Company registration number 02451184 (England and Wales)
WAYSTONE LIMITED
ANNUAL REPORT AND FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025
WAYSTONE LIMITED
COMPANY INFORMATION
Directors
C Dudley-Scales
P Hoffbrand
A McLoughlin
H McLoughlin
A J Schreier
Mrs I Gibbor
Secretary
E Lewis
Company number
02451184
Registered office
CP House
Otterspool Way
Watford
Hertfordshire
WD25 8JJ
Auditor
RSM UK Audit LLP, Statutory Auditor
Chartered Accountants
25 Farringdon Street
London
EC4A 4AB
WAYSTONE LIMITED
CONTENTS
Page
Directors' report
1
Directors' responsibilities statement
2
Independent auditor's report
3 - 5
Profit and loss account
6
Group balance sheet
7
Company balance sheet
8
Notes to the financial statements
9 - 22
WAYSTONE LIMITED
DIRECTORS' REPORT
FOR THE YEAR ENDED 31 DECEMBER 2025
- 1 -

The directors present their annual report and financial statements for the year ended 31 December 2025.

Principal activities

The principal activity of the group continued to be that of property development and building and civil engineering contractors.

Directors

The directors who held office during the year and up to the date of signature of the financial statements were as follows:

C Dudley-Scales
P Hoffbrand
A McLoughlin
H McLoughlin
S McLoughlin
(Resigned 28 October 2025)
A J Schreier
Mrs I Gibbor
Qualifying third party indemnity provisions

The company has made qualifying third party indemnity provisions for the benefit of its directors during the year. These provisions remain in force at the reporting date.

Post reporting date events

In May 2026, Waystone Limited completed a land sale of £6.1m at the Hatfield Powerpark site in South Yorkshire.

Auditor

The auditor, RSM UK Audit LLP, is deemed to be reappointed under section 487(2) of the Companies Act 2006.

Statement of disclosure to auditor

So far as each person who was a director at the date of approving this report is aware, there is no relevant audit information of which the auditor of the company is unaware. Additionally, the directors individually have taken all the necessary steps that they ought to have taken as directors in order to make themselves aware of all relevant audit information and to establish that the auditor of the company is aware of that information.

Small companies exemptions

In preparing this report, the directors have taken advantage of the small companies exemption provided by section 415A of the Companies Act 2006.

On behalf of the board
A McLoughlin
Director
20 July 2026
WAYSTONE LIMITED
DIRECTORS' RESPONSIBILITIES STATEMENT
FOR THE YEAR ENDED 31 DECEMBER 2025
- 2 -

The directors are responsible for preparing the Directors’ Report and the financial statements in accordance with applicable law and regulations.

Company law requires the directors to prepare group and company financial statements for each financial year. Under that law the directors have elected to prepare the financial statements in accordance with United Kingdom Generally Accepted Accounting Practice (United Kingdom Accounting Standards and applicable law).

 

Under company law the directors must not approve the financial statements unless they are satisfied that they give a true and fair view of the state of affairs of the group and the company and of the profit or loss of the group and the company for that period.

In preparing each of the group and company financial statements, the directors are required to:

a. select suitable accounting policies and then apply them consistently;

b. make judgements and accounting estimates that are reasonable and prudent;

c. prepare the financial statements on the going concern basis unless it is inappropriate to presume that the group and the company will continue in business.

The directors are responsible for keeping adequate accounting records that are sufficient to show and explain the group’s and company’s transactions and disclose with reasonable accuracy at any time the financial position of the group and the company and enable them to ensure that the financial statements comply with the Companies Act 2006. They are also responsible for safeguarding the assets of the group and the company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

WAYSTONE LIMITED
INDEPENDENT AUDITOR'S REPORT
TO THE MEMBERS OF WAYSTONE LIMITED
- 3 -
Opinion

We have audited the financial statements of Waystone Limited (the 'parent company') and its subsidiaries (the 'group') for the year ended 31 December 2025 which comprise the group profit and loss account, the group balance sheet, the company balance sheet and notes to the financial statements, including significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including Financial Reporting Standard 102 The Financial Reporting Standard applicable in the UK and Republic of Ireland (United Kingdom Generally Accepted Accounting Practice).

In our opinion the financial statements:

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the Auditor's responsibilities for the audit of the financial statements section of our report. We are independent of the group and parent company in accordance with the ethical requirements that are relevant to our audit of the financial statements in the United Kingdom, including the Financial Reporting Council’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

 

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the group's or the parent company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.

 

Our responsibilities and the responsibilities of the directors with respect to going concern are described in the relevant sections of this report.

