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REGISTERED NUMBER: 10214264 (England and Wales)

Unaudited Financial Statements for the Year Ended 30 June 2026

for

Prime Mortgage Finance Limited

Prime Mortgage Finance Limited (Registered number: 10214264)

Contents of the Financial Statements

for the Year Ended 30 June 2026

Page |

Balance Sheet | 1 |

Notes to the Financial Statements | 2 |

Prime Mortgage Finance Limited (Registered number: 10214264)

Balance Sheet

30 June 2026

| 2026 | 2025 |

| Notes | £ | £ | £ | £ |

FIXED ASSETS

Tangible assets | 4 | 634 |  | 1,064 |  |

CURRENT ASSETS

Debtors | 5 | 15,875 |  | 15,904 |  |

Cash at bank | 43,318 |  | 44,558 |  |

59,193 |  | 60,462 |  |

CREDITORS

Amounts falling due within one year | 6 | 37,496 |  | 30,877 |  |

NET CURRENT ASSETS | 21,697 |  | 29,585 |  |

TOTAL ASSETS LESS CURRENT LIABILITIES | 22,331 |  | 30,649 |  |

CREDITORS

Amounts falling due after more than one year | 7 | (21,546 | ) | (29,710 | ) |

PROVISIONS FOR LIABILITIES | (149 | ) | (245 | ) |

NET ASSETS | 636 |  | 694 |  |

CAPITAL AND RESERVES

Called up share capital | 9 | 200 |  | 200 |  |

Retained earnings | 436 |  | 494 |  |

SHAREHOLDERS' FUNDS | 636 |  | 694 |  |

The company is entitled to exemption from audit under Section 477 of the Companies Act 2006 for the year ended 30 June 2026.

The members have not required the company to obtain an audit of its financial statements for the year ended 30 June 2026 in accordance with Section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for:

(a) | ensuring that the company keeps accounting records which comply with Sections 386 and 387 of the Companies Act 2006 and

(b) | preparing financial statements which give a true and fair view of the state of affairs of the company as at the end of each financial year and of its profit or loss for each financial year in accordance with the requirements of Sections 394 and 395 and which otherwise comply with the requirements of the Companies Act 2006 relating to financial statements, so far as applicable to the company.

The financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

In accordance with Section 444 of the Companies Act 2006, the Statement of Income and Retained Earnings has not been delivered.

The financial statements were approved by the Board of Directors and authorised for issue on 24 July 2026 and were signed on its behalf by:

Mr Danny James Norris - Director

Prime Mortgage Finance Limited (Registered number: 10214264)

Notes to the Financial Statements

for the Year Ended 30 June 2026

1. | STATUTORY INFORMATION

| Prime Mortgage Finance Limited is a private company, limited by shares , registered in England and Wales. The company's registered number and registered office address are as below:

| Registered number: | 10214264

| Registered office: | Unit 1 The Cam Centre

| Wilbury Way

| Hitchin

| Hertfordshire

| SG4 0TW

| The presentation currency of the financial statements is the Pound Sterling (£).

2. | ACCOUNTING POLICIES

| Basis of preparing the financial statements

| These financial statements have been prepared in accordance with Financial Reporting Standard 102 "The Financial Reporting Standard applicable in the UK and Republic of Ireland" including the provisions of Section 1A "Small Entities" and the Companies Act 2006. The financial statements have been prepared under the historical cost convention.

| Turnover

| Turnover is measured at the fair value of the consideration received or receivable, excluding discounts, rebates, value added tax and other sales taxes.

| Tangible fixed assets

| Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

| Computer equipment | - | 20% on cost

| Taxation

| Taxation for the year comprises current and deferred tax. Tax is recognised in the Statement of Income and Retained Earnings, except to the extent that it relates to items recognised in other comprehensive income or directly in equity.

| Current or deferred taxation assets and liabilities are not discounted.

| Current tax is recognised at the amount of tax payable using the tax rates and laws that have been enacted or substantively enacted by the balance sheet date.

| Deferred tax

| Deferred tax is recognised in respect of all timing differences that have originated but not reversed at the balance sheet date.

| Timing differences arise from the inclusion of income and expenses in tax assessments in periods different from those in which they are recognised in financial statements. Deferred tax is measured using tax rates and laws that have been enacted or substantively enacted by the year end and that are expected to apply to the reversal of the timing difference.

| Unrelieved tax losses and other deferred tax assets are recognised only to the extent that it is probable that they will be recovered against the reversal of deferred tax liabilities or other future taxable profits.

| Pension costs and other post-retirement benefits

| The company operates a defined contribution pension scheme. Contributions payable to the company's pension scheme are charged to profit or loss in the period to which they relate.

| Cash and cash equivalents

| Cash and cash equivalents comprise cash on hand and call deposits.

