal accounting policies adopted are set out below.

1.2
Going concern

At the time of approving the financial statements, the Trustees have a reasonable expectation that the has adequate resources to continue in operational existence for the foreseeable future. Thus the Trustees continue to adopt the going concern basis of accounting in preparing the financial statements.

1.3
Charitable funds

Unrestricted funds are available for use at the discretion of the Trustees in furtherance of their charitable objectives.

1.4
Income
Income is recognised when the is legally entitled to it after any performance conditions have been met, the amounts can be measured reliably, and it is probable that income will be received.

Cash donations are recognised on receipt. Other donations are recognised once the has been notified of the donation, unless performance conditions require deferral of the amount. Income tax recoverable in relation to donations received under Gift Aid or deeds of covenant is recognised at the time of the donation.

Investment income is recognised on a receivable basis.

WESTCOMBE FOUNDATION
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 JULY 2025
1
Accounting policies
(Continued)
- 7 -
1.5
Expenditure

Expenditure is recognised once there is a legal or constructive obligation to transfer economic benefit to a third party, it is probable that a transfer of economic benefits will be required in settlement, and the amount of the obligation can be measured reliably.

 

Expenditure is classified by activity. The costs of each activity are made up of the total of direct costs and shared costs, including support costs involved in undertaking each activity. Direct costs attributable to a single activity are allocated directly to that activity. Shared costs which contribute to more than one activity and support costs which are not attributable to a single activity are apportioned between those activities on a basis consistent with the use of resources. Central staff costs are allocated on the basis of time spent, and depreciation charges are allocated on the portion of the asset’s use.

1.6
Cash and cash equivalents

Cash and cash equivalents include cash in hand, deposits held at call with banks, other short-term liquid investments with original maturities of three months or less, and bank overdrafts. Bank overdrafts are shown within borrowings in current liabilities.

1.7
Financial instruments

The has elected to apply the provisions of Section 11 ‘Basic Financial Instruments’ and Section 12 ‘Other Financial Instruments Issues’ of FRS 102 to all of its financial instruments.

 

Financial instruments are recognised in the 's balance sheet when the becomes party to the contractual provisions of the instrument.

 

Financial assets and liabilities are offset, with the net amounts presented in the financial statements, when there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.

Basic financial assets

Basic financial assets, which include debtors and cash and bank balances, are initially measured at transaction price including transaction costs and are subsequently carried at amortised cost using the effective interest method unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest. Financial assets classified as receivable within one year are not amortised.

WESTCOMBE FOUNDATION
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 JULY 2025
1
Accounting policies
(Continued)
- 8 -
Basic financial liabilities

Basic financial liabilities, including creditors and bank loans are initially recognised at transaction price unless the arrangement constitutes a financing transaction, where the debt instrument is measured at the present value of the future payments discounted at a market rate of interest. Financial liabilities classified as payable within one year are not amortised.

 

Debt instruments are subsequently carried at amortised cost, using the effective interest rate method.

 

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of operations from suppliers. Amounts payable are classified as current liabilities if payment is due within one year or less. If not, they are presented as non-current liabilities. Trade creditors are recognised initially at transaction price and subsequently measured at amortised cost using the effective interest method.

Derecognition of financial liabilities

Financial liabilities are derecognised when the ’s contractual obligations expire or are discharged or cancelled.

1.8
Employee benefits

The cost of any unused holiday entitlement is recognised in the period in which the employee’s services are received.

 

Termination benefits are recognised immediately as an expense when the is demonstrably committed to terminate the employment of an employee or to provide termination benefits.

2
Income from donations and legacies
Unrestricted
Unrestricted
funds
funds
2025
2024
£
£
Donations and gifts
243,429
151,827
3
Income from investments
Unrestricted
Unrestricted
funds
funds
2025
2024
£
£
Interest receivable
7,159
-
WESTCOMBE FOUNDATION
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 JULY 2025
- 9 -
4
Expenditure on charitable activities
Exhibition costs
Relieving poverty
Total
Exhibition costs
Relieving poverty
Total
2025
2025
2025
2024
2024
2024
£
£
£
£
£
£
Direct costs
Travel and subsistence
12,614
-
12,614
5,286
-
5,286
Advertising costs
491
-
491
899
-
899
Venue hire
-
-
-
9,926
-
9,926
13,105
-
13,105
16,111
-
16,111
Grant funding of activities (see note 5)
-
109,507
109,507
-
18,796
18,796
Share of support and governance costs (see note )
Support
245
288
533
264
307
571
Governance
920
1,080
2,000
1,085
1,267
2,352
14,270
110,875
125,145
17,460
20,370
37,830
Analysis by fund
Unrestricted funds
14,270
110,875
125,145
17,460
20,370
37,830
WESTCOMBE FOUNDATION
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 JULY 2025
- 10 -
5
Grants payable
Relieving poverty
Relieving poverty
2025
2024
£
£
Grants to institutions:
Beatrice Wanjiku Thumbi
32
250
Cancer Research UK
800
200
Chinmaya Mission UK
1,000
153
Jain Social Group
10,295
541
Lifeshare Limited
8,000
1,000
London Golders Green
390
152
London School of Technology
10,000
250
Maa Krupa Foundation
10,000
15,000
Mouth Cancer Foundation
200
200
National Council of Gujarati Organisations (NCGO)
500
501
N.P. Maru
2,000
-
Shri Bhartiya Sanskruti Samvardhak Trust
50,040
-
Shree Jalaram Satang Mandal
8,000
-
Shrimad Rajchandra Mission Dharampur (UK)
7,500
-
Vijay Ladwa
750
-
Other
-
549
109,507
18,796
-
6
Trustees
None of the Trustees (or any persons connected with them) received any remuneration or benefits from the during the year.
7
Employees

The average monthly number of employees during the year was:

2025
2024
Number
Number
Total
0
0
There were no employees whose annual remuneration was more than £60,000.
WESTCOMBE FOUNDATION
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 JULY 2025
- 11 -
8
Taxation

The charity is exempt from taxation on its activities because all its income is applied for charitable purposes.

9
Debtors
2025
2024
Amounts falling due within one year:
£
£
Other debtors
203,910
152
10
Creditors: amounts falling due within one year
2025
2024
£
£
Trade creditors
3,247
7,965
Other creditors
471
-
Accruals and deferred income
2,000
2,966
5,718
10,931
11
Unrestricted funds

The unrestricted funds of the charity comprise the unexpended balances of donations and grants which are not subject to specific conditions by donors and grantors as to how they may be used. These include designated funds which have been set aside out of unrestricted funds by the trustees for specific purposes.

At 1 August 2024
Incoming resources
Resources expended
At 31 July 2025
£
£
£
£
General funds
125,425
250,588
(125,145)
250,868
Previous year:
At 1 August 2023
Incoming resources
Resources expended
At 31 July 2024
£
£
£
£
General funds
11,428
151,827
(37,830)
125,425
12
Related party transactions
WESTCOMBE FOUNDATION
NOTES TO THE  FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 JULY 2025
12
Related party transactions
(Continued)
- 12 -

During the year, the trustees donated £235,721 (2024: £8,275) to the charity.

 

One of the trustees is a member of Westcombe Homes Improvements and Property Co ("the Partnership"). During the year, the Partnership donated £7,707 (2024: £143,102) to the charity. As at 31 July 2025, the charity owed £471 to the Partnership (2024: £152 owed to the charity). This balance is included within other creditors.

 

One of the trustees is also a Director of Acre Manchester Limited. As at 31 July 2025, the charity was owed £200,040 (2024: £Nil) by Acre Manchester Limited. This balance is included within other debtors.

 

 

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