Virtue Umbrella Limited

Registered number: 15314101

	2025	2024
	£	£
Fixed assets	1,853	648

Current assets	317,187	172,011
Prepayments and accrued income	3,635	-
Creditors: Amounts Falling Due Within One Year	(80,043 )	(66,458 )

NET CURRENT ASSETS	240,779	105,553

TOTAL ASSETS LESS CURRENT LIABILITIES	242,632	106,201

Accruals and deferred income	(750 )	(750 )

NET ASSETS	241,882	105,451

CAPITAL AND RESERVES	241,882	105,451

Notes

1. General Information

Virtue Umbrella Limited is a private company, limited by shares, incorporated in England & Wales, registered number 15314101 . The registered office is 3 Sovereign Court, Graham Street, Birmingham, B1 3JR.

2. Average Number of Employees

Average number of employees, including directors, during the year was: 4 (2024: 2)

3. Other Commitments

The total of future minimum lease payments under non-cancellable operating leases are as following:

	2025	2024
	£	£
Not later than one year	3,255	-

	3,255	-

4. Directors Advances, Credits and Guarantees

During the year the company made loans to the directors of £46,083 (2024 : £nil). As at 30 November 2025 Virtue Umbrella Limited was owed £46,083 (2024 : £nil) by the directors. All balances attract interest at HMRC's official rate and are repayable upon demand.

	As at 1 December 2024	Amounts advanced	Amounts repaid	Amounts written off	As at 30 November 2025
	£	£	£	£	£
Mr S A Wassell	-	10,209	-	-	10,209
Miss R Chilton	-	35,874	-	-	35,874

For the year ending 30 November 2025 the company was entitled to exemption from audit under section 477 of the Companies Act 2006 relating to small companies.

The members have not required the company to obtain an audit in accordance with section 476 of the Companies Act 2006.

The directors acknowledge their responsibilities for complying with the requirements of the Act with respect to accounting records and the preparation of accounts.

These accounts have been prepared in accordance with the micro-entity provisions and delivered in accordance with the provisions applicable to companies subject to the small companies regime.

The financial statements were approved by the board of directors on 21 August 2026 and were signed on its behalf by:

Miss R Chilton

Director