Other information

The other information comprises the information included in the annual report, other than the financial statements and our auditor's report thereon. The directors are responsible for the other information contained within the annual report. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon.

 

Our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether this gives rise to a material misstatement in the financial statements themselves. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

 

We have nothing to report in this regard.

Opinions on other matters prescribed by the Companies Act 2006

In our opinion, based on the work undertaken in the course of our audit:

WAYSTONE LIMITED
INDEPENDENT AUDITOR'S REPORT (CONTINUED)
TO THE MEMBERS OF WAYSTONE LIMITED
- 4 -
Matters on which we are required to report by exception

In the light of the knowledge and understanding of the group and parent company and its environment obtained in the course of the audit, we have not identified material misstatements in the directors' report.

 

We have nothing to report in respect of the following matters where the Companies Act 2006 requires us to report to you if, in our opinion:

 

Responsibilities of directors

As explained more fully in the directors' responsibilities statement, set out on page 2, the directors are responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the directors determine is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

 

In preparing the financial statements, the directors are responsible for assessing the group and parent company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the directors either intend to liquidate the parent company or to cease operations, or have no realistic alternative but to do so.

Auditor's responsibilities for the audit of the financial statements

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor's report that includes our opinion. Reasonable assurance is a high level of assurance but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

The extent to which the audit was considered capable of detecting irregularities, including fraud

Irregularities are instances of non-compliance with laws and regulations. The objectives of our audit are to obtain sufficient appropriate audit evidence regarding compliance with laws and regulations that have a direct effect on the determination of material amounts and disclosures in the financial statements, to perform audit procedures to help identify instances of non-compliance with other laws and regulations that may have a material effect on the financial statements, and to respond appropriately to identified or suspected non-compliance with laws and regulations identified during the audit.

 

In relation to fraud, the objectives of our audit are to identify and assess the risk of material misstatement of the financial statements due to fraud, to obtain sufficient appropriate audit evidence regarding the assessed risks of material misstatement due to fraud through designing and implementing appropriate responses and to respond appropriately to fraud or suspected fraud identified during the audit.

WAYSTONE LIMITED
INDEPENDENT AUDITOR'S REPORT (CONTINUED)
TO THE MEMBERS OF WAYSTONE LIMITED
- 5 -

However, it is the primary responsibility of management, with the oversight of those charged with governance, to ensure that the entity's operations are conducted in accordance with the provisions of laws and regulations and for the prevention and detection of fraud.


In identifying and assessing risks of material misstatement in respect of irregularities, including fraud, the group audit engagement team:

 

As a result of these procedures we consider the most significant laws and regulations that have a direct impact on the financial statements are FRS 102, the Companies Act 2006 and tax compliance regulations. We performed audit procedures to detect non-compliances which may have a material impact on the financial statements which included reviewing financial statement disclosures and inspecting tax computations.

 

The most significant laws and regulations that have an indirect impact on the financial statements are those in relation to health and safety in the workplace. We performed audit procedures to inquire of management whether the company is in compliance with these laws and regulations and reviewing legal expenditure to identify any indications of non-compliance and litigation.

 

The group audit engagement team identified the risk of management override of controls and revenue recognition as the areas where the financial statements were most susceptible to material misstatement due to fraud. Audit procedures performed included but were not limited to testing a sample of journal entries and other adjustments utilising data analytics techniques, evaluating the business rationale in relation to significant, unusual transactions and transactions entered into outside the normal course of business and challenging judgments and estimates applied in the recognition of revenue.

A further description of our responsibilities for the audit of the financial statements is located on the Financial Reporting Council’s website at: http://www.frc.org.uk/auditorsresponsibilities This description forms part of our auditor’s report.

Use of our report

This report is made solely to the company’s members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might state to the company’s members those matters we are required to state to them in an auditor's report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the company and the company’s members as a body, for our audit work, for this report, or for the opinions we have formed.

Rebecca Minnich (Senior Statutory Auditor)
For and on behalf of RSM UK Audit LLP, Statutory Auditor
Chartered Accountants
25 Farringdon Street
London
EC4A 4AB
20 July 2026
WAYSTONE LIMITED
GROUP PROFIT AND LOSS ACCOUNT
FOR THE YEAR ENDED 31 DECEMBER 2025
- 6 -
2025
2024
Notes
£
£
Turnover
45,429
3,546,922
Cost of sales
3
188,196
(3,691,217)
Gross profit/(loss)
233,625
(144,295)
Administrative expenses
(1,140,938)
(1,139,061)
Other operating income
206,743
397,357
Operating loss
(700,570)
(885,999)
Work in progress impairment
10
(211,846)
(107,719)
Operating loss after impairment
(912,416)
(993,718)
Share of results of joint venture
(75,811)
(186,655)
Interest receivable and similar income
211
121
Interest payable and similar expenses
(266,186)
(206,600)
Loss before taxation
(1,254,202)
(1,386,852)
Tax on loss
273,915
512,313
Loss for the financial year
(980,287)
(874,539)
Loss for the financial year is all attributable to the owners of the parent company.

