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Registration number: 16335774

Loveraw Smart Ltd

Annual Report and Financial Statements

for the Period from 24 March 2025 to 31 December 2025

 

Loveraw Smart Ltd

Contents

Company Information

1

Director's Report

2

Statement of Director's Responsibilities

3

Independent Auditor's Report

4 to 6

Profit and Loss Account

7

Statement of Comprehensive Income

8

Balance Sheet

9

Statement of Changes in Equity

10

Notes to the Financial Statements

11 to 17

 

Loveraw Smart Ltd

Company Information

Director

Yani Dragov

Company secretary

Yani Dragov

Registered office

2nd Floor
Gerrards Cross Memorial Centre
8 East Common
Gerrards Cross
Buckinghamshire
SL9 7AD

Auditors

Bates Weston Audit Ltd The Mills
Canal Street
Derby
DE1 2RJ

 

Loveraw Smart Ltd

Director's Report for the Period from 24 March 2025 to 31 December 2025

The director presents his report and the financial statements for the period from 24 March 2025 to 31 December 2025.

Director of the company

The director who held office during the period was as follows:

Yani Dragov - Company secretary and director (appointed 25 March 2025)

Principal activity

The principal activity of the company is the sale and distribution of organic food products.

Disclosure of information to the auditors

The director has taken steps that he ought to have taken as a director in order to make himself aware of any relevant audit information and to establish that the company's auditors are aware of that information. The director confirms that there is no relevant information that he knows of and of which he knows the auditors are unaware.

Small companies provision statement

This report has been prepared in accordance with the special provisions relating to companies subject to the small companies regime within Part 15 of the Companies Act 2006.

Approved and authorised by the director on 14 August 2026
 

.........................................
Yani Dragov
Company secretary and director

 

Loveraw Smart Ltd

Statement of Director's Responsibilities

The director acknowledges his responsibilities for preparing the Annual Report and the financial statements in accordance with applicable law and regulations.

Company law requires the director to prepare financial statements for each financial year. Under that law the director has elected to prepare the financial statements in accordance with United Kingdom Generally Accepted Accounting Practice (United Kingdom Accounting Standards and applicable law). Under company law the director must not approve the financial statements unless he is satisfied that they give a true and fair view of the state of affairs of the company and of the profit or loss of the company for that period. In preparing these financial statements, the director is required to:

select suitable accounting policies and apply them consistently;

make judgements and accounting estimates that are reasonable and prudent;

prepare the financial statements on the going concern basis unless it is inappropriate to presume that the company will continue in business.

The director is responsible for keeping adequate accounting records that are sufficient to show and explain the company's transactions and disclose with reasonable accuracy at any time the financial position of the company and enable him to ensure that the financial statements comply with the Companies Act 2006. He is also responsible for safeguarding the assets of the company and hence for taking reasonable steps for the prevention and detection of fraud and other irregularities.

 

Loveraw Smart Ltd

Independent Auditor's Report to the Members of Loveraw Smart Ltd

Opinion

We have audited the financial statements of Loveraw Smart Ltd (the 'company') for the period from 24 March 2025 to 31 December 2025, which comprise the Profit and Loss Account, Statement of Comprehensive Income, Balance Sheet, Statement of Changes in Equity, and Notes to the Financial Statements, including a summary of significant accounting policies. The financial reporting framework that has been applied in their preparation is applicable law and United Kingdom Accounting Standards, including FRS 102 Section 1A 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' (United Kingdom Generally Accepted Accounting Practice).

In our opinion the financial statements:

give a true and fair view of the state of the company's affairs as at 31 December 2025 and of its loss for the period then ended;

have been properly prepared in accordance with United Kingdom Generally Accepted Accounting Practice; and

have been prepared in accordance with the requirements of the Companies Act 2006.

Basis for opinion

We conducted our audit in accordance with International Standards on Auditing (UK) (ISAs (UK)) and applicable law. Our responsibilities under those standards are further described in the auditor responsibilities for the audit of the financial statements section of our report. We are independent of the company in accordance with the ethical requirements that are relevant to our audit of the financial statements in the UK, including the FRC’s Ethical Standard, and we have fulfilled our other ethical responsibilities in accordance with these requirements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our opinion.

