JOBLING WEALTH MANAGEMENT LIMITED


Directors	JOBLING, John Joseph
	THOMPSON, Hugh Raymond Alexander


Registered Address	G1a Stephenson
	Prestwick Park
	Newcastle Upon Tyne
	NE20 9SJ


Registered Number	14663489 (England and Wales)

Balance Sheet as at
30 June 2026

	Notes	2026		2025
		£	£	£	£
Fixed assets
Intangible assets	3		2,618,629		2,995,772
Tangible assets	4		106,159		131,835
			2,724,788		3,127,607
Current assets
Debtors	5	87,116		72,138
Cash at bank and on hand		60,129		105,969
		147,245		178,107
Creditors amounts falling due within one year	6	(129,108)		(140,838)
Net current assets (liabilities)			18,137		37,269
Total assets less current liabilities			2,742,925		3,164,876
Creditors amounts falling due after one year	7		(923,844)		(1,004,695)
Net assets			1,819,081		2,160,181
Capital and reserves
Called up share capital			100		100
Profit and loss account			1,818,981		2,160,081
Shareholders' funds			1,819,081		2,160,181

The company was entitled to exemption from audit for this reporting period under section 477 of the Companies Act 2006 relating to small companies.
The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.
The Directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.
These accounts have been prepared in accordance with the provisions applicable to companies subject to the small companies regime.
The directors have chosen to not file a copy of the company’s profit and loss account under section 444 (5A) Companies Act 2006.

The financial statements were approved and authorised for issue by the Board of Directors on 7 July 2026, and are signed on its behalf by:

JOBLING, John Joseph
Director

THOMPSON, Hugh Raymond Alexander
Director

Registered Company No. 14663489

JOBLING WEALTH MANAGEMENT LIMITED

Notes to the Financial Statements
for the year ended 30 June 2026

1.	Accounting policies

	Statutory information
	The company is a private company limited by shares and registered in England and Wales. The company's registered number and registered office address can be found on the Company Information page.

	Basis of preparation
	The accounts have been prepared under the historical cost convention and in accordance with FRS 102, the financial reporting standard applicable in the UK and Republic of Ireland (as applied to small entities by section 1A of the standard).

	Turnover policy
	Turnover is measured at the fair value of the consideration received or receivable, net of discounts and value added taxes. Turnover includes revenue earned from the sale of goods and from the rendering of services.

	Revenue from rendering of services
	Revenue from the rendering of services is recognised by reference to the stage of completion of the contract. The stage of completion of a contract is measured by comparing the costs incurred for work performed to date to the total estimated contract costs. Turnover is only recognised to the extent of recoverable expenses when the outcome of a contract cannot be estimated reliably.

	Employee benefits
	Short-term employee benefits are measured at the undiscounted amount expected to be paid in exchange for the employee's services to the company. Where employees have accrued short-term benefits which the entity has not paid by the balance sheet date, an accrual is recognised within creditors: amounts falling due within one year together with an associated expense in profit or loss. The liabilities are classified as current obligations in the statement of financial position because they are expected to be settled wholly within twelve months after the end of the period.

Employee benefits

Short-term employee benefits are measured at the undiscounted amount expected to be paid in exchange for the employee's services to the company. Where employees have accrued short-term benefits which the entity has not paid by the balance sheet date, an accrual is recognised within creditors: amounts falling due within one year together with an associated expense in profit or loss. The liabilities are classified as current obligations in the statement of financial position because they are expected to be settled wholly within twelve months after the end of the period.

	Foreign currency translation
	Transactions in foreign currencies are initially recognised at the rate of exchange ruling at the date of the transaction. At the end of each reporting period foreign currency monetary items are translated at the closing rate of exchange. Non-monetary items that are measured at historical cost are translated at the rate ruling at the date of the transaction. All differences are charged to profit or loss.

Foreign currency translation

Transactions in foreign currencies are initially recognised at the rate of exchange ruling at the date of the transaction. At the end of each reporting period foreign currency monetary items are translated at the closing rate of exchange. Non-monetary items that are measured at historical cost are translated at the rate ruling at the date of the transaction. All differences are charged to profit or loss.

	Intangible assets
	Intangible assets are stated at cost less accumulated amortisation and accumulated impairment losses. The assets are reviewed for impairment if the above factors indicate that the carrying amount may be impaired. Amortisation is included in 'administrative expenses' in the profit and loss account.

	Goodwill
	Goodwill arising on an acquisition of a business is carried at cost less accumulated impairment losses, if any. Goodwill is amortised over its expected useful life which is estimated to be ten years. Goodwill is assessed for impairment when there are indicators of impairment and any impairment is charged to the income statement. No reversals of impairment are recognised.