There are no items of other comprehensive income for either the period or the prior period other than the loss for the year and the loss for the prior year. Accordingly no statement of other comprehensive income has been presented.

WAYSTONE LIMITED
GROUP BALANCE SHEET
AS AT
31 DECEMBER 2025
31 December 2025
- 7 -
2025
2024
Notes
£
£
£
£
Fixed assets
Tangible assets
6
27,327
36,301
Investments
7
7,706,105
7,391,916
7,733,432
7,428,217
Current assets
Stocks
10
6,583,630
4,859,321
Debtors
11
2,386,919
2,203,586
Cash at bank and in hand
30,233
40,097
9,000,782
7,103,004
Creditors: amounts falling due within one year
12
(9,663,751)
(6,764,033)
Net current (liabilities)/assets
(662,969)
338,971
Total assets less current liabilities
7,070,463
7,767,188
Provisions for liabilities
14
(729,189)
(445,627)
Net assets
6,341,274
7,321,561
Capital and reserves
Called up share capital
15
40,000
40,000
Profit and loss reserves
6,301,274
7,281,561
Total equity
6,341,274
7,321,561

The notes on pages 9 to 22 form part of these financial statements.

The financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies regime and in accordance with the provisions of FRS 102 Section 1A - small entities.

The financial statements were approved by the board of directors and authorised for issue on 20 July 2026 and are signed on its behalf by:
20 July 2026
A McLoughlin
Director
Company registration number 02451184 (England and Wales)
WAYSTONE LIMITED
COMPANY BALANCE SHEET
AS AT 31 DECEMBER 2025
31 December 2025
- 8 -
2025
2024
Notes
£
£
£
£
Fixed assets
Tangible assets
6
27,327
36,301
Investments
7
10,017,378
9,463,427
10,044,705
9,499,728
Current assets
Stocks
10
4,277,120
3,767,718
Debtors
11
3,010,048
2,404,677
7,287,168
6,172,395
Creditors: amounts falling due within one year
12
(10,407,921)
(7,715,109)
Net current liabilities
(3,120,753)
(1,542,714)
Net assets
6,923,952
7,957,014
Capital and reserves
Called up share capital
15
40,000
40,000
Profit and loss reserves
6,883,952
7,917,014
Total equity
6,923,952
7,957,014

The notes on pages 9 to 22 form part of these financial statements.

As permitted by s408 Companies Act 2006, the company has not presented its own profit and loss account and related notes. The company's loss for the period was £1,033,062 (31 December 2024 - £717,585 loss).

These financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies regime.

The financial statements were approved by the board of directors and authorised for issue on 20 July 2026 and are signed on its behalf by:
20 July 2026
A McLoughlin
Director
Company registration number 02451184 (England and Wales)
WAYSTONE LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025
- 9 -
1
Accounting policies
Company information

Waystone Limited (“the company”) is a private company limited by shares, domiciled and incorporated in England and Wales. The registered office is CP House, Otterspool Way, Watford, Hertfordshire, WD25 8JJ. The principal place of business is 7 Napier Court, Gander Lane, Barlborough, Chesterfield, Derbyshire, S43 4PZ.

1.1
Accounting convention

These financial statements have been prepared in accordance with FRS 102 “The Financial Reporting Standard applicable in the UK and Republic of Ireland” (“FRS 102”) and the requirements of the Companies Act 2006 as applicable to companies subject to the small companies regime. The disclosure requirements of section 1A of FRS 102 have been applied other than where additional disclosure is required to show a true and fair view.

The financial statements are prepared in sterling, which is the functional currency of the company. Monetary amounts in these financial statements are rounded to the nearest £.

 

The preparation of financial statements in compliance with FRS 102 requires the use of certain critical accounting estimates. It also requires group management to exercise judgement in applying the group's accounting policies (see note 2).

 

The company has taken advantage of the exemption allowed under section 408 of the Companies Act 2006 and has not presented its own profit and loss account in these financial statements.

1.2
Basis of consolidation

The consolidated group financial statements consist of the financial statements of the parent company Waystone Limited together with all entities controlled by the parent company (its subsidiaries) and the group’s share of its interests in joint ventures and associates.