Conclusions relating to going concern

In auditing the financial statements, we have concluded that the director's use of the going concern basis of accounting in the preparation of the financial statements is appropriate.

Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the original financial statements were authorised for issue.

Our responsibilities and the responsibilities of the director with respect to going concern are described in the relevant sections of this report.

Other information

The other information comprises the information included in the annual report, other than the financial statements and our auditor’s report thereon. Our opinion on the financial statements does not cover the other information and, except to the extent otherwise explicitly stated in our report, we do not express any form of assurance conclusion thereon.

In connection with our audit of the financial statements, our responsibility is to read the other information and, in doing so, consider whether the other information is materially inconsistent with the financial statements or our knowledge obtained in the audit or otherwise appears to be materially misstated. If we identify such material inconsistencies or apparent material misstatements, we are required to determine whether there is a material misstatement in the financial statements or a material misstatement of the other information. If, based on the work we have performed, we conclude that there is a material misstatement of this other information, we are required to report that fact.

We have nothing to report in this regard.

 

Loveraw Smart Ltd

Independent Auditor's Report to the Members of Loveraw Smart Ltd

Opinion on other matter prescribed by the Companies Act 2006

In our opinion, based on the work undertaken in the course of the audit:

the information given in the Director's Report for the financial period for which the financial statements are prepared is consistent with the financial statements; and

the Director's Report has been prepared in accordance with applicable legal requirements.

Matters on which we are required to report by exception

In the light of our knowledge and understanding of the company and its environment obtained in the course of the audit, we have not identified material misstatements in the Director's Report.

We have nothing to report in respect of the following matters where the Companies Act 2006 requires us to report to you if, in our opinion:

adequate accounting records have not been kept, or returns adequate for our audit have not been received from branches not visited by us; or

the financial statements are not in agreement with the accounting records and returns; or

certain disclosures of director's remuneration specified by law are not made; or

we have not received all the information and explanations we require for our audit; or

the director was not entitled to prepare the financial statements in accordance with the small companies regime and take advantage of the small companies’ exemptions in preparing the directors’ report and from the requirement to prepare a strategic report.

Responsibilities of the director

As explained more fully in the Statement of Director's Responsibilities [set out on page 3], the director is responsible for the preparation of the financial statements and for being satisfied that they give a true and fair view, and for such internal control as the director determines is necessary to enable the preparation of financial statements that are free from material misstatement, whether due to fraud or error.

In preparing the financial statements, the director is responsible for assessing the company's ability to continue as a going concern, disclosing, as applicable, matters related to going concern and using the going concern basis of accounting unless the director either intends to liquidate the company or to cease operations, or have no realistic alternative but to do so.

Auditor Responsibilities for the audit of the financial statements

Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor’s report that includes our opinion. Reasonable assurance is a high level of assurance, but is not a guarantee that an audit conducted in accordance with ISAs (UK) will always detect a material misstatement when it exists. Misstatements can arise from fraud or error and are considered material if, individually or in the aggregate, they could reasonably be expected to influence the economic decisions of users taken on the basis of these financial statements.

The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below:

 

Loveraw Smart Ltd

Independent Auditor's Report to the Members of Loveraw Smart Ltd

Irregularities, including fraud, are instances of non-compliance with laws and regulations. We design procedures in line with our responsibilities, outlined above, to detect material misstatements in respect of irregularities, including fraud. The extent to which our procedures are capable of detecting irregularities, including fraud is detailed below.

Based on our understanding of the industry in which it operates, we considered those laws and regulations that have a direct impact on the preparation of the financial statements such as the Companies Act 2006. Audit procedures performed by the engagement team included:

- Enquiry of management around actual and potential litigation and claims;
- Reviewing financial statement disclosures and testing to supporting documentation to assess compliance with applicable laws and regulations;
- Performing audit work over the risk of management override of controls, including testing of journal entries and other adjustments for appropriateness, evaluating the business rationale of significant transactions outside the normal course of business and reviewing accounting estimates for bias.

Because of the inherent limitations of an audit, there is a risk that we will not detect all irregularities, including those leading to a material misstatement in the financial statements or non-compliance with regulation. This risk increases the more that compliance with a law or regulation is removed from the events and transactions reflected in the financial statements, as we will be less likely to become aware of instances of non-compliance. The risk is also greater regarding irregularities occurring due to fraud rather than error, as fraud involves intentional concealment, forgery, collusion, omission or misrepresentation.

A further description of our responsibilities is available on the Financial Reporting Council’s website at: www.frc.org.uk/auditorsresponsibilities. This description forms part of our auditor’s report.

Use of our report

This report is made solely to the company’s members, as a body, in accordance with Chapter 3 of Part 16 of the Companies Act 2006. Our audit work has been undertaken so that we might state to the company’s members those matters we are required to state to them in an auditor’s report and for no other purpose. To the fullest extent permitted by law, we do not accept or assume responsibility to anyone other than the company and the company’s members as a body, for our audit work, for this report, or for the opinions we have formed.

......................................
Sean Douglass FCA (Senior Statutory Auditor)
For and on behalf of Bates Weston Audit Ltd , Statutory Auditor
 The Mills
Canal Street
Derby
DE1 2RJ

20 August 2026

 

Loveraw Smart Ltd

Profit and Loss Account for the Period from 24 March 2025 to 31 December 2025

Note

2025
£

Turnover

 

180,465

Cost of sales

 

(110,073)

Gross profit

 

70,392

Administrative expenses

 

(115,929)

Operating loss

 

(45,537)

Interest payable and similar expenses

 

(21,096)

Loss before tax

4

(66,633)

Loss for the financial period

 

(66,633)

The above results were derived from continuing operations.

The company has no recognised gains or losses for the period other than the results above.

 

Loveraw Smart Ltd

Statement of Comprehensive Income for the Period from 24 March 2025 to 31 December 2025

2025
£

Loss for the period

(66,633)

Total comprehensive income for the period

(66,633)

 

Loveraw Smart Ltd

(Registration number: 16335774)
Balance Sheet as at 31 December 2025

Note

2025
£

Fixed assets

 

Intangible assets

5

253,589

Current assets

 

Stocks

6

97,831

Debtors

7

156,454

Cash at bank and in hand

 

71,227

 

325,512

Creditors: Amounts falling due within one year

8

(213,344)

Net current assets

 

112,168

Total assets less current liabilities

 

365,757

Creditors: Amounts falling due after more than one year

8

(432,389)

Net liabilities

 

(66,632)

Capital and reserves

 

Called up share capital

9

1

Retained earnings

(66,633)

Shareholders' deficit

 

(66,632)

These financial statements have been prepared in accordance with the provisions applicable to companies subject to the small companies regime and FRS 102 ‘The Financial Reporting Standard Applicable in the UK and Republic of Ireland’.

Approved and authorised by the director on 14 August 2026
 

.........................................
Yani Dragov
Company secretary and director

 

Loveraw Smart Ltd

Statement of Changes in Equity for the Period from 24 March 2025 to 31 December 2025

Share capital
£

Retained earnings
£

Total
£

Loss for the period

-

(66,633)

(66,633)

New share capital subscribed

1

-

1

At 31 December 2025

1

(66,633)

(66,632)

 

Loveraw Smart Ltd

Notes to the Financial Statements for the Period from 24 March 2025 to 31 December 2025

1

General information

The company is a private company limited by share capital, incorporated in England.

The address of its registered office is:
2nd Floor
Gerrards Cross Memorial Centre
8 East Common
Gerrards Cross
Buckinghamshire
SL9 7AD

The principal place of business is:
Unit 1 Indurent Park
Haresfield
Stonehouse
Gloucester
GL10 3EZ

These financial statements were authorised for issue by the director on 14 August 2026.

2

Accounting policies

Summary of significant accounting policies and key accounting estimates

The principal accounting policies applied in the preparation of these financial statements are set out below. These policies have been consistently applied to all the years presented, unless otherwise stated.

Statement of compliance

These financial statements have been prepared in accordance with Financial Reporting Standard 102 Section 1A smaller entities - 'The Financial Reporting Standard applicable in the United Kingdom and Republic of Ireland' and the Companies Act 2006 (as applicable to companies subject to the small companies' regime).

Basis of preparation

These financial statements have been prepared using the historical cost convention except that as disclosed in the accounting policies certain items are shown at fair value.

Revenue recognition

Turnover comprises the fair value of the consideration received or receivable for the sale of goods and provision of services in the ordinary course of the company’s activities. Turnover is shown net of sales/value added tax, returns, rebates and discounts.

The company recognises revenue when:
The amount of revenue can be reliably measured;
it is probable that future economic benefits will flow to the entity;
and specific criteria have been met for each of the company's activities.

 

Loveraw Smart Ltd

Notes to the Financial Statements for the Period from 24 March 2025 to 31 December 2025

Foreign currency transactions and balances

Transactions in foreign currencies are initially recorded at the functional currency rate prevailing at the date of the transaction. Monetary assets and liabilities denominated in foreign currencies are retranslated into the respective functional currency of the entity at the rates prevailing on the reporting period date. Non-monetary items carried at fair value that are denominated in foreign currencies are retranslated at the rate on the date when the fair value is re-measured.

Non-monetary items measured in terms of historical cost in a foreign currency are not retranslated.

Goodwill

Goodwill arising on the acquisition of an entity represents the excess of the cost of acquisition over the company’s interest in the net fair value of the identifiable assets, liabilities and contingent liabilities of the entity recognised at the date of acquisition. Goodwill is initially recognised as an asset at cost and is subsequently measured at cost less accumulated amortisation and accumulated impairment losses. Goodwill is held in the currency of the acquired entity and revalued to the closing rate at each reporting period date. Goodwill is amortised over its useful life, which shall not exceed ten years if a reliable estimate of the useful life cannot be made.

Amortisation

Amortisation is provided on intangible assets so as to write off the cost, less any estimated residual value, over their useful life as follows:

Asset class

Amortisation method and rate

Goodwill

Straight line over 10 years

Cash and cash equivalents

Cash and cash equivalents comprise cash on hand and call deposits, and other short-term highly liquid investments that are readily convertible to a known amount of cash and are subject to an insignificant risk of change in value.

Trade debtors

Trade debtors are amounts due from customers for merchandise sold or services performed in the ordinary course of business.

Trade debtors are recognised initially at the transaction price. They are subsequently measured at amortised cost using the effective interest method, less provision for impairment. A provision for the impairment of trade debtors is established when there is objective evidence that the company will not be able to collect all amounts due according to the original terms of the receivables.

Stocks

Stocks are stated at the lower of cost and estimated selling price less costs to complete and sell. Cost is determined using the first-in, first-out (FIFO) method.

The cost of finished goods and work in progress comprises direct materials and, where applicable, direct labour costs and those overheads that have been incurred in bringing the inventories to their present location and condition. At each reporting date, stocks are assessed for impairment. If stocks are impaired, the carrying amount is reduced to its selling price less costs to complete and sell; the impairment loss is recognised immediately in profit or loss.

 

Loveraw Smart Ltd

Notes to the Financial Statements for the Period from 24 March 2025 to 31 December 2025

Trade creditors

Trade creditors are obligations to pay for goods or services that have been acquired in the ordinary course of business from suppliers. Accounts payable are classified as current liabilities if the company does not have an unconditional right, at the end of the reporting period, to defer settlement of the creditor for at least twelve months after the reporting date. If there is an unconditional right to defer settlement for at least twelve months after the reporting date, they are presented as non-current liabilities.

Trade creditors are recognised initially at the transaction price and subsequently measured at amortised cost using the effective interest method.

Borrowings

Interest-bearing borrowings are initially recorded at fair value, net of transaction costs. Interest-bearing borrowings are subsequently carried at amortised cost, with the difference between the proceeds, net of transaction costs, and the amount due on redemption being recognised as a charge to the profit and loss account over the period of the relevant borrowing.

Interest expense is recognised on the basis of the effective interest method and is included in interest payable and similar charges.

Borrowings are classified as current liabilities unless the company has an unconditional right to defer settlement of the liability for at least twelve months after the reporting date.

Share capital

Ordinary shares are classified as equity. Equity instruments are measured at the fair value of the cash or other resources received or receivable, net of the direct costs of issuing the equity instruments. If payment is deferred and the time value of money is material, the initial measurement is on a present value basis.

3

Staff numbers

The average number of persons employed by the company (including the director) during the period, was 1.

4

Loss/profit before tax

Arrived at after charging/(crediting)

2025
£

Amortisation expense

19,332

 

Loveraw Smart Ltd

Notes to the Financial Statements for the Period from 24 March 2025 to 31 December 2025

5

Intangible assets

Goodwill
 £

Total
£

Cost or valuation

Additions acquired separately

272,921

272,921

At 31 December 2025

272,921

272,921

Amortisation

Amortisation charge

19,332

19,332

At 31 December 2025

19,332

19,332

Carrying amount

At 31 December 2025

253,589

253,589

6

Stocks

2025
£

Merchandise

97,831

7

Debtors

Current

2025
£

Trade debtors

138,579

Other debtors

17,875

 

156,454

8

Creditors

Creditors: amounts falling due within one year

2025
£

Due within one year

Trade creditors

31,435

Accruals and deferred income

1,600

Other creditors

180,309

213,344


Other creditors of £180,309 represents amounts due to the company's parent undertaking for goods purchased during the year.

 

Loveraw Smart Ltd

Notes to the Financial Statements for the Period from 24 March 2025 to 31 December 2025

Creditors: amounts falling due after more than one year

Note

2025
£

Due after one year

 

Loans and borrowings

10

432,389


Loans and borrowings due after more than one year represent loans from group undertakings which are repayable within 5 years but have no fixed repayment schedule.

9

Share capital

Allotted, called up and fully paid shares

2025

No.

£

Ordinary of £1 each

1

1

   

Allotted, called up and not fully paid shares

2025

No.

£

Ordinary of £1 each

1

1

   

10

Loans and borrowings

Non-current loans and borrowings

2025
£

Other borrowings

432,389

Other borrowings

The carrying amount of Loans from group undertakings at the period end is £432,389.

Loans received from group undertakings are subject to interest at 2.6% and are repayable within 5 years.

 

Loveraw Smart Ltd

Notes to the Financial Statements for the Period from 24 March 2025 to 31 December 2025

11

Related party transactions

Summary of transactions with parent


Transactions with Smart Organic AD, the company's parent entity.

During the year, the company bought goods for resale from its parent company at a cost of £180,309 (€206,050).

Summary of transactions with all entities with joint control or significant interest


Zelen Bio EOOD

During the period, the company received loans from Zelen Bio EOOD, a group company, in the sum of £428,151. £389,313 of this was still owing at the balance sheet date.

The loan bears interest at 2.6% and whilst there is no fixed repayment schedule, it is repayable within 5 years.

Expenditure with and payables to related parties

2025

Parent
£

Purchase of goods

180,309

Amounts payable to related party

180,309

Loans from related parties

2025

Parent
£

Entities with joint control or significant influence
£

Total
£

Advanced

42,945

428,151

471,096

Repaid

-

(47,490)

(47,490)

Interest transactions

131

8,652

8,783

At end of period

43,076

389,313

432,389

Terms of loans from related parties

The above loans from group undertakings all bear interest at 2.6% The loans are repayable within 5 years of the balance sheet date, but have no fixed repayment schedule.
 

12

Parent and ultimate parent undertaking

The company's immediate parent is Smart Organic AD, incorporated in Bulgaria.

 

The parent of the largest group in which these financial statements are consolidated is Smart Organic AD, incorporated in Bulgaria.

 

Loveraw Smart Ltd

Notes to the Financial Statements for the Period from 24 March 2025 to 31 December 2025

The address of Smart Organic AD is:
APT 59 28 BANAT STREET,
HLADILNIKA RESIDENTIAL
AREA
LOZENETS
SOFIA
BULGARIA
1407