	Tangible fixed assets and depreciation
	All fixed assets are initially recorded at cost. Property, plant and equipment is used in the company's principal activity for the production and supply of goods or for administrative purposes and is stated in the balance sheet under the historic cost model. This model requires the assets to be stated at cost less amounts in respect of depreciation and less any accumulated impairment losses. Depreciation is calculated so as to write off the cost of an asset, less its estimated residual value (which is the expected amount that would currently be obtained from disposal of an asset, after deducting the estimated costs of disposal, if the asset were already of the age and in the condition expected at the end of its useful life), over the useful economic life of the respective asset as follows:

Tangible fixed assets and depreciation

All fixed assets are initially recorded at cost. Property, plant and equipment is used in the company's principal activity for the production and supply of goods or for administrative purposes and is stated in the balance sheet under the historic cost model. This model requires the assets to be stated at cost less amounts in respect of depreciation and less any accumulated impairment losses. Depreciation is calculated so as to write off the cost of an asset, less its estimated residual value (which is the expected amount that would currently be obtained from disposal of an asset, after deducting the estimated costs of disposal, if the asset were already of the age and in the condition expected at the end of its useful life), over the useful economic life of the respective asset as follows:


		Straight line (years)
	Plant and machinery	4
	Fixtures and fittings	4
	Vehicles	5
	Office Equipment	4

	Investments
	Investments in subsidiaries, associates and joint ventures are measured at cost less any accumulated impairment losses. Listed investments are measured at fair value where the difference between cost and fair value is material. Unlisted investments are measured at fair value unless the value cannot be measured reliably, in which case they are measured at cost less any accumulated impairment losses. Changes in fair value are included in the profit and loss account.

Investments

Investments in subsidiaries, associates and joint ventures are measured at cost less any accumulated impairment losses. Listed investments are measured at fair value where the difference between cost and fair value is material. Unlisted investments are measured at fair value unless the value cannot be measured reliably, in which case they are measured at cost less any accumulated impairment losses. Changes in fair value are included in the profit and loss account.

	Finance leases and hire purchase contracts
	Assets held under finance leases which are leases where substantially all the risks and rewards of ownership of the asset have passed to the company, and hire purchase contracts are capitalised in the balance sheet. They are depreciated over the shorter of their useful lives or the term of the lease.

	Trade and other debtors
	Short term debtors are measured at transaction price (which is usually the invoice price), less any impairment losses for bad and doubtful debts. Loans and other financial assets are initially recognised at transaction price including any transaction costs and subsequently measured at amortised cost determined using the effective interest method, less any impairment losses for bad and doubtful debts.

Trade and other debtors

Short term debtors are measured at transaction price (which is usually the invoice price), less any impairment losses for bad and doubtful debts. Loans and other financial assets are initially recognised at transaction price including any transaction costs and subsequently measured at amortised cost determined using the effective interest method, less any impairment losses for bad and doubtful debts.

	Trade and other creditors
	Short term creditors are measured at transaction price (which is usually the invoice price). Loans and other financial liabilities are initially recognised at transaction price net of any transaction costs and subsequently measured at amortised cost determined using the effective interest method.

2.	Average number of employees


		2026		2025
	Average number of employees during the year	5		5

3.	Intangible assets

	Goodwill	Other	Total
	£	£	£
Cost or valuation
At 01 July 25	3,311,587	459,839	3,771,426
At 30 June 26	3,311,587	459,839	3,771,426
Amortisation and impairment
At 01 July 25	496,738	278,916	775,654
Charge for year	331,159	45,984	377,143
At 30 June 26	827,897	324,900	1,152,797
Net book value
At 30 June 26	2,483,690	134,939	2,618,629
At 30 June 25	2,814,849	180,923	2,995,772

4.	Tangible fixed assets

	Vehicles	Fixtures & fittings	Office Equipment	Total
	£	£	£	£
Cost or valuation
At 01 July 25	200,329	7,124	36,638	244,091
Additions	-	9,450	1,093	10,543
At 30 June 26	200,329	16,574	37,731	254,634
Depreciation and impairment
At 01 July 25	79,020	5,149	28,087	112,256
Charge for year	30,846	2,134	3,239	36,219
At 30 June 26	109,866	7,283	31,326	148,475
Net book value
At 30 June 26	90,463	9,291	6,405	106,159
At 30 June 25	121,309	1,975	8,551	131,835

5.	Debtors: amounts due within one year

	2026	2025
	£	£
Trade debtors / trade receivables	78,213	64,626
Amounts owed by associates and joint ventures / participating interests	30	30
Other debtors	6,530	6,360
Prepayments and accrued income	2,343	1,122
Total	87,116	72,138

6.	Creditors: amounts due within one year

	2026	2025
	£	£
Trade creditors / trade payables	4,210	604
Bank borrowings and overdrafts	2,763	-
Amounts owed to related parties	1,034	1,034
Taxation and social security	101,711	119,682
Finance lease and HP contracts	17,337	17,337
Other creditors	628	756
Accrued liabilities and deferred income	1,425	1,425
Total	129,108	140,838

7.	Creditors: amounts due after one year

	2026	2025
	£	£
Bank borrowings and overdrafts	835,631	899,145
Other creditors	88,213	105,550
Total	923,844	1,004,695

8.	Obligations under finance leases

		2026		2025
		£		£
	Finance lease and HP contracts	105,550		122,887

9.	Provisions for liabilities
	Provisions (ie liabilities of uncertain timing or amount) are recognised when there is an obligation at the reporting date as a result of a past event, it is probable that economic benefit will be transferred to settle the obligation and the amount of the obligation can be estimated reliably.