 

All financial statements are made up to 31 December 2025. Where necessary, adjustments are made to the financial statements of subsidiaries to bring the accounting policies used into line with those used by other members of the group.

1.3
Going concern

The financial statements have been prepared on a going concern basis and the directors consider this basis to be appropriate given there are contracted land sales at the Hatfield Colliery Site, South Yorkshire.  In addition, the company has received a letter of support from its parent undertaking, CP Holdings Limited, confirming its intention and ability to continue to assist the company with its working capital requirements and financing arrangements over the forthcoming twelve months from the date of approval of these financial statements.

1.4
Revenue

Land Development sales

Income from land development sales is recognised as plots of land are sold with any advances held as payments on account.

Profit is recognised on land sales upon the completion of land development works, if the final outcome can be estimated reliably by including in the profit and loss account the turnover and related costs. Losses on long-term contracts are recognised in full when such losses can be foreseen.

WAYSTONE LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
1
Accounting policies
(Continued)
- 10 -
1.5
Tangible fixed assets

Tangible fixed assets are stated at historical cost less accumulated depreciation and any accumulated impairment losses. Historical cost includes expenditure that is directly attributable to bringing the asset to the location and the condition necessary for it to be capable of operating in the manner intended by management.

At each reporting date the group assesses whether there is any indication of impairment. If such indication exists, the recoverable amount of the asset is determined which is the higher of its fair value less costs to sell and its value in use. An impairment loss is recognised where the carrying value exceeds the recoverable amount.

The group adds to the carrying amount of an item of fixed assets the cost of replacing part of such an item when that cost is incurred, if the replacement part is expected to provide incremental future benefits to the company. The carrying amount of the replaced part is derecognised. Repairs and maintenance are charged to profit or loss during the period in which they are incurred.

Depreciation is recognised so as to write off the cost or valuation of assets less their residual values over their useful lives on the following bases:

Fixtures and fittings
20% straight-line
Motor vehicles
20% straight-line

The assets’ residual values, useful lives and depreciation methods are reviewed, and adjusted prospectively if appropriate, or if there is an indication of a significant change since the last reporting deadline.

The gain or loss arising on the disposal of an asset is determined as the difference between the sale proceeds and the carrying value of the asset, and is recognised in the profit and loss account.

1.6
Fixed asset investments

Investments in subsidiary undertakings are measured at cost less accumulated impairment.

1.7
Work in progress

Work in progress is stated at the lower of cost and net realisable value, being the estimated selling value.

At each balance sheet date, work in progress is assessed for impairment. If work in progress is impaired, the carrying amount is reduced to its selling price less costs to complete and sell. The impairment loss is recognised immediately in the profit or loss.

1.8
Cash and cash equivalents

Cash is represented by cash in hand and deposits with financial institutions repayable without penalty on notice of not more than 24 hours.

1.9
Financial instruments

The group has elected to apply the provisions of Section 11 ‘Basic Financial Instruments’ and Section 12 ‘Other Financial Instruments Issues’ of FRS 102 to all of its financial instruments.

 

Financial instruments are recognised in the group's balance sheet when the group becomes party to the contractual provisions of the instrument.

 

Financial assets and liabilities are offset and the net amounts presented in the financial statements when there is a legally enforceable right to set off the recognised amounts and there is an intention to settle on a net basis or to realise the asset and settle the liability simultaneously.

WAYSTONE LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
1
Accounting policies
(Continued)
- 11 -
Basic financial assets

Basic financial assets, which include debtors and cash and bank balances, are initially measured at transaction price including transaction costs and are subsequently carried at amortised cost using the effective interest method unless the arrangement constitutes a financing transaction, where the transaction is measured at the present value of the future receipts discounted at a market rate of interest. Financial assets classified as receivable within one year are not amortised.

Impairment of financial assets

Financial assets, other than those held at fair value through profit and loss, are assessed for indicators of impairment at each reporting end date.

 

Financial assets are impaired where there is objective evidence that, as a result of one or more events that occurred after the initial recognition of the financial asset, the estimated future cash flows have been affected. If an asset is impaired, the impairment loss is the difference between the carrying amount and the present value of the estimated cash flows discounted at the asset’s original effective interest rate. The impairment loss is recognised in profit or loss.

 

If there is a decrease in the impairment loss arising from an event occurring after the impairment was recognised, the impairment is reversed. The reversal is such that the current carrying amount does not exceed what the carrying amount would have been, had the impairment not previously been recognised. The impairment reversal is recognised in profit or loss.