Prime Mortgage Finance Limited (Registered number: 10214264)

Notes to the Financial Statements - continued

for the Year Ended 30 June 2026

2. | ACCOUNTING POLICIES - continued

| Trade creditors

| Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of business from suppliers. Accounts payable are classified as current liabilities if the company does not have an unconditional right, at the end of the reporting period, to defer settlement of the creditor for at least twelve months after the reporting date. If there is an unconditional right to defer settlement for at least twelve months after the reporting date, they are presented as non-current liabilities.

| Trade creditors are recognised at the transaction price.

| Share capital

| Ordinary shares are classified as equity. Equity instruments are measured at the fair value of the cash or other resources received or receivable, net of the direct costs of issuing the equity instruments. If payment is deferred and the time value of money is material, the initial measurement is on a present value basis.

| Going Concern

| The financial statements have been prepared on a going concern basis.

3. | EMPLOYEES AND DIRECTORS

| The average number of employees during the year was 2 (2025 - 2 ) .

4. | TANGIBLE FIXED ASSETS

| Computer

| equipment

£ |

| COST

| At 1 July 2025

| and 30 June 2026 | 3,742 |  |

| DEPRECIATION

| At 1 July 2025 | 2,678 |  |

| Charge for year | 430 |  |

| At 30 June 2026 | 3,108 |  |

| NET BOOK VALUE

| At 30 June 2026 | 634 |  |

| At 30 June 2025 | 1,064 |  |

5. | DEBTORS: AMOUNTS FALLING DUE WITHIN ONE YEAR |

2026 | 2025 |

£ | £ |

| Other debtors | 15,875 |  | 15,904 |  |

6. | CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR |

2026 | 2025 |

£ | £ |

| Bank loans and overdrafts (see note 8) | 8,169 |  | 6,849 |  |

| Trade creditors | 166 |  | 841 |  |

| Tax | 27,577 |  | 22,867 |  |

| Accruals and deferred income | 1,584 |  | 320 |  |

37,496 |  | 30,877 |  |

Prime Mortgage Finance Limited (Registered number: 10214264)

Notes to the Financial Statements - continued

for the Year Ended 30 June 2026

7. | CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR |

2026 | 2025 |

£ | £ |

| Bank loans (see note 8) | 21,546 |  | 29,710 |  |

| The company has a loan under the Bounce Back Loan Scheme (BBLS) which is managed by the British Business Bank on behalf of, and with the financial backing of, the Secretary of State for Business, Energy and Industrial Strategy.

| The amount included as due within one year is £2,231 (2025: £2,227) and the amount included as due more than one year is £6,473 (2025: £8,899).

| The company also acquired a further bank loan which is secured by way of a personal guarantee by the directors. The amount due within one year is £5,938 (2025: £4,616) and the amount included as due more than one year is £15,073 (2025: £21,011).

8. | LOANS

| An analysis of the maturity of loans is given below:

2026 | 2025 |

£ | £ |

| Amounts falling due within one year or on demand:

| Bank overdrafts | - |  | 6 |  |

| Bank loans | 8,169 |  | 6,843 |  |

8,169 |  | 6,849 |  |

| Amounts falling due between one and two years:

| Bank loans - 1-2 years | 9,486 |  | 8,164 |  |

| Amounts falling due between two and five years:

| Bank loans - 2-5 years | 12,060 |  | 21,546 |  |

9. | CALLED UP SHARE CAPITAL

| Allotted, issued and fully paid:

| Number: | Class: | Nominal | 2026 | 2025 |

| value: | £ | £ |

| 100 | Ordinary | 1 | 100 |  | 100 |  |

| 100 | Ordinary B | 1 | 100 |  | 100 |  |

200 |  | 200 |  |

| Rights, preferences and restrictions

| Ordinary shares have the following rights, preferences and restrictions:

| Full rights to receive notice of, attend and vote at general meetings. One share carried one vote and

| full rights to dividends and capital distributions (including on winding up).

| Ordinary B shares have the following rights, preferences and restrictions:

| Shall not carry a right to attend and vote at meetings but shall be entitled pari passu to dividend

| payments or any other distribution and is entitled to participate in a distribution arising from a winding

| up of the company.

Prime Mortgage Finance Limited (Registered number: 10214264)

Notes to the Financial Statements - continued

for the Year Ended 30 June 2026

10. | DIRECTORS' ADVANCES, CREDITS AND GUARANTEES

| The following advances and credits to a director subsisted during the years ended 30 June 2026 and 30 June 2025:

2026 | 2025 |

£ | £ |

| Mr Danny James Norris

| Balance outstanding at start of year | 11,891 |  | 18,524 |  |

| Amounts repaid | (22 | ) | (6,633 | ) |

| Amounts written off | - |  | - |  |

| Amounts waived | - |  | - |  |

| Balance outstanding at end of year | 11,869 |  | 11,891 |  |

| At the balance sheet date, Mr D Norris, Director, owed the company £11,869 (2025: £11,891). Interest is paid on the balance at a market rate.

11. | ULTIMATE CONTROLLING PARTY

| The ultimate controlling party is Mr Danny James Norris.