REGISTERED NUMBER: 08195912 (England and Wales)

Unaudited Financial Statements

for the Year Ended 31 March 2026

for

New House Finance Limited

Page

Company Information

1

Balance Sheet

2

Notes to the Financial Statements

4

DIRECTORS:

Mr M Houseley

Ms S Bryan

REGISTERED OFFICE:

Unit 14

7 Wenlock Road

London

N1 7SL

REGISTERED NUMBER:

08195912 (England and Wales)

ACCOUNTANTS:

Sterling Partners Limited

Chartered Accountants

Chartered Tax Advisors

2nd Floor, Grove House

774-780 Wilmslow Road

Didsbury

Manchester

Greater Manchester

M20 2DR

FIXED ASSETS

Tangible assets

4

719

-

Investment property

5

600,000

916,250

600,719

916,250

CURRENT ASSETS

Debtors

6

131,573

241,820

Cash at bank

117,792

1,103

249,365

242,923

CREDITORS

Amounts falling due within one year

7

(90,578

)

(291,300

)

NET CURRENT ASSETS/(LIABILITIES)

158,787

(48,377

)

TOTAL ASSETS LESS CURRENT LIABILITIES

759,506

867,873

PROVISIONS FOR LIABILITIES

(11,563

)

(23,185

)

NET ASSETS

747,943

844,688

CAPITAL AND RESERVES

Called up share capital

3

3

Revaluation reserve

8

34,688

86,945

Retained earnings

713,252

757,740

SHAREHOLDERS' FUNDS

747,943

844,688

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 March 2026.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 March 2026 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:

(a)	ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b)

preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Income Statement has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 12 August 2026 and were signed on its behalf by:

Mr M Houseley - Director

1.	STATUTORY INFORMATION

New House Finance Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

2.	ACCOUNTING POLICIES

Basis of preparing the financial statements

These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention as modified by the revaluation of certain assets.

Turnover

Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Investment property

Investment property is shown at most recent valuation. Any aggregate surplus or deficit arising from changes in fair value is recognised in profit or loss.

Taxation

Taxation for the year comprises current and deferred tax. Tax is recognised in the Income Statement, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

Deferred tax

Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.

Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

Pension costs and other post-retirement benefits

The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

3.	EMPLOYEES AND DIRECTORS

The average number of employees during the year was 3 (2025 - 4 ) .

4.	TANGIBLE FIXED ASSETS

Computer

equipment

£

COST

Additions

899

At 31 March 2026

899

DEPRECIATION

Charge for year

180

At 31 March 2026

180

NET BOOK VALUE

At 31 March 2026

719

5.	INVESTMENT PROPERTY

Total

£

FAIR VALUE

At 1 April 2025

916,250

Disposals

(362,500

)

Revaluations

46,250

At 31 March 2026

600,000

NET BOOK VALUE

At 31 March 2026

600,000

At 31 March 2025

916,250

Fair value at 31 March 2026 is represented by:

£

Valuation in 2026

46,250

Cost

553,750

600,000

If the investment property had not been revalued it would have been included at the following historical cost:

2026

2025

£

£

Cost

552,999

823,508

Investment Property was valued on an open market basis on 31 March 2025 by estate agents .

6.

DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

2026

2025

£

£

Other debtors

113,032

200,798

Tax

18,541

41,022

131,573

241,820

7.

CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

2026

2025

£

£

Tax

18,643

-

Social security and other taxes

(404

)

-

Directors' current accounts

68,867

287,999

Accrued expenses

3,472

3,301

90,578

291,300

8.

RESERVES

Revaluation

reserve

£

At 1 April 2025

86,945

Revaluation Reserve

(52,257

)

At 31 March 2026

34,688

9.	DIRECTORS' ADVANCES, CREDITS AND GUARANTEES

The following advances and credits to a director subsisted during the years ended 31 March 2026 and 31 March 2025:

2026

2025

£

£

Mr M Houseley

Balance outstanding at start of year

(287,999

)

199,093

Amounts advanced

352,470

6,037

Amounts repaid

(128,100

)

(493,129

)

Amounts written off

-

-

Amounts waived

-

-

Balance outstanding at end of year

(63,629

)

(287,999

)

10.	ULTIMATE CONTROLLING PARTY

The controlling party is Mr M Houseley.