Derecognition of financial assets

Financial assets are derecognised only when the contractual rights to the cash flows from the asset expire or are settled, or when the group transfers the financial asset and substantially all the risks and rewards of ownership to another entity, or if some significant risks and rewards of ownership are retained but control of the asset has transferred to another party that is able to sell the asset in its entirety to an unrelated third party.

Classification of financial liabilities

Financial liabilities and equity instruments are classified according to the substance of the contractual arrangements entered into. An equity instrument is any contract that evidences a residual interest in the assets of the group after deducting all of its liabilities.

Basic financial liabilities

Basic financial liabilities, including creditors, other loans and loans from fellow group companies, are initially recognised at transaction price unless the arrangement constitutes a financing transaction, where the debt instrument is measured at the present value of the future payments discounted at a market rate of interest. Financial liabilities classified as payable within one year are not amortised.

 

Debt instruments are subsequently carried at amortised cost, using the effective interest rate method.

Derecognition of financial liabilities

Financial liabilities are derecognised when the group's contractual obligations expire or are discharged or cancelled.

1.10
Share capital

Ordinary shares are classified as equity,

1.11
Taxation

The tax expense represents the sum of the tax currently payable and deferred tax.

WAYSTONE LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
1
Accounting policies
(Continued)
- 12 -
Current tax

The tax currently payable is based on taxable profit for the year. Taxable profit differs from net profit as reported in the profit and loss account because it excludes items of income or expense that are taxable or deductible in other years and it further excludes items that are never taxable or deductible. The group’s liability for current tax is calculated using tax rates that have been enacted or substantively enacted by the reporting end date.

Deferred tax

Deferred tax liabilities are generally recognised for all timing differences and deferred tax assets are recognised to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits. Such assets and liabilities are not recognised if the timing difference arises from goodwill or from the initial recognition of other assets and liabilities in a transaction that affects neither the tax profit nor the accounting profit.

The carrying amount of deferred tax assets is reviewed at each reporting end date and reduced to the extent that it is no longer probable that sufficient taxable profits will be available to allow all or part of the asset to be recovered. Deferred tax is calculated at the tax rates that are expected to apply in the period when the liability is settled or the asset is realised. Deferred tax is charged or credited in the profit and loss account, except when it relates to items charged or credited directly to equity, in which case the deferred tax is also dealt with in equity. Deferred tax assets and liabilities are offset if, and only if, there is a legally enforceable right to offset current tax assets and liabilities and the deferred tax assets and liabilities relate to taxes levied by the same tax authority.

1.12
Provisions

Provisions are recognised when the group has a legal or constructive present obligation as a result of a past event, it is probable that the group will be required to settle that obligation and a reliable estimate can be made of the amount of the obligation.

 

The amount recognised as a provision is the best estimate of the consideration required to settle the present obligation at the reporting end date, taking into account the risks and uncertainties surrounding the obligation. Where the effect of the time value of money is material, the amount expected to be required to settle the obligation is recognised at present value. When a provision is measured at present value, the unwinding of the discount is recognised as a finance cost in profit or loss in the period in which it arises.

1.13
Retirement benefits

The group operates a defined contribution plan for its employees. A defined contribution plan is a pension plan under which the group pays fixed contributions into a separate entity. Once the contributions have been paid the group has no further payment obligations.

The contributions are recognised as an expense in profit or loss when they fall due. Amounts not paid are shown in accruals as a liability in the balance sheet. The assets of the plan are held separately from the group in independently administered funds.

1.14

Operating leases

Rental income from operating leases is recognised on a straight line basis over the term of the relevant lease.

WAYSTONE LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
1
Accounting policies
(Continued)
- 13 -
1.15

Associates and joint ventures

An entity is treated as a joint venture where the group is a party to a contractual agreement with one or more parties from outside the group to undertake an economic activity that is subject to joint control.

 

An entity is treated as an associated undertaking where the group exercise significant influence in that it has the power to participate in the operating and financial policy decisions.

 

In the consolidated accounts, interest in joint venture undertakings and associated undertakings are accounted for using the equity method of accounting, Under this method an equity investment is initially recognised at the transaction price (including transaction costs) and is subsequently adjusted to reflect the investor's share of the profit and loss, other comprehensive income and equity of the joint venture and associate. The consolidated profit and loss account includes the group's share of the operating results, interest, pre-tax results and attributable taxation of such undertakings applying accounting policies consistent with those of the group. In the consolidated balance sheet, the interests in the joint venture undertakings and associated undertakings are shown as the group's share of the identifiable net assets. Loans to trading joint venture and associated undertakings are included in investments due to their long-term nature.

