REGISTERED NUMBER: 11778761 (England and Wales)

UNAUDITED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 JANUARY 2026

FOR

CHAT4BUSINESS LTD

Page

Company information

1

Balance sheet

2

Notes to the financial statements

4

DIRECTORS:

J D Lloyd

M H Wrinch

SECRETARY:

J D Lloyd

REGISTERED OFFICE:

Kindersley House

Alton Road

Ross-On-Wye

United Kingdom

HR9 5ND

REGISTERED NUMBER:

11778761 (England and Wales)

ACCOUNTANTS:

C J Petty Limited

Chartered Accountants

Chestnut House

High Offley Road

Woodseaves

Stafford

Staffordshire

ST20 0LG

FIXED ASSETS

Tangible assets

4

4,016

5,355

CURRENT ASSETS

Debtors

5

35,622

28,768

Cash at bank and in hand

147,423

86,155

183,045

114,923

CREDITORS

Amounts falling due within one year

6

121,649

70,059

NET CURRENT ASSETS

61,396

44,864

TOTAL ASSETS LESS CURRENT LIABILITIES

65,412

50,219

CREDITORS

Amounts falling due after more than one year

7

(22,619

)

(29,848

)

PROVISIONS FOR LIABILITIES

(942

)

(1,017

)

NET ASSETS

41,851

19,354

CAPITAL AND RESERVES

Called up share capital

8

100

100

Retained earnings

41,751

19,254

SHAREHOLDERS' FUNDS

41,851

19,354

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 31 January 2026.

The members have not required the company to obtain an audit of its financial statements for the year ended 31 January 2026 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:

(a)	ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b)

preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Profit & loss account has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 8 July 2026 and were signed on its behalf by:

J D Lloyd - Director

1.	STATUTORY INFORMATION

Chat4business Ltd is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

2.	ACCOUNTING POLICIES

Basis of preparing the financial statements

These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

Turnover

Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Office equipment

-

25% on reducing balance

Taxation

Taxation for the year comprises current and deferred tax. Tax is recognised in the Profit & Loss Account, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

Current or deferred taxation assets and liabilities are not discounted.

Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

Deferred tax

Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.

Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

Pension costs and other post-retirement benefits

The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

3.	EMPLOYEES AND DIRECTORS

The average number of employees during the year was 4 (2025 - 4 ) .

4.	TANGIBLE FIXED ASSETS

Office

equipment

£

COST

At 1 February 2025

and 31 January 2026

22,364

DEPRECIATION

At 1 February 2025

17,009

Charge for year

1,339

At 31 January 2026

18,348

NET BOOK VALUE

At 31 January 2026

4,016

At 31 January 2025

5,355

5.

DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

2026

2025

£

£

Trade debtors

35,622

28,768

6.

CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR

2026

2025

£

£

Bank loans and overdrafts

8,100

7,369

Trade creditors

1

-

Taxation and social security

33,384

18,526

Other creditors

80,164

44,164

121,649

70,059

7.

CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR

2026

2025

£

£

Bank loans

22,619

29,848

8.	CALLED UP SHARE CAPITAL

Allotted, issued and fully paid:

Number:

Class:

Nominal

2026

2025

value:

£

£

100

Ordinary

£1

100

100