Envoy Financial Ltd

Registered number: SC718056

	2025	2024
	£	£
Fixed assets	119,312	70,821

Current assets	155,097	138,516
Creditors: Amounts Falling Due Within One Year	(51,190 )	(66,386 )

NET CURRENT ASSETS	103,907	72,130

TOTAL ASSETS LESS CURRENT LIABILITIES	223,219	142,951

Creditors: Amounts Falling Due After More Than One Year	(222,979 )	(142,714 )

NET ASSETS	240	237

CAPITAL AND RESERVES	240	237

Notes

1. General Information

Envoy Financial Ltd is a private company, limited by shares, incorporated in Scotland, registered number SC718056 . The registered office is 14 National Drive, Glasgow, G43 1AW.

2. Average Number of Employees

Average number of employees, including directors, during the year was: 5 (2024: 5)

3. Directors Advances, Credits and Guarantees

Included within Debtors are the following loans to directors:

	As at 1 January 2025	Amounts advanced	Amounts repaid	Amounts written off	As at 31 December 2025
	£	£	£	£	£
Mr GRAEME HILLEY	-	34,392	34,392	-	-

The above loan is unsecured, interest free and repayable on demand.

For the year ending 31 December 2025 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.

These accounts have been prepared in accordance with the micro-entity provisions and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

On behalf of the board

Mr ROSS BREMNER Director	Mr GRAEME HILLEY Director
21/05/2026