1.16

Finance costs

Finance costs are charged to profit or loss over the term of the debt using the effective interest method so that the amount charged is at a constant rate on the carrying amount. Issue costs are initially recognised as a reduction in the proceeds of the associated capital instrument.

WAYSTONE LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
- 14 -
2
Judgements and key sources of estimation uncertainty

In the application of the group’s accounting policies, the directors are required to make judgements, estimates and assumptions about the carrying amount of assets and liabilities that are not readily apparent from other sources. The estimates and associated assumptions are based on historical experience and other factors that are considered to be relevant. Actual results may differ from these estimates.

 

The estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognised in the period in which the estimate is revised where the revision affects only that period, or in the period of the revision and future periods where the revision affects both current and future periods.

Critical judgements

The following estimates and judgements have had the most significant effect on amounts recognised in the financial statements.

Recognition of cost of sales

The cost of sales in relation to land sales are subject to a degree of estimation and transfers out of work in progress are based on the estimated margin. Assessments of which, are based against historical margins, client and market knowledge and budgets for sales of land.

Impairment of investments

In preparing these financial statements, the directors have exercised judgment in determining whether there are indicators of impairment of the company's investments. Factors taken into consideration in reaching such a decision include the economic viability and expected future financial performance of the investment.

Impairment of work in progress and amounts recoverable on long-term contracts

The directors have exercised judgement in determining whether there are any indications of impairment of the group's and the company's work in progress balance and the amounts recoverable by the group on long-term contracts. Factors taken into consideration include estimates made regarding the economic viability and expected future financial performance of the related development project or contract.

Deferred tax assets

The company has tax losses carried forward. Assessments as to whether or not to recognise deferred tax assets involve forecast of future taxable profits. These forecasts involve a series of complex judgements about future events and can rely heavily on estimates and assumptions. Actual outcomes could be different to the estimates and assumptions used in determining the forecasts.

Estimation of future planning agreement obligations and indexation

Management have determined the future liabilities to meet planning obligations and the related indexation are sufficiently allowed for in the costs to complete on long term projects. The planning obligations require a formal review mechanism at certain project milestones with the concerned planning authority which based on the nature of the scheme, variations, and delays to the start date of the project as well as inflation may result in a different figure to that agreed in April 2017. Outcome of negotiations with the authority could significantly affect the estimates and the amounts recognised on contracts.

3
Cost of Sales

Included within cost of sales is a credit of £600,000 (2025: £nil) arising from the reassessment of estimated forecast costs to complete the project at the year end. Following an updated review of project costs and recoverability, management concluded that as a a result of improved land sales values negotiated for a plot at the site, the projected outturn profitability supported a partial reversal of impairment in the year. No turnover was recognised in respect of this project during the financial year.

WAYSTONE LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
- 15 -
4
Employees

The average monthly number of persons (including directors) employed by the group and company during the year was:

Group
Company
2025
2024
2025
2024
Number
Number
Number
Number
Total
12
14
12
14
5
Directors' remuneration
2025
2024
£
£
Remuneration paid to directors
424,218
428,216

During the period retirement benefits were accruing to 2 directors (31 December 2024: 2) in respect of defined benefit contribution pension schemes.

 

Certain directors are remunerated by the parent undertaking, CP Holdings Limited.

6
Tangible fixed assets
Group
Plant and machinery etc
£
Cost
At 1 January 2025
240,676
Additions
1,386
At 31 December 2025
242,062
Depreciation and impairment
At 1 January 2025
204,375
Depreciation charged in the year
10,360
At 31 December 2025
214,735
Carrying amount
At 31 December 2025
27,327
At 31 December 2024
36,301
WAYSTONE LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
6
Tangible fixed assets
(Continued)
- 16 -
Company
Plant and machinery etc
£
Cost
At 1 January 2025
240,676
Additions
1,386
At 31 December 2025
242,062
Depreciation and impairment
At 1 January 2025
204,375
Depreciation charged in the year
10,360
At 31 December 2025
214,735
Carrying amount
At 31 December 2025
27,327
At 31 December 2024
36,301
7
Fixed asset investments
Group
Company
2025
2024
2025
2024
£
£
£
£
Investments in subsidiaries
-
-
1,000
1,000
Loan to subsidiaries and joint ventures
-
-
10,016,378
9,462,427
Shares in group undertakings and participating interests
7,706,105
7,391,916
-
-
7,706,105
7,391,916
10,017,378
9,463,427

Cibitas Investments Limited and Cibitas Holt Town Limited have ceased trading. These entities have not been consolidated as the directors consider them to be immaterial.

WAYSTONE LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
7
Fixed asset investments
(Continued)
- 17 -
Movements in fixed asset investments
Group
Shares in joint ventures
£
Cost or valuation
At 1 January 2025
7,391,916
Additions
390,000
Share of Profit/(Loss)
(75,811)
At 31 December 2025
7,706,105
Carrying amount
At 31 December 2025
7,706,105
At 31 December 2024
7,391,916
Movements in fixed asset investments
Company
Shares in subsidiaries
Loans to subsidiaries and joint ventures
Total
£
£
£
Cost or valuation
At 1 January 2025
1,000
9,462,427
9,463,427
Additions
-
529,762
529,762
Share of Profit/(Loss)
-
24,189
24,189
At 31 December 2025
1,000
10,016,378
10,017,378
Carrying amount
At 31 December 2025
1,000
10,016,378
10,017,378
At 31 December 2024
1,000
9,462,427
9,463,427
8
Subsidiaries

Details of the company's subsidiaries at 31 December 2025 are as follows:

WAYSTONE LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
8
Subsidiaries
(Continued)
- 18 -
Name of undertaking
Address
Nature of business
Class of
% Held
shares held
Direct
Waystone Developments Limited
*
Property development and building and civil engineering contractors
Ordinary
100.00
Waystone 32 Limited
*
Property development and building and civil engineering contractors
Ordinary
100.00
Cibitas Holt Town Limited
*
Dormant
Ordinary
84.40
Cibitas Investments Limited
*
Dormant
Ordinary
90.22
Shipley Lakeside Management Company Limited
*
Estate Management Services
Ordinary
100.00

* Registered office address for all subsidiary undertakings :

 

CP House, Otterspool Way, Watford, Hertfordshire, WD25 8JJ. All the companies are incorporated in England and Wales.

9
Joint ventures

Details of joint ventures at 31 December 2025 are as follows:

Name of undertaking
Registered office
Nature of business
Interest
% Held
held
Direct
Indirect
Waystone Hargreaves Land LLP
CP House, Otterspool Way, Watford, Hertfordshire, WD25 8JJ
Property development and building and civil engineering contractors
£1 Ordinary
50.00
-
Unity Estate Management Company Limited
CP House, Otterspool Way, Watford, Hertfordshire, WD25 8JJ
Dormant
£1 Ordinary
0
50.00
Hargreaves Hatfield Limited
CP House, Otterspool Way, Watford, Hertfordshire, WD25 8JJ
Land Management
£1 Ordinary
0
50.00
10
Work in progress
Group
Company
2025
2024
2025
2024
£
£
£
£
Work in progress
6,583,630
4,859,321
4,277,120
3,767,718

Work in progress comprises the purchase of certain land and planning, development and financing costs incurred in connection with the various development projects being undertaken by the company and the group.

 

Group finance costs of £92,327 (2024: £106,901) have been capitalised to year end 31 December 2025.

 

In the year an impairment loss was recognised relating to work in progress of £211,846 (2024: £107,719) at a project of the company whilst a corresponding impairment reversal on a project within the group is recognised within cost of sales.

WAYSTONE LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
- 19 -
11
Debtors
Group
Company
2025
2024
2025
2024
Amounts falling due within one year:
£
£
£
£
Trade debtors
27,252
2,174
-
0
-
0
Corporation tax recoverable
-
0
165,010
-
0
165,010
Amounts owed by group undertakings and related parties
980,991
744,074
1,925,750
1,468,633
Other debtors
424,085
640,610
190,751
170,120
1,432,328
1,551,868
2,116,501
1,803,763
Deferred tax asset
954,591
651,718
893,547
600,914
2,386,919
2,203,586
3,010,048
2,404,677
12
Creditors: amounts falling due within one year
Group
Company
2025
2024
2025
2024
£
£
£
£
Bank loans and overdrafts
13
662,548
615,645
662,542
615,645
Loans from group undertakings and related parties
13
8,535,593
5,742,796
9,596,796
6,959,984
Trade creditors
167,984
180,104
54,967
38,720
Corporation tax payable
28,958
-
0
-
0
-
0
Other taxation and social security
24,913
29,303
24,913
29,139
Other creditors
15,015
21,027
15,015
21,027
Accruals and deferred income
228,740
175,158
53,688
50,594
9,663,751
6,764,033
10,407,921
7,715,109

Amounts owed by the group and company to the parent group undertakings include £8,500,322 (2024: £5,724,668) which bears interest at 3% above Bank of England base rate and are secured by a legal debenture over the assets of the group and company. Amounts owed by group may be received in more than 12 months.

13
Loans and overdrafts
Group
Company
2025
2024
2025
2024
£
£
£
£
Bank overdrafts
662,548
615,645
662,542
615,645
Loans from group undertakings and related parties
8,535,593
5,742,796
9,596,796
6,959,984
9,198,141
6,358,441
10,259,338
7,575,629
Payable within one year
9,198,141
6,358,441
10,259,338
7,575,629
WAYSTONE LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
- 20 -
14
Provisions for liabilities
Group
Company
2025
2024
2025
2024
£
£
£
£
729,189
445,627
-
-

Recognised in amounts for Group provisions are estimated amounts relating to long term contract obligations £399,189 which have become more uncertain with the passage of time.

 

The Group has also recognised a provision in respect of obligations arising under a customer contract relating to the completion and/or remediation of certain contracted works existing at the reporting date. The provision has been measured at the directors’ best estimate of the expenditure required to settle the present obligation at the balance sheet date, taking into account contractual terms, correspondence with the customer, external professional advice where appropriate, and management’s assessment of the scope and likely cost of the works required. The additional provision recognised at the reporting date amounts to £330,000 (2024:£nil).

 

Due to the inherent uncertainty associated with the extent of works ultimately required, the timing and amount of the final settlement may differ from the amount provided. The directors expect resolution of the matter within 12 months of the reporting date.

 

The Group has provided guarantees in favour of Derbyshire County Council, City of Doncaster Council, Yorkshire Water, and the Environment Agency in respect of obligations under development agreements of up to £1,602,853.

15
Share capital
Group and company
2025
2024
2025
2024
Ordinary share capital
Number
Number
£
£
Issued and fully paid
Ordinary shares of £1 each
40,000
40,000
40,000
40,000

There is a single class of ordinary shares. There are no restrictions on the distribution of dividends and the repayment of capital.

16
Operating lease commitments
As lessee

At the reporting end date the group had outstanding commitments for future minimum lease payments under non-cancellable operating leases, as follows:

Group
Company
2025
2024
2025
2024
£
£
£
£
Within 1 year
62,289
47,667
62,289
47,667
Years 2-5
70,378
78,807
70,378
78,807
132,667
126,474
132,667
126,474
WAYSTONE LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
- 21 -
17
Contingent Assets

The entity is involved in a matter which may give rise to a potential inflow of economic benefits. Based on the information currently available, the directors consider that an inflow is probable; however as the matter relies on certain conditions being achieved, the approximate amount is £1.5m however the receipt is uncertain. Accordingly, no asset has been recognised in these financial statements.

18
Events after the reporting date

In May 2026, Waystone Limited completed a land sale of £6.1m at the Hatfield Powerpark site in South Yorkshire.

19
Related party transactions
Transactions with related parties

The company has taken advantage of the exemption contained in FRS 102 section 33 "Related Party Disclosures" from disclosing transactions with entities which are a wholly owned part of the group.

 

During the year the group entered into the following transactions with related parties:

Interest payable
Management charges
2025
2024
2025
2024
£
£
£
£
Group
CP Holdings Limited (Ultimate parent undertaking)
(482,654)
(466,600)
-
-
Lenta Properties Limited
-
-
44,420
44,420

The following amounts were outstanding at the reporting end date:

Amounts due to related parties
2025
2024
£
£
Group
CP Holdings Limited (Ultimate parent undertaking)
(8,515,053)
(5,729,161)
Lenta Properties Limited
(17,963)
(13,499)
Technology Within Limited
(2,478)
(2,453)

The following amounts were outstanding at the reporting end date:

 

Amounts due from related parties
2025
2024
Balance
Balance
£
£
Company
Waystone Hargreaves Land LLP (Joint venture)
9,669,085
8,550,232

Transactions with related parties include Management fees received from Waystone Hargreaves Land LLP in year of £200,000. (2024: £200,000)

20
Controlling party
WAYSTONE LIMITED
NOTES TO THE GROUP FINANCIAL STATEMENTS (CONTINUED)
FOR THE YEAR ENDED 31 DECEMBER 2025
20
Controlling party
(Continued)
- 22 -

The immediate parent undertaking is Waystone (Holdings) Limited.

 

The parent undertaking of the largest group of undertakings for which group financial statements are drawn up

and of which the company is a member is CP Holdings Limited, whose registered office is CP House,

Otterspool Way, Watford, Hertfordshire, WD25 8JJ.

 

As at the balance sheet date the ultimate parent company was CP Holdings Limited a company incorporated in England and Wales. Subsequent to the year end the ultimate parent company has changed and is Greystone Holdings Ltd a company incorporated in the Isle of Man but managed and controlled in the UK. Despite this change, and in the opinion of the directors the ultimate controlling party continues to be the Gibbor and Schreier families.

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