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Registered Number: 11796746
England and Wales
MONEY ADVICE LTD
Abridged Accounts
Period of accounts Start date: 01 February 2025 End date: 31 January 2026

Money Advice Ltd Statement of Financial Position As at 31 January 2026
| Notes | 2026 £ |  | 2025 £
--- | --- | --- | --- | ---
Fixed assets |  |  |
Intangible fixed assets | 3 | 30,690 |  | 35,862
Tangible fixed assets | 4 | 37,132 |  | 38,671
|  | 67,822 |  | 74,533
Current assets |  |  |
Debtors |  | 480,000 |  | 328,937
Cash at bank and in hand |  | 21,789 |  | 55,370
|  | 501,789 |  | 384,307
Creditors: amount falling due within one year |  | (252,572) |  | (50,595)
Net current assets |  | 249,217 |  | 333,712
Total assets less current liabilities |  | 317,039 |  | 408,245
Creditors: amount falling due after more than one year |  | (17,342) |  | (41,662)
Provisions for liabilities |  | (3,314) |  | (1,036)
Net assets |  | 296,383 |  | 365,547
Capital and reserves |  |  |
Called up share capital | 5 | 100 |  | 100
Profit and loss account |  | 296,283 |  | 365,447
Shareholders' funds |  | 296,383 |  | 365,547
For the year ended 31 January 2026 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies. Directors' responsibilities: The members have not required the company to obtain an audit of its accounts for the year in question in accordance with section 476. The directors acknowledge their responsibilities for complying with the requirements of the Companies Act 2006 with respect to accounting records and the preparation of accounts. These financial statements have been prepared and delivered in accordance with the provisions applicable to companies subject to the small companies regime. In accordance with Section 444 of the Companies Act 2006, the income statement has not been delivered to the Registrar of Companies. The members have agreed to the preparation of abridged accounts for this accounting period in accordance with section 444(2A). The financial statements were approved by the board of directors on 21 May 2026 and were signed on its behalf by:
------------------------------- Joshua Rice Director | ------------------------------- Haley Joanne Beeley Director
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Money Advice Ltd Notes to the Abridged Financial Statements For the year ended 31 January 2026
General Information Money Advice Ltd is a private company, limited by shares, registered in England and Wales, registration number 11796746, registration address Metropolitan House Station Road, Cheadle Hulme, Cheadle, England, SK8 7AZ. The presentation currency is £ sterling.
1. | Accounting policies Significant accounting policies The accounts have been prepared under the historical cost convention and in accordance with FRS 102, the financial reporting standard applicable in the UK and Republic of Ireland (as applied to small entities by Section 1A of the standard) Going concern basis The directors believe that the company is experiencing good levels of sales growth and profitability, and that it is well placed to manage its business risks successfully. Accordingly, they have a reasonable expectation that the company has adequate resources to continue in operational existence for the foreseeable future. Thus they continue to adopt the going concern basis of accounting in preparing the financial statements. Turnover Turnover comprises the invoiced value of goods and services supplied by the company and trade discounts. Intangible assets Intangible assets (including purchased goodwill and patents) are amortised at rates calculated to write off the assets on a straight line basis over their estimated useful economic lives. Impairment of intangible assets is only reviewed where circumstances indicate that the carrying value of an asset may not be fully recoverable. Website Website is stated at cost less amortization. Amortisation is calculated on a straight line basis over the estimated expected useful economic life of the Website of 10 years. Tangible fixed assets Tangible fixed assets, other than freehold land, are stated at cost or valuation less depreciation and any provision for impairment. Depreciation is provided at rates calculated to write off the cost or valuation of fixed assets, less their estimated residual value, over their expected useful lives on the following basis:
Leashold property | 10% Straight Line
Fixtures and Fittings | 15% Reducing Balance
Computer Equipment | 25% Straight Line
Provisions Provisions are recognised when the company has a present obligation as a result of a past event which it is more probable than not will result in an outflow of economic benefits that can be reasonably estimated.
2. | Average number of employees Average number of employees during the year was 4 (2025 : 5).
3. | Intangible fixed assets
Cost | Website |  | Total
| £ |  | £
At 01 February 2025 | 51,715 |  | 51,715
Additions | - |  | -
Disposals | - |  | -
At 31 January 2026 | 51,715 |  | 51,715
Amortisation
At 01 February 2025 | 15,853 |  | 15,853
Charge for year | 5,172 |  | 5,172
On disposals | - |  | -
At 31 January 2026 | 21,025 |  | 21,025
Net book values
At 31 January 2026 | 30,690 |  | 30,690
At 31 January 2025 | 35,862 |  | 35,862
4. | Tangible fixed assets
Cost or valuation | Leashold property |  | Fixtures and Fittings |  | Computer Equipment |  | Total
| £ |  | £ |  | £ |  | £
At 01 February 2025 | 33,702 |  | 8,420 |  | 16,393 |  | 58,515
Additions | - |  | - |  | 7,692 |  | 7,692
Disposals | - |  | - |  | - |  | -
At 31 January 2026 | 33,702 |  | 8,420 |  | 24,085 |  | 66,207
Depreciation
At 01 February 2025 | 7,336 |  | 3,536 |  | 8,972 |  | 19,844
Charge for year | 3,370 |  | 733 |  | 5,128 |  | 9,231
On disposals | - |  | - |  | - |  | -
At 31 January 2026 | 10,706 |  | 4,269 |  | 14,100 |  | 29,075
Net book values
Closing balance as at 31 January 2026 | 22,996 |  | 4,151 |  | 9,985 |  | 37,132
Opening balance as at 01 February 2025 | 26,366 |  | 4,884 |  | 7,421 |  | 38,671
5. | Share Capital
Allotted, called up and fully paid | 2026 £ |  | 2025 £
--- | --- | --- | ---
100 Class A shares of £1.00 each | 100 |  | 100
| 100 |  